# Privacy Policy for Spliteasy App **Last updated: August 20, 2025** Spliteasy is a product of **Sabthok Digital Private Limited** ("Sabthok" or "we" or "us"). Spliteasy is a mobile application available on both Android and iOS platforms, designed to help users track and split expenses with friends, family, and groups, similar to apps like Splitwise. It allows users to create accounts, add expenses, share bills, track debts, and settle payments informally. When you use our app, we collect certain information about you, your device, and your interactions to provide, improve, and secure our services. This Privacy Policy applies to the Spliteasy app on both Android and iOS, including features like Apple Login (Sign in with Apple) and Google Login. We build Spliteasy to make expense sharing easy and transparent. By using Spliteasy, you agree to this Privacy Policy. If you do not agree, please do not use the app. --- ## 1. How We Collect Your Information We collect information only when necessary to provide the Spliteasy service, such as account creation, expense tracking, group management, and notifications. ### 1.1 Information You Provide Us When you create an account, add expenses, or interact with others, you may provide: - **Account Information**: Your full name, email address, phone number, birthday, profile photo, and password. For third-party logins: - **Apple Login**: If you use Sign in with Apple (iOS), we collect your Apple ID-linked email (which may be a private relay email for privacy), name (if shared), and user identifier. This is used for authentication and account creation. - **Google Login**: If you use Google Sign-In (Android/iOS), we collect your Google account email, name, profile picture (if shared), and user identifier. - **Expense and Content Information**: Expense details including descriptions, amounts, dates, categories, receipts (photos or uploads), notes, and participants. - **Contacts and Invitations**: With permission, we access your contact list to suggest friends or send group invitations. Only selected contacts’ details are uploaded when you invite them. - **Uploaded Media**: Photos, videos, or files for receipts or profiles (optional). #### 1.1.1 Use of Photo, Video, and Camera Permissions - **Android**: Permissions are disclosed, optional, and never used in the background. - **iOS**: Permissions are requested via system prompts; you can limit access (e.g., to selected photos). --- ### 1.2 Information We Automatically Collect - **Usage Information**: Expenses added, groups viewed, settlements, reminders, notifications, crash reports. - **Device and Network Information**: Device model, OS version, IP, app version, language, network type. - **Location Information**: Approximate location (if permitted) for default currencies or travel groups. - **Push Notifications**: Device tokens for sending expense/settlement alerts. --- ### 1.3 Information from Other Sources - **From Other Users**: Contacts or expense details shared by others who add you. - **From Third Parties**: Apple/Google login info, fraud-prevention sources, or analytics tools. - **Integrations**: If you link payment apps/banks (future), with your consent. --- ## 2. How We Use Your Information We use your information to: - Provide core features (accounts, expenses, reminders). - Improve the app (feature analysis, conversions). - Personalize experience (suggest contacts, currencies, notifications). - Communicate (emails, push notifications, support). - Prevent fraud and ensure security. - Support advertising (if applicable, only non-personal data). --- ## 3. How We Share Your Information - **With Other Users**: Your name, photo, and expenses are visible to group members. - **With Service Providers**: Analytics (e.g., Firebase), hosting (AWS), payment processors. - **With Third-Party Logins**: Limited data shared with Apple/Google. - **In Business Transactions**: Data may transfer if Sabthok is acquired. - **For Legal Reasons**: To comply with laws or protect rights. - **Aggregated Data**: Shared in non-personalized form. **We do not sell your personal information.** --- ## 4. How We Protect Your Information We use HTTPS encryption, access controls, vulnerability monitoring, employee training, and secure OAuth for logins. --- ## 5. How Long We Keep Your Information Data is retained as long as needed for the app or legal reasons. Backups are deleted periodically. --- ## 6. Your Controls Over Your Information - Access, edit, or export data via app settings. - Revoke permissions in device settings. - Delete account and data (subject to legal exceptions). - Opt out of notifications or data sharing. - Region-specific rights (GDPR, CCPA, LGPD, ARCO, etc.). --- ## 7. Third-Party Services Spliteasy may link or integrate with third-party services (e.g., payments). Their policies apply. --- ## 8. Children’s Privacy We do not target children under 13 (or 16 in some areas). Data is deleted if discovered. --- ## 9. Platform-Specific Notes - **Android**: Complies with Google Play data safety policies. - **iOS**: Adheres to App Store Review Guidelines and Sign in with Apple privacy rules. --- ## 10. Changes to This Privacy Policy We may update this policy. Changes will be posted in-app or via email. --- ## 11. Contact Information **Sabthok Digital Private Limited** Pokhara 11, Kaski 33700, Gandaki, Nepal 📧 Email: [spliteasy@sabthok.com](mailto:spliteasy@sabthok.com)