# credit_card_offers

issuer: First Electronic Bank
card_offer: LATAM Airlines Mastercard
segment: CO_BRAND_CONSUMER
category: AIRLINE_REWARDS
welcome_intro_offer: 15,000 LATAM Pass Miles after spending $1,000 in the first three months.
bonus_miles: 15000
cash_bonus: NA
spend_requirement: 1000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $1,000 in purchases in the first three months
intro_apr: No public intro APR found on official product page or rates/fees disclosure.
regular_apr: 19.49% to 29.49% variable purchase APR.
source_url: https://www.cardless.com/cards/latam/mastercard
source_basis: Official Cardless product page with official rates/fees disclosure
retrieved: 2026-05-29T22:15:16-06:00
created_at: 2026-05-30 04:20:09
updated_at: 2026-05-30 15:47:45
issuer_partner: Cardless / LATAM Airlines
bonus_miles_type: miles
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  3x miles on LATAM Airlines purchases; 2x restaurants, rideshare, taxis, and public transit; 1x elsewhere; no foreign transaction fee and fast-track elite-status benefits listed.

notes:
[cell repeats an earlier one in this file: 377 characters]

raw_json:
  {"target":{"id":30,"institution":"Cardless","institution_type":"Bank/Card Issuer","role":"Co-brand card platform","known_issuer_partner":"First Electronic Bank for many Cardless programs","known_rewards_card_examples":"Qatar Airways, LATAM, Avianca LifeMiles, TAP Miles&Go, Turkish Airlines, Simon","offer_research_url":"https://www.cardless.com/","alternate_issuer_url":"https://www.cardless.com/cards"},"retrieved":"2026-05-29T22:15:16-06:00","sources":[{"url":"https://www.cardless.com/cards","basis":"Official Cardless card catalog","notes":"Current catalog listed eight public card names."},{"url":"https://www.cardless.com/cards/latam/mastercard","basis":"Official Cardless product page with official rates/fees disclosure","notes":"Primary official product/partner source for public offer and benefits."},{"url":"https://www.cardless.com/cards/latam/mastercard#rates-fees","basis":"Official offer terms or product-page offer terms section","notes":"Enrichment source for welcome-offer eligibility, spend/timing, rewards terms, or product caveats."},{"url":"https://www.cardless.com/rates-and-fees","basis":"Official rates and fees disclosure","notes":"Enrichment source for annual fee, APR, and fees."}],"evidence_summary":["Cardless LATAM Mastercard page states 15,000 LATAM Pass Miles after $1,000 spend in first three months and no annual fee.","Product page shows 3x LATAM, 2x restaurants/rideshare/taxis/public transit, and 1x other purchases.","Rates/fees disclosure confirms $0 annual fee and 19.49% to 29.49% purchase APR."],"limitations":"Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures."}


issuer: Bank of America, N.A.
card_offer: Bank of America® Customized Cash Rewards Credit Card
segment: CONSUMER
category: CASH_BACK
cash_bonus: 200
spend_requirement: 1000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $1,000 in first 90 days
regular_apr: 17.49% - 27.49% variable
source_url: https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/
source_basis: Official product page, card-list data, productProperties endpoint, and disclosure endpoint
retrieved: 2026-05-29T22:34:45-06:00
created_at: 2026-05-30 04:35:25
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.; $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening — plus choose how you earn rewards.; Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening

intro_apr:
  0% for 15 billing cycles Applies to purchases, and to any balance transfers made within 60 days of opening your account

rewards_key_perks:
  Choose which category you want to earn 6% cash back in – for the first year: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings Automatic 2% cash back at grocery stores and wholesale clubs Unlimited 1% cash back on all other purchases Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum. There's no annual fee and your cash rewards don't expire as long as your account remains open. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same. Learn more Reward Categories

notes:
  Official Bank of America public product page, official card-list data, productProperties endpoint, and disclosure endpoint consulted. No login, prequalification, or application flow was entered; offers may vary by channel/applicant. Browser verification succeeded on the Customized Cash Rewards product page; remaining rows use the same official SPA source pattern.

raw_json:
  {"browser_verification": {"title": "Bank of America® Customized Cash Rewards Credit Card", "url": "https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/", "visible_text_start": "Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer."}, "campaign": {"campaignID": "4079537", "locale": "en_US", "poCode": "8H"}, "disclosure_status": "fetched", "disclosure_url": "https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079537&poCode=8H&locale=en_US", "institution": "Bank of America", "limitations": ["Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields.", "Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35.", "Spirit was not present in the current official Bank of America card-list source during this pass."], "listing_url": "https://www.bankofamerica.com/credit-cards/", "official_listing_entries": [{"campaign": "4079538~DY~en_US", "category": ["filter", "cash"], "compare": "4079538~DY~en_US", "features": ["preferredRewards"], "learnMore": {"passCampaign": true, "path": "products/cash-back-credit-card/"}, "ratesFees": ["noAnnualFee", "zeroAprBalance", "zeroAprPurchase"], "tab": ["categories", "filter"], "type": "visa"}, {"campaign": "4079537~8H~en_US", "category": ["featured"], "compare": "4079538~DY~en_US", "features": ["preferredRewards"], "learnMore": {"passCampaign": true, "path": "products/cash-back-credit-card/"}, "ratesFees": ["noAnnualFee", "zeroAprBalance", "zeroAprPurchase"], "tab": ["categories", "filter"], "type": "visa"}], "page_metadata": {"description": "With the Bank of America® Customized Cash Rewards credit card, earn 6% cash back in the category of your choice for the first year. Plus, a $200 cash rewards bonus offer.", "json_ld_credit_card": [{"annualPercentageRate": "18.24% - 28.24%", "description": "With the Bank of America®  Customized Cash Rewards credit card, earn 6% cash back in the category of your choice for the first year. Plus, a $200 cash rewards bonus offer.", "feesAndCommissionsSpecification": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4075151&productoffercode=Q4&locale=en_US", "name": "Bank of America® Customized Cash Rewards Credit Card"}], "title": "Bank of America® Customized Cash Rewards Credit Card"}, "product_properties_url": "https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079537&locale=en_US&poCode=8H&failquiet=true", "product_url": "https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/", "retrieved": "2026-05-29T22:34:45-06:00", "selected_evidence": {"annual_fee": "$0", "balance_transfer_fee": "3% of each transaction intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%.", "disclosure_snippets": {"APR for Balance Transfers": "APR for Balance Transfers 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account. After that, your APR will be 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 20.49% to 28.49% , based on your creditworthiness, when you open your acc", "Annual Fee": "Annual Fee None Transaction Fees • Balance Transfer Introductory Fee of 3% of the amount of each transaction, for transactions made within 60 days of opening your account. After that, your fee will be: 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • For", "Annual Percentage Rate (APR) for Purchases": "Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account. After that, your APR will be 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account for transactio", "Transaction Fees": "Transaction Fees • Balance Transfer Introductory Fee of 3% of the amount of each transaction, for transactions made within 60 days of opening your account. After that, your fee will be: 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction"}, "headline": "6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.", "intro_apr": "0% for 15 billing cycles Applies to purchases, and to any balance transfers made within 60 days of opening your account", "offer_detail": "Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening", "offer_detail_key": "PRODUCT_MB_SPECIAL_OFFER", "regular_apr": "17.49% - 27.49% variable", "rewards_key": "REWARDS_EARN_CONTENT", "rewards_key_perks": "Choose which category you want to earn 6% cash back in – for the first year: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings Automatic 2% cash back at grocery stores and wholesale clubs Unlimited 1% cash back on all other purchases Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum. There's no annual fee and your cash rewards don't expire as long as your account remains open. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same. Learn more Reward Categories", "subheadline": "$200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening — plus choose how you earn rewards.", "welcome_intro_offer": "6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.; $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening — plus choose how you earn rewards.; Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening"}, "target_id": 5, "terms_url": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079537&productoffercode=8H&locale=en_US"}


issuer: Bank of America, N.A.
card_offer: Bank of America® Unlimited Cash Rewards Credit Card
segment: CONSUMER
category: CASH_BACK
cash_bonus: 200
spend_requirement: 1000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $1,000 in first 90 days
regular_apr: 17.49% - 27.49% variable
source_url: https://www.bankofamerica.com/credit-cards/products/unlimited-cash-back-credit-card/
source_basis: Official product page, card-list data, productProperties endpoint, and disclosure endpoint
retrieved: 2026-05-29T22:34:45-06:00
created_at: 2026-05-30 04:35:25
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Unlimited 2% cash back on purchases for the first year. Plus, a $200 online cash rewards bonus offer.; Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening

intro_apr:
  0% for 15 billing cycles Applies to purchases, and to any balance transfers made within 60 days of opening your account

rewards_key_perks:
  Earn 2% cash back on purchases for the first year from account opening Thereafter, you'll earn unlimited 1.5% cash back on all purchases No limit to the amount of cash back you can earn and cash rewards do not expire as long as your account remains open

notes:
  Official Bank of America public product page, official card-list data, productProperties endpoint, and disclosure endpoint consulted. No login, prequalification, or application flow was entered; offers may vary by channel/applicant. Browser verification succeeded on the Customized Cash Rewards product page; remaining rows use the same official SPA source pattern.

raw_json:
  {"browser_verification": {"title": "Bank of America® Customized Cash Rewards Credit Card", "url": "https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/", "visible_text_start": "Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer."}, "campaign": {"campaignID": "4079261", "locale": "en_US", "poCode": "2G"}, "disclosure_status": "fetched", "disclosure_url": "https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079261&poCode=2G&locale=en_US", "institution": "Bank of America", "limitations": ["Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields.", "Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35.", "Spirit was not present in the current official Bank of America card-list source during this pass."], "listing_url": "https://www.bankofamerica.com/credit-cards/", "official_listing_entries": [{"campaign": "4079262~G6~en_US", "category": ["filter", "cash"], "compare": "4079262~G6~en_US", "features": ["preferredRewards"], "learnMore": {"passCampaign": true, "path": "products/unlimited-cash-back-credit-card/"}, "ratesFees": ["noAnnualFee", "zeroAprBalance", "zeroAprPurchase"], "tab": ["categories", "filter"], "type": "visa"}, {"campaign": "4079261~2G~en_US", "category": ["featured"], "compare": "4079262~G6~en_US", "features": ["preferredRewards"], "learnMore": {"passCampaign": true, "path": "products/unlimited-cash-back-credit-card/"}, "ratesFees": ["noAnnualFee", "zeroAprBalance", "zeroAprPurchase"], "tab": ["categories"], "type": "visa"}], "page_metadata": {"description": "With the Bank of America® Unlimited Cash Rewards credit card, earn unlimited 2% cash back on all purchases for the first year from account opening, plus get a $200 online cash rewards bonus offer.", "json_ld_credit_card": [{"annualPercentageRate": "18.24% - 28.24%", "description": "With the Bank of America® Unlimited Cash Rewards credit card, earn unlimited 2% cash back on all purchases foer the first year from account opening, plus get a $200 online cash rewards bonus offer.", "feesAndCommissionsSpecification": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079261&productoffercode=2G&locale=en_US", "name": "Bank of America® Unlimited Cash Rewards Credit Card"}], "title": "Bank of America® Unlimited Cash Rewards Credit Card"}, "product_properties_url": "https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079261&locale=en_US&poCode=2G&failquiet=true", "product_url": "https://www.bankofamerica.com/credit-cards/products/unlimited-cash-back-credit-card/", "retrieved": "2026-05-29T22:34:45-06:00", "selected_evidence": {"annual_fee": "$0", "balance_transfer_fee": "3% of each transaction intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%.", "disclosure_snippets": {"APR for Balance Transfers": "APR for Balance Transfers 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account. After that, your APR will be 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 20.49% to 28.49% , based on your creditworthiness, when you open your acc", "Annual Fee": "Annual Fee None Transaction Fees • Balance Transfer Introductory Fee of 3% of the amount of each transaction, for transactions made within 60 days of opening your account. After that, your fee will be: 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • For", "Annual Percentage Rate (APR) for Purchases": "Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account. After that, your APR will be 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account for transactio", "Transaction Fees": "Transaction Fees • Balance Transfer Introductory Fee of 3% of the amount of each transaction, for transactions made within 60 days of opening your account. After that, your fee will be: 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction"}, "headline": "Unlimited 2% cash back on purchases for the first year. Plus, a $200 online cash rewards bonus offer.", "intro_apr": "0% for 15 billing cycles Applies to purchases, and to any balance transfers made within 60 days of opening your account", "offer_detail": "Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening", "offer_detail_key": "PRODUCT_MB_SPECIAL_OFFER", "regular_apr": "17.49% - 27.49% variable", "rewards_key": "REWARDS_EARN_CONTENT", "rewards_key_perks": "Earn 2% cash back on purchases for the first year from account opening Thereafter, you'll earn unlimited 1.5% cash back on all purchases No limit to the amount of cash back you can earn and cash rewards do not expire as long as your account remains open", "subheadline": "", "welcome_intro_offer": "Unlimited 2% cash back on purchases for the first year. Plus, a $200 online cash rewards bonus offer.; Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening"}, "target_id": 5, "terms_url": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079261&productoffercode=2G&locale=en_US"}


issuer: Bank of America, N.A.
card_offer: BankAmericard® Credit Card
segment: CONSUMER
category: BALANCE_TRANSFER
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
regular_apr: 14.99% - 25.99% variable
source_url: https://www.bankofamerica.com/credit-cards/products/bankamericard-credit-card/
source_basis: Official product page, card-list data, productProperties endpoint, and disclosure endpoint
retrieved: 2026-05-29T22:34:45-06:00
created_at: 2026-05-30 04:35:25
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Save money on interest. It's that simple.; Introductory 0% † APR for your first 21 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 14.99% to 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America.

intro_apr:
  0% for 21 billing cycles Applies to purchases and to any balance transfers made within 60 days of opening your account

rewards_key_perks:
  Save money on interest with a low Intro APR offer and no annual fee † . 0% Intro APR † for your first 21 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 14.99% to 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America. No Penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply † . $0 Liability Guarantee —our assurance that you are not responsible for fraudulent charges on your account. This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.

notes:
  Official Bank of America public product page, official card-list data, productProperties endpoint, and disclosure endpoint consulted. No login, prequalification, or application flow was entered; offers may vary by channel/applicant. Browser verification succeeded on the Customized Cash Rewards product page; remaining rows use the same official SPA source pattern.

raw_json:
  {"browser_verification": {"title": "Bank of America® Customized Cash Rewards Credit Card", "url": "https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/", "visible_text_start": "Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer."}, "campaign": {"campaignID": "4079406", "locale": "en_US", "poCode": "5Y"}, "disclosure_status": "fetched", "disclosure_url": "https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079406&poCode=5Y&locale=en_US", "institution": "Bank of America", "limitations": ["Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields.", "Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35.", "Spirit was not present in the current official Bank of America card-list source during this pass."], "listing_url": "https://www.bankofamerica.com/credit-cards/", "official_listing_entries": [{"campaign": "4079406~5Y~en_US", "category": ["filter", "lowInterest"], "compare": "4079406~5Y~en_US", "features": [], "learnMore": {"passCampaign": true, "path": "products/bankamericard-credit-card/"}, "ratesFees": ["noAnnualFee", "zeroAprBalance"], "tab": ["categories", "filter"], "type": "masterCard"}, {"campaign": "4079405~5F~en_US", "category": ["featured"], "compare": "4079406~5Y~en_US", "features": [], "learnMore": {"passCampaign": true, "path": "products/bankamericard-credit-card/"}, "ratesFees": ["noAnnualFee", "zeroAprBalance"], "tab": ["categories", "filter"], "type": "masterCard"}], "page_metadata": {"description": "Save money on interest with a low introductory APR offer on purchases & qualifying balance transfers. Learn more about the BankAmericard® credit card.", "json_ld_credit_card": [{"annualPercentageRate": "15.24% - 25.24%", "description": "Save money on interest with a low introductory APR offer on purchases & qualifying balance transfers. Learn more about the BankAmericard® credit card.", "feesAndCommissionsSpecification": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079406&productoffercode=5Y&locale=en_US", "name": "BankAmericard® Credit Card"}], "title": "BankAmericard® Credit Card"}, "product_properties_url": "https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079406&locale=en_US&poCode=5Y&failquiet=true", "product_url": "https://www.bankofamerica.com/credit-cards/products/bankamericard-credit-card/", "retrieved": "2026-05-29T22:34:45-06:00", "selected_evidence": {"annual_fee": "$0", "balance_transfer_fee": "5% of each transaction †", "disclosure_snippets": {"APR for Balance Transfers": "APR for Balance Transfers 0% Introductory APR for the first 21 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account. After that, your APR will be 14.99% to 25.99% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 17.99% to 28.99% , based on your creditworthiness, when you open your acc", "Annual Fee": "Annual Fee None Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction 3% of the U.S. dollar amount of each transaction made in a foreign currency. This fee will be in addition to any other applicable fee", "Annual Percentage Rate (APR) for Purchases": "Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 21 Statement Closing Dates following the opening of your account. After that, your APR will be 14.99% to 25.99% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 0% Introductory APR for the first 21 Statement Closing Dates following the opening of your account for transactio", "Transaction Fees": "Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction 3% of the U.S. dollar amount of each transaction made in a foreign currency. This fee will be in addition to any other applicable fee. Penalty Fee • "}, "headline": "Save money on interest. It's that simple.", "intro_apr": "0% for 21 billing cycles Applies to purchases and to any balance transfers made within 60 days of opening your account", "offer_detail": "Introductory 0% † APR for your first 21 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 14.99% to 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America.", "offer_detail_key": "CARD_PRODUCT_DETAILS_CONTENT_02", "regular_apr": "14.99% - 25.99% variable", "rewards_key": "MARKETING_BULLET_LIST", "rewards_key_perks": "Save money on interest with a low Intro APR offer and no annual fee † . 0% Intro APR † for your first 21 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 14.99% to 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America. No Penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply † . $0 Liability Guarantee —our assurance that you are not responsible for fraudulent charges on your account. This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.", "subheadline": "", "welcome_intro_offer": "Save money on interest. It's that simple.; Introductory 0% † APR for your first 21 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 14.99% to 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America."}, "target_id": 5, "terms_url": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079406&productoffercode=5Y&locale=en_US"}


issuer: Bank of America, N.A.
card_offer: Bank of America® Travel Rewards Credit Card
segment: CONSUMER
category: TRAVEL_REWARDS
bonus_miles: 25000
cash_bonus: NA
spend_requirement: 1000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $1,000 in first 90 days
regular_apr: 17.49% - 27.49% variable
source_url: https://www.bankofamerica.com/credit-cards/products/travel-rewards-credit-card/
source_basis: Official product page, card-list data, productProperties endpoint, and disclosure endpoint
retrieved: 2026-05-29T22:34:45-06:00
created_at: 2026-05-30 04:35:25
updated_at: 2026-05-30 15:47:45
bonus_miles_type: points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  25,000 online bonus points offer (a $250 value) and no annual fee †; Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time; 25,000 online bonus points after making at least $1,000 in purchases in the first 90 days of your account opening

intro_apr:
  0% for 15 billing cycles Applies to purchases, and to any balance transfers made within 60 days of opening your account

rewards_key_perks:
  Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time. No blackout dates or restrictions and points do not expire as long as your account remains open.

notes:
[cell repeats an earlier one in this file: 365 characters]

raw_json:
  {"browser_verification": {"title": "Bank of America® Customized Cash Rewards Credit Card", "url": "https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/", "visible_text_start": "Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer."}, "campaign": {"campaignID": "4079333", "locale": "en_US", "poCode": "75"}, "disclosure_status": "fetched", "disclosure_url": "https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079333&poCode=75&locale=en_US", "institution": "Bank of America", "limitations": ["Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields.", "Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35.", "Spirit was not present in the current official Bank of America card-list source during this pass."], "listing_url": "https://www.bankofamerica.com/credit-cards/", "official_listing_entries": [{"campaign": "4079333~75~en_US", "category": ["filter", "travel", "points"], "compare": "4079333~75~en_US", "features": ["preferredRewards"], "learnMore": {"passCampaign": true, "path": "products/travel-rewards-credit-card/"}, "ratesFees": ["noForeignTransactionFee", "noAnnualFee", "zeroAprPurchase"], "tab": ["categories", "filter"], "type": "visa"}, {"campaign": "4079332~92~en_US", "category": ["featured"], "compare": "4079333~75~en_US", "features": ["preferredRewards"], "learnMore": {"passCampaign": true, "path": "products/travel-rewards-credit-card/"}, "ratesFees": ["noForeignTransactionFee", "noAnnualFee", "zeroAprPurchase"], "tab": ["categories", "filter"], "type": "visa"}], "page_metadata": {"description": "The Bank of America® Travel Rewards credit card offers unlimited 1.5 points per $1 spent on all purchases everywhere, every time and no expiration on points as long as your account remains open. Apply online.", "json_ld_credit_card": [{"annualPercentageRate": "18.24% - 28.24%", "description": "The Bank of America® Travel Rewards credit card offers unlimited 1.5 points per $1 spent on all purchases everywhere, every time and no expiration on points as long as your account remains open. Apply online.", "feesAndCommissionsSpecification": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4071156&productoffercode=MG&locale=en_US", "name": "Bank of America® Travel Rewards Credit Card - Apply Today"}], "title": "Bank of America® Travel Rewards Credit Card - Apply Today"}, "product_properties_url": "https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079333&locale=en_US&poCode=75&failquiet=true", "product_url": "https://www.bankofamerica.com/credit-cards/products/travel-rewards-credit-card/", "retrieved": "2026-05-29T22:34:45-06:00", "selected_evidence": {"annual_fee": "$0", "balance_transfer_fee": "3% of each transaction intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%.", "disclosure_snippets": {"APR for Balance Transfers": "APR for Balance Transfers 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account. After that, your APR will be 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 20.49% to 28.49% , based on your creditworthiness, when you open your acc", "Annual Fee": "Annual Fee None Transaction Fees • Balance Transfer Introductory Fee of 3% of the amount of each transaction, for transactions made within 60 days of opening your account. After that, your fee will be: 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • For", "Annual Percentage Rate (APR) for Purchases": "Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account. After that, your APR will be 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account for transactio", "Transaction Fees": "Transaction Fees • Balance Transfer Introductory Fee of 3% of the amount of each transaction, for transactions made within 60 days of opening your account. After that, your fee will be: 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction"}, "headline": "25,000 online bonus points offer (a $250 value) and no annual fee †", "intro_apr": "0% for 15 billing cycles Applies to purchases, and to any balance transfers made within 60 days of opening your account", "offer_detail": "25,000 online bonus points after making at least $1,000 in purchases in the first 90 days of your account opening", "offer_detail_key": "PRODUCT_MB_SPECIAL_OFFER", "regular_apr": "17.49% - 27.49% variable", "rewards_key": "REWARDS_EARN_CONTENT", "rewards_key_perks": "Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time. No blackout dates or restrictions and points do not expire as long as your account remains open.", "subheadline": "Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time", "welcome_intro_offer": "25,000 online bonus points offer (a $250 value) and no annual fee †; Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time; 25,000 online bonus points after making at least $1,000 in purchases in the first 90 days of your account opening"}, "target_id": 5, "terms_url": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079333&productoffercode=75&locale=en_US"}


issuer: Bank of America, N.A.
card_offer: Bank of America® Premium Rewards® Credit Card
segment: CONSUMER
category: PREMIUM_TRAVEL_REWARDS
bonus_miles: 60000
cash_bonus: NA
spend_requirement: 4000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $4,000 in first 90 days
intro_apr: None
regular_apr: 19.49% - 27.49% variable
source_url: https://www.bankofamerica.com/credit-cards/products/premium-rewards-credit-card/
source_basis: Official product page, card-list data, productProperties endpoint, and disclosure endpoint
retrieved: 2026-05-29T22:34:45-06:00
created_at: 2026-05-30 04:35:25
updated_at: 2026-05-30 15:47:45
bonus_miles_type: points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  60,000 online bonus points offer — a $600 value; Earn unlimited points – 2 points for every $1 spent on travel and dining purchases and 1.5 points per $1 on all other purchases; 60,000 online bonus points — a $600 value — after you make at least $4,000 in purchases in the first 90 days of account opening

rewards_key_perks:
  60,000 online bonus points after you make at least $4,000 in purchases in the first 90 days of account opening 2 points per $1 spent on travel purchases 2 points per $1 spent on dining purchases 1.5 points per $1 spent on all other purchases No limit to the points you can earn and points do not expire as long as the account remains open.

notes:
[cell repeats an earlier one in this file: 365 characters]

raw_json:
  {"browser_verification": {"title": "Bank of America® Customized Cash Rewards Credit Card", "url": "https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/", "visible_text_start": "Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer."}, "campaign": {"campaignID": "4079485", "locale": "en_US", "poCode": "UN"}, "disclosure_status": "fetched", "disclosure_url": "https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079485&poCode=UN&locale=en_US", "institution": "Bank of America", "limitations": ["Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields.", "Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35.", "Spirit was not present in the current official Bank of America card-list source during this pass."], "listing_url": "https://www.bankofamerica.com/credit-cards/", "official_listing_entries": [{"campaign": "4079485~UN~en_US", "category": ["filter", "travel", "points", "cash"], "compare": "4079485~UN~en_US", "features": ["preferredRewards"], "learnMore": {"passCampaign": true, "path": "products/premium-rewards-credit-card/"}, "ratesFees": ["noForeignTransactionFee"], "tab": ["categories", "filter"], "type": "visa"}, {"campaign": "4079484~D9~en_US", "category": ["featured"], "compare": "4079485~UN~en_US", "features": ["preferredRewards"], "learnMore": {"passCampaign": true, "path": "products/premium-rewards-credit-card/"}, "ratesFees": ["noForeignTransactionFee"], "tab": ["categories", "filter"], "type": "visa"}], "page_metadata": {"description": "Bank of America's Premium Rewards® credit card earns unlimited points, up to $200 in travel statement credits, and a bonus points offer. Learn more.", "json_ld_credit_card": [{"annualPercentageRate": "17.74% - 27.74%", "description": "Bank of America's Premium Rewards® credit card earns unlimited points, up to $200 in travel statement credits, and a bonus points offer. Learn more.", "feesAndCommissionsSpecification": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4063778&productoffercode=EK&locale=en_US", "name": "Bank of America® Premium Rewards® Credit Card - Apply Today"}], "title": "Bank of America® Premium Rewards® Credit Card - Apply Today"}, "product_properties_url": "https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079485&locale=en_US&poCode=UN&failquiet=true", "product_url": "https://www.bankofamerica.com/credit-cards/products/premium-rewards-credit-card/", "retrieved": "2026-05-29T22:34:45-06:00", "selected_evidence": {"annual_fee": "$95", "balance_transfer_fee": "5% of each transaction †", "disclosure_snippets": {"APR for Balance Transfers": "APR for Balance Transfers 19.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 22.49% to 28.49% , based on your creditworthiness, when you open your account, for Direct Deposit and Check Cash Advances, and 29.24% for Bank Cash Advances. See footnote Footnote 1 for explanation . These APRs will vary with the market based on the Prime Rate. P", "Annual Fee": "Annual Fee $95 Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction None Penalty Fee • Late Payment Up to $41 . See footnote Footnote 3 for explanation . How We Will Calculate Your Balance: We use a met", "Annual Percentage Rate (APR) for Purchases": "Annual Percentage Rate (APR) for Purchases 19.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 19.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 22.49% to 28.49% , based on your creditworthiness, when you open your account, fo", "Transaction Fees": "Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction None Penalty Fee • Late Payment Up to $41 . See footnote Footnote 3 for explanation . How We Will Calculate Your Balance: We use a method called “ave"}, "headline": "60,000 online bonus points offer — a $600 value", "intro_apr": "None", "offer_detail": "60,000 online bonus points — a $600 value — after you make at least $4,000 in purchases in the first 90 days of account opening", "offer_detail_key": "PRODUCT_MB_SPECIAL_OFFER", "regular_apr": "19.49% - 27.49% variable", "rewards_key": "REWARDS_EARN_CONTENT", "rewards_key_perks": "60,000 online bonus points after you make at least $4,000 in purchases in the first 90 days of account opening 2 points per $1 spent on travel purchases 2 points per $1 spent on dining purchases 1.5 points per $1 spent on all other purchases No limit to the points you can earn and points do not expire as long as the account remains open.", "subheadline": "Earn unlimited points – 2 points for every $1 spent on travel and dining purchases and 1.5 points per $1 on all other purchases", "welcome_intro_offer": "60,000 online bonus points offer — a $600 value; Earn unlimited points – 2 points for every $1 spent on travel and dining purchases and 1.5 points per $1 on all other purchases; 60,000 online bonus points — a $600 value — after you make at least $4,000 in purchases in the first 90 days of account opening"}, "target_id": 5, "terms_url": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079485&productoffercode=UN&locale=en_US"}


issuer: Bank of America, N.A.
card_offer: Bank of America® Premium Rewards® Elite Credit Card
segment: CONSUMER
category: PREMIUM_TRAVEL_REWARDS
bonus_miles: 75000
cash_bonus: NA
spend_requirement: 5000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $5,000 in first 90 days
intro_apr: None
regular_apr: 19.49% - 27.49% variable
source_url: https://www.bankofamerica.com/credit-cards/products/premium-rewards-elite-credit-card/
source_basis: Official product page, card-list data, productProperties endpoint, and disclosure endpoint
retrieved: 2026-05-29T22:34:45-06:00
created_at: 2026-05-30 04:35:25
updated_at: 2026-05-30 15:47:45
bonus_miles_type: points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  75,000 online bonus points offer — a $750 value; Plus, get up to $570 in combined Airline Incidental, TSA PreCheck®/Global Entry, and Lifestyle Statement Credits; 75,000 online bonus points — a $750 value — after you make at least $5,000 in purchases in the first 90 days of account opening.

rewards_key_perks:
  75,000 bonus points after you make at least $5,000 in purchases in the first 90 days of account opening Earn unlimited 2 points for every $1 spent on travel and dining purchases Earn unlimited 1.5 points for every $1 spent on all other purchases No limit to the points you can earn and points don't expire as long as the account remains open

notes:
[cell repeats an earlier one in this file: 365 characters]

raw_json:
  {"browser_verification": {"title": "Bank of America® Customized Cash Rewards Credit Card", "url": "https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/", "visible_text_start": "Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer."}, "campaign": {"campaignID": "4079322", "locale": "en_US", "poCode": "R9"}, "disclosure_status": "fetched", "disclosure_url": "https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079322&poCode=R9&locale=en_US", "institution": "Bank of America", "limitations": ["Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields.", "Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35.", "Spirit was not present in the current official Bank of America card-list source during this pass."], "listing_url": "https://www.bankofamerica.com/credit-cards/", "official_listing_entries": [{"campaign": "4079322~R9~en_US", "category": ["filter", "cash", "featured", "points", "travel"], "compare": "4079322~R9~en_US", "features": ["preferredRewards"], "learnMore": {"passCampaign": true, "path": "products/premium-rewards-elite-credit-card/"}, "ratesFees": ["noForeignTransactionFee"], "tab": ["categories"], "type": "visa"}], "page_metadata": {"description": "Choose how you want to be rewarded. Redeem points for travel, cash back, statement credit, distinctive experiences, or gift cards. Learn about all the features.", "json_ld_credit_card": [{"annualPercentageRate": "18.24% - 25.24%", "description": "Choose how you want to be rewarded. Redeem points for travel, cash back, statement credit, distinctive experiences, or gift cards. Learn about all the features.", "feesAndCommissionsSpecification": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4055583&productoffercode=WD&locale=en_US", "name": "Bank of America® Premium Rewards® Elite Credit Card"}], "title": "Bank of America® Premium Rewards® Elite Credit Card"}, "product_properties_url": "https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079322&locale=en_US&poCode=R9&failquiet=true", "product_url": "https://www.bankofamerica.com/credit-cards/products/premium-rewards-elite-credit-card/", "retrieved": "2026-05-29T22:34:45-06:00", "selected_evidence": {"annual_fee": "$550", "balance_transfer_fee": "5% of each transaction †", "disclosure_snippets": {"APR for Balance Transfers": "APR for Balance Transfers 19.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 22.49% to 28.49% , based on your creditworthiness, when you open your account, for Direct Deposit and Check Cash Advances, and 29.24% for Bank Cash Advances. See footnote Footnote 1 for explanation . These APRs will vary with the market based on the Prime Rate. P", "Annual Fee": "Annual Fee $550 Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction None Penalty Fee • Late Payment Up to $41 . See footnote Footnote 3 for explanation . How We Will Calculate Your Balance: We use a me", "Annual Percentage Rate (APR) for Purchases": "Annual Percentage Rate (APR) for Purchases 19.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 19.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 22.49% to 28.49% , based on your creditworthiness, when you open your account, fo", "Transaction Fees": "Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction None Penalty Fee • Late Payment Up to $41 . See footnote Footnote 3 for explanation . How We Will Calculate Your Balance: We use a method called “ave"}, "headline": "75,000 online bonus points offer — a $750 value", "intro_apr": "None", "offer_detail": "75,000 online bonus points — a $750 value — after you make at least $5,000 in purchases in the first 90 days of account opening.", "offer_detail_key": "PRODUCT_MB_SPECIAL_OFFER", "regular_apr": "19.49% - 27.49% variable", "rewards_key": "REWARDS_EARN_CONTENT", "rewards_key_perks": "75,000 bonus points after you make at least $5,000 in purchases in the first 90 days of account opening Earn unlimited 2 points for every $1 spent on travel and dining purchases Earn unlimited 1.5 points for every $1 spent on all other purchases No limit to the points you can earn and points don't expire as long as the account remains open", "subheadline": "Plus, get up to $570 in combined Airline Incidental, TSA PreCheck®/Global Entry, and Lifestyle Statement Credits", "welcome_intro_offer": "75,000 online bonus points offer — a $750 value; Plus, get up to $570 in combined Airline Incidental, TSA PreCheck®/Global Entry, and Lifestyle Statement Credits; 75,000 online bonus points — a $750 value — after you make at least $5,000 in purchases in the first 90 days of account opening."}, "target_id": 5, "terms_url": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079322&productoffercode=R9&locale=en_US"}


issuer: Bank of America, N.A.
card_offer: Bank of America® Customized Cash Rewards Credit Card for Students
segment: STUDENT
category: CASH_BACK
cash_bonus: 200
spend_requirement: 1000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $1,000 in first 90 days
regular_apr: 17.49% - 27.49% variable
source_url: https://www.bankofamerica.com/credit-cards/products/student-cash-back-credit-card/
source_basis: Official product page, card-list data, productProperties endpoint, and disclosure endpoint
retrieved: 2026-05-29T22:34:45-06:00
created_at: 2026-05-30 04:35:25
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Start building a successful financial future while earning 6% cash back in the category of your choice – for the first year; Plus, a $200 online cash rewards bonus offer.; Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening

intro_apr:
[cell repeats an earlier one in this file: 119 characters]

rewards_key_perks:
  Choose which category you want to earn 6% cash back in – for the first year: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings Automatic 2% cash back at grocery stores and wholesale clubs Unlimited 1% cash back on all other purchases Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum. There's no annual fee and your cash rewards don't expire as long as your account remains open. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same. Learn more Reward Categories

notes:
[cell repeats an earlier one in this file: 365 characters]

