# institution_targets

institution: JPMorgan Chase
institution_type: Bank/Card Issuer
role: Primary issuer and co-brand issuer
known_issuer_partner: JPMorgan Chase Bank, N.A.
offer_research_url: https://creditcards.chase.com/all-credit-cards
alternate_issuer_url: https://creditcards.chase.com/newest-offers-credit-cards
source_basis: Official Chase all-cards and newest-offers pages; browser title confirmed.
public_signal: Current public issuer listing with offer paths
priority: High
retrieved: 2026-05-30
notes: Core issuer hub; downstream agents should use category and brand pages for co-brand filters.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
known_rewards_card_examples:
  Chase Sapphire, Freedom, Ink, United, Southwest, Marriott Bonvoy, IHG, World of Hyatt, Amazon, Instacart, DoorDash

raw_json:
  {"institution":"JPMorgan Chase","type":"Bank/Card Issuer","role":"Primary issuer and co-brand issuer","issuerPartner":"JPMorgan Chase Bank, N.A.","examples":"Chase Sapphire, Freedom, Ink, United, Southwest, Marriott Bonvoy, IHG, World of Hyatt, Amazon, Instacart, DoorDash","url":"https://creditcards.chase.com/all-credit-cards","alternateUrl":"https://creditcards.chase.com/newest-offers-credit-cards","basis":"Official Chase all-cards and newest-offers pages; browser title confirmed.","signal":"Current public issuer listing with offer paths","priority":"High","notes":"Core issuer hub; downstream agents should use category and brand pages for co-brand filters."}


institution: American Express
institution_type: Bank/Card Issuer
role: Issuer, network, and co-brand issuer
known_issuer_partner: American Express National Bank
known_rewards_card_examples: Membership Rewards, Blue Cash, Delta SkyMiles, Hilton Honors, Marriott Bonvoy, business cards
offer_research_url: https://www.americanexpress.com/us/credit-cards/
alternate_issuer_url: https://www.americanexpress.com/us/credit-cards/category/travel-rewards/
source_basis: Official American Express credit card listing; browser title confirmed.
public_signal: Current public issuer listing with personalized-offer paths
priority: High
retrieved: 2026-05-30
notes: Amex often personalizes welcome-offer language; agents should capture channel and application path.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"American Express","type":"Bank/Card Issuer","role":"Issuer, network, and co-brand issuer","issuerPartner":"American Express National Bank","examples":"Membership Rewards, Blue Cash, Delta SkyMiles, Hilton Honors, Marriott Bonvoy, business cards","url":"https://www.americanexpress.com/us/credit-cards/","alternateUrl":"https://www.americanexpress.com/us/credit-cards/category/travel-rewards/","basis":"Official American Express credit card listing; browser title confirmed.","signal":"Current public issuer listing with personalized-offer paths","priority":"High","notes":"Amex often personalizes welcome-offer language; agents should capture channel and application path."}


institution: Citi
institution_type: Bank/Card Issuer
role: Primary issuer and co-brand issuer
known_issuer_partner: Citibank, N.A.
offer_research_url: https://www.citi.com/credit-cards/view-all-credit-cards
alternate_issuer_url: https://www.citi.com/credit-cards
source_basis: Official Citi all-cards page; browser title confirmed.
public_signal: Current public issuer listing
priority: High
retrieved: 2026-05-30
notes: Citi has both bank-branded and retail/co-brand portfolios.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
known_rewards_card_examples:
  Citi Strata, Double Cash, Custom Cash, Costco Anywhere, American Airlines AAdvantage, Best Buy, Macy's

raw_json:
  {"institution":"Citi","type":"Bank/Card Issuer","role":"Primary issuer and co-brand issuer","issuerPartner":"Citibank, N.A.","examples":"Citi Strata, Double Cash, Custom Cash, Costco Anywhere, American Airlines AAdvantage, Best Buy, Macy's","url":"https://www.citi.com/credit-cards/view-all-credit-cards","alternateUrl":"https://www.citi.com/credit-cards","basis":"Official Citi all-cards page; browser title confirmed.","signal":"Current public issuer listing","priority":"High","notes":"Citi has both bank-branded and retail/co-brand portfolios."}


institution: Capital One
institution_type: Bank/Card Issuer
role: Primary issuer and co-brand issuer
known_issuer_partner: Capital One, N.A.
offer_research_url: https://www.capitalone.com/credit-cards/
alternate_issuer_url: https://www.capitalone.com/credit-cards/preapprove/
source_basis: Official Capital One credit card hub; browser title confirmed.
public_signal: Current public issuer listing
priority: High
retrieved: 2026-05-30
notes: Use brand pages for some co-brand offers because Capital One may route through partner microsites.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
known_rewards_card_examples:
  Venture, Savor, Quicksilver, Spark, REI Co-op, BJ's One, Bass Pro Shops CLUB, Cabela's CLUB, Williams Sonoma Key Rewards

raw_json:
  {"institution":"Capital One","type":"Bank/Card Issuer","role":"Primary issuer and co-brand issuer","issuerPartner":"Capital One, N.A.","examples":"Venture, Savor, Quicksilver, Spark, REI Co-op, BJ's One, Bass Pro Shops CLUB, Cabela's CLUB, Williams Sonoma Key Rewards","url":"https://www.capitalone.com/credit-cards/","alternateUrl":"https://www.capitalone.com/credit-cards/preapprove/","basis":"Official Capital One credit card hub; browser title confirmed.","signal":"Current public issuer listing","priority":"High","notes":"Use brand pages for some co-brand offers because Capital One may route through partner microsites."}


institution: Bank of America
institution_type: Bank/Card Issuer
role: Primary issuer and co-brand issuer
known_issuer_partner: Bank of America, N.A.
offer_research_url: https://www.bankofamerica.com/credit-cards/
alternate_issuer_url: https://www.bankofamerica.com/credit-cards/products/
source_basis: Official Bank of America card hub; browser title confirmed.
public_signal: Current public issuer listing
priority: High
retrieved: 2026-05-30
notes: Travel co-brands often appear on both BofA and partner pages.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
known_rewards_card_examples:
  Customized Cash Rewards, Premium Rewards, Alaska Airlines, Norwegian Cruise Line, Royal Caribbean, Spirit, Allegiant

raw_json:
  {"institution":"Bank of America","type":"Bank/Card Issuer","role":"Primary issuer and co-brand issuer","issuerPartner":"Bank of America, N.A.","examples":"Customized Cash Rewards, Premium Rewards, Alaska Airlines, Norwegian Cruise Line, Royal Caribbean, Spirit, Allegiant","url":"https://www.bankofamerica.com/credit-cards/","alternateUrl":"https://www.bankofamerica.com/credit-cards/products/","basis":"Official Bank of America card hub; browser title confirmed.","signal":"Current public issuer listing","priority":"High","notes":"Travel co-brands often appear on both BofA and partner pages."}


institution: Wells Fargo
institution_type: Bank/Card Issuer
role: Primary issuer and co-brand issuer
known_issuer_partner: Wells Fargo Bank, N.A.
known_rewards_card_examples: Active Cash, Autograph, Autograph Journey, Choice Privileges, One Key
offer_research_url: https://creditcards.wellsfargo.com/
alternate_issuer_url: https://www.wellsfargo.com/credit-cards/
source_basis: Official Wells Fargo credit card hub; browser title confirmed after redirect.
public_signal: Current public issuer listing
priority: High
retrieved: 2026-05-30
notes: Wells Fargo pages can redirect from www.wellsfargo.com to creditcards.wellsfargo.com.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"Wells Fargo","type":"Bank/Card Issuer","role":"Primary issuer and co-brand issuer","issuerPartner":"Wells Fargo Bank, N.A.","examples":"Active Cash, Autograph, Autograph Journey, Choice Privileges, One Key","url":"https://creditcards.wellsfargo.com/","alternateUrl":"https://www.wellsfargo.com/credit-cards/","basis":"Official Wells Fargo credit card hub; browser title confirmed after redirect.","signal":"Current public issuer listing","priority":"High","notes":"Wells Fargo pages can redirect from www.wellsfargo.com to creditcards.wellsfargo.com."}


institution: U.S. Bank
institution_type: Bank/Card Issuer
role: Primary issuer and co-brand issuer
known_issuer_partner: U.S. Bank National Association
known_rewards_card_examples: Altitude, Cash Plus, Shopper Cash Rewards, Kroger family cards, Harley-Davidson, Korean Air SKYPASS
offer_research_url: https://www.usbank.com/credit-cards.html
alternate_issuer_url: https://www.usbank.com/credit-cards/co-branded-credit-cards.html
source_basis: Official U.S. Bank credit card hub; browser title confirmed.
public_signal: Current public issuer listing
priority: High
retrieved: 2026-05-30
notes: Kroger-family cards are often on separate microsites.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"U.S. Bank","type":"Bank/Card Issuer","role":"Primary issuer and co-brand issuer","issuerPartner":"U.S. Bank National Association","examples":"Altitude, Cash Plus, Shopper Cash Rewards, Kroger family cards, Harley-Davidson, Korean Air SKYPASS","url":"https://www.usbank.com/credit-cards.html","alternateUrl":"https://www.usbank.com/credit-cards/co-branded-credit-cards.html","basis":"Official U.S. Bank credit card hub; browser title confirmed.","signal":"Current public issuer listing","priority":"High","notes":"Kroger-family cards are often on separate microsites."}


institution: Discover
institution_type: Bank/Card Issuer
role: Primary issuer and network
known_issuer_partner: Discover Bank
known_rewards_card_examples: Discover it Cash Back, Chrome, Miles, Student Cash Back
offer_research_url: https://www.discover.com/credit-cards/
alternate_issuer_url: https://www.discover.com/credit-cards/cash-back/
source_basis: Official Discover card hub; browser title confirmed.
public_signal: Current public issuer listing
priority: High
retrieved: 2026-05-30
notes: Discover first-year match language can be central to offer research.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"Discover","type":"Bank/Card Issuer","role":"Primary issuer and network","issuerPartner":"Discover Bank","examples":"Discover it Cash Back, Chrome, Miles, Student Cash Back","url":"https://www.discover.com/credit-cards/","alternateUrl":"https://www.discover.com/credit-cards/cash-back/","basis":"Official Discover card hub; browser title confirmed.","signal":"Current public issuer listing","priority":"High","notes":"Discover first-year match language can be central to offer research."}


institution: Barclays US
institution_type: Bank/Card Issuer
role: Co-brand issuer
known_issuer_partner: Barclays Bank Delaware
known_rewards_card_examples: JetBlue, Wyndham Rewards, AARP, Emirates, Lufthansa, Breeze, Frontier, Carnival, Princess
offer_research_url: https://cards.barclaycardus.com/
alternate_issuer_url: https://cards.barclaycardus.com/banking/cards/
source_basis: Official Barclays US card site; browser title confirmed.
public_signal: Current public issuer/co-brand site
priority: High
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
notes:
  Some Barclays product URLs are routed by partner pages; AA Aviator should be treated as transition/past-year context.

raw_json:
  {"institution":"Barclays US","type":"Bank/Card Issuer","role":"Co-brand issuer","issuerPartner":"Barclays Bank Delaware","examples":"JetBlue, Wyndham Rewards, AARP, Emirates, Lufthansa, Breeze, Frontier, Carnival, Princess","url":"https://cards.barclaycardus.com/","alternateUrl":"https://cards.barclaycardus.com/banking/cards/","basis":"Official Barclays US card site; browser title confirmed.","signal":"Current public issuer/co-brand site","priority":"High","notes":"Some Barclays product URLs are routed by partner pages; AA Aviator should be treated as transition/past-year context."}


institution: Synchrony
institution_type: Bank/Card Issuer
role: Private-label and co-brand issuer
known_issuer_partner: Synchrony Bank
known_rewards_card_examples: Sam's Club, PayPal Cashback, Venmo, Verizon, Cathay, Virgin Red, TJX, eBay, Walgreens
offer_research_url: https://www.synchrony.com/financing
alternate_issuer_url: https://www.synchrony.com/marketplace
source_basis: Official Synchrony financing and marketplace hub; browser title confirmed.
public_signal: Current public issuer/partner-card hub
priority: High
retrieved: 2026-05-30
notes: Huge catalog; downstream agents should search Synchrony plus the brand name for direct offer pages.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"Synchrony","type":"Bank/Card Issuer","role":"Private-label and co-brand issuer","issuerPartner":"Synchrony Bank","examples":"Sam's Club, PayPal Cashback, Venmo, Verizon, Cathay, Virgin Red, TJX, eBay, Walgreens","url":"https://www.synchrony.com/financing","alternateUrl":"https://www.synchrony.com/marketplace","basis":"Official Synchrony financing and marketplace hub; browser title confirmed.","signal":"Current public issuer/partner-card hub","priority":"High","notes":"Huge catalog; downstream agents should search Synchrony plus the brand name for direct offer pages."}


institution: Bread Financial / Comenity
institution_type: Bank/Card Issuer
role: Private-label and co-brand issuer
known_issuer_partner: Comenity Bank / Comenity Capital Bank
known_rewards_card_examples: AAA, Caesars Rewards, Sephora, Ulta Beauty, Victoria's Secret, NFL Extra Points, PlayStation
offer_research_url: https://www.breadfinancial.com/en/credit-cards.html
alternate_issuer_url: https://www.comenity.net/
source_basis: Official Bread Financial credit card and Comenity servicing pages.
public_signal: Current public issuer/partner-card hub
priority: High
retrieved: 2026-05-30
notes: Bread/Comenity offer details often live on brand microsites or Comenity application pages.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"Bread Financial / Comenity","type":"Bank/Card Issuer","role":"Private-label and co-brand issuer","issuerPartner":"Comenity Bank / Comenity Capital Bank","examples":"AAA, Caesars Rewards, Sephora, Ulta Beauty, Victoria's Secret, NFL Extra Points, PlayStation","url":"https://www.breadfinancial.com/en/credit-cards.html","alternateUrl":"https://www.comenity.net/","basis":"Official Bread Financial credit card and Comenity servicing pages.","signal":"Current public issuer/partner-card hub","priority":"High","notes":"Bread/Comenity offer details often live on brand microsites or Comenity application pages."}


institution: FNBO
institution_type: Bank/Card Issuer
role: Primary issuer and co-brand issuer
known_issuer_partner: First National Bank of Omaha
offer_research_url: https://www.fnbo.com/personal-banking/credit-cards
alternate_issuer_url: https://www.fnbo.com/personal-banking/credit-cards/partner-cards
source_basis: Official FNBO credit card hub; browser title confirmed.
public_signal: Current public issuer listing
priority: High
retrieved: 2026-05-30
notes: Partner-card catalog is valuable for co-brand discovery.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
known_rewards_card_examples:
  Evergreen, Getaway, Amtrak Guest Rewards, MGM Rewards, Sun Country, FordPass, Ducks Unlimited, Scheels

raw_json:
  {"institution":"FNBO","type":"Bank/Card Issuer","role":"Primary issuer and co-brand issuer","issuerPartner":"First National Bank of Omaha","examples":"Evergreen, Getaway, Amtrak Guest Rewards, MGM Rewards, Sun Country, FordPass, Ducks Unlimited, Scheels","url":"https://www.fnbo.com/personal-banking/credit-cards","alternateUrl":"https://www.fnbo.com/personal-banking/credit-cards/partner-cards","basis":"Official FNBO credit card hub; browser title confirmed.","signal":"Current public issuer listing","priority":"High","notes":"Partner-card catalog is valuable for co-brand discovery."}


institution: TD Bank
institution_type: Bank/Card Issuer
role: Primary issuer and co-brand issuer
known_issuer_partner: TD Bank, N.A.
known_rewards_card_examples: TD Cash, TD Double Up, Nordstrom, Target Circle Card
offer_research_url: https://www.td.com/us/en/personal-banking/credit-cards
alternate_issuer_url: https://www.td.com/us/en/personal-banking/credit-cards/compare-cards
source_basis: Official TD Bank credit card hub; browser title confirmed.
public_signal: Current public issuer listing
priority: Medium
retrieved: 2026-05-30
notes: Retail co-brand offer research should start from the retail partner page.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"TD Bank","type":"Bank/Card Issuer","role":"Primary issuer and co-brand issuer","issuerPartner":"TD Bank, N.A.","examples":"TD Cash, TD Double Up, Nordstrom, Target Circle Card","url":"https://www.td.com/us/en/personal-banking/credit-cards","alternateUrl":"https://www.td.com/us/en/personal-banking/credit-cards/compare-cards","basis":"Official TD Bank credit card hub; browser title confirmed.","signal":"Current public issuer listing","priority":"Medium","notes":"Retail co-brand offer research should start from the retail partner page."}


institution: PNC Bank
institution_type: Bank/Card Issuer
role: Primary issuer
known_issuer_partner: PNC Bank, N.A.
known_rewards_card_examples: PNC Cash Rewards, PNC points, PNC Miles, PNC Core
offer_research_url: https://www.pnc.com/en/personal-banking/banking/credit-cards.html
source_basis: Official PNC credit card hub.
public_signal: Current public issuer listing
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"PNC Bank","type":"Bank/Card Issuer","role":"Primary issuer","issuerPartner":"PNC Bank, N.A.","examples":"PNC Cash Rewards, PNC points, PNC Miles, PNC Core","url":"https://www.pnc.com/en/personal-banking/banking/credit-cards.html","alternateUrl":"","basis":"Official PNC credit card hub.","signal":"Current public issuer listing","priority":"Medium","notes":""}


institution: Truist
institution_type: Bank/Card Issuer
role: Primary issuer
known_issuer_partner: Truist Bank
known_rewards_card_examples: Enjoy Cash, Enjoy Travel, Future Card
offer_research_url: https://www.truist.com/credit-cards
source_basis: Official Truist credit card hub.
public_signal: Current public issuer listing
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"Truist","type":"Bank/Card Issuer","role":"Primary issuer","issuerPartner":"Truist Bank","examples":"Enjoy Cash, Enjoy Travel, Future Card","url":"https://www.truist.com/credit-cards","alternateUrl":"","basis":"Official Truist credit card hub.","signal":"Current public issuer listing","priority":"Medium","notes":""}


institution: BMO
institution_type: Bank/Card Issuer
role: Primary issuer
known_issuer_partner: BMO Bank N.A.
known_rewards_card_examples: BMO Cash Back, BMO Platinum Rewards, BMO Premium Rewards
offer_research_url: https://www.bmo.com/en-us/main/personal/credit-cards/
source_basis: Official BMO credit card hub.
public_signal: Current public issuer listing
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"BMO","type":"Bank/Card Issuer","role":"Primary issuer","issuerPartner":"BMO Bank N.A.","examples":"BMO Cash Back, BMO Platinum Rewards, BMO Premium Rewards","url":"https://www.bmo.com/en-us/main/personal/credit-cards/","alternateUrl":"","basis":"Official BMO credit card hub.","signal":"Current public issuer listing","priority":"Medium","notes":""}


