generated: '2026-07-21'
method: searched
source: https://www.zopa.com/open-banking-developer
sandbox:
  name: Zopa Open Banking Sandbox
  developer_portal: https://developer.openbanking-sandbox.zopa.com/perry/developer/welcome
  platform: Ozone (Open Banking model-bank sandbox connector)
  environments:
    - name: sandbox
      purpose: Test AIS/PIS integration against a model bank before production
    - name: production
      purpose: Live ASPSP endpoints; requires an authorised TPP with eIDAS/OB certificates
  onboarding_contact: openbanking-support@zopa.com
  auth_model:
    transport: mutual TLS (mTLS)
    grant: OAuth2 clientCredentials (TPP) + authorizationCode (PSU) with OIDC
    scopes: [accounts, payments]
specs:
  account-info: https://developer.openbanking-sandbox.zopa.com/swagger/account-info-openapi.yaml
  payment-initiation: https://developer.openbanking-sandbox.zopa.com/swagger/payment-initiation-openapi.yaml
note: >-
  Sandbox access and test PSU/account fixtures are provisioned via the gated
  developer portal after TPP registration; no public magic test values are
  published on the open portal, so none are recorded here (no fabrication).