raw_json:
  {"browser_verification": {"title": "Bank of America® Customized Cash Rewards Credit Card", "url": "https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/", "visible_text_start": "Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer."}, "campaign": {"campaignID": "4079543", "locale": "en_US", "poCode": "V7"}, "disclosure_status": "fetched", "disclosure_url": "https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079543&poCode=V7&locale=en_US", "institution": "Bank of America", "limitations": ["Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields.", "Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35.", "Spirit was not present in the current official Bank of America card-list source during this pass."], "listing_url": "https://www.bankofamerica.com/credit-cards/", "official_listing_entries": [{"campaign": "4079543~V7~en_US", "category": ["filter", "cash", "students"], "compare": "4079543~V7~en_US", "features": ["preferredRewards"], "learnMore": {"path": "products/student-cash-back-credit-card/"}, "ratesFees": ["noAnnualFee", "zeroAprBalance", "zeroAprPurchase"], "tab": ["categories", "filter"], "type": "visa"}], "page_metadata": {"description": "With the Bank of America® Customized Cash Rewards credit card for students, earn 6% cash back in the category of your choice for the first year. Plus, a $200 cash rewards bonus offer.", "json_ld_credit_card": [{"annualPercentageRate": "18.24% - 28.24%", "description": "With the Bank of America® Customized Cash Rewards credit card for students, earn 6% cash back in the category of your choice for the first year. Plus, a $200 cash rewards bonus offer.", "feesAndCommissionsSpecification": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4075164&productoffercode=Y7&locale=en_US", "name": "Bank of America® Customized Cash Rewards Credit Card for Students"}], "title": "Bank of America® Customized Cash Rewards Credit Card for Students"}, "product_properties_url": "https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079543&locale=en_US&poCode=V7&failquiet=true", "product_url": "https://www.bankofamerica.com/credit-cards/products/student-cash-back-credit-card/", "retrieved": "2026-05-29T22:34:45-06:00", "selected_evidence": {"annual_fee": "$0", "balance_transfer_fee": "3% of each transaction intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%.", "disclosure_snippets": {}, "headline": "Start building a successful financial future while earning 6% cash back in the category of your choice – for the first year", "intro_apr": "0% for 15 billing cycles Applies to purchases, and to any balance transfers made within 60 days of opening your account", "offer_detail": "Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening", "offer_detail_key": "PRODUCT_MB_SPECIAL_OFFER", "regular_apr": "17.49% - 27.49% variable", "rewards_key": "REWARDS_EARN_CONTENT", "rewards_key_perks": "Choose which category you want to earn 6% cash back in – for the first year: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings Automatic 2% cash back at grocery stores and wholesale clubs Unlimited 1% cash back on all other purchases Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum. There's no annual fee and your cash rewards don't expire as long as your account remains open. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same. Learn more Reward Categories", "subheadline": "Plus, a $200 online cash rewards bonus offer.", "welcome_intro_offer": "Start building a successful financial future while earning 6% cash back in the category of your choice – for the first year; Plus, a $200 online cash rewards bonus offer.; Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening"}, "target_id": 5, "terms_url": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079543&productoffercode=V7&locale=en_US"}


issuer: Bank of America, N.A.
card_offer: Bank of America® Unlimited Cash Rewards Credit Card for Students
segment: STUDENT
category: CASH_BACK
cash_bonus: 200
spend_requirement: 1000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $1,000 in first 90 days
regular_apr: 17.49% - 27.49% variable
source_url: https://www.bankofamerica.com/credit-cards/products/unlimited-cash-back-student-credit-card/
source_basis: Official product page, card-list data, productProperties endpoint, and disclosure endpoint
retrieved: 2026-05-29T22:34:45-06:00
created_at: 2026-05-30 04:35:25
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Start building a successful financial future today while earning unlimited 2% cash back on purchases for the first year.; Plus, a $200 online cash rewards bonus offer.; Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening

intro_apr:
[cell repeats an earlier one in this file: 119 characters]

rewards_key_perks:
  Earn 2% cash back on purchases for the first year from account opening Thereafter, you'll earn unlimited 1.5% cash back on all purchases No limit to the amount of cash back you can earn and cash rewards do not expire as long as your account remains open

notes:
[cell repeats an earlier one in this file: 365 characters]

raw_json:
  {"browser_verification": {"title": "Bank of America® Customized Cash Rewards Credit Card", "url": "https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/", "visible_text_start": "Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer."}, "campaign": {"campaignID": "4079267", "locale": "en_US", "poCode": "2A"}, "disclosure_status": "fetched", "disclosure_url": "https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079267&poCode=2A&locale=en_US", "institution": "Bank of America", "limitations": ["Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields.", "Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35.", "Spirit was not present in the current official Bank of America card-list source during this pass."], "listing_url": "https://www.bankofamerica.com/credit-cards/", "official_listing_entries": [{"campaign": "4079267~2A~en_US", "category": ["filter", "students", "cash"], "compare": "4079267~2A~en_US", "features": ["preferredRewards"], "learnMore": {"path": "products/unlimited-cash-back-student-credit-card/"}, "ratesFees": ["noAnnualFee", "zeroAprBalance", "zeroAprPurchase"], "tab": ["categories", "filter"], "type": "visa"}], "page_metadata": {"description": "With the Bank of America® Unlimited Cash Rewards credit card for students, earn unlimited 2% cash back on purchases for the first year from account opening.", "json_ld_credit_card": [{"annualPercentageRate": "18.24% - 28.24%", "description": "With the Bank of America® Unlimited Cash Rewards credit card for students, earn unlimited 2% cash back on purchases for the first year from account opening.", "feesAndCommissionsSpecification": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4075272&productoffercode=JW&locale=en_US", "name": "Bank of America® Unlimited Cash Rewards Credit Card for Students"}], "title": "Bank of America® Unlimited Cash Rewards Credit Card for Students"}, "product_properties_url": "https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079267&locale=en_US&poCode=2A&failquiet=true", "product_url": "https://www.bankofamerica.com/credit-cards/products/unlimited-cash-back-student-credit-card/", "retrieved": "2026-05-29T22:34:45-06:00", "selected_evidence": {"annual_fee": "$0", "balance_transfer_fee": "3% of each transaction intro balance transfer fee for the first 60 days your account is open. 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ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • For", "Annual Percentage Rate (APR) for Purchases": "Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account. After that, your APR will be 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account for transactio", "Transaction Fees": "Transaction Fees • Balance Transfer Introductory Fee of 3% of the amount of each transaction, for transactions made within 60 days of opening your account. After that, your fee will be: 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction"}, "headline": "Start building a successful financial future today while earning unlimited 2% cash back on purchases for the first year.", "intro_apr": "0% for 15 billing cycles Applies to purchases, and to any balance transfers made within 60 days of opening your account", "offer_detail": "Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening", "offer_detail_key": "PRODUCT_MB_SPECIAL_OFFER", "regular_apr": "17.49% - 27.49% variable", "rewards_key": "REWARDS_EARN_CONTENT", "rewards_key_perks": "Earn 2% cash back on purchases for the first year from account opening Thereafter, you'll earn unlimited 1.5% cash back on all purchases No limit to the amount of cash back you can earn and cash rewards do not expire as long as your account remains open", "subheadline": "Plus, a $200 online cash rewards bonus offer.", "welcome_intro_offer": "Start building a successful financial future today while earning unlimited 2% cash back on purchases for the first year.; Plus, a $200 online cash rewards bonus offer.; Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening"}, "target_id": 5, "terms_url": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079267&productoffercode=2A&locale=en_US"}


issuer: Bank of America, N.A.
card_offer: BankAmericard® Credit Card for Students
segment: STUDENT
category: LOW_INTRO_APR
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
regular_apr: 14.99% - 25.99% variable
source_url: https://www.bankofamerica.com/credit-cards/products/low-interest-student-credit-card/
source_basis: Official product page, card-list data, productProperties endpoint, and disclosure endpoint
retrieved: 2026-05-29T22:34:45-06:00
created_at: 2026-05-30 04:35:25
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Start building a successful financial future today; Get on the path to building your credit and save money on interest, a great choice when you're just starting out; This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.

intro_apr:
  0% for 21 billing cycles Applies to purchases and to any balance transfers made within 60 days of opening your account

rewards_key_perks:
  Save money on interest, a great choice when you’re just starting out When handled responsibly, a credit card can help you build your credit history, which could help you get approved for an apartment, a car loan, and even a job. 0% Intro APR † for your first 21 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 14.99% to 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America. No annual fee † . $0 Liability Guarantee —our assurance that you are not responsible for fraudulent charges on your account. Mobile banking and text alerts to help keep you on top of your finances. This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.

notes:
[cell repeats an earlier one in this file: 365 characters]

raw_json:
  {"browser_verification": {"title": "Bank of America® Customized Cash Rewards Credit Card", "url": "https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/", "visible_text_start": "Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer."}, "campaign": {"campaignID": "4079408", "locale": "en_US", "poCode": "42"}, "disclosure_status": "fetched", "disclosure_url": "https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079408&poCode=42&locale=en_US", "institution": "Bank of America", "limitations": ["Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields.", "Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35.", "Spirit was not present in the current official Bank of America card-list source during this pass."], "listing_url": "https://www.bankofamerica.com/credit-cards/", "official_listing_entries": [{"campaign": "4079408~42~en_US", "category": ["filter", "students", "lowInterest"], "compare": "4079408~42~en_US", "features": [], "learnMore": {"passCampaign": true, "path": "products/low-interest-student-credit-card/"}, "ratesFees": ["noAnnualFee", "zeroAprBalance"], "tab": ["featured", "categories", "filter"], "type": "masterCard"}], "page_metadata": {"description": "Get on the path to building your credit and save money on interest. With the BankAmericard® credit card for students you can begin establishing good credit habits. Start building a successful financial future today.", "json_ld_credit_card": [{"annualPercentageRate": "15.24% - 25.24%", "description": "Get on the path to building your credit and save money on interest. With the BankAmericard® credit card for students you can begin establishing good credit habits. Start building a successful financial future today.", "feesAndCommissionsSpecification": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079408&productoffercode=42&locale=en_US", "name": "BankAmericard® Credit Card for Students"}], "title": "BankAmericard® Credit Card for Students"}, "product_properties_url": "https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079408&locale=en_US&poCode=42&failquiet=true", "product_url": "https://www.bankofamerica.com/credit-cards/products/low-interest-student-credit-card/", "retrieved": "2026-05-29T22:34:45-06:00", "selected_evidence": {"annual_fee": "$0", "balance_transfer_fee": "5% of each transaction †", "disclosure_snippets": {"APR for Balance Transfers": "APR for Balance Transfers 0% Introductory APR for the first 21 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account. 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Penalty Fee • "}, "headline": "Start building a successful financial future today", "intro_apr": "0% for 21 billing cycles Applies to purchases and to any balance transfers made within 60 days of opening your account", "offer_detail": "This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.", "offer_detail_key": "PRODUCT_MB_RTB03_SHORT", "regular_apr": "14.99% - 25.99% variable", "rewards_key": "MARKETING_BULLET_LIST", "rewards_key_perks": "Save money on interest, a great choice when you’re just starting out When handled responsibly, a credit card can help you build your credit history, which could help you get approved for an apartment, a car loan, and even a job. 0% Intro APR † for your first 21 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 14.99% to 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America. No annual fee † . $0 Liability Guarantee —our assurance that you are not responsible for fraudulent charges on your account. Mobile banking and text alerts to help keep you on top of your finances. This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.", "subheadline": "Get on the path to building your credit and save money on interest, a great choice when you're just starting out", "welcome_intro_offer": "Start building a successful financial future today; Get on the path to building your credit and save money on interest, a great choice when you're just starting out; This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now."}, "target_id": 5, "terms_url": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079408&productoffercode=42&locale=en_US"}


issuer: Bank of America, N.A.
card_offer: Bank of America® Travel Rewards Credit Card for Students
segment: STUDENT
category: TRAVEL_REWARDS
bonus_miles: 25000
cash_bonus: NA
spend_requirement: 1000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $1,000 in first 90 days
regular_apr: 17.49% - 27.49% variable
source_url: https://www.bankofamerica.com/credit-cards/products/student-rewards-credit-card/
source_basis: Official product page, card-list data, productProperties endpoint, and disclosure endpoint
retrieved: 2026-05-29T22:34:45-06:00
created_at: 2026-05-30 04:35:25
updated_at: 2026-05-30 15:47:45
bonus_miles_type: points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Start building a successful financial future today; while earning unlimited 1.5 points for every $1 you spend on all purchases; 25,000 online bonus points after making at least $1,000 in purchases in the first 90 days of your account opening

intro_apr:
[cell repeats an earlier one in this file: 119 characters]

rewards_key_perks:
  Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time. No blackout dates or restrictions and points do not expire as long as your account remains open.

notes:
[cell repeats an earlier one in this file: 365 characters]

raw_json:
  {"browser_verification": {"title": "Bank of America® Customized Cash Rewards Credit Card", "url": "https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/", "visible_text_start": "Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer."}, "campaign": {"campaignID": "4079335", "locale": "en_US", "poCode": "A4"}, "disclosure_status": "fetched", "disclosure_url": "https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079335&poCode=A4&locale=en_US", "institution": "Bank of America", "limitations": ["Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields.", "Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35.", "Spirit was not present in the current official Bank of America card-list source during this pass."], "listing_url": "https://www.bankofamerica.com/credit-cards/", "official_listing_entries": [{"campaign": "4079335~A4~en_US", "category": ["filter", "students", "travel"], "compare": "4079335~A4~en_US", "features": ["preferredRewards"], "learnMore": {"path": "products/student-rewards-credit-card/"}, "ratesFees": ["noAnnualFee", "noForeignTransactionFee", "zeroAprPurchase"], "tab": ["categories", "filter"], "type": "visa"}], "page_metadata": {"description": "The Bank of America® Travel Rewards credit card for students offers 1.5 points per $1 spent on all purchases and a 20,000 bonus points offer. 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After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%.", "disclosure_snippets": {"APR for Balance Transfers": "APR for Balance Transfers 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account. After that, your APR will be 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 20.49% to 28.49% , based on your creditworthiness, when you open your acc", "Annual Fee": "Annual Fee None Transaction Fees • Balance Transfer Introductory Fee of 3% of the amount of each transaction, for transactions made within 60 days of opening your account. After that, your fee will be: 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • For", "Annual Percentage Rate (APR) for Purchases": "Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account. After that, your APR will be 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account for transactio", "Transaction Fees": "Transaction Fees • Balance Transfer Introductory Fee of 3% of the amount of each transaction, for transactions made within 60 days of opening your account. After that, your fee will be: 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction"}, "headline": "Start building a successful financial future today", "intro_apr": "0% for 15 billing cycles Applies to purchases, and to any balance transfers made within 60 days of opening your account", "offer_detail": "25,000 online bonus points after making at least $1,000 in purchases in the first 90 days of your account opening", "offer_detail_key": "PRODUCT_MB_SPECIAL_OFFER", "regular_apr": "17.49% - 27.49% variable", "rewards_key": "REWARDS_EARN_CONTENT", "rewards_key_perks": "Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time. No blackout dates or restrictions and points do not expire as long as your account remains open.", "subheadline": "while earning unlimited 1.5 points for every $1 you spend on all purchases", "welcome_intro_offer": "Start building a successful financial future today; while earning unlimited 1.5 points for every $1 you spend on all purchases; 25,000 online bonus points after making at least $1,000 in purchases in the first 90 days of your account opening"}, "target_id": 5, "terms_url": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079335&productoffercode=A4&locale=en_US"}


issuer: Bank of America, N.A.
card_offer: Bank of America® Customized Cash Rewards Secured Credit Card
segment: SECURED_CONSUMER
category: CASH_BACK
cash_bonus: 200
spend_requirement: 1000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $1,000 in first 90 days
intro_apr: None
regular_apr: 27.49% variable
source_url: https://www.bankofamerica.com/credit-cards/products/cash-back-secured-credit-card/
source_basis: Official product page, card-list data, productProperties endpoint, and disclosure endpoint
retrieved: 2026-05-29T22:34:45-06:00
created_at: 2026-05-30 04:35:25
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Help strengthen or build your credit while earning 6% cash back in the category of your choice – for the first year; $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening — plus choose how you earn rewards.; Earn 6% cash back for the first year from account opening in your choice category. Plus, get a $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening.

rewards_key_perks:
  Choose which category you want to earn 6% cash back in – for the first year: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings Automatic 2% cash back at grocery stores and wholesale clubs Unlimited 1% cash back on all other purchases Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum. There's no annual fee and your cash rewards don't expire as long as your account remains open. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same. Learn more Reward Categories

notes:
[cell repeats an earlier one in this file: 365 characters]

raw_json:
  {"browser_verification": {"title": "Bank of America® Customized Cash Rewards Credit Card", "url": "https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/", "visible_text_start": "Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer."}, "campaign": {"campaignID": "4079151", "locale": "en_US", "poCode": "6S"}, "disclosure_status": "fetched", "disclosure_url": "https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079151&poCode=6S&locale=en_US", "institution": "Bank of America", "limitations": ["Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields.", "Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35.", "Spirit was not present in the current official Bank of America card-list source during this pass."], "listing_url": "https://www.bankofamerica.com/credit-cards/", "official_listing_entries": [{"campaign": "4079151~6S~en_US", "category": ["filter", "cash", "buildCredit"], "compare": "4079151~6S~en_US", "features": ["preferredRewards"], "learnMore": {"path": "products/cash-back-secured-credit-card/"}, "ratesFees": ["noAnnualFee"], "tab": ["categories", "filter"], "type": "visa"}], "page_metadata": {"description": "Apply for the Bank of America® Customized Cash Rewards Secured Credit Card and earn cash rewards while helping to establish, strengthen -or even rebuild your credit.", "json_ld_credit_card": [{"annualPercentageRate": "28.24%", "description": "Apply for the Bank of America® Customized Cash Rewards Secured Credit Card and earn cash rewards while helping to establish, strengthen -or even rebuild your credit.", "feesAndCommissionsSpecification": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4075159&productoffercode=6G&locale=en_US", "name": "Cash Rewards Secured Credit Card from Bank of America"}], "title": "Cash Rewards Secured Credit Card from Bank of America"}, "product_properties_url": "https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079151&locale=en_US&poCode=6S&failquiet=true", "product_url": "https://www.bankofamerica.com/credit-cards/products/cash-back-secured-credit-card/", "retrieved": "2026-05-29T22:34:45-06:00", "selected_evidence": {"annual_fee": "$0", "balance_transfer_fee": "5% of each transaction †", "disclosure_snippets": {"APR for Balance Transfers": "APR for Balance Transfers 27.49% This APR will vary with the market based on the Prime Rate. 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APR for Balance Transfers 27.49% This APR will vary with the market based on the Prime Rate. APR for Cash Advances 28.49% for Direct Deposit and Check Cash Advances, and 29.24% for Bank Cash Advances. See footnote Footnote 1 for explanation . These APRs will vary with the market based on the Prime Rate. Penalty APR and When it Applies Up ", "Transaction Fees": "Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction 3% of the U.S. dollar amount of each transaction made in a foreign currency. This fee will be in addition to any other applicable fee. Penalty Fee • "}, "headline": "Help strengthen or build your credit while earning 6% cash back in the category of your choice – for the first year", "intro_apr": "None", "offer_detail": "Earn 6% cash back for the first year from account opening in your choice category. Plus, get a $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening.", "offer_detail_key": "PRODUCT_MB_RTB43_LONG", "regular_apr": "27.49% variable", "rewards_key": "REWARDS_EARN_CONTENT", "rewards_key_perks": "Choose which category you want to earn 6% cash back in – for the first year: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings Automatic 2% cash back at grocery stores and wholesale clubs Unlimited 1% cash back on all other purchases Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum. There's no annual fee and your cash rewards don't expire as long as your account remains open. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same. Learn more Reward Categories", "subheadline": "$200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening — plus choose how you earn rewards.", "welcome_intro_offer": "Help strengthen or build your credit while earning 6% cash back in the category of your choice – for the first year; $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening — plus choose how you earn rewards.; Earn 6% cash back for the first year from account opening in your choice category. Plus, get a $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening."}, "target_id": 5, "terms_url": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079151&productoffercode=6S&locale=en_US"}


issuer: Bank of America, N.A.
card_offer: Bank of America® Unlimited Cash Rewards Secured Credit Card
segment: SECURED_CONSUMER
category: CASH_BACK
cash_bonus: 200
spend_requirement: 1000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $1,000 in first 90 days
intro_apr: None
regular_apr: 27.49% variable
source_url: https://www.bankofamerica.com/credit-cards/products/unlimited-cash-back-secured-credit-card/
source_basis: Official product page, card-list data, productProperties endpoint, and disclosure endpoint
retrieved: 2026-05-29T22:34:45-06:00
created_at: 2026-05-30 04:35:25
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Help strengthen or build your credit while earning unlimited 2% cash back on purchases for the first year; online cash rewards bonus if you make at least $1000 in purchases in the first 90 days of account opening; $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening

rewards_key_perks:
  Earn 2% cash back on purchases for the first year from account opening Thereafter, you'll earn unlimited 1.5% cash back on all purchases No limit to the amount of cash back you can earn and cash rewards do not expire as long as your account remains open

notes:
[cell repeats an earlier one in this file: 365 characters]

raw_json:
  {"browser_verification": {"title": "Bank of America® Customized Cash Rewards Credit Card", "url": "https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/", "visible_text_start": "Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer."}, "campaign": {"campaignID": "4079271", "locale": "en_US", "poCode": "Q3"}, "disclosure_status": "fetched", "disclosure_url": "https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079271&poCode=Q3&locale=en_US", "institution": "Bank of America", "limitations": ["Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields.", "Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35.", "Spirit was not present in the current official Bank of America card-list source during this pass."], "listing_url": "https://www.bankofamerica.com/credit-cards/", "official_listing_entries": [{"campaign": "4079271~Q3~en_US", "category": ["filter", "cash", "buildCredit"], "compare": "4079271~Q3~en_US", "features": ["preferredRewards"], "learnMore": {"path": "products/unlimited-cash-back-secured-credit-card/"}, "ratesFees": ["noAnnualFee"], "tab": ["categories", "filter"], "type": "visa"}], "page_metadata": {"description": "With the Bank of America® Unlimited Cash Rewards credit card for students, earn unlimited 2% cash back on all purchases, plus get a $200 online cash rewards bonus offer.", "json_ld_credit_card": [{"annualPercentageRate": "28.24%", "description": "With the Bank of America® Unlimited Cash Rewards credit card for students, earn unlimited 2% cash back on all purchases, plus get a $200 online cash rewards bonus offer.", "feesAndCommissionsSpecification": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4075270&productoffercode=UB&locale=en_US", "name": "Bank of America® Unlimited Cash Rewards Secured Credit Card"}], "title": "Bank of America® Unlimited Cash Rewards Secured Credit Card"}, "product_properties_url": "https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079271&locale=en_US&poCode=Q3&failquiet=true", "product_url": "https://www.bankofamerica.com/credit-cards/products/unlimited-cash-back-secured-credit-card/", "retrieved": "2026-05-29T22:34:45-06:00", "selected_evidence": {"annual_fee": "$0", "balance_transfer_fee": "5% of each transaction †", "disclosure_snippets": {"APR for Balance Transfers": "APR for Balance Transfers 27.49% This APR will vary with the market based on the Prime Rate. 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APR for Balance Transfers 27.49% This APR will vary with the market based on the Prime Rate. APR for Cash Advances 28.49% for Direct Deposit and Check Cash Advances, and 29.24% for Bank Cash Advances. See footnote Footnote 1 for explanation . These APRs will vary with the market based on the Prime Rate. Penalty APR and When it Applies Up ", "Transaction Fees": "Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction 3% of the U.S. dollar amount of each transaction made in a foreign currency. This fee will be in addition to any other applicable fee. Penalty Fee • "}, "headline": "Help strengthen or build your credit while earning unlimited 2% cash back on purchases for the first year", "intro_apr": "None", "offer_detail": "online cash rewards bonus if you make at least $1000 in purchases in the first 90 days of account opening", "offer_detail_key": "INCENTIVE_CALL_OUT_RESULT", "regular_apr": "27.49% variable", "rewards_key": "REWARDS_EARN_CONTENT", "rewards_key_perks": "Earn 2% cash back on purchases for the first year from account opening Thereafter, you'll earn unlimited 1.5% cash back on all purchases No limit to the amount of cash back you can earn and cash rewards do not expire as long as your account remains open", "subheadline": "", "welcome_intro_offer": "Help strengthen or build your credit while earning unlimited 2% cash back on purchases for the first year; online cash rewards bonus if you make at least $1000 in purchases in the first 90 days of account opening; $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening"}, "target_id": 5, "terms_url": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079271&productoffercode=Q3&locale=en_US"}


issuer: Bank of America, N.A.
card_offer: BankAmericard® Secured Credit Card
segment: SECURED_CONSUMER
category: CREDIT_BUILDING
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
intro_apr: None
regular_apr: 25.99% variable
source_url: https://www.bankofamerica.com/credit-cards/products/secured-credit-card/
source_basis: Official product page, card-list data, productProperties endpoint, and disclosure endpoint
retrieved: 2026-05-29T22:34:45-06:00
created_at: 2026-05-30 04:35:25
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Help establish, strengthen - even rebuild your credit; Looks and works like any other credit card; % Intro APR † for your first billing cycles for purchases, and for any balance transfers made within the first of opening your account. After the intro APR offer ends, a Variable APR that's currently 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America.

rewards_key_perks:
  You're applying for a credit card designed to help establish, strengthen – or even rebuild your credit. A card that's simple and convenient. For applicants who qualify, more favorable terms and pricing may be available through our unsecured products. No annual fee † . Open your account with a security deposit ($200-$5,000). Upon credit approval your required deposit is used, in combination with your income and your ability to pay, to help establish your credit line. We'll periodically review your account and, based on your overall credit history (including your account and overall relationship with us, and other credit cards and loans), you may qualify to have your security deposit returned. Not all customers will qualify. Looks and works like any other credit card. $0 Liability Guarantee —our assurance that you are not responsible for fraudulent charges on your account. Mobile banking and text alerts to help keep you on top of your finances. Contactless Chip Technology —The security of a chip card, with the convenience of a tap. Secured card products are not eligible for a new account bonus offer, like a statement credit, and Introductory APRs are not available.

notes:
[cell repeats an earlier one in this file: 365 characters]

raw_json:
  {"browser_verification": {"title": "Bank of America® Customized Cash Rewards Credit Card", "url": "https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/", "visible_text_start": "Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer."}, "campaign": {"campaignID": "4079410", "locale": "en_US", "poCode": "SP"}, "disclosure_status": "fetched", "disclosure_url": "https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079410&poCode=SP&locale=en_US", "institution": "Bank of America", "limitations": ["Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields.", "Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35.", "Spirit was not present in the current official Bank of America card-list source during this pass."], "listing_url": "https://www.bankofamerica.com/credit-cards/", "official_listing_entries": [{"campaign": "4079410~SP~en_US", "category": ["filter", "buildCredit"], "compare": "4079410~SP~en_US", "features": [], "learnMore": {"path": "products/secured-credit-card/"}, "ratesFees": ["noAnnualFee"], "tab": ["categories", "filter"], "type": "masterCard"}], "page_metadata": {"description": "Apply for the BankAmericard® secured credit card to start building your credit and enjoy access to your FICO® Score updated monthly for free.", "json_ld_credit_card": [{"annualPercentageRate": "25.24%", "description": "Apply for the BankAmericard® secured credit card to start building your credit and enjoy access to your FICO® Score updated monthly for free.", "feesAndCommissionsSpecification": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079410&productoffercode=SP&locale=en_US", "name": "BankAmericard® Secured Credit Card from Bank of America"}], "title": "BankAmericard® Secured Credit Card from Bank of America"}, "product_properties_url": "https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079410&locale=en_US&poCode=SP&failquiet=true", "product_url": "https://www.bankofamerica.com/credit-cards/products/secured-credit-card/", "retrieved": "2026-05-29T22:34:45-06:00", "selected_evidence": {"annual_fee": "$0", "balance_transfer_fee": "5% of each transaction †", "disclosure_snippets": {"APR for Balance Transfers": "APR for Balance Transfers 25.99% This APR will vary with the market based on the Prime Rate. 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APR for Balance Transfers 25.99% This APR will vary with the market based on the Prime Rate. APR for Cash Advances 28.99% for Direct Deposit and Check Cash Advances, and 29.24% for Bank Cash Advances. See footnote Footnote 1 for explanation . These APRs will vary with the market based on the Prime Rate. Penalty APR None Paying Interest Yo", "Transaction Fees": "Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction 3% of the U.S. dollar amount of each transaction made in a foreign currency. This fee will be in addition to any other applicable fee. Penalty Fee • "}, "headline": "Help establish, strengthen - even rebuild your credit", "intro_apr": "None", "offer_detail": "% Intro APR † for your first billing cycles for purchases, and for any balance transfers made within the first of opening your account. After the intro APR offer ends, a Variable APR that's currently 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America.", "offer_detail_key": "MARKETING_BULLET_LIST_SMALL", "regular_apr": "25.99% variable", "rewards_key": "MARKETING_BULLET_LIST", "rewards_key_perks": "You're applying for a credit card designed to help establish, strengthen – or even rebuild your credit. A card that's simple and convenient. For applicants who qualify, more favorable terms and pricing may be available through our unsecured products. No annual fee † . Open your account with a security deposit ($200-$5,000). Upon credit approval your required deposit is used, in combination with your income and your ability to pay, to help establish your credit line. We'll periodically review your account and, based on your overall credit history (including your account and overall relationship with us, and other credit cards and loans), you may qualify to have your security deposit returned. Not all customers will qualify. Looks and works like any other credit card. $0 Liability Guarantee —our assurance that you are not responsible for fraudulent charges on your account. Mobile banking and text alerts to help keep you on top of your finances. Contactless Chip Technology —The security of a chip card, with the convenience of a tap. Secured card products are not eligible for a new account bonus offer, like a statement credit, and Introductory APRs are not available.", "subheadline": "Looks and works like any other credit card", "welcome_intro_offer": "Help establish, strengthen - even rebuild your credit; Looks and works like any other credit card; % Intro APR † for your first billing cycles for purchases, and for any balance transfers made within the first of opening your account. After the intro APR offer ends, a Variable APR that's currently 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America."}, "target_id": 5, "terms_url": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079410&productoffercode=SP&locale=en_US"}


issuer: Bank of America, N.A.
card_offer: Bank of America® Travel Rewards Secured Credit Card
segment: SECURED_CONSUMER
category: TRAVEL_REWARDS
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
intro_apr: None
regular_apr: 27.49% variable
source_url: https://www.bankofamerica.com/credit-cards/products/travel-rewards-secured-credit-card/
source_basis: Official product page, card-list data, productProperties endpoint, and disclosure endpoint
retrieved: 2026-05-29T22:34:45-06:00
created_at: 2026-05-30 04:35:25
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Help establish, strengthen, or even rebuild your credit; and earn unlimited points with no expiration on points as long as your account remains open; % † Intro APR for your first billing cycles for purchases, and for any balance transfers made within the first days of opening your account. After the intro APR offer ends, a Variable APR that's currently 27.49% to 27.49% will apply. 3% † Intro balance transfer fee for the first days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%.

rewards_key_perks:
  Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time. No blackout dates or restrictions and points do not expire as long as your account remains open.