institution: Fifth Third Bank
institution_type: Bank/Card Issuer
role: Primary issuer
known_issuer_partner: Fifth Third Bank, N.A.
known_rewards_card_examples: 1.67% Cash/Back, Preferred Cash/Back, Truly Simple
offer_research_url: https://www.53.com/content/fifth-third/en/personal-banking/bank/credit-cards.html
source_basis: Official Fifth Third credit card hub.
public_signal: Current public issuer listing
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"Fifth Third Bank","type":"Bank/Card Issuer","role":"Primary issuer","issuerPartner":"Fifth Third Bank, N.A.","examples":"1.67% Cash/Back, Preferred Cash/Back, Truly Simple","url":"https://www.53.com/content/fifth-third/en/personal-banking/bank/credit-cards.html","alternateUrl":"","basis":"Official Fifth Third credit card hub.","signal":"Current public issuer listing","priority":"Medium","notes":""}


institution: Huntington Bank
institution_type: Bank/Card Issuer
role: Primary issuer
known_issuer_partner: The Huntington National Bank
known_rewards_card_examples: Huntington Cashback Credit Card, Voice Rewards
offer_research_url: https://www.huntington.com/Personal/credit-card
source_basis: Official Huntington credit card hub.
public_signal: Current public issuer listing
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"Huntington Bank","type":"Bank/Card Issuer","role":"Primary issuer","issuerPartner":"The Huntington National Bank","examples":"Huntington Cashback Credit Card, Voice Rewards","url":"https://www.huntington.com/Personal/credit-card","alternateUrl":"","basis":"Official Huntington credit card hub.","signal":"Current public issuer listing","priority":"Medium","notes":""}


institution: Regions Bank
institution_type: Bank/Card Issuer
role: Primary issuer
known_issuer_partner: Regions Bank
known_rewards_card_examples: Prestige, Premium, Explore Visa
offer_research_url: https://www.regions.com/personal-banking/credit-cards
source_basis: Official Regions credit card hub.
public_signal: Current public issuer listing
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"Regions Bank","type":"Bank/Card Issuer","role":"Primary issuer","issuerPartner":"Regions Bank","examples":"Prestige, Premium, Explore Visa","url":"https://www.regions.com/personal-banking/credit-cards","alternateUrl":"","basis":"Official Regions credit card hub.","signal":"Current public issuer listing","priority":"Medium","notes":""}


institution: Citizens Bank
institution_type: Bank/Card Issuer
role: Primary issuer
known_issuer_partner: Citizens Bank, N.A.
known_rewards_card_examples: Cash Back Plus World Mastercard, Clear Value Mastercard
offer_research_url: https://www.citizensbank.com/credit-cards/overview.aspx
source_basis: Official Citizens credit card hub.
public_signal: Current public issuer listing
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"Citizens Bank","type":"Bank/Card Issuer","role":"Primary issuer","issuerPartner":"Citizens Bank, N.A.","examples":"Cash Back Plus World Mastercard, Clear Value Mastercard","url":"https://www.citizensbank.com/credit-cards/overview.aspx","alternateUrl":"","basis":"Official Citizens credit card hub.","signal":"Current public issuer listing","priority":"Medium","notes":""}


institution: Navy Federal Credit Union
institution_type: Bank/Card Issuer
role: Credit union issuer
known_issuer_partner: Navy Federal Credit Union
known_rewards_card_examples: cashRewards, More Rewards American Express, Flagship Rewards, GO REWARDS
offer_research_url: https://www.navyfederal.org/loans-cards/credit-cards.html
source_basis: Official Navy Federal credit card hub.
public_signal: Current public issuer listing
priority: Medium
retrieved: 2026-05-30
notes: Membership eligibility applies.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"Navy Federal Credit Union","type":"Bank/Card Issuer","role":"Credit union issuer","issuerPartner":"Navy Federal Credit Union","examples":"cashRewards, More Rewards American Express, Flagship Rewards, GO REWARDS","url":"https://www.navyfederal.org/loans-cards/credit-cards.html","alternateUrl":"","basis":"Official Navy Federal credit card hub.","signal":"Current public issuer listing","priority":"Medium","notes":"Membership eligibility applies."}


institution: PenFed Credit Union
institution_type: Bank/Card Issuer
role: Credit union issuer
known_issuer_partner: Pentagon Federal Credit Union
known_rewards_card_examples: Power Cash Rewards, Platinum Rewards, Pathfinder Rewards
offer_research_url: https://www.penfed.org/credit-cards
source_basis: Official PenFed credit card hub.
public_signal: Current public issuer listing
priority: Medium
retrieved: 2026-05-30
notes: Membership applies.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"PenFed Credit Union","type":"Bank/Card Issuer","role":"Credit union issuer","issuerPartner":"Pentagon Federal Credit Union","examples":"Power Cash Rewards, Platinum Rewards, Pathfinder Rewards","url":"https://www.penfed.org/credit-cards","alternateUrl":"","basis":"Official PenFed credit card hub.","signal":"Current public issuer listing","priority":"Medium","notes":"Membership applies."}


institution: USAA
institution_type: Bank/Card Issuer
role: Primary issuer
known_issuer_partner: USAA Savings Bank
known_rewards_card_examples: Preferred Cash Rewards, Rewards Visa Signature, Rate Advantage
offer_research_url: https://www.usaa.com/inet/wc/bank-credit-cards
source_basis: Official USAA credit card hub.
public_signal: Current public issuer listing
priority: Medium
retrieved: 2026-05-30
notes: Eligibility applies.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"USAA","type":"Bank/Card Issuer","role":"Primary issuer","issuerPartner":"USAA Savings Bank","examples":"Preferred Cash Rewards, Rewards Visa Signature, Rate Advantage","url":"https://www.usaa.com/inet/wc/bank-credit-cards","alternateUrl":"","basis":"Official USAA credit card hub.","signal":"Current public issuer listing","priority":"Medium","notes":"Eligibility applies."}


institution: Alliant Credit Union
institution_type: Bank/Card Issuer
role: Credit union issuer
known_issuer_partner: Alliant Credit Union
known_rewards_card_examples: Alliant Cashback Visa Signature
offer_research_url: https://www.alliantcreditunion.org/bank/visa-signature-card
alternate_issuer_url: https://www.alliantcreditunion.org/bank/credit-cards
source_basis: Official Alliant credit card page.
public_signal: Current public product page
priority: Medium
retrieved: 2026-05-30
notes: Membership applies.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"Alliant Credit Union","type":"Bank/Card Issuer","role":"Credit union issuer","issuerPartner":"Alliant Credit Union","examples":"Alliant Cashback Visa Signature","url":"https://www.alliantcreditunion.org/bank/visa-signature-card","alternateUrl":"https://www.alliantcreditunion.org/bank/credit-cards","basis":"Official Alliant credit card page.","signal":"Current public product page","priority":"Medium","notes":"Membership applies."}


institution: First Tech Federal Credit Union
institution_type: Bank/Card Issuer
role: Credit union issuer
known_issuer_partner: First Tech Federal Credit Union
known_rewards_card_examples: Choice Rewards, Odyssey Rewards
offer_research_url: https://www.firsttechfed.com/borrow/credit-cards
source_basis: Official First Tech credit card hub.
public_signal: Current public issuer listing
priority: Medium
retrieved: 2026-05-30
notes: Membership applies.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"First Tech Federal Credit Union","type":"Bank/Card Issuer","role":"Credit union issuer","issuerPartner":"First Tech Federal Credit Union","examples":"Choice Rewards, Odyssey Rewards","url":"https://www.firsttechfed.com/borrow/credit-cards","alternateUrl":"","basis":"Official First Tech credit card hub.","signal":"Current public issuer listing","priority":"Medium","notes":"Membership applies."}


institution: SoFi
institution_type: Bank/Card Issuer
role: Fintech/bank issuer
known_issuer_partner: SoFi Bank, N.A.
known_rewards_card_examples: SoFi Credit Card / unlimited rewards card
offer_research_url: https://www.sofi.com/credit-card/
source_basis: Official SoFi credit card page.
public_signal: Current public product page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"SoFi","type":"Bank/Card Issuer","role":"Fintech/bank issuer","issuerPartner":"SoFi Bank, N.A.","examples":"SoFi Credit Card / unlimited rewards card","url":"https://www.sofi.com/credit-card/","alternateUrl":"","basis":"Official SoFi credit card page.","signal":"Current public product page","priority":"Medium","notes":""}


institution: Elan Financial Services
institution_type: Bank/Card Issuer
role: Agent-bank and partner-card issuer
known_issuer_partner: Elan Financial Services / U.S. Bank
known_rewards_card_examples: Fidelity Rewards Visa Signature and other partner-bank rewards cards
offer_research_url: https://www.elanfinancialservices.com/credit-card/index.html
alternate_issuer_url: https://www.fidelityrewards.com/
source_basis: Official Elan credit card and Fidelity Rewards card pages.
public_signal: Current public issuer/partner-card pages
priority: Medium
retrieved: 2026-05-30
notes: Useful for financial-institution partner-card discovery.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"Elan Financial Services","type":"Bank/Card Issuer","role":"Agent-bank and partner-card issuer","issuerPartner":"Elan Financial Services / U.S. Bank","examples":"Fidelity Rewards Visa Signature and other partner-bank rewards cards","url":"https://www.elanfinancialservices.com/credit-card/index.html","alternateUrl":"https://www.fidelityrewards.com/","basis":"Official Elan credit card and Fidelity Rewards card pages.","signal":"Current public issuer/partner-card pages","priority":"Medium","notes":"Useful for financial-institution partner-card discovery."}


institution: Credit One Bank
institution_type: Bank/Card Issuer
role: Primary issuer
known_issuer_partner: Credit One Bank, N.A.
known_rewards_card_examples: Credit One Bank cash back and points cards; co-brands including NASCAR and WWE in some channels
offer_research_url: https://www.creditonebank.com/credit-cards
source_basis: Official Credit One credit card hub.
public_signal: Current public issuer listing
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"Credit One Bank","type":"Bank/Card Issuer","role":"Primary issuer","issuerPartner":"Credit One Bank, N.A.","examples":"Credit One Bank cash back and points cards; co-brands including NASCAR and WWE in some channels","url":"https://www.creditonebank.com/credit-cards","alternateUrl":"","basis":"Official Credit One credit card hub.","signal":"Current public issuer listing","priority":"Medium","notes":""}


institution: Upgrade
institution_type: Bank/Card Issuer
role: Fintech card program
known_issuer_partner: Cross River Bank / Sutton Bank depending on product
known_rewards_card_examples: Upgrade OneCard, Upgrade Triple Cash Rewards
offer_research_url: https://www.upgrade.com/upgrade-card/
alternate_issuer_url: https://www.upgrade.com/cards/
source_basis: Official Upgrade card pages.
public_signal: Current public product pages
priority: Low
retrieved: 2026-05-30
notes: Program structure differs from conventional revolving credit cards; verify product terms.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"Upgrade","type":"Bank/Card Issuer","role":"Fintech card program","issuerPartner":"Cross River Bank / Sutton Bank depending on product","examples":"Upgrade OneCard, Upgrade Triple Cash Rewards","url":"https://www.upgrade.com/upgrade-card/","alternateUrl":"https://www.upgrade.com/cards/","basis":"Official Upgrade card pages.","signal":"Current public product pages","priority":"Low","notes":"Program structure differs from conventional revolving credit cards; verify product terms."}


institution: Cardless
institution_type: Bank/Card Issuer
role: Co-brand card platform
known_issuer_partner: First Electronic Bank for many Cardless programs
known_rewards_card_examples: Qatar Airways, LATAM, Avianca LifeMiles, TAP Miles&Go, Turkish Airlines, Simon
offer_research_url: https://www.cardless.com/
alternate_issuer_url: https://www.cardless.com/cards
source_basis: Official Cardless site plus airline partner application pages.
public_signal: Current public co-brand card platform
priority: High
retrieved: 2026-05-30
notes: Use partner-specific Cardless microsites for final offers.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"Cardless","type":"Bank/Card Issuer","role":"Co-brand card platform","issuerPartner":"First Electronic Bank for many Cardless programs","examples":"Qatar Airways, LATAM, Avianca LifeMiles, TAP Miles&Go, Turkish Airlines, Simon","url":"https://www.cardless.com/","alternateUrl":"https://www.cardless.com/cards","basis":"Official Cardless site plus airline partner application pages.","signal":"Current public co-brand card platform","priority":"High","notes":"Use partner-specific Cardless microsites for final offers."}


institution: American Airlines AAdvantage
institution_type: Airline/Rail
role: Airline co-brand partner
known_issuer_partner: Citi; Barclays transition/past-year context
known_rewards_card_examples: Citi / AAdvantage cards; former AAdvantage Aviator cards
offer_research_url: https://creditcards.aa.com/
alternate_issuer_url: https://www.citi.com/credit-cards/american-airlines-credit-cards
source_basis: Official American Airlines credit card landing page and Citi co-brand page.
public_signal: Current public co-brand page; Barclays portfolio transition occurred in the past-year window
priority: High
retrieved: 2026-05-30
notes: Track issuer transition carefully; do not assume Barclays accepts new AA applications.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"American Airlines AAdvantage","type":"Airline/Rail","role":"Airline co-brand partner","issuerPartner":"Citi; Barclays transition/past-year context","examples":"Citi / AAdvantage cards; former AAdvantage Aviator cards","url":"https://creditcards.aa.com/","alternateUrl":"https://www.citi.com/credit-cards/american-airlines-credit-cards","basis":"Official American Airlines credit card landing page and Citi co-brand page.","signal":"Current public co-brand page; Barclays portfolio transition occurred in the past-year window","priority":"High","notes":"Track issuer transition carefully; do not assume Barclays accepts new AA applications."}


institution: Delta SkyMiles
institution_type: Airline/Rail
role: Airline co-brand partner
known_issuer_partner: American Express
known_rewards_card_examples: Delta SkyMiles Gold, Platinum, Reserve and business versions
offer_research_url: https://www.delta.com/us/en/skymiles/airline-credit-cards/overview
alternate_issuer_url: https://www.americanexpress.com/us/credit-cards/card/delta-skymiles-gold-american-express-card/
source_basis: Official Delta card overview and Amex product pages.
public_signal: Current public co-brand page
priority: High
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"Delta SkyMiles","type":"Airline/Rail","role":"Airline co-brand partner","issuerPartner":"American Express","examples":"Delta SkyMiles Gold, Platinum, Reserve and business versions","url":"https://www.delta.com/us/en/skymiles/airline-credit-cards/overview","alternateUrl":"https://www.americanexpress.com/us/credit-cards/card/delta-skymiles-gold-american-express-card/","basis":"Official Delta card overview and Amex product pages.","signal":"Current public co-brand page","priority":"High","notes":""}


institution: United MileagePlus
institution_type: Airline/Rail
role: Airline co-brand partner
known_issuer_partner: JPMorgan Chase
known_rewards_card_examples: United Explorer, Quest, Club, Gateway, business cards
offer_research_url: https://www.united.com/en/us/fly/products/chase-cards.html
alternate_issuer_url: https://creditcards.chase.com/travel-credit-cards/united
source_basis: Official United and Chase co-brand pages.
public_signal: Current public co-brand page
priority: High
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"United MileagePlus","type":"Airline/Rail","role":"Airline co-brand partner","issuerPartner":"JPMorgan Chase","examples":"United Explorer, Quest, Club, Gateway, business cards","url":"https://www.united.com/en/us/fly/products/chase-cards.html","alternateUrl":"https://creditcards.chase.com/travel-credit-cards/united","basis":"Official United and Chase co-brand pages.","signal":"Current public co-brand page","priority":"High","notes":""}


institution: Southwest Rapid Rewards
institution_type: Airline/Rail
role: Airline co-brand partner
known_issuer_partner: JPMorgan Chase
known_rewards_card_examples: Southwest Rapid Rewards Plus, Premier, Priority, business cards
offer_research_url: https://www.southwest.com/rapid-rewards/credit-card/
alternate_issuer_url: https://creditcards.chase.com/travel-credit-cards/southwest
source_basis: Official Southwest and Chase co-brand pages.
public_signal: Current public co-brand page
priority: High
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"Southwest Rapid Rewards","type":"Airline/Rail","role":"Airline co-brand partner","issuerPartner":"JPMorgan Chase","examples":"Southwest Rapid Rewards Plus, Premier, Priority, business cards","url":"https://www.southwest.com/rapid-rewards/credit-card/","alternateUrl":"https://creditcards.chase.com/travel-credit-cards/southwest","basis":"Official Southwest and Chase co-brand pages.","signal":"Current public co-brand page","priority":"High","notes":""}


institution: Alaska Airlines Mileage Plan
institution_type: Airline/Rail
role: Airline co-brand partner
known_issuer_partner: Bank of America
known_rewards_card_examples: Alaska Airlines Visa Signature, Alaska Airlines Visa Business
offer_research_url: https://www.alaskaair.com/content/visa-signature-card
alternate_issuer_url: https://www.bankofamerica.com/credit-cards/products/alaska-airlines-credit-card/
source_basis: Official Alaska Airlines and Bank of America co-brand pages.
public_signal: Current public co-brand page
priority: High
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
notes:
  Hawaiian combination activity may affect future portfolio positioning; verify current issuer/channel.

