specification: API Commons Rate Limits specificationVersion: '0.1' schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/RateLimits provider: Wompi providerId: wompi created: '2026-07-17' modified: '2026-07-17' reconciled: false tags: - Payments - Fintech - Colombia - Rate Limiting - Throttling description: >- Wompi does not publish explicit numeric API rate limits in its public developer documentation. As a bank-operated payment gateway it applies fraud/risk controls and may throttle abusive traffic; standard HTTP 429 and 4xx/5xx handling with exponential backoff is advised. Per-account limits, if any, are governed by the merchant's commercial agreement with Wompi / Grupo Bancolombia and are not documented as fixed public values. notes: >- No documented RPM/RPD/TPM values were found on docs.wompi.co at review time. Treat status polling (GET /v1/transactions/{id}) conservatively and prefer webhook events for status changes to avoid unnecessary request volume. sources: - https://docs.wompi.co/ - https://docs.wompi.co/en/docs/colombia/errores/ responseCodes: throttled: 429 limits: - name: API Request Rate scope: account metric: requests limit: not published notes: No public numeric limit documented; risk-based throttling may apply. policies: - name: Backoff Strategy description: Clients should implement exponential backoff with jitter and honor Retry-After on 429/5xx. - name: Prefer Webhooks Over Polling description: Use Eventos (webhooks) for transaction status changes rather than tight polling loops on GET /v1/transactions/{id}. maintainers: - FN: Kin Lane email: kin@apievangelist.com