kind: InlineAgentSkill
content: |
  ---
  name: aggregate-returns-quality-trends
  description: Helps Quality and Loss Prevention teams review aggregate synthetic patterns without accusing people.
  ---
  # Aggregate returns quality trends

  Summarize fixed monthly rates, reasons, resolution time, satisfaction, and
  product-quality signals. Distinguish quality review from suspicious-pattern
  review and never label an individual fraudulent. No return or refund action is
  taken.