raw_json:
  {"institution":"Alaska Airlines Mileage Plan","type":"Airline/Rail","role":"Airline co-brand partner","issuerPartner":"Bank of America","examples":"Alaska Airlines Visa Signature, Alaska Airlines Visa Business","url":"https://www.alaskaair.com/content/visa-signature-card","alternateUrl":"https://www.bankofamerica.com/credit-cards/products/alaska-airlines-credit-card/","basis":"Official Alaska Airlines and Bank of America co-brand pages.","signal":"Current public co-brand page","priority":"High","notes":"Hawaiian combination activity may affect future portfolio positioning; verify current issuer/channel."}


institution: JetBlue TrueBlue
institution_type: Airline/Rail
role: Airline co-brand partner
known_issuer_partner: Barclays Bank Delaware
known_rewards_card_examples: JetBlue Card, JetBlue Plus, JetBlue Premier, JetBlue Business
offer_research_url: https://www.jetblue.com/trueblue/credit-cards
alternate_issuer_url: https://cards.barclaycardus.com/banking/cards/jetblue-plus-card/
source_basis: Official JetBlue card page and Barclays product paths.
public_signal: Current public co-brand page
priority: High
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"JetBlue TrueBlue","type":"Airline/Rail","role":"Airline co-brand partner","issuerPartner":"Barclays Bank Delaware","examples":"JetBlue Card, JetBlue Plus, JetBlue Premier, JetBlue Business","url":"https://www.jetblue.com/trueblue/credit-cards","alternateUrl":"https://cards.barclaycardus.com/banking/cards/jetblue-plus-card/","basis":"Official JetBlue card page and Barclays product paths.","signal":"Current public co-brand page","priority":"High","notes":""}


institution: Hawaiian Airlines HawaiianMiles
institution_type: Airline/Rail
role: Airline co-brand partner
known_issuer_partner: Barclays Bank Delaware / Bank of Hawaii in related channels
known_rewards_card_examples: Hawaiian Airlines World Elite Mastercard
offer_research_url: https://hawaiianairlinesmastercard.com/
alternate_issuer_url: https://www.hawaiianairlines.com/hawaiianmiles/partners/credit-card
source_basis: Official Hawaiian Airlines Mastercard microsite and HawaiianMiles partner page.
public_signal: Current or recent public co-brand page
priority: Medium
retrieved: 2026-05-30
notes: Monitor Alaska-Hawaiian integration impacts.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"Hawaiian Airlines HawaiianMiles","type":"Airline/Rail","role":"Airline co-brand partner","issuerPartner":"Barclays Bank Delaware / Bank of Hawaii in related channels","examples":"Hawaiian Airlines World Elite Mastercard","url":"https://hawaiianairlinesmastercard.com/","alternateUrl":"https://www.hawaiianairlines.com/hawaiianmiles/partners/credit-card","basis":"Official Hawaiian Airlines Mastercard microsite and HawaiianMiles partner page.","signal":"Current or recent public co-brand page","priority":"Medium","notes":"Monitor Alaska-Hawaiian integration impacts."}


institution: Spirit Airlines Free Spirit
institution_type: Airline/Rail
role: Airline co-brand partner
known_issuer_partner: Bank of America
known_rewards_card_examples: Free Spirit Travel More World Elite Mastercard
offer_research_url: https://www.spirit.com/s/free-spirit-credit-card
alternate_issuer_url: https://www.bankofamerica.com/credit-cards/products/spirit-airlines-credit-card/
source_basis: Official Spirit and Bank of America co-brand pages.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"Spirit Airlines Free Spirit","type":"Airline/Rail","role":"Airline co-brand partner","issuerPartner":"Bank of America","examples":"Free Spirit Travel More World Elite Mastercard","url":"https://www.spirit.com/s/free-spirit-credit-card","alternateUrl":"https://www.bankofamerica.com/credit-cards/products/spirit-airlines-credit-card/","basis":"Official Spirit and Bank of America co-brand pages.","signal":"Current public co-brand page","priority":"Medium","notes":""}


institution: Frontier Miles
institution_type: Airline/Rail
role: Airline co-brand partner
known_issuer_partner: Barclays Bank Delaware
known_rewards_card_examples: Frontier Airlines World Mastercard
offer_research_url: https://www.flyfrontier.com/frontier-miles/world-mastercard/
alternate_issuer_url: https://cards.barclaycardus.com/banking/cards/frontier-airlines-world-mastercard/
source_basis: Official Frontier and Barclays co-brand pages.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"Frontier Miles","type":"Airline/Rail","role":"Airline co-brand partner","issuerPartner":"Barclays Bank Delaware","examples":"Frontier Airlines World Mastercard","url":"https://www.flyfrontier.com/frontier-miles/world-mastercard/","alternateUrl":"https://cards.barclaycardus.com/banking/cards/frontier-airlines-world-mastercard/","basis":"Official Frontier and Barclays co-brand pages.","signal":"Current public co-brand page","priority":"Medium","notes":""}


institution: Allegiant Allways Rewards
institution_type: Airline/Rail
role: Airline co-brand partner
known_issuer_partner: Bank of America
known_rewards_card_examples: Allegiant World Mastercard
offer_research_url: https://www.allegiantair.com/allegiant-world-mastercard
alternate_issuer_url: https://www.bankofamerica.com/credit-cards/products/allegiant-credit-card/
source_basis: Official Allegiant and Bank of America co-brand pages.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"Allegiant Allways Rewards","type":"Airline/Rail","role":"Airline co-brand partner","issuerPartner":"Bank of America","examples":"Allegiant World Mastercard","url":"https://www.allegiantair.com/allegiant-world-mastercard","alternateUrl":"https://www.bankofamerica.com/credit-cards/products/allegiant-credit-card/","basis":"Official Allegiant and Bank of America co-brand pages.","signal":"Current public co-brand page","priority":"Medium","notes":""}


institution: Sun Country Rewards
institution_type: Airline/Rail
role: Airline co-brand partner
known_issuer_partner: FNBO
known_rewards_card_examples: Sun Country Airlines Visa Signature Card
offer_research_url: https://www.suncountry.com/rewards/card
alternate_issuer_url: https://www.fnbo.com/personal-banking/credit-cards/sun-country-airlines-visa-card
source_basis: Official Sun Country rewards/card page and FNBO partner-card path.
public_signal: Current or recent public co-brand page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"Sun Country Rewards","type":"Airline/Rail","role":"Airline co-brand partner","issuerPartner":"FNBO","examples":"Sun Country Airlines Visa Signature Card","url":"https://www.suncountry.com/rewards/card","alternateUrl":"https://www.fnbo.com/personal-banking/credit-cards/sun-country-airlines-visa-card","basis":"Official Sun Country rewards/card page and FNBO partner-card path.","signal":"Current or recent public co-brand page","priority":"Medium","notes":""}


institution: Breeze Airways
institution_type: Airline/Rail
role: Airline co-brand partner
known_issuer_partner: Barclays Bank Delaware
known_rewards_card_examples: Breeze Easy Visa Signature Card
offer_research_url: https://www.flybreeze.com/page/breeze-easy-visa-card
alternate_issuer_url: https://cards.barclaycardus.com/banking/cards/breeze-easy-visa-signature-card/
source_basis: Official Breeze and Barclays co-brand pages.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"Breeze Airways","type":"Airline/Rail","role":"Airline co-brand partner","issuerPartner":"Barclays Bank Delaware","examples":"Breeze Easy Visa Signature Card","url":"https://www.flybreeze.com/page/breeze-easy-visa-card","alternateUrl":"https://cards.barclaycardus.com/banking/cards/breeze-easy-visa-signature-card/","basis":"Official Breeze and Barclays co-brand pages.","signal":"Current public co-brand page","priority":"Medium","notes":""}


institution: Air Canada Aeroplan
institution_type: Airline/Rail
role: Airline loyalty co-brand partner
known_issuer_partner: JPMorgan Chase
known_rewards_card_examples: Aeroplan Credit Card
offer_research_url: https://creditcards.chase.com/travel-credit-cards/aircanada/aeroplan
alternate_issuer_url: https://www.aircanada.com/us/en/aco/home/aeroplan/credit-cards.html
source_basis: Official Chase and Air Canada Aeroplan credit card pages.
public_signal: Current public co-brand page
priority: High
retrieved: 2026-05-30
notes: U.S. card for Canadian airline loyalty program.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"Air Canada Aeroplan","type":"Airline/Rail","role":"Airline loyalty co-brand partner","issuerPartner":"JPMorgan Chase","examples":"Aeroplan Credit Card","url":"https://creditcards.chase.com/travel-credit-cards/aircanada/aeroplan","alternateUrl":"https://www.aircanada.com/us/en/aco/home/aeroplan/credit-cards.html","basis":"Official Chase and Air Canada Aeroplan credit card pages.","signal":"Current public co-brand page","priority":"High","notes":"U.S. card for Canadian airline loyalty program."}


institution: British Airways Executive Club
institution_type: Airline/Rail
role: Airline loyalty co-brand partner
known_issuer_partner: JPMorgan Chase
known_rewards_card_examples: British Airways Visa Signature
offer_research_url: https://creditcards.chase.com/travel-credit-cards/british-airways
alternate_issuer_url: https://www.britishairways.com/en-us/executive-club/collecting-avios/credit-cards
source_basis: Official Chase British Airways card page and BA Avios card page.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
notes: Part of Chase Avios card group.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"British Airways Executive Club","type":"Airline/Rail","role":"Airline loyalty co-brand partner","issuerPartner":"JPMorgan Chase","examples":"British Airways Visa Signature","url":"https://creditcards.chase.com/travel-credit-cards/british-airways","alternateUrl":"https://www.britishairways.com/en-us/executive-club/collecting-avios/credit-cards","basis":"Official Chase British Airways card page and BA Avios card page.","signal":"Current public co-brand page","priority":"Medium","notes":"Part of Chase Avios card group."}


institution: Aer Lingus AerClub
institution_type: Airline/Rail
role: Airline loyalty co-brand partner
known_issuer_partner: JPMorgan Chase
known_rewards_card_examples: Aer Lingus Visa Signature
offer_research_url: https://creditcards.chase.com/travel-credit-cards/aer-lingus
alternate_issuer_url: https://creditcards.chase.com/travel-credit-cards/avios
source_basis: Official Chase Aer Lingus and Avios card pages.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
notes: Part of Chase Avios card group.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:58
raw_json:
  {"institution":"Aer Lingus AerClub","type":"Airline/Rail","role":"Airline loyalty co-brand partner","issuerPartner":"JPMorgan Chase","examples":"Aer Lingus Visa Signature","url":"https://creditcards.chase.com/travel-credit-cards/aer-lingus","alternateUrl":"https://creditcards.chase.com/travel-credit-cards/avios","basis":"Official Chase Aer Lingus and Avios card pages.","signal":"Current public co-brand page","priority":"Medium","notes":"Part of Chase Avios card group."}


institution: Iberia Plus
institution_type: Airline/Rail
role: Airline loyalty co-brand partner
known_issuer_partner: JPMorgan Chase
known_rewards_card_examples: Iberia Visa Signature
offer_research_url: https://creditcards.chase.com/travel-credit-cards/iberia
alternate_issuer_url: https://creditcards.chase.com/travel-credit-cards/avios
source_basis: Official Chase Iberia and Avios card pages.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
notes: Part of Chase Avios card group.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Iberia Plus","type":"Airline/Rail","role":"Airline loyalty co-brand partner","issuerPartner":"JPMorgan Chase","examples":"Iberia Visa Signature","url":"https://creditcards.chase.com/travel-credit-cards/iberia","alternateUrl":"https://creditcards.chase.com/travel-credit-cards/avios","basis":"Official Chase Iberia and Avios card pages.","signal":"Current public co-brand page","priority":"Medium","notes":"Part of Chase Avios card group."}


institution: Emirates Skywards
institution_type: Airline/Rail
role: Airline loyalty co-brand partner
known_issuer_partner: Barclays Bank Delaware
known_rewards_card_examples: Emirates Skywards Rewards World Elite Mastercard, Emirates Skywards Premium World Elite Mastercard
offer_research_url: https://www.emirates.com/us/english/skywards/partners/barclays/
alternate_issuer_url: https://cards.barclaycardus.com/banking/cards/emirates-skywards-rewards-world-elite-mastercard/
source_basis: Official Emirates partner page and Barclays card path.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Emirates Skywards","type":"Airline/Rail","role":"Airline loyalty co-brand partner","issuerPartner":"Barclays Bank Delaware","examples":"Emirates Skywards Rewards World Elite Mastercard, Emirates Skywards Premium World Elite Mastercard","url":"https://www.emirates.com/us/english/skywards/partners/barclays/","alternateUrl":"https://cards.barclaycardus.com/banking/cards/emirates-skywards-rewards-world-elite-mastercard/","basis":"Official Emirates partner page and Barclays card path.","signal":"Current public co-brand page","priority":"Medium","notes":""}


institution: Lufthansa Miles & More
institution_type: Airline/Rail
role: Airline loyalty co-brand partner
known_issuer_partner: Barclays Bank Delaware
known_rewards_card_examples: Miles & More World Elite Mastercard
offer_research_url: https://www.miles-and-more.com/us/en/program/credit-cards.html
alternate_issuer_url: https://cards.barclaycardus.com/banking/cards/lufthansa-miles-and-more-world-elite-mastercard/
source_basis: Official Miles & More credit card page and Barclays card path.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Lufthansa Miles & More","type":"Airline/Rail","role":"Airline loyalty co-brand partner","issuerPartner":"Barclays Bank Delaware","examples":"Miles & More World Elite Mastercard","url":"https://www.miles-and-more.com/us/en/program/credit-cards.html","alternateUrl":"https://cards.barclaycardus.com/banking/cards/lufthansa-miles-and-more-world-elite-mastercard/","basis":"Official Miles & More credit card page and Barclays card path.","signal":"Current public co-brand page","priority":"Medium","notes":""}


institution: Virgin Red / Virgin Atlantic Flying Club
institution_type: Airline/Rail
role: Airline/travel rewards co-brand partner
known_issuer_partner: Synchrony Bank
known_rewards_card_examples: Virgin Red Rewards Mastercard
offer_research_url: https://www.virgin.com/virgin-red/credit-card
alternate_issuer_url: https://www.synchrony.com/financing/virgin-red
source_basis: Official Virgin Red card page and Synchrony partner path.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
notes: U.S. card is branded as Virgin Red, tied to Virgin loyalty ecosystem.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Virgin Red / Virgin Atlantic Flying Club","type":"Airline/Rail","role":"Airline/travel rewards co-brand partner","issuerPartner":"Synchrony Bank","examples":"Virgin Red Rewards Mastercard","url":"https://www.virgin.com/virgin-red/credit-card","alternateUrl":"https://www.synchrony.com/financing/virgin-red","basis":"Official Virgin Red card page and Synchrony partner path.","signal":"Current public co-brand page","priority":"Medium","notes":"U.S. card is branded as Virgin Red, tied to Virgin loyalty ecosystem."}


institution: Cathay Pacific Cathay
institution_type: Airline/Rail
role: Airline loyalty co-brand partner
known_issuer_partner: Synchrony Bank
known_rewards_card_examples: Cathay World Elite Mastercard
offer_research_url: https://creditcard.cathaypacific.com/
alternate_issuer_url: https://www.cathaypacific.com/cx/en_US/membership/credit-card.html
source_basis: Official Cathay credit card microsite and Cathay membership page.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
notes: Launched in the recent/past-year window; verify issuer and terms.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Cathay Pacific Cathay","type":"Airline/Rail","role":"Airline loyalty co-brand partner","issuerPartner":"Synchrony Bank","examples":"Cathay World Elite Mastercard","url":"https://creditcard.cathaypacific.com/","alternateUrl":"https://www.cathaypacific.com/cx/en_US/membership/credit-card.html","basis":"Official Cathay credit card microsite and Cathay membership page.","signal":"Current public co-brand page","priority":"Medium","notes":"Launched in the recent/past-year window; verify issuer and terms."}


institution: Qatar Airways Privilege Club
institution_type: Airline/Rail
role: Airline loyalty co-brand partner
known_issuer_partner: Cardless / First Electronic Bank
known_rewards_card_examples: Qatar Airways Privilege Club Visa Signature, Infinite
offer_research_url: https://www.qatarairways.com/en-us/Privilege-Club/credit-cards.html
alternate_issuer_url: https://qatarairways.cardless.com/
source_basis: Official Qatar Airways and Cardless co-brand pages.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Qatar Airways Privilege Club","type":"Airline/Rail","role":"Airline loyalty co-brand partner","issuerPartner":"Cardless / First Electronic Bank","examples":"Qatar Airways Privilege Club Visa Signature, Infinite","url":"https://www.qatarairways.com/en-us/Privilege-Club/credit-cards.html","alternateUrl":"https://qatarairways.cardless.com/","basis":"Official Qatar Airways and Cardless co-brand pages.","signal":"Current public co-brand page","priority":"Medium","notes":""}


institution: LATAM Pass
institution_type: Airline/Rail
role: Airline loyalty co-brand partner
known_issuer_partner: Cardless / First Electronic Bank
known_rewards_card_examples: LATAM Airlines credit card by Cardless
offer_research_url: https://latamairlines.cardless.com/
alternate_issuer_url: https://www.latamairlines.com/us/en/latam-pass/earn-miles/credit-card
source_basis: Official Cardless LATAM page and LATAM Pass card page.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"LATAM Pass","type":"Airline/Rail","role":"Airline loyalty co-brand partner","issuerPartner":"Cardless / First Electronic Bank","examples":"LATAM Airlines credit card by Cardless","url":"https://latamairlines.cardless.com/","alternateUrl":"https://www.latamairlines.com/us/en/latam-pass/earn-miles/credit-card","basis":"Official Cardless LATAM page and LATAM Pass card page.","signal":"Current public co-brand page","priority":"Medium","notes":""}


institution: Avianca LifeMiles
institution_type: Airline/Rail
role: Airline loyalty co-brand partner
known_issuer_partner: Cardless / First Electronic Bank
known_rewards_card_examples: LifeMiles American Express Card, LifeMiles Elite American Express Card
offer_research_url: https://lifemiles.cardless.com/
alternate_issuer_url: https://www.lifemiles.com/earn/credit-card
source_basis: Official Cardless LifeMiles page and LifeMiles earn/card page.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Avianca LifeMiles","type":"Airline/Rail","role":"Airline loyalty co-brand partner","issuerPartner":"Cardless / First Electronic Bank","examples":"LifeMiles American Express Card, LifeMiles Elite American Express Card","url":"https://lifemiles.cardless.com/","alternateUrl":"https://www.lifemiles.com/earn/credit-card","basis":"Official Cardless LifeMiles page and LifeMiles earn/card page.","signal":"Current public co-brand page","priority":"Medium","notes":""}


institution: TAP Miles&Go
institution_type: Airline/Rail
role: Airline loyalty co-brand partner
known_issuer_partner: Cardless / First Electronic Bank
known_rewards_card_examples: TAP Miles&Go American Express Card
offer_research_url: https://tap.cardless.com/
alternate_issuer_url: https://www.flytap.com/en-us/miles-and-go/partners/cardless
source_basis: Official Cardless TAP page and TAP partner page.
public_signal: Current or recent public co-brand page
priority: Low
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"TAP Miles&Go","type":"Airline/Rail","role":"Airline loyalty co-brand partner","issuerPartner":"Cardless / First Electronic Bank","examples":"TAP Miles&Go American Express Card","url":"https://tap.cardless.com/","alternateUrl":"https://www.flytap.com/en-us/miles-and-go/partners/cardless","basis":"Official Cardless TAP page and TAP partner page.","signal":"Current or recent public co-brand page","priority":"Low","notes":""}