notes:
[cell repeats an earlier one in this file: 365 characters]

raw_json:
  {"browser_verification": {"title": "Bank of America® Customized Cash Rewards Credit Card", "url": "https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/", "visible_text_start": "Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer."}, "campaign": {"campaignID": "4079337", "locale": "en_US", "poCode": "5S"}, "disclosure_status": "fetched", "disclosure_url": "https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079337&poCode=5S&locale=en_US", "institution": "Bank of America", "limitations": ["Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields.", "Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35.", "Spirit was not present in the current official Bank of America card-list source during this pass."], "listing_url": "https://www.bankofamerica.com/credit-cards/", "official_listing_entries": [{"campaign": "4079337~5S~en_US", "category": ["buildCredit", "travel", "filter"], "compare": "4079337~5S~en_US", "features": ["preferredRewards"], "learnMore": {"path": "products/travel-rewards-secured-credit-card/"}, "ratesFees": ["noAnnualFee", "noForeignTransactionFee"], "tab": ["categories", "filter"], "type": "visa"}], "page_metadata": {"description": "Earn travel rewards as you build up your credit profile with the Bank of America® Travel Rewards Secured credit card. Learn more and apply today.", "json_ld_credit_card": [{"annualPercentageRate": "29.24%", "description": "Earn travel rewards as you build up your credit profile with the Bank of America® Travel Rewards Secured credit card. Learn more and apply today.", "feesAndCommissionsSpecification": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079337&productoffercode=5S&locale=en_US", "name": "Bank of America® Secured Travel Rewards Credit Card"}], "title": "Bank of America® Secured Travel Rewards Credit Card"}, "product_properties_url": "https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079337&locale=en_US&poCode=5S&failquiet=true", "product_url": "https://www.bankofamerica.com/credit-cards/products/travel-rewards-secured-credit-card/", "retrieved": "2026-05-29T22:34:45-06:00", "selected_evidence": {"annual_fee": "$0", "balance_transfer_fee": "5% of each transaction †", "disclosure_snippets": {"APR for Balance Transfers": "APR for Balance Transfers 27.49% This APR will vary with the market based on the Prime Rate. APR for Cash Advances 28.49% for Direct Deposit and Check Cash Advances, and 29.24% for Bank Cash Advances. See footnote Footnote 1 for explanation . These APRs will vary with the market based on the Prime Rate. Penalty APR and When it Applies Up to 29.99% , based on your creditworthiness. This APR will vary with the market based on the Prime Rate. This A", "Annual Fee": "Annual Fee None Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction None Penalty Fee • Late Payment Up to $41 . See footnote Footnote 3 for explanation . How We Will Calculate Your Balance: We use a me", "Annual Percentage Rate (APR) for Purchases": "Annual Percentage Rate (APR) for Purchases 27.49% This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 27.49% This APR will vary with the market based on the Prime Rate. APR for Cash Advances 28.49% for Direct Deposit and Check Cash Advances, and 29.24% for Bank Cash Advances. See footnote Footnote 1 for explanation . These APRs will vary with the market based on the Prime Rate. Penalty APR and When it Applies Up ", "Transaction Fees": "Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction None Penalty Fee • Late Payment Up to $41 . See footnote Footnote 3 for explanation . How We Will Calculate Your Balance: We use a method called “ave"}, "headline": "Help establish, strengthen, or even rebuild your credit", "intro_apr": "None", "offer_detail": "% † Intro APR for your first billing cycles for purchases, and for any balance transfers made within the first days of opening your account. After the intro APR offer ends, a Variable APR that's currently 27.49% to 27.49% will apply. 3% † Intro balance transfer fee for the first days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%.", "offer_detail_key": "CARD_PRODUCT_DETAILS_CONTENT_04", "regular_apr": "27.49% variable", "rewards_key": "REWARDS_EARN_CONTENT", "rewards_key_perks": "Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time. No blackout dates or restrictions and points do not expire as long as your account remains open.", "subheadline": "and earn unlimited points with no expiration on points as long as your account remains open", "welcome_intro_offer": "Help establish, strengthen, or even rebuild your credit; and earn unlimited points with no expiration on points as long as your account remains open; % † Intro APR for your first billing cycles for purchases, and for any balance transfers made within the first days of opening your account. After the intro APR offer ends, a Variable APR that's currently 27.49% to 27.49% will apply. 3% † Intro balance transfer fee for the first days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%."}, "target_id": 5, "terms_url": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079337&productoffercode=5S&locale=en_US"}


issuer: Bank of America
card_offer: Royal ONE™ Visa Signature® Credit Card
segment: CO_BRAND_CONSUMER
category: CRUISE_REWARDS
bonus_miles: 45000
cash_bonus: NA
spend_requirement: 2000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $2,000 in first 90 days
intro_apr: None
regular_apr: 17.49% - 27.49% variable
source_url: https://www.bankofamerica.com/credit-cards/products/royal-one-credit-card/
source_basis: Official product page, card-list data, productProperties endpoint, and disclosure endpoint
retrieved: 2026-05-29T22:34:45-06:00
created_at: 2026-05-30 04:35:25
updated_at: 2026-05-30 15:47:45
issuer_partner: Royal Caribbean Group
bonus_miles_type: points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Limited-time online offer: 45,000 bonus points, redeemable for $450 in onboard credit or cruise discounts; Limited-Time Online Offer: 45,000 bonus points 45,000 bonus points, redeemable for $450 in onboard credit or cruise discounts, after spending $2,000 on purchases within the first 90 days of account opening

rewards_key_perks:
  3 points per dollar spent on eligible Royal Caribbean® , Celebrity Cruises® and Silversea® purchases 2 points per dollar spent on eligible grocery, gas and EV charging station purchases 1 point per dollar spent on all other purchases

notes:
[cell repeats an earlier one in this file: 365 characters]

raw_json:
  {"browser_verification": {"title": "Bank of America® Customized Cash Rewards Credit Card", "url": "https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/", "visible_text_start": "Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer."}, "campaign": {"campaignID": "4079822", "locale": "en_US", "poCode": "F9"}, "disclosure_status": "fetched", "disclosure_url": "https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079822&poCode=F9&locale=en_US", "institution": "Bank of America", "limitations": ["Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields.", "Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35.", "Spirit was not present in the current official Bank of America card-list source during this pass."], "listing_url": "https://www.bankofamerica.com/credit-cards/", "official_listing_entries": [{"campaign": "4079822~F9~en_US", "category": ["filter", "travel", "points"], "compare": "4079822~F9~en_US", "features": [], "learnMore": {"path": "products/royal-one-credit-card/"}, "ratesFees": ["noAnnualFee", "noForeignTransactionFee"], "tab": ["categories", "filter"], "type": "visa"}], "page_metadata": {"description": "Earn perks and discounts with Royal Caribbean with the Royal ONE® Visa Signature™ Credit Card. Learn more about rewards and bonus offers.", "json_ld_credit_card": [], "title": "Royal ONE™ Visa Signature® Credit Card: Apply Today"}, "product_properties_url": "https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079822&locale=en_US&poCode=F9&failquiet=true", "product_url": "https://www.bankofamerica.com/credit-cards/products/royal-one-credit-card/", "retrieved": "2026-05-29T22:34:45-06:00", "selected_evidence": {"annual_fee": "$0", "balance_transfer_fee": "5% of each transaction †", "disclosure_snippets": {"APR for Balance Transfers": "APR for Balance Transfers 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 20.49% to 28.49% , based on your creditworthiness, when you open your account, for Direct Deposit and Check Cash Advances, and 29.24% for Bank Cash Advances. See footnote Footnote 1 for explanation . These APRs will vary with the market based on the Prime Rate. P", "Annual Fee": "Annual Fee None Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction None Penalty Fee • Late Payment Up to $41 . See footnote Footnote 3 for explanation . How We Will Calculate Your Balance: We use a me", "Annual Percentage Rate (APR) for Purchases": "Annual Percentage Rate (APR) for Purchases 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 20.49% to 28.49% , based on your creditworthiness, when you open your account, fo", "Transaction Fees": "Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction None Penalty Fee • Late Payment Up to $41 . See footnote Footnote 3 for explanation . How We Will Calculate Your Balance: We use a method called “ave"}, "headline": "Limited-time online offer: 45,000 bonus points, redeemable for $450 in onboard credit or cruise discounts", "intro_apr": "None", "offer_detail": "Limited-Time Online Offer: 45,000 bonus points 45,000 bonus points, redeemable for $450 in onboard credit or cruise discounts, after spending $2,000 on purchases within the first 90 days of account opening", "offer_detail_key": "PRODUCT_MB_SPECIAL_OFFER", "regular_apr": "17.49% - 27.49% variable", "rewards_key": "REWARDS_EARN_CONTENT", "rewards_key_perks": "3 points per dollar spent on eligible Royal Caribbean® , Celebrity Cruises® and Silversea® purchases 2 points per dollar spent on eligible grocery, gas and EV charging station purchases 1 point per dollar spent on all other purchases", "subheadline": "", "welcome_intro_offer": "Limited-time online offer: 45,000 bonus points, redeemable for $450 in onboard credit or cruise discounts; Limited-Time Online Offer: 45,000 bonus points 45,000 bonus points, redeemable for $450 in onboard credit or cruise discounts, after spending $2,000 on purchases within the first 90 days of account opening"}, "target_id": 5, "terms_url": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079822&productoffercode=F9&locale=en_US"}


issuer: Bank of America
card_offer: Royal ONE Plus™ Visa Signature® Credit Card
segment: CO_BRAND_CONSUMER
category: CRUISE_REWARDS
bonus_miles: 70000
cash_bonus: NA
spend_requirement: 3000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $3,000 in first 90 days
intro_apr: None
regular_apr: 17.49% - 27.49% variable
source_url: https://www.bankofamerica.com/credit-cards/products/royal-one-plus-credit-card/
source_basis: Official product page, card-list data, productProperties endpoint, and disclosure endpoint
retrieved: 2026-05-29T22:34:45-06:00
created_at: 2026-05-30 04:35:25
updated_at: 2026-05-30 15:47:45
issuer_partner: Royal Caribbean Group
bonus_miles_type: points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Limited-time online offer: 70,000 bonus points, redeemable for $700 in onboard credit or cruise discounts; Limited-Time Online Offer: 70,000 bonus points 70,000 bonus points, redeemable for $700 in onboard credit or cruise discounts, after spending $3,000 on purchases within the first 90 days of account opening

rewards_key_perks:
  4 points per dollar spent on eligible Royal Caribbean® , Celebrity Cruises® and Silversea® purchases 2 points per dollar spent on eligible airline, hotel, dining, grocery, gas and EV charging station purchases 1 point per dollar spent on all other purchases

notes:
[cell repeats an earlier one in this file: 365 characters]

raw_json:
  {"browser_verification": {"title": "Bank of America® Customized Cash Rewards Credit Card", "url": "https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/", "visible_text_start": "Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer."}, "campaign": {"campaignID": "4079784", "locale": "en_US", "poCode": "6T"}, "disclosure_status": "fetched", "disclosure_url": "https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079784&poCode=6T&locale=en_US", "institution": "Bank of America", "limitations": ["Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields.", "Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35.", "Spirit was not present in the current official Bank of America card-list source during this pass."], "listing_url": "https://www.bankofamerica.com/credit-cards/", "official_listing_entries": [{"campaign": "4079784~6T~en_US", "category": ["filter", "travel", "points"], "compare": "4079784~6T~en_US", "features": [], "learnMore": {"path": "products/royal-one-plus-credit-card/"}, "ratesFees": ["noForeignTransactionFee"], "tab": ["categories", "filter"], "type": "visa"}], "page_metadata": {"description": "Come aboard with Royal Caribbean with the Royal ONE Plus® Visa Signature™ Credit Card and get rewards and discounts. Learn more about bonus offers.", "json_ld_credit_card": [], "title": "Royal ONE Plus™ Visa Signature® Credit Card: Apply Now"}, "product_properties_url": "https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079784&locale=en_US&poCode=6T&failquiet=true", "product_url": "https://www.bankofamerica.com/credit-cards/products/royal-one-plus-credit-card/", "retrieved": "2026-05-29T22:34:45-06:00", "selected_evidence": {"annual_fee": "$99", "balance_transfer_fee": "5% of each transaction †", "disclosure_snippets": {"APR for Balance Transfers": "APR for Balance Transfers 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 20.49% to 28.49% , based on your creditworthiness, when you open your account, for Direct Deposit and Check Cash Advances, and 29.24% for Bank Cash Advances. See footnote Footnote 1 for explanation . These APRs will vary with the market based on the Prime Rate. P", "Annual Fee": "Annual Fee NOTICE: The annual fee is scheduled to be assessed before you begin using your card and will reduce the amount of credit you initially have available. For example, if you are assigned the minimum credit limit of $500, your initial available credit will be only about $401. $99 Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transact", "Annual Percentage Rate (APR) for Purchases": "Annual Percentage Rate (APR) for Purchases 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 20.49% to 28.49% , based on your creditworthiness, when you open your account, fo", "Transaction Fees": "Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction None Penalty Fee • Late Payment Up to $41 . See footnote Footnote 3 for explanation . How We Will Calculate Your Balance: We use a method called “ave"}, "headline": "Limited-time online offer: 70,000 bonus points, redeemable for $700 in onboard credit or cruise discounts", "intro_apr": "None", "offer_detail": "Limited-Time Online Offer: 70,000 bonus points 70,000 bonus points, redeemable for $700 in onboard credit or cruise discounts, after spending $3,000 on purchases within the first 90 days of account opening", "offer_detail_key": "PRODUCT_MB_SPECIAL_OFFER", "regular_apr": "17.49% - 27.49% variable", "rewards_key": "REWARDS_EARN_CONTENT", "rewards_key_perks": "4 points per dollar spent on eligible Royal Caribbean® , Celebrity Cruises® and Silversea® purchases 2 points per dollar spent on eligible airline, hotel, dining, grocery, gas and EV charging station purchases 1 point per dollar spent on all other purchases", "subheadline": "", "welcome_intro_offer": "Limited-time online offer: 70,000 bonus points, redeemable for $700 in onboard credit or cruise discounts; Limited-Time Online Offer: 70,000 bonus points 70,000 bonus points, redeemable for $700 in onboard credit or cruise discounts, after spending $3,000 on purchases within the first 90 days of account opening"}, "target_id": 5, "terms_url": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079784&productoffercode=6T&locale=en_US"}


issuer: Bank of America
card_offer: Susan G. Komen® Customized Cash Rewards Credit Card
segment: CO_BRAND_CONSUMER
category: CASH_BACK
cash_bonus: 200
spend_requirement: 1000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $1,000 in first 90 days
regular_apr: 17.49% - 27.49% variable
source_url: https://www.bankofamerica.com/credit-cards/products/susan-komen-credit-card/
source_basis: Official product page, card-list data, productProperties endpoint, and disclosure endpoint
retrieved: 2026-05-29T22:34:45-06:00
created_at: 2026-05-30 04:35:25
updated_at: 2026-05-30 15:47:45
issuer_partner: Susan G. Komen
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.; Earn rewards you like. Help support a cause you love.; Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening

intro_apr:
  0% for 15 billing cycles Applies to purchases and to any balance transfers made within 60 days of opening your account

rewards_key_perks:
[cell repeats an earlier one in this file: 994 characters]

notes:
[cell repeats an earlier one in this file: 365 characters]

raw_json:
  {"browser_verification": {"title": "Bank of America® Customized Cash Rewards Credit Card", "url": "https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/", "visible_text_start": "Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer."}, "campaign": {"campaignID": "4079144", "locale": "en_US", "poCode": "WH"}, "disclosure_status": "fetched", "disclosure_url": "https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079144&poCode=WH&locale=en_US", "institution": "Bank of America", "limitations": ["Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields.", "Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35.", "Spirit was not present in the current official Bank of America card-list source during this pass."], "listing_url": "https://www.bankofamerica.com/credit-cards/", "official_listing_entries": [{"campaign": "4079144~WH~en_US", "category": ["filter", "cash"], "compare": "4079144~WH~en_US", "features": ["preferredRewards"], "learnMore": {"path": "products/susan-komen-credit-card/"}, "ratesFees": ["noAnnualFee", "zeroAprBalance", "zeroAprPurchase"], "tab": ["categories", "filter"], "type": "visa"}], "page_metadata": {"description": "Help fight breast cancer with 6% cash back in the category of your choice for the first year. Plus, a $200 online cash rewards bonus offer.", "json_ld_credit_card": [{"annualPercentageRate": "18.24% - 28.24%", "description": "Help fight breast cancer with 6% cash back in the category of your choice for the first year. Plus, a $200 online cash rewards bonus offer.", "feesAndCommissionsSpecification": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079144&productoffercode=WH&locale=en_US", "name": "Susan G. Komen® Customized Cash Rewards Credit Card - Pink Ribbon Credit Card"}], "title": "Susan G. Komen® Customized Cash Rewards Credit Card - Pink Ribbon Credit Card"}, "product_properties_url": "https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079144&locale=en_US&poCode=WH&failquiet=true", "product_url": "https://www.bankofamerica.com/credit-cards/products/susan-komen-credit-card/", "retrieved": "2026-05-29T22:34:45-06:00", "selected_evidence": {"annual_fee": "$0", "balance_transfer_fee": "3% of each transaction intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%.", "disclosure_snippets": {"APR for Balance Transfers": "APR for Balance Transfers 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account. After that, your APR will be 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 20.49% to 28.49% , based on your creditworthiness, when you open your acc", "Annual Fee": "Annual Fee None Transaction Fees • Balance Transfer Introductory Fee of 3% of the amount of each transaction, for transactions made within 60 days of opening your account. After that, your fee will be: 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • For", "Annual Percentage Rate (APR) for Purchases": "Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account. After that, your APR will be 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account for transactio", "Transaction Fees": "Transaction Fees • Balance Transfer Introductory Fee of 3% of the amount of each transaction, for transactions made within 60 days of opening your account. After that, your fee will be: 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction"}, "headline": "6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.", "intro_apr": "0% for 15 billing cycles Applies to purchases and to any balance transfers made within 60 days of opening your account", "offer_detail": "Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening", "offer_detail_key": "PRODUCT_MB_SPECIAL_OFFER", "regular_apr": "17.49% - 27.49% variable", "rewards_key": "REWARDS_EARN_CONTENT", "rewards_key_perks": "Choose which category you want to earn 6% cash back in – for the first year: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings Automatic 2% cash back at grocery stores and wholesale clubs Unlimited 1% cash back on all other purchases Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum. There's no annual fee and your cash rewards don't expire as long as your account remains open. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same. Learn more Reward Categories", "subheadline": "Earn rewards you like. Help support a cause you love.", "welcome_intro_offer": "6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.; Earn rewards you like. Help support a cause you love.; Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening"}, "target_id": 5, "terms_url": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079144&productoffercode=WH&locale=en_US"}


issuer: Bank of America
card_offer: Allways Rewards Visa® Card
segment: CO_BRAND_CONSUMER
category: AIRLINE_REWARDS
bonus_miles: 30000
cash_bonus: NA
spend_requirement: 1500
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $1,500 in first 90 days
intro_apr: None
regular_apr: 19.49% - 27.49% variable
source_url: https://www.bankofamerica.com/credit-cards/products/allegiant-credit-card/
source_basis: Official product page, card-list data, productProperties endpoint, and disclosure endpoint
retrieved: 2026-05-29T22:34:45-06:00
created_at: 2026-05-30 04:35:25
updated_at: 2026-05-30 15:47:45
issuer_partner: Allegiant Allways Rewards
bonus_miles_type: Points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Online Offer: 30,000 Bonus Points, equal to $300 off a future Allegiant trip, after you make $1,500 or more in purchases within the first 90 days of account opening.; Simple, straightforward, rewarding. Earn points on every purchase; Online Offer: Earn 30,000 Bonus Points – equal to $300 off a future Allegiant trip when you redeem points, after you make $1,500 or more in purchases within the first 90 days of account opening

rewards_key_perks:
  3 points per $1 spent on Allegiant purchases (air, hotel, car rental and attractions) 2 points per $1 spent on qualifying dining purchases 1 point per $1 spent on all other purchases Points don't expire as long as your card account is open

notes:
[cell repeats an earlier one in this file: 365 characters]

raw_json:
  {"browser_verification": {"title": "Bank of America® Customized Cash Rewards Credit Card", "url": "https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/", "visible_text_start": "Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer."}, "campaign": {"campaignID": "4079148", "locale": "en_US", "poCode": "MP"}, "disclosure_status": "fetched", "disclosure_url": "https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079148&poCode=MP&locale=en_US", "institution": "Bank of America", "limitations": ["Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields.", "Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35.", "Spirit was not present in the current official Bank of America card-list source during this pass."], "listing_url": "https://www.bankofamerica.com/credit-cards/", "official_listing_entries": [{"campaign": "4079148~MP~en_US", "category": ["filter", "travel", "airline"], "compare": "4079148~MP~en_US", "features": [], "learnMore": {"path": "products/allegiant-credit-card/"}, "ratesFees": ["noForeignTransactionFee"], "tab": ["categories", "filter"], "type": "visa"}], "page_metadata": {"description": "The Allways Rewards Visa® credit card offers easy-to-earn rewards. 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Earn points on every purchase", "welcome_intro_offer": "Online Offer: 30,000 Bonus Points, equal to $300 off a future Allegiant trip, after you make $1,500 or more in purchases within the first 90 days of account opening.; Simple, straightforward, rewarding. Earn points on every purchase; Online Offer: Earn 30,000 Bonus Points – equal to $300 off a future Allegiant trip when you redeem points, after you make $1,500 or more in purchases within the first 90 days of account opening"}, "target_id": 5, "terms_url": "https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079148&productoffercode=MP&locale=en_US"}


issuer: Bank of America
card_offer: Air France KLM Visa Signature® Credit Card
segment: CO_BRAND_CONSUMER
category: AIRLINE_REWARDS
bonus_miles: 50000
cash_bonus: NA
spend_requirement: 2000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $2,000 in first 90 days
intro_apr: None
regular_apr: 19.49% - 27.49% variable
source_url: https://www.bankofamerica.com/credit-cards/products/air-france-credit-card/
source_basis: Official product page, card-list data, productProperties endpoint, and disclosure endpoint
retrieved: 2026-05-29T22:34:45-06:00
created_at: 2026-05-30 04:35:25
updated_at: 2026-05-30 15:47:45
issuer_partner: Air France KLM Flying Blue
bonus_miles_type: Miles
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Online Offer: 50,000 Bonus Miles + 100 Experience Points (XP); after you make $2,000 or more in purchases within the first 90 days of your account opening; Online Offer: Earn 50,000 Bonus Miles + 100 Experience Points (XP) after you make $2,000 or more in purchases within the first 90 days of your account opening

rewards_key_perks:
  Earn 3 Miles for every $1 spent on eligible Air France, KLM Royal Dutch Airlines and SkyTeam member airline purchases. Earn 3 Miles for every $1 spent on eligible dining purchases. Plus, earn 1.5 Miles for every $1 spent on all other purchases.

notes:
[cell repeats an earlier one in this file: 365 characters]

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issuer: Bank of America
card_offer: Norwegian Cruise Line® World Mastercard®
segment: CO_BRAND_CONSUMER
category: CRUISE_REWARDS
bonus_miles: 20000
cash_bonus: NA
spend_requirement: 1000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $1,000 in first 90 days
intro_apr: None
regular_apr: 17.49% - 27.49% variable
source_url: https://www.bankofamerica.com/credit-cards/products/norwegian-cruise-lines-credit-card/
source_basis: Official product page, card-list data, productProperties endpoint, and disclosure endpoint
retrieved: 2026-05-29T22:34:45-06:00
created_at: 2026-05-30 04:35:25
updated_at: 2026-05-30 15:47:45
issuer_partner: Norwegian Cruise Line
bonus_miles_type: points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Online Offer: 20,000 bonus points; That’s enough for a $200 onboard credit or $200 off your next Norwegian cruise; Online Offer: 20,000 bonus points after you make $1,000 or more in purchases in the first 90 days of account opening. That's enough for a $200 onboard credit or $200 off your next Norwegian cruise .

rewards_key_perks:
  Earn 3 WorldPoints® points for every $1 spent on Norwegian purchases Earn 2 WorldPoints® points per $1 spent on eligible air and hotel purchases Earn 1 WorldPoints® point per $1 spent on all other purchases

notes:
[cell repeats an earlier one in this file: 365 characters]

raw_json:
  {"browser_verification": {"title": "Bank of America® Customized Cash Rewards Credit Card", "url": "https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/", "visible_text_start": "Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. 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issuer: American Express National Bank
card_offer: The Platinum Card® from American Express
segment: CONSUMER
category: PREMIUM_TRAVEL_REWARDS
bonus_miles: 175000
cash_bonus: NA
spend_requirement: 12000
spend_timeframe_days_tier_1: 180
spend_requirement_timing: Spend $12,000 in purchases on the new Card within the first 6 months of Card Membership.
intro_apr: NA
regular_apr: 19.49% to 28.49% variable APR for Pay Over Time on eligible charges.
source_url: https://www.americanexpress.com/us/credit-cards/card/platinum/
source_basis: Official Amex product page and official terms/rates page
retrieved: 2026-05-29T22:51:01-06:00
created_at: 2026-05-30 04:51:01
updated_at: 2026-05-30 15:47:45
bonus_miles_type: Membership Rewards points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Apply and find out your welcome offer as high as 175,000 Membership Rewards® points after you spend $12,000 in purchases on the new Card within the first 6 months of Card Membership; welcome offers vary and you may not be eligible for an offer.

rewards_key_perks:
  5X Membership Rewards points on flights booked directly with airlines or through Amex Travel and on prepaid hotels booked through Amex Travel; airport lounge access and multiple statement credits subject to enrollment and terms.

notes:
  American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers.

raw_json:
  {"target_id":2,"target":{"id":2,"institution":"American Express","known_issuer_partner":"American Express National Bank","offer_research_url":"https://www.americanexpress.com/us/credit-cards/","business_listing_url":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/"},"retrieved":"2026-05-29T22:51:01-06:00","sources":[{"url":"https://www.americanexpress.com/us/credit-cards/","basis":"Official American Express personal card listing"},{"url":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/","basis":"Official American Express business card listing"},{"url":"https://www.americanexpress.com/us/credit-cards/card/platinum/","basis":"Official American Express product page"},{"url":"https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/platinum-card/25330-10-0#FeeTable","basis":"Official American Express terms/rates page"}],"evidence":{"welcome_offer":"As high as 175,000 Membership Rewards points after $12,000 spend in first 6 months.","fee":"$895 annual fee.","terms_sample":"Terms page title: Platinum Card® - Terms, Conditions & Disclosures; APR for Pay Over Time 19.49% to 28.49% variable."},"limitations":"American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers.","browser_verification":"Codex in-app browser opened official Amex listing/product/terms pages during this research pass."}


issuer: American Express National Bank
card_offer: American Express® Gold Card
segment: CONSUMER
category: DINING_REWARDS
bonus_miles: 100000
cash_bonus: NA
spend_requirement: 8000
spend_timeframe_days_tier_1: 180
spend_requirement_timing: Spend $8,000 in purchases on the new Card within the first 6 months of Card Membership.
intro_apr: NA
regular_apr: 19.49% to 28.49% variable APR for Pay Over Time on eligible charges.
source_url: https://www.americanexpress.com/us/credit-cards/card/gold-card/
source_basis: Official Amex product page and official terms/rates page
retrieved: 2026-05-29T22:51:01-06:00
created_at: 2026-05-30 04:51:01
updated_at: 2026-05-30 15:47:45
bonus_miles_type: Membership Rewards points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Apply and find out your welcome offer as high as 100,000 Membership Rewards® points after you spend $8,000 in purchases on the new Card within the first 6 months of Card Membership; welcome offers vary and you may not be eligible for an offer.

rewards_key_perks:
  4X Membership Rewards points at restaurants worldwide up to the annual cap, 4X at U.S. supermarkets up to the annual cap, 3X on flights booked directly with airlines or through Amex Travel, and dining/other credits subject to enrollment and terms.

notes:
  American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers. The official Gold terms URL opened in browser but did not expose body text in this session; APR and fee were captured from the official product page.

raw_json:
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issuer: American Express National Bank
card_offer: American Express® Green Card
segment: CONSUMER
category: TRAVEL_REWARDS
bonus_miles: 40000
cash_bonus: NA
spend_requirement: 3000
spend_timeframe_days_tier_1: 180
spend_requirement_timing: Spend $3,000 on eligible purchases within the first 6 months of Card Membership.
intro_apr: NA
regular_apr: 19.49% to 28.49% variable APR for Pay Over Time on eligible charges.
source_url: https://www.americanexpress.com/us/credit-cards/card/green/
source_basis: Official Amex product page and official terms/rates page
retrieved: 2026-05-29T22:51:01-06:00
created_at: 2026-05-30 04:51:01
updated_at: 2026-05-30 15:47:45
bonus_miles_type: Membership Rewards points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 40,000 Membership Rewards® Points after you spend $3,000 on eligible purchases on the Card within the first 6 months of Card Membership.

rewards_key_perks:
  3X Membership Rewards points on eligible travel, transit, and restaurants worldwide; 1X on other eligible purchases; credits and benefits subject to terms.

notes:
  American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers.

raw_json:
  {"target_id":2,"target":{"id":2,"institution":"American Express","known_issuer_partner":"American Express National Bank","offer_research_url":"https://www.americanexpress.com/us/credit-cards/","business_listing_url":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/"},"retrieved":"2026-05-29T22:51:01-06:00","sources":[{"url":"https://www.americanexpress.com/us/credit-cards/","basis":"Official American Express personal card listing"},{"url":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/","basis":"Official American Express business card listing"},{"url":"https://www.americanexpress.com/us/credit-cards/card/green/","basis":"Official American Express product page"},{"url":"https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/american-express-green-card/25330-10-0#FeeTable","basis":"Official American Express terms/rates page"}],"evidence":{"welcome_offer":"40,000 Membership Rewards points after $3,000 spend in first 6 months.","fee":"$150 annual fee.","terms_sample":"Terms page title: American Express® Green Card - Terms, Conditions & Disclosures; APR for Pay Over Time 19.49% to 28.49% variable."},"limitations":"American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers.","browser_verification":"Codex in-app browser opened official Amex listing/product/terms pages during this research pass."}


issuer: American Express National Bank
card_offer: Blue Cash Preferred® Card from American Express
segment: CONSUMER
category: CASH_BACK
cash_bonus: 300
spend_requirement: 3000
spend_timeframe_days_tier_1: 180
spend_requirement_timing: Spend $3,000 in purchases within the first 6 months of Card Membership.
additional_requirements_annual_fee: $0 intro annual fee for the first year
intro_apr: 0% introductory APR on purchases and balance transfers for 12 months from account opening.
regular_apr: 19.49% to 28.49% variable APR after the introductory period.
source_url: https://www.americanexpress.com/us/credit-cards/card/blue-cash-preferred/
source_basis: Official Amex product page and official terms/rates page
retrieved: 2026-05-29T22:51:01-06:00
created_at: 2026-05-30 04:51:01
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: Cash Back
welcome_intro_offer:
  Apply and find out your welcome offer as high as $300 Cash Back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership; welcome offers vary and you may not be eligible for an offer.

rewards_key_perks:
  6% cash back at U.S. supermarkets up to $6,000 per year then 1%, 6% on select U.S. streaming subscriptions, 3% on transit and U.S. gas stations, and 1% on other eligible purchases.

notes:
  American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers.

raw_json:
  {"target_id":2,"target":{"id":2,"institution":"American Express","known_issuer_partner":"American Express National Bank","offer_research_url":"https://www.americanexpress.com/us/credit-cards/","business_listing_url":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/"},"retrieved":"2026-05-29T22:51:01-06:00","sources":[{"url":"https://www.americanexpress.com/us/credit-cards/","basis":"Official American Express personal card listing"},{"url":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/","basis":"Official American Express business card listing"},{"url":"https://www.americanexpress.com/us/credit-cards/card/blue-cash-preferred/","basis":"Official American Express product page"},{"url":"https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/blue-cash-preferred-credit-card/25330-10-0#FeeTable","basis":"Official American Express terms/rates page"}],"evidence":{"welcome_offer":"As high as $300 cash back after $3,000 spend in first 6 months.","fee":"$0 intro annual fee first year, then $95.","terms_sample":"Terms page title: Blue Cash Preferred® Card - Terms, Conditions & Disclosures; 0% intro APR 12 months, then 19.49% to 28.49% variable."},"limitations":"American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers.","browser_verification":"Codex in-app browser opened official Amex listing/product/terms pages during this research pass."}


issuer: American Express National Bank
card_offer: Blue Cash Everyday® Card from American Express
segment: CONSUMER
category: CASH_BACK
cash_bonus: 200
spend_requirement: 2000
spend_timeframe_days_tier_1: 180
spend_requirement_timing: Spend $2,000 in purchases within the first 6 months of Card Membership.
intro_apr: 0% introductory APR on purchases and balance transfers for 15 months from account opening.
regular_apr: 19.49% to 28.49% variable APR after the introductory period.
source_url: https://www.americanexpress.com/us/credit-cards/card/blue-cash-everyday/
source_basis: Official Amex product page and official terms/rates page
retrieved: 2026-05-29T22:51:01-06:00
created_at: 2026-05-30 04:51:01
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: Cash Back
welcome_intro_offer:
  Apply and find out your welcome offer as high as $200 Cash Back after you spend $2,000 in purchases on the Card within the first 6 months of Card Membership; welcome offers vary and you may not be eligible for an offer.

rewards_key_perks:
  3% cash back at U.S. supermarkets, on U.S. online retail purchases, and at U.S. gas stations up to category caps, then 1%; 1% on other eligible purchases.

notes:
[cell repeats an earlier one in this file: 310 characters]

raw_json:
  {"target_id":2,"target":{"id":2,"institution":"American Express","known_issuer_partner":"American Express National Bank","offer_research_url":"https://www.americanexpress.com/us/credit-cards/","business_listing_url":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/"},"retrieved":"2026-05-29T22:51:01-06:00","sources":[{"url":"https://www.americanexpress.com/us/credit-cards/","basis":"Official American Express personal card listing"},{"url":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/","basis":"Official American Express business card listing"},{"url":"https://www.americanexpress.com/us/credit-cards/card/blue-cash-everyday/","basis":"Official American Express product page"},{"url":"https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/blue-cash-everyday-credit-card/25330-10-0#FeeTable","basis":"Official American Express terms/rates page"}],"evidence":{"welcome_offer":"As high as $200 cash back after $2,000 spend in first 6 months.","fee":"No annual fee.","terms_sample":"Terms page title: Blue Cash Everyday® Card - Terms, Conditions & Disclosures; 0% intro APR 15 months, then 19.49% to 28.49% variable."},"limitations":"American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers.","browser_verification":"Codex in-app browser opened official Amex listing/product/terms pages during this research pass."}


issuer: American Express National Bank
card_offer: The Business Platinum Card® from American Express
segment: BUSINESS
category: PREMIUM_TRAVEL_REWARDS
bonus_miles: 300000
cash_bonus: NA
spend_requirement: 20000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $20,000 in purchases on the new Card within the first 3 months of Card Membership.
intro_apr: NA
regular_apr: 17.74% to 28.49% variable APR for Pay Over Time balances.
source_basis: Official Amex product page and official terms/rates page
retrieved: 2026-05-29T22:51:01-06:00
created_at: 2026-05-30 04:51:01
updated_at: 2026-05-30 15:47:45
bonus_miles_type: Membership Rewards points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Apply and find out your welcome offer as high as 300,000 Membership Rewards® Points after you spend $20,000 in purchases on the new Card within the first 3 months of Card Membership; welcome offers vary and you may not be eligible for an offer.

rewards_key_perks:
  5X Membership Rewards points on flights and prepaid hotels on AmexTravel.com; business travel, lounge, and statement-credit benefits subject to enrollment and terms.

source_url:
  https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-platinum-credit-card-amex/

notes:
[cell repeats an earlier one in this file: 310 characters]

raw_json:
  {"target_id":2,"target":{"id":2,"institution":"American Express","known_issuer_partner":"American Express National Bank","offer_research_url":"https://www.americanexpress.com/us/credit-cards/","business_listing_url":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/"},"retrieved":"2026-05-29T22:51:01-06:00","sources":[{"url":"https://www.americanexpress.com/us/credit-cards/","basis":"Official American Express personal card listing"},{"url":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/","basis":"Official American Express business card listing"},{"url":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-platinum-credit-card-amex/","basis":"Official American Express product page"},{"url":"https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/business-platinum-charge-card/45094-9-0?key=tncBody&rwdFlag=rwd&isGCSCardMember=true","basis":"Official American Express terms/rates page"}],"evidence":{"welcome_offer":"As high as 300,000 Membership Rewards points after $20,000 spend in first 3 months.","fee":"$895 annual fee.","terms_sample":"Terms page title: Business Platinum Card | Business Charge and Credit Card Application - Terms, Conditions & Disclosures; APR for Pay Over Time 17.74% to 28.49% variable."},"limitations":"American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers.","browser_verification":"Codex in-app browser opened official Amex listing/product/terms pages during this research pass."}


issuer: American Express National Bank
card_offer: American Express® Business Gold Card
segment: BUSINESS
category: POINTS_REWARDS
bonus_miles: 200000
cash_bonus: NA
spend_requirement: 15000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $15,000 in purchases on the new Card within the first 3 months of Card Membership.
intro_apr: NA
regular_apr: 17.74% to 28.49% variable APR for Pay Over Time balances.
source_basis: Official Amex product page and official terms/rates page
retrieved: 2026-05-29T22:51:01-06:00
created_at: 2026-05-30 04:51:01
updated_at: 2026-05-30 15:47:45
bonus_miles_type: Membership Rewards points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Apply and find out your welcome offer as high as 200,000 Membership Rewards® Points after you spend $15,000 in purchases on the new Card within the first 3 months of Card Membership; welcome offers vary and you may not be eligible for an offer.

rewards_key_perks:
  4X Membership Rewards points on the top 2 eligible categories each billing cycle up to the annual cap, 3X on flights and prepaid hotels through AmexTravel.com, and 1X on other eligible purchases.

source_url:
  https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-gold-card-amex/

notes:
[cell repeats an earlier one in this file: 310 characters]

raw_json:
  {"target_id":2,"target":{"id":2,"institution":"American Express","known_issuer_partner":"American Express National Bank","offer_research_url":"https://www.americanexpress.com/us/credit-cards/","business_listing_url":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/"},"retrieved":"2026-05-29T22:51:01-06:00","sources":[{"url":"https://www.americanexpress.com/us/credit-cards/","basis":"Official American Express personal card listing"},{"url":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/","basis":"Official American Express business card listing"},{"url":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-gold-card-amex/","basis":"Official American Express product page"},{"url":"https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/businessgold-card/64586-9-0?key=tncBody&rwdFlag=rwd","basis":"Official American Express terms/rates page"}],"evidence":{"welcome_offer":"As high as 200,000 Membership Rewards points after $15,000 spend in first 3 months.","fee":"$375 annual fee.","terms_sample":"Terms page title: American Express® Business Gold Card | Business Charge and Credit Card Application - Terms, Conditions & Disclosures; APR for Pay Over Time 17.74% to 28.49% variable."},"limitations":"American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers.","browser_verification":"Codex in-app browser opened official Amex listing/product/terms pages during this research pass."}


issuer: American Express National Bank
card_offer: Graphite® Business Cash Unlimited Card from American Express
segment: BUSINESS
category: CASH_BACK
cash_bonus: 1500
spend_requirement: 50000
spend_timeframe_days_tier_1: 180
spend_requirement_timing: Spend $50,000 in purchases on the new Card within the first 6 months of Card Membership.
intro_apr: NA
regular_apr: 17.74% to 28.49% variable APR for Pay Over Time balances.
source_basis: Official Amex product page and official terms/rates page
retrieved: 2026-05-29T22:51:01-06:00
created_at: 2026-05-30 04:51:01
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: Cash Back
welcome_intro_offer:
  Earn $1,500 Cash Back in the form of Reward Dollars after you spend $50,000 in purchases on the new Card within the first 6 months of Card Membership.

rewards_key_perks:
  Unlimited 2% cash back on eligible purchases, received as Reward Dollars that can be redeemed as statement credits or at Amazon.com checkout; employee-card and business benefits subject to terms.

