aid: wise url: https://raw.githubusercontent.com/api-evangelist/wise/refs/heads/main/apis.yml name: Wise x-type: company description: >- Wise (formerly TransferWise) provides cross-border payments and multi-currency accounts for personal and business customers. The Wise Platform API exposes profiles, balances, transfers, recipients, quotes, multi-currency accounts, cards, statements, and webhooks. image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg tags: - Payments - FX - Cross-Border - Banking - Multi-Currency created: '2026-05-08' modified: '2026-05-08' specificationVersion: '0.19' apis: - aid: wise:profiles name: Wise Profiles API description: >- Manages Wise user identity records. A profile represents either a personal or business entity that owns balances, can send and receive money, and can hold recipients. Profiles are the root resource that other Wise Platform API calls are scoped against. humanURL: https://docs.wise.com/api-docs/api-reference/profile baseURL: https://api.wise.com/v2 tags: - Profiles - Identity - KYC properties: - type: Documentation url: https://docs.wise.com/api-docs/api-reference/profile - type: Sandbox url: https://api.sandbox.transferwise.tech - type: OpenAPI url: openapi/wise-platform-openapi.yml - aid: wise:recipients name: Wise Recipients API description: >- Manages beneficiary bank account records. Recipients store the destination account details (name, currency, account number, routing/IBAN/SWIFT details) used as the target of a transfer. The API supports creating, retrieving, listing, and deleting recipient accounts across 70+ supported currencies. humanURL: https://docs.wise.com/api-docs/api-reference/recipient baseURL: https://api.wise.com/v1 tags: - Recipients - Beneficiaries - Bank Accounts properties: - type: Documentation url: https://docs.wise.com/api-docs/api-reference/recipient - type: OpenAPI url: openapi/wise-platform-openapi.yml - aid: wise:quotes name: Wise Quotes API description: >- Calculates the exchange rate, fees, and estimated delivery time for a prospective transfer between two currencies. A quote pins the FX rate for a short window and is a required prerequisite to creating a transfer. Supports source-amount, target-amount, and pay-in option variations. humanURL: https://docs.wise.com/api-docs/api-reference/quote baseURL: https://api.wise.com/v3 tags: - Quotes - FX - Pricing properties: - type: Documentation url: https://docs.wise.com/api-docs/api-reference/quote - type: OpenAPI url: openapi/wise-platform-openapi.yml - aid: wise:transfers name: Wise Transfers API description: >- Creates and tracks cross-border money movements. A transfer ties a quote to a recipient and is funded from a source balance or pay-in method. The API exposes create, fund, cancel, list, and detail operations along with status events. humanURL: https://docs.wise.com/api-docs/api-reference/transfer baseURL: https://api.wise.com/v1 tags: - Transfers - Payments - Cross-Border properties: - type: Documentation url: https://docs.wise.com/api-docs/api-reference/transfer - type: OpenAPI url: openapi/wise-platform-openapi.yml - aid: wise:balances name: Wise Balances API description: >- Manages multi-currency balances held inside a profile. Supports listing balances, retrieving the available and reserved amounts per currency, opening and closing currency balances, and moving funds between balances within the same profile. humanURL: https://docs.wise.com/api-docs/api-reference/balance baseURL: https://api.wise.com/v4 tags: - Balances - Multi-Currency - Wallets properties: - type: Documentation url: https://docs.wise.com/api-docs/api-reference/balance - type: OpenAPI url: openapi/wise-platform-openapi.yml - aid: wise:multi-currency-account name: Wise Multi-Currency Account API description: >- Provisions local bank account details (account number / routing / IBAN / SWIFT) for a profile across the supported receiving currencies, allowing a customer to receive money like a local in 56+ currencies. humanURL: https://docs.wise.com/api-docs/api-reference/multi-currency-account baseURL: https://api.wise.com/v1 tags: - Multi-Currency Account - Receive Money - Local Bank Details properties: - type: Documentation url: https://docs.wise.com/api-docs/api-reference/multi-currency-account - type: OpenAPI url: openapi/wise-platform-openapi.yml - aid: wise:statements name: Wise Statements API description: >- Generates and downloads transaction statements for a balance over an arbitrary date range. Output formats include JSON, CSV, PDF, and MT940, supporting reconciliation and accounting workflows. humanURL: https://docs.wise.com/api-docs/api-reference/balance-statement baseURL: https://api.wise.com/v1 tags: - Statements - Reporting - Accounting properties: - type: Documentation url: https://docs.wise.com/api-docs/api-reference/balance-statement - type: OpenAPI url: openapi/wise-platform-openapi.yml - aid: wise:cards name: Wise Cards API description: >- Issues, lists, and manages Wise debit cards linked to a profile balance. Includes operations for retrieving card details, freezing/unfreezing, replacing cards, and managing spending controls. humanURL: https://docs.wise.com/api-docs/api-reference/card baseURL: https://api.wise.com/v3 tags: - Cards - Issuing - Spending Controls properties: - type: Documentation url: https://docs.wise.com/api-docs/api-reference/card - type: OpenAPI url: openapi/wise-platform-openapi.yml - aid: wise:webhooks name: Wise Webhooks API description: >- Subscribes a partner application to event notifications for transfers, balances, cards, and profile-state changes. Supports creating, listing, and deleting webhook subscriptions and verifying signed payloads. humanURL: https://docs.wise.com/api-docs/api-reference/subscription baseURL: https://api.wise.com/v3 tags: - Webhooks - Events - Notifications properties: - type: Documentation url: https://docs.wise.com/api-docs/api-reference/subscription - type: OpenAPI url: openapi/wise-platform-openapi.yml - aid: wise:simulation name: Wise Simulation API description: >- Sandbox-only endpoints for advancing the lifecycle of test transfers (simulating funding, processing, completion, and failure paths) without moving real money. Used to exercise integration logic end-to-end against api.sandbox.transferwise.tech. humanURL: https://docs.wise.com/api-docs/api-reference/simulation baseURL: https://api.sandbox.transferwise.tech tags: - Simulation - Sandbox - Testing properties: - type: Documentation url: https://docs.wise.com/api-docs/api-reference/simulation - type: OpenAPI url: openapi/wise-platform-openapi.yml common: - type: Website url: https://wise.com/ - type: Documentation url: https://docs.wise.com/ - type: Sandbox url: https://api.sandbox.transferwise.tech - type: Plans url: plans/wise-plans-pricing.yml - type: RateLimits url: rate-limits/wise-rate-limits.yml - type: FinOps url: finops/wise-finops.yml maintainers: - FN: Kin Lane email: kin@apievangelist.com