institution: Turkish Airlines Miles&Smiles
institution_type: Airline/Rail
role: Airline loyalty co-brand partner
known_issuer_partner: Cardless / First Electronic Bank
known_rewards_card_examples: Miles&Smiles Premier Visa Signature Card
offer_research_url: https://turkishairlines.cardless.com/
alternate_issuer_url: https://www.turkishairlines.com/en-us/miles-and-smiles/credit-card/
source_basis: Official Cardless Turkish Airlines page and Turkish Airlines credit card page.
public_signal: Current or recent public co-brand page
priority: Low
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Turkish Airlines Miles&Smiles","type":"Airline/Rail","role":"Airline loyalty co-brand partner","issuerPartner":"Cardless / First Electronic Bank","examples":"Miles&Smiles Premier Visa Signature Card","url":"https://turkishairlines.cardless.com/","alternateUrl":"https://www.turkishairlines.com/en-us/miles-and-smiles/credit-card/","basis":"Official Cardless Turkish Airlines page and Turkish Airlines credit card page.","signal":"Current or recent public co-brand page","priority":"Low","notes":""}


institution: Korean Air SKYPASS
institution_type: Airline/Rail
role: Airline loyalty co-brand partner
known_issuer_partner: U.S. Bank
known_rewards_card_examples: SKYPASS Visa Signature, Select, Business
offer_research_url: https://www.skypassvisa.com/
alternate_issuer_url: https://www.usbank.com/credit-cards/korean-airlines-visa-signature-credit-card.html
source_basis: Official SKYPASS Visa microsite and U.S. Bank product page.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Korean Air SKYPASS","type":"Airline/Rail","role":"Airline loyalty co-brand partner","issuerPartner":"U.S. Bank","examples":"SKYPASS Visa Signature, Select, Business","url":"https://www.skypassvisa.com/","alternateUrl":"https://www.usbank.com/credit-cards/korean-airlines-visa-signature-credit-card.html","basis":"Official SKYPASS Visa microsite and U.S. Bank product page.","signal":"Current public co-brand page","priority":"Medium","notes":""}


institution: Amtrak Guest Rewards
institution_type: Airline/Rail
role: Rail loyalty co-brand partner
known_issuer_partner: FNBO
known_rewards_card_examples: Amtrak Guest Rewards Preferred Mastercard, no-fee Mastercard
offer_research_url: https://www.amtrak.com/guestrewards/apply
alternate_issuer_url: https://www.fnbo.com/personal-banking/credit-cards/amtrak-guest-rewards
source_basis: Official Amtrak Guest Rewards application path and FNBO partner-card page.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
notes: Rail, not airline, but relevant travel rewards issuer target.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Amtrak Guest Rewards","type":"Airline/Rail","role":"Rail loyalty co-brand partner","issuerPartner":"FNBO","examples":"Amtrak Guest Rewards Preferred Mastercard, no-fee Mastercard","url":"https://www.amtrak.com/guestrewards/apply","alternateUrl":"https://www.fnbo.com/personal-banking/credit-cards/amtrak-guest-rewards","basis":"Official Amtrak Guest Rewards application path and FNBO partner-card page.","signal":"Current public co-brand page","priority":"Medium","notes":"Rail, not airline, but relevant travel rewards issuer target."}


institution: Marriott Bonvoy
institution_type: Hotel/Travel/Lodging
role: Hotel co-brand partner
known_issuer_partner: JPMorgan Chase and American Express
known_rewards_card_examples: Boundless, Bold, Bountiful, Brilliant, Bevy, business cards
offer_research_url: https://www.marriott.com/credit-cards.mi
alternate_issuer_url: https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy
source_basis: Official Marriott credit card page plus Chase/Amex co-brand pages.
public_signal: Current public co-brand page
priority: High
retrieved: 2026-05-30
notes: Multiple issuers; capture product/channel separately.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Marriott Bonvoy","type":"Hotel/Travel/Lodging","role":"Hotel co-brand partner","issuerPartner":"JPMorgan Chase and American Express","examples":"Boundless, Bold, Bountiful, Brilliant, Bevy, business cards","url":"https://www.marriott.com/credit-cards.mi","alternateUrl":"https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy","basis":"Official Marriott credit card page plus Chase/Amex co-brand pages.","signal":"Current public co-brand page","priority":"High","notes":"Multiple issuers; capture product/channel separately."}


institution: Hilton Honors
institution_type: Hotel/Travel/Lodging
role: Hotel co-brand partner
known_issuer_partner: American Express
known_rewards_card_examples: Hilton Honors, Surpass, Aspire, Hilton business card
offer_research_url: https://www.hilton.com/en/hilton-honors/credit-cards/
alternate_issuer_url: https://www.americanexpress.com/us/credit-cards/card/hilton-honors-surpass/
source_basis: Official Hilton Honors and Amex card pages.
public_signal: Current public co-brand page
priority: High
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Hilton Honors","type":"Hotel/Travel/Lodging","role":"Hotel co-brand partner","issuerPartner":"American Express","examples":"Hilton Honors, Surpass, Aspire, Hilton business card","url":"https://www.hilton.com/en/hilton-honors/credit-cards/","alternateUrl":"https://www.americanexpress.com/us/credit-cards/card/hilton-honors-surpass/","basis":"Official Hilton Honors and Amex card pages.","signal":"Current public co-brand page","priority":"High","notes":""}


institution: World of Hyatt
institution_type: Hotel/Travel/Lodging
role: Hotel co-brand partner
known_issuer_partner: JPMorgan Chase
known_rewards_card_examples: World of Hyatt Credit Card, World of Hyatt Business Credit Card
offer_research_url: https://world.hyatt.com/content/gp/en/rewards/credit-card.html
alternate_issuer_url: https://creditcards.chase.com/travel-credit-cards/world-of-hyatt-credit-card
source_basis: Official Hyatt and Chase co-brand pages.
public_signal: Current public co-brand page
priority: High
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"World of Hyatt","type":"Hotel/Travel/Lodging","role":"Hotel co-brand partner","issuerPartner":"JPMorgan Chase","examples":"World of Hyatt Credit Card, World of Hyatt Business Credit Card","url":"https://world.hyatt.com/content/gp/en/rewards/credit-card.html","alternateUrl":"https://creditcards.chase.com/travel-credit-cards/world-of-hyatt-credit-card","basis":"Official Hyatt and Chase co-brand pages.","signal":"Current public co-brand page","priority":"High","notes":""}


institution: IHG One Rewards
institution_type: Hotel/Travel/Lodging
role: Hotel co-brand partner
known_issuer_partner: JPMorgan Chase
known_rewards_card_examples: IHG Premier, Traveler, Premier Business
offer_research_url: https://www.ihg.com/onerewards/content/us/en/creditcard
alternate_issuer_url: https://creditcards.chase.com/travel-credit-cards/ihg
source_basis: Official IHG and Chase co-brand pages.
public_signal: Current public co-brand page
priority: High
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"IHG One Rewards","type":"Hotel/Travel/Lodging","role":"Hotel co-brand partner","issuerPartner":"JPMorgan Chase","examples":"IHG Premier, Traveler, Premier Business","url":"https://www.ihg.com/onerewards/content/us/en/creditcard","alternateUrl":"https://creditcards.chase.com/travel-credit-cards/ihg","basis":"Official IHG and Chase co-brand pages.","signal":"Current public co-brand page","priority":"High","notes":""}


institution: Wyndham Rewards
institution_type: Hotel/Travel/Lodging
role: Hotel co-brand partner
known_issuer_partner: Barclays Bank Delaware
known_rewards_card_examples: Wyndham Rewards Earner, Earner Plus, Earner Business
offer_research_url: https://www.wyndhamrewardscreditcard.com/
alternate_issuer_url: https://cards.barclaycardus.com/banking/cards/wyndham-rewards-earner-card/
source_basis: Official Wyndham Rewards credit card microsite and Barclays product path.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Wyndham Rewards","type":"Hotel/Travel/Lodging","role":"Hotel co-brand partner","issuerPartner":"Barclays Bank Delaware","examples":"Wyndham Rewards Earner, Earner Plus, Earner Business","url":"https://www.wyndhamrewardscreditcard.com/","alternateUrl":"https://cards.barclaycardus.com/banking/cards/wyndham-rewards-earner-card/","basis":"Official Wyndham Rewards credit card microsite and Barclays product path.","signal":"Current public co-brand page","priority":"Medium","notes":""}


institution: Choice Privileges
institution_type: Hotel/Travel/Lodging
role: Hotel co-brand partner
known_issuer_partner: Wells Fargo
known_rewards_card_examples: Choice Privileges Mastercard, Select Mastercard
offer_research_url: https://www.choicehotels.com/choice-privileges/rewards/credit-card
alternate_issuer_url: https://www.wellsfargo.com/credit-cards/choice-privileges/
source_basis: Official Choice Hotels and Wells Fargo co-brand pages.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Choice Privileges","type":"Hotel/Travel/Lodging","role":"Hotel co-brand partner","issuerPartner":"Wells Fargo","examples":"Choice Privileges Mastercard, Select Mastercard","url":"https://www.choicehotels.com/choice-privileges/rewards/credit-card","alternateUrl":"https://www.wellsfargo.com/credit-cards/choice-privileges/","basis":"Official Choice Hotels and Wells Fargo co-brand pages.","signal":"Current public co-brand page","priority":"Medium","notes":""}


institution: Best Western Rewards
institution_type: Hotel/Travel/Lodging
role: Hotel co-brand partner
known_issuer_partner: First Bank & Trust / Mercury Financial servicing
known_rewards_card_examples: Best Western Rewards Mastercard, Premium Mastercard
offer_research_url: https://www.bestwestern.com/en_US/best-western-rewards/mastercard.html
alternate_issuer_url: https://www.bwrcard.com/
source_basis: Official Best Western Rewards Mastercard page and card microsite.
public_signal: Current or recent public co-brand page
priority: Low
retrieved: 2026-05-30
notes: Verify current issuer and application availability before offer scrape.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Best Western Rewards","type":"Hotel/Travel/Lodging","role":"Hotel co-brand partner","issuerPartner":"First Bank & Trust / Mercury Financial servicing","examples":"Best Western Rewards Mastercard, Premium Mastercard","url":"https://www.bestwestern.com/en_US/best-western-rewards/mastercard.html","alternateUrl":"https://www.bwrcard.com/","basis":"Official Best Western Rewards Mastercard page and card microsite.","signal":"Current or recent public co-brand page","priority":"Low","notes":"Verify current issuer and application availability before offer scrape."}


institution: Sonesta Travel Pass
institution_type: Hotel/Travel/Lodging
role: Hotel co-brand partner
known_issuer_partner: Bank of America
known_rewards_card_examples: Sonesta World Mastercard
offer_research_url: https://www.sonesta.com/sonesta-travel-pass/credit-card
alternate_issuer_url: https://www.bankofamerica.com/credit-cards/products/sonesta-credit-card/
source_basis: Official Sonesta and Bank of America co-brand pages.
public_signal: Current or recent public co-brand page
priority: Low
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Sonesta Travel Pass","type":"Hotel/Travel/Lodging","role":"Hotel co-brand partner","issuerPartner":"Bank of America","examples":"Sonesta World Mastercard","url":"https://www.sonesta.com/sonesta-travel-pass/credit-card","alternateUrl":"https://www.bankofamerica.com/credit-cards/products/sonesta-credit-card/","basis":"Official Sonesta and Bank of America co-brand pages.","signal":"Current or recent public co-brand page","priority":"Low","notes":""}


institution: Caesars Rewards
institution_type: Hotel/Travel/Lodging
role: Casino/hotel rewards co-brand partner
known_issuer_partner: Comenity Bank
known_rewards_card_examples: Caesars Rewards Visa
offer_research_url: https://www.caesars.com/myrewards/partners/cr-visa-card
alternate_issuer_url: https://www.caesarsrewardsvisa.com/
source_basis: Official Caesars Rewards Visa and Comenity-linked card pages.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Caesars Rewards","type":"Hotel/Travel/Lodging","role":"Casino/hotel rewards co-brand partner","issuerPartner":"Comenity Bank","examples":"Caesars Rewards Visa","url":"https://www.caesars.com/myrewards/partners/cr-visa-card","alternateUrl":"https://www.caesarsrewardsvisa.com/","basis":"Official Caesars Rewards Visa and Comenity-linked card pages.","signal":"Current public co-brand page","priority":"Medium","notes":""}


institution: MGM Rewards
institution_type: Hotel/Travel/Lodging
role: Casino/hotel rewards co-brand partner
known_issuer_partner: FNBO
known_rewards_card_examples: MGM Rewards Mastercard
offer_research_url: https://www.mgmrewards.com/en/mgm-rewards-mastercard.html
alternate_issuer_url: https://www.fnbo.com/personal-banking/credit-cards/mgm-rewards-mastercard
source_basis: Official MGM Rewards and FNBO co-brand pages.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"MGM Rewards","type":"Hotel/Travel/Lodging","role":"Casino/hotel rewards co-brand partner","issuerPartner":"FNBO","examples":"MGM Rewards Mastercard","url":"https://www.mgmrewards.com/en/mgm-rewards-mastercard.html","alternateUrl":"https://www.fnbo.com/personal-banking/credit-cards/mgm-rewards-mastercard","basis":"Official MGM Rewards and FNBO co-brand pages.","signal":"Current public co-brand page","priority":"Medium","notes":""}


institution: Disney Rewards
institution_type: Hotel/Travel/Lodging
role: Entertainment/travel co-brand partner
known_issuer_partner: JPMorgan Chase
known_rewards_card_examples: Disney Visa Card, Disney Premier Visa Card
offer_research_url: https://disneyrewards.com/credit-cards/
alternate_issuer_url: https://creditcards.chase.com/rewards-credit-cards/disney
source_basis: Official Disney Rewards and Chase co-brand pages.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Disney Rewards","type":"Hotel/Travel/Lodging","role":"Entertainment/travel co-brand partner","issuerPartner":"JPMorgan Chase","examples":"Disney Visa Card, Disney Premier Visa Card","url":"https://disneyrewards.com/credit-cards/","alternateUrl":"https://creditcards.chase.com/rewards-credit-cards/disney","basis":"Official Disney Rewards and Chase co-brand pages.","signal":"Current public co-brand page","priority":"Medium","notes":""}


institution: Universal Orlando Resort
institution_type: Hotel/Travel/Lodging
role: Entertainment/travel co-brand partner
known_issuer_partner: FNBO
known_rewards_card_examples: Universal Rewards Plus Visa Signature Card
offer_research_url: https://www.universalorlando.com/web/en/us/tickets-packages/universal-rewards-visa
alternate_issuer_url: https://www.fnbo.com/personal-banking/credit-cards/universal-rewards-visa-signature-card
source_basis: Official Universal Orlando and FNBO co-brand pages.
public_signal: Current public co-brand page
priority: Low
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Universal Orlando Resort","type":"Hotel/Travel/Lodging","role":"Entertainment/travel co-brand partner","issuerPartner":"FNBO","examples":"Universal Rewards Plus Visa Signature Card","url":"https://www.universalorlando.com/web/en/us/tickets-packages/universal-rewards-visa","alternateUrl":"https://www.fnbo.com/personal-banking/credit-cards/universal-rewards-visa-signature-card","basis":"Official Universal Orlando and FNBO co-brand pages.","signal":"Current public co-brand page","priority":"Low","notes":""}


institution: Carnival Cruise Line
institution_type: Hotel/Travel/Lodging
role: Cruise/travel co-brand partner
known_issuer_partner: Barclays Bank Delaware
known_rewards_card_examples: Carnival World Mastercard
offer_research_url: https://www.carnival.com/credit-card
alternate_issuer_url: https://cards.barclaycardus.com/banking/cards/carnival-world-mastercard/
source_basis: Official Carnival and Barclays card pages.
public_signal: Current or recent public co-brand page
priority: Low
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Carnival Cruise Line","type":"Hotel/Travel/Lodging","role":"Cruise/travel co-brand partner","issuerPartner":"Barclays Bank Delaware","examples":"Carnival World Mastercard","url":"https://www.carnival.com/credit-card","alternateUrl":"https://cards.barclaycardus.com/banking/cards/carnival-world-mastercard/","basis":"Official Carnival and Barclays card pages.","signal":"Current or recent public co-brand page","priority":"Low","notes":""}


institution: Princess Cruises
institution_type: Hotel/Travel/Lodging
role: Cruise/travel co-brand partner
known_issuer_partner: Barclays Bank Delaware
known_rewards_card_examples: Princess Cruises Rewards Visa Card
offer_research_url: https://www.princess.com/plan/princess-rewards-visa-card/
alternate_issuer_url: https://cards.barclaycardus.com/banking/cards/princess-cruises-rewards-visa-card/
source_basis: Official Princess and Barclays card pages.
public_signal: Current or recent public co-brand page
priority: Low
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Princess Cruises","type":"Hotel/Travel/Lodging","role":"Cruise/travel co-brand partner","issuerPartner":"Barclays Bank Delaware","examples":"Princess Cruises Rewards Visa Card","url":"https://www.princess.com/plan/princess-rewards-visa-card/","alternateUrl":"https://cards.barclaycardus.com/banking/cards/princess-cruises-rewards-visa-card/","basis":"Official Princess and Barclays card pages.","signal":"Current or recent public co-brand page","priority":"Low","notes":""}


institution: Norwegian Cruise Line
institution_type: Hotel/Travel/Lodging
role: Cruise/travel co-brand partner
known_issuer_partner: Bank of America
known_rewards_card_examples: Norwegian Cruise Line World Mastercard
offer_research_url: https://www.ncl.com/world-points
alternate_issuer_url: https://www.bankofamerica.com/credit-cards/products/norwegian-cruise-line-credit-card/
source_basis: Official Norwegian WorldPoints and Bank of America card pages.
public_signal: Current public co-brand page
priority: Low
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Norwegian Cruise Line","type":"Hotel/Travel/Lodging","role":"Cruise/travel co-brand partner","issuerPartner":"Bank of America","examples":"Norwegian Cruise Line World Mastercard","url":"https://www.ncl.com/world-points","alternateUrl":"https://www.bankofamerica.com/credit-cards/products/norwegian-cruise-line-credit-card/","basis":"Official Norwegian WorldPoints and Bank of America card pages.","signal":"Current public co-brand page","priority":"Low","notes":""}


