Panthera Solutions is a Monaco-based enterprise advancing the global field of Applied Behavioural Finance. It operates as a think-tank, laboratory and solutions provider to optimise the investment-decision architecture. Through the Panthera Academy, the company offers a suite of training, coaching and consulting services to enhance investment skills through a four-step process. Intervention and application frameworks are diagnosed, adapted, implemented and practised. Panthera calls the trademarked process Intuitive Behavioural Design, and it customises interventions to the specific needs of individual clients. The company has released a cloud-based behaviour-tech SaaS (software as a service) solution called Panthera Tree. This is designed to maximise investors’ adaptive and technical skills and minimise any reliance on luck. Despite the proliferation of buzzwords such as “agile leadership” and AI, many asset managers fail to apply modern, evidence-based learning to their operations. Panthera Solutions is an innovator which brings knowledge-based solutions to the table. Panthera dissects the investment process and, supported by detailed preliminary research and investigation, consistently achieves its overarching objective of helping finance professionals to make better decisions. Panthera unites a small but seasoned team of senior consultants, business developers and academic advisors to elevate professional investment management to the level of artform. The CFI.co judging panel felt that Panthera Solutions has met the challenge of translating applied behavioural finance into a user-friendly programme. The company initiatives improve evidence-based investment decisions and promote transparency and good governance. Many clients have reached the same conclusion, with more than €100bn in assets under Panthera’s consultancy. The CFI.co judges are pleased to present the firm with the 2019 award for Most Innovative Boutique Asset Allocation Consultancy (Europe).