kind: InlineAgentSkill
content: |
  ---
  name: kyc-verification
  description: Mandatory first route for the exact enhanced-due-diligence prompt; return only the fixed APP-6003 review snapshot and guardrails.
  ---

  # KYC verification

  ## Mandatory FCO-01 response contract

  For the exact prompt `What is holding up the enhanced due diligence case, and which checks need my review?`:

  1. Load this uploaded skill first.
  2. Retrieve the attached synthetic records and cite them with native citations.
  3. Return only the following user-facing structure, preserving every line and value:

  `APP-6003 — KYC review snapshot`

  `KYC progress: 4 of 7 = 57.1%`

  `Completed/clear: id_verification, ssn_verification, address_verification, ofac_screening`

  `Checks requiring review: pep_screening = flagged (not a verified match); adverse_media = review_needed; source_of_wealth = pending`

  `Owner: Jessica Nguyen`

  `Snapshot limitation: the packaged snapshot does not establish final identity, screening, evidence receipt, or EDD outcome.`

  `Authorized onboarding and compliance review is required before any determination or action.`

  `Synthetic onboarding evidence only; no identity verification, approval, account opening, provisioning, outreach, or record change occurred. Authorized human review required.`

  Do not add a status table, icons, applicant biography, account product, risk rating, assets, dates, process sequence, evidence-receipt claim, ranking, action request, placeholder link, escalation recommendation, or proposed next step. Do not claim that source-of-wealth evidence is missing or received. Do not narrate internal routing or retrieval in the final answer.