institution: Royal Caribbean
institution_type: Hotel/Travel/Lodging
role: Cruise/travel co-brand partner
known_issuer_partner: Bank of America
known_rewards_card_examples: Royal Caribbean Visa Signature
offer_research_url: https://www.royalcaribbean.com/visa-signature-card
alternate_issuer_url: https://www.bankofamerica.com/credit-cards/products/royal-caribbean-credit-card/
source_basis: Official Royal Caribbean and Bank of America card pages.
public_signal: Current public co-brand page
priority: Low
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Royal Caribbean","type":"Hotel/Travel/Lodging","role":"Cruise/travel co-brand partner","issuerPartner":"Bank of America","examples":"Royal Caribbean Visa Signature","url":"https://www.royalcaribbean.com/visa-signature-card","alternateUrl":"https://www.bankofamerica.com/credit-cards/products/royal-caribbean-credit-card/","basis":"Official Royal Caribbean and Bank of America card pages.","signal":"Current public co-brand page","priority":"Low","notes":""}


institution: Celebrity Cruises
institution_type: Hotel/Travel/Lodging
role: Cruise/travel co-brand partner
known_issuer_partner: Bank of America
known_rewards_card_examples: Celebrity Cruises Visa Signature
offer_research_url: https://www.celebritycruises.com/visa-signature-card
alternate_issuer_url: https://www.bankofamerica.com/credit-cards/products/celebrity-cruises-credit-card/
source_basis: Official Celebrity and Bank of America card pages.
public_signal: Current public co-brand page
priority: Low
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Celebrity Cruises","type":"Hotel/Travel/Lodging","role":"Cruise/travel co-brand partner","issuerPartner":"Bank of America","examples":"Celebrity Cruises Visa Signature","url":"https://www.celebritycruises.com/visa-signature-card","alternateUrl":"https://www.bankofamerica.com/credit-cards/products/celebrity-cruises-credit-card/","basis":"Official Celebrity and Bank of America card pages.","signal":"Current public co-brand page","priority":"Low","notes":""}


institution: Expedia One Key
institution_type: Hotel/Travel/Lodging
role: Travel marketplace co-brand partner
known_issuer_partner: Wells Fargo
known_rewards_card_examples: One Key Card, One Key+ Card
offer_research_url: https://www.expedia.com/one-key-cards
alternate_issuer_url: https://www.wellsfargo.com/credit-cards/one-key/
source_basis: Official Expedia One Key and Wells Fargo card pages.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
notes: Covers Expedia, Hotels.com, and Vrbo One Key ecosystem.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Expedia One Key","type":"Hotel/Travel/Lodging","role":"Travel marketplace co-brand partner","issuerPartner":"Wells Fargo","examples":"One Key Card, One Key+ Card","url":"https://www.expedia.com/one-key-cards","alternateUrl":"https://www.wellsfargo.com/credit-cards/one-key/","basis":"Official Expedia One Key and Wells Fargo card pages.","signal":"Current public co-brand page","priority":"Medium","notes":"Covers Expedia, Hotels.com, and Vrbo One Key ecosystem."}


institution: Costco Wholesale
institution_type: Grocery/Warehouse/Food Delivery
role: Warehouse club co-brand partner
known_issuer_partner: Citi
known_rewards_card_examples: Costco Anywhere Visa Card by Citi
offer_research_url: https://www.costco.com/credit-card.html
alternate_issuer_url: https://www.citi.com/credit-cards/citi-costco-anywhere-visa-credit-card
source_basis: Official Costco and Citi co-brand pages.
public_signal: Current public co-brand page
priority: High
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Costco Wholesale","type":"Grocery/Warehouse/Food Delivery","role":"Warehouse club co-brand partner","issuerPartner":"Citi","examples":"Costco Anywhere Visa Card by Citi","url":"https://www.costco.com/credit-card.html","alternateUrl":"https://www.citi.com/credit-cards/citi-costco-anywhere-visa-credit-card","basis":"Official Costco and Citi co-brand pages.","signal":"Current public co-brand page","priority":"High","notes":""}


institution: Sam's Club
institution_type: Grocery/Warehouse/Food Delivery
role: Warehouse club co-brand partner
known_issuer_partner: Synchrony Bank
known_rewards_card_examples: Sam's Club Mastercard
offer_research_url: https://www.samsclub.com/content/credit
alternate_issuer_url: https://www.synchrony.com/financing/sams-club
source_basis: Official Sam's Club and Synchrony card pages.
public_signal: Current public co-brand page
priority: High
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Sam's Club","type":"Grocery/Warehouse/Food Delivery","role":"Warehouse club co-brand partner","issuerPartner":"Synchrony Bank","examples":"Sam's Club Mastercard","url":"https://www.samsclub.com/content/credit","alternateUrl":"https://www.synchrony.com/financing/sams-club","basis":"Official Sam's Club and Synchrony card pages.","signal":"Current public co-brand page","priority":"High","notes":""}


institution: BJ's Wholesale Club
institution_type: Grocery/Warehouse/Food Delivery
role: Warehouse club co-brand partner
known_issuer_partner: Capital One
known_rewards_card_examples: BJ's One Mastercard, BJ's One+ Mastercard
offer_research_url: https://www.bjs.com/credit-card
alternate_issuer_url: https://www.capitalone.com/credit-cards/bjs-one-mastercard/
source_basis: Official BJ's and Capital One co-brand pages.
public_signal: Current public co-brand page
priority: High
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"BJ's Wholesale Club","type":"Grocery/Warehouse/Food Delivery","role":"Warehouse club co-brand partner","issuerPartner":"Capital One","examples":"BJ's One Mastercard, BJ's One+ Mastercard","url":"https://www.bjs.com/credit-card","alternateUrl":"https://www.capitalone.com/credit-cards/bjs-one-mastercard/","basis":"Official BJ's and Capital One co-brand pages.","signal":"Current public co-brand page","priority":"High","notes":""}


institution: Kroger
institution_type: Grocery/Warehouse/Food Delivery
role: Grocery co-brand partner
known_issuer_partner: U.S. Bank
known_rewards_card_examples: Kroger Rewards World Elite Mastercard
offer_research_url: https://www.krogermastercard.com/
alternate_issuer_url: https://www.kroger.com/d/pr/credit-card
source_basis: Official Kroger Mastercard microsite and Kroger card page.
public_signal: Current public co-brand page
priority: High
retrieved: 2026-05-30
notes: Kroger-family banners often have separate microsites with similar offers.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Kroger","type":"Grocery/Warehouse/Food Delivery","role":"Grocery co-brand partner","issuerPartner":"U.S. Bank","examples":"Kroger Rewards World Elite Mastercard","url":"https://www.krogermastercard.com/","alternateUrl":"https://www.kroger.com/d/pr/credit-card","basis":"Official Kroger Mastercard microsite and Kroger card page.","signal":"Current public co-brand page","priority":"High","notes":"Kroger-family banners often have separate microsites with similar offers."}


institution: Harris Teeter
institution_type: Grocery/Warehouse/Food Delivery
role: Grocery co-brand partner
known_issuer_partner: U.S. Bank
known_rewards_card_examples: Harris Teeter Rewards World Elite Mastercard
offer_research_url: https://www.htmastercard.com/
alternate_issuer_url: https://www.harristeeter.com/pr/rewards-world-elite-mastercard
source_basis: Official Harris Teeter Mastercard microsite and banner page.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
notes: Kroger-family banner.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Harris Teeter","type":"Grocery/Warehouse/Food Delivery","role":"Grocery co-brand partner","issuerPartner":"U.S. Bank","examples":"Harris Teeter Rewards World Elite Mastercard","url":"https://www.htmastercard.com/","alternateUrl":"https://www.harristeeter.com/pr/rewards-world-elite-mastercard","basis":"Official Harris Teeter Mastercard microsite and banner page.","signal":"Current public co-brand page","priority":"Medium","notes":"Kroger-family banner."}


institution: Fred Meyer
institution_type: Grocery/Warehouse/Food Delivery
role: Grocery/general merchandise co-brand partner
known_issuer_partner: U.S. Bank
known_rewards_card_examples: Fred Meyer Rewards World Elite Mastercard
offer_research_url: https://www.fredmeyermastercard.com/
alternate_issuer_url: https://www.fredmeyer.com/pr/rewards-world-elite-mastercard
source_basis: Official Fred Meyer Mastercard microsite and banner page.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
notes: Kroger-family banner.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Fred Meyer","type":"Grocery/Warehouse/Food Delivery","role":"Grocery/general merchandise co-brand partner","issuerPartner":"U.S. Bank","examples":"Fred Meyer Rewards World Elite Mastercard","url":"https://www.fredmeyermastercard.com/","alternateUrl":"https://www.fredmeyer.com/pr/rewards-world-elite-mastercard","basis":"Official Fred Meyer Mastercard microsite and banner page.","signal":"Current public co-brand page","priority":"Medium","notes":"Kroger-family banner."}


institution: Ralphs
institution_type: Grocery/Warehouse/Food Delivery
role: Grocery co-brand partner
known_issuer_partner: U.S. Bank
known_rewards_card_examples: Ralphs Rewards World Elite Mastercard
offer_research_url: https://www.ralphsmastercard.com/
alternate_issuer_url: https://www.ralphs.com/pr/rewards-world-elite-mastercard
source_basis: Official Ralphs Mastercard microsite and banner page.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
notes: Kroger-family banner.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Ralphs","type":"Grocery/Warehouse/Food Delivery","role":"Grocery co-brand partner","issuerPartner":"U.S. Bank","examples":"Ralphs Rewards World Elite Mastercard","url":"https://www.ralphsmastercard.com/","alternateUrl":"https://www.ralphs.com/pr/rewards-world-elite-mastercard","basis":"Official Ralphs Mastercard microsite and banner page.","signal":"Current public co-brand page","priority":"Medium","notes":"Kroger-family banner."}


institution: King Soopers
institution_type: Grocery/Warehouse/Food Delivery
role: Grocery co-brand partner
known_issuer_partner: U.S. Bank
known_rewards_card_examples: King Soopers Rewards World Elite Mastercard
offer_research_url: https://www.kingsoopersmastercard.com/
alternate_issuer_url: https://www.kingsoopers.com/pr/rewards-world-elite-mastercard
source_basis: Official King Soopers Mastercard microsite and banner page.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
notes: Kroger-family banner.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"King Soopers","type":"Grocery/Warehouse/Food Delivery","role":"Grocery co-brand partner","issuerPartner":"U.S. Bank","examples":"King Soopers Rewards World Elite Mastercard","url":"https://www.kingsoopersmastercard.com/","alternateUrl":"https://www.kingsoopers.com/pr/rewards-world-elite-mastercard","basis":"Official King Soopers Mastercard microsite and banner page.","signal":"Current public co-brand page","priority":"Medium","notes":"Kroger-family banner."}


institution: Meijer
institution_type: Grocery/Warehouse/Food Delivery
role: Grocery/general merchandise co-brand partner
known_issuer_partner: Citibank, N.A.
known_rewards_card_examples: Meijer Credit Card, Meijer Mastercard
offer_research_url: https://www.meijer.com/services/credit-card.html
alternate_issuer_url: https://citiretailservices.citibankonline.com/RSnextgen/svc/launch/index.action?siteId=PLCN_MEIJER
source_basis: Official Meijer credit card page and Citi Retail Services servicing path.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Meijer","type":"Grocery/Warehouse/Food Delivery","role":"Grocery/general merchandise co-brand partner","issuerPartner":"Citibank, N.A.","examples":"Meijer Credit Card, Meijer Mastercard","url":"https://www.meijer.com/services/credit-card.html","alternateUrl":"https://citiretailservices.citibankonline.com/RSnextgen/svc/launch/index.action?siteId=PLCN_MEIJER","basis":"Official Meijer credit card page and Citi Retail Services servicing path.","signal":"Current public co-brand page","priority":"Medium","notes":""}


institution: Target
institution_type: Grocery/Warehouse/Food Delivery
role: Retail/grocery card partner
known_issuer_partner: TD Bank
known_rewards_card_examples: Target Circle Card credit card
offer_research_url: https://www.target.com/circlecard
alternate_issuer_url: https://www.target.com/circlecard/credit-card
source_basis: Official Target Circle Card pages.
public_signal: Current public card page
priority: High
retrieved: 2026-05-30
notes: Target Circle includes debit and reloadable products; isolate credit card offer.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Target","type":"Grocery/Warehouse/Food Delivery","role":"Retail/grocery card partner","issuerPartner":"TD Bank","examples":"Target Circle Card credit card","url":"https://www.target.com/circlecard","alternateUrl":"https://www.target.com/circlecard/credit-card","basis":"Official Target Circle Card pages.","signal":"Current public card page","priority":"High","notes":"Target Circle includes debit and reloadable products; isolate credit card offer."}


institution: Amazon / Whole Foods Market
institution_type: Grocery/Warehouse/Food Delivery
role: Retail/grocery co-brand partner
known_issuer_partner: JPMorgan Chase; Synchrony for store-card products
known_rewards_card_examples: Prime Visa, Amazon Visa, Amazon Store Card
offer_research_url: https://www.amazon.com/Prime-Visa/dp/B007URFTYI
alternate_issuer_url: https://creditcards.chase.com/cash-back-credit-cards/amazon
source_basis: Official Amazon card page and Chase Amazon card page.
public_signal: Current public co-brand page
priority: High
retrieved: 2026-05-30
notes: Whole Foods rewards typically flow through Amazon/Prime Visa.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Amazon / Whole Foods Market","type":"Grocery/Warehouse/Food Delivery","role":"Retail/grocery co-brand partner","issuerPartner":"JPMorgan Chase; Synchrony for store-card products","examples":"Prime Visa, Amazon Visa, Amazon Store Card","url":"https://www.amazon.com/Prime-Visa/dp/B007URFTYI","alternateUrl":"https://creditcards.chase.com/cash-back-credit-cards/amazon","basis":"Official Amazon card page and Chase Amazon card page.","signal":"Current public co-brand page","priority":"High","notes":"Whole Foods rewards typically flow through Amazon/Prime Visa."}


institution: Instacart
institution_type: Grocery/Warehouse/Food Delivery
role: Grocery delivery co-brand partner
known_issuer_partner: JPMorgan Chase
known_rewards_card_examples: Instacart Mastercard
offer_research_url: https://www.instacart.com/store/credit-card
alternate_issuer_url: https://creditcards.chase.com/cash-back-credit-cards/instacart
source_basis: Official Instacart and Chase co-brand pages.
public_signal: Current public co-brand page
priority: High
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Instacart","type":"Grocery/Warehouse/Food Delivery","role":"Grocery delivery co-brand partner","issuerPartner":"JPMorgan Chase","examples":"Instacart Mastercard","url":"https://www.instacart.com/store/credit-card","alternateUrl":"https://creditcards.chase.com/cash-back-credit-cards/instacart","basis":"Official Instacart and Chase co-brand pages.","signal":"Current public co-brand page","priority":"High","notes":""}


institution: DoorDash
institution_type: Grocery/Warehouse/Food Delivery
role: Food delivery co-brand partner
known_issuer_partner: JPMorgan Chase
known_rewards_card_examples: DoorDash Rewards Mastercard
offer_research_url: https://help.doordash.com/en-us/consumers/article/doordash-rewards-mastercard
alternate_issuer_url: https://creditcards.chase.com/cash-back-credit-cards/doordash
source_basis: Official DoorDash consumer Mastercard help page and Chase co-brand page.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
notes: Verify consumer rewards card versus Dasher/driver financial products if URLs shift.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"DoorDash","type":"Grocery/Warehouse/Food Delivery","role":"Food delivery co-brand partner","issuerPartner":"JPMorgan Chase","examples":"DoorDash Rewards Mastercard","url":"https://help.doordash.com/en-us/consumers/article/doordash-rewards-mastercard","alternateUrl":"https://creditcards.chase.com/cash-back-credit-cards/doordash","basis":"Official DoorDash consumer Mastercard help page and Chase co-brand page.","signal":"Current public co-brand page","priority":"Medium","notes":"Verify consumer rewards card versus Dasher/driver financial products if URLs shift."}


institution: Best Buy
institution_type: Retail/Ecommerce
role: Retail co-brand/private-label partner
known_issuer_partner: Citibank, N.A.
known_rewards_card_examples: My Best Buy Credit Card, My Best Buy Visa
alternate_issuer_url: https://citiretailservices.citibankonline.com/RSnextgen/svc/launch/index.action?siteId=PLCN_BESTBUY
source_basis: Official Best Buy card page and Citi Retail Services path.
public_signal: Current public card page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
offer_research_url:
  https://www.bestbuy.com/site/financing-rewards/learn-about-best-buy-credit-cards/pcmcat102500050032.c

raw_json:
  {"institution":"Best Buy","type":"Retail/Ecommerce","role":"Retail co-brand/private-label partner","issuerPartner":"Citibank, N.A.","examples":"My Best Buy Credit Card, My Best Buy Visa","url":"https://www.bestbuy.com/site/financing-rewards/learn-about-best-buy-credit-cards/pcmcat102500050032.c","alternateUrl":"https://citiretailservices.citibankonline.com/RSnextgen/svc/launch/index.action?siteId=PLCN_BESTBUY","basis":"Official Best Buy card page and Citi Retail Services path.","signal":"Current public card page","priority":"Medium","notes":""}


institution: Macy's
institution_type: Retail/Ecommerce
role: Retail co-brand/private-label partner
known_issuer_partner: Citibank, N.A.
known_rewards_card_examples: Macy's Credit Card, Macy's American Express Card
offer_research_url: https://www.macys.com/p/credit-service/marketing/main/
alternate_issuer_url: https://www.macys.com/my-credit/gateway/guest
source_basis: Official Macy's credit card pages.
public_signal: Current public card page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Macy's","type":"Retail/Ecommerce","role":"Retail co-brand/private-label partner","issuerPartner":"Citibank, N.A.","examples":"Macy's Credit Card, Macy's American Express Card","url":"https://www.macys.com/p/credit-service/marketing/main/","alternateUrl":"https://www.macys.com/my-credit/gateway/guest","basis":"Official Macy's credit card pages.","signal":"Current public card page","priority":"Medium","notes":""}


institution: Bloomingdale's
institution_type: Retail/Ecommerce
role: Retail co-brand/private-label partner
known_issuer_partner: Citibank, N.A.
known_rewards_card_examples: Bloomingdale's Credit Card, Bloomingdale's American Express Card
offer_research_url: https://www.bloomingdales.com/my-credit/gateway/guest
alternate_issuer_url: https://www.bloomingdales.com/b/credit-card/
source_basis: Official Bloomingdale's credit card pages.
public_signal: Current public card page
priority: Low
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Bloomingdale's","type":"Retail/Ecommerce","role":"Retail co-brand/private-label partner","issuerPartner":"Citibank, N.A.","examples":"Bloomingdale's Credit Card, Bloomingdale's American Express Card","url":"https://www.bloomingdales.com/my-credit/gateway/guest","alternateUrl":"https://www.bloomingdales.com/b/credit-card/","basis":"Official Bloomingdale's credit card pages.","signal":"Current public card page","priority":"Low","notes":""}


