Neptune Odyssey Community License Version 1.0 Copyright (c) 2026 Neptune.Fintech. All rights reserved. This is a source-available license. It is NOT an OSI-approved open-source license. "Neptune Odyssey" and "Neptune.Fintech" are names and marks of the Licensor; this license does not grant rights to use them except as required for attribution. ------------------------------------------------------------------------------ 1. DEFINITIONS ------------------------------------------------------------------------------ "Software" means the Neptune Odyssey design system and all materials in this repository: design tokens, configuration files, documentation, reference implementations, and generated libraries (Flutter, web, and any other target). "Licensor" means Neptune.Fintech. "You" means the individual or legal entity exercising rights under this license, together with all entities that control, are controlled by, or are under common control with that entity. "Qualifying User" means You, if You are either: (a) using the Software for a Non-Commercial Purpose; or (b) an individual or entity whose total gross revenue (across all controlled entities) in the most recently completed 12-month period was less than twenty-five thousand United States dollars (USD $25,000), or the equivalent in any other currency. "Non-Commercial Purpose" means use that is not primarily intended for or directed toward commercial advantage or monetary compensation — including personal projects, evaluation, research, teaching, and use by registered non-profit or charitable organizations. ------------------------------------------------------------------------------ 2. GRANT OF RIGHTS (for Qualifying Users) ------------------------------------------------------------------------------ Subject to the terms below, the Licensor grants each Qualifying User a worldwide, royalty-free, non-exclusive, non-transferable license to use, copy, modify, create derivative works of, and distribute the Software, including in Your own applications and products, for as long as You remain a Qualifying User. ------------------------------------------------------------------------------ 3. COMMERCIAL USE ABOVE THE THRESHOLD ------------------------------------------------------------------------------ If You do not meet the definition of a Qualifying User — for example, if Your gross revenue equals or exceeds USD $25,000 in the most recently completed 12-month period and Your use is not a Non-Commercial Purpose — You must obtain a separate commercial license from the Licensor before using the Software in production. Contact: licensing@neptune.fintech. A Qualifying User who later crosses the revenue threshold has a 60-day grace period from the end of the 12-month period in which the threshold was crossed to obtain a commercial license or cease production use. ------------------------------------------------------------------------------ 4. CONDITIONS ------------------------------------------------------------------------------ (a) Attribution. You must retain, in source and in any distributed copies of the Software or substantial portions of it, this license, the copyright notice, and a notice stating the Software is "Neptune Odyssey by Neptune.Fintech." (b) No misrepresentation. You may not remove or alter notices, or represent the Software (or a derivative) as Your own original design system. (c) No trademark use. This license grants no rights in the Licensor's names, logos, or brand names beyond the attribution required above. (d) The brands, names, and visual identities of example tenants in this repository (e.g. "Triton Bank", "Nereid", "Proteus") are reference illustrations only and convey no rights. ------------------------------------------------------------------------------ 5. TERMINATION ------------------------------------------------------------------------------ This license terminates automatically if You breach it and do not cure the breach within 30 days of becoming aware of it, or if You use the Software in production while not a Qualifying User and without a commercial license. Upon termination You must cease use and distribution, except that copies You distributed to downstream Qualifying Users in compliance with this license remain licensed. ------------------------------------------------------------------------------ 6. DISCLAIMER OF WARRANTY ------------------------------------------------------------------------------ THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. ------------------------------------------------------------------------------ 7. LIMITATION OF LIABILITY ------------------------------------------------------------------------------ IN NO EVENT SHALL THE LICENSOR BE LIABLE FOR ANY CLAIM, DAMAGES, OR OTHER LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT, OR OTHERWISE, ARISING FROM, OUT OF, OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE SOFTWARE. ------------------------------------------------------------------------------ 8. SUMMARY (non-binding, for convenience) ------------------------------------------------------------------------------ • Free to use, modify and ship — including commercially — IF your use is non-commercial OR your organization makes under USD $25,000/year. • Make USD $25,000/year or more from commercial use? Get a commercial license: licensing@neptune.fintech. • Keep the attribution. Don't pass it off as your own. Don't use our marks. This summary does not modify the terms above. For anything load-bearing, consult your own legal counsel — the Licensor provides this text without legal advice.