Nestled among the mountains of north-central Italy lies one of the oldest republics, and one of the smallest and wealthiest countries in the World — the Republic of San Marino. The country has a booming economy, bolstered by a competitive finance industry and a favourable business framework for foreign investment. San Marino’s Banca Agricola Commerciale (BAC) has capitalised on that foundation to create, and maintain, a reputation of trust, responsibility, and competence. The bank was founded in 1920 and has been operating to the highest standards of governance ever since. With nearly a century of banking experience and expertise, BAC offers tailored solutions to meet its customers’ needs, whether they are local clients to international investors. The bank provides a comprehensive range of financial products for private individuals and professionals, corporate clients, high-worth investors, and public authorities. It also has a widespread network: 10 branches and three specialised subsidiaries (BAC Fiduciaria, San Marino LIFE, and BAC Investment SG). The BAC process of continuous innovation, based on research-backed insights and client-solicited feedback, has garnered it a reputation for sound decision-making and diligent compliance. BAC first registered on the CFI.co judging panel’s radar last year for its fine corporate governance. The judges are pleased to see the bank continue on a path of responsible growth, and present the Banca Agricola Commerciale – for the second consecutive year – with the Best Bank Governance (San Marino) award.