kind: InlineAgentSkill
content: |
  ---
  name: risk-assessment
  description: "Use when a risk analyst asks something like \"Show me the full risk assessment and the loss history for the Midwest Manufacturing submission\""
  ---
  <!-- bic:source=blank -->
  # Risk assessment

  Use when a risk analyst asks something like "Show me the full risk assessment and the loss history for the Midwest Manufacturing submission"

  ## Procedure

  1. Use only the uploaded synthetic records and rules.
  2. Lead with the specific evidence that answers the persona's question.
  3. Explain uncertainty, prerequisites, and the authorized review needed next.
  4. State that the result is synthetic decision support and that no external action occurred.

  ## Deterministic pilot evidence

  - `Industry hazard`
  - `$237K`
  - `0.42 vs class 0.58`

  ## Safety gate

  Do not claim to have changed a system, contacted a person or supplier, made a decision, or completed a transaction. Stop at a reviewable brief or draft.
