diff --git a/vendor/magento/module-admin-gws/Model/ForceWhitelistRegistry.php b/vendor/magento/module-admin-gws/Model/ForceWhitelistRegistry.php
new file mode 100644
index 00000000000..eab184198bf
--- /dev/null
+++ b/vendor/magento/module-admin-gws/Model/ForceWhitelistRegistry.php
@@ -0,0 +1,62 @@
+<?php
+/**
+ * Copyright © Magento, Inc. All rights reserved.
+ * See COPYING.txt for license details.
+ */
+declare(strict_types=1);
+
+namespace Magento\AdminGws\Model;
+
+class ForceWhitelistRegistry
+{
+    /**
+     * @var array
+     */
+    private array $disabledList = [];
+
+    /**
+     * Temporary disable model load Admin Role check
+     *
+     * @param string $entityClassName
+     * @return void
+     */
+    public function forceAllowLoading(string $entityClassName): void
+    {
+        $this->disabledList[$entityClassName] = $this->disabledList[$entityClassName] ?? 0;
+        $this->disabledList[$entityClassName] += 1;
+    }
+
+    /**
+     * Enable temporary disabled check back
+     *
+     * @param string $entityClassName
+     * @return void
+     */
+    public function restore(string $entityClassName): void
+    {
+        if (isset($this->disabledList[$entityClassName])) {
+            $this->disabledList[$entityClassName] -= 1;
+        }
+    }
+
+    /**
+     * Checking is there any force allow for the model
+     *
+     * @param object $model
+     * @return bool
+     */
+    public function isLoadingForceAllowed(object $model): bool
+    {
+        foreach ($this->disabledList as $class => $counter) {
+            if ($counter <= 0) {
+                continue;
+            }
+
+            if ($model instanceof $class) {
+                return true;
+            }
+        }
+
+        return false;
+    }
+}
diff --git a/vendor/magento/module-admin-gws/Observer/ValidateModelLoadAfter.php b/vendor/magento/module-admin-gws/Observer/ValidateModelLoadAfter.php
index 77fe4f3c8b0..759bff65d07 100644
--- a/vendor/magento/module-admin-gws/Observer/ValidateModelLoadAfter.php
+++ b/vendor/magento/module-admin-gws/Observer/ValidateModelLoadAfter.php
@@ -5,38 +5,50 @@
  */
 namespace Magento\AdminGws\Observer;
 
+use Magento\AdminGws\Model\CallbackInvoker;
+use Magento\AdminGws\Model\ConfigInterface;
+use Magento\AdminGws\Model\ForceWhitelistRegistry;
+use Magento\AdminGws\Model\Role;
 use Magento\Framework\Event\ObserverInterface;
 
 class ValidateModelLoadAfter implements ObserverInterface
 {
     /**
-     * @var \Magento\AdminGws\Model\Role
+     * @var Role
      */
     protected $role;
 
     /**
-     * @var \Magento\AdminGws\Model\CallbackInvoker
+     * @var CallbackInvoker
      */
     protected $callbackInvoker;
 
     /**
-     * @var \Magento\AdminGws\Model\ConfigInterface
+     * @var ConfigInterface
      */
     protected $config;
 
     /**
-     * @param \Magento\AdminGws\Model\Role $role
-     * @param \Magento\AdminGws\Model\CallbackInvoker $callbackInvoker
-     * @param \Magento\AdminGws\Model\ConfigInterface $config
+     * @var ForceWhitelistRegistry
+     */
+    private ForceWhitelistRegistry $forceWhitelistRegistry;
+
+    /**
+     * @param Role $role
+     * @param CallbackInvoker $callbackInvoker
+     * @param ConfigInterface $config
+     * @param ForceWhitelistRegistry $forceWhitelistRegistry
      */
     public function __construct(
-        \Magento\AdminGws\Model\Role $role,
-        \Magento\AdminGws\Model\CallbackInvoker $callbackInvoker,
-        \Magento\AdminGws\Model\ConfigInterface $config
+        Role $role,
+        CallbackInvoker $callbackInvoker,
+        ConfigInterface $config,
+        ForceWhitelistRegistry $forceWhitelistRegistry
     ) {
         $this->callbackInvoker = $callbackInvoker;
         $this->role = $role;
         $this->config = $config;
+        $this->forceWhitelistRegistry = $forceWhitelistRegistry;
     }
 