source_url:
  https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/graphite-business-cash-unlimited-card/

notes:
[cell repeats an earlier one in this file: 310 characters]

raw_json:
  {"target_id":2,"target":{"id":2,"institution":"American Express","known_issuer_partner":"American Express National Bank","offer_research_url":"https://www.americanexpress.com/us/credit-cards/","business_listing_url":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/"},"retrieved":"2026-05-29T22:51:01-06:00","sources":[{"url":"https://www.americanexpress.com/us/credit-cards/","basis":"Official American Express personal card listing"},{"url":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/","basis":"Official American Express business card listing"},{"url":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/graphite-business-cash-unlimited-card/","basis":"Official American Express product page"},{"url":"https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/graphite-business-card/45094-9-0?key=tncBody&rwdFlag=rwd&isGCSCardMember=true","basis":"Official American Express terms/rates page"}],"evidence":{"welcome_offer":"$1,500 cash back after $50,000 spend in first 6 months.","fee":"$295 annual fee.","terms_sample":"Terms page title: American Express Graphite™ Business Cash Unlimited Card | Business Charge and Credit Card Application - Terms, Conditions & Disclosures; APR for Pay Over Time 17.74% to 28.49% variable."},"limitations":"American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers.","browser_verification":"Codex in-app browser opened official Amex listing/product/terms pages during this research pass."}


issuer: American Express National Bank
card_offer: Blue Business Cash® Card from American Express
segment: BUSINESS
category: CASH_BACK
cash_bonus: 250
spend_requirement: 3000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $3,000 in purchases on the Card in your first 3 months of Card Membership.
intro_apr: 0% introductory APR on purchases for 12 months from account opening.
regular_apr: 16.74% to 28.49% variable APR after the introductory period.
source_url: https://www.americanexpress.com/en-us/business/credit-cards/blue-business-cash/
source_basis: Official Amex product page and official terms/rates page
retrieved: 2026-05-29T22:51:01-06:00
created_at: 2026-05-30 04:51:01
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: Statement Credit
welcome_intro_offer:
  Earn a $250 statement credit after you spend $3,000 in purchases on the Card in your first 3 months of Card Membership.

rewards_key_perks:
  2% cash back on eligible purchases up to $50,000 per calendar year, then 1%; cash back is automatically credited to the statement.

notes:
[cell repeats an earlier one in this file: 310 characters]

raw_json:
  {"target_id":2,"target":{"id":2,"institution":"American Express","known_issuer_partner":"American Express National Bank","offer_research_url":"https://www.americanexpress.com/us/credit-cards/","business_listing_url":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/"},"retrieved":"2026-05-29T22:51:01-06:00","sources":[{"url":"https://www.americanexpress.com/us/credit-cards/","basis":"Official American Express personal card listing"},{"url":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/","basis":"Official American Express business card listing"},{"url":"https://www.americanexpress.com/en-us/business/credit-cards/blue-business-cash/","basis":"Official American Express product page"},{"url":"https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/bluebusinesscash-credit-card/45094-9-0?key=tncBody&rwdFlag=rwd","basis":"Official American Express terms/rates page"}],"evidence":{"welcome_offer":"$250 statement credit after $3,000 spend in first 3 months.","fee":"No annual fee.","terms_sample":"Terms page title: American Express Blue Business Cash™ Card | Business Credit Card Application - Terms, Conditions & Disclosures; 0% intro APR 12 months, then 16.74% to 28.49% variable."},"limitations":"American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers.","browser_verification":"Codex in-app browser opened official Amex listing/product/terms pages during this research pass."}


issuer: American Express National Bank
card_offer: Blue Business® Plus Credit Card from American Express
segment: BUSINESS
category: REWARDS
bonus_miles: 15000
cash_bonus: NA
spend_requirement: 3000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $3,000 in purchases on the Card in your first 3 months of Card Membership.
intro_apr: 0% introductory APR on purchases for 12 months from account opening.
regular_apr: 16.74% to 28.49% variable APR after the introductory period.
source_basis: Official Amex product page and official terms/rates page
retrieved: 2026-05-29T22:51:01-06:00
created_at: 2026-05-30 04:51:01
updated_at: 2026-05-30 15:47:45
bonus_miles_type: Membership Rewards points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 15,000 Membership Rewards® Points after you spend $3,000 in purchases on the Card in your first 3 months of Card Membership.

rewards_key_perks:
  2X Membership Rewards points on everyday eligible business purchases up to $50,000 per calendar year, then 1X; no annual fee for additional employee cards subject to terms.

source_url:
  https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-blue-business-plus-credit-card-amex/

notes:
[cell repeats an earlier one in this file: 310 characters]

raw_json:
  {"target_id":2,"target":{"id":2,"institution":"American Express","known_issuer_partner":"American Express National Bank","offer_research_url":"https://www.americanexpress.com/us/credit-cards/","business_listing_url":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/"},"retrieved":"2026-05-29T22:51:01-06:00","sources":[{"url":"https://www.americanexpress.com/us/credit-cards/","basis":"Official American Express personal card listing"},{"url":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/","basis":"Official American Express business card listing"},{"url":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-blue-business-plus-credit-card-amex/","basis":"Official American Express product page"},{"url":"https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/bluebusinessplus-credit-card/45094-9-0?key=tncBody&rwdFlag=rwd","basis":"Official American Express terms/rates page"}],"evidence":{"welcome_offer":"15,000 Membership Rewards points after $3,000 spend in first 3 months.","fee":"No annual fee.","terms_sample":"Terms page title: Blue Business℠ Plus Credit Card | Business Charge and Credit Card Application - Terms, Conditions & Disclosures; 0% intro APR 12 months, then 16.74% to 28.49% variable."},"limitations":"American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers.","browser_verification":"Codex in-app browser opened official Amex listing/product/terms pages during this research pass."}


issuer: American Express National Bank
card_offer: Business Green Rewards Card from American Express
segment: BUSINESS
category: TRAVEL_REWARDS
bonus_miles: 25000
cash_bonus: NA
spend_requirement: 3000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $3,000 in purchases on the Card within your first 3 months of Card Membership.
intro_apr: NA
regular_apr: 17.74% to 28.49% variable APR for Pay Over Time balances.
source_basis: Official Amex product page and official terms/rates page
retrieved: 2026-05-29T22:51:01-06:00
created_at: 2026-05-30 04:51:01
updated_at: 2026-05-30 15:47:45
bonus_miles_type: Membership Rewards points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Special welcome offer: earn 25,000 Membership Rewards® Points after you spend $3,000 in purchases on the Card within your first 3 months of Card Membership.

rewards_key_perks:
  2X Membership Rewards points on flights and prepaid hotels booked through AmexTravel.com or the Amex Travel App; 1X on other eligible purchases.

source_url:
  https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-green-card-amex/

notes:
[cell repeats an earlier one in this file: 310 characters]

raw_json:
  {"target_id":2,"target":{"id":2,"institution":"American Express","known_issuer_partner":"American Express National Bank","offer_research_url":"https://www.americanexpress.com/us/credit-cards/","business_listing_url":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/"},"retrieved":"2026-05-29T22:51:01-06:00","sources":[{"url":"https://www.americanexpress.com/us/credit-cards/","basis":"Official American Express personal card listing"},{"url":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/","basis":"Official American Express business card listing"},{"url":"https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-green-card-amex/","basis":"Official American Express product page"},{"url":"https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/business-green-rewards-charge-card/44601-9-0?key=tncBody&rwdFlag=rwd","basis":"Official American Express terms/rates page"}],"evidence":{"welcome_offer":"25,000 Membership Rewards points after $3,000 spend in first 3 months.","fee":"$95 annual fee.","terms_sample":"Terms page title: Business Green Rewards Card | Business Charge and Credit Card Application - Terms, Conditions & Disclosures; APR for Pay Over Time 17.74% to 28.49% variable."},"limitations":"American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers.","browser_verification":"Codex in-app browser opened official Amex listing/product/terms pages during this research pass."}


issuer: Barclays Bank Delaware
card_offer: Emirates Skywards Rewards World Elite Mastercard®
segment: CONSUMER
category: AIRLINE_REWARDS
bonus_miles: 40000
cash_bonus: NA
spend_requirement: 3000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $3,000 on purchases in the first 90 days.
regular_apr: 19.49% to 29.49% variable APR for purchases.
source_url: https://cards.barclaycardus.com/banking/cards/emirates-skywards-rewards-world-elite-mastercard/
source_basis: Official Barclays product page and official terms/rates page
retrieved: 2026-05-29T22:59:11-06:00
created_at: 2026-05-30 04:59:11
updated_at: 2026-05-30 15:47:45
issuer_partner: Emirates Skywards
bonus_miles_type: Skywards Miles
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 40,000 bonus Skywards Miles after spending $3,000 on purchases in the first 90 days; enjoy Emirates Skywards Silver tier membership during the first year.

intro_apr:
  0% introductory APR for 12 billing cycles on balance transfers made within 45 days of account opening.

rewards_key_perks:
  3 Skywards Miles per $1 on eligible Emirates purchases; 2 miles per $1 on eligible travel purchases; 1 mile per $1 on other purchases; no foreign transaction fees.

notes:
  Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.

raw_json:
  {"target_id":9,"target":{"id":9,"institution":"Barclays US","known_issuer_partner":"Barclays Bank Delaware","offer_research_url":"https://cards.barclaycardus.com/","alternate_issuer_url":"https://cards.barclaycardus.com/banking/cards/"},"retrieved":"2026-05-29T22:59:11-06:00","sources":[{"url":"https://cards.barclaycardus.com/banking/cards/","basis":"Official Barclays card catalog"},{"url":"https://cards.barclaycardus.com/banking/cards/emirates-skywards-rewards-world-elite-mastercard/","basis":"Official Barclays product page"},{"url":"https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48264","basis":"Official Barclays terms/rates page"}],"evidence":{"offer":"40,000 bonus Skywards Miles after $3,000 spend in first 90 days","apr":"19.49% to 29.49% purchase APR; 0% BT intro 12 cycles","fee":"$99"},"skipped_existing_products":["JetBlue Card","JetBlue Plus Card","JetBlue Premier Card","JetBlue Business Card"],"limitations":"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","browser_verification":"Codex in-app browser opened official Barclays catalog and product pages during this research pass."}


issuer: Barclays Bank Delaware
card_offer: AARP® Essential Rewards Mastercard® from Barclays
segment: CONSUMER
category: CASH_BACK
cash_bonus: 100
spend_requirement: 500
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $500 on purchases in the first 90 days of account opening.
regular_apr: 20.24% to 29.99% variable APR for purchases.
source_url: https://cards.barclaycardus.com/banking/cards/aarp-essential-rewards-mastercard/
source_basis: Official Barclays product page and official terms/rates page
retrieved: 2026-05-29T22:59:11-06:00
created_at: 2026-05-30 04:59:11
updated_at: 2026-05-30 15:47:45
issuer_partner: AARP
spend_timeframe_days_tier_2: NA
cash_bonus_type: Cash Back
welcome_intro_offer:
  Earn a $100 Cash Back Bonus after spending $500 on purchases in the first 90 days of account opening.

intro_apr:
  0% introductory APR for 15 billing cycles on balance transfers made within 45 days of account opening.

rewards_key_perks:
  Unlimited 3% cash back on gas and drug store purchases, 2% on eligible medical expenses, and 1% on other purchases.

notes:
  Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.

raw_json:
  {"target_id":9,"target":{"id":9,"institution":"Barclays US","known_issuer_partner":"Barclays Bank Delaware","offer_research_url":"https://cards.barclaycardus.com/","alternate_issuer_url":"https://cards.barclaycardus.com/banking/cards/"},"retrieved":"2026-05-29T22:59:11-06:00","sources":[{"url":"https://cards.barclaycardus.com/banking/cards/","basis":"Official Barclays card catalog"},{"url":"https://cards.barclaycardus.com/banking/cards/aarp-essential-rewards-mastercard/","basis":"Official Barclays product page"},{"url":"https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48294","basis":"Official Barclays terms/rates page"}],"evidence":{"offer":"$100 cash back after $500 spend in first 90 days","apr":"20.24% to 29.99% purchase APR; 0% BT intro 15 cycles","fee":"$0"},"skipped_existing_products":["JetBlue Card","JetBlue Plus Card","JetBlue Premier Card","JetBlue Business Card"],"limitations":"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","browser_verification":"Codex in-app browser opened official Barclays catalog and product pages during this research pass."}


issuer: Barclays Bank Delaware
card_offer: Miles & More® World Elite Mastercard®
segment: CONSUMER
category: AIRLINE_REWARDS
bonus_miles: 60000
cash_bonus: NA
spend_requirement: 3000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $3,000 in purchases and pay the annual fee in full within the first 90 days.
regular_apr: 19.49% to 29.49% variable APR for purchases.
source_url: https://cards.barclaycardus.com/banking/cards/lufthansa-miles-more-world-elite-mastercard/
source_basis: Official Barclays product page and official terms/rates page
retrieved: 2026-05-29T22:59:11-06:00
created_at: 2026-05-30 04:59:11
updated_at: 2026-05-30 15:47:45
issuer_partner: Lufthansa Miles & More
spend_requirement_extra_reqs: annual fee paid in full
bonus_miles_type: miles
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 60,000 miles if you spend $3,000 in purchases and pay the annual fee in full, both within the first 90 days.

intro_apr:
  0% introductory APR for 15 billing cycles on balance transfers made within 45 days of account opening.

rewards_key_perks:
  2 miles per $1 on Miles & More partner airline tickets, 1 mile per $1 on other purchases, and two complimentary Lufthansa Business Lounge vouchers annually.

notes:
  Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.

raw_json:
  {"target_id":9,"target":{"id":9,"institution":"Barclays US","known_issuer_partner":"Barclays Bank Delaware","offer_research_url":"https://cards.barclaycardus.com/","alternate_issuer_url":"https://cards.barclaycardus.com/banking/cards/"},"retrieved":"2026-05-29T22:59:11-06:00","sources":[{"url":"https://cards.barclaycardus.com/banking/cards/","basis":"Official Barclays card catalog"},{"url":"https://cards.barclaycardus.com/banking/cards/lufthansa-miles-more-world-elite-mastercard/","basis":"Official Barclays product page"},{"url":"https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48375","basis":"Official Barclays terms/rates page"}],"evidence":{"offer":"60,000 miles after $3,000 spend and annual fee paid in first 90 days","apr":"19.49% to 29.49% purchase APR; 0% BT intro 15 cycles","fee":"$89"},"skipped_existing_products":["JetBlue Card","JetBlue Plus Card","JetBlue Premier Card","JetBlue Business Card"],"limitations":"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","browser_verification":"Codex in-app browser opened official Barclays catalog and product pages during this research pass."}


issuer: Barclays Bank Delaware
card_offer: Gap Encore Mastercard®
segment: CONSUMER
category: RETAIL_REWARDS
welcome_intro_offer: Enjoy 20% off your first purchase with your new card at Gap.
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: Use the new card for the first purchase; online discount code expires 14 days from account opening.
intro_apr: NA
regular_apr: 33.24% variable APR for purchases.
source_url: https://cards.barclaycardus.com/banking/cards/gap-encore-mastercard/
source_basis: Official Barclays product page and official terms/rates page
retrieved: 2026-05-29T22:59:11-06:00
created_at: 2026-05-30 04:59:11
updated_at: 2026-05-30 15:47:45
issuer_partner: Gap Inc.
spend_requirement_extra_reqs: First purchase
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  5X points at Gap Inc. brands, 3X points at eligible apparel brands, 1X points on other purchases, and free shipping benefits subject to terms.

notes:
[cell repeats an earlier one in this file: 338 characters]

raw_json:
  {"target_id":9,"target":{"id":9,"institution":"Barclays US","known_issuer_partner":"Barclays Bank Delaware","offer_research_url":"https://cards.barclaycardus.com/","alternate_issuer_url":"https://cards.barclaycardus.com/banking/cards/"},"retrieved":"2026-05-29T22:59:11-06:00","sources":[{"url":"https://cards.barclaycardus.com/banking/cards/","basis":"Official Barclays card catalog"},{"url":"https://cards.barclaycardus.com/banking/cards/gap-encore-mastercard/","basis":"Official Barclays product page"},{"url":"https://www.barclaycardus.com/applycontent/TnCs.jsp?tc47922","basis":"Official Barclays terms/rates page"}],"evidence":{"offer":"20% off first Gap purchase with new card","apr":"33.24% purchase APR","fee":"$0"},"skipped_existing_products":["JetBlue Card","JetBlue Plus Card","JetBlue Premier Card","JetBlue Business Card"],"limitations":"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","browser_verification":"Codex in-app browser opened official Barclays catalog and product pages during this research pass."}


issuer: Barclays Bank Delaware
card_offer: Carnival® World Mastercard®
segment: CONSUMER
category: CRUISE_REWARDS
bonus_miles: 20000
cash_bonus: NA
spend_requirement: 1000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $1,000 on purchases within the first 90 days.
regular_apr: 18.49% to 29.49% variable APR for purchases.
source_url: https://cards.barclaycardus.com/banking/cards/carnival-world-mastercard/
source_basis: Official Barclays product page and official terms/rates page
retrieved: 2026-05-29T22:59:11-06:00
created_at: 2026-05-30 04:59:11
updated_at: 2026-05-30 15:47:45
issuer_partner: Carnival
bonus_miles_type: Fun Points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 20,000 Fun Points after spending $1,000 on purchases within the first 90 days, enough to redeem for $200 onboard credit.

intro_apr:
  0% promotional APR for 6 billing cycles on qualifying Carnival cruise booking purchases and 0% introductory APR for 15 billing cycles on balance transfers made within 45 days.

rewards_key_perks:
  2X Fun Points on Carnival Cruise Line purchases; 1X Fun Points on other purchases; no foreign transaction fees.

notes:
[cell repeats an earlier one in this file: 338 characters]

raw_json:
  {"target_id":9,"target":{"id":9,"institution":"Barclays US","known_issuer_partner":"Barclays Bank Delaware","offer_research_url":"https://cards.barclaycardus.com/","alternate_issuer_url":"https://cards.barclaycardus.com/banking/cards/"},"retrieved":"2026-05-29T22:59:11-06:00","sources":[{"url":"https://cards.barclaycardus.com/banking/cards/","basis":"Official Barclays card catalog"},{"url":"https://cards.barclaycardus.com/banking/cards/carnival-world-mastercard/","basis":"Official Barclays product page"},{"url":"https://www.barclaycardus.com/applycontent/TnCs.jsp?tc46381","basis":"Official Barclays terms/rates page"}],"evidence":{"offer":"20,000 Fun Points after $1,000 spend in first 90 days","apr":"18.49% to 29.49% purchase APR; 0% cruise promo and BT intro","fee":"$0"},"skipped_existing_products":["JetBlue Card","JetBlue Plus Card","JetBlue Premier Card","JetBlue Business Card"],"limitations":"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","browser_verification":"Codex in-app browser opened official Barclays catalog and product pages during this research pass."}


issuer: Barclays Bank Delaware
card_offer: Banana Republic Encore Mastercard®
segment: CONSUMER
category: RETAIL_REWARDS
welcome_intro_offer: Enjoy 20% off your first purchase with your new card at Banana Republic.
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: Use the new card for the first purchase; online discount code expires 14 days from account opening.
intro_apr: NA
regular_apr: 33.24% variable APR for purchases.
source_url: https://cards.barclaycardus.com/banking/cards/banana-republic-encore-mastercard/
source_basis: Official Barclays product page and official terms/rates page
retrieved: 2026-05-29T22:59:11-06:00
created_at: 2026-05-30 04:59:11
updated_at: 2026-05-30 15:47:45
issuer_partner: Gap Inc.
spend_requirement_extra_reqs: First purchase
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  5X points at Gap Inc. brands, 3X points at eligible apparel brands, and 1X points on other purchases.

notes:
[cell repeats an earlier one in this file: 338 characters]

raw_json:
  {"target_id":9,"target":{"id":9,"institution":"Barclays US","known_issuer_partner":"Barclays Bank Delaware","offer_research_url":"https://cards.barclaycardus.com/","alternate_issuer_url":"https://cards.barclaycardus.com/banking/cards/"},"retrieved":"2026-05-29T22:59:11-06:00","sources":[{"url":"https://cards.barclaycardus.com/banking/cards/","basis":"Official Barclays card catalog"},{"url":"https://cards.barclaycardus.com/banking/cards/banana-republic-encore-mastercard/","basis":"Official Barclays product page"},{"url":"https://www.barclaycardus.com/applycontent/TnCs.jsp?tc47929","basis":"Official Barclays terms/rates page"}],"evidence":{"offer":"20% off first Banana Republic purchase with new card","apr":"33.24% purchase APR","fee":"$0"},"skipped_existing_products":["JetBlue Card","JetBlue Plus Card","JetBlue Premier Card","JetBlue Business Card"],"limitations":"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","browser_verification":"Codex in-app browser opened official Barclays catalog and product pages during this research pass."}


issuer: Barclays Bank Delaware
card_offer: Upromise® World Mastercard®
segment: CONSUMER
category: EDUCATION_SAVINGS_CASH_BACK
welcome_intro_offer: Earn $100 Bonus Cash Back Rewards after spending $500 on purchases in the first 90 days.
cash_bonus: 100
spend_requirement: 500
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $500 on purchases in the first 90 days.
regular_apr: 18.49% to 29.49% variable APR for purchases.
source_url: https://cards.barclaycardus.com/banking/cards/upromise-world-mastercard/
source_basis: Official Barclays product page and official terms/rates page
retrieved: 2026-05-29T22:59:11-06:00
created_at: 2026-05-30 04:59:11
updated_at: 2026-05-30 15:47:45
issuer_partner: Upromise
spend_timeframe_days_tier_2: NA
cash_bonus_type: Cash Back Rewards
intro_apr:
  0% introductory APR for 15 billing cycles on balance transfers made within 45 days of account opening.

rewards_key_perks:
  Earn 1.529% cash back rewards when linked to an eligible 529 college savings plan, plus additional gift-card marketplace cash back opportunities subject to terms.

notes:
[cell repeats an earlier one in this file: 338 characters]

raw_json:
  {"target_id":9,"target":{"id":9,"institution":"Barclays US","known_issuer_partner":"Barclays Bank Delaware","offer_research_url":"https://cards.barclaycardus.com/","alternate_issuer_url":"https://cards.barclaycardus.com/banking/cards/"},"retrieved":"2026-05-29T22:59:11-06:00","sources":[{"url":"https://cards.barclaycardus.com/banking/cards/","basis":"Official Barclays card catalog"},{"url":"https://cards.barclaycardus.com/banking/cards/upromise-world-mastercard/","basis":"Official Barclays product page"},{"url":"https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48190","basis":"Official Barclays terms/rates page"}],"evidence":{"offer":"$100 bonus cash back rewards after $500 spend in first 90 days","apr":"18.49% to 29.49% purchase APR; 0% BT intro 15 cycles","fee":"$0"},"skipped_existing_products":["JetBlue Card","JetBlue Plus Card","JetBlue Premier Card","JetBlue Business Card"],"limitations":"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","browser_verification":"Codex in-app browser opened official Barclays catalog and product pages during this research pass."}


issuer: Barclays Bank Delaware
card_offer: GM Rewards™ Mastercard®
segment: CONSUMER
category: AUTO_REWARDS
welcome_intro_offer: Earn 30,000 bonus points after spending $1,000 in the first 90 days of account opening.
bonus_miles: 30000
cash_bonus: NA
spend_requirement: 1000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $1,000 in the first 90 days of account opening.
regular_apr: 22.24% to 32.24% variable APR for purchases.
source_url: https://cards.barclaycardus.com/banking/cards/general-motors/
source_basis: Official Barclays product page and official terms/rates page
retrieved: 2026-05-29T22:59:11-06:00
created_at: 2026-05-30 04:59:11
updated_at: 2026-05-30 15:47:45
issuer_partner: General Motors
bonus_miles_type: bonus points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
intro_apr:
  0% introductory APR for 9 billing cycles on qualifying GM purchases over $499 made within 30 days of account opening, plus 0% promotional APR for 6 billing cycles on qualifying GM purchases over $499 made after 30 days.

rewards_key_perks:
  Up to 10X points on eligible GM purchases as a GM Rewards member and 3X points on other purchases including groceries, gas, restaurants, and travel.

notes:
[cell repeats an earlier one in this file: 338 characters]

raw_json:
  {"target_id":9,"target":{"id":9,"institution":"Barclays US","known_issuer_partner":"Barclays Bank Delaware","offer_research_url":"https://cards.barclaycardus.com/","alternate_issuer_url":"https://cards.barclaycardus.com/banking/cards/"},"retrieved":"2026-05-29T22:59:11-06:00","sources":[{"url":"https://cards.barclaycardus.com/banking/cards/","basis":"Official Barclays card catalog"},{"url":"https://cards.barclaycardus.com/banking/cards/general-motors/","basis":"Official Barclays product page"},{"url":"https://www.barclaycardus.com/applycontent/TnCs.jsp?tc47943","basis":"Official Barclays terms/rates page"}],"evidence":{"offer":"30,000 bonus points after $1,000 spend in first 90 days","apr":"22.24% to 32.24% purchase APR; GM purchase promotional APRs","fee":"$0"},"skipped_existing_products":["JetBlue Card","JetBlue Plus Card","JetBlue Premier Card","JetBlue Business Card"],"limitations":"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","browser_verification":"Codex in-app browser opened official Barclays catalog and product pages during this research pass."}


issuer: Barclays Bank Delaware
card_offer: AARP® Travel Rewards Mastercard® from Barclays
segment: CONSUMER
category: TRAVEL_CASH_BACK
cash_bonus: 100
spend_requirement: 500
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $500 on purchases in the first 90 days of account opening.
regular_apr: 20.24% to 29.99% variable APR for purchases.
source_url: https://cards.barclaycardus.com/banking/cards/aarp-travel-rewards-mastercard/
source_basis: Official Barclays product page and official terms/rates page
retrieved: 2026-05-29T22:59:11-06:00
created_at: 2026-05-30 04:59:11
updated_at: 2026-05-30 15:47:45
issuer_partner: AARP
spend_timeframe_days_tier_2: NA
cash_bonus_type: Cash Back
welcome_intro_offer:
  Earn a $100 Cash Back Bonus after spending $500 on purchases in the first 90 days of account opening.

intro_apr:
[cell repeats an earlier one in this file: 102 characters]

rewards_key_perks:
  Unlimited 3% cash back on travel, hotel, and rental car purchases; 2% at restaurants; 1% on other purchases; no foreign transaction fees.

notes:
[cell repeats an earlier one in this file: 338 characters]

raw_json:
  {"target_id":9,"target":{"id":9,"institution":"Barclays US","known_issuer_partner":"Barclays Bank Delaware","offer_research_url":"https://cards.barclaycardus.com/","alternate_issuer_url":"https://cards.barclaycardus.com/banking/cards/"},"retrieved":"2026-05-29T22:59:11-06:00","sources":[{"url":"https://cards.barclaycardus.com/banking/cards/","basis":"Official Barclays card catalog"},{"url":"https://cards.barclaycardus.com/banking/cards/aarp-travel-rewards-mastercard/","basis":"Official Barclays product page"},{"url":"https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48293","basis":"Official Barclays terms/rates page"}],"evidence":{"offer":"$100 cash back after $500 spend in first 90 days","apr":"20.24% to 29.99% purchase APR; 0% BT intro 15 cycles","fee":"$0"},"skipped_existing_products":["JetBlue Card","JetBlue Plus Card","JetBlue Premier Card","JetBlue Business Card"],"limitations":"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","browser_verification":"Codex in-app browser opened official Barclays catalog and product pages during this research pass."}


issuer: Barclays Bank Delaware
card_offer: Xbox Mastercard
segment: CONSUMER
category: GAMING_REWARDS
bonus_miles: 5000
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: 180
spend_requirement_timing: Make your first purchase within the first 180 days of account opening.
regular_apr: 19.24% to 29.99% variable APR for purchases.
source_url: https://cards.barclaycardus.com/banking/cards/xbox-mastercard/
source_basis: Official Barclays product page and official terms/rates page
retrieved: 2026-05-29T22:59:11-06:00
created_at: 2026-05-30 04:59:11
updated_at: 2026-05-30 15:47:45
issuer_partner: Xbox
spend_requirement_extra_reqs: First purchase
bonus_miles_type: card points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 5,000 bonus card points after making your first purchase within the first 180 days of account opening, and eligible new Game Pass members can earn 3 months of Game Pass Ultimate after first purchase.

intro_apr:
  0% introductory APR for 12 billing cycles on balance transfers posted within 45 days of account opening.

rewards_key_perks:
  5X card points on eligible Microsoft Store purchases, 3X on eligible streaming and dining delivery services, 1X on other purchases.

notes:
[cell repeats an earlier one in this file: 338 characters]

raw_json:
  {"target_id":9,"target":{"id":9,"institution":"Barclays US","known_issuer_partner":"Barclays Bank Delaware","offer_research_url":"https://cards.barclaycardus.com/","alternate_issuer_url":"https://cards.barclaycardus.com/banking/cards/"},"retrieved":"2026-05-29T22:59:11-06:00","sources":[{"url":"https://cards.barclaycardus.com/banking/cards/","basis":"Official Barclays card catalog"},{"url":"https://cards.barclaycardus.com/banking/cards/xbox-mastercard/","basis":"Official Barclays product page"},{"url":"https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48336","basis":"Official Barclays terms/rates page"}],"evidence":{"offer":"5,000 bonus card points after first purchase within first 180 days","apr":"19.24% to 29.99% purchase APR; 0% BT intro 12 cycles","fee":"$0"},"skipped_existing_products":["JetBlue Card","JetBlue Plus Card","JetBlue Premier Card","JetBlue Business Card"],"limitations":"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","browser_verification":"Codex in-app browser opened official Barclays catalog and product pages during this research pass."}


issuer: Barclays Bank Delaware
card_offer: RCI® Elite Rewards® World Mastercard®
segment: CONSUMER
category: VACATION_CLUB_REWARDS
welcome_intro_offer: Earn 5,000 Bonus Rewards after making your first purchase, worth $50 in RCI Member Rewards.
bonus_miles: 5000
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: Make your first purchase.
regular_apr: 19.24% to 29.49% variable APR for purchases.
source_url: https://cards.barclaycardus.com/banking/cards/rci-elite-rewards-mastercard/
source_basis: Official Barclays product page and official terms/rates page
retrieved: 2026-05-29T22:59:11-06:00
created_at: 2026-05-30 04:59:11
updated_at: 2026-05-30 15:47:45
issuer_partner: RCI
spend_requirement_extra_reqs: First purchase
bonus_miles_type: Bonus Rewards
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
intro_apr:
[cell repeats an earlier one in this file: 102 characters]

rewards_key_perks:
  5X Rewards on eligible RCI purchases, 2X Rewards on eligible travel and gas or EV charging purchases, and 1X Rewards on other purchases.

notes:
[cell repeats an earlier one in this file: 338 characters]

raw_json:
  {"target_id":9,"target":{"id":9,"institution":"Barclays US","known_issuer_partner":"Barclays Bank Delaware","offer_research_url":"https://cards.barclaycardus.com/","alternate_issuer_url":"https://cards.barclaycardus.com/banking/cards/"},"retrieved":"2026-05-29T22:59:11-06:00","sources":[{"url":"https://cards.barclaycardus.com/banking/cards/","basis":"Official Barclays card catalog"},{"url":"https://cards.barclaycardus.com/banking/cards/rci-elite-rewards-mastercard/","basis":"Official Barclays product page"},{"url":"https://www.barclaycardus.com/applycontent/TnCs.jsp?tc47014","basis":"Official Barclays terms/rates page"}],"evidence":{"offer":"5,000 Bonus Rewards after first purchase","apr":"19.24% to 29.49% purchase APR; 0% BT intro 15 cycles","fee":"$0"},"skipped_existing_products":["JetBlue Card","JetBlue Plus Card","JetBlue Premier Card","JetBlue Business Card"],"limitations":"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","browser_verification":"Codex in-app browser opened official Barclays catalog and product pages during this research pass."}


issuer: Barclays Bank Delaware
card_offer: Wyndham Rewards Earner® Business Card
segment: BUSINESS
category: HOTEL_REWARDS
bonus_miles: 45000
cash_bonus: NA
spend_requirement: 3000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $3,000 on purchases and pay the annual fee in full within the first 90 days.
intro_apr: 0% promotional APR for 6 billing cycles on Wyndham Timeshare Purchases.
regular_apr: 19.49% to 29.49% variable APR for purchases.
source_url: https://cards.barclaycardus.com/banking/cards/wyndham-rewards-earner-business-card/
source_basis: Official Barclays product page and official terms/rates page
retrieved: 2026-05-29T22:59:11-06:00
created_at: 2026-05-30 04:59:11
updated_at: 2026-05-30 15:47:45
issuer_partner: Wyndham Rewards
spend_requirement_extra_reqs: annual fee paid in full
bonus_miles_type: Wyndham Rewards points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 45,000 bonus points, enough for up to 6 free nights, after spending $3,000 on purchases and paying the annual fee in full, both within the first 90 days.

rewards_key_perks:
  8 points per $1 on eligible Hotels by Wyndham and qualifying gas purchases, 5 points per $1 on qualifying marketing/advertising and utilities, 1 point per $1 on other purchases, plus annual bonus points subject to terms.

notes:
[cell repeats an earlier one in this file: 338 characters]

raw_json:
  {"target_id":9,"target":{"id":9,"institution":"Barclays US","known_issuer_partner":"Barclays Bank Delaware","offer_research_url":"https://cards.barclaycardus.com/","alternate_issuer_url":"https://cards.barclaycardus.com/banking/cards/"},"retrieved":"2026-05-29T22:59:11-06:00","sources":[{"url":"https://cards.barclaycardus.com/banking/cards/","basis":"Official Barclays card catalog"},{"url":"https://cards.barclaycardus.com/banking/cards/wyndham-rewards-earner-business-card/","basis":"Official Barclays product page"},{"url":"https://www.barclaycardus.com/applycontent/TnCs.jsp?tc47645","basis":"Official Barclays terms/rates page"}],"evidence":{"offer":"45,000 points after $3,000 spend and annual fee paid in first 90 days","apr":"19.49% to 29.49% purchase APR; Wyndham timeshare 0% promo","fee":"$95"},"skipped_existing_products":["JetBlue Card","JetBlue Plus Card","JetBlue Premier Card","JetBlue Business Card"],"limitations":"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","browser_verification":"Codex in-app browser opened official Barclays catalog and product pages during this research pass."}


issuer: Barclays Bank Delaware
card_offer: Old Navy Encore Mastercard®
segment: CONSUMER
category: RETAIL_REWARDS
welcome_intro_offer: Enjoy 30% off your first purchase with your new card at Old Navy.
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: Use the new card for the first purchase; online discount code expires 14 days from account opening.
intro_apr: NA
regular_apr: 33.24% variable APR for purchases.
source_url: https://cards.barclaycardus.com/banking/cards/old-navy-encore-mastercard/
source_basis: Official Barclays product page and official terms/rates page
retrieved: 2026-05-29T22:59:11-06:00
created_at: 2026-05-30 04:59:11
updated_at: 2026-05-30 15:47:45
issuer_partner: Gap Inc.
spend_requirement_extra_reqs: First purchase
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  5X points at Gap Inc. brands, 3X points at eligible apparel brands, and 1X points on other purchases.

