MBH Bank’s sustainability vision goes beyond legislative compliance to inspire and amplify action. MBH Bank frames sustainability as a business opportunity through ongoing educational outreach. It factors ESG risks across management decisions to reduce carbon emissions and contribute towards climate targets. Green finance supports projects with positive environmental impacts, particularly in the areas of energy consumption and efficiency as well as energy modernisation of residential properties. An automatic ESG assessment is conducted for all clients using EBRD heatmap data and special company databases. Additional customer-supplied data could improve the ESG risk rating by one level — if the company holds ESG certifications, its revenues align with green EU taxonomy, its activity supports environmental objectives and its energy consumption derives from renewable sources. As a responsible corporate citizen and top-rated employer, MBH Bank integrates transparent and ethical governance processes across internal and external operations. The bank prioritises the personal and professional development of its workforce, from employees’ physical and mental health to their ESG awareness and knowledge. A third of MBH employees have been with the bank for more than a decade. Women represent 70 percent of the MBH workforce and a third of the top management team. MBH Bank encourages volunteerism among staff — and it leads by example. Its primary corporate citizenship goals aim to increase financial literacy, support socio-economic community development as well as protect and preserve the environment. In 2023, the MBH Forest was created, initially by planting 10,000 trees (to be repeated every year) to start offsetting the Bank’s own emissions and to raise customer awareness of the importance of nature conservation. The CFI.co judging panel congratulates MBH Bank on claiming the 2023 award for Best ESG Bank (Hungary).