aid: zinnia
name: Zinnia
description: Zinnia is an Eldridge-backed insurance technology and third-party administration company that provides the policy
  administration, new business, order entry, illustration, document and in-force servicing infrastructure behind a large share
  of the US life insurance and annuity market. Formerly SE2, and now the parent of Policygenius, Ebix's life and annuity software
  assets, AnnuityNet, VitalQuote, WinFlex, SmartOffice and Zahara, Zinnia runs an enterprise API gateway at api.zinnia.io
  and publishes ten OpenAPI contracts on a Kong developer portal at developers.zinnia.com covering case management, enterprise
  documents, illustration generation, product configuration, new business for life and annuity, Market Connect headless order
  entry, policy detail, and 102 policy transaction operations. Zinnia contributed its Enterprise API framework to the Insured
  Retirement Institute, whose first four standardized in-force annuity transaction APIs are built on it.
image: https://zinnia.com/assets/brand/zinnia-logo-horizontal-full-color.svg
url: https://raw.githubusercontent.com/api-evangelist/zinnia/refs/heads/main/apis.yml
x-type: company
x-source: harvest:absent-parent
specificationVersion: '0.20'
created: '2026-09-13'
modified: '2026-09-13'
tags:
- Insurance
- Life Insurance
- Annuities
- Policy Administration
- Insurtech
- Financial Services
- Third Party Administration
- New Business
- Order Entry
- Document Management
- Underwriting
- Enterprise
tags_raw:
- insurance
- life-insurance
- annuities
- policy-administration
- insurtech
- financial-services
- third-party-administration
- new-business
- order-entry
- document-management
- underwriting
- enterprise
apis:
- name: Zinnia Policy Transactions API
  description: Enterprise API for enforcing policy transactions and validations across the in-force annuity and life book
    - financial and non-financial transaction management, policy party management, systematic program management and eligibility/validation
    pre-checks. 102 operations across eligibility check, validation and submit triples for withdrawals, surrenders, loans,
    fund transfers, premiums, RMDs, reinstatement, free-look cancellation, party and address/bank/phone/email changes.
  humanURL: https://developers.zinnia.com/apis/policy-transactions-1-0-2/docs
  baseURL: https://qa.api.zinnia.io
  tags:
  - Insurance
  - Annuities
  - Policy Administration
  - Financial Services
  tags_raw:
  - insurance
  - annuities
  - policy-administration
  - financial-services
  properties:
  - type: OpenAPI
    url: openapi/zinnia-policy-transactions-openapi.yml
  - type: Documentation
    url: https://developers.zinnia.com/apis/policy-transactions-1-0-2/docs
  - type: APIReference
    url: https://developers.zinnia.com/apis/policy-transactions-1-0-2/docs
  - type: Overlay
    url: overlays/zinnia-policy-transactions-overlay.yaml
- name: Zinnia Policy Service API
  description: Central policy record service for the life and annuity policy lifecycle - policy detail retrieval by plan code
    and policy number, policy version history with filtering and pagination, one-time premium quoting, fund and party data,
    and DTCC/ACORD-aligned reference identifiers.
  humanURL: https://developers.zinnia.com/apis/policy-service-0-1-0/docs
  baseURL: https://api.zinnia.io
  tags:
  - Insurance
  - Policy Administration
  - Annuities
  tags_raw:
  - insurance
  - policy-administration
  - annuities
  properties:
  - type: OpenAPI
    url: openapi/zinnia-policy-service-openapi.yml
  - type: Documentation
    url: https://developers.zinnia.com/apis/policy-service-0-1-0/docs/policy-details
  - type: APIReference
    url: https://developers.zinnia.com/apis/policy-service-0-1-0/docs
  - type: Overlay
    url: overlays/zinnia-policy-service-overlay.yaml
- name: Zinnia Market Connect Order Entry API
  description: Headless order entry API that lets external distribution platforms, banks, broker-dealers and IMOs electronically
    initiate, save-and-resume, validate and submit life insurance and annuity applications, with ACORD-aligned prefill from
    existing quotes and suitability assessments, dataset-driven form rendering and real-time application status tracking.
