specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Wompi
providerId: wompi
created: '2026-07-17'
modified: '2026-07-17'
reconciled: false
tags:
- Payments
- Fintech
- Colombia
- PSE
- Nequi
- Plans
description: >-
  Wompi has no developer subscription tiers - API access is free and included
  with a merchant account. Revenue is per-successful-transaction commission
  (percentage + fixed COP fee + VAT/IVA), which varies by payment method and by
  the merchant's negotiated plan. Rates below are representative public figures
  in Colombian Pesos and should be confirmed on the Wompi pricing page or via a
  Wompi commercial agreement; they are not billed through the API.
notes: >-
  Wompi is part of Grupo Bancolombia; merchants settle in COP. Card rates
  commonly cited around 2.65%-2.79% + a fixed COP fee (~COP 700-900) + IVA per
  approved transaction, with different rates for PSE, Nequi, and Bancolombia
  methods. Verify current rates and any plan (e.g. "Plan Avanzado") before use.
sources:
- https://wompi.co/
- https://docs.wompi.co/
plans:
- id: wompi-api-access
  name: API Access (included)
  type: free
  description: >-
    Full REST API access is included with any Wompi merchant account at no
    additional platform/subscription fee. Costs are transaction commissions,
    not API-tier charges.
  entries:
  - label: Developer / API Access
    name: api_access
    type: free
    metric: requests
    limit: -1
    timeFrame: month
    geo: CO
    unit: 1
    price: included with merchant account
    userMultiplied: false
  elements:
  - name: Transactions
  - name: Tokenization
  - name: Payment Sources
  - name: Payment Links
  - name: PSE
  - name: Events / Webhooks
- id: wompi-transaction-commission
  name: Transaction Commission
  type: usage
  description: >-
    Per-successful-transaction commission taken from settlement, varying by
    payment method and negotiated merchant plan. Figures are representative
    public COP rates, not API-metered.
  entries:
  - label: Card (Tarjetas)
    name: commission_card
    type: usage
    metric: transactions
    limit: -1
    timeFrame: usage
    geo: CO
    unit: 1
    price: approx 2.65%-2.79% + ~COP 700-900 + IVA per approved transaction
    userMultiplied: false
  - label: PSE (online bank debit)
    name: commission_pse
    type: usage
    metric: transactions
    limit: -1
    timeFrame: usage
    geo: CO
    unit: 1
    price: per-transaction fee - see Wompi pricing / commercial agreement
    userMultiplied: false
  - label: Nequi
    name: commission_nequi
    type: usage
    metric: transactions
    limit: -1
    timeFrame: usage
    geo: CO
    unit: 1
    price: per-transaction fee - see Wompi pricing / commercial agreement
    userMultiplied: false
  - label: Bancolombia Transfer / Collect
    name: commission_bancolombia
    type: usage
    metric: transactions
    limit: -1
    timeFrame: usage
    geo: CO
    unit: 1
    price: per-transaction fee - see Wompi pricing / commercial agreement
    userMultiplied: false
  elements:
  - name: Settlement Commission
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com