{ "legislative_session": "119", "identifier": "HR 9459", "title": "Home Affordability Through Mortgage Simplification Act", "from_organization": "~{\"classification\": \"lower\"}", "classification": [ "bill" ], "subject": [], "abstracts": [], "other_titles": [ { "note": "", "title": "To amend the Truth in Lending Act to modernize disclosure requirements, establish materiality standards and safe harbors for mortgage disclosures, simplify waiting period requirements, expand tolerances for annual percentage rate accuracy, and for other purposes." } ], "other_identifiers": [ { "identifier": "ocd-bill-us-119-hr9459" } ], "actions": [ { "description": "Referred to the House Committee on Financial Services.", "date": "2026-06-25T04:00:00+00:00", "organization_id": "~{\"classification\": \"lower\"}", "classification": [ "referral-committee" ], "related_entities": [], "_processing": { "log_file_created": "2026-07-22T08:35:15Z" } }, { "description": "Introduced in House", "date": "2026-06-25T04:00:00+00:00", "organization_id": "~{\"classification\": \"lower\"}", "classification": [ "introduction" ], "related_entities": [], "_processing": { "log_file_created": "2026-07-22T08:35:15Z" } } ], "sponsorships": [ { "name": "Scott Fitzgerald", "classification": "primary", "entity_type": "person", "primary": true, "person_id": "~{\"name\": \"Scott Fitzgerald\"}", "organization_id": null } ], "related_bills": [], "versions": [ { "note": "Introduced in House", "links": [ { "url": "https://www.govinfo.gov/content/pkg/BILLS-119hr9459ih/xml/BILLS-119hr9459ih.xml", "media_type": "text/xml" }, { "url": "https://www.govinfo.gov/content/pkg/BILLS-119hr9459ih/pdf/BILLS-119hr9459ih.pdf", "media_type": "application/pdf" } ], "date": "2026-06-25", "classification": "" } ], "documents": [], "citations": [], "sources": [ { "url": "https://www.govinfo.gov/bulkdata/BILLSTATUS/119/hr/BILLSTATUS-119hr9459.xml", "note": "" }, { "url": "https://congress.gov/bill/119th-congress/house-bill/9459", "note": "" } ], "extras": { "cosponsor_bioguides": [], "sponsor_bioguides": [ "F000471" ] }, "jurisdiction": { "id": "ocd-jurisdiction/country:us/government", "name": "United States", "classification": "country", "division_id": "ocd-division/country:us" }, "_processing": { "logs_latest_update": "2026-07-22T08:35:15Z", "text_extraction_latest_update": "2026-07-22T10:12:47.801814Z" } }