Hypo Vorarlberg distinguishes itself by turning sustainability ambition into real-economy outcomes. A regionally anchored, mid-sized bank, it channels capital towards renewable generation and building renovations that lift energy efficiency, while maintaining long-standing exclusion policies covering coal, nuclear and human-rights-related exposures. The bank’s conservative risk posture, refined over more than a century, protects clients and communities through cycles and ensures that green lending remains resilient rather than trend-driven. Hypo Vorarlberg is also advancing an applied artificial intelligence agenda that augments, rather than replaces, its hallmark relationship advisory: AI tools are being deployed to surface client needs, strengthen suitability assessments and streamline processes, paired with a rigorous focus on cyber-resilience and regulatory compliance. This blend of prudence and innovation enables the bank to mobilise sustainable finance within its core markets of Vorarlberg, Austria and neighbouring German-speaking regions, including SMEs, real estate borrowers and supply-chain actors shifting towards electric mobility. The institution’s community ethos—evident in cultural sponsorships and service—reinforces a just transition approach, where environmental intent is matched by social responsibility and governance discipline. Judges noted strategic prioritisation of raising the green-finance share of the portfolio, a pathway to operationalise AI for internal and external processes to enhance efficiency and sustainability, and evidence of additionality in financing projects that reduce consumption as well as produce energy. Taken together, these features mark Hypo Vorarlberg as a capable catalyst of transformation. The Capital Finance International (CFI.co) Judging Panel congratulates Hypo Vorarlberg on winning the 2025 Innovator in Green Financing Solutions Award (Austria).