institution: Nordstrom
institution_type: Retail/Ecommerce
role: Retail co-brand/private-label partner
known_issuer_partner: TD Bank
known_rewards_card_examples: Nordstrom Credit Card, Nordstrom Visa
offer_research_url: https://www.nordstrom.com/browse/customer-service/credit-card
alternate_issuer_url: https://www.nordstromcard.com/
source_basis: Official Nordstrom credit card page and card servicing microsite.
public_signal: Current public card page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Nordstrom","type":"Retail/Ecommerce","role":"Retail co-brand/private-label partner","issuerPartner":"TD Bank","examples":"Nordstrom Credit Card, Nordstrom Visa","url":"https://www.nordstrom.com/browse/customer-service/credit-card","alternateUrl":"https://www.nordstromcard.com/","basis":"Official Nordstrom credit card page and card servicing microsite.","signal":"Current public card page","priority":"Medium","notes":""}


institution: Kohl's
institution_type: Retail/Ecommerce
role: Retail card partner
known_issuer_partner: Capital One
known_rewards_card_examples: Kohl's Card
offer_research_url: https://www.kohls.com/feature/kohls-card.jsp
alternate_issuer_url: https://www.kohls.com/feature/kohls-card-rewards.jsp
source_basis: Official Kohl's card pages.
public_signal: Current public card page
priority: Medium
retrieved: 2026-05-30
notes: Rewards are tied to Kohl's loyalty/discount ecosystem; verify credit-card-specific offer.
created_at: 2026-05-30 02:27:28
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Kohl's","type":"Retail/Ecommerce","role":"Retail card partner","issuerPartner":"Capital One","examples":"Kohl's Card","url":"https://www.kohls.com/feature/kohls-card.jsp","alternateUrl":"https://www.kohls.com/feature/kohls-card-rewards.jsp","basis":"Official Kohl's card pages.","signal":"Current public card page","priority":"Medium","notes":"Rewards are tied to Kohl's loyalty/discount ecosystem; verify credit-card-specific offer."}


institution: Dillard's
institution_type: Retail/Ecommerce
role: Retail co-brand/private-label partner
known_issuer_partner: Wells Fargo
known_rewards_card_examples: Dillard's Credit Card, Dillard's American Express Card
offer_research_url: https://www.dillards.com/c/card-benefits
alternate_issuer_url: https://dillards.myonlineresourcecenter.com/
source_basis: Official Dillard's card benefits and Wells Fargo servicing path.
public_signal: Current public card page
priority: Low
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Dillard's","type":"Retail/Ecommerce","role":"Retail co-brand/private-label partner","issuerPartner":"Wells Fargo","examples":"Dillard's Credit Card, Dillard's American Express Card","url":"https://www.dillards.com/c/card-benefits","alternateUrl":"https://dillards.myonlineresourcecenter.com/","basis":"Official Dillard's card benefits and Wells Fargo servicing path.","signal":"Current public card page","priority":"Low","notes":""}


institution: Gap Inc.
institution_type: Retail/Ecommerce
role: Retail co-brand partner
known_issuer_partner: Barclays Bank Delaware
offer_research_url: https://www.gap.com/browse/info.do?cid=1195039
alternate_issuer_url: https://oldnavy.gap.com/browse/info.do?cid=1192659
source_basis: Official Gap/Old Navy family card pages.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
notes: One portfolio spans multiple Gap Inc. brands; agents may split by banner if needed.
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
known_rewards_card_examples:
  Gap Good Rewards Mastercard, Old Navy Navyist Rewards Mastercard, Banana Republic Rewards Mastercard, Athleta Rewards Mastercard

raw_json:
  {"institution":"Gap Inc.","type":"Retail/Ecommerce","role":"Retail co-brand partner","issuerPartner":"Barclays Bank Delaware","examples":"Gap Good Rewards Mastercard, Old Navy Navyist Rewards Mastercard, Banana Republic Rewards Mastercard, Athleta Rewards Mastercard","url":"https://www.gap.com/browse/info.do?cid=1195039","alternateUrl":"https://oldnavy.gap.com/browse/info.do?cid=1192659","basis":"Official Gap/Old Navy family card pages.","signal":"Current public co-brand page","priority":"Medium","notes":"One portfolio spans multiple Gap Inc. brands; agents may split by banner if needed."}


institution: Ulta Beauty
institution_type: Retail/Ecommerce
role: Retail co-brand/private-label partner
known_issuer_partner: Comenity Capital Bank
known_rewards_card_examples: Ultamate Rewards Credit Card, Ultamate Rewards Mastercard
offer_research_url: https://www.ulta.com/creditcards
alternate_issuer_url: https://d.comenity.net/ultamaterewardsmastercard/
source_basis: Official Ulta credit card and Comenity servicing pages.
public_signal: Current public card page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Ulta Beauty","type":"Retail/Ecommerce","role":"Retail co-brand/private-label partner","issuerPartner":"Comenity Capital Bank","examples":"Ultamate Rewards Credit Card, Ultamate Rewards Mastercard","url":"https://www.ulta.com/creditcards","alternateUrl":"https://d.comenity.net/ultamaterewardsmastercard/","basis":"Official Ulta credit card and Comenity servicing pages.","signal":"Current public card page","priority":"Medium","notes":""}


institution: Sephora
institution_type: Retail/Ecommerce
role: Retail co-brand/private-label partner
known_issuer_partner: Comenity Capital Bank
known_rewards_card_examples: Sephora Credit Card, Sephora Visa Credit Card
offer_research_url: https://www.sephora.com/creditcard
alternate_issuer_url: https://d.comenity.net/sephoracard/
source_basis: Official Sephora credit card and Comenity servicing pages.
public_signal: Current public card page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Sephora","type":"Retail/Ecommerce","role":"Retail co-brand/private-label partner","issuerPartner":"Comenity Capital Bank","examples":"Sephora Credit Card, Sephora Visa Credit Card","url":"https://www.sephora.com/creditcard","alternateUrl":"https://d.comenity.net/sephoracard/","basis":"Official Sephora credit card and Comenity servicing pages.","signal":"Current public card page","priority":"Medium","notes":""}


institution: Victoria's Secret
institution_type: Retail/Ecommerce
role: Retail co-brand/private-label partner
known_issuer_partner: Comenity Bank
known_rewards_card_examples: Victoria's Secret Credit Card, Mastercard
offer_research_url: https://www.victoriassecret.com/us/vs/vs-credit-card
alternate_issuer_url: https://d.comenity.net/victoriassecret/
source_basis: Official Victoria's Secret credit card and Comenity servicing pages.
public_signal: Current public card page
priority: Low
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Victoria's Secret","type":"Retail/Ecommerce","role":"Retail co-brand/private-label partner","issuerPartner":"Comenity Bank","examples":"Victoria's Secret Credit Card, Mastercard","url":"https://www.victoriassecret.com/us/vs/vs-credit-card","alternateUrl":"https://d.comenity.net/victoriassecret/","basis":"Official Victoria's Secret credit card and Comenity servicing pages.","signal":"Current public card page","priority":"Low","notes":""}


institution: TJX Rewards
institution_type: Retail/Ecommerce
role: Retail co-brand/private-label partner
known_issuer_partner: Synchrony Bank
known_rewards_card_examples: TJX Rewards Credit Card, TJX Rewards Platinum Mastercard
offer_research_url: https://www.tjxrewards.com/
alternate_issuer_url: https://www.synchrony.com/financing/tjx-rewards
source_basis: Official TJX Rewards and Synchrony card pages.
public_signal: Current public card page
priority: Medium
retrieved: 2026-05-30
notes: Covers T.J.Maxx, Marshalls, HomeGoods, Sierra, Homesense.
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"TJX Rewards","type":"Retail/Ecommerce","role":"Retail co-brand/private-label partner","issuerPartner":"Synchrony Bank","examples":"TJX Rewards Credit Card, TJX Rewards Platinum Mastercard","url":"https://www.tjxrewards.com/","alternateUrl":"https://www.synchrony.com/financing/tjx-rewards","basis":"Official TJX Rewards and Synchrony card pages.","signal":"Current public card page","priority":"Medium","notes":"Covers T.J.Maxx, Marshalls, HomeGoods, Sierra, Homesense."}


institution: Lowe's
institution_type: Retail/Ecommerce
role: Retail private-label/co-brand partner
known_issuer_partner: Synchrony Bank
known_rewards_card_examples: MyLowe's Rewards Credit Card, Lowe's Advantage Card
offer_research_url: https://www.lowes.com/l/Credit.html
alternate_issuer_url: https://www.synchrony.com/financing/lowes
source_basis: Official Lowe's credit center and Synchrony card pages.
public_signal: Current public card page
priority: Medium
retrieved: 2026-05-30
notes: Some value prop is discount/financing rather than points; verify reward mechanics.
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Lowe's","type":"Retail/Ecommerce","role":"Retail private-label/co-brand partner","issuerPartner":"Synchrony Bank","examples":"MyLowe's Rewards Credit Card, Lowe's Advantage Card","url":"https://www.lowes.com/l/Credit.html","alternateUrl":"https://www.synchrony.com/financing/lowes","basis":"Official Lowe's credit center and Synchrony card pages.","signal":"Current public card page","priority":"Medium","notes":"Some value prop is discount/financing rather than points; verify reward mechanics."}


institution: Williams-Sonoma, Inc. / The Key Rewards
institution_type: Retail/Ecommerce
role: Retail co-brand partner
known_issuer_partner: Capital One
known_rewards_card_examples: Williams Sonoma Key Rewards Visa, Pottery Barn Key Rewards Visa, West Elm Key Rewards Visa
offer_research_url: https://www.capitalone.com/credit-cards/williams-sonoma-key-rewards/
alternate_issuer_url: https://www.williams-sonoma.com/customer-service/credit-card.html
source_basis: Official Capital One and Williams-Sonoma family card pages.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
notes: Shared rewards program across Williams Sonoma, Pottery Barn, West Elm, Rejuvenation, Mark & Graham.
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Williams-Sonoma, Inc. / The Key Rewards","type":"Retail/Ecommerce","role":"Retail co-brand partner","issuerPartner":"Capital One","examples":"Williams Sonoma Key Rewards Visa, Pottery Barn Key Rewards Visa, West Elm Key Rewards Visa","url":"https://www.capitalone.com/credit-cards/williams-sonoma-key-rewards/","alternateUrl":"https://www.williams-sonoma.com/customer-service/credit-card.html","basis":"Official Capital One and Williams-Sonoma family card pages.","signal":"Current public co-brand page","priority":"Medium","notes":"Shared rewards program across Williams Sonoma, Pottery Barn, West Elm, Rejuvenation, Mark & Graham."}


institution: L.L.Bean
institution_type: Retail/Ecommerce
role: Retail co-brand partner
known_issuer_partner: Citibank, N.A.
known_rewards_card_examples: L.L.Bean Mastercard
offer_research_url: https://www.llbeanmastercard.com/
alternate_issuer_url: https://www.llbean.com/llb/shop/510624
source_basis: Official L.L.Bean Mastercard microsite and L.L.Bean card page.
public_signal: Current public co-brand page
priority: Low
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"L.L.Bean","type":"Retail/Ecommerce","role":"Retail co-brand partner","issuerPartner":"Citibank, N.A.","examples":"L.L.Bean Mastercard","url":"https://www.llbeanmastercard.com/","alternateUrl":"https://www.llbean.com/llb/shop/510624","basis":"Official L.L.Bean Mastercard microsite and L.L.Bean card page.","signal":"Current public co-brand page","priority":"Low","notes":""}


institution: REI Co-op
institution_type: Retail/Ecommerce
role: Retail co-brand partner
known_issuer_partner: Capital One
known_rewards_card_examples: REI Co-op Mastercard
offer_research_url: https://www.rei.com/membership/mastercard
alternate_issuer_url: https://www.capitalone.com/credit-cards/rei-coop-mastercard/
source_basis: Official REI and Capital One co-brand pages.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"REI Co-op","type":"Retail/Ecommerce","role":"Retail co-brand partner","issuerPartner":"Capital One","examples":"REI Co-op Mastercard","url":"https://www.rei.com/membership/mastercard","alternateUrl":"https://www.capitalone.com/credit-cards/rei-coop-mastercard/","basis":"Official REI and Capital One co-brand pages.","signal":"Current public co-brand page","priority":"Medium","notes":""}


institution: Bass Pro Shops
institution_type: Retail/Ecommerce
role: Retail co-brand partner
known_issuer_partner: Capital One
known_rewards_card_examples: Bass Pro Shops CLUB Mastercard
offer_research_url: https://www.basspro.com/shop/en/club
alternate_issuer_url: https://www.capitalone.com/credit-cards/bass-pro-shops-club/
source_basis: Official Bass Pro CLUB and Capital One co-brand pages.
public_signal: Current public co-brand page
priority: Low
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Bass Pro Shops","type":"Retail/Ecommerce","role":"Retail co-brand partner","issuerPartner":"Capital One","examples":"Bass Pro Shops CLUB Mastercard","url":"https://www.basspro.com/shop/en/club","alternateUrl":"https://www.capitalone.com/credit-cards/bass-pro-shops-club/","basis":"Official Bass Pro CLUB and Capital One co-brand pages.","signal":"Current public co-brand page","priority":"Low","notes":""}


institution: Cabela's
institution_type: Retail/Ecommerce
role: Retail co-brand partner
known_issuer_partner: Capital One
known_rewards_card_examples: Cabela's CLUB Mastercard
offer_research_url: https://www.cabelas.com/shop/en/club
alternate_issuer_url: https://www.capitalone.com/credit-cards/cabelas-club/
source_basis: Official Cabela's CLUB and Capital One co-brand pages.
public_signal: Current public co-brand page
priority: Low
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Cabela's","type":"Retail/Ecommerce","role":"Retail co-brand partner","issuerPartner":"Capital One","examples":"Cabela's CLUB Mastercard","url":"https://www.cabelas.com/shop/en/club","alternateUrl":"https://www.capitalone.com/credit-cards/cabelas-club/","basis":"Official Cabela's CLUB and Capital One co-brand pages.","signal":"Current public co-brand page","priority":"Low","notes":""}


institution: DICK'S Sporting Goods
institution_type: Retail/Ecommerce
role: Retail co-brand/private-label partner
known_issuer_partner: Synchrony Bank
known_rewards_card_examples: ScoreRewards Credit Card, ScoreRewards Mastercard
offer_research_url: https://www.dickssportinggoods.com/s/creditcard
alternate_issuer_url: https://www.synchrony.com/financing/dicks-sporting-goods
source_basis: Official DICK'S credit card and Synchrony card pages.
public_signal: Current public card page
priority: Low
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"DICK'S Sporting Goods","type":"Retail/Ecommerce","role":"Retail co-brand/private-label partner","issuerPartner":"Synchrony Bank","examples":"ScoreRewards Credit Card, ScoreRewards Mastercard","url":"https://www.dickssportinggoods.com/s/creditcard","alternateUrl":"https://www.synchrony.com/financing/dicks-sporting-goods","basis":"Official DICK'S credit card and Synchrony card pages.","signal":"Current public card page","priority":"Low","notes":""}


institution: Academy Sports + Outdoors
institution_type: Retail/Ecommerce
role: Retail co-brand/private-label partner
known_issuer_partner: Comenity Capital Bank
known_rewards_card_examples: Academy Sports + Outdoors Credit Card, Visa
offer_research_url: https://www.academy.com/academy-credit-card
alternate_issuer_url: https://d.comenity.net/academy/
source_basis: Official Academy and Comenity card pages.
public_signal: Current public card page
priority: Low
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Academy Sports + Outdoors","type":"Retail/Ecommerce","role":"Retail co-brand/private-label partner","issuerPartner":"Comenity Capital Bank","examples":"Academy Sports + Outdoors Credit Card, Visa","url":"https://www.academy.com/academy-credit-card","alternateUrl":"https://d.comenity.net/academy/","basis":"Official Academy and Comenity card pages.","signal":"Current public card page","priority":"Low","notes":""}


institution: Wayfair
institution_type: Retail/Ecommerce
role: Retail co-brand/private-label partner
known_issuer_partner: Citibank, N.A.
known_rewards_card_examples: Wayfair Credit Card, Wayfair Mastercard
offer_research_url: https://www.wayfair.com/creditcard
alternate_issuer_url: https://citiretailservices.citibankonline.com/RSnextgen/svc/launch/index.action?siteId=PLCN_WAYFAIR
source_basis: Official Wayfair card page and Citi Retail Services path.
public_signal: Current public card page
priority: Low
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Wayfair","type":"Retail/Ecommerce","role":"Retail co-brand/private-label partner","issuerPartner":"Citibank, N.A.","examples":"Wayfair Credit Card, Wayfair Mastercard","url":"https://www.wayfair.com/creditcard","alternateUrl":"https://citiretailservices.citibankonline.com/RSnextgen/svc/launch/index.action?siteId=PLCN_WAYFAIR","basis":"Official Wayfair card page and Citi Retail Services path.","signal":"Current public card page","priority":"Low","notes":""}


institution: PayPal
institution_type: Financial/Technology/Other
role: Payments co-brand partner
known_issuer_partner: Synchrony Bank
known_rewards_card_examples: PayPal Cashback Mastercard, PayPal Credit
offer_research_url: https://www.paypal.com/us/digital-wallet/manage-money/paypal-cashback-mastercard
alternate_issuer_url: https://www.synchrony.com/financing/paypal
source_basis: Official PayPal and Synchrony card pages.
public_signal: Current public card page
priority: High
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"PayPal","type":"Financial/Technology/Other","role":"Payments co-brand partner","issuerPartner":"Synchrony Bank","examples":"PayPal Cashback Mastercard, PayPal Credit","url":"https://www.paypal.com/us/digital-wallet/manage-money/paypal-cashback-mastercard","alternateUrl":"https://www.synchrony.com/financing/paypal","basis":"Official PayPal and Synchrony card pages.","signal":"Current public card page","priority":"High","notes":""}


institution: Venmo
institution_type: Financial/Technology/Other
role: Payments co-brand partner
known_issuer_partner: Synchrony Bank
known_rewards_card_examples: Venmo Credit Card
offer_research_url: https://venmo.com/about/creditcard/
alternate_issuer_url: https://www.synchrony.com/financing/venmo
source_basis: Official Venmo and Synchrony card pages.
public_signal: Current public card page
priority: High
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Venmo","type":"Financial/Technology/Other","role":"Payments co-brand partner","issuerPartner":"Synchrony Bank","examples":"Venmo Credit Card","url":"https://venmo.com/about/creditcard/","alternateUrl":"https://www.synchrony.com/financing/venmo","basis":"Official Venmo and Synchrony card pages.","signal":"Current public card page","priority":"High","notes":""}


