openapi: 3.1.0
info:
  title: Wells Fargo Account Transactions Accounts Payments API
  description: The Wells Fargo Account Transactions API enables treasury management customers to search and retrieve transaction data from the current day through 180 days prior. The API supports ACH, Wire, and RTP/Instant Payment transactions with unique transaction IDs, intraday and previous day reporting, and pagination for high-volume transaction retrieval. Authentication uses OAuth 2.0 bearer tokens obtained through the Wells Fargo Developer Portal.
  version: '3.0'
  contact:
    url: https://developer.wellsfargo.com/documentation/api-references/account-transactions/v3/transaction-detail-api-ref-v3
servers:
- url: https://api.wellsfargo.com
tags:
- name: Payments
  description: Initiate and manage payments.
paths:
  /payments:
    get:
      operationId: listPayments
      summary: List payments
      description: Retrieves a list of payments initiated through the Gateway platform with status, amount, and recipient details.
      tags:
      - Payments
      responses:
        '200':
          description: Success
    post:
      operationId: createPayment
      summary: Create a payment
      description: Initiates a new payment from the authenticated commercial customer's account to a specified recipient.
      tags:
      - Payments
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              properties:
                amount:
                  type: number
                currency:
                  type: string
                recipientAccount:
                  type: string
                description:
                  type: string
      responses:
        '201':
          description: Payment initiated successfully
components:
  securitySchemes:
    oauth2:
      type: oauth2
      flows:
        clientCredentials:
          tokenUrl: https://api.wellsfargo.com/oauth2/token
          scopes:
            accounts:read: Read account information and balances
            transactions:read: Read transaction history and details