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title: The Anchoring Effect
created: 2025-10-03T06:50:26
modified: 2025-10-03T06:50:26
---

* Describes our tendency to over-rely on a piece of information presented to us.
* [For example, when a credit card statement suggests a minimum payment of $25, that amount becomes an anchor, guiding people on how much to pay each month.](https://sketchplanations.com/anchoring)