# Manilo MCP Server

Official Model Context Protocol (MCP) server for [Manilo](https://manilo.app) (formerly Ledgy) — a multi-currency expense tracker where you talk to your money. Connect Claude, ChatGPT, Cursor, or any MCP-compatible client and log, query, and edit your expenses, budgets, and accounts in plain English.

> [!NOTE]
> Manilo MCP is a hosted service — there is nothing to install or self-host. This repository is its public documentation. Full setup guide: [manilo.app/integrations](https://manilo.app/integrations).

## Endpoint

| | |
|---|---|
| Server URL | `https://api.manilo.app/mcp` |
| Legacy URL | `https://api.ledgy.app/mcp` — still served; existing connections keep working, no need to reconnect |
| Transport | HTTP SSE, stateless mode |
| Auth | OAuth 2.1 + PKCE (S256, mandatory) |
| Client registration | Dynamic (RFC 7591) — no manual `client_id` |
| Discovery | RFC 8414 ([authorization server metadata](https://api.manilo.app/.well-known/oauth-authorization-server)), RFC 9728 ([protected resource metadata](https://api.manilo.app/.well-known/oauth-protected-resource)) |
| Sign-in | Apple, Google, or email |
| Access | Manilo Cloud subscription — 7-day free trial |

## Quick start

### Claude (claude.ai and Claude Desktop)

Settings → Connectors → Add custom connector → Name: `Manilo` → Server URL: `https://api.manilo.app/mcp` → Add → sign in with Apple, Google, or email.

### ChatGPT (Plus / Pro / Business)

Manilo is listed in the ChatGPT Apps directory. To add it manually instead:

Settings → Apps → Advanced settings → Developer mode (on) → Create → Name: `Manilo` → MCP Server URL: `https://api.manilo.app/mcp` → Authentication: OAuth → Create → sign in.

### Cursor / Windsurf / other MCP clients

```json
{
  "mcpServers": {
    "manilo": {
      "url": "https://api.manilo.app/mcp"
    }
  }
}
```

Dynamic Client Registration is supported — the client registers itself on first connect.

## What you can do

- "Log $12.50 coffee at Blue Bottle yesterday"
- "How much did I spend on groceries this month?"
- "Here's my bank statement — import it" (PDF, CSV, or a screenshot)
- "Move 200 EUR from Cash to Savings"
- "Set a 400 EUR monthly budget for eating out"

## Tools (35)

| Group | Tools |
|---|---|
| Transactions | `get_transactions`, `get_transaction`, `upsert_transactions`, `delete_transactions`, `aggregate_transactions` |
| Accounts | `list_accounts`, `upsert_accounts`, `delete_accounts`, `get_account_balance`, `adjust_account_balance`, `reconcile_account`, `transfer_between_accounts` |
| Categories | `list_categories`, `upsert_categories`, `delete_categories`, `upsert_category_groups`, `delete_category_groups` |
| Budgets | `list_budgets`, `upsert_budgets`, `delete_budgets` |
| Groups (shared ledgers) | `list_groups`, `upsert_groups`, `delete_groups` |
| Tags | `list_tags`, `upsert_tags`, `delete_tags` |
| Recurring | `list_recurring_transactions`, `upsert_recurring_transactions`, `delete_recurring_transactions` |
| Receipts | `upload_receipt`, `download_receipt` |
| Currency | `convert_currency` — live ECB FX rates |
| User & misc | `get_user_profile`, `update_user_settings`, `list_supported_icons` |

Sharing in Manilo decides visibility, not ownership: members of a shared group (household, trip, flat) see the same transactions while ownership stays personal.

## Privacy & security

- OAuth 2.1 with PKCE; on 401 the server returns `WWW-Authenticate` with `resource_metadata` for automatic discovery
- Data is stored on Google Cloud (United States) — Firestore and Cloud Storage
- Security contact: [security.txt](https://api.manilo.app/.well-known/security.txt) (RFC 9116) · security@manilo.app
- [Privacy Policy](https://manilo.app/privacy) · [Terms of Service](https://manilo.app/terms)

## Links

- [Manilo website](https://manilo.app) · [Integrations guide](https://manilo.app/integrations)
- [iOS app on the App Store](https://apps.apple.com/app/id6761738170)
- [Web dashboard](https://dashboard.manilo.app)
- [REST API reference](https://manilo.app/api-v1) · [llms.txt](https://api.manilo.app/llms.txt)
- Support: support@manilo.app