  humanURL: https://developers.zinnia.com/apis/market-connect-order-entry/docs
  baseURL: https://uat.api.zinnia.io
  tags:
  - Insurance
  - Order Entry
  - New Business
  - Annuities
  tags_raw:
  - insurance
  - order-entry
  - new-business
  - annuities
  properties:
  - type: OpenAPI
    url: openapi/zinnia-market-connect-order-entry-openapi.yml
  - type: Documentation
    url: https://developers.zinnia.com/apis/market-connect-order-entry/docs
  - type: APIReference
    url: https://developers.zinnia.com/apis/market-connect-order-entry/docs
  - type: Overlay
    url: overlays/zinnia-market-connect-order-entry-overlay.yaml
- name: Zinnia Illustration Generation API
  description: Illustration generation service for life and annuity products - synchronous and asynchronous illustration requests,
    in-force, new-business and administration calculation modes, raw numeric projections and formatted PDF output, with request
    tracking and calculation metrics.
  humanURL: https://developers.zinnia.com/apis/illustration-3-0-8/docs
  baseURL: https://dev.api.zinnia.io
  tags:
  - Insurance
  - Life Insurance
  - Annuities
  - Quoting
  tags_raw:
  - insurance
  - life-insurance
  - annuities
  - quoting
  properties:
  - type: OpenAPI
    url: openapi/zinnia-illustration-openapi.yml
  - type: Documentation
    url: https://developers.zinnia.com/apis/illustration-3-0-8/docs/illustration-service
  - type: APIReference
    url: https://developers.zinnia.com/apis/illustration-3-0-8/docs
  - type: Examples
    url: https://developers.zinnia.com/apis/illustration-3-0-8/docs/samples
  - type: Overlay
    url: overlays/zinnia-illustration-overlay.yaml
- name: Zinnia Enterprise Documents API
  description: The Enterprise Document Service (EDS) is the system of record for documents across Zinnia's life insurance
    and annuity platforms. Documents are stored once and can be retrieved, updated or searched throughout their retention
    period, alongside a tax-forms surface for 1099 and related output.
  humanURL: https://developers.zinnia.com/apis/documents-0-3-0/docs
  baseURL: https://api.zinnia.io
  tags:
  - Insurance
  - Document Management
  - Policy Administration
  tags_raw:
  - insurance
  - document-management
  - policy-administration
  properties:
  - type: OpenAPI
    url: openapi/zinnia-documents-openapi.yml
  - type: Documentation
    url: https://developers.zinnia.com/apis/documents-0-3-0/docs
  - type: APIReference
    url: https://developers.zinnia.com/apis/documents-0-3-0/docs
  - type: Overlay
    url: overlays/zinnia-documents-overlay.yaml
- name: Zinnia New Business API
  description: Life new business API covering application intake, requirement and case orchestration, party and agent validation,
    and DTCC-referenced downstream handoff for the Zinnia life new business platform.
  humanURL: https://developers.zinnia.com/apis/new-business/docs
  baseURL: https://api.zinnia.io
  tags:
  - Insurance
  - Life Insurance
  - New Business
  - Underwriting
  tags_raw:
  - insurance
  - life-insurance
  - new-business
  - underwriting
  properties:
  - type: OpenAPI
    url: openapi/zinnia-new-business-openapi.yml
  - type: Documentation
    url: https://developers.zinnia.com/apis/new-business/docs
  - type: APIReference
    url: https://developers.zinnia.com/apis/new-business/docs
  - type: Overlay
    url: overlays/zinnia-new-business-overlay.yaml
- name: Zinnia New Business Annuity API
  description: Annuity new business API for application submission, case status, requirements and DTCC participant resolution
    on the Zinnia annuity origination platform.
  humanURL: https://developers.zinnia.com/apis/new-business-annuity/docs
  baseURL: https://api.zinnia.io
  tags:
  - Insurance
  - Annuities
  - New Business
  tags_raw:
  - insurance
  - annuities
  - new-business
  properties:
  - type: OpenAPI
    url: openapi/zinnia-new-business-annuity-openapi.yml
  - type: Documentation
    url: https://developers.zinnia.com/apis/new-business-annuity/docs
  - type: APIReference
    url: https://developers.zinnia.com/apis/new-business-annuity/docs
  - type: Overlay
    url: overlays/zinnia-new-business-annuity-overlay.yaml
- name: Zinnia Product Service API
  description: Product configuration and reference data service - product definitions, features, eligibility rules and related
    metadata for insurance and financial offerings, so partners can configure, present and integrate products across new business
    and servicing workflows.
