generated: '2026-07-21'
method: searched
source: https://docs.xflowpay.com/latest/guide
modes:
  separation: Testmode and livemode are fully separate; data from testmode is not
    carried over to livemode. Separate livemode keys must be generated for
    production.
  test_key_prefix: sk_test_
  live_key_prefix: sk_live_
  base_url: https://api.xflowpay.com (same host; mode selected by key)
simulation:
- feature: Account activation
  behavior: Dummy data is accepted without verification; accounts activate
    instantaneously in testmode.
- feature: Partner activation
  behavior: Partners activate immediately after creation.
- feature: Deposits
  behavior: Deposits can be simulated via API or dashboard to add funds to the
    pending balance (testmode-only actions guarded by the testmode_action_only
    error code).
- feature: Receivables
  behavior: Receivables auto-transition to active status upon confirmation.
- feature: Payouts
  behavior: Payouts auto-settle on simulated timing — immediately for daily
    schedules, in 5 minutes for weekly, 15 minutes for monthly.
- feature: Platform payouts / transfers
  behavior: Transfer objects auto-complete with simulated timing.
test_values:
  notes: Xflow publishes no magic test card numbers or bank accounts; testmode
    simulation is driven through the API/dashboard (e.g. simulated deposits)
    rather than magic values.