# Accounts

The Accounts page is where you manage all the financial accounts Tally tracks — bank accounts, credit cards, savings accounts, and anything else you want to include. Every transaction in Tally belongs to an account.

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## Account Types

When adding an account, choose the type that best matches what it is:

| Type | Description |
|------|-------------|
| Bank | Everyday transaction accounts, chequing accounts |
| Credit Card | Credit accounts — balances are negative (money owed) |
| Savings | Savings accounts and term deposits |
| Investment | Investment or brokerage accounts |
| Other | Anything that doesn't fit the above |

The type affects how balances are displayed and summarised on the Dashboard.

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## Adding an Account

1. Click **Add Account** in the top right of the Accounts page
2. Enter an account name (e.g. "Everyday Account", "Rewards Card")
3. Select the account type
4. Enter the current balance
5. Optionally enter a currency code (e.g. `AUD`, `USD`) — this is for reference only
6. Click **Save**

The account appears immediately in the account grid.

**Note:** Only owners can create, edit, or delete accounts. Viewer accounts can see accounts and balances but cannot make changes.

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## Editing an Account

Click the edit icon on any account card to update the name, type, or balance. Changing the balance directly is an override — it does not create a transaction. Use this only for initial setup or corrections.

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## Account Cards

Accounts are displayed as cards, grouped by type. Each card shows:

- Account name
- Account type
- Current balance (formatted in your configured currency)

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## Closing an Account

When you no longer actively use an account but want to keep its transaction history, close it rather than deleting it.

To close an account:
1. Click the **Close** action on the account card
2. Confirm the action

Closed accounts are removed from the main card grid and from balance totals. They appear in a collapsible **Closed Accounts** section at the bottom of the page.

To reopen a closed account, expand the **Closed Accounts** section and click **Reopen** on the relevant account.

**Note:** Closing an account does not delete its transactions. All transaction history is preserved and still visible in the Transactions page.

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## Soft Delete vs Close

Tally has two ways to remove an account from active use:

- **Close** — marks the account as closed. History is preserved. Account can be reopened. Use this for accounts you've genuinely closed at the bank.
- **Delete** — permanently removes the account. This is only available for accounts with no transactions. It cannot be undone.

In practice, use **Close** in almost all cases.

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## Including Closed Accounts in Views

By default, closed accounts are hidden from the main grid and excluded from balance totals. The **Closed Accounts** section at the bottom of the Accounts page lets you review them.

In the Transactions page, you can still see transactions from closed accounts — they appear in the transaction list with their account name intact.

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## Related

- [Transactions](transactions.md) — viewing and managing transactions per account
- [Import](import.md) — importing bank statements to an account
- [Dashboard](dashboard.md) — balance summary across all accounts