# Privacy Policy — Monitor: The Money Tracker
**Last Updated:** 21/09/2026

## 1. Overview

This Privacy Policy applies to the Android application **Monitor: The Money Tracker** (package ID: `com.korah.monitor`), available on the Google Play Store at:
https://play.google.com/store/apps/details?id=com.korah.monitor

The app is developed and published by **Joby Korah George**, operating under the developer account **JKG APPS STUDIO**:
https://play.google.com/store/apps/developer?id=JKG+APPS+STUDIO

This application is designed to securely store and manage your data **locally on your device**.
We do **not** collect, store, transmit, or share any personal data to any server or third party.

Your data always stays **100% offline**.

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## 2. Data We Collect

We do **not** collect any personal information.

All data you enter—such as expenses, income, investments, passwords, or notes—is stored **only on your device**.
We do not have any access to this data.

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## 3. Local Data Storage & Security

- All data is stored in the app's private storage area on your device.
- Nothing is uploaded, synced, or shared externally.
- No data leaves your device.
- You may delete all data at any time by uninstalling the app or via in-app options (if available).

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## 4. Data Sharing

We do **not** share your data with:

- Advertisers
- Third parties
- Analytics providers
- External servers
- Cloud services

Since the app works fully offline, sharing is not technically possible.

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## 5. Permissions Used

The app may request certain permissions solely to enable core features:

- **Storage** – for saving local data on your device
- **Biometric / Fingerprint** – if you enable vault locking or secure access

These permissions are **never** used to collect or transmit data.

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## 6. Children's Privacy

This app does not knowingly collect any data from children under the age of 13.
The app has no online components or data transmission of any kind.

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## 7. Changes to This Policy

If future updates add cloud or online features, this Privacy Policy will be updated accordingly. Continued use of the app after any changes constitutes acceptance of the revised policy.

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## 8. Contact

For any questions or concerns regarding this Privacy Policy, please contact:

**Developer:** Joby Korah George
**Developer Account:** JKG APPS STUDIO
**Email:** jobykorahgeorge@gmail.com
**App:** Monitor: The Money Tracker
**Package ID:** com.korah.monitor
**Google Play:** https://play.google.com/store/apps/details?id=com.korah.monitor