# Mina's Vision

- Cash-first ["checkbook accounting"](docs/checkbook-accounting.md) that can express arbitrarily complex transactions.
- Easy consumer workflows by default, with full record detail available when needed.
- Track household money end to end: cash, banks, cards, currencies, personal debts, transactions, budgets, reports, and forecasts.
- Stop short of asset valuation and investment management: property and holdings may be kept as periodically updated balances, but Mina does not model securities, appreciation, or market value.
- Great UX that is useful, clear, and fun for humans.
- Super snappy at household scale.
- Automation beyond data integrations: AI-driven classification, reconciliation, workflows, and financial insights.
- Hackable by agents and humans through REST, MCP, and CLI interfaces.
- Every capability is equally accessible through REST, MCP, and CLI; the web UI exposes everything reasonable for a human to operate.
- Local-first and portable as a single database file.
- Built for one household—not as a multi-user SaaS.