Well I am mostly untwinked - my one gift was a thick leather apron. I really
haven't bothered to upgrade much - I don't have the time or the inclination
to camp much, and a lot of my money and time goes to trade skills or stuff
for friends. I decided not to get bronze because a) it's heavy, and b) I
made the banded gear myself.

Level 19 human:

Head - banded helm
Face - banded mask
Ears - gold-jasper earrings (44pp the pair at a commons bazaar)
Neck - BI medallion (fully expecting to have this forever :-)
Shoulders - crested spaulders (traded for a SSOL)
Arms - banded sleeves
Hands - snakeskin gloves
Fingers - silver-jasper rings
Wrists - banded bracers
Chest - banded mail
Waist - thick leather apron
Legs - leather leggings (need upgrade here)
Back - patchwork cloak (likewise here)
Feet - banded boots

Shield - none! maybe I should get one...
1HB - SSOL
2HB - BF Hammer

Elbeno