import * as React from 'react';
import { FocusAwareStatusBar, ScrollView, Text, View } from '@/components/ui';
import { defaultStyles } from '@/lib/theme/styles';
export function PrivacyScreen() {
return (
<>
Privacy Policy
This privacy policy applies to the free Spendwise app (hereby referred to as "Application") for
mobile devices that was created by Nejc (hereby referred to as "Service Provider") as an
Open Source service. This service is intended for use "AS IS".
Information Collection and Use
The Application collects information when you download and use it. This information may include
information such as:
• Your device's Internet Protocol address (e.g. IP address)
• The pages of the Application that you visit, the time and date of your visit, the time spent on those pages
• The time spent on the Application
• The operating system you use on your mobile device
The Application does not gather precise information about the location of your mobile device.
Spendwise stores financial records locally on your device and is designed to work offline for core budgeting
and tracking features. The Service Provider does not operate a Spendwise cloud account or server that stores a
copy of your financial database.
The Application includes optional Artificial Intelligence (AI) features. If you choose to use AI chat or
receipt scanning, requests are sent directly from your device to the AI provider you configure, using your own
provider API key stored on your device. Spendwise is free to use, but your selected AI provider may charge your
provider account for usage.
The Application does not require you to provide a Spendwise account for core use. Any profile, finance, backup,
or preference data you enter is stored locally on your device unless you export, share, back up, or send it to
an optional provider feature yourself.
Third Party Access
Core financial data is not periodically transmitted to external Spendwise services. Third-party access may
occur only through platform services, optional AI provider requests you initiate, or files you export/share
yourself. The Service Provider may disclose information in the ways described in this privacy statement.
Third-party services:
• Google Play Services (see their privacy policy at https://www.google.com/policies/privacy/)
The Service Provider may disclose User Provided and Automatically Collected Information:
• as required by law, such as to comply with a subpoena, or similar legal process;
• when they believe in good faith that disclosure is necessary to protect their rights, protect your safety
or the safety of others, investigate fraud, or respond to a government request;
• with their trusted service providers who work on their behalf, do not have an independent use of the
information we disclose to them, and have agreed to adhere to the rules set forth in this privacy statement.
Opt-Out Rights
You can stop all collection of information by the Application easily by uninstalling it. You may use the
standard uninstall processes as may be available as part of your mobile device or via the mobile application
marketplace or network.
Data Retention Policy
The Service Provider will retain User Provided data for as long as you use the Application and for a
reasonable time thereafter. If you would like them to delete User Provided Data that you have provided via the
Application, please contact them at nmursi2@gmail.com and they will respond in a reasonable time.
Children
The Service Provider does not use the Application to knowingly solicit data from or market to children under
the age of 13. The Application does not address anyone under the age of 13. The Service Provider does not
knowingly collect personally identifiable information from children under 13 years of age. In the case the
Service Provider discovers that a child under 13 has provided personal information, the Service Provider will
immediately delete this from their servers. If you are a parent or guardian and you are aware that your child
has provided us with personal information, please contact the Service Provider (nmursi2@gmail.com) so that
they will be able to take the necessary actions.
Security
The Service Provider is concerned about safeguarding the confidentiality of your information. The Service
Provider provides physical, electronic, and procedural safeguards to protect information the Service Provider
processes and maintains.
Changes
This Privacy Policy may be updated from time to time for any reason. The Service Provider will notify you of
any changes to the Privacy Policy by updating this page with the new Privacy Policy. You are advised to
consult this Privacy Policy regularly for any changes, as continued use is deemed approval of all changes.
Your Consent
By using the Application, you are consenting to the processing of your information as set forth in this
Privacy Policy now and as amended by us.
Contact Us
If you have any questions regarding privacy while using the Application, or have questions about these
practices, please contact the Service Provider via email at nmursi2@gmail.com.
This privacy policy is effective as of 2026-03-13
>
);
}