notes:
[cell repeats an earlier one in this file: 338 characters]

raw_json:
  {"target_id":9,"target":{"id":9,"institution":"Barclays US","known_issuer_partner":"Barclays Bank Delaware","offer_research_url":"https://cards.barclaycardus.com/","alternate_issuer_url":"https://cards.barclaycardus.com/banking/cards/"},"retrieved":"2026-05-29T22:59:11-06:00","sources":[{"url":"https://cards.barclaycardus.com/banking/cards/","basis":"Official Barclays card catalog"},{"url":"https://cards.barclaycardus.com/banking/cards/old-navy-encore-mastercard/","basis":"Official Barclays product page"},{"url":"https://www.barclaycardus.com/applycontent/TnCs.jsp?tc47946","basis":"Official Barclays terms/rates page"}],"evidence":{"offer":"30% off first Old Navy purchase with new card","apr":"33.24% purchase APR","fee":"$0"},"skipped_existing_products":["JetBlue Card","JetBlue Plus Card","JetBlue Premier Card","JetBlue Business Card"],"limitations":"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","browser_verification":"Codex in-app browser opened official Barclays catalog and product pages during this research pass."}


issuer: Barclays Bank Delaware
card_offer: Barnes & Noble Mastercard®
segment: CONSUMER
category: RETAIL_REWARDS
welcome_intro_offer: Earn a $25 Barnes & Noble Gift Card after your first purchase or balance transfer.
cash_bonus: 25
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: Make a first purchase or balance transfer.
regular_apr: 17.49% to 29.49% variable APR for purchases.
source_url: https://cards.barclaycardus.com/banking/cards/barnes-noble-mastercard/
source_basis: Official Barclays product page and official terms/rates page
retrieved: 2026-05-29T22:59:11-06:00
created_at: 2026-05-30 04:59:11
updated_at: 2026-05-30 15:47:45
issuer_partner: Barnes & Noble
spend_requirement_extra_reqs: First purchase or balance transfer
spend_timeframe_days_tier_2: NA
cash_bonus_type: Barnes & Noble Gift Card
intro_apr:
[cell repeats an earlier one in this file: 102 characters]

rewards_key_perks:
  5% back at Barnes & Noble, 2X points on select everyday categories, and 1X points on other purchases.

notes:
[cell repeats an earlier one in this file: 338 characters]

raw_json:
  {"target_id":9,"target":{"id":9,"institution":"Barclays US","known_issuer_partner":"Barclays Bank Delaware","offer_research_url":"https://cards.barclaycardus.com/","alternate_issuer_url":"https://cards.barclaycardus.com/banking/cards/"},"retrieved":"2026-05-29T22:59:11-06:00","sources":[{"url":"https://cards.barclaycardus.com/banking/cards/","basis":"Official Barclays card catalog"},{"url":"https://cards.barclaycardus.com/banking/cards/barnes-noble-mastercard/","basis":"Official Barclays product page"},{"url":"https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48297","basis":"Official Barclays terms/rates page"}],"evidence":{"offer":"$25 Barnes & Noble gift card after first purchase or balance transfer","apr":"17.49% to 29.49% purchase APR; 0% BT intro 15 cycles","fee":"$0"},"skipped_existing_products":["JetBlue Card","JetBlue Plus Card","JetBlue Premier Card","JetBlue Business Card"],"limitations":"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","browser_verification":"Codex in-app browser opened official Barclays catalog and product pages during this research pass."}


issuer: Barclays Bank Delaware
card_offer: FRONTIER Airlines World Mastercard®
segment: CONSUMER
category: AIRLINE_REWARDS
bonus_miles: 50000
cash_bonus: NA
spend_requirement: 1000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $1,000 on purchases within the first 90 days of account opening.
additional_requirements_annual_fee: $0 intro annual fee for the first year
regular_apr: 19.49% to 29.49% variable APR for purchases.
source_url: https://cards.barclaycardus.com/banking/cards/frontier-airlines-world-mastercard/
source_basis: Official Barclays product page and official terms/rates page
retrieved: 2026-05-29T22:59:11-06:00
created_at: 2026-05-30 04:59:11
updated_at: 2026-05-30 15:47:45
issuer_partner: Frontier Miles
bonus_miles_type: Travel Miles
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 50,000 Travel Miles after spending $1,000 on purchases within the first 90 days of account opening; Elite Gold status is tied to first-purchase and spend terms.

intro_apr:
[cell repeats an earlier one in this file: 102 characters]

rewards_key_perks:
  Earn up to 15X miles on eligible Frontier purchases, 3X miles on restaurant purchases, and 1X miles on other purchases; no foreign transaction fees.

notes:
[cell repeats an earlier one in this file: 338 characters]

raw_json:
  {"target_id":9,"target":{"id":9,"institution":"Barclays US","known_issuer_partner":"Barclays Bank Delaware","offer_research_url":"https://cards.barclaycardus.com/","alternate_issuer_url":"https://cards.barclaycardus.com/banking/cards/"},"retrieved":"2026-05-29T22:59:11-06:00","sources":[{"url":"https://cards.barclaycardus.com/banking/cards/","basis":"Official Barclays card catalog"},{"url":"https://cards.barclaycardus.com/banking/cards/frontier-airlines-world-mastercard/","basis":"Official Barclays product page"},{"url":"https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48042","basis":"Official Barclays terms/rates page"}],"evidence":{"offer":"50,000 Travel Miles after $1,000 spend in first 90 days","apr":"19.49% to 29.49% purchase APR; 0% BT intro 15 cycles","fee":"$0 intro annual fee first year, then $99"},"skipped_existing_products":["JetBlue Card","JetBlue Plus Card","JetBlue Premier Card","JetBlue Business Card"],"limitations":"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","browser_verification":"Codex in-app browser opened official Barclays catalog and product pages during this research pass."}


issuer: Barclays Bank Delaware
card_offer: Wyndham Rewards Earner® Card
segment: CONSUMER
category: HOTEL_REWARDS
bonus_miles: 30000
cash_bonus: NA
spend_requirement: 1000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $1,000 on purchases in the first 90 days.
regular_apr: 19.24% to 29.49% variable APR for purchases.
source_url: https://cards.barclaycardus.com/banking/cards/wyndham-rewards-earner-card/
source_basis: Official Barclays product page and official terms/rates page
retrieved: 2026-05-29T22:59:11-06:00
created_at: 2026-05-30 04:59:11
updated_at: 2026-05-30 15:47:45
issuer_partner: Wyndham Rewards
bonus_miles_type: Wyndham Rewards points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 30,000 bonus points, enough for up to 4 free nights, after spending $1,000 on purchases in the first 90 days.

intro_apr:
  0% introductory APR for 15 billing cycles on balance transfers made within 45 days and 0% promotional APR for 6 billing cycles on Wyndham Timeshare Purchases.

rewards_key_perks:
  5 points per $1 on eligible Hotels by Wyndham and qualifying gas purchases, 2 points per $1 on dining and grocery store purchases, and 1 point per $1 on other purchases.

notes:
[cell repeats an earlier one in this file: 338 characters]

raw_json:
  {"target_id":9,"target":{"id":9,"institution":"Barclays US","known_issuer_partner":"Barclays Bank Delaware","offer_research_url":"https://cards.barclaycardus.com/","alternate_issuer_url":"https://cards.barclaycardus.com/banking/cards/"},"retrieved":"2026-05-29T22:59:11-06:00","sources":[{"url":"https://cards.barclaycardus.com/banking/cards/","basis":"Official Barclays card catalog"},{"url":"https://cards.barclaycardus.com/banking/cards/wyndham-rewards-earner-card/","basis":"Official Barclays product page"},{"url":"https://www.barclaycardus.com/applycontent/TnCs.jsp?tc47639","basis":"Official Barclays terms/rates page"}],"evidence":{"offer":"30,000 points after $1,000 spend in first 90 days","apr":"19.24% to 29.49% purchase APR; 0% BT and Wyndham timeshare promos","fee":"$0"},"skipped_existing_products":["JetBlue Card","JetBlue Plus Card","JetBlue Premier Card","JetBlue Business Card"],"limitations":"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","browser_verification":"Codex in-app browser opened official Barclays catalog and product pages during this research pass."}


issuer: Barclays Bank Delaware
card_offer: Wyndham Rewards Earner® Plus Card
segment: CONSUMER
category: HOTEL_REWARDS
bonus_miles: 45000
cash_bonus: NA
spend_requirement: 1000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $1,000 on purchases in the first 90 days.
regular_apr: 19.24% to 29.49% variable APR for purchases.
source_url: https://cards.barclaycardus.com/banking/cards/wyndham-rewards-earner-plus-card/
source_basis: Official Barclays product page and official terms/rates page
retrieved: 2026-05-29T22:59:11-06:00
created_at: 2026-05-30 04:59:11
updated_at: 2026-05-30 15:47:45
issuer_partner: Wyndham Rewards
bonus_miles_type: Wyndham Rewards points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 45,000 bonus points, enough for up to 6 free nights, after spending $1,000 on purchases in the first 90 days.

intro_apr:
  0% introductory APR for 15 billing cycles on balance transfers made within 45 days and 0% promotional APR for 6 billing cycles on Wyndham Timeshare Purchases.

rewards_key_perks:
  6 points per $1 on eligible Hotels by Wyndham and qualifying gas purchases, 4 points per $1 on dining and grocery store purchases, and 1 point per $1 on other purchases.

notes:
[cell repeats an earlier one in this file: 338 characters]

raw_json:
  {"target_id":9,"target":{"id":9,"institution":"Barclays US","known_issuer_partner":"Barclays Bank Delaware","offer_research_url":"https://cards.barclaycardus.com/","alternate_issuer_url":"https://cards.barclaycardus.com/banking/cards/"},"retrieved":"2026-05-29T22:59:11-06:00","sources":[{"url":"https://cards.barclaycardus.com/banking/cards/","basis":"Official Barclays card catalog"},{"url":"https://cards.barclaycardus.com/banking/cards/wyndham-rewards-earner-plus-card/","basis":"Official Barclays product page"},{"url":"https://www.barclaycardus.com/applycontent/TnCs.jsp?tc47637","basis":"Official Barclays terms/rates page"}],"evidence":{"offer":"45,000 points after $1,000 spend in first 90 days","apr":"19.24% to 29.49% purchase APR; 0% BT and Wyndham timeshare promos","fee":"$75"},"skipped_existing_products":["JetBlue Card","JetBlue Plus Card","JetBlue Premier Card","JetBlue Business Card"],"limitations":"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","browser_verification":"Codex in-app browser opened official Barclays catalog and product pages during this research pass."}


issuer: Barclays Bank Delaware
card_offer: Emirates Skywards Premium World Elite Mastercard®
segment: CONSUMER
category: PREMIUM_AIRLINE_REWARDS
bonus_miles: 50000
cash_bonus: NA
spend_requirement: 3000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $3,000 on purchases in the first 90 days.
regular_apr: 19.49% to 29.49% variable APR for purchases.
source_url: https://cards.barclaycardus.com/banking/cards/emirates-skywards-premium-world-elite-mastercard/
source_basis: Official Barclays product page and official terms/rates page
retrieved: 2026-05-29T22:59:11-06:00
created_at: 2026-05-30 04:59:11
updated_at: 2026-05-30 15:47:45
issuer_partner: Emirates Skywards
bonus_miles_type: Skywards Miles
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 50,000 bonus Skywards Miles after spending $3,000 on purchases in the first 90 days; enjoy Emirates Skywards Gold tier membership during the first year.

intro_apr:
  0% introductory APR for 12 billing cycles on balance transfers made within 45 days of account opening.

rewards_key_perks:
  3 Skywards Miles per $1 on eligible Emirates purchases, 2 miles per $1 on eligible travel purchases, 1 mile per $1 on other purchases, plus anniversary bonus miles after qualifying annual spend.

notes:
[cell repeats an earlier one in this file: 338 characters]

raw_json:
  {"target_id":9,"target":{"id":9,"institution":"Barclays US","known_issuer_partner":"Barclays Bank Delaware","offer_research_url":"https://cards.barclaycardus.com/","alternate_issuer_url":"https://cards.barclaycardus.com/banking/cards/"},"retrieved":"2026-05-29T22:59:11-06:00","sources":[{"url":"https://cards.barclaycardus.com/banking/cards/","basis":"Official Barclays card catalog"},{"url":"https://cards.barclaycardus.com/banking/cards/emirates-skywards-premium-world-elite-mastercard/","basis":"Official Barclays product page"},{"url":"https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48261","basis":"Official Barclays terms/rates page"}],"evidence":{"offer":"50,000 bonus Skywards Miles after $3,000 spend in first 90 days","apr":"19.49% to 29.49% purchase APR; 0% BT intro 12 cycles","fee":"$499"},"skipped_existing_products":["JetBlue Card","JetBlue Plus Card","JetBlue Premier Card","JetBlue Business Card"],"limitations":"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","browser_verification":"Codex in-app browser opened official Barclays catalog and product pages during this research pass."}


issuer: Barclays Bank Delaware
card_offer: Breeze Easy® Visa® Credit Card
segment: CONSUMER
category: AIRLINE_REWARDS
bonus_miles: 50000
cash_bonus: NA
spend_requirement: 5000
spend_timeframe_days_tier_1: 90
regular_apr: 19.49% to 29.49% variable APR for purchases.
source_url: https://cards.barclaycardus.com/banking/cards/breeze-airways/
source_basis: Official Barclays product page and official terms/rates page
retrieved: 2026-05-29T22:59:11-06:00
created_at: 2026-05-30 04:59:11
updated_at: 2026-05-30 15:47:45
issuer_partner: Breeze Airways
spend_requirement_extra_reqs: $1,000 initial tier
bonus_miles_type: BreezePoints
spend_timeframe_days_tier_2: 180
cash_bonus_type: NA
welcome_intro_offer:
  Limited time offer: earn up to 50,000 bonus BreezePoints; earn 30,000 bonus BreezePoints plus Breezy 1 benefits after spending $1,000 in purchases within the first 90 days, plus 20,000 bonus BreezePoints after spending a total of $5,000 within the first 180 days.

spend_requirement_timing:
  Spend $1,000 in purchases within the first 90 days for 30,000 points plus Breezy 1 benefits; spend $5,000 total within the first 180 days for another 20,000 points.

intro_apr:
  0% introductory APR for 12 billing cycles on balance transfers made within 45 days of account opening.

rewards_key_perks:
  Earn up to 10X BreezePoints on Nicer/Nicest bundles, up to 4X on Nice bundles, 2X on eligible Breeze purchases, and 1X on other purchases; anniversary bonus points subject to terms.

notes:
[cell repeats an earlier one in this file: 338 characters]

raw_json:
  {"target_id":9,"target":{"id":9,"institution":"Barclays US","known_issuer_partner":"Barclays Bank Delaware","offer_research_url":"https://cards.barclaycardus.com/","alternate_issuer_url":"https://cards.barclaycardus.com/banking/cards/"},"retrieved":"2026-05-29T22:59:11-06:00","sources":[{"url":"https://cards.barclaycardus.com/banking/cards/","basis":"Official Barclays card catalog"},{"url":"https://cards.barclaycardus.com/banking/cards/breeze-airways/","basis":"Official Barclays product page"},{"url":"https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48254","basis":"Official Barclays terms/rates page"}],"evidence":{"offer":"Up to 50,000 BreezePoints with tiered $1,000/$5,000 spend requirements","apr":"19.49% to 29.49% purchase APR; 0% BT intro 12 cycles","fee":"$89"},"skipped_existing_products":["JetBlue Card","JetBlue Plus Card","JetBlue Premier Card","JetBlue Business Card"],"limitations":"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","browser_verification":"Codex in-app browser opened official Barclays catalog and product pages during this research pass."}


issuer: Barclays Bank Delaware
card_offer: Athleta Encore Mastercard®
segment: CONSUMER
category: RETAIL_REWARDS
welcome_intro_offer: Enjoy 20% off your first purchase with your new card at Athleta.
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: Use the new card for the first purchase; online discount code expires 14 days from account opening.
intro_apr: NA
regular_apr: 33.24% variable APR for purchases.
source_url: https://cards.barclaycardus.com/banking/cards/athleta-encore-mastercard/
source_basis: Official Barclays product page and official terms/rates page
retrieved: 2026-05-29T22:59:11-06:00
created_at: 2026-05-30 04:59:11
updated_at: 2026-05-30 15:47:45
issuer_partner: Gap Inc.
spend_requirement_extra_reqs: First purchase
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  5X points at Gap Inc. brands, 3X points at eligible apparel brands, and 1X points on other purchases.

notes:
[cell repeats an earlier one in this file: 338 characters]

raw_json:
  {"target_id":9,"target":{"id":9,"institution":"Barclays US","known_issuer_partner":"Barclays Bank Delaware","offer_research_url":"https://cards.barclaycardus.com/","alternate_issuer_url":"https://cards.barclaycardus.com/banking/cards/"},"retrieved":"2026-05-29T22:59:11-06:00","sources":[{"url":"https://cards.barclaycardus.com/banking/cards/","basis":"Official Barclays card catalog"},{"url":"https://cards.barclaycardus.com/banking/cards/athleta-encore-mastercard/","basis":"Official Barclays product page"},{"url":"https://www.barclaycardus.com/applycontent/TnCs.jsp?tc47939","basis":"Official Barclays terms/rates page"}],"evidence":{"offer":"20% off first Athleta purchase with new card","apr":"33.24% purchase APR","fee":"$0"},"skipped_existing_products":["JetBlue Card","JetBlue Plus Card","JetBlue Premier Card","JetBlue Business Card"],"limitations":"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","browser_verification":"Codex in-app browser opened official Barclays catalog and product pages during this research pass."}


issuer: Barclays Bank Delaware
card_offer: Capital Vacations® World Mastercard®
segment: CONSUMER
category: VACATION_CLUB_REWARDS
welcome_intro_offer: Earn 5,000 Bonus Rewards after making your first purchase.
bonus_miles: 5000
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: Make your first purchase.
regular_apr: 19.24% to 29.49% variable APR for purchases.
source_url: https://cards.barclaycardus.com/banking/cards/capital-vacations/
source_basis: Official Barclays product page and official terms/rates page
retrieved: 2026-05-29T22:59:11-06:00
created_at: 2026-05-30 04:59:11
updated_at: 2026-05-30 15:47:45
issuer_partner: Capital Vacations
spend_requirement_extra_reqs: First purchase
bonus_miles_type: Bonus Rewards
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
intro_apr:
  0% introductory APR for 15 billing cycles on balance transfers made within 45 days and 0% promotional APR for 6 billing cycles on qualifying Capital Vacations Club down payment purchases.

rewards_key_perks:
  5X Rewards on eligible Capital Vacations purchases, 2X Rewards on eligible RCI/travel/gas/EV charging purchases, and 1X Rewards on other purchases.

notes:
[cell repeats an earlier one in this file: 338 characters]

raw_json:
  {"target_id":9,"target":{"id":9,"institution":"Barclays US","known_issuer_partner":"Barclays Bank Delaware","offer_research_url":"https://cards.barclaycardus.com/","alternate_issuer_url":"https://cards.barclaycardus.com/banking/cards/"},"retrieved":"2026-05-29T22:59:11-06:00","sources":[{"url":"https://cards.barclaycardus.com/banking/cards/","basis":"Official Barclays card catalog"},{"url":"https://cards.barclaycardus.com/banking/cards/capital-vacations/","basis":"Official Barclays product page"},{"url":"https://www.barclaycardus.com/applycontent/TnCs.jsp?tc47534","basis":"Official Barclays terms/rates page"}],"evidence":{"offer":"5,000 Bonus Rewards after first purchase","apr":"19.24% to 29.49% purchase APR; 0% BT and Capital Vacations down payment promos","fee":"$0"},"skipped_existing_products":["JetBlue Card","JetBlue Plus Card","JetBlue Premier Card","JetBlue Business Card"],"limitations":"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","browser_verification":"Codex in-app browser opened official Barclays catalog and product pages during this research pass."}


issuer: Barclays Bank Delaware
card_offer: GM Business™ Mastercard®
segment: BUSINESS
category: AUTO_REWARDS
welcome_intro_offer: Earn 100,000 bonus points after spending $5,000 in the first 5 months of account opening.
bonus_miles: 100000
cash_bonus: NA
spend_requirement: 5000
spend_timeframe_days_tier_1: 150
spend_requirement_timing: Spend $5,000 in the first 5 months of account opening.
regular_apr: 22.24% to 32.24% variable APR for purchases.
source_url: https://cards.barclaycardus.com/banking/cards/general-motors-business/
source_basis: Official Barclays product page and official terms/rates page
retrieved: 2026-05-29T22:59:11-06:00
created_at: 2026-05-30 04:59:11
updated_at: 2026-05-30 15:47:45
issuer_partner: General Motors
bonus_miles_type: bonus points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
intro_apr:
  0% introductory APR for 9 billing cycles on qualifying GM purchases over $499 made within 30 days of account opening, plus 0% promotional APR for 6 billing cycles on qualifying GM purchases over $499 made after 30 days.

rewards_key_perks:
  7X Business Card Points on eligible GM purchases and 3X Business Card Points on everything else; employee cards and GM redemption options subject to terms.

notes:
[cell repeats an earlier one in this file: 338 characters]

raw_json:
  {"target_id":9,"target":{"id":9,"institution":"Barclays US","known_issuer_partner":"Barclays Bank Delaware","offer_research_url":"https://cards.barclaycardus.com/","alternate_issuer_url":"https://cards.barclaycardus.com/banking/cards/"},"retrieved":"2026-05-29T22:59:11-06:00","sources":[{"url":"https://cards.barclaycardus.com/banking/cards/","basis":"Official Barclays card catalog"},{"url":"https://cards.barclaycardus.com/banking/cards/general-motors-business/","basis":"Official Barclays product page"},{"url":"https://www.barclaycardus.com/applycontent/TnCs.jsp?tc47372","basis":"Official Barclays terms/rates page"}],"evidence":{"offer":"100,000 bonus points after $5,000 spend in first 5 months","apr":"22.24% to 32.24% purchase APR; GM purchase promotional APRs","fee":"$0"},"skipped_existing_products":["JetBlue Card","JetBlue Plus Card","JetBlue Premier Card","JetBlue Business Card"],"limitations":"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","browser_verification":"Codex in-app browser opened official Barclays catalog and product pages during this research pass."}


issuer: Comenity Capital Bank
card_offer: Bread Cashback® American Express® Credit Card
segment: CONSUMER
category: CASH_BACK
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
intro_apr: NA
source_url: https://www.breadfinancial.com/en/bread-financial-cashback-card.html
source_basis: Official Bread product page and official Comenity legal/rate document
retrieved: 2026-05-29T23:03:08-06:00
created_at: 2026-05-30 05:03:08
updated_at: 2026-05-30 15:47:45
issuer_partner: Bread Financial
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn unlimited 2% cash back on purchases; no annual fee or foreign transaction fees. Public page showed no separate welcome bonus outside pre-approved offers that may vary.

regular_apr:
  18.99% to 33.49% variable APR for purchases and balance transfers; 33.49% variable APR for cash advances.

rewards_key_perks:
  Unlimited 2% cash back on purchases with no rewards caps, opt-ins, or categories; rewards can be redeemed as statement credit or direct deposit; American Express network benefits apply subject to terms.

notes:
  Captured from current public Bread Financial and Comenity legal/rewards pages without login, preapproval lookup, or application submission. Official Bread issuer page exposed two Bread-branded American Express cards; broader Comenity partner cards are expected to be researched from their partner/brand targets where offer pages live.

raw_json:
  {"target_id":11,"target":{"id":11,"institution":"Bread Financial / Comenity","known_issuer_partner":"Comenity Bank / Comenity Capital Bank","offer_research_url":"https://www.breadfinancial.com/en/credit-cards.html","alternate_issuer_url":"https://www.comenity.net/"},"retrieved":"2026-05-29T23:03:08-06:00","sources":[{"url":"https://www.breadfinancial.com/en/credit-cards.html","basis":"Official Bread Financial credit card listing"},{"url":"https://www.breadfinancial.com/en/bread-financial-cashback-card.html","basis":"Official Bread Financial product page"},{"url":"https://d.comenity.net/legaldocs/breadcashback/legal-documents/cca","basis":"Official Comenity legal/rate document"},{"url":"https://d.comenity.net/breadcashback/common/Legal/RewardsTermsAndConditionsDisclosure.xhtml","basis":"Official Comenity rewards terms"}],"evidence":{"issuer_evidence":"Comenity legal document states the Bread Cashback card is issued by Comenity Capital Bank.","offer_evidence":"Product page: unlimited 2% cash back, no annual fee, no foreign transaction fees; pre-approved offers may vary.","legal_evidence":"Rate and Fee Summary: purchase APR 18.99% to 33.49%; balance transfer APR 18.99% to 33.49%; cash advance APR 33.49%; Annual Fee None; Foreign Transaction None."},"limitations":"Captured from current public Bread Financial and Comenity legal/rewards pages without login, preapproval lookup, or application submission. Official Bread issuer page exposed two Bread-branded American Express cards; broader Comenity partner cards are expected to be researched from their partner/brand targets where offer pages live.","browser_verification":"Codex in-app browser opened the official Bread listing, product pages, Comenity legal documents, and rewards terms during this research pass."}


issuer: Comenity Bank
card_offer: Bread Rewards™ American Express® Credit Card
segment: CONSUMER
category: POINTS_REWARDS
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
intro_apr: NA
source_url: https://www.breadfinancial.com/en/bread-rewards-credit-card.html
source_basis: Official Bread product page and official Comenity legal/rate document
retrieved: 2026-05-29T23:03:08-06:00
created_at: 2026-05-30 05:03:08
updated_at: 2026-05-30 15:47:45
issuer_partner: Bread Financial
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 3X points per $1 at gas stations, grocery stores, dining and utilities, 1X on other purchases, plus 25% extra points in each billing cycle with 20 or more separate purchases; no annual fee or foreign transaction fees. Public page showed no separate welcome bonus outside pre-approved offers that may vary.

regular_apr:
  18.99% to 33.49% variable APR for purchases and balance transfers; 33.49% variable APR for cash advances.

rewards_key_perks:
  3X points per $1 at gas stations, grocery stores, dining, and utilities; 1X points per $1 on other purchases; 25% extra points every billing cycle with 20 or more separate purchases; points redeem for statement credits, travel, gift cards, merchandise, and more.

notes:
  Captured from current public Bread Financial and Comenity legal/rewards pages without login, preapproval lookup, or application submission. Official Bread issuer page exposed two Bread-branded American Express cards; broader Comenity partner cards are expected to be researched from their partner/brand targets where offer pages live.

raw_json:
  {"target_id":11,"target":{"id":11,"institution":"Bread Financial / Comenity","known_issuer_partner":"Comenity Bank / Comenity Capital Bank","offer_research_url":"https://www.breadfinancial.com/en/credit-cards.html","alternate_issuer_url":"https://www.comenity.net/"},"retrieved":"2026-05-29T23:03:08-06:00","sources":[{"url":"https://www.breadfinancial.com/en/credit-cards.html","basis":"Official Bread Financial credit card listing"},{"url":"https://www.breadfinancial.com/en/bread-rewards-credit-card.html","basis":"Official Bread Financial product page"},{"url":"https://d.comenity.net/legaldocs/breadrewards/legal-documents/cca","basis":"Official Comenity legal/rate document"},{"url":"https://d.comenity.net/breadrewards/common/Legal/RewardsTermsAndConditionsDisclosure.xhtml","basis":"Official Comenity rewards terms"}],"evidence":{"issuer_evidence":"Comenity legal document states the Bread Rewards card is issued by Comenity Bank.","offer_evidence":"Product page: 3X categories, 1X other purchases, 25% extra points after 20+ separate purchases in a billing cycle, no annual fee, no foreign transaction fees; pre-approved offers may vary.","legal_evidence":"Rate and Fee Summary: purchase APR 18.99% to 33.49%; balance transfer APR 18.99% to 33.49%; cash advance APR 33.49%; Annual Fee None; Foreign Transaction None."},"limitations":"Captured from current public Bread Financial and Comenity legal/rewards pages without login, preapproval lookup, or application submission. Official Bread issuer page exposed two Bread-branded American Express cards; broader Comenity partner cards are expected to be researched from their partner/brand targets where offer pages live.","browser_verification":"Codex in-app browser opened the official Bread listing, product pages, Comenity legal documents, and rewards terms during this research pass."}


issuer: Capital One, N.A.
card_offer: Platinum from Capital One
segment: CONSUMER
category: CREDIT_BUILDING
welcome_intro_offer: No public welcome bonus or intro APR offer found; credit-building card promoted with $0 annual fee.
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
intro_apr: Not found on public source
regular_apr: Not found on public product/listing page
rewards_key_perks: Build credit with responsible use; no rewards advertised on public listing/product page.
source_url: https://www.capitalone.com/credit-cards/platinum/
source_basis: Official product page and listing page
retrieved: 2026-05-29T23:09:57-06:00
created_at: 2026-05-30 05:19:34
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
notes:
  Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow.

raw_json:
  {"evidence_snippets": ["Hub listing: Platinum has $0 annual fee and build-credit positioning.", "Product page: Platinum from Capital One; find out if pre-approved; view important rates and disclosures."], "limitations": ["Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow."], "research_pass": "Capital One issuer batch; official public sources only; no login/application flow entered.", "retrieved": "2026-05-29T23:09:57-06:00", "skipped_duplicate_or_partner_scope": ["BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78.", "Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage."], "sources": [{"basis": "Official Capital One consumer credit card listing page", "evidence": "Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes.", "url": "https://www.capitalone.com/credit-cards/"}, {"basis": "Official Capital One business credit card listing page", "evidence": "Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes.", "url": "https://www.capitalone.com/small-business/credit-cards/"}, {"basis": "Official product page", "evidence": "Product page describes Platinum from Capital One as a no-annual-fee credit-building card.", "url": "https://www.capitalone.com/credit-cards/platinum/"}], "target": {"alternate_issuer_url": "https://www.capitalone.com/credit-cards/preapprove/", "id": 4, "institution": "Capital One", "known_issuer_partner": "Capital One, N.A.", "offer_research_url": "https://www.capitalone.com/credit-cards/"}}


issuer: Capital One, N.A.
card_offer: Venture X Rewards Credit Card
segment: CONSUMER
category: TRAVEL_REWARDS
bonus_miles: 75000
cash_bonus: NA
spend_requirement: 4000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $4,000 in purchases within the first 3 months from account opening
intro_apr: NA
regular_apr: 19.49% - 28.49% variable APR
source_url: https://www.capitalone.com/credit-cards/venture-x/
source_basis: Official product page and listing footnote
retrieved: 2026-05-29T23:09:57-06:00
created_at: 2026-05-30 05:19:34
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 75,000 bonus miles after spending $4,000 on purchases within the first 3 months from account opening.

rewards_key_perks:
  2X miles on every purchase; access to 1,300+ lounges; 10,000 anniversary miles; $300 annual Capital One Travel credit; eligible cardholders earn 5X miles on Capital One Entertainment purchases.

notes:
  Welcome-bonus terms sourced from official listing footnote; product page provides annual fee and purchase APR.

raw_json:
  {"evidence_snippets": ["Hub footnote: eligible Venture X primary account holders earn 75,000 bonus miles after $4,000 spend in first 3 months.", "Hub listing: 2X miles, lounge access, 10,000 anniversary miles, $300 travel credit.", "Product page: Annual Fee $395; Purchase Rate 19.49% - 28.49% variable APR."], "limitations": [], "research_pass": "Capital One issuer batch; official public sources only; no login/application flow entered.", "retrieved": "2026-05-29T23:09:57-06:00", "skipped_duplicate_or_partner_scope": ["BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78.", "Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage."], "sources": [{"basis": "Official Capital One consumer credit card listing page", "evidence": "Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes.", "url": "https://www.capitalone.com/credit-cards/"}, {"basis": "Official Capital One business credit card listing page", "evidence": "Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes.", "url": "https://www.capitalone.com/small-business/credit-cards/"}, {"basis": "Official product page", "evidence": "Shows $395 annual fee, 19.49% - 28.49% variable APR, lounge and travel benefit terms.", "url": "https://www.capitalone.com/credit-cards/venture-x/"}], "target": {"alternate_issuer_url": "https://www.capitalone.com/credit-cards/preapprove/", "id": 4, "institution": "Capital One", "known_issuer_partner": "Capital One, N.A.", "offer_research_url": "https://www.capitalone.com/credit-cards/"}}


issuer: Capital One, N.A.
card_offer: Venture Rewards Credit Card
segment: CONSUMER
category: TRAVEL_REWARDS
bonus_miles: 75000
cash_bonus: NA
spend_requirement: 4000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $4,000 in purchases within the first 3 months from account opening
intro_apr: NA
regular_apr: 19.49% - 28.49% variable APR
source_url: https://www.capitalone.com/credit-cards/venture/
source_basis: Official product page
retrieved: 2026-05-29T23:09:57-06:00
notes: Product page contains bonus, rewards, annual fee, and purchase APR.
created_at: 2026-05-30 05:19:34
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.

rewards_key_perks:
  Unlimited 2X miles on every purchase; 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel; no foreign transaction fees; up to $120 Global Entry/TSA PreCheck credit.

raw_json:
  {"evidence_snippets": ["Product page: 75,000 bonus miles after $4,000 purchases in first 3 months.", "Product page: $95 annual fee; 19.49% - 28.49% variable APR.", "Product page: unlimited 2X miles and 5X travel bookings through Capital One Travel."], "limitations": [], "research_pass": "Capital One issuer batch; official public sources only; no login/application flow entered.", "retrieved": "2026-05-29T23:09:57-06:00", "skipped_duplicate_or_partner_scope": ["BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78.", "Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage."], "sources": [{"basis": "Official Capital One consumer credit card listing page", "evidence": "Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes.", "url": "https://www.capitalone.com/credit-cards/"}, {"basis": "Official Capital One business credit card listing page", "evidence": "Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes.", "url": "https://www.capitalone.com/small-business/credit-cards/"}, {"basis": "Official product page", "evidence": "Shows 75,000 bonus miles after $4,000 spend, 2X/5X earn rates, $95 annual fee, and 19.49% - 28.49% variable APR.", "url": "https://www.capitalone.com/credit-cards/venture/"}], "target": {"alternate_issuer_url": "https://www.capitalone.com/credit-cards/preapprove/", "id": 4, "institution": "Capital One", "known_issuer_partner": "Capital One, N.A.", "offer_research_url": "https://www.capitalone.com/credit-cards/"}}


issuer: Capital One, N.A.
card_offer: VentureOne Rewards Credit Card
segment: CONSUMER
category: TRAVEL_REWARDS
bonus_miles: 20000
cash_bonus: NA
spend_requirement: 500
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $500 in purchases within the first 3 months from account opening
intro_apr: Low intro APR for 15 months; exact rate not found on public source
regular_apr: Not found on public product/listing page
rewards_key_perks: 1.25X miles on every purchase; Capital One Travel benefits; no annual fee.
source_url: https://www.capitalone.com/credit-cards/ventureone/
source_basis: Official product page and listing page
retrieved: 2026-05-29T23:09:57-06:00
created_at: 2026-05-30 05:19:34
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 20,000 bonus miles after spending $500 on purchases within the first 3 months from account opening; low intro APR for 15 months is listed without exact rate in parsed public source.

notes:
  Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow.

raw_json:
  {"evidence_snippets": ["Hub listing: VentureOne Rewards has $0 annual fee, 1.25X miles, 20,000 bonus miles, and low intro APR for 15 months.", "Hub footnote: eligible VentureOne account holders earn 20,000 bonus miles after $500 spend in first 3 months."], "limitations": ["Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow."], "research_pass": "Capital One issuer batch; official public sources only; no login/application flow entered.", "retrieved": "2026-05-29T23:09:57-06:00", "skipped_duplicate_or_partner_scope": ["BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78.", "Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage."], "sources": [{"basis": "Official Capital One consumer credit card listing page", "evidence": "Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes.", "url": "https://www.capitalone.com/credit-cards/"}, {"basis": "Official Capital One business credit card listing page", "evidence": "Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes.", "url": "https://www.capitalone.com/small-business/credit-cards/"}, {"basis": "Official product page", "evidence": "Shows VentureOne Rewards from Capital One with $0 annual fee and travel benefit content.", "url": "https://www.capitalone.com/credit-cards/ventureone/"}], "target": {"alternate_issuer_url": "https://www.capitalone.com/credit-cards/preapprove/", "id": 4, "institution": "Capital One", "known_issuer_partner": "Capital One, N.A.", "offer_research_url": "https://www.capitalone.com/credit-cards/"}}


issuer: Capital One, N.A.
card_offer: VentureOne Rewards for Good Credit
segment: CONSUMER
category: TRAVEL_REWARDS
welcome_intro_offer: No public welcome bonus found on listing page.
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
intro_apr: Not found on public source
regular_apr: Not found on public listing page
rewards_key_perks: 1.25X miles on every purchase; targeted to good credit; no annual fee.
source_url: https://www.capitalone.com/credit-cards/
source_basis: Official listing page
retrieved: 2026-05-29T23:09:57-06:00
created_at: 2026-05-30 05:19:34
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
notes:
  Public offer appears as a distinct Good Credit listing; detailed public product/rate page was not exposed outside application/preapproval flow.

