{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://raw.githubusercontent.com/api-evangelist/xrpay/main/json-schema/xrpay-payment-intent-create-schema.json",
  "title": "PaymentIntentCreate",
  "x-generated": "2026-10-09",
  "x-method": "derived",
  "x-generator": "derive-json-schema.py",
  "x-source": "openapi/xrpay-openapi.yml#/components/schemas/PaymentIntentCreate",
  "type": "object",
  "additionalProperties": false,
  "required": [
    "amount_minor",
    "currency",
    "external_order_id"
  ],
  "properties": {
    "amount_minor": {
      "type": "integer",
      "minimum": 1,
      "description": "Fiat amount in the currency's smallest unit."
    },
    "currency": {
      "type": "string",
      "minLength": 3,
      "maxLength": 3
    },
    "external_order_id": {
      "type": "string",
      "maxLength": 200
    },
    "order_number": {
      "type": "string",
      "maxLength": 200
    },
    "customer_email": {
      "type": "string",
      "format": "email"
    },
    "location_id": {
      "type": "string",
      "maxLength": 200
    },
    "terminal_id": {
      "type": "string",
      "maxLength": 200
    },
    "operator_id": {
      "type": "string",
      "maxLength": 200
    },
    "integration_type": {
      "enum": [
        "pos",
        "ecommerce",
        "invoice",
        "payment_link",
        "api"
      ],
      "default": "pos"
    },
    "payment_method_types": {
      "type": "array",
      "minItems": 1,
      "uniqueItems": true,
      "items": {
        "enum": [
          "card",
          "mobile_money",
          "bank",
          "xrp",
          "rlusd",
          "crypto"
        ]
      },
      "description": "Optional allow-list enforced by both the hosted checkout UI and server actions."
    },
    "collection_mode": {
      "enum": [
        "hosted",
        "direct"
      ],
      "default": "hosted",
      "description": "Use direct with mobile_money to send the approval prompt to the customer's phone without creating a hosted checkout page."
    },
    "payment_method_data": {
      "anyOf": [
        {
          "$ref": "#/$defs/DirectMobileMoneyPaymentMethodData"
        },
        {
          "type": "null"
        }
      ],
      "description": "Required only for direct Mobile Money collection. The full phone number is used for submission but is never returned."
    },
    "settlement_currency": {
      "enum": [
        "XRP",
        "RLUSD"
      ]
    },
    "metadata": {
      "type": "object",
      "maxProperties": 100
    },
    "line_items": {
      "type": "array",
      "maxItems": 100,
      "items": {
        "$ref": "#/$defs/LineItem"
      }
    },
    "success_url": {
      "type": "string",
      "format": "uri"
    },
    "cancel_url": {
      "type": "string",
      "format": "uri"
    },
    "expires_in": {
      "type": "integer",
      "minimum": 60,
      "maximum": 2592000,
      "description": "Relative expiry in seconds. Mutually exclusive with expires_at."
    },
    "expires_at": {
      "type": "string",
      "format": "date-time",
      "description": "Absolute expiry at least 60 seconds and no more than 30 days ahead. Mutually exclusive with expires_in."
    }
  },
  "$defs": {
    "DirectMobileMoneyPaymentMethodData": {
      "type": "object",
      "additionalProperties": false,
      "required": [
        "type",
        "mobile_money"
      ],
      "properties": {
        "type": {
          "const": "mobile_money"
        },
        "mobile_money": {
          "type": "object",
          "additionalProperties": false,
          "required": [
            "country",
            "network",
            "phone"
          ],
          "properties": {
            "country": {
              "type": "string",
              "minLength": 2,
              "maxLength": 2
            },
            "network": {
              "type": "string"
            },
            "phone": {
              "type": "string",
              "description": "Customer Mobile Money number. E.164 with country code is recommended."
            }
          }
        }
      }
    },
    "LineItem": {
      "type": "object",
      "required": [
        "name"
      ],
      "properties": {
        "name": {
          "type": "string",
          "maxLength": 200
        },
        "quantity": {
          "type": "integer",
          "minimum": 1,
          "default": 1
        },
        "unit_amount_minor": {
          "type": "integer",
          "minimum": 0
        },
        "sku": {
          "type": "string"
        }
      }
    }
  }
}