{ "id": "BP-HEALTH-001", "name": "Premier Health PPO Plan", "type": "HEALTH", "carrier": "Blue Cross Blue Shield", "status": "ACTIVE", "effectiveDate": "2026-01-01", "endDate": "2026-12-31", "employeePremium": 150.0, "employerContribution": 450.0, "currency": "USD", "description": "Comprehensive PPO health plan with nationwide coverage" }