raw_json:
  {"evidence_snippets": ["Hub listing: VentureOne Rewards for Good Credit has $0 annual fee and 1.25X miles on every purchase."], "limitations": ["Detailed public product/rate page not found outside application/preapproval flow."], "research_pass": "Capital One issuer batch; official public sources only; no login/application flow entered.", "retrieved": "2026-05-29T23:09:57-06:00", "skipped_duplicate_or_partner_scope": ["BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78.", "Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage."], "sources": [{"basis": "Official Capital One consumer credit card listing page", "evidence": "Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes.", "url": "https://www.capitalone.com/credit-cards/"}, {"basis": "Official Capital One business credit card listing page", "evidence": "Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes.", "url": "https://www.capitalone.com/small-business/credit-cards/"}], "target": {"alternate_issuer_url": "https://www.capitalone.com/credit-cards/preapprove/", "id": 4, "institution": "Capital One", "known_issuer_partner": "Capital One, N.A.", "offer_research_url": "https://www.capitalone.com/credit-cards/"}}


issuer: Capital One, N.A.
card_offer: Quicksilver Cash Rewards Credit Card
segment: CONSUMER
category: CASH_BACK
cash_bonus: 200
spend_requirement: 500
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $500 in purchases within the first 3 months from account opening
intro_apr: Low intro APR for 15 months; exact rate not found on public source
regular_apr: Not found on public product/listing page
rewards_key_perks: Unlimited 1.5% cash back on every purchase; Capital One Travel benefits.
source_url: https://www.capitalone.com/credit-cards/quicksilver/
source_basis: Official product page and listing footnote
retrieved: 2026-05-29T23:09:57-06:00
created_at: 2026-05-30 05:19:34
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn a $200 cash bonus after spending $500 on purchases within the first 3 months from account opening; low intro APR for 15 months is listed without exact rate in parsed public source.

notes:
  Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow.

raw_json:
  {"evidence_snippets": ["Hub listing: $0 annual fee, 1.5% cash back, $200 cash bonus, low intro APR for 15 months.", "Hub footnote: eligible Quicksilver primary account holders earn $200 after $500 spend in first 3 months.", "Product page: one-time bonus may require using Apply Now from that page."], "limitations": ["Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow."], "research_pass": "Capital One issuer batch; official public sources only; no login/application flow entered.", "retrieved": "2026-05-29T23:09:57-06:00", "skipped_duplicate_or_partner_scope": ["BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78.", "Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage."], "sources": [{"basis": "Official Capital One consumer credit card listing page", "evidence": "Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes.", "url": "https://www.capitalone.com/credit-cards/"}, {"basis": "Official Capital One business credit card listing page", "evidence": "Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes.", "url": "https://www.capitalone.com/small-business/credit-cards/"}, {"basis": "Official product page", "evidence": "Shows unlimited 1.5% cash back and $200 cash bonus headline; product footnote notes bonus eligibility limits.", "url": "https://www.capitalone.com/credit-cards/quicksilver/"}], "target": {"alternate_issuer_url": "https://www.capitalone.com/credit-cards/preapprove/", "id": 4, "institution": "Capital One", "known_issuer_partner": "Capital One, N.A.", "offer_research_url": "https://www.capitalone.com/credit-cards/"}}


issuer: Capital One, N.A.
card_offer: Quicksilver Rewards for Good Credit
segment: CONSUMER
category: CASH_BACK
welcome_intro_offer: No public welcome bonus found on listing page.
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
intro_apr: Not found on public source
regular_apr: Not found on public listing page
rewards_key_perks: Unlimited 1.5% cash back on every purchase; targeted to good credit; no annual fee.
source_url: https://www.capitalone.com/credit-cards/
source_basis: Official listing page
retrieved: 2026-05-29T23:09:57-06:00
created_at: 2026-05-30 05:19:34
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
notes:
  Public offer appears as a distinct Good Credit listing; detailed public product/rate page was not exposed outside application/preapproval flow.

raw_json:
  {"evidence_snippets": ["Hub listing: Quicksilver Rewards for Good Credit has $0 annual fee and 1.5% cash back on every purchase."], "limitations": ["Detailed public product/rate page not found outside application/preapproval flow."], "research_pass": "Capital One issuer batch; official public sources only; no login/application flow entered.", "retrieved": "2026-05-29T23:09:57-06:00", "skipped_duplicate_or_partner_scope": ["BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78.", "Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage."], "sources": [{"basis": "Official Capital One consumer credit card listing page", "evidence": "Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes.", "url": "https://www.capitalone.com/credit-cards/"}, {"basis": "Official Capital One business credit card listing page", "evidence": "Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes.", "url": "https://www.capitalone.com/small-business/credit-cards/"}], "target": {"alternate_issuer_url": "https://www.capitalone.com/credit-cards/preapprove/", "id": 4, "institution": "Capital One", "known_issuer_partner": "Capital One, N.A.", "offer_research_url": "https://www.capitalone.com/credit-cards/"}}


issuer: Capital One, N.A.
card_offer: Savor Cash Rewards Credit Card
segment: CONSUMER
category: CASH_BACK
cash_bonus: 200
spend_requirement: 500
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $500 in purchases within the first 3 months from account opening
intro_apr: 0% intro APR for 12 months on purchases and balance transfers; balance transfer fee applies
regular_apr: 18.49% - 28.49% variable APR after intro period
source_url: https://www.capitalone.com/credit-cards/savor/
source_basis: Official product page
retrieved: 2026-05-29T23:09:57-06:00
notes: Product page contains bonus, rewards, annual fee, intro APR, and regular APR.
created_at: 2026-05-30 05:19:34
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening; 0% intro APR for 12 months on purchases and balance transfers.

rewards_key_perks:
  Unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel; 3% at grocery stores, on dining, entertainment and popular streaming services; 1% all other purchases; no foreign transaction fees.

raw_json:
  {"evidence_snippets": ["Product page: $200 bonus after $500 purchases in first 3 months.", "Product page: $0 annual fee; 0% intro APR 12 months; 18.49% - 28.49% variable APR after that.", "Product page: 5% Capital One Travel; 3% grocery/dining/entertainment/streaming; 1% other."], "limitations": [], "research_pass": "Capital One issuer batch; official public sources only; no login/application flow entered.", "retrieved": "2026-05-29T23:09:57-06:00", "skipped_duplicate_or_partner_scope": ["BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78.", "Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage."], "sources": [{"basis": "Official Capital One consumer credit card listing page", "evidence": "Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes.", "url": "https://www.capitalone.com/credit-cards/"}, {"basis": "Official Capital One business credit card listing page", "evidence": "Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes.", "url": "https://www.capitalone.com/small-business/credit-cards/"}, {"basis": "Official product page", "evidence": "Shows $200 after $500 spend, $0 annual fee, intro APR, regular APR, and 5%/3%/1% rewards structure.", "url": "https://www.capitalone.com/credit-cards/savor/"}], "target": {"alternate_issuer_url": "https://www.capitalone.com/credit-cards/preapprove/", "id": 4, "institution": "Capital One", "known_issuer_partner": "Capital One, N.A.", "offer_research_url": "https://www.capitalone.com/credit-cards/"}}


issuer: Capital One, N.A.
card_offer: Savor Rewards for Good Credit
segment: CONSUMER
category: CASH_BACK
welcome_intro_offer: No public welcome bonus found on listing page.
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
intro_apr: Not found on public source
regular_apr: Not found on public listing page
source_url: https://www.capitalone.com/credit-cards/
source_basis: Official listing page
retrieved: 2026-05-29T23:09:57-06:00
created_at: 2026-05-30 05:19:34
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  3% cash back at grocery stores, on dining and entertainment; 1% on other purchases; no annual fee; targeted to good credit.

notes:
  Public offer appears as a distinct Good Credit listing; detailed public product/rate page was not exposed outside application/preapproval flow.

raw_json:
  {"evidence_snippets": ["Hub listing: Savor Rewards for Good Credit has $0 annual fee, 3% grocery/dining/entertainment cash back, and 1% other purchases."], "limitations": ["Detailed public product/rate page not found outside application/preapproval flow."], "research_pass": "Capital One issuer batch; official public sources only; no login/application flow entered.", "retrieved": "2026-05-29T23:09:57-06:00", "skipped_duplicate_or_partner_scope": ["BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78.", "Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage."], "sources": [{"basis": "Official Capital One consumer credit card listing page", "evidence": "Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes.", "url": "https://www.capitalone.com/credit-cards/"}, {"basis": "Official Capital One business credit card listing page", "evidence": "Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes.", "url": "https://www.capitalone.com/small-business/credit-cards/"}], "target": {"alternate_issuer_url": "https://www.capitalone.com/credit-cards/preapprove/", "id": 4, "institution": "Capital One", "known_issuer_partner": "Capital One, N.A.", "offer_research_url": "https://www.capitalone.com/credit-cards/"}}


issuer: Capital One, N.A.
card_offer: SavorOne Rewards from Capital One
segment: CONSUMER
category: CASH_BACK
welcome_intro_offer: No public welcome bonus found; fair-credit SavorOne offer with $39 annual fee and rewards.
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
intro_apr: Not found on public source
regular_apr: Not found on public product/listing page
source_url: https://www.capitalone.com/credit-cards/savorone/
source_basis: Official product page
retrieved: 2026-05-29T23:09:57-06:00
created_at: 2026-05-30 05:19:34
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  Unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services; 1% cash back on all other purchases.

notes:
[cell repeats an earlier one in this file: 163 characters]

raw_json:
  {"evidence_snippets": ["Product page: SavorOne earns unlimited 3% at grocery stores, dining, entertainment and popular streaming services with $39 annual fee.", "Product page: 3% grocery/dining and 1% all other purchases."], "limitations": ["Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow."], "research_pass": "Capital One issuer batch; official public sources only; no login/application flow entered.", "retrieved": "2026-05-29T23:09:57-06:00", "skipped_duplicate_or_partner_scope": ["BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78.", "Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage."], "sources": [{"basis": "Official Capital One consumer credit card listing page", "evidence": "Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes.", "url": "https://www.capitalone.com/credit-cards/"}, {"basis": "Official Capital One business credit card listing page", "evidence": "Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes.", "url": "https://www.capitalone.com/small-business/credit-cards/"}, {"basis": "Official product page", "evidence": "Shows SavorOne Rewards for fair credit with $39 annual fee and 3%/1% rewards.", "url": "https://www.capitalone.com/credit-cards/savorone/"}], "target": {"alternate_issuer_url": "https://www.capitalone.com/credit-cards/preapprove/", "id": 4, "institution": "Capital One", "known_issuer_partner": "Capital One, N.A.", "offer_research_url": "https://www.capitalone.com/credit-cards/"}}


issuer: Capital One, N.A.
card_offer: QuicksilverOne Cash Rewards Credit Card
segment: CONSUMER
category: CASH_BACK
welcome_intro_offer: No public welcome bonus found; fair-credit QuicksilverOne offer with $39 annual fee and rewards.
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
intro_apr: Not found on public source
regular_apr: Not found on public product/listing page
rewards_key_perks: Unlimited 1.5% cash back on every purchase; build credit with responsible use.
source_url: https://www.capitalone.com/credit-cards/quicksilverone/
source_basis: Official product page and listing page
retrieved: 2026-05-29T23:09:57-06:00
created_at: 2026-05-30 05:19:34
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
notes:
[cell repeats an earlier one in this file: 163 characters]

raw_json:
  {"evidence_snippets": ["Hub listing: QuicksilverOne Rewards has $39 annual fee, 1.5% cash back, and build-credit positioning.", "Product page: Earn unlimited 1.5% cash back on every purchase."], "limitations": ["Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow."], "research_pass": "Capital One issuer batch; official public sources only; no login/application flow entered.", "retrieved": "2026-05-29T23:09:57-06:00", "skipped_duplicate_or_partner_scope": ["BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78.", "Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage."], "sources": [{"basis": "Official Capital One consumer credit card listing page", "evidence": "Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes.", "url": "https://www.capitalone.com/credit-cards/"}, {"basis": "Official Capital One business credit card listing page", "evidence": "Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes.", "url": "https://www.capitalone.com/small-business/credit-cards/"}, {"basis": "Official product page", "evidence": "Shows QuicksilverOne from Capital One for fair credit with 1.5% cash back.", "url": "https://www.capitalone.com/credit-cards/quicksilverone/"}], "target": {"alternate_issuer_url": "https://www.capitalone.com/credit-cards/preapprove/", "id": 4, "institution": "Capital One", "known_issuer_partner": "Capital One, N.A.", "offer_research_url": "https://www.capitalone.com/credit-cards/"}}


issuer: Capital One, N.A.
card_offer: Savor Rewards for Students
segment: STUDENT
category: CASH_BACK
cash_bonus: 50
spend_requirement: 100
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $100 in purchases within the first 3 months from account opening
intro_apr: Not found on public source
regular_apr: Not found on public product/listing page
source_url: https://www.capitalone.com/credit-cards/savor-student/
source_basis: Official product page and listing footnote
retrieved: 2026-05-29T23:09:57-06:00
created_at: 2026-05-30 05:19:34
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn a $50 cash bonus after spending $100 on purchases within the first 3 months from account opening.

rewards_key_perks:
  3% cash back at grocery stores, on dining, entertainment and popular streaming services; 1% all other purchases; student card with credit-building positioning.

notes:
[cell repeats an earlier one in this file: 163 characters]

raw_json:
  {"evidence_snippets": ["Hub listing: Savor Rewards for Students has $0 annual fee and $50 cash bonus.", "Product footnote: eligible Savor Student account holders earn $50 after spending $100 in first 3 months.", "Product page: 3% grocery/dining/entertainment/streaming and 1% all other purchases."], "limitations": ["Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow."], "research_pass": "Capital One issuer batch; official public sources only; no login/application flow entered.", "retrieved": "2026-05-29T23:09:57-06:00", "skipped_duplicate_or_partner_scope": ["BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78.", "Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage."], "sources": [{"basis": "Official Capital One consumer credit card listing page", "evidence": "Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes.", "url": "https://www.capitalone.com/credit-cards/"}, {"basis": "Official Capital One business credit card listing page", "evidence": "Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes.", "url": "https://www.capitalone.com/small-business/credit-cards/"}, {"basis": "Official product page", "evidence": "Shows Savor Rewards for Students with $50 bonus headline and 3%/1% rewards structure; footnote gives spend and timing.", "url": "https://www.capitalone.com/credit-cards/savor-student/"}], "target": {"alternate_issuer_url": "https://www.capitalone.com/credit-cards/preapprove/", "id": 4, "institution": "Capital One", "known_issuer_partner": "Capital One, N.A.", "offer_research_url": "https://www.capitalone.com/credit-cards/"}}


issuer: Capital One, N.A.
card_offer: Quicksilver Rewards for Students
segment: STUDENT
category: CASH_BACK
cash_bonus: 50
spend_requirement: 100
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $100 in purchases within the first 3 months from account opening
intro_apr: Not found on public source
regular_apr: Not found on public product/listing page
rewards_key_perks: Unlimited 1.5% cash back on every purchase; student card with credit-building positioning.
source_url: https://www.capitalone.com/credit-cards/quicksilver-student/
source_basis: Official product page and listing footnote
retrieved: 2026-05-29T23:09:57-06:00
created_at: 2026-05-30 05:19:34
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn a $50 cash bonus after spending $100 on purchases within the first 3 months from account opening.

notes:
[cell repeats an earlier one in this file: 163 characters]

raw_json:
  {"evidence_snippets": ["Hub listing: Quicksilver Rewards for Students has $0 annual fee, 1.5% cash back, and $50 cash bonus.", "Product footnote: eligible Quicksilver Student primary account holders earn $50 after spending $100 in first 3 months."], "limitations": ["Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow."], "research_pass": "Capital One issuer batch; official public sources only; no login/application flow entered.", "retrieved": "2026-05-29T23:09:57-06:00", "skipped_duplicate_or_partner_scope": ["BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78.", "Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage."], "sources": [{"basis": "Official Capital One consumer credit card listing page", "evidence": "Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes.", "url": "https://www.capitalone.com/credit-cards/"}, {"basis": "Official Capital One business credit card listing page", "evidence": "Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes.", "url": "https://www.capitalone.com/small-business/credit-cards/"}, {"basis": "Official product page", "evidence": "Shows Quicksilver Rewards for Students and footnote gives $50 bonus after $100 spend in first 3 months.", "url": "https://www.capitalone.com/credit-cards/quicksilver-student/"}], "target": {"alternate_issuer_url": "https://www.capitalone.com/credit-cards/preapprove/", "id": 4, "institution": "Capital One", "known_issuer_partner": "Capital One, N.A.", "offer_research_url": "https://www.capitalone.com/credit-cards/"}}


issuer: Capital One, N.A.
card_offer: Quicksilver Secured Cash Rewards Credit Card
segment: SECURED_CONSUMER
category: CASH_BACK
welcome_intro_offer: No public welcome bonus found; secured card requiring a refundable $200 minimum deposit.
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
intro_apr: Not found on public source
regular_apr: Not found on public product/listing page
source_url: https://www.capitalone.com/credit-cards/quicksilver-secured/
source_basis: Official product page and listing page
retrieved: 2026-05-29T23:09:57-06:00
created_at: 2026-05-30 05:19:34
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  Earn 1.5% cash back on every purchase; refundable $200 minimum deposit; build credit with responsible use.

notes:
[cell repeats an earlier one in this file: 163 characters]

raw_json:
  {"evidence_snippets": ["Hub listing: Quicksilver Secured Rewards has $0 annual fee, 1.5% cash back, and $200 minimum refundable deposit.", "Product page: Earn 1.5% cash back with refundable $200 minimum deposit."], "limitations": ["Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow."], "research_pass": "Capital One issuer batch; official public sources only; no login/application flow entered.", "retrieved": "2026-05-29T23:09:57-06:00", "skipped_duplicate_or_partner_scope": ["BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78.", "Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage."], "sources": [{"basis": "Official Capital One consumer credit card listing page", "evidence": "Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes.", "url": "https://www.capitalone.com/credit-cards/"}, {"basis": "Official Capital One business credit card listing page", "evidence": "Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes.", "url": "https://www.capitalone.com/small-business/credit-cards/"}, {"basis": "Official product page", "evidence": "Shows Quicksilver Secured with 1.5% cash back and a refundable $200 minimum deposit.", "url": "https://www.capitalone.com/credit-cards/quicksilver-secured/"}], "target": {"alternate_issuer_url": "https://www.capitalone.com/credit-cards/preapprove/", "id": 4, "institution": "Capital One", "known_issuer_partner": "Capital One, N.A.", "offer_research_url": "https://www.capitalone.com/credit-cards/"}}


issuer: Capital One, N.A.
card_offer: Platinum Secured Credit Card from Capital One
segment: SECURED_CONSUMER
category: CREDIT_BUILDING
welcome_intro_offer: No public welcome bonus found; secured card with $49, $99, or $200 minimum refundable deposit.
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
intro_apr: Not found on public source
regular_apr: Not found on public product/listing page
source_url: https://www.capitalone.com/credit-cards/platinum-secured/
source_basis: Official product page and listing page
retrieved: 2026-05-29T23:09:57-06:00
created_at: 2026-05-30 05:19:34
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  Build credit with responsible use; refundable security deposit of $49, $99, or $200 opens an account with at least a $200 initial credit line; no rewards advertised.

notes:
[cell repeats an earlier one in this file: 163 characters]

raw_json:
  {"evidence_snippets": ["Hub listing: Platinum Secured has $0 annual fee and $49, $99, or $200 refundable deposit.", "Product page: $49, $99, or $200 minimum deposit opens account with initial credit line of at least $200."], "limitations": ["Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow."], "research_pass": "Capital One issuer batch; official public sources only; no login/application flow entered.", "retrieved": "2026-05-29T23:09:57-06:00", "skipped_duplicate_or_partner_scope": ["BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78.", "Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage."], "sources": [{"basis": "Official Capital One consumer credit card listing page", "evidence": "Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes.", "url": "https://www.capitalone.com/credit-cards/"}, {"basis": "Official Capital One business credit card listing page", "evidence": "Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes.", "url": "https://www.capitalone.com/small-business/credit-cards/"}, {"basis": "Official product page", "evidence": "Shows Platinum Secured with $49, $99, or $200 deposit and credit-building positioning.", "url": "https://www.capitalone.com/credit-cards/platinum-secured/"}], "target": {"alternate_issuer_url": "https://www.capitalone.com/credit-cards/preapprove/", "id": 4, "institution": "Capital One", "known_issuer_partner": "Capital One, N.A.", "offer_research_url": "https://www.capitalone.com/credit-cards/"}}


issuer: Capital One, N.A.
card_offer: T-Mobile Visa®
segment: CO_BRAND_CONSUMER
category: TELECOM_REWARDS
welcome_intro_offer: No public welcome bonus found; card is exclusively for eligible T-Mobile customers.
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
intro_apr: Not found on public source
regular_apr: Not found on public product/listing page
source_url: https://www.capitalone.com/credit-cards/t-mobile/
source_basis: Official product page
retrieved: 2026-05-29T23:09:57-06:00
created_at: 2026-05-30 05:19:34
updated_at: 2026-05-30 15:47:45
issuer_partner: T-Mobile
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  Earn 2% in T-Mobile Rewards on every purchase and 5% on qualifying T-Mobile purchases; $5 off per line per month with eligible T-Mobile AutoPay, up to 8 lines; redeem toward devices, accessories, or T-Mobile bill.

notes:
  Capital One page states application is via a T-Mobile-maintained site; no application flow entered. Public eligibility limited to active T-Mobile consumer postpaid wireless customers on eligible smartphone plans.

raw_json:
  {"evidence_snippets": ["Product page: T-Mobile Visa earns 2% on every purchase and 5% on T-Mobile purchases.", "Product page: No annual fee.", "Product page: active T-Mobile consumer postpaid eligibility and T-Mobile For Business/Government/Prepaid exclusion."], "limitations": ["Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow."], "research_pass": "Capital One issuer batch; official public sources only; no login/application flow entered.", "retrieved": "2026-05-29T23:09:57-06:00", "skipped_duplicate_or_partner_scope": ["BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78.", "Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage."], "sources": [{"basis": "Official Capital One consumer credit card listing page", "evidence": "Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes.", "url": "https://www.capitalone.com/credit-cards/"}, {"basis": "Official Capital One business credit card listing page", "evidence": "Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes.", "url": "https://www.capitalone.com/small-business/credit-cards/"}, {"basis": "Official Capital One product page", "evidence": "Shows 2%/5% rewards, no annual fee, T-Mobile eligibility limits, and external T-Mobile application caveat.", "url": "https://www.capitalone.com/credit-cards/t-mobile/"}], "target": {"alternate_issuer_url": "https://www.capitalone.com/credit-cards/preapprove/", "id": 4, "institution": "Capital One", "known_issuer_partner": "Capital One, N.A.", "offer_research_url": "https://www.capitalone.com/credit-cards/"}}


issuer: Capital One, N.A.
card_offer: Venture X Business Card
segment: BUSINESS_CHARGE_CARD
category: TRAVEL_REWARDS
welcome_intro_offer: Earn 150,000 bonus miles when you spend $30,000 in the first 3 months.
bonus_miles: 150000
cash_bonus: NA
spend_requirement: 30000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $30,000 in purchases within the first 3 months
intro_apr: NA
regular_apr: Charge card designed to be paid in full; public listing does not show a purchase APR range
source_url: https://www.capitalone.com/small-business/credit-cards/venture-x-business/
source_basis: Official product page and business listing page
retrieved: 2026-05-29T23:09:57-06:00
created_at: 2026-05-30 05:19:34
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  2X miles on every purchase; 10X miles on hotels and rental cars and 5X miles on flights booked through Capital One Business Travel; $300 annual Capital One Business Travel credit; 10,000 anniversary bonus miles; lounge access; no preset spending limit.

notes:
  Business charge card; listing says charge cards are designed to be paid in full and may have carry-over options with interest, but no public APR range was shown for this card.

raw_json:
  {"evidence_snippets": ["Business listing: Annual fee $395; 150K miles after $30K in first 3 months plus $300 annual travel credit.", "Product page: 150,000 miles after $30,000 spend in first 3 months; 2X miles every purchase; 10X/5X travel; annual travel credit."], "limitations": [], "research_pass": "Capital One issuer batch; official public sources only; no login/application flow entered.", "retrieved": "2026-05-29T23:09:57-06:00", "skipped_duplicate_or_partner_scope": ["BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78.", "Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage."], "sources": [{"basis": "Official Capital One consumer credit card listing page", "evidence": "Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes.", "url": "https://www.capitalone.com/credit-cards/"}, {"basis": "Official Capital One business credit card listing page", "evidence": "Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes.", "url": "https://www.capitalone.com/small-business/credit-cards/"}, {"basis": "Official business product page", "evidence": "Shows 150,000 miles after $30,000 spend, 2X miles, $300 annual travel credit and 10,000 annual miles.", "url": "https://www.capitalone.com/small-business/credit-cards/venture-x-business/"}], "target": {"alternate_issuer_url": "https://www.capitalone.com/credit-cards/preapprove/", "id": 4, "institution": "Capital One", "known_issuer_partner": "Capital One, N.A.", "offer_research_url": "https://www.capitalone.com/credit-cards/"}}


issuer: Capital One, N.A.
card_offer: Spark 2% Cash Plus Card
segment: BUSINESS_CHARGE_CARD
category: CASH_BACK
cash_bonus: 2000
spend_requirement: 30000
spend_timeframe_days_tier_1: 90
additional_requirements_annual_fee: Fee refunded every year with at least $150,000 spend
intro_apr: NA
regular_apr: Charge card designed to be paid in full; public listing does not show a purchase APR range
source_url: https://www.capitalone.com/small-business/credit-cards/spark-cash-plus/
source_basis: Official product page and business listing page
retrieved: 2026-05-29T23:09:57-06:00
created_at: 2026-05-30 05:19:34
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: Welcome Bonus
welcome_intro_offer:
  Earn a $2,000 cash bonus when you spend $30,000 in the first 3 months, plus an additional $2,000 bonus for every $500,000 spent in the first year.

spend_requirement_timing:
  $30,000 in purchases within the first 3 months for the welcome bonus; $500,000 first-year spend tiers for additional bonuses

rewards_key_perks:
  Unlimited 2% cash back on every purchase; unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel; no preset spending limit.

notes:
  Business charge card; public page notes payment terms and optional carry-over with interest but does not show a standard purchase APR range.

raw_json:
  {"evidence_snippets": ["Business listing: Spark Cash Plus annual fee $150, refunded after $150,000 annual spend.", "Product page: $2,000 bonus after $30K first 3 months; additional $2,000 per $500K spent first year; 2% cash back and 5% travel."], "limitations": [], "research_pass": "Capital One issuer batch; official public sources only; no login/application flow entered.", "retrieved": "2026-05-29T23:09:57-06:00", "skipped_duplicate_or_partner_scope": ["BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78.", "Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage."], "sources": [{"basis": "Official Capital One consumer credit card listing page", "evidence": "Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes.", "url": "https://www.capitalone.com/credit-cards/"}, {"basis": "Official Capital One business credit card listing page", "evidence": "Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes.", "url": "https://www.capitalone.com/small-business/credit-cards/"}, {"basis": "Official business product page", "evidence": "Shows $2,000 welcome bonus after $30,000 spend and additional $2,000 per $500,000 first-year spend bonuses, 2% cash back, 5% travel, and $150 fee refund rule.", "url": "https://www.capitalone.com/small-business/credit-cards/spark-cash-plus/"}], "target": {"alternate_issuer_url": "https://www.capitalone.com/credit-cards/preapprove/", "id": 4, "institution": "Capital One", "known_issuer_partner": "Capital One, N.A.", "offer_research_url": "https://www.capitalone.com/credit-cards/"}}


issuer: Capital One, N.A.
card_offer: Venture Business Credit Card
segment: BUSINESS
category: TRAVEL_REWARDS
bonus_miles: 150000
cash_bonus: NA
spend_requirement: 7500
spend_timeframe_days_tier_1: 90
intro_apr: NA
regular_apr: 24.49% variable APR
source_url: https://www.capitalone.com/small-business/credit-cards/venture-business/
source_basis: Official product page
retrieved: 2026-05-29T23:09:57-06:00
notes: Official page labels the bonus as a last-chance/limited-time offer ending 2026-06-08.
created_at: 2026-05-30 05:19:34
updated_at: 2026-05-30 15:47:45
spend_requirement_extra_reqs: $30,000
spend_timeframe_days_tier_2: 180
cash_bonus_type: NA
welcome_intro_offer:
  Limited time: earn up to 150,000 bonus miles: 75,000 miles after $7,500 spend in the first 3 months and an additional 75,000 miles after $30,000 spend in the first 6 months; offer ends 6/8/26.

spend_requirement_timing:
  75,000 miles after $7,500 in first 3 months; additional 75,000 miles after $30,000 in first 6 months

rewards_key_perks:
  2X miles on every purchase; 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel; up to $220 in credits including Global Entry/TSA PreCheck and business travel/advertising/software credits; no foreign transaction fees.

raw_json:
  {"evidence_snippets": ["Product page: Last chance offer ends 6/8/26; 150,000 bonus miles.", "Product page: 75K after $7,500 in first 3 months and additional 75K after $30K in first 6 months.", "Product page: $95 annual fee; 24.49% variable APR."], "limitations": [], "research_pass": "Capital One issuer batch; official public sources only; no login/application flow entered.", "retrieved": "2026-05-29T23:09:57-06:00", "skipped_duplicate_or_partner_scope": ["BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78.", "Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage."], "sources": [{"basis": "Official Capital One consumer credit card listing page", "evidence": "Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes.", "url": "https://www.capitalone.com/credit-cards/"}, {"basis": "Official Capital One business credit card listing page", "evidence": "Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes.", "url": "https://www.capitalone.com/small-business/credit-cards/"}, {"basis": "Official business product page", "evidence": "Shows limited-time 150,000-mile offer ending 6/8/26, $95 annual fee, 24.49% variable APR, and 2X/5X earn rates.", "url": "https://www.capitalone.com/small-business/credit-cards/venture-business/"}], "target": {"alternate_issuer_url": "https://www.capitalone.com/credit-cards/preapprove/", "id": 4, "institution": "Capital One", "known_issuer_partner": "Capital One, N.A.", "offer_research_url": "https://www.capitalone.com/credit-cards/"}}


issuer: Capital One, N.A.
card_offer: Spark 2% Cash Credit Card
segment: BUSINESS
category: CASH_BACK
welcome_intro_offer: Earn a $1,000 cash bonus when you spend $10,000 in the first 3 months.
cash_bonus: 1000
spend_requirement: 10000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $10,000 in purchases within the first 3 months
additional_requirements_annual_fee: $0 intro annual fee for the first year
intro_apr: NA
regular_apr: 24.49% variable APR
source_url: https://www.capitalone.com/small-business/credit-cards/spark-cash/
source_basis: Official product page
retrieved: 2026-05-29T23:09:57-06:00
created_at: 2026-05-30 05:19:34
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  Unlimited 2% cash back on every purchase; unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel; free employee and virtual cards.

notes:
  Bonus may require starting application process from the official page and may not be available to existing or previous Capital One Business cardholders.

raw_json:
  {"evidence_snippets": ["Product page: $1,000 cash bonus after $10,000 in first 3 months.", "Product page: $0 intro annual fee, then $95; purchase rate 24.49% variable APR.", "Product page: 2% unlimited rewards and 5% travel through Capital One Business Travel."], "limitations": [], "research_pass": "Capital One issuer batch; official public sources only; no login/application flow entered.", "retrieved": "2026-05-29T23:09:57-06:00", "skipped_duplicate_or_partner_scope": ["BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78.", "Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage."], "sources": [{"basis": "Official Capital One consumer credit card listing page", "evidence": "Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes.", "url": "https://www.capitalone.com/credit-cards/"}, {"basis": "Official Capital One business credit card listing page", "evidence": "Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes.", "url": "https://www.capitalone.com/small-business/credit-cards/"}, {"basis": "Official business product page", "evidence": "Shows $1,000 bonus after $10,000 spend, $0 intro annual fee then $95, 24.49% variable APR, 2% and 5% travel earn rates.", "url": "https://www.capitalone.com/small-business/credit-cards/spark-cash/"}], "target": {"alternate_issuer_url": "https://www.capitalone.com/credit-cards/preapprove/", "id": 4, "institution": "Capital One", "known_issuer_partner": "Capital One, N.A.", "offer_research_url": "https://www.capitalone.com/credit-cards/"}}


issuer: Capital One, N.A.
card_offer: VentureOne Business Credit Card
segment: BUSINESS
category: TRAVEL_REWARDS
bonus_miles: 50000
cash_bonus: NA
spend_requirement: 4500
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $4,500 in purchases within the first 3 months from account opening
intro_apr: NA
regular_apr: 16.74% - 22.74% variable APR
source_url: https://www.capitalone.com/small-business/credit-cards/ventureone-business/
source_basis: Official product page
retrieved: 2026-05-29T23:09:57-06:00
notes: Official product page provides bonus, annual fee, and purchase APR.
created_at: 2026-05-30 05:19:34
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 50,000 bonus miles once you spend $4,500 on purchases within the first 3 months from account opening.

rewards_key_perks:
  1.5X miles on every purchase; 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel; no foreign transaction fees.

raw_json:
  {"evidence_snippets": ["Product page: 50,000 bonus miles after $4,500 spend in first 3 months.", "Product page: $0 annual fee; 16.74% - 22.74% variable APR.", "Product page: 1.5X on every purchase; 5X on Business Travel bookings."], "limitations": [], "research_pass": "Capital One issuer batch; official public sources only; no login/application flow entered.", "retrieved": "2026-05-29T23:09:57-06:00", "skipped_duplicate_or_partner_scope": ["BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78.", "Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage."], "sources": [{"basis": "Official Capital One consumer credit card listing page", "evidence": "Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes.", "url": "https://www.capitalone.com/credit-cards/"}, {"basis": "Official Capital One business credit card listing page", "evidence": "Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes.", "url": "https://www.capitalone.com/small-business/credit-cards/"}, {"basis": "Official business product page", "evidence": "Shows 50,000 miles after $4,500 spend, $0 annual fee, 16.74% - 22.74% variable APR, and 1.5X/5X earn rates.", "url": "https://www.capitalone.com/small-business/credit-cards/ventureone-business/"}], "target": {"alternate_issuer_url": "https://www.capitalone.com/credit-cards/preapprove/", "id": 4, "institution": "Capital One", "known_issuer_partner": "Capital One, N.A.", "offer_research_url": "https://www.capitalone.com/credit-cards/"}}


issuer: Capital One, N.A.
card_offer: Spark 1.5% Cash Select Credit Card
segment: BUSINESS
category: CASH_BACK
cash_bonus: 750
spend_requirement: 6000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $6,000 in purchases within the first 3 months from account opening
intro_apr: NA
regular_apr: 16.74% - 22.74% variable APR
source_url: https://www.capitalone.com/small-business/credit-cards/spark-cash-select/
source_basis: Official product page
retrieved: 2026-05-29T23:09:57-06:00
created_at: 2026-05-30 05:19:34
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn a one-time $750 cash bonus once you spend $6,000 on purchases within the first 3 months from account opening.

rewards_key_perks:
  Unlimited 1.5% cash back on every purchase; unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel; no annual fee.

notes:
  Bonus may require starting application process from the official page and may not be available to existing or previous Capital One Business cardholders.

