apiCommonsPlans: "0.1"
provider:
  id: yapily
  name: Yapily
  url: https://www.yapily.com/pricing
  modifiedAt: 2026-05-25
notes: |
  Yapily publishes usage-based commercial pricing on consultation. The tiers
  below reflect Yapily's public product packaging across Data Access (AIS),
  Payments (PIS), Variable Recurring Payments (VRP), Data Plus enrichment,
  Account Validation, and Yapily Connect (regulated coverage). Exact unit
  prices are negotiated; volumes and SLA terms are commercial.

plans:
  - id: data-access
    name: Data Access
    description: |
      AIS connectivity across UK Open Banking and Berlin Group ASPSPs.
      Pay per active end-user (PSU) or per successful data call depending
      on commercial arrangement.
    surface:
      apis:
        - yapily:yapily-data-api
        - yapily:yapily-consents-api
        - yapily:yapily-institutions-api
      capabilities:
        - capabilities/data-access.yaml
    metering:
      - dimension: active_psu
        unit: user_per_month
      - dimension: successful_account_request
        unit: request
    commercial: consult_sales

  - id: payments
    name: Payments
    description: |
      PIS for single, scheduled, periodic, bulk, and international payments
      across UK and EU ASPSPs.
    surface:
      apis:
        - yapily:yapily-payments-api
        - yapily:yapily-consents-api
      capabilities:
        - capabilities/payment-initiation.yaml
    metering:
      - dimension: successful_payment
        unit: payment
      - dimension: bulk_payment_line
        unit: payment_line
    commercial: consult_sales

  - id: variable-recurring-payments
    name: Variable Recurring Payments
    description: |
      Sweeping and commercial VRP including consent setup, funds confirmation,
      and execution under an active VRP consent.
    surface:
      apis:
        - yapily:yapily-vrp-api
      capabilities:
        - capabilities/variable-recurring-payments.yaml
    metering:
      - dimension: active_vrp_consent
        unit: consent_per_month
      - dimension: vrp_payment_execution
        unit: payment
    commercial: consult_sales

  - id: data-plus
    name: Data Plus
    description: |
      Transaction enrichment, merchant detection, and categorisation on top of
      AIS-fetched transaction data.
    surface:
      apis:
        - yapily:yapily-data-plus-api
      capabilities:
        - capabilities/data-plus.yaml
    metering:
      - dimension: enriched_transaction
        unit: transaction
    commercial: consult_sales

  - id: account-validation
    name: Account Validation
    description: |
      Confirmation of account ownership and customer details (Validate)
      surfaced via the platform and hosted pages.
    surface:
      apis:
        - yapily:yapily-hosted-pages-api
        - yapily:yapily-platform-api
    metering:
      - dimension: validation_check
        unit: check
    commercial: consult_sales

  - id: yapily-connect
    name: Yapily Connect (Regulated Cover)
    description: |
      Use Yapily Connect Ltd (FCA-authorised) and Yapily Connect UAB
      (Bank of Lithuania-authorised) as the AISP/PISP of record so customers
      can launch without holding their own permissions.
    surface:
      coverage:
        - regulator: FCA
          entity: Yapily Connect Ltd
          region: UK
        - regulator: Bank of Lithuania
          entity: Yapily Connect UAB
          region: EU
    metering:
      - dimension: regulated_coverage
        unit: license_per_month
    commercial: consult_sales