specification: FinOps Framework
specificationVersion: '1.0'
schema: https://www.finops.org/framework/
alignedWith:
  framework: FinOps Foundation Framework
  frameworkUrl: https://www.finops.org/framework/
  dataSpec: FOCUS
  dataSpecVersion: '1.3'
  dataSpecUrl: https://focus.finops.org/focus-specification/v1-3/
provider: Wintrust Financial
providerId: wintrust-financial
publisherName: Wintrust Financial Corporation
serviceCategory: Banking
created: '2026-05-04'
# Provenance stamped 2026-08-11: this artifact was written by the API Evangelist
# bulk sweep dated 2026-05-04, not harvested from the provider. See roadmap#35.
method: generated
modified: '2026-05-05'
reconciled: false
tags:
  - Banking
  - Financial Services
  - Community
  - FinOps
  - FOCUS
  - Contact Sales
description: FinOps shape for Wintrust Financial is contract-driven; the holding company does not publish a public API pricing surface, so meters and FOCUS columns are minimum placeholders pending a banking agreement.
sources:
  - https://www.wintrust.com
notes: No public pricing/billing pages exist. Populate meters and chargeCategories from an actual treasury / commercial-banking contract once one exists.
billingModel:
  pricingCategory: Contract-Negotiated
  billingFrequency: Per-Invoice
  billingCurrency: USD
  chargeCategories:
    - Usage
    - Purchase
focusColumns:
  ServiceName: Wintrust Financial
  ServiceCategory: Banking
  ProviderName: Wintrust Financial
  PublisherName: Wintrust Financial Corporation
  InvoiceIssuerName: Wintrust Financial Corporation
  BillingCurrency: USD
meters:
  - name: contracted_service
    unit: varies
    aggregation: sum
    dimensions:
      - service
principles:
  - name: Visibility
    description: Consumption signal comes from Wintrust's commercial / treasury portals and contracted reporting; no public usage API exists.
  - name: Allocation
    description: Spend is allocated through the underlying contract (account, treasury product) rather than via API tags.
  - name: Optimization
    description: Optimization is commercial - account consolidation, product selection, contract renegotiation.
  - name: Accountability
    description: Treasury / finance is the natural owner; engineering owns only integration cost since no per-call price is published.
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com