raw_json:
  {"evidence_snippets": ["Product page: $750 cash bonus after $6,000 in first 3 months.", "Product page: $0 annual fee; 16.74% - 22.74% variable APR.", "Product page: 1.5% unlimited rewards and 5% business travel rewards."], "limitations": [], "research_pass": "Capital One issuer batch; official public sources only; no login/application flow entered.", "retrieved": "2026-05-29T23:09:57-06:00", "skipped_duplicate_or_partner_scope": ["BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78.", "Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage."], "sources": [{"basis": "Official Capital One consumer credit card listing page", "evidence": "Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes.", "url": "https://www.capitalone.com/credit-cards/"}, {"basis": "Official Capital One business credit card listing page", "evidence": "Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes.", "url": "https://www.capitalone.com/small-business/credit-cards/"}, {"basis": "Official business product page", "evidence": "Shows $750 after $6,000 spend, $0 annual fee, 16.74% - 22.74% variable APR, 1.5% cash back and 5% travel.", "url": "https://www.capitalone.com/small-business/credit-cards/spark-cash-select/"}], "target": {"alternate_issuer_url": "https://www.capitalone.com/credit-cards/preapprove/", "id": 4, "institution": "Capital One", "known_issuer_partner": "Capital One, N.A.", "offer_research_url": "https://www.capitalone.com/credit-cards/"}}


issuer: Capital One, N.A.
card_offer: Spark 1% Classic Credit Card
segment: BUSINESS
category: CREDIT_BUILDING
welcome_intro_offer: No public welcome bonus found; business credit-building card with rewards and no annual fee.
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
intro_apr: NA
regular_apr: 28.99% variable APR
source_url: https://www.capitalone.com/small-business/credit-cards/spark-classic/
source_basis: Official product page
retrieved: 2026-05-29T23:09:57-06:00
created_at: 2026-05-30 05:19:34
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  Unlimited 1% cash back on every purchase; 5% cash back on hotels and rental cars booked through Capital One Business Travel; build business credit; no annual fee.

notes:
  Official product page provides annual fee, purchase APR, and reward structure; no welcome bonus found.

raw_json:
  {"evidence_snippets": ["Product page: unlimited 1% cash rewards, $0 annual fee, purchase rate 28.99% variable APR.", "Business listing: Spark Classic earns 1% cash back and 5% on hotels/rental cars via Capital One Business Travel."], "limitations": [], "research_pass": "Capital One issuer batch; official public sources only; no login/application flow entered.", "retrieved": "2026-05-29T23:09:57-06:00", "skipped_duplicate_or_partner_scope": ["BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78.", "Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage."], "sources": [{"basis": "Official Capital One consumer credit card listing page", "evidence": "Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes.", "url": "https://www.capitalone.com/credit-cards/"}, {"basis": "Official Capital One business credit card listing page", "evidence": "Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes.", "url": "https://www.capitalone.com/small-business/credit-cards/"}, {"basis": "Official business product page", "evidence": "Shows Spark 1% Classic with $0 annual fee, 28.99% variable APR, 1% cash back and 5% business travel cash back.", "url": "https://www.capitalone.com/small-business/credit-cards/spark-classic/"}], "target": {"alternate_issuer_url": "https://www.capitalone.com/credit-cards/preapprove/", "id": 4, "institution": "Capital One", "known_issuer_partner": "Capital One, N.A.", "offer_research_url": "https://www.capitalone.com/credit-cards/"}}


issuer: Citibank, N.A.
card_offer: Citi Strata Elite℠ Card
segment: CONSUMER
category: TRAVEL_REWARDS
welcome_intro_offer: Earn 75,000 bonus ThankYou Points after spending $6,000 in the first 3 months.
bonus_miles: 75000
cash_bonus: NA
spend_requirement: 6000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $6,000 in purchases within the first 3 months
intro_apr: NA
regular_apr: 20.49% - 28.49% variable APR for purchases and balance transfers
source_basis: Official product page and pricing page
retrieved: 2026-05-29T23:24:16-06:00
created_at: 2026-05-30 05:26:24
updated_at: 2026-05-30 15:47:45
bonus_miles_type: ThankYou Points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  12X points on hotels, car rentals and attractions booked through Citi Travel; 6X on air travel booked through Citi Travel; 6X at restaurants during Citi Nights; 3X restaurants other times; 1.5X all other purchases; up to $300 annual hotel benefit, up to $200 Splurge Credit, up to $200 Blacklane credit, Priority Pass Select, Admirals Club passes, and up to $120 Global Entry/TSA PreCheck credit.

source_url:
  https://www.citi.com/credit-cards/citi-strata-elite-credit-card?category=view-all-credit-cards&afc=161

notes:
  Bonus unavailable if applicant received or converted into a Citi Strata Elite bonus within the stated 48-month restriction.

raw_json:
  {"card": "Citi Strata Elite℠ Card", "evidence_snippets": ["Rendered product page: earn 75,000 bonus points after $6,000 in first 3 months.", "Rendered product page: $595 annual fee and 20.49% - 28.49% variable APR.", "Rendered product page: 12X/6X/3X/1.5X earn structure and premium travel credits/lounges."], "limitations": [], "research_pass": "Citi issuer batch; official public sources only; browser-rendered pages used where static text omitted dynamic offer values; no login/application flow entered.", "retrieved": "2026-05-29T23:24:16-06:00", "skipped_duplicate_or_partner_scope": ["Costco Anywhere Visa personal/business rows already exist as rows 9-10 under Costco target 76.", "Citi / AAdvantage rows already exist as rows 27-31 under American Airlines AAdvantage target 31.", "Best Buy, Macy's, Bloomingdale's, L.L.Bean, and Wayfair retail partner cards have separate institution target rows and were left for partner-scoped passes.", "Citi Custom Cash and Rewards+ examples from the target row were not found on Citi's current official all-cards listing during this pass."], "sources": [{"basis": "Official Citi all-cards listing page", "evidence": "Rendered official listing showed 26 cards and current bonus/annual-fee snippets; no application flow entered.", "url": "https://www.citi.com/credit-cards/view-all-credit-cards"}, {"basis": "Official product page", "evidence": "Rendered page showed 75,000 points after $6,000 spend, $595 annual fee, rewards multipliers and premium travel benefits.", "url": "https://www.citi.com/credit-cards/citi-strata-elite-credit-card?category=view-all-credit-cards&afc=161"}, {"basis": "Official pricing page link from product/listing", "evidence": "Rendered pricing section showed 20.49% - 28.49% variable APR and $595 annual fee.", "url": "https://online.citi.com/US/ag/cards/displayterms?app=UNSOL&HKOP=3568ca84082f4a93f78264b254c15cb176db0a6e665912f1f40fce60e9513058"}], "target": {"alternate_issuer_url": "https://www.citi.com/credit-cards", "id": 3, "institution": "Citi", "known_issuer_partner": "Citibank, N.A.", "offer_research_url": "https://www.citi.com/credit-cards/view-all-credit-cards"}}


issuer: Citibank, N.A.
card_offer: Citi Double Cash® Card
segment: CONSUMER
category: CASH_BACK
cash_bonus: 200
spend_requirement: 1500
spend_timeframe_days_tier_1: 180
spend_requirement_timing: $1,500 in purchases within the first 6 months from account opening
intro_apr: 0% intro APR for 18 months on balance transfers; intro APR does not apply to purchases
source_basis: Official product page and pricing page
retrieved: 2026-05-29T23:24:16-06:00
created_at: 2026-05-30 05:26:24
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn $200 cash back after spending $1,500 on purchases in the first 6 months; 0% intro APR for 18 months on balance transfers.

regular_apr:
  17.49% - 27.49% variable APR for purchases; same range applies to unpaid promotional balances and new balance transfers after intro period

rewards_key_perks:
  Unlimited 2% cash back: 1% when you buy plus 1% as you pay; earn total 5% cash back on select hotels, car rentals and attractions booked through Citi Travel.

source_url:
  https://www.citi.com/credit-cards/citi-double-cash-credit-card?category=view-all-credit-cards&afc=161

notes:
  Bonus ThankYou Points restrictions apply for recent Citi Double Cash bonuses or conversions within 48 months.

raw_json:
  {"card": "Citi Double Cash® Card", "evidence_snippets": ["Rendered product page: $200 cash back after $1,500 spend in first 6 months.", "Rendered pricing: 0% balance transfer APR for 18 months; purchase APR 17.49% - 27.49%.", "Rendered product page: unlimited 1% when buying plus 1% as paying; total 5% on select Citi Travel."], "limitations": [], "research_pass": "Citi issuer batch; official public sources only; browser-rendered pages used where static text omitted dynamic offer values; no login/application flow entered.", "retrieved": "2026-05-29T23:24:16-06:00", "skipped_duplicate_or_partner_scope": ["Costco Anywhere Visa personal/business rows already exist as rows 9-10 under Costco target 76.", "Citi / AAdvantage rows already exist as rows 27-31 under American Airlines AAdvantage target 31.", "Best Buy, Macy's, Bloomingdale's, L.L.Bean, and Wayfair retail partner cards have separate institution target rows and were left for partner-scoped passes.", "Citi Custom Cash and Rewards+ examples from the target row were not found on Citi's current official all-cards listing during this pass."], "sources": [{"basis": "Official Citi all-cards listing page", "evidence": "Rendered official listing showed 26 cards and current bonus/annual-fee snippets; no application flow entered.", "url": "https://www.citi.com/credit-cards/view-all-credit-cards"}, {"basis": "Official product page", "evidence": "Rendered page showed $200 after $1,500 spend in first 6 months, $0 annual fee, 2% cash back, 0% balance-transfer intro APR and pricing details.", "url": "https://www.citi.com/credit-cards/citi-double-cash-credit-card?category=view-all-credit-cards&afc=161"}, {"basis": "Official pricing page link from product/listing", "evidence": "Pricing text showed 0% for 18 months on balance transfers and 17.49% - 27.49% variable APR for purchases.", "url": "https://online.citi.com/US/ag/cards/displayterms?app=UNSOL&HKOP=846119280c41fa7210f2322aa88a1c8ba6677195cd66d223b217750c08938a16"}], "target": {"alternate_issuer_url": "https://www.citi.com/credit-cards", "id": 3, "institution": "Citi", "known_issuer_partner": "Citibank, N.A.", "offer_research_url": "https://www.citi.com/credit-cards/view-all-credit-cards"}}


issuer: Citibank, N.A.
card_offer: Citi® Diamond Preferred® Credit Card
segment: CONSUMER
category: BALANCE_TRANSFER
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
regular_apr: 16.49% - 27.24% variable APR after intro period
source_basis: Official product page and pricing page
retrieved: 2026-05-29T23:24:16-06:00
created_at: 2026-05-30 05:26:24
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  0% intro APR for 21 months on balance transfers and 0% intro APR for 12 months on purchases; no rewards or public cash/points bonus found.

intro_apr:
  0% intro APR for 21 months on balance transfers; 0% intro APR for 12 months on purchases; balance transfers must be completed within 4 months of account opening

rewards_key_perks:
  No rewards; low intro APR card with Citi Flex Pay, free FICO score access, $0 liability, and no annual fee.

source_url:
  https://www.citi.com/credit-cards/citi-diamond-preferred-credit-card?category=view-all-credit-cards&afc=161

notes:
  Product page redirected to old Diamond Preferred detail view during browser pass; no rewards bonus found.

raw_json:
  {"card": "Citi® Diamond Preferred® Credit Card", "evidence_snippets": ["Rendered product page: 0% intro APR for 21 months on balance transfers and 12 months on purchases.", "Rendered product page: variable APR 16.49% - 27.24%; annual fee $0.", "Rendered FAQ: Diamond Preferred does not earn rewards."], "limitations": [], "research_pass": "Citi issuer batch; official public sources only; browser-rendered pages used where static text omitted dynamic offer values; no login/application flow entered.", "retrieved": "2026-05-29T23:24:16-06:00", "skipped_duplicate_or_partner_scope": ["Costco Anywhere Visa personal/business rows already exist as rows 9-10 under Costco target 76.", "Citi / AAdvantage rows already exist as rows 27-31 under American Airlines AAdvantage target 31.", "Best Buy, Macy's, Bloomingdale's, L.L.Bean, and Wayfair retail partner cards have separate institution target rows and were left for partner-scoped passes.", "Citi Custom Cash and Rewards+ examples from the target row were not found on Citi's current official all-cards listing during this pass."], "sources": [{"basis": "Official Citi all-cards listing page", "evidence": "Rendered official listing showed 26 cards and current bonus/annual-fee snippets; no application flow entered.", "url": "https://www.citi.com/credit-cards/view-all-credit-cards"}, {"basis": "Official product page", "evidence": "Rendered page showed 0% for 21 months balance transfers, 0% for 12 months purchases, 16.49% - 27.24% APR after intro, and no annual fee.", "url": "https://www.citi.com/credit-cards/citi-diamond-preferred-credit-card?category=view-all-credit-cards&afc=161"}, {"basis": "Official pricing page link from product/listing", "evidence": "Pricing link attached to the product page/listing.", "url": "https://online.citi.com/US/ag/cards/displayterms?app=UNSOL&HKOP=4456cd987f5a92767ff8df9221582bfc841d951687110c17398d2f85f4cc6cb9"}], "target": {"alternate_issuer_url": "https://www.citi.com/credit-cards", "id": 3, "institution": "Citi", "known_issuer_partner": "Citibank, N.A.", "offer_research_url": "https://www.citi.com/credit-cards/view-all-credit-cards"}}


issuer: Citibank, N.A.
card_offer: Citi Strata℠ Card
segment: CONSUMER
category: REWARDS
bonus_miles: 20000
cash_bonus: NA
spend_requirement: 1000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $1,000 in purchases within the first 3 months
intro_apr: 0% intro APR for 15 months on purchases and balance transfers from account opening
regular_apr: 18.49% - 28.49% variable APR after intro period
source_url: https://www.citi.com/credit-cards/citi-strata-credit-card?category=view-all-credit-cards&afc=161
source_basis: Official product page and pricing page
retrieved: 2026-05-29T23:24:16-06:00
created_at: 2026-05-30 05:26:24
updated_at: 2026-05-30 15:47:45
bonus_miles_type: ThankYou Points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 20,000 bonus ThankYou Points after spending $1,000 in the first 3 months; 0% intro APR for 15 months on purchases and balance transfers.

rewards_key_perks:
  5X points on hotels, car rentals and attractions booked through Citi Travel; 3X supermarkets, select transit, gas/EV charging, and one eligible self-select category; 2X restaurants; 1X other purchases.

notes:
  Bonus restricted for recent Citi Strata, Strata Student, Rewards+ or Rewards+ Student bonuses/conversions within 48 months.

raw_json:
  {"card": "Citi Strata℠ Card", "evidence_snippets": ["Rendered product page: 20,000 points after $1,000 in first 3 months.", "Rendered product page: 0% for 15 months on purchases and balance transfers; 18.49% - 28.49% variable APR after intro.", "Rendered product page: 5X Citi Travel; 3X selected everyday categories; 2X restaurants; 1X other."], "limitations": [], "research_pass": "Citi issuer batch; official public sources only; browser-rendered pages used where static text omitted dynamic offer values; no login/application flow entered.", "retrieved": "2026-05-29T23:24:16-06:00", "skipped_duplicate_or_partner_scope": ["Costco Anywhere Visa personal/business rows already exist as rows 9-10 under Costco target 76.", "Citi / AAdvantage rows already exist as rows 27-31 under American Airlines AAdvantage target 31.", "Best Buy, Macy's, Bloomingdale's, L.L.Bean, and Wayfair retail partner cards have separate institution target rows and were left for partner-scoped passes.", "Citi Custom Cash and Rewards+ examples from the target row were not found on Citi's current official all-cards listing during this pass."], "sources": [{"basis": "Official Citi all-cards listing page", "evidence": "Rendered official listing showed 26 cards and current bonus/annual-fee snippets; no application flow entered.", "url": "https://www.citi.com/credit-cards/view-all-credit-cards"}, {"basis": "Official product page", "evidence": "Rendered page showed 20,000 points after $1,000 spend, $0 annual fee, 0% for 15 months, 18.49% - 28.49% APR and 5X/3X/2X/1X rewards.", "url": "https://www.citi.com/credit-cards/citi-strata-credit-card?category=view-all-credit-cards&afc=161"}, {"basis": "Official pricing page link from product/listing", "evidence": "Pricing link attached to the product page/listing.", "url": "https://online.citi.com/US/ag/cards/displayterms?app=UNSOL&HKOP=8e8d713bb7b73eb1be8678428163f75bf73e5912858851dfbb35cec721955c34"}], "target": {"alternate_issuer_url": "https://www.citi.com/credit-cards", "id": 3, "institution": "Citi", "known_issuer_partner": "Citibank, N.A.", "offer_research_url": "https://www.citi.com/credit-cards/view-all-credit-cards"}}


issuer: Citibank, N.A.
card_offer: Citi Simplicity® Credit Card
segment: CONSUMER
category: BALANCE_TRANSFER
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
intro_apr: 0% intro APR for 18 months on purchases and balance transfers from account opening
regular_apr: 17.49% - 28.24% variable APR after intro period
source_basis: Official product page and pricing page
retrieved: 2026-05-29T23:24:16-06:00
created_at: 2026-05-30 05:26:24
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  0% intro APR for 18 months on purchases and balance transfers; no public cash/points welcome bonus found.

rewards_key_perks:
  No rewards advertised; no late fees ever, no annual fee, Citi Merchant Offers, Citi Entertainment, and card management/protection benefits.

source_url:
  https://www.citi.com/credit-cards/citi-simplicity-credit-card?category=view-all-credit-cards&afc=161

notes:
  Product page redirected to new Simplicity detail view during browser pass; no rewards or welcome bonus found.

raw_json:
  {"card": "Citi Simplicity® Credit Card", "evidence_snippets": ["Rendered listing/product: low intro APR on purchases and balance transfers for 18 months.", "Rendered product page: $0 annual fee and 17.49% - 28.24% variable APR after intro.", "Rendered product/listing: no late fees ever."], "limitations": [], "research_pass": "Citi issuer batch; official public sources only; browser-rendered pages used where static text omitted dynamic offer values; no login/application flow entered.", "retrieved": "2026-05-29T23:24:16-06:00", "skipped_duplicate_or_partner_scope": ["Costco Anywhere Visa personal/business rows already exist as rows 9-10 under Costco target 76.", "Citi / AAdvantage rows already exist as rows 27-31 under American Airlines AAdvantage target 31.", "Best Buy, Macy's, Bloomingdale's, L.L.Bean, and Wayfair retail partner cards have separate institution target rows and were left for partner-scoped passes.", "Citi Custom Cash and Rewards+ examples from the target row were not found on Citi's current official all-cards listing during this pass."], "sources": [{"basis": "Official Citi all-cards listing page", "evidence": "Rendered official listing showed 26 cards and current bonus/annual-fee snippets; no application flow entered.", "url": "https://www.citi.com/credit-cards/view-all-credit-cards"}, {"basis": "Official product page", "evidence": "Rendered page showed 0% for 18 months on purchases and balance transfers, $0 annual fee, 17.49% - 28.24% APR after intro, and no late fees ever.", "url": "https://www.citi.com/credit-cards/citi-simplicity-credit-card?category=view-all-credit-cards&afc=161"}, {"basis": "Official pricing page link from product/listing", "evidence": "Pricing link attached to the product page/listing.", "url": "https://online.citi.com/US/ag/cards/displayterms?app=UNSOL&HKOP=9ce70d7a8d6a449d564ff20ea76906532e7d240eb5be0555b9f1c563e25f722c"}], "target": {"alternate_issuer_url": "https://www.citi.com/credit-cards", "id": 3, "institution": "Citi", "known_issuer_partner": "Citibank, N.A.", "offer_research_url": "https://www.citi.com/credit-cards/view-all-credit-cards"}}


issuer: Citibank, N.A.
card_offer: Citi Strata Premier® Card
segment: CONSUMER
category: TRAVEL_REWARDS
welcome_intro_offer: Earn 60,000 bonus ThankYou Points after spending $4,000 in the first 3 months.
bonus_miles: 60000
cash_bonus: NA
spend_requirement: 4000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $4,000 in purchases within the first 3 months
intro_apr: NA
regular_apr: 19.49% - 27.49% variable APR for purchases and balance transfers
source_basis: Official product page and pricing page
retrieved: 2026-05-29T23:24:16-06:00
created_at: 2026-05-30 05:26:24
updated_at: 2026-05-30 15:47:45
bonus_miles_type: ThankYou Points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  10X points on hotels, car rentals and attractions booked through Citi Travel; 3X air travel and other hotel purchases, restaurants, supermarkets, gas and EV charging; 1X other purchases; $100 annual hotel benefit.

source_url:
  https://www.citi.com/credit-cards/citi-strata-premier-credit-card?category=view-all-credit-cards&afc=161

notes:
  Bonus unavailable for recent Citi Premier or Citi Strata Premier bonuses/conversions within 48 months.

raw_json:
  {"card": "Citi Strata Premier® Card", "evidence_snippets": ["Rendered product page: 60,000 points after $4,000 in first 3 months.", "Rendered product page: $95 annual fee and 19.49% - 27.49% variable APR.", "Rendered product page: 10X Citi Travel, 3X travel/restaurants/supermarkets/gas/EV, 1X other, $100 hotel benefit."], "limitations": [], "research_pass": "Citi issuer batch; official public sources only; browser-rendered pages used where static text omitted dynamic offer values; no login/application flow entered.", "retrieved": "2026-05-29T23:24:16-06:00", "skipped_duplicate_or_partner_scope": ["Costco Anywhere Visa personal/business rows already exist as rows 9-10 under Costco target 76.", "Citi / AAdvantage rows already exist as rows 27-31 under American Airlines AAdvantage target 31.", "Best Buy, Macy's, Bloomingdale's, L.L.Bean, and Wayfair retail partner cards have separate institution target rows and were left for partner-scoped passes.", "Citi Custom Cash and Rewards+ examples from the target row were not found on Citi's current official all-cards listing during this pass."], "sources": [{"basis": "Official Citi all-cards listing page", "evidence": "Rendered official listing showed 26 cards and current bonus/annual-fee snippets; no application flow entered.", "url": "https://www.citi.com/credit-cards/view-all-credit-cards"}, {"basis": "Official product page", "evidence": "Rendered page showed 60,000 points after $4,000 spend, $95 annual fee, 19.49% - 27.49% APR, 10X/3X/1X earn rates and $100 hotel benefit.", "url": "https://www.citi.com/credit-cards/citi-strata-premier-credit-card?category=view-all-credit-cards&afc=161"}, {"basis": "Official pricing page link from product/listing", "evidence": "Pricing link attached to the product page/listing.", "url": "https://online.citi.com/US/ag/cards/displayterms?app=UNSOL&HKOP=b4f44d635737c18b3f6ceae68080193cdbbe117f356db46f4205bbf8cd3b54b2"}], "target": {"alternate_issuer_url": "https://www.citi.com/credit-cards", "id": 3, "institution": "Citi", "known_issuer_partner": "Citibank, N.A.", "offer_research_url": "https://www.citi.com/credit-cards/view-all-credit-cards"}}


issuer: Citibank, N.A.
card_offer: Citi® Secured Mastercard®
segment: SECURED_CONSUMER
category: CREDIT_BUILDING
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
intro_apr: NA
regular_apr: 25.99% variable APR for purchases
source_url: https://www.citi.com/credit-cards/citi-secured-credit-card?category=view-all-credit-cards&afc=161
source_basis: Official product page and pricing page
retrieved: 2026-05-29T23:24:16-06:00
created_at: 2026-05-30 05:26:24
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  No public welcome bonus found; secured card requires a $200 to $2,500 security deposit that sets the credit line.

rewards_key_perks:
  Build credit with reporting to major credit bureaus; security deposit of $200-$2,500 equals credit limit; free FICO score access, $0 liability, 24/7 customer service and card management benefits.

notes:
  Approval and deposit requirement apply; no rewards/welcome bonus found on public product/listing page.

raw_json:
  {"card": "Citi® Secured Mastercard®", "evidence_snippets": ["Rendered product page: $0 annual fee and 25.99% variable APR.", "Rendered product page: security deposit between $200 and $2,500 equals credit limit.", "Rendered product page: access FICO score, $0 liability and credit-building positioning."], "limitations": [], "research_pass": "Citi issuer batch; official public sources only; browser-rendered pages used where static text omitted dynamic offer values; no login/application flow entered.", "retrieved": "2026-05-29T23:24:16-06:00", "skipped_duplicate_or_partner_scope": ["Costco Anywhere Visa personal/business rows already exist as rows 9-10 under Costco target 76.", "Citi / AAdvantage rows already exist as rows 27-31 under American Airlines AAdvantage target 31.", "Best Buy, Macy's, Bloomingdale's, L.L.Bean, and Wayfair retail partner cards have separate institution target rows and were left for partner-scoped passes.", "Citi Custom Cash and Rewards+ examples from the target row were not found on Citi's current official all-cards listing during this pass."], "sources": [{"basis": "Official Citi all-cards listing page", "evidence": "Rendered official listing showed 26 cards and current bonus/annual-fee snippets; no application flow entered.", "url": "https://www.citi.com/credit-cards/view-all-credit-cards"}, {"basis": "Official product page", "evidence": "Rendered page showed $0 annual fee, $200-$2,500 security deposit, credit-building positioning, and 25.99% variable APR.", "url": "https://www.citi.com/credit-cards/citi-secured-credit-card?category=view-all-credit-cards&afc=161"}, {"basis": "Official pricing page link from product/listing", "evidence": "Pricing link attached to the product page/listing.", "url": "https://online.citi.com/US/ag/cards/displayterms?app=UNSOL&HKOP=3cdda5e8b927149f64db898ab3154e35b3dfb7ecd334c6a584d4faaf19d2f116"}], "target": {"alternate_issuer_url": "https://www.citi.com/credit-cards", "id": 3, "institution": "Citi", "known_issuer_partner": "Citibank, N.A.", "offer_research_url": "https://www.citi.com/credit-cards/view-all-credit-cards"}}


issuer: Citibank, N.A.
card_offer: AT&T Points Plus® Card from Citi
segment: CO_BRAND_CONSUMER
category: TELECOM_REWARDS
welcome_intro_offer: Earn a $250 statement credit after $500 in purchases in the first 3 months.
cash_bonus: 250
spend_requirement: 500
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $500 in purchases within the first 3 months
intro_apr: Not found on public source
regular_apr: 19.49% - 27.49% variable APR for purchases and balance transfers
source_basis: Official product page and pricing page
retrieved: 2026-05-29T23:24:16-06:00
created_at: 2026-05-30 05:26:24
updated_at: 2026-05-30 15:47:45
issuer_partner: AT&T
spend_timeframe_days_tier_2: NA
cash_bonus_type: Statement Credit
rewards_key_perks:
  3 ThankYou Points per $1 at gas and EV charging stations; 2 points per $1 at grocery stores and on AT&T products/services; 1 point per $1 on all other purchases; $10 off per line monthly discount on AT&T wireless and $10 monthly eligible internet discount with AutoPay/paperless billing; $20 statement credit each billing cycle after $1,000+ spend.

source_url:
  https://www.citi.com/credit-cards/citi-att-pointsplus-credit-card?category=view-all-credit-cards&afc=161

notes:
  Citi states one AT&T Points Plus account per person and 48-month restriction for prior AT&T Points Plus new-account offer.

raw_json:
  {"card": "AT&T Points Plus® Card from Citi", "evidence_snippets": ["Rendered product page: $250 statement credit after $500 in purchases in first 3 months.", "Rendered product page: 3X gas/EV, 2X grocery and AT&T products/services, 1X other.", "Rendered product page: $0 annual fee, no foreign transaction fees, 19.49% - 27.49% variable APR and $20 billing-cycle statement credit after $1,000+ spend."], "limitations": [], "research_pass": "Citi issuer batch; official public sources only; browser-rendered pages used where static text omitted dynamic offer values; no login/application flow entered.", "retrieved": "2026-05-29T23:24:16-06:00", "skipped_duplicate_or_partner_scope": ["Costco Anywhere Visa personal/business rows already exist as rows 9-10 under Costco target 76.", "Citi / AAdvantage rows already exist as rows 27-31 under American Airlines AAdvantage target 31.", "Best Buy, Macy's, Bloomingdale's, L.L.Bean, and Wayfair retail partner cards have separate institution target rows and were left for partner-scoped passes.", "Citi Custom Cash and Rewards+ examples from the target row were not found on Citi's current official all-cards listing during this pass."], "sources": [{"basis": "Official Citi all-cards listing page", "evidence": "Rendered official listing showed 26 cards and current bonus/annual-fee snippets; no application flow entered.", "url": "https://www.citi.com/credit-cards/view-all-credit-cards"}, {"basis": "Official product page", "evidence": "Rendered page showed $250 after $500 spend, $0 annual fee, $20 statement credit after $1,000 billing-cycle spend, rewards rates and 19.49% - 27.49% APR.", "url": "https://www.citi.com/credit-cards/citi-att-pointsplus-credit-card?category=view-all-credit-cards&afc=161"}, {"basis": "Official pricing page link from product/listing", "evidence": "Pricing link attached to the product page/listing.", "url": "https://online.citi.com/US/ag/cards/displayterms?app=UNSOL&HKOP=59fcc79e7cb4d2c1f19d62b94cd87542948587707ac30d3e0b06bbbb6e76d558"}], "target": {"alternate_issuer_url": "https://www.citi.com/credit-cards", "id": 3, "institution": "Citi", "known_issuer_partner": "Citibank, N.A.", "offer_research_url": "https://www.citi.com/credit-cards/view-all-credit-cards"}}


issuer: FNBO
card_offer: Evergreen® Credit Card
segment: CONSUMER
category: CASH_BACK
bonus_miles: 20000
cash_bonus: 200
spend_requirement: 1000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $1,000 within the first 3 billing cycles after account opening.
intro_apr: Not found on public source
rewards_key_perks: Unlimited 2% cash back on every purchase; rewards do not expire.
source_url: https://www.fnbo.com/personal-banking/credit-cards/evergreen
source_basis: Official product page and terms page
retrieved: 2026-05-29T23:32:09-06:00
created_at: 2026-05-30 05:34:02
updated_at: 2026-05-30 15:47:45
issuer_partner: First National Bank of Omaha
bonus_miles_type: points equivalent
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  $200 cash bonus, described as a 20,000 points equivalent, after spending $1,000 within the first 3 billing cycles after account opening.

regular_apr:
  Variable 19.49% to 27.49% purchase APR when the account opens, based on creditworthiness and Prime Rate.

notes:
  FNBO says users must apply through the product page for this offer and that offers vary elsewhere; Summary of Credit Terms reviewed for APR and fee fields.

raw_json:
  {"card": "Evergreen® Credit Card", "evidence": ["Product page states unlimited 2% cash back on every purchase.", "Product page states a $200 cash bonus, equivalent to 20,000 points, after spending $1,000 within the first 3 billing cycles after account opening.", "Product page states no annual fee and no rewards expiration.", "Summary of Credit Terms states purchase APR of 19.49% to 27.49% when the account opens, variable with Prime Rate, and no annual fee."], "limitations": ["No intro APR was found for this product on the public product page or Summary of Credit Terms."], "research_pass": {"method": "Official public FNBO product/listing pages plus First Bankcard Summary of Credit Terms pages; no login, application submission, or personalized application flow used.", "partner_catalog_status": "The target alternate partner-card catalog URL returned a FNBO page-not-found response during the pass.", "retrieved": "2026-05-29T23:32:09-06:00"}, "skipped_partner_scope": ["Amtrak Guest Rewards, FordPass Rewards, MGM Rewards, Sun Country Rewards, and Universal Orlando Resort have separate institution target rows and were not inserted in this FNBO issuer pass.", "Ducks Unlimited and Scheels partner-card examples were not found on the current public FNBO hub during this pass because the partner catalog URL was unavailable/404."], "sources": [{"basis": "Official personal card listing page", "url": "https://www.fnbo.com/personal-banking/credit-cards"}, {"basis": "Official product page", "url": "https://www.fnbo.com/personal-banking/credit-cards/evergreen"}, {"basis": "Official Summary of Credit Terms page", "url": "https://www.firstbankcard.com/lynx/api/v1/lynx/soct/XK6RTT9FBSJ5Z"}], "target": {"alternate_issuer_url": "https://www.fnbo.com/personal-banking/credit-cards/partner-cards", "id": 12, "institution": "FNBO", "institution_type": "Bank/Card Issuer", "known_issuer_partner": "First National Bank of Omaha", "offer_research_url": "https://www.fnbo.com/personal-banking/credit-cards", "role": "Primary issuer and co-brand issuer"}}


issuer: FNBO
card_offer: Getaway℠ Credit Card
segment: CONSUMER
category: TRAVEL_REWARDS
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
regular_apr: Variable 19.49% to 27.49% purchase APR after the introductory period, based on Prime Rate.
source_url: https://www.fnbo.com/personal-banking/credit-cards/getaway
source_basis: Official product page and terms page
retrieved: 2026-05-29T23:32:09-06:00
created_at: 2026-05-30 05:34:02
updated_at: 2026-05-30 15:47:45
issuer_partner: First National Bank of Omaha
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  0% introductory APR for the first 12 billing cycles on purchases and balance transfers after account opening; no separate points or cash welcome bonus found.

intro_apr:
  0% introductory APR for the first 12 billing cycles on purchases and balance transfers; balance transfer fee is 5% of each transfer, $10 minimum.

rewards_key_perks:
  Unlimited 3x points per dollar on travel, dining, and gas; 1 point per dollar on other purchases; flexible redemption and points do not expire.

notes:
  No separate public welcome bonus was found beyond the introductory APR offer; Summary of Credit Terms reviewed for APR and fee fields.

raw_json:
  {"card": "Getaway℠ Credit Card", "evidence": ["Product page states unlimited 3x points on travel, dining, and gas and 1 point on everything else.", "Product page states 0% intro APR for first 12 billing cycles on purchases and balance transfers after account opening.", "Product page states no annual fee, flexible redemption, and points do not expire.", "Summary of Credit Terms confirms 0% intro APR for 12 billing cycles and a 19.49% to 27.49% variable APR after the intro period."], "limitations": ["No separate spend-based points or cash welcome bonus was found on public official sources."], "research_pass": {"method": "Official public FNBO product/listing pages plus First Bankcard Summary of Credit Terms pages; no login, application submission, or personalized application flow used.", "partner_catalog_status": "The target alternate partner-card catalog URL returned a FNBO page-not-found response during the pass.", "retrieved": "2026-05-29T23:32:09-06:00"}, "skipped_partner_scope": ["Amtrak Guest Rewards, FordPass Rewards, MGM Rewards, Sun Country Rewards, and Universal Orlando Resort have separate institution target rows and were not inserted in this FNBO issuer pass.", "Ducks Unlimited and Scheels partner-card examples were not found on the current public FNBO hub during this pass because the partner catalog URL was unavailable/404."], "sources": [{"basis": "Official personal card listing page", "url": "https://www.fnbo.com/personal-banking/credit-cards"}, {"basis": "Official product page", "url": "https://www.fnbo.com/personal-banking/credit-cards/getaway"}, {"basis": "Official Summary of Credit Terms page", "url": "https://www.firstbankcard.com/lynx/api/v1/lynx/soct/Y3WJZY42RTGMC"}], "target": {"alternate_issuer_url": "https://www.fnbo.com/personal-banking/credit-cards/partner-cards", "id": 12, "institution": "FNBO", "institution_type": "Bank/Card Issuer", "known_issuer_partner": "First National Bank of Omaha", "offer_research_url": "https://www.fnbo.com/personal-banking/credit-cards", "role": "Primary issuer and co-brand issuer"}}


issuer: FNBO
card_offer: GreenSelect℠ Credit Card
segment: CONSUMER
category: BALANCE_TRANSFER
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
regular_apr: Variable 15.24% to 25.24% purchase APR after the introductory period, based on Prime Rate.
source_url: https://www.fnbo.com/personal-banking/credit-cards/greenselect
source_basis: Official product page and terms page
retrieved: 2026-05-29T23:32:09-06:00
created_at: 2026-05-30 05:34:02
updated_at: 2026-05-30 15:47:45
issuer_partner: First National Bank of Omaha
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  0% introductory APR on balance transfers and purchases for the first 18 billing cycles after account opening; no rewards or welcome bonus found.

