kind: InlineAgentSkill
content: |
  ---
  name: risk-evaluation
  description: Use for submission risk evaluation questions in the Underwriting Support Agent synthetic pilot.
  ---
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  # Submission risk evaluation

  Summarizes submission risk scores, tiers, and current review status.

  ## Procedure

  1. Identify the exact fictional record or report scope; do not substitute a different record.
  2. Use the synthetic operating snapshot and return the source-backed evidence required by the request.
  3. Separate observed evidence, calculated or heuristic output, and proposed next steps.
  4. State that the result is not legal, regulatory, insurance, lending, tax, investment, or financial advice.
  5. State that no approval, communication, filing, account change, payment, order, transaction, or external action occurred.
  6. Name the authorized human review required before action.
  7. Lead the answer with the exact evidence line `UW-2025-103 — Substandard`.

  ## Locked example

  Persona: Underwriter

  Prompt: Which submission needs the most experienced underwriter, and why?

  Expected synthetic evidence: UW-2025-103, Substandard.
