CRC Credit Bureau was established by 10 prominent financial institutions and Dun & Bradstreet, a leading global provider of business data and analytics. CRC Credit Bureau operates under a group structure along with its wholly owned subsidiary, CRC Data and Analytics Ltd. The group enables credit grantors and business partners to make more informed decisions. The analytical arm reviews caches of alternative data to support comprehensive and reliable credit risk certifications. Businesses can also use alternative data to tailor product development to customer needs. The bureau estimates that half of the Nigerian population has no credit history — yet. CRC Credit Bureau is committed to educating people about the importance of building a good credit history, which can enable upward mobility in the life of individuals and businesses alike. A good credit score can green-light growth capital for companies as well as rental prospects, job opportunities and financing for individuals. The bureau publishes regular articles to raise awareness and help those with a tarnished credit past to rebuild their reputation. CRC Credit Bureau offers a range of products to help businesses monitor their public image, identify opportunities for expansion and strengthen decision making. It ensures consent is in place when collecting data for the nationwide repository of consumer and corporate credit profiles. It runs controlled tests to probe the data protection defences. The CFI.co judging panel presents CRC Credit Bureau — a repeat programme winner — with the 2023 award for Best Credit Bureau (Nigeria).