generated: '2026-07-20'
method: derived
source: openapi/westpac-cds-banking-products-openapi.yml
docs: https://www.westpac.com.au/about-westpac/innovation/open-banking/product-api/
summary:
  types: []
  api_key_in: []
  oauth2_flows: []
  note: >-
    The Westpac CDR Product Reference Data OpenAPI declares NO securitySchemes and
    applies NO security requirement to either operation. Westpac's own
    documentation confirms "no security or other headers are required to call this
    API" beyond the mandatory x-v version header. The public PRD surface is
    unauthenticated by design under the Consumer Data Standards.
schemes: []
public_access:
  authenticated: false
  detail: >-
    listProducts and getProductDetail are open, unauthenticated GET endpoints.
consumer_data_sharing:
  detail: >-
    Access to consumer/account data beyond product reference data is NOT available
    through this public API. It flows through the CDR's Accredited Data Recipient
    (ADR) model, which uses an OAuth 2.0 / OpenID Connect, FAPI-hardened consent
    flow operated through the CDR ecosystem (accreditation + the CDR Register),
    not a Westpac-issued developer credential. That surface is out of scope for
    this public PRD contract.