generated: '2026-09-05'
method: probed
source: >-
  Live probes of api.zoefin.com plus a full review of the 61 public pages in the
  zoefinancial.com sitemap. No developer documentation of any kind exists to publish
  limits in.
limit_count: 0
note: >-
  No published rate limits. Zoe Financial operates no public API and no developer
  documentation, so there is no limits reference to read. The one API host that exists,
  api.zoefin.com, is a first-party gateway whose /api/v1/* route sits behind a blanket
  authorizer: it returned HTTP 401 for every path tried including a deliberately
  fabricated control path, so no unauthenticated response could be observed and no
  rate-limit response headers could be captured. Recording an honest zero rather than
  inferring limits that were never published.
limits: []
response_headers:
  observed: []
  note: >-
    None observable. No unauthenticated, non-error response is reachable on any Zoe host,
    so X-RateLimit-*, RateLimit-* and Retry-After could not be sampled.
evidence:
- url: https://api.zoefin.com/api/v1/
  status: 401
- url: https://api.zoefin.com/api/v1/zzz-nonexistent-control-9f3a
  status: 401
  note: control probe — proves the 401 is a blanket authorizer, not a withheld document