aid: youi
url: https://raw.githubusercontent.com/api-evangelist/youi/refs/heads/main/apis.yml
name: Youi
kind: company
description: Youi is an Australian general insurance carrier headquartered at Sippy Downs on the
  Queensland Sunshine Coast, authorised by APRA and operating under AFSL 316511 (ABN 79 123 074 733).
  It is a wholly owned subsidiary of Youi Holdings Pty Ltd, part of OUTsurance International Holdings,
  with the South African-listed OUTsurance Group as ultimate holding company. Youi writes personal
  and small-business property and casualty lines direct to consumers - car, NSW CTP Green Slip, SA
  CTP, motorcycle, caravan and trailer, watercraft, home building and contents, and small business
  cover including public liability - and is a member of the Insurance Council of Australia and a
  signatory to the General Insurance Code of Practice. Its positioning is direct-to-consumer telephone
  and online underwriting rather than broker distribution. On API posture the honest finding is that
  Youi publishes no public API surface at all. Probing on 2026-07-25 found no developer portal (the
  developer., developers., docs. and api. subdomains do not resolve, and /developers, /api, /developer,
  /partners and /integrations all return HTTP 404), no downloadable OpenAPI or Swagger, no public
  Postman collection, no GraphQL, and no webhook or event catalog. The only integration-adjacent
  hosts are the customer self-service policy portal at portal.youi.com.au (HTTP 200, robots noindex,
  an Angular single-page app behind a login) and its private first-party backend portalapi.youi.com.au
  (HTTP 404 at root, serving no swagger or openapi document). No ACORD, AL3, ACORD XML, NGDS or IVANS
  reference was found anywhere on the public site. Australia's Consumer Data Right, which opened
  banking and energy, was designated for general insurance and then deferred, so no regulatory forcing
  function exists, and Youi's direct-to-consumer model gives it no broker or agency-management integration
  seam either. Recorded as partner-gated and customer-login-gated only, with no public self-serve
  API.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Insurance
- Australia
- Property and Casualty
- General Insurance
- Motor Insurance
- Home Insurance
- Business Insurance
- Compulsory Third Party
- Carrier
- Direct to Consumer
- No Public API
created: '2026-07-25'
modified: '2026-07-25'
specificationVersion: '0.19'
apis: []
common:
- type: VulnerabilityDisclosure
  url: security/youi-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/youi-domain-security.yml
- type: Security
  name: Security vulnerability disclosure policy
  url: https://www.youi.com.au/about-us/security-vulnerability-disclosure-policy
- type: WellKnown
  name: Well-known probe index (all hosts)
  url: well-known/youi-well-known.yml
- type: SecurityTxt
  name: security.txt (harvested verbatim)
  url: well-known/youi-security.txt
- type: Conformance
  name: Standards and regulatory conformance posture
  url: conformance/youi-conformance.yml
- type: Compliance
  name: General Insurance Code of Practice signatory
  url: https://www.youi.com.au/documents/code-of-practice
- type: Packages
  name: Package registry probe results (no first-party libraries)
  url: packages/youi-packages.yml
- type: LLMsTxt
  name: llms.txt for Youi
  url: llms/youi-llms.txt
- type: Website
  url: https://www.youi.com.au/
- type: About
  url: https://www.youi.com.au/about-us
- type: CustomerPortal
  url: https://portal.youi.com.au/
- type: SecurityTxt
  url: https://www.youi.com.au/.well-known/security.txt
- type: VulnerabilityDisclosure
  url: https://www.youi.com.au/about-us/security-vulnerability-disclosure-policy
- type: Support
  url: https://www.youi.com.au/contact
- type: Blog
  url: https://www.youi.com.au/you-connect
- type: PrivacyPolicy
  url: https://www.youi.com.au/documents/privacy-policy
- type: TermsOfService
  url: https://www.youi.com.au/documents/terms-of-use
- type: Login
  name: Customer policy login (no developer sign-up exists)
  url: https://secure.youi.com.au/Authentication/PolicyLogin.aspx
- type: Careers
  url: https://www.youi.com.au/about-us/careers
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com