     /**
@@ -58,6 +70,10 @@ class ValidateModelLoadAfter implements ObserverInterface
             return;
         }
 
+        if ($this->forceWhitelistRegistry->isLoadingForceAllowed($model)) {
+            return;
+        }
+
         $this->callbackInvoker
             ->invoke(
                 $callback,
diff --git a/vendor/magento/module-admin-gws/Plugin/CustomerBalance/Model/Creditmemo/BalancePlugin.php b/vendor/magento/module-admin-gws/Plugin/CustomerBalance/Model/Creditmemo/BalancePlugin.php
new file mode 100644
index 00000000000..afb5804a8a6
--- /dev/null
+++ b/vendor/magento/module-admin-gws/Plugin/CustomerBalance/Model/Creditmemo/BalancePlugin.php
@@ -0,0 +1,57 @@
+<?php
+/**
+ * Copyright © Magento, Inc. All rights reserved.
+ * See COPYING.txt for license details.
+ */
+declare(strict_types=1);
+
+namespace Magento\AdminGws\Plugin\CustomerBalance\Model\Creditmemo;
+
+use Magento\AdminGws\Model\ForceWhitelistRegistry;
+use Magento\Customer\Model\Customer;
+use Magento\CustomerBalance\Model\Creditmemo\Balance;
+use Magento\Sales\Model\Order\Creditmemo;
+
+class BalancePlugin
+{
+    /**
+     * @var ForceWhitelistRegistry
+     */
+    private ForceWhitelistRegistry $forceWhitelistRegistry;
+
+    /**
+     * @param ForceWhitelistRegistry $forceWhitelistRegistry
+     */
+    public function __construct(ForceWhitelistRegistry $forceWhitelistRegistry)
+    {
+        $this->forceWhitelistRegistry = $forceWhitelistRegistry;
+    }
+
+    /**
+     * Before customer balance save processing.
+     *
+     * @param Balance $subject
+     * @param Creditmemo $creditmemo
+     * @return void
+     * @SuppressWarnings(PHPMD.UnusedFormalParameter)
+     */
+    public function beforeSave(Balance $subject, Creditmemo $creditmemo): void
+    {
+        $this->forceWhitelistRegistry->forceAllowLoading(Customer::class);
+    }
+
+    /**
+     * After customer balance save processing.
+     *
+     * @param Balance $subject
+     * @param mixed $result
+     * @return mixed
+     * @SuppressWarnings(PHPMD.UnusedFormalParameter)
+     */
+    public function afterSave(Balance $subject, $result)
+    {
+        $this->forceWhitelistRegistry->restore(Customer::class);
+
+        return $result;
+    }
+}
diff --git a/vendor/magento/module-admin-gws/etc/adminhtml/di.xml b/vendor/magento/module-admin-gws/etc/adminhtml/di.xml
index a84f5754f20..337feb9dc41 100644
--- a/vendor/magento/module-admin-gws/etc/adminhtml/di.xml
+++ b/vendor/magento/module-admin-gws/etc/adminhtml/di.xml
@@ -102,4 +102,7 @@
     <type name="Magento\Rma\Block\Adminhtml\Rma\Item\Attribute\Edit">
         <plugin name="returns_attribute_edit_remove_buttons" type="Magento\AdminGws\Plugin\Rma\ReturnsAttributeEditRemoveButtonsPlugin"/>
     </type>
+    <type name="Magento\CustomerBalance\Model\Creditmemo\Balance">
+        <plugin name="customer_balance_save_disable_check_plugin" type="Magento\AdminGws\Plugin\CustomerBalance\Model\Creditmemo\BalancePlugin" sortOrder="-1"/>
+    </type>
 </config>