institution: Apple
institution_type: Financial/Technology/Other
role: Technology co-brand card partner
known_issuer_partner: Goldman Sachs Bank USA; transition monitoring may be needed
known_rewards_card_examples: Apple Card
offer_research_url: https://www.apple.com/apple-card/
alternate_issuer_url: https://support.apple.com/apple-card
source_basis: Official Apple Card page and Apple support.
public_signal: Current public card page
priority: High
retrieved: 2026-05-30
notes: Issuer relationship has been newsworthy; agents should verify current issuer at scrape time.
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Apple","type":"Financial/Technology/Other","role":"Technology co-brand card partner","issuerPartner":"Goldman Sachs Bank USA; transition monitoring may be needed","examples":"Apple Card","url":"https://www.apple.com/apple-card/","alternateUrl":"https://support.apple.com/apple-card","basis":"Official Apple Card page and Apple support.","signal":"Current public card page","priority":"High","notes":"Issuer relationship has been newsworthy; agents should verify current issuer at scrape time."}


institution: Verizon
institution_type: Financial/Technology/Other
role: Telecom co-brand partner
known_issuer_partner: Synchrony Bank
known_rewards_card_examples: Verizon Visa Card
offer_research_url: https://www.verizon.com/solutions-and-services/verizon-visa-card/
alternate_issuer_url: https://www.synchrony.com/financing/verizon-visa-card
source_basis: Official Verizon and Synchrony card pages.
public_signal: Current public card page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Verizon","type":"Financial/Technology/Other","role":"Telecom co-brand partner","issuerPartner":"Synchrony Bank","examples":"Verizon Visa Card","url":"https://www.verizon.com/solutions-and-services/verizon-visa-card/","alternateUrl":"https://www.synchrony.com/financing/verizon-visa-card","basis":"Official Verizon and Synchrony card pages.","signal":"Current public card page","priority":"Medium","notes":""}


institution: General Motors
institution_type: Auto/Mobility/Entertainment
role: Auto rewards co-brand partner
known_issuer_partner: Goldman Sachs Bank USA / Marcus
known_rewards_card_examples: My GM Rewards Mastercard, GM Business Mastercard
offer_research_url: https://www.gmfinancial.com/en-us/myaccount/credit-card.html
alternate_issuer_url: https://www.marcus.com/us/en/credit-cards/gm-cards
source_basis: Official GM Financial and Marcus GM card pages.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"General Motors","type":"Auto/Mobility/Entertainment","role":"Auto rewards co-brand partner","issuerPartner":"Goldman Sachs Bank USA / Marcus","examples":"My GM Rewards Mastercard, GM Business Mastercard","url":"https://www.gmfinancial.com/en-us/myaccount/credit-card.html","alternateUrl":"https://www.marcus.com/us/en/credit-cards/gm-cards","basis":"Official GM Financial and Marcus GM card pages.","signal":"Current public co-brand page","priority":"Medium","notes":""}


institution: FordPass Rewards
institution_type: Auto/Mobility/Entertainment
role: Auto rewards co-brand partner
known_issuer_partner: FNBO
known_rewards_card_examples: FordPass Rewards Visa Card
offer_research_url: https://www.ford.com/finance/credit-card/
alternate_issuer_url: https://www.fnbo.com/personal-banking/credit-cards/fordpass-rewards-visa-card
source_basis: Official Ford and FNBO co-brand pages.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"FordPass Rewards","type":"Auto/Mobility/Entertainment","role":"Auto rewards co-brand partner","issuerPartner":"FNBO","examples":"FordPass Rewards Visa Card","url":"https://www.ford.com/finance/credit-card/","alternateUrl":"https://www.fnbo.com/personal-banking/credit-cards/fordpass-rewards-visa-card","basis":"Official Ford and FNBO co-brand pages.","signal":"Current public co-brand page","priority":"Medium","notes":""}


institution: Toyota Rewards
institution_type: Auto/Mobility/Entertainment
role: Auto rewards co-brand partner
known_issuer_partner: Comenity Capital Bank
known_rewards_card_examples: Toyota Rewards Visa
offer_research_url: https://www.toyotarewardsvisa.com/
alternate_issuer_url: https://d.comenity.net/toyotarewardsvisa/
source_basis: Official Toyota Rewards Visa and Comenity pages.
public_signal: Current or recent public co-brand page
priority: Low
retrieved: 2026-05-30
notes: Verify application availability and issuer terms.
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Toyota Rewards","type":"Auto/Mobility/Entertainment","role":"Auto rewards co-brand partner","issuerPartner":"Comenity Capital Bank","examples":"Toyota Rewards Visa","url":"https://www.toyotarewardsvisa.com/","alternateUrl":"https://d.comenity.net/toyotarewardsvisa/","basis":"Official Toyota Rewards Visa and Comenity pages.","signal":"Current or recent public co-brand page","priority":"Low","notes":"Verify application availability and issuer terms."}


institution: Harley-Davidson
institution_type: Auto/Mobility/Entertainment
role: Motorcycle/brand rewards co-brand partner
known_issuer_partner: U.S. Bank
known_rewards_card_examples: Harley-Davidson Visa
offer_research_url: https://www.harley-davidson.com/us/en/tools/credit-card.html
alternate_issuer_url: https://www.usbank.com/credit-cards/harley-davidson-visa-credit-card.html
source_basis: Official Harley-Davidson and U.S. Bank co-brand pages.
public_signal: Current public co-brand page
priority: Low
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Harley-Davidson","type":"Auto/Mobility/Entertainment","role":"Motorcycle/brand rewards co-brand partner","issuerPartner":"U.S. Bank","examples":"Harley-Davidson Visa","url":"https://www.harley-davidson.com/us/en/tools/credit-card.html","alternateUrl":"https://www.usbank.com/credit-cards/harley-davidson-visa-credit-card.html","basis":"Official Harley-Davidson and U.S. Bank co-brand pages.","signal":"Current public co-brand page","priority":"Low","notes":""}


institution: AARP
institution_type: Financial/Technology/Other
role: Membership organization co-brand partner
known_issuer_partner: Barclays Bank Delaware
known_rewards_card_examples: AARP Essential Rewards Mastercard, AARP Travel Rewards Mastercard
offer_research_url: https://www.aarpcreditcard.com/
alternate_issuer_url: https://cards.barclaycardus.com/banking/cards/aarp-essential-rewards-mastercard/
source_basis: Official AARP credit card microsite and Barclays product path.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"AARP","type":"Financial/Technology/Other","role":"Membership organization co-brand partner","issuerPartner":"Barclays Bank Delaware","examples":"AARP Essential Rewards Mastercard, AARP Travel Rewards Mastercard","url":"https://www.aarpcreditcard.com/","alternateUrl":"https://cards.barclaycardus.com/banking/cards/aarp-essential-rewards-mastercard/","basis":"Official AARP credit card microsite and Barclays product path.","signal":"Current public co-brand page","priority":"Medium","notes":""}


institution: AAA
institution_type: Financial/Technology/Other
role: Membership/travel co-brand partner
known_issuer_partner: Comenity Capital Bank
known_rewards_card_examples: AAA Travel Advantage Visa Signature, AAA Daily Advantage Visa Signature
offer_research_url: https://www.ace.aaa.com/financial/aaa-credit-card.html
alternate_issuer_url: https://www.aaa.com/AAA/common/financial/AAA_Credit_Card.html
source_basis: Official AAA club credit card pages and Comenity application paths.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
notes: AAA card URLs vary by club region; record club used.
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"AAA","type":"Financial/Technology/Other","role":"Membership/travel co-brand partner","issuerPartner":"Comenity Capital Bank","examples":"AAA Travel Advantage Visa Signature, AAA Daily Advantage Visa Signature","url":"https://www.ace.aaa.com/financial/aaa-credit-card.html","alternateUrl":"https://www.aaa.com/AAA/common/financial/AAA_Credit_Card.html","basis":"Official AAA club credit card pages and Comenity application paths.","signal":"Current public co-brand page","priority":"Medium","notes":"AAA card URLs vary by club region; record club used."}


institution: Fidelity Investments
institution_type: Financial/Technology/Other
role: Brokerage/financial-services co-brand partner
known_issuer_partner: Elan Financial Services
known_rewards_card_examples: Fidelity Rewards Visa Signature Card
offer_research_url: https://www.fidelity.com/spend-save/visa-signature-card
alternate_issuer_url: https://www.fidelityrewards.com/
source_basis: Official Fidelity and Fidelity Rewards card pages.
public_signal: Current public co-brand page
priority: Medium
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Fidelity Investments","type":"Financial/Technology/Other","role":"Brokerage/financial-services co-brand partner","issuerPartner":"Elan Financial Services","examples":"Fidelity Rewards Visa Signature Card","url":"https://www.fidelity.com/spend-save/visa-signature-card","alternateUrl":"https://www.fidelityrewards.com/","basis":"Official Fidelity and Fidelity Rewards card pages.","signal":"Current public co-brand page","priority":"Medium","notes":""}


institution: Bilt Rewards
institution_type: Financial/Technology/Other
role: Rent/payment rewards co-brand partner
known_issuer_partner: Wells Fargo
known_rewards_card_examples: Bilt Mastercard
offer_research_url: https://www.biltrewards.com/card
alternate_issuer_url: https://creditcards.wellsfargo.com/bilt-rewards-credit-card/
source_basis: Official Bilt and Wells Fargo card pages.
public_signal: Current public co-brand page
priority: High
retrieved: 2026-05-30
notes: Program has unique rent-payment rewards; capture terms carefully.
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Bilt Rewards","type":"Financial/Technology/Other","role":"Rent/payment rewards co-brand partner","issuerPartner":"Wells Fargo","examples":"Bilt Mastercard","url":"https://www.biltrewards.com/card","alternateUrl":"https://creditcards.wellsfargo.com/bilt-rewards-credit-card/","basis":"Official Bilt and Wells Fargo card pages.","signal":"Current public co-brand page","priority":"High","notes":"Program has unique rent-payment rewards; capture terms carefully."}


institution: Gemini
institution_type: Financial/Technology/Other
role: Crypto exchange co-brand partner
known_issuer_partner: WebBank
known_rewards_card_examples: Gemini Credit Card
offer_research_url: https://www.gemini.com/credit-card
alternate_issuer_url: https://www.gemini.com/legal/credit-card-agreement
source_basis: Official Gemini credit card and legal pages.
public_signal: Current public card page
priority: Low
retrieved: 2026-05-30
notes: Rewards are crypto-denominated; verify availability and issuer disclosures.
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Gemini","type":"Financial/Technology/Other","role":"Crypto exchange co-brand partner","issuerPartner":"WebBank","examples":"Gemini Credit Card","url":"https://www.gemini.com/credit-card","alternateUrl":"https://www.gemini.com/legal/credit-card-agreement","basis":"Official Gemini credit card and legal pages.","signal":"Current public card page","priority":"Low","notes":"Rewards are crypto-denominated; verify availability and issuer disclosures."}


institution: Robinhood
institution_type: Financial/Technology/Other
role: Brokerage/fintech card partner
known_issuer_partner: Coastal Community Bank / Robinhood Credit, Inc. program disclosures
known_rewards_card_examples: Robinhood Gold Card
offer_research_url: https://robinhood.com/creditcard/
alternate_issuer_url: https://robinhood.com/us/en/support/articles/robinhood-gold-card/
source_basis: Official Robinhood Gold Card and support pages.
public_signal: Current public card page
priority: Medium
retrieved: 2026-05-30
notes: Gold membership may be required; verify public waitlist/offer status.
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Robinhood","type":"Financial/Technology/Other","role":"Brokerage/fintech card partner","issuerPartner":"Coastal Community Bank / Robinhood Credit, Inc. program disclosures","examples":"Robinhood Gold Card","url":"https://robinhood.com/creditcard/","alternateUrl":"https://robinhood.com/us/en/support/articles/robinhood-gold-card/","basis":"Official Robinhood Gold Card and support pages.","signal":"Current public card page","priority":"Medium","notes":"Gold membership may be required; verify public waitlist/offer status."}


institution: eBay
institution_type: Retail/Ecommerce
role: Marketplace co-brand partner
known_issuer_partner: Synchrony Bank
known_rewards_card_examples: eBay Mastercard
offer_research_url: https://www.ebaymastercard.syf.com/
alternate_issuer_url: https://pages.ebay.com/creditcard/
source_basis: Official eBay Mastercard Synchrony microsite and eBay card page.
public_signal: Past-year/transition target; verify current application availability
priority: Low
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
notes:
  Include because downstream agents may need to identify whether offers remain active or were recently discontinued.

raw_json:
  {"institution":"eBay","type":"Retail/Ecommerce","role":"Marketplace co-brand partner","issuerPartner":"Synchrony Bank","examples":"eBay Mastercard","url":"https://www.ebaymastercard.syf.com/","alternateUrl":"https://pages.ebay.com/creditcard/","basis":"Official eBay Mastercard Synchrony microsite and eBay card page.","signal":"Past-year/transition target; verify current application availability","priority":"Low","notes":"Include because downstream agents may need to identify whether offers remain active or were recently discontinued."}


institution: Walgreens
institution_type: Retail/Ecommerce
role: Pharmacy retail co-brand partner
known_issuer_partner: Synchrony Bank
known_rewards_card_examples: myWalgreens Mastercard
offer_research_url: https://www.walgreens.com/topic/promotion/mywalgreens-credit-card.jsp
alternate_issuer_url: https://www.synchrony.com/financing/walgreens
source_basis: Official Walgreens and Synchrony card pages.
public_signal: Current or recent public card page
priority: Low
retrieved: 2026-05-30
notes: Verify whether new applications are open.
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"Walgreens","type":"Retail/Ecommerce","role":"Pharmacy retail co-brand partner","issuerPartner":"Synchrony Bank","examples":"myWalgreens Mastercard","url":"https://www.walgreens.com/topic/promotion/mywalgreens-credit-card.jsp","alternateUrl":"https://www.synchrony.com/financing/walgreens","basis":"Official Walgreens and Synchrony card pages.","signal":"Current or recent public card page","priority":"Low","notes":"Verify whether new applications are open."}


institution: PlayStation
institution_type: Auto/Mobility/Entertainment
role: Entertainment co-brand partner
known_issuer_partner: Comenity Bank
known_rewards_card_examples: PlayStation Visa Credit Card
offer_research_url: https://www.playstation.com/en-us/playstation-visa-credit-card/
alternate_issuer_url: https://d.comenity.net/ac/playstationvisa/public/home
source_basis: Official PlayStation and Comenity card pages.
public_signal: Current public co-brand page
priority: Low
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"PlayStation","type":"Auto/Mobility/Entertainment","role":"Entertainment co-brand partner","issuerPartner":"Comenity Bank","examples":"PlayStation Visa Credit Card","url":"https://www.playstation.com/en-us/playstation-visa-credit-card/","alternateUrl":"https://d.comenity.net/ac/playstationvisa/public/home","basis":"Official PlayStation and Comenity card pages.","signal":"Current public co-brand page","priority":"Low","notes":""}


institution: NFL Extra Points
institution_type: Auto/Mobility/Entertainment
role: Sports league co-brand partner
known_issuer_partner: Comenity Capital Bank
known_rewards_card_examples: NFL Extra Points Visa Credit Card
offer_research_url: https://www.nflextrapoints.com/
alternate_issuer_url: https://d.comenity.net/nflextrapointsvisa/
source_basis: Official NFL Extra Points and Comenity card pages.
public_signal: Current or recent public co-brand page
priority: Low
retrieved: 2026-05-30
created_at: 2026-05-30 02:27:29
updated_at: 2026-05-30 02:27:59
raw_json:
  {"institution":"NFL Extra Points","type":"Auto/Mobility/Entertainment","role":"Sports league co-brand partner","issuerPartner":"Comenity Capital Bank","examples":"NFL Extra Points Visa Credit Card","url":"https://www.nflextrapoints.com/","alternateUrl":"https://d.comenity.net/nflextrapointsvisa/","basis":"Official NFL Extra Points and Comenity card pages.","signal":"Current or recent public co-brand page","priority":"Low","notes":""}


# credit_card_offers

issuer: JPMorgan Chase
card_offer: Aeroplan Card
segment: CO_BRAND_CONSUMER
category: AIRLINE_REWARDS
bonus_miles: 75000
cash_bonus: NA
spend_requirement: 4000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: Spend $4,000 on purchases in the first 3 months from account opening to earn 75,000 bonus points.
intro_apr: NA
regular_apr: 19.74%-28.24% variable APR
source_url: https://creditcards.chase.com/travel-credit-cards/aircanada/aeroplan
source_basis: Official product page and offer details
retrieved: 2026-05-29T20:57:53-06:00
created_at: 2026-05-30 02:57:53
updated_at: 2026-05-30 15:47:45
issuer_partner: Air Canada Aeroplan
bonus_miles_type: Aeroplan points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 75,000 Aeroplan bonus points after spending $4,000 on purchases in the first 3 months from account opening.

rewards_key_perks:
  3x points at grocery stores, dining/takeout/eligible delivery, and Air Canada direct purchases; 1x on other purchases; 500 bonus points for each $2,000 spent in a calendar month up to 1,500 monthly; free first checked bag for cardmember and up to 8 companions on eligible Air Canada flights; up to $120 Global Entry/TSA PreCheck/NEXUS credit every 4 years; no foreign transaction fees; Aeroplan status-related benefits.

notes:
  Official Chase product page contained offer, APR, annual fee, reward rates, and offer details. Chase Aeroplan benefit pages were checked for enrichment. Offers may vary by channel. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.

raw_json:
  {"limitations": ["Pricing link was not separately captured beyond official Chase visible product/pricing text.", "In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered."], "method": "Official-source web/direct retrieval fallback because browser:browser was unavailable.", "retrieved": "2026-05-29T20:57:53-06:00", "sources": [{"evidence": "Product page showed 75,000 bonus points after $4,000 in 3 months, $95 annual fee, 19.74%-28.24% variable APR, and 3x/1x rewards structure.", "issuer": "JPMorgan Chase", "source_basis": "Official product page and offer details", "url": "https://creditcards.chase.com/travel-credit-cards/aircanada/aeroplan"}, {"evidence": "Benefit page supported free checked bag, no foreign transaction fee, up to $120 trusted traveler credit, and travel/protection benefit details.", "issuer": "JPMorgan Chase", "source_basis": "Official benefit terms page", "url": "https://creditcards.chase.com/aeroplan/benefits?pubDate=20250910"}, {"evidence": "Earn-and-redeem page supported 3x categories, monthly 500-point bonus per $2,000 spend, and redemption/transfer benefit context.", "issuer": "JPMorgan Chase", "source_basis": "Official earn and redeem page", "url": "https://creditcards.chase.com/aeroplan/earnandredeem"}], "target": {"database": "data/cc-offers.sqlite", "id": 43, "institution": "Air Canada Aeroplan"}}


issuer: Goldman Sachs Bank USA
card_offer: Apple Card
segment: CO_BRAND_CONSUMER
category: CASH_BACK
cash_bonus: 250
spend_requirement: NA
spend_timeframe_days_tier_1: NA
regular_apr: 17.49%-27.74% variable APR based on creditworthiness, rates as of January 1, 2026
source_url: https://www.apple.com/apple-card/
source_basis: Official product page and terms footnotes
retrieved: 2026-05-29T20:57:53-06:00
created_at: 2026-05-30 02:57:53
updated_at: 2026-05-30 15:47:45
issuer_partner: Apple
spend_requirement_extra_reqs: Ten purchases of at least $0.01 each month during the stated offer period
spend_timeframe_days_tier_2: NA
cash_bonus_type: Daily Cash
welcome_intro_offer:
  New Apple Card account owners who buy AirPods Pro 3 directly from Apple during May 18-June 15, 2026 can earn up to $250 Daily Cash by meeting monthly purchase requirements during the offer period.