intro_apr:
  0% introductory APR on balance transfers and purchases for the first 18 billing cycles; balance transfer fee is 5% of each transfer, $10 minimum.

rewards_key_perks:
  No public rewards program found; product positioned around a long introductory APR offer and no annual fee.

notes:
  GreenSelect was labeled as a new card on the FNBO product page; no rewards, cash bonus, or points bonus was found on public official sources.

raw_json:
  {"card": "GreenSelect℠ Credit Card", "evidence": ["Product page labels GreenSelect as a new card.", "Product page states 0% introductory APR on balance transfers and purchases for the first 18 billing cycles.", "Product page states no annual fee.", "Summary of Credit Terms confirms the 18-billing-cycle 0% intro APR and a 15.24% to 25.24% variable APR after the intro period."], "limitations": ["No rewards structure or welcome bonus was found on public official sources."], "research_pass": {"method": "Official public FNBO product/listing pages plus First Bankcard Summary of Credit Terms pages; no login, application submission, or personalized application flow used.", "partner_catalog_status": "The target alternate partner-card catalog URL returned a FNBO page-not-found response during the pass.", "retrieved": "2026-05-29T23:32:09-06:00"}, "skipped_partner_scope": ["Amtrak Guest Rewards, FordPass Rewards, MGM Rewards, Sun Country Rewards, and Universal Orlando Resort have separate institution target rows and were not inserted in this FNBO issuer pass.", "Ducks Unlimited and Scheels partner-card examples were not found on the current public FNBO hub during this pass because the partner catalog URL was unavailable/404."], "sources": [{"basis": "Official personal card listing page", "url": "https://www.fnbo.com/personal-banking/credit-cards"}, {"basis": "Official product page", "url": "https://www.fnbo.com/personal-banking/credit-cards/greenselect"}, {"basis": "Official Summary of Credit Terms page", "url": "https://www.firstbankcard.com/lynx/api/v1/lynx/soct/611NC1TH17VCP"}], "target": {"alternate_issuer_url": "https://www.fnbo.com/personal-banking/credit-cards/partner-cards", "id": 12, "institution": "FNBO", "institution_type": "Bank/Card Issuer", "known_issuer_partner": "First National Bank of Omaha", "offer_research_url": "https://www.fnbo.com/personal-banking/credit-cards", "role": "Primary issuer and co-brand issuer"}}


issuer: FNBO
card_offer: Evergreen® Business Edition® Credit Card
segment: BUSINESS
category: CASH_BACK
bonus_miles: 20000
cash_bonus: 200
spend_requirement: 3000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $3,000 within the first 3 billing cycles after account opening.
intro_apr: 0% introductory APR on purchases for the first 6 billing cycles after account opening.
regular_apr: Variable 17.49% to 28.24% purchase APR after the introductory period, based on Prime Rate.
source_url: https://www.fnbo.com/small-business/credit-cards/evergreen
source_basis: Official product page and terms page
retrieved: 2026-05-29T23:32:09-06:00
created_at: 2026-05-30 05:34:02
updated_at: 2026-05-30 15:47:45
issuer_partner: First National Bank of Omaha
bonus_miles_type: points equivalent
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  $200 cash bonus, described as a 20,000 points equivalent, after spending $3,000 within the first 3 billing cycles after account opening; 0% introductory APR on purchases for the first 6 billing cycles.

rewards_key_perks:
  Unlimited 2% cash back on every purchase; no category restrictions; rewards do not expire; 10,000 bonus points annually with $10,000 spend.

notes:
  Business product page says users must apply through that page for the offer and that offers vary elsewhere; Summary of Credit Terms reviewed for APR and fee fields.

raw_json:
  {"card": "Evergreen® Business Edition® Credit Card", "evidence": ["Product page states unlimited 2% cash back on every purchase with no category restrictions and no rewards expiration.", "Product page states a $200 cash bonus, equivalent to 20,000 points, after spending $3,000 within the first 3 billing cycles after account opening.", "Product page states 10,000 bonus points annually with $10,000 spend and no annual fee.", "Product page and Summary of Credit Terms state 0% introductory APR on purchases for the first 6 billing cycles, followed by a 17.49% to 28.24% variable APR."], "limitations": [], "research_pass": {"method": "Official public FNBO product/listing pages plus First Bankcard Summary of Credit Terms pages; no login, application submission, or personalized application flow used.", "partner_catalog_status": "The target alternate partner-card catalog URL returned a FNBO page-not-found response during the pass.", "retrieved": "2026-05-29T23:32:09-06:00"}, "skipped_partner_scope": ["Amtrak Guest Rewards, FordPass Rewards, MGM Rewards, Sun Country Rewards, and Universal Orlando Resort have separate institution target rows and were not inserted in this FNBO issuer pass.", "Ducks Unlimited and Scheels partner-card examples were not found on the current public FNBO hub during this pass because the partner catalog URL was unavailable/404."], "sources": [{"basis": "Official small-business card listing page", "url": "https://www.fnbo.com/small-business/credit-cards"}, {"basis": "Official product page", "url": "https://www.fnbo.com/small-business/credit-cards/evergreen"}, {"basis": "Official Summary of Credit Terms page", "url": "https://www.firstbankcard.com/lynx/api/v1/lynx/soct/NRS4F6ZNB8KDW"}], "target": {"alternate_issuer_url": "https://www.fnbo.com/personal-banking/credit-cards/partner-cards", "id": 12, "institution": "FNBO", "institution_type": "Bank/Card Issuer", "known_issuer_partner": "First National Bank of Omaha", "offer_research_url": "https://www.fnbo.com/personal-banking/credit-cards", "role": "Primary issuer and co-brand issuer"}}


issuer: FNBO
card_offer: Business Edition® Secured Mastercard® Credit Card
segment: BUSINESS_SECURED
category: SECURED
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
intro_apr: Not found on public source
regular_apr: Variable 24.24% APR on purchases and balance transfers, based on Prime Rate.
source_url: https://www.fnbo.com/small-business/credit-cards/secured-business-edition
source_basis: Official product page and terms page
retrieved: 2026-05-29T23:32:09-06:00
created_at: 2026-05-30 05:34:02
updated_at: 2026-05-30 15:47:45
issuer_partner: First National Bank of Omaha
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Secured business card; request a credit limit with a single deposit between $2,000 and $10,000, subject to credit approval; no public welcome bonus found.

rewards_key_perks:
  Request a credit limit by providing a single deposit between $2,000 and $10,000 in $100 multiples, subject to credit approval; earn interest on the security deposit.

notes:
  Official product page and Summary of Credit Terms reviewed. No rewards, introductory APR, or welcome bonus was found on public official sources.

raw_json:
  {"card": "Business Edition® Secured Mastercard® Credit Card", "evidence": ["Product page states a requested credit limit can be supported by a single deposit between $2,000 and $10,000 in $100 multiples, subject to credit approval.", "Product page states a $39 annual fee and that the security deposit earns interest.", "Product page states variable 24.24% APR on purchases and balance transfers based on the Prime Rate.", "Summary of Credit Terms states purchase APR and balance transfer APR are 24.24%, cash advance APR is 28.24%, annual fee is $39, and foreign transaction fee is 3%."], "limitations": ["No rewards structure, intro APR, or welcome bonus was found on public official sources."], "research_pass": {"method": "Official public FNBO product/listing pages plus First Bankcard Summary of Credit Terms pages; no login, application submission, or personalized application flow used.", "partner_catalog_status": "The target alternate partner-card catalog URL returned a FNBO page-not-found response during the pass.", "retrieved": "2026-05-29T23:32:09-06:00"}, "skipped_partner_scope": ["Amtrak Guest Rewards, FordPass Rewards, MGM Rewards, Sun Country Rewards, and Universal Orlando Resort have separate institution target rows and were not inserted in this FNBO issuer pass.", "Ducks Unlimited and Scheels partner-card examples were not found on the current public FNBO hub during this pass because the partner catalog URL was unavailable/404."], "sources": [{"basis": "Official small-business card listing page", "url": "https://www.fnbo.com/small-business/credit-cards"}, {"basis": "Official product page", "url": "https://www.fnbo.com/small-business/credit-cards/secured-business-edition"}, {"basis": "Official Summary of Credit Terms page", "url": "https://www.firstbankcard.com/lynx/api/v1/lynx/soct/SJG9GBGFH4PZ7"}], "target": {"alternate_issuer_url": "https://www.fnbo.com/personal-banking/credit-cards/partner-cards", "id": 12, "institution": "FNBO", "institution_type": "Bank/Card Issuer", "known_issuer_partner": "First National Bank of Omaha", "offer_research_url": "https://www.fnbo.com/personal-banking/credit-cards", "role": "Primary issuer and co-brand issuer"}}


issuer: JPMorgan Chase Bank, N.A.
card_offer: Chase Sapphire Reserve® Credit Card
segment: CONSUMER
category: TRAVEL_REWARDS
bonus_miles: 125000
cash_bonus: NA
spend_requirement: 6000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $6,000 on purchases in the first 3 months from account opening.
intro_apr: Not found on public source
regular_apr: 19.49% to 27.99% variable APR.
source_url: https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve
source_basis: Official product page and pricing terms page
retrieved: 2026-05-29T23:41:14-06:00
created_at: 2026-05-30 05:43:41
updated_at: 2026-05-30 15:47:45
bonus_miles_type: Ultimate Rewards points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Limited-time offer: earn 125,000 bonus points after spending $6,000 on purchases in the first 3 months from account opening.

rewards_key_perks:
  8x points on Chase Travel; 4x points on direct-booked flights and hotels; 3x points on dining worldwide; 1x points on other purchases; $300 annual travel credit and lounge/travel benefits.

notes:
  Product page accessible text included strikethrough 150,000 wording; the recorded current top-line offer is 125,000 bonus points. Pricing terms page LGC64415 reviewed.

raw_json:
  {"card": "Chase Sapphire Reserve® Credit Card", "evidence": ["All-cards listing includes Chase Sapphire Reserve among direct Chase products.", "Product page states a limited-time offer to earn 125,000 bonus points after $6,000 in purchases in the first 3 months from account opening; accessible text also contained strikethrough 150,000 wording.", "Product page states $795 annual fee, $195 for each authorized user, and 19.49% to 27.99% variable APR.", "Product page states 8x points on Chase Travel, 4x on direct-booked flights and hotels, 3x dining worldwide, 1x other purchases, and up to $300 annual travel credit."], "limitations": ["No intro APR was found on the public product page or pricing terms page."], "research_pass": {"method": "Official public Chase listing pages, product pages, and pricing-and-terms pages opened in browser; no application, login, or preapproval flow used.", "retrieved": "2026-05-29T23:41:14-06:00"}, "skipped_scope": ["Chase co-brand partner rows were not inserted in this direct-issuer pass because separate target rows already cover or should cover Air Canada Aeroplan, Amazon, DoorDash, IHG One Rewards, Instacart, Marriott Bonvoy, Southwest Rapid Rewards, United MileagePlus, World of Hyatt, and similar partner portfolios.", "No application forms were submitted and no login or preapproval flows were used."], "sources": [{"basis": "Official all-cards listing page", "url": "https://creditcards.chase.com/all-credit-cards"}, {"basis": "Official Chase for Business card listing page", "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness"}, {"basis": "Official product page", "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve"}, {"basis": "Official pricing and terms page", "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64415.html"}], "target": {"alternate_issuer_url": "https://creditcards.chase.com/newest-offers-credit-cards", "id": 1, "institution": "JPMorgan Chase", "institution_type": "Bank/Card Issuer", "known_issuer_partner": "JPMorgan Chase Bank, N.A.", "offer_research_url": "https://creditcards.chase.com/all-credit-cards", "role": "Primary issuer and co-brand issuer"}}


issuer: JPMorgan Chase Bank, N.A.
card_offer: Chase Sapphire Preferred® Credit Card
segment: CONSUMER
category: TRAVEL_REWARDS
bonus_miles: 75000
cash_bonus: NA
spend_requirement: 5000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $5,000 on purchases in the first 3 months from account opening.
intro_apr: Not found on public source
regular_apr: 19.24% to 27.49% variable APR.
source_url: https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred
source_basis: Official product page and pricing terms page
retrieved: 2026-05-29T23:41:14-06:00
notes: Pricing terms page LGC61729 reviewed; no intro APR was found on public official sources.
created_at: 2026-05-30 05:43:41
updated_at: 2026-05-30 15:47:45
bonus_miles_type: Ultimate Rewards points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 75,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening.

rewards_key_perks:
  5x total points on Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit; 3x dining; 2x other travel purchases; premium dining and travel rewards.

raw_json:
  {"card": "Chase Sapphire Preferred® Credit Card", "evidence": ["Product page states a new-cardmember offer of 75,000 bonus points after $5,000 in purchases in the first 3 months from account opening.", "Product page states 19.24% to 27.49% variable APR and a $95 annual fee.", "Product page states 5x total points on Chase Travel excluding qualifying $50 hotel-credit purchases, 3x on dining, and 2x on other travel purchases."], "limitations": ["No intro APR was found on the public product page or pricing terms page."], "research_pass": {"method": "Official public Chase listing pages, product pages, and pricing-and-terms pages opened in browser; no application, login, or preapproval flow used.", "retrieved": "2026-05-29T23:41:14-06:00"}, "skipped_scope": ["Chase co-brand partner rows were not inserted in this direct-issuer pass because separate target rows already cover or should cover Air Canada Aeroplan, Amazon, DoorDash, IHG One Rewards, Instacart, Marriott Bonvoy, Southwest Rapid Rewards, United MileagePlus, World of Hyatt, and similar partner portfolios.", "No application forms were submitted and no login or preapproval flows were used."], "sources": [{"basis": "Official all-cards listing page", "url": "https://creditcards.chase.com/all-credit-cards"}, {"basis": "Official Chase for Business card listing page", "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness"}, {"basis": "Official product page", "url": "https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred"}, {"basis": "Official pricing and terms page", "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61729.html"}], "target": {"alternate_issuer_url": "https://creditcards.chase.com/newest-offers-credit-cards", "id": 1, "institution": "JPMorgan Chase", "institution_type": "Bank/Card Issuer", "known_issuer_partner": "JPMorgan Chase Bank, N.A.", "offer_research_url": "https://creditcards.chase.com/all-credit-cards", "role": "Primary issuer and co-brand issuer"}}


issuer: JPMorgan Chase Bank, N.A.
card_offer: Chase Freedom Unlimited® Credit Card
segment: CONSUMER
category: CASH_BACK
cash_bonus: 200
spend_requirement: 500
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $500 on purchases in the first 3 months from account opening.
regular_apr: 18.24% to 27.74% variable APR after the introductory period.
source_url: https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited
source_basis: Official product page and pricing terms page
retrieved: 2026-05-29T23:41:14-06:00
notes: Pricing terms page LGC61498 reviewed for APR and balance transfer intro terms.
created_at: 2026-05-30 05:43:41
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn a $200 bonus after spending $500 on purchases in the first 3 months from account opening; 0% intro APR for 15 months on purchases and balance transfers.

intro_apr:
  0% intro APR for 15 months from account opening on purchases and balance transfers; balance transfer fee applies.

rewards_key_perks:
  Unlimited 1.5% cash back or more on purchases, including 3% on dining and drugstores and 5% on travel purchased through Chase Travel.

raw_json:
  {"card": "Chase Freedom Unlimited® Credit Card", "evidence": ["Product page states a $200 bonus after $500 in purchases in the first 3 months from account opening.", "Product page states 0% intro APR for 15 months from account opening on purchases and balance transfers, then 18.24% to 27.74% variable APR.", "Product page states a $0 annual fee.", "Product page states unlimited 1.5% cash back or more, including 3% dining/drugstores and 5% Chase Travel."], "limitations": [], "research_pass": {"method": "Official public Chase listing pages, product pages, and pricing-and-terms pages opened in browser; no application, login, or preapproval flow used.", "retrieved": "2026-05-29T23:41:14-06:00"}, "skipped_scope": ["Chase co-brand partner rows were not inserted in this direct-issuer pass because separate target rows already cover or should cover Air Canada Aeroplan, Amazon, DoorDash, IHG One Rewards, Instacart, Marriott Bonvoy, Southwest Rapid Rewards, United MileagePlus, World of Hyatt, and similar partner portfolios.", "No application forms were submitted and no login or preapproval flows were used."], "sources": [{"basis": "Official all-cards listing page", "url": "https://creditcards.chase.com/all-credit-cards"}, {"basis": "Official Chase for Business card listing page", "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness"}, {"basis": "Official product page", "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited"}, {"basis": "Official pricing and terms page", "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html"}], "target": {"alternate_issuer_url": "https://creditcards.chase.com/newest-offers-credit-cards", "id": 1, "institution": "JPMorgan Chase", "institution_type": "Bank/Card Issuer", "known_issuer_partner": "JPMorgan Chase Bank, N.A.", "offer_research_url": "https://creditcards.chase.com/all-credit-cards", "role": "Primary issuer and co-brand issuer"}}


issuer: JPMorgan Chase Bank, N.A.
card_offer: Chase Freedom Flex® Credit Card
segment: CONSUMER
category: CASH_BACK
cash_bonus: 200
spend_requirement: 500
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $500 on purchases in the first 3 months from account opening.
regular_apr: 18.24% to 27.74% variable APR after the introductory period.
source_url: https://creditcards.chase.com/cash-back-credit-cards/freedom/flex
source_basis: Official product page and pricing terms page
retrieved: 2026-05-29T23:41:14-06:00
notes: Pricing terms page LGC60938 reviewed for APR and balance transfer intro terms.
created_at: 2026-05-30 05:43:41
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn a $200 bonus after spending $500 on purchases in the first 3 months from account opening; 0% intro APR for 15 months on purchases and balance transfers.

intro_apr:
  0% intro APR for 15 months from account opening on purchases and balance transfers; balance transfer fee applies.

rewards_key_perks:
  5% cash back on up to $1,500 in combined quarterly bonus-category purchases after activation; 5% on Chase Travel; 3% on dining and drugstores; 1% on other purchases.

raw_json:
  {"card": "Chase Freedom Flex® Credit Card", "evidence": ["Product page states a $200 bonus after $500 in purchases in the first 3 months from account opening.", "Product page states 0% intro APR for 15 months on purchases and balance transfers, then 18.24% to 27.74% variable APR.", "Product page states a $0 annual fee.", "Product page states 5% cash back on up to $1,500 in combined purchases in quarterly bonus categories after activation, plus 5% Chase Travel, 3% dining/drugstores, and 1% other purchases."], "limitations": [], "research_pass": {"method": "Official public Chase listing pages, product pages, and pricing-and-terms pages opened in browser; no application, login, or preapproval flow used.", "retrieved": "2026-05-29T23:41:14-06:00"}, "skipped_scope": ["Chase co-brand partner rows were not inserted in this direct-issuer pass because separate target rows already cover or should cover Air Canada Aeroplan, Amazon, DoorDash, IHG One Rewards, Instacart, Marriott Bonvoy, Southwest Rapid Rewards, United MileagePlus, World of Hyatt, and similar partner portfolios.", "No application forms were submitted and no login or preapproval flows were used."], "sources": [{"basis": "Official all-cards listing page", "url": "https://creditcards.chase.com/all-credit-cards"}, {"basis": "Official Chase for Business card listing page", "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness"}, {"basis": "Official product page", "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/flex"}, {"basis": "Official pricing and terms page", "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC60938.html"}], "target": {"alternate_issuer_url": "https://creditcards.chase.com/newest-offers-credit-cards", "id": 1, "institution": "JPMorgan Chase", "institution_type": "Bank/Card Issuer", "known_issuer_partner": "JPMorgan Chase Bank, N.A.", "offer_research_url": "https://creditcards.chase.com/all-credit-cards", "role": "Primary issuer and co-brand issuer"}}


issuer: JPMorgan Chase Bank, N.A.
card_offer: Chase Freedom Rise® Credit Card
segment: CREDIT_BUILDING_CONSUMER
category: CASH_BACK
cash_bonus: 25
spend_requirement: NA
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Sign up for automatic payments within the first 3 months of account opening.
intro_apr: Not found on public source
regular_apr: 25.24% variable APR.
source_url: https://creditcards.chase.com/cash-back-credit-cards/freedom/rise
source_basis: Official product page and pricing terms page
retrieved: 2026-05-29T23:41:14-06:00
created_at: 2026-05-30 05:43:41
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: Statement Credit
welcome_intro_offer:
  $25 statement credit when signing up for automatic payments within the first 3 months of account opening; no spend-based welcome bonus found.

rewards_key_perks:
  Earn 1.5% cash back on all purchases; cash back rewards do not expire while the account is open; having at least $250 in Chase checking or savings may increase approval chances.

notes:
  Pricing terms page LGC57233 reviewed. Product page says additional verification documents may be needed after applying.

raw_json:
  {"card": "Chase Freedom Rise® Credit Card", "evidence": ["Product page states the card earns 1.5% cash back on all purchases.", "Product page states a $25 statement credit for signing up for automatic payments within the first three months of account opening.", "Product page states 25.24% variable APR and a $0 annual fee.", "Product page states having at least $250 in Chase checking or savings increases approval chances."], "limitations": ["No spend-based welcome bonus or intro APR was found on public official sources."], "research_pass": {"method": "Official public Chase listing pages, product pages, and pricing-and-terms pages opened in browser; no application, login, or preapproval flow used.", "retrieved": "2026-05-29T23:41:14-06:00"}, "skipped_scope": ["Chase co-brand partner rows were not inserted in this direct-issuer pass because separate target rows already cover or should cover Air Canada Aeroplan, Amazon, DoorDash, IHG One Rewards, Instacart, Marriott Bonvoy, Southwest Rapid Rewards, United MileagePlus, World of Hyatt, and similar partner portfolios.", "No application forms were submitted and no login or preapproval flows were used."], "sources": [{"basis": "Official all-cards listing page", "url": "https://creditcards.chase.com/all-credit-cards"}, {"basis": "Official Chase for Business card listing page", "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness"}, {"basis": "Official product page", "url": "https://creditcards.chase.com/cash-back-credit-cards/freedom/rise"}, {"basis": "Official pricing and terms page", "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC57233.html"}], "target": {"alternate_issuer_url": "https://creditcards.chase.com/newest-offers-credit-cards", "id": 1, "institution": "JPMorgan Chase", "institution_type": "Bank/Card Issuer", "known_issuer_partner": "JPMorgan Chase Bank, N.A.", "offer_research_url": "https://creditcards.chase.com/all-credit-cards", "role": "Primary issuer and co-brand issuer"}}


issuer: JPMorgan Chase Bank, N.A.
card_offer: Slate® Credit Card
segment: CONSUMER
category: BALANCE_TRANSFER
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
regular_apr: 18.24% to 28.24% variable APR after the introductory period.
source_url: https://creditcards.chase.com/balance-transfer-credit-cards/slate
source_basis: Official product page and pricing terms page
retrieved: 2026-05-29T23:41:14-06:00
created_at: 2026-05-30 05:43:41
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  0% intro APR for 21 months from account opening on purchases and balance transfers; balance transfer fee applies.

intro_apr:
  0% intro APR for 21 months from account opening on purchases and balance transfers; balance transfer fee applies.

rewards_key_perks:
  No public rewards program found; card emphasizes long introductory APR, $0 annual fee, and zero-liability protection.

notes:
  Pricing terms page LGC63300 reviewed. No cash/points welcome bonus was found beyond the intro APR offer.

raw_json:
  {"card": "Slate® Credit Card", "evidence": ["Product page states 0% intro APR for 21 months on purchases and balance transfers, then 18.24% to 28.24% variable APR.", "Product page states balance transfer fee applies and a $0 annual fee.", "Product page highlights zero-liability protection."], "limitations": ["No rewards program or cash/points welcome bonus was found on public official sources."], "research_pass": {"method": "Official public Chase listing pages, product pages, and pricing-and-terms pages opened in browser; no application, login, or preapproval flow used.", "retrieved": "2026-05-29T23:41:14-06:00"}, "skipped_scope": ["Chase co-brand partner rows were not inserted in this direct-issuer pass because separate target rows already cover or should cover Air Canada Aeroplan, Amazon, DoorDash, IHG One Rewards, Instacart, Marriott Bonvoy, Southwest Rapid Rewards, United MileagePlus, World of Hyatt, and similar partner portfolios.", "No application forms were submitted and no login or preapproval flows were used."], "sources": [{"basis": "Official all-cards listing page", "url": "https://creditcards.chase.com/all-credit-cards"}, {"basis": "Official Chase for Business card listing page", "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness"}, {"basis": "Official product page", "url": "https://creditcards.chase.com/balance-transfer-credit-cards/slate"}, {"basis": "Official pricing and terms page", "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC63300.html"}], "target": {"alternate_issuer_url": "https://creditcards.chase.com/newest-offers-credit-cards", "id": 1, "institution": "JPMorgan Chase", "institution_type": "Bank/Card Issuer", "known_issuer_partner": "JPMorgan Chase Bank, N.A.", "offer_research_url": "https://creditcards.chase.com/all-credit-cards", "role": "Primary issuer and co-brand issuer"}}


issuer: JPMorgan Chase Bank, N.A.
card_offer: Slate Edge® Credit Card
segment: CREDIT_BUILDING_CONSUMER
category: CREDIT_BUILDING
welcome_intro_offer: No public welcome bonus or introductory APR found.
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
intro_apr: Not found on public source
regular_apr: 28.99% variable APR.
source_url: https://creditcards.chase.com/credit-building-credit-cards/slate/edge
source_basis: Official product page and pricing terms page
retrieved: 2026-05-29T23:41:14-06:00
created_at: 2026-05-30 05:43:41
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  No public rewards program found; product emphasizes credit-building features, no annual fee, zero-liability protection, and Chase Credit Journey enrollment.

notes:
  Pricing terms page LGC64148 reviewed. No rewards, welcome bonus, or intro APR was found on public official sources.

raw_json:
  {"card": "Slate Edge® Credit Card", "evidence": ["Product page states 28.99% variable APR and $0 annual fee.", "Product page describes Slate Edge as for fair credit and says it offers credit-building features.", "Product page highlights no annual fee and zero-liability protection."], "limitations": ["No rewards program, welcome bonus, or intro APR was found on public official sources."], "research_pass": {"method": "Official public Chase listing pages, product pages, and pricing-and-terms pages opened in browser; no application, login, or preapproval flow used.", "retrieved": "2026-05-29T23:41:14-06:00"}, "skipped_scope": ["Chase co-brand partner rows were not inserted in this direct-issuer pass because separate target rows already cover or should cover Air Canada Aeroplan, Amazon, DoorDash, IHG One Rewards, Instacart, Marriott Bonvoy, Southwest Rapid Rewards, United MileagePlus, World of Hyatt, and similar partner portfolios.", "No application forms were submitted and no login or preapproval flows were used."], "sources": [{"basis": "Official all-cards listing page", "url": "https://creditcards.chase.com/all-credit-cards"}, {"basis": "Official Chase for Business card listing page", "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness"}, {"basis": "Official product page", "url": "https://creditcards.chase.com/credit-building-credit-cards/slate/edge"}, {"basis": "Official pricing and terms page", "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64148.html"}], "target": {"alternate_issuer_url": "https://creditcards.chase.com/newest-offers-credit-cards", "id": 1, "institution": "JPMorgan Chase", "institution_type": "Bank/Card Issuer", "known_issuer_partner": "JPMorgan Chase Bank, N.A.", "offer_research_url": "https://creditcards.chase.com/all-credit-cards", "role": "Primary issuer and co-brand issuer"}}


issuer: JPMorgan Chase Bank, N.A.
card_offer: Ink Business Unlimited® Credit Card
segment: BUSINESS
category: CASH_BACK
cash_bonus: 750
spend_requirement: 6000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $6,000 on purchases in the first 3 months after account opening.
intro_apr: 0% intro APR for 12 months from account opening on purchases.
regular_apr: 16.74% to 24.74% variable APR after the introductory period.
rewards_key_perks: Unlimited 1.5% cash back on every purchase made for the business.
source_url: https://creditcards.chase.com/business-credit-cards/ink/unlimited
source_basis: Official product page and pricing terms page
retrieved: 2026-05-29T23:41:14-06:00
created_at: 2026-05-30 05:43:41
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn $750 cash back after spending $6,000 on purchases in the first 3 months after account opening; 0% intro APR for 12 months on purchases.

notes:
  Pricing terms page LGC63749 reviewed. Product page says bonus may be unavailable if the applicant has ever had this card or another no-annual-fee Chase for Business card.

raw_json:
  {"card": "Ink Business Unlimited® Credit Card", "evidence": ["Product page states $750 cash back after $6,000 in purchases in the first 3 months after account opening.", "Product page states 0% intro APR for 12 months on purchases, then 16.74% to 24.74% variable APR.", "Product page states $0 annual fee and unlimited 1.5% cash back on every business purchase."], "limitations": [], "research_pass": {"method": "Official public Chase listing pages, product pages, and pricing-and-terms pages opened in browser; no application, login, or preapproval flow used.", "retrieved": "2026-05-29T23:41:14-06:00"}, "skipped_scope": ["Chase co-brand partner rows were not inserted in this direct-issuer pass because separate target rows already cover or should cover Air Canada Aeroplan, Amazon, DoorDash, IHG One Rewards, Instacart, Marriott Bonvoy, Southwest Rapid Rewards, United MileagePlus, World of Hyatt, and similar partner portfolios.", "No application forms were submitted and no login or preapproval flows were used."], "sources": [{"basis": "Official all-cards listing page", "url": "https://creditcards.chase.com/all-credit-cards"}, {"basis": "Official Chase for Business card listing page", "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness"}, {"basis": "Official product page", "url": "https://creditcards.chase.com/business-credit-cards/ink/unlimited"}, {"basis": "Official pricing and terms page", "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC63749.html"}], "target": {"alternate_issuer_url": "https://creditcards.chase.com/newest-offers-credit-cards", "id": 1, "institution": "JPMorgan Chase", "institution_type": "Bank/Card Issuer", "known_issuer_partner": "JPMorgan Chase Bank, N.A.", "offer_research_url": "https://creditcards.chase.com/all-credit-cards", "role": "Primary issuer and co-brand issuer"}}


issuer: JPMorgan Chase Bank, N.A.
card_offer: Ink Business Cash® Credit Card
segment: BUSINESS
category: CASH_BACK
cash_bonus: 750
spend_requirement: 6000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $6,000 on purchases in the first 3 months after account opening.
intro_apr: 0% intro APR for 12 months from account opening on purchases.
regular_apr: 16.74% to 24.74% variable APR after the introductory period.
source_url: https://creditcards.chase.com/business-credit-cards/ink/cash
source_basis: Official product page and pricing terms page
retrieved: 2026-05-29T23:41:14-06:00
created_at: 2026-05-30 05:43:41
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn $750 bonus cash back after spending $6,000 on purchases in the first 3 months after account opening; 0% intro APR for 12 months on purchases.

rewards_key_perks:
  5% cash back in select business categories plus rewards on every purchase made for the business; no annual fee.

notes:
  Pricing terms page LGC63827 reviewed. Product page says bonus may be unavailable if the applicant has ever had this card or another no-annual-fee Chase for Business card.

raw_json:
  {"card": "Ink Business Cash® Credit Card", "evidence": ["Product page states $750 bonus cash back after $6,000 in purchases in the first 3 months after account opening.", "Product page states 0% intro APR for 12 months on purchases, then 16.74% to 24.74% variable APR.", "Product page states $0 annual fee and 5% cash back in select business categories plus rewards on every business purchase."], "limitations": [], "research_pass": {"method": "Official public Chase listing pages, product pages, and pricing-and-terms pages opened in browser; no application, login, or preapproval flow used.", "retrieved": "2026-05-29T23:41:14-06:00"}, "skipped_scope": ["Chase co-brand partner rows were not inserted in this direct-issuer pass because separate target rows already cover or should cover Air Canada Aeroplan, Amazon, DoorDash, IHG One Rewards, Instacart, Marriott Bonvoy, Southwest Rapid Rewards, United MileagePlus, World of Hyatt, and similar partner portfolios.", "No application forms were submitted and no login or preapproval flows were used."], "sources": [{"basis": "Official all-cards listing page", "url": "https://creditcards.chase.com/all-credit-cards"}, {"basis": "Official Chase for Business card listing page", "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness"}, {"basis": "Official product page", "url": "https://creditcards.chase.com/business-credit-cards/ink/cash"}, {"basis": "Official pricing and terms page", "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC63827.html"}], "target": {"alternate_issuer_url": "https://creditcards.chase.com/newest-offers-credit-cards", "id": 1, "institution": "JPMorgan Chase", "institution_type": "Bank/Card Issuer", "known_issuer_partner": "JPMorgan Chase Bank, N.A.", "offer_research_url": "https://creditcards.chase.com/all-credit-cards", "role": "Primary issuer and co-brand issuer"}}


issuer: JPMorgan Chase Bank, N.A.
card_offer: Ink Business Preferred® Credit Card
segment: BUSINESS
category: TRAVEL_REWARDS
bonus_miles: 100000
cash_bonus: NA
spend_requirement: 8000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $8,000 on purchases in the first 3 months after account opening.
intro_apr: Not found on public source
regular_apr: 17.74% to 26.74% variable APR.
source_url: https://creditcards.chase.com/business-credit-cards/ink/business-preferred
source_basis: Official product page and pricing terms page
retrieved: 2026-05-29T23:41:14-06:00
notes: Pricing terms page LGC63764 reviewed. No intro APR was found on public official sources.
created_at: 2026-05-30 05:43:41
updated_at: 2026-05-30 15:47:45
bonus_miles_type: Ultimate Rewards points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 100,000 bonus points after spending $8,000 on purchases in the first 3 months after account opening.

rewards_key_perks:
  3x points on the first $150,000 spent in combined select business categories each account anniversary year; 1x on other purchases.

raw_json:
  {"card": "Ink Business Preferred® Credit Card", "evidence": ["Product page states 100,000 bonus points after $8,000 in purchases in the first 3 months after account opening.", "Product page states 17.74% to 26.74% variable APR and a $95 annual fee.", "Product page states 3x points on the first $150,000 spent in combined purchases in select business categories each account anniversary year."], "limitations": ["No intro APR was found on public official sources."], "research_pass": {"method": "Official public Chase listing pages, product pages, and pricing-and-terms pages opened in browser; no application, login, or preapproval flow used.", "retrieved": "2026-05-29T23:41:14-06:00"}, "skipped_scope": ["Chase co-brand partner rows were not inserted in this direct-issuer pass because separate target rows already cover or should cover Air Canada Aeroplan, Amazon, DoorDash, IHG One Rewards, Instacart, Marriott Bonvoy, Southwest Rapid Rewards, United MileagePlus, World of Hyatt, and similar partner portfolios.", "No application forms were submitted and no login or preapproval flows were used."], "sources": [{"basis": "Official all-cards listing page", "url": "https://creditcards.chase.com/all-credit-cards"}, {"basis": "Official Chase for Business card listing page", "url": "https://creditcards.chase.com/business-credit-cards/chaseforbusiness"}, {"basis": "Official product page", "url": "https://creditcards.chase.com/business-credit-cards/ink/business-preferred"}, {"basis": "Official pricing and terms page", "url": "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC63764.html"}], "target": {"alternate_issuer_url": "https://creditcards.chase.com/newest-offers-credit-cards", "id": 1, "institution": "JPMorgan Chase", "institution_type": "Bank/Card Issuer", "known_issuer_partner": "JPMorgan Chase Bank, N.A.", "offer_research_url": "https://creditcards.chase.com/all-credit-cards", "role": "Primary issuer and co-brand issuer"}}


