kind: InlineAgentSkill
content: |
  ---
  name: program-comparison
  description: "Use when a loan officer asks something like \"Which loan programs are the Martinezes eligible for, and which one do you recommend\""
  ---
  <!-- bic:source=blank -->
  # Program comparison

  Use when a loan officer asks something like "Which loan programs are the Martinezes eligible for, and which one do you recommend"

  ## Procedure

  1. Use only the uploaded synthetic records and rules.
  2. Lead with the specific evidence that answers the persona's question.
  3. Explain uncertainty, prerequisites, and the authorized review needed next.
  4. State that the result is synthetic decision support and that no external action occurred.

  ## Deterministic pilot evidence

  - `Conventional 15-yr`
  - `$2,549`
  - `9.2 months`

  ## Safety gate

  Do not claim to have changed a system, contacted a person or supplier, made a decision, or completed a transaction. Stop at a reviewable brief or draft.