  humanURL: https://developers.zinnia.com/apis/product-service/docs
  baseURL: https://uat.api.zinnia.io
  tags:
  - Insurance
  - Product Configuration
  - Annuities
  tags_raw:
  - insurance
  - product-configuration
  - annuities
  properties:
  - type: OpenAPI
    url: openapi/zinnia-product-service-openapi.yml
  - type: Documentation
    url: https://developers.zinnia.com/apis/product-service/docs
  - type: APIReference
    url: https://developers.zinnia.com/apis/product-service/docs
  - type: Overlay
    url: overlays/zinnia-product-service-overlay.yaml
- name: Zinnia Case Management API
  description: Case orchestration API for creating and retrieving case instances that group the documents, requirements and
    transactions belonging to a single piece of work across the Zinnia platform.
  humanURL: https://developers.zinnia.com/apis/case-management-1-0-0/docs
  baseURL: https://api.zinnia.io
  tags:
  - Insurance
  - Policy Administration
  - Workflow
  tags_raw:
  - insurance
  - policy-administration
  - workflow
  properties:
  - type: OpenAPI
    url: openapi/zinnia-case-management-openapi.yml
  - type: Documentation
    url: https://developers.zinnia.com/apis/case-management-1-0-0/docs
  - type: APIReference
    url: https://developers.zinnia.com/apis/case-management-1-0-0/docs
  - type: Overlay
    url: overlays/zinnia-case-management-overlay.yaml
- name: Zinnia Illustration Client Cases API
  description: Client case manager for the illustration workflow - create, search, retrieve and update the client-level cases
    that illustration requests are generated against.
  humanURL: https://developers.zinnia.com/apis/illustration-client-cases/docs
  baseURL: https://uat.api.zinnia.io
  tags:
  - Insurance
  - Quoting
  - Life Insurance
  tags_raw:
  - insurance
  - quoting
  - life-insurance
  properties:
  - type: OpenAPI
    url: openapi/zinnia-illustration-client-cases-openapi.yml
  - type: Documentation
    url: https://developers.zinnia.com/apis/illustration-client-cases/docs
  - type: APIReference
    url: https://developers.zinnia.com/apis/illustration-client-cases/docs
  - type: Overlay
    url: overlays/zinnia-illustration-client-cases-overlay.yaml
common:
- type: DomainSecurity
  url: security/zinnia-domain-security.yml
- type: Authentication
  url: authentication/zinnia-authentication.yml
- type: Website
  url: https://zinnia.com/
- type: DeveloperPortal
  url: https://developers.zinnia.com/
- type: Documentation
  url: https://developers.zinnia.com/
- type: APIReference
  url: https://developers.zinnia.com/
- type: Blog
  url: https://zinnia.com/insights
- type: Support
  url: https://zinnia.com/contact
- type: TermsOfService
  url: https://zinnia.com/terms-of-use
- type: PrivacyPolicy
  url: https://zinnia.com/privacy-policy
- type: OpenIDConnect
  url: https://login.zinnia.com/.well-known/openid-configuration
- type: OAuthScopes
  url: scopes/zinnia-scopes.yml
- type: Conventions
  url: conventions/zinnia-conventions.yml
- type: ErrorCatalog
  url: errors/zinnia-problem-types.yml
- type: DataModel
  url: data-model/zinnia-data-model.yml
- type: Lifecycle
  url: lifecycle/zinnia-lifecycle.yml
- type: ChangeLog
  url: changelog/zinnia-changelog.yml
- type: Conformance
  url: conformance/zinnia-conformance.yml
- type: WellKnown
  url: well-known/zinnia-well-known.yml
- type: LLMsTxt
  url: llms/zinnia-llms.txt
- type: LLMsTxt
  url: https://developers.zinnia.com/llms.txt
- type: AgentSkill
  url: skills/_index.yml
- type: Plans
  url: plans/zinnia-plans-pricing.yml
- type: RateLimits
  url: rate-limits/zinnia-rate-limits.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-09-13'
  status: enriched
  artifacts_added: 55
  pass: local-v3