# Privacy Policy
**Last Updated:** 24/11/2025

## 1. Overview
This application is designed to securely store and manage your data **locally on your device**.  
We do **not** collect, store, transmit, or share any personal data to any server or third party.

Your data always stays **100% offline**.

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## 2. Data We Collect
We do **not** collect any personal information.

All data you enter—such as expenses, income, investments, passwords, or notes—is stored **only on your device**.  
We do not have any access to this data.

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## 3. Local Data Storage & Security
- All data is stored in the app’s private storage area.
- Nothing is uploaded, synced, or shared.
- No data leaves your device.
- You may delete all data at any time by uninstalling the app or via in-app options (if available).

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## 4. Data Sharing
We do **not** share your data with:

- Advertisers  
- Third parties  
- Analytics providers  
- External servers  
- Cloud services  

Since the app works fully offline, sharing is not technically possible.

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## 5. Permissions Used
The app may request certain permissions solely to enable features, such as:

- **Storage** – for saving local data  
- **Biometric / Fingerprint** – if you enable vault locking or secure access  

These permissions are **never** used to collect or transmit data.

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## 6. Children’s Privacy
We do not knowingly collect any data from children.  
The app has no online components or data transmission.

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## 7. Changes to This Policy
If future updates add cloud or online features, this privacy policy will be updated.

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## 8. Contact Us
For questions or concerns, contact us at:  
**jobykorahgeorge@gmail.com**