GERO synthetic risk summary

No real insurer, customer or regulatory calculation.

{
  "document_type": "GERO SYNTHETIC RISK SUMMARY",
  "id": "zero-death-benefit",
  "inputs": {
    "id": "zero-death-benefit",
    "q": "0.25",
    "b": 0,
    "e": 100,
    "N": 100,
    "budget": 7900
  },
  "confidence": 0.95,
  "mean_per_policy": 75.0,
  "variance_per_policy": 0.0,
  "approximate_95_percentile": 7500.0,
  "maximum_possible_aggregate": 10000.0,
  "method": "Upstream Life.portfolio_percentile normal approximation; upstream endowment moments; GERO wiring and document, not a production insurer workflow."
}

Example limit check

{
  "rule": "GERO example only: normal-approximation 95th percentile <= budget",
  "budget": 7900,
  "reported_value": 7500.0,
  "decision": "WITHIN_EXAMPLE_LIMIT",
  "excess": 0
}