generated: '2026-06-20'
method: searched
source: https://developer.hellozai.com/docs/test-data
environments:
  live: https://secure.api.promisepay.com
  pre_live: https://test.api.promisepay.com
  auth_live: https://au-0000.auth.assemblypay.com/tokens
  auth_sandbox: https://au-0000.sandbox.auth.assemblypay.com/tokens
  note: >-
    Zai calls its test environment "Pre-live". Verify User (verifyUser) works
    only in Pre-live. Penny verification is US-only.
test_cards:
  amex: "3434 3434 343 4343"
  mastercard:
    - "5555 5555 5555 4444"
    - "5454 5454 5454 5454"
    - "2221 0000 0000 0009"
  mastercard_debit: "5163 6136 1361 3613"
  visa:
    - "4444 3333 2222 1111"
    - "4911 8300 0000 0000"
    - "4917 6100 0000 0000"
  visa_debit:
    - "4462 0300 0000 0000"
    - "4917 6100 0000 0003"
  expiry: Any date up to seven years in the future
  cvv: "123"
test_mobile:
  number: Any valid international format, e.g. +61 412 341 234
  pin: "123456"
test_bank_accounts:
  note: >-
    No valid test data for bank accounts in Pre-live — any placeholder value is
    accepted.
test_bpay_payouts:
  - biller_code: "93807"
    crn: "235645806"
    amount: "5000"
    outcome: Success
  - biller_code: "7997"
    crn: "2134567"
    outcome: Invalid / inactive biller
  - biller_code: "93906"
    crn: "158400020000"
    outcome: Invalid customer reference
  - biller_code: "93864"
    crn: "8136748"
    outcome: Biller rejection
  - biller_code: "93880"
    crn: "713200085114"
    amount: "450000"
    outcome: Exceeds maximum amount
  - biller_code: "600023"
    crn: "180181234568"
    outcome: Invalid reference
  - biller_code: "600023"
    crn: "774681234562"
    amount: "11000"
    outcome: Biller rejection