generated: '2026-07-17'
method: searched
source: https://docs.ziina.com/test-cards
docs:
- https://docs.ziina.com/test-cards
- https://docs.ziina.com/api-reference/payment-intent/create
test_mode:
  mechanism: request-flag
  field: test
  location: request body (CreatePaymentIntentDto.test, InitiateRefundDto.test)
  description: >-
    There is no separate sandbox host or test API key. Pass `test: true` in the
    Create Payment Intent (or Create Refund) request body to create a test
    payment. Test payments do not require a real payment method and you are not
    charged. Test cards work only in test mode and are declined in production.
  behavior: >-
    In test mode you can complete a payment intent with any card number, any
    future expiry date, and any valid CVV format for the card type. The documented
    test cards below are provided for convenience.
test_cards:
- brand: Visa
  number: '4242424242424242'
- brand: Visa
  number: '4000000000000002'
- brand: Mastercard
  number: '5555555555554444'
- brand: Mastercard
  number: '5200828282828210'
- brand: Amex
  number: '378282246310005'
- brand: Amex
  number: '371449635398431'
test_card_rules:
  expiry: Any future expiration date is valid.
  cvv: Any valid CVV format for the card type (3 digits for Visa/Mastercard, 4 for Amex).
  production: Test cards are declined in production.
notes: >-
  Ziina publishes no test bank accounts, hosted test tokens, test clocks, or
  fixture/trigger tooling. Test values captured verbatim from the docs; none were
  invented.