# Privacy Policy for LendWise

**Effective Date:** 7 April 2026
**Last Updated:** 29 April 2026

LendWise ("App", "we", "our", or "us") respects your privacy and is committed to protecting it. This Privacy Policy explains how information is handled when you use the LendWise mobile application available on the Google Play Store.

By using the App, you agree to this Privacy Policy.

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## 1. Overview

LendWise is a personal finance tracking app that helps users record money lent and borrowed. The App is designed with a privacy‑first approach and minimizes data collection.

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## 2. Information We Collect

### 2.1 Personal Information

We do **not** collect:

- Names
- Phone numbers
- Email addresses
- Financial account details
- Payment information

### 2.2 Financial Data

- All transaction data entered by the user is stored **locally on the user's device only**
- We do not store, upload, or process this data on our servers

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## 3. App Permissions

LendWise may request the following permissions:

| Permission | Purpose |
|---|---|
| Contacts | To let you pick a person from your address book when adding a transaction. The app uses the device's built-in contact picker and does not request broad access to your contacts. |
| Camera & Gallery | To attach images or receipts to transaction records |
| Biometrics | To unlock the app using fingerprint or Face ID (optional) |

All permission data:

- Remains on the user's device
- Is not collected or transmitted by us
- Can be revoked at any time via device settings

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## 4. Data Usage

We:

- Do not sell or share user data
- Do not use data for advertising
- Do not track users across apps or websites
- Use no third‑party analytics or tracking tools
- Use no Facebook Pixel

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## 5. Ads & Payments

The App:

- Shows **no advertisements**
- Has **no in‑app purchases**
- Has **no subscriptions**
- Has **no online payment processing**

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## 6. Data Security

Users are responsible for:

- Securing their device
- Backing up their data
- Preventing unauthorized access

We recommend enabling device‑level security such as screen locks and backups.

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## 7. Children's Privacy

LendWise is not intended for children under 18. We do not knowingly collect information from minors.

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## 8. Changes to This Policy

We may update this Privacy Policy periodically. Continued use of the App indicates acceptance of any updates.

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## 9. Contact Us

For questions or concerns regarding privacy:

- 📧 **Email:** contactus.samrudhiventures@gmail.com
- 📍 **Company:** LendWise
- 📌 **Location:** Bangalore, India