# ZayZoon > ZayZoon is an Earned Wage Access (EWA) and financial-wellness provider, founded in 2014, > with offices in Calgary, Alberta and Scottsdale, Arizona. Employees of participating > businesses can draw a portion of already-earned wages before payday. ZayZoon is sold > through payroll, PEO and HCM platforms — it advertises 300+ payroll and HCM integrations — > and is free for employers. NMLS ID 2635812. ## Status of the API surface ZayZoon operates a partner API that payroll and HCM platforms use to exchange employee, hours-worked and payroll-deduction data, and it markets that integration on its own partner pages. It publishes **no public developer portal, no API reference, and no machine-readable contract** — no OpenAPI, Swagger, AsyncAPI, GraphQL SDL, Protobuf, WSDL or Postman collection was found on any ZayZoon host. Integration access is arranged through the partner program rather than self-service signup. This file is generated by API Evangelist from ZayZoon's public surface; it is not published by ZayZoon. Probed and not found (2026-09-05): - https://api.zayzoon.com/openapi.json, /openapi.yaml, /swagger.json, /api-docs, /docs, /redoc — 404 - https://api.zayzoon.com/graphql — 404 - https://api.zayzoon.com/ — 404, redirects to /customers/sign_in; robots.txt is "Disallow: /" - /.well-known/{security.txt,api-catalog,openid-configuration,oauth-authorization-server,agent-card.json,agent.json,ai-plugin.json} on www, apex, api, app and ca hosts — 404 - developers./docs./dev./sandbox./partner./partners.zayzoon.com — DNS does not resolve - No ZayZoon GitHub organization; no packages on npm, PyPI, RubyGems, crates.io, Packagist or NuGet - https://www.zayzoon.com/llms.txt — 404 ## Company - [ZayZoon](https://www.zayzoon.com/): Earned Wage Access and employee financial wellness. - [Our story](https://www.zayzoon.com/our-story): Company background, founded 2014. - [Employers](https://www.zayzoon.com/employers): Employer-side product and activation. - [Employees](https://www.zayzoon.com/employees): Employee-side product. - [What is Earned Wage Access?](https://www.zayzoon.com/this-is-earned-wage-access): Category explainer. - [ZayZoon Perks](https://www.zayzoon.com/perks): Gift-card and discount benefits. - [Rewards and Recognition](https://www.zayzoon.com/rewards-and-recognition): Employee recognition product. - [ZayZoon Visa Prepaid Card](https://www.zayzoon.com/zayzoon-visa-prepaid-card): Prepaid card product. ## Partners and integrations - [Partner program](https://www.zayzoon.com/partners): For payroll providers, PEOs and HCM platforms. - [Partner with ZayZoon](https://info.zayzoon.com/partner-with-zayzoon): Partner inquiry form — the only route to API access. - [ADP](https://www.zayzoon.com/adp): ADP Workforce Now, Workforce Now Next Gen, and RUN Powered by ADP connectors. - [isolved](https://www.zayzoon.com/isolved) and [isolved Network](https://www.zayzoon.com/isolvednetwork) - [Paylocity](https://www.zayzoon.com/paylocity) - [SwipeClock](https://www.zayzoon.com/swipeclock) - [CyberPay](https://www.zayzoon.com/cyberpay) - [Openforce](https://www.zayzoon.com/openforce) ## Accounts - [Sign up](https://app.zayzoon.com/customers/sign_up) - [Log in](https://app.zayzoon.com/customers/sign_in): Employee, Employer Connect and Partner Connect share this URL. - [Employer Help Center](https://www.zayzoon.com/employer/help-center) ## Fees ZayZoon publishes no API pricing. The consumer fee schedule is in the USA Terms of Service: Near Instant Transfer (including Venmo and Zelle) carries a flat Processing Fee that "will not exceed $5 per transfer" and is shown in the app before authorization; Boost gift cards and the ZayZoon Visa Card are $0. Connecticut consumers pay $4 for expedited transfers and may receive one such payout per pay period. There is no subscription or cancellation fee, and there is no cost for employers. - [USA Terms of Service](https://www.zayzoon.com/usaterms) - [USA Privacy Policy](https://www.zayzoon.com/usaprivacy) - [Canada Terms of Service](https://ca.zayzoon.com/ca-terms) - [Canada Privacy Policy](https://ca.zayzoon.com/ca-privacy) ## Security and compliance - [Security program](https://www.zayzoon.com/security): SOC 2 Type II (available on request), TLS 1.2+, third-party penetration testing several times a year, recurring vulnerability scanning, WAF and DDoS protection. Security contact: security@zayzoon.com. - [Trust Center](https://app.vanta.com/zayzoon/trust/3q6v6nbz0d1g20l1brgbhs): Vanta-hosted, renders client-side. - ISO 27001 is held by ZayZoon's cloud infrastructure providers (AWS, GCP), not by ZayZoon. - No RFC 9116 security.txt and no published bug bounty. ## Content - [Blog](https://www.zayzoon.com/blog) ([RSS](https://www.zayzoon.com/blog/rss.xml)) - [Newsroom](https://www.zayzoon.com/press) and [releases](https://www.zayzoon.com/press/releases) - [Customer stories](https://www.zayzoon.com/customer-stories) - [Reports and guides](https://www.zayzoon.com/reports-and-guides) - [Events](https://www.zayzoon.com/events) ## Optional - [API Evangelist profile source](https://raw.githubusercontent.com/api-evangelist/zayzoon/refs/heads/main/apis.yml)