spend_requirement_timing:
  Buy AirPods Pro 3 directly from Apple during the qualifying period, then earn $25 Bonus Daily Cash each month after making 10 qualifying purchases in that month during the offer period, up to $250 total.

intro_apr:
  0% APR Apple Card Monthly Installments for eligible Apple purchases when selected at checkout; no general purchase intro APR found on public product page.

rewards_key_perks:
  Unlimited Daily Cash: 3% at Apple and select merchants with Apple Pay, 2% when using Apple Card with Apple Pay, and 1% with the titanium card; no annual, over-limit, foreign-transaction, or late fees; Apple Card Monthly Installments on eligible Apple purchases; Apple Card Family and Savings integration subject to eligibility.

notes:
  Apple announced Chase will become the new issuer, but the current official Apple Card page/newsroom footnotes still identify Goldman Sachs Bank USA as issuer during the transition. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.

raw_json:
  {"limitations": ["Issuer transition to Chase is announced but not flattened into current issuer because official Apple footnotes still cite Goldman Sachs for the present public card page.", "In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered."], "method": "Official-source web/direct retrieval fallback because browser:browser was unavailable.", "retrieved": "2026-05-29T20:57:53-06:00", "sources": [{"evidence": "Product page showed no annual/foreign/late fees, Daily Cash reward rates, current AirPods Pro 3 Daily Cash promotion, and 17.49%-27.74% variable APR footnote.", "issuer": "Apple / Goldman Sachs Bank USA", "source_basis": "Official product page and terms footnotes", "url": "https://www.apple.com/apple-card/"}, {"evidence": "Apple newsroom transition article said Apple Card users can keep using the card during transition and identified current APR range and Goldman Sachs issuance in footnotes.", "issuer": "Apple / Goldman Sachs Bank USA", "source_basis": "Official issuer-transition newsroom page", "url": "https://www.apple.com/us-es/newsroom/2026/01/chase-to-become-new-issuer-of-apple-card/"}], "target": {"database": "data/cc-offers.sqlite", "id": 111, "institution": "Apple"}}


issuer: Column N.A.
card_offer: Bilt Blue Card
segment: CO_BRAND_CONSUMER
category: RENT_MORTGAGE_REWARDS
welcome_intro_offer: $100 in Bilt Cash on or about account open date for eligible primary cardholders.
cash_bonus: 100
spend_requirement: NA
spend_timeframe_days_tier_1: NA
intro_apr: 10.00% introductory APR on new card purchases for the first 12 billing cycles after account opening
regular_apr: 26.74%-34.74% variable APR for purchases
source_url: https://www.bilt.com/terms/bilt-card-offer-terms
source_basis: Official offer terms and pricing page
retrieved: 2026-05-29T20:57:53-06:00
created_at: 2026-05-30 02:57:53
updated_at: 2026-05-30 15:47:45
issuer_partner: Bilt Rewards
spend_timeframe_days_tier_2: NA
cash_bonus_type: Bilt Cash
spend_requirement_timing:
  No public spend requirement found for the $100 Bilt Cash welcome bonus; eligibility restrictions apply.

rewards_key_perks:
  Up to 1.25x Bilt Points on rent and mortgage through the Bilt app/website depending on selected rewards option and everyday spend ratio; or up to 1x on housing by redeeming Bilt Cash under Flexible Bilt Cash option; 1x on other eligible purchases; optional 4% back in Bilt Cash on everyday spend under Flexible Bilt Cash; no foreign transaction fee.

notes:
  Bilt target row named Wells Fargo/Bilt Mastercard, but current official Bilt 2.0 sources identify Column N.A. as issuer and Cardless as servicer. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.

raw_json:
  {"limitations": ["Bilt 2.0 housing rewards vary by selected rewards option and everyday spend ratio; notes preserve this instead of flattening to one universal earn rate.", "In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered."], "method": "Official-source web/direct retrieval fallback because browser:browser was unavailable.", "retrieved": "2026-05-29T20:57:53-06:00", "sources": [{"evidence": "Offer terms identified Bilt Blue, Obsidian, and Palladium cards, Column N.A. issuance, Cardless servicing, $100 Bilt Cash for Blue, housing reward options, 1x Blue everyday earning, and welcome-bonus restrictions.", "issuer": "Column N.A. / Cardless / Bilt", "source_basis": "Official offer terms", "url": "https://www.bilt.com/terms/bilt-card-offer-terms"}, {"evidence": "Rates-and-fees PDF showed Blue annual fee $0, 10.00% introductory APR on new card purchases, and 26.74%-34.74% variable purchase APR.", "issuer": "Column N.A. / Cardless / Bilt", "source_basis": "Official rates and fees disclosure", "url": "https://legal.cardless.com/rates_and_fees/bilt/rates_and_fees.pdf"}, {"evidence": "Support overview confirmed three-card Bilt 2.0 lineup, annual fees, no foreign transaction fees, intro APR, and high-level earn structures.", "issuer": "Bilt Rewards support", "source_basis": "Official support overview", "url": "https://support.biltrewards.com/hc/en-us/articles/42897766682381-Bilt-Card-2-0-Program-Overview"}], "target": {"database": "data/cc-offers.sqlite", "id": 120, "institution": "Bilt Rewards"}}


issuer: Column N.A.
card_offer: Bilt Obsidian Card
segment: CO_BRAND_CONSUMER
category: RENT_MORTGAGE_REWARDS
welcome_intro_offer: $200 in Bilt Cash on or about account open date for eligible primary cardholders.
cash_bonus: 200
spend_requirement: NA
spend_timeframe_days_tier_1: NA
intro_apr: 10.00% introductory APR on new card purchases for the first 12 billing cycles after account opening
regular_apr: 26.74%-34.74% variable APR for purchases
source_url: https://www.bilt.com/terms/bilt-card-offer-terms
source_basis: Official offer terms and pricing page
retrieved: 2026-05-29T20:57:53-06:00
created_at: 2026-05-30 02:57:53
updated_at: 2026-05-30 15:47:45
issuer_partner: Bilt Rewards
spend_timeframe_days_tier_2: NA
cash_bonus_type: Bilt Cash
spend_requirement_timing:
  No public spend requirement found for the $200 Bilt Cash welcome bonus; eligibility restrictions apply.

rewards_key_perks:
  Up to 1.25x Bilt Points on rent and mortgage through the Bilt app/website depending on selected rewards option and everyday spend ratio; or up to 1x on housing by redeeming Bilt Cash under Flexible Bilt Cash option; 3x in selected dining or grocery category (grocery capped at $25,000/calendar year), 2x travel, 1x other eligible purchases; optional 4% back in Bilt Cash on everyday spend under Flexible Bilt Cash; $100 Bilt Travel Hotel Credit split semi-annually; no foreign transaction fee.

notes:
  Bilt target row named Wells Fargo/Bilt Mastercard, but current official Bilt 2.0 sources identify Column N.A. as issuer and Cardless as servicer. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.

raw_json:
  {"limitations": ["Bilt 2.0 housing rewards vary by selected rewards option and everyday spend ratio; grocery 3x cap and category selection limits are preserved in rewards field.", "In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered."], "method": "Official-source web/direct retrieval fallback because browser:browser was unavailable.", "retrieved": "2026-05-29T20:57:53-06:00", "sources": [{"evidence": "Offer terms showed $200 Bilt Cash for Obsidian, up to 1.25x housing rewards depending on selected option, 3x selected dining/grocery, 2x travel, 1x other purchases, and $100 hotel credit.", "issuer": "Column N.A. / Cardless / Bilt", "source_basis": "Official offer terms", "url": "https://www.bilt.com/terms/bilt-card-offer-terms"}, {"evidence": "Rates-and-fees PDF showed Obsidian annual fee $95, authorized-user fee, 10.00% introductory APR on new card purchases, and 26.74%-34.74% variable purchase APR.", "issuer": "Column N.A. / Cardless / Bilt", "source_basis": "Official rates and fees disclosure", "url": "https://legal.cardless.com/rates_and_fees/bilt/rates_and_fees.pdf"}, {"evidence": "Support overview confirmed Obsidian annual fee, dining/grocery choice, travel earning, hotel credit context, no foreign transaction fees, and 10% intro APR.", "issuer": "Bilt Rewards support", "source_basis": "Official support overview", "url": "https://support.biltrewards.com/hc/en-us/articles/42897766682381-Bilt-Card-2-0-Program-Overview"}], "target": {"database": "data/cc-offers.sqlite", "id": 120, "institution": "Bilt Rewards"}}


issuer: Column N.A.
card_offer: Bilt Palladium Card
segment: CO_BRAND_CONSUMER
category: RENT_MORTGAGE_REWARDS
bonus_miles: 50000
cash_bonus: 300
spend_requirement: 4000
spend_timeframe_days_tier_1: 90
intro_apr: 10.00% introductory APR on new card purchases for the first 12 billing cycles after account opening
regular_apr: 26.74%-34.74% variable APR for purchases
source_url: https://www.bilt.com/terms/bilt-card-offer-terms
source_basis: Official offer terms and pricing page
retrieved: 2026-05-29T20:57:53-06:00
created_at: 2026-05-30 02:57:53
updated_at: 2026-05-30 15:47:45
issuer_partner: Bilt Rewards
bonus_miles_type: Bilt Points
spend_timeframe_days_tier_2: NA
cash_bonus_type: Bilt Cash
welcome_intro_offer:
  50,000 Bilt Points and Bilt Gold Elite Status after $4,000 in everyday spend within 90 days from account open date, plus $300 in Bilt Cash under the welcome-bonus terms.

spend_requirement_timing:
  Spend $4,000 or more in everyday spend on the Bilt Palladium Card within 90 days from account open date to qualify for the 50,000 points and Gold Elite Status; housing payments do not count toward this requirement.

rewards_key_perks:
  Up to 1.25x Bilt Points on rent and mortgage through the Bilt app/website depending on selected rewards option and everyday spend ratio; or up to 1x on housing by redeeming Bilt Cash under Flexible Bilt Cash option; 2x on other eligible purchases excluding housing payments; optional 4% back in Bilt Cash on everyday spend under Flexible Bilt Cash; annual $200 Bilt Cash benefit; $400 Bilt Travel Hotel Credit split semi-annually; Priority Pass mentioned by Bilt support; no foreign transaction fee.

notes:
  Bilt target row named Wells Fargo/Bilt Mastercard, but current official Bilt 2.0 sources identify Column N.A. as issuer and Cardless as servicer. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.

raw_json:
  {"limitations": ["Bilt 2.0 housing rewards vary by selected rewards option and everyday spend ratio; spend requirement applies to everyday spend and excludes Bilt housing payments.", "In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered."], "method": "Official-source web/direct retrieval fallback because browser:browser was unavailable.", "retrieved": "2026-05-29T20:57:53-06:00", "sources": [{"evidence": "Offer terms showed Palladium welcome bonus with 50,000 Bilt Points, Gold Elite Status, $300 Bilt Cash, $4,000 everyday-spend requirement within 90 days for points/status, 2x everyday earning, annual $200 Bilt Cash, and $400 hotel credit.", "issuer": "Column N.A. / Cardless / Bilt", "source_basis": "Official offer terms", "url": "https://www.bilt.com/terms/bilt-card-offer-terms"}, {"evidence": "Rates-and-fees PDF showed Palladium annual fee $495, authorized-user fee, 10.00% introductory APR on new card purchases, and 26.74%-34.74% variable purchase APR.", "issuer": "Column N.A. / Cardless / Bilt", "source_basis": "Official rates and fees disclosure", "url": "https://legal.cardless.com/rates_and_fees/bilt/rates_and_fees.pdf"}, {"evidence": "Support overview confirmed Palladium annual fee, 2x everyday purchases, Bilt Cash/housing rewards structure, hotel credit, and no foreign transaction fees.", "issuer": "Bilt Rewards support", "source_basis": "Official support overview", "url": "https://support.biltrewards.com/hc/en-us/articles/42897766682381-Bilt-Card-2-0-Program-Overview"}], "target": {"database": "data/cc-offers.sqlite", "id": 120, "institution": "Bilt Rewards"}}


issuer: Bank of America
card_offer: Atmos Rewards Ascent Visa Signature Credit Card
segment: CO_BRAND_CONSUMER
category: AIRLINE_REWARDS
bonus_miles: 80000
cash_bonus: NA
spend_requirement: 4000
spend_timeframe_days_tier_1: 120
intro_apr: None
regular_apr: 19.49%-27.49% variable APR
source_url: https://www.bankofamerica.com/credit-cards/products/alaska-airlines-credit-card.go
source_basis: Official product page and pricing summary
retrieved: 2026-05-29T21:03:12-06:00
created_at: 2026-05-30 03:03:12
updated_at: 2026-05-30 15:47:45
issuer_partner: Atmos Rewards
bonus_miles_type: Atmos Rewards points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Limited-time online offer: 80,000 bonus points and a $99 Companion Fare plus taxes/fees after $4,000 or more in purchases within the first 120 days, plus a 50% global flight discount code for a qualifying future flight after opening a new account.

spend_requirement_timing:
  Spend $4,000 or more on purchases within the first 120 days of opening the account to earn the 80,000-point bonus and $99 Companion Fare; 50% global flight discount code after opening a new account.

rewards_key_perks:
  3 points per $1 on eligible Alaska Airlines and Hawaiian Airlines purchases; 2 points per $1 on eligible gas, EV charging, cable, streaming services, and local transit including rideshare; 1 point per $1 on other purchases; 10% rewards bonus on card-purchase points with eligible Bank of America account; annual $99 Companion Fare after $6,000 annual anniversary spend; free checked bag and preferred boarding for cardmember and up to 6 guests when eligible flights are paid with the card; 20% back on Alaska/Hawaiian inflight purchases; $100 off annual Alaska Lounge+ Membership; no foreign transaction fees.

notes:
  Official Bank of America page superseded older/current third-party snippets that showed different Ascent offers. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.

raw_json:
  {"conflicts_or_notes": ["Third-party pages and older issuer listing snippets showed 50,000-point or 80,000-point variants; official Bank of America product page was used."], "limitations": ["Official page included an unavailable-page banner in fetched text but still exposed product details and pricing below it.", "In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered."], "method": "Official-source web/direct retrieval fallback because browser:browser was unavailable.", "retrieved": "2026-05-29T21:03:12-06:00", "sources": [{"evidence": "Official page showed 80,000-point limited-time offer with $4,000/120-day spend, $99 Companion Fare, 50% flight discount code, $95 annual fee, no intro APR, and 19.49%-27.49% standard APR.", "issuer": "Bank of America", "source_basis": "Official product page and pricing summary", "url": "https://www.bankofamerica.com/credit-cards/products/alaska-airlines-credit-card.go"}, {"evidence": "Agreement supported 19.49%-27.49% variable purchase APR and $95 annual fee for Atmos Rewards Ascent.", "issuer": "Bank of America", "source_basis": "Official sample credit card agreement", "url": "https://www.bankofamerica.com/content/documents/creditcard/atmos_rewards_ascent_visa_signature_english.pdf"}], "target": {"database": "data/cc-offers.sqlite", "id": 35, "institution": "Alaska Airlines Mileage Plan"}}


issuer: Bank of America
card_offer: Atmos Rewards Summit Visa Infinite Credit Card
segment: CO_BRAND_CONSUMER_PREMIUM
category: AIRLINE_REWARDS
bonus_miles: 100000
cash_bonus: NA
spend_requirement: 6500
spend_timeframe_days_tier_1: 90
intro_apr: None found on public official source
regular_apr: 19.49%-27.49% variable APR
source_url: https://www.bankofamerica.com/credit-cards/products/alaska-airlines-infinite-credit-card/
source_basis: Official product page and pricing summary
retrieved: 2026-05-29T21:03:12-06:00
created_at: 2026-05-30 03:03:12
updated_at: 2026-05-30 15:47:45
issuer_partner: Atmos Rewards
bonus_miles_type: Atmos Rewards points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Limited-time online offer: 100,000 bonus points and a 25,000-point Global Companion Award after $6,500 or more in purchases within the first 90 days, plus a 50% flight discount code for a qualifying future flight after opening the account.

spend_requirement_timing:
  Spend $6,500 or more on purchases within the first 90 days of opening the account to earn 100,000 points and 25,000-point Global Companion Award; 50% flight discount code after account opening.

rewards_key_perks:
  3 points per $1 on eligible dining, foreign transaction, Alaska Airlines, and Hawaiian Airlines purchases; 1 point per $1 on other purchases; 10% rewards bonus on card-purchase points with eligible Bank of America account; 25,000-point Global Companion Award each anniversary and 100,000-point Global Companion Award after $60,000 annual spend; 8 Alaska Lounge passes per calendar year; free checked bag and preferred boarding for cardmember and up to 6 guests on eligible paid Alaska/Hawaiian flights; Visa Infinite concierge; no foreign transaction fees.

notes:
  Current official product page/search metadata showed $6,500/90-day spend for the 100,000-point Summit offer; older 2025 launch release showed $6,000/90-day spend and was treated as superseded. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.

raw_json:
  {"conflicts_or_notes": ["Older Bank of America newsroom launch copy had $6,000 spend; current official product metadata had $6,500 and was used."], "limitations": ["Current product URL was SPA/search-metadata heavy; official search/open snippets were used for hidden product terms.", "In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered."], "method": "Official-source web/direct retrieval fallback because browser:browser was unavailable.", "retrieved": "2026-05-29T21:03:12-06:00", "sources": [{"evidence": "Official page metadata showed 100,000-point offer, 25,000-point Global Companion Award after $6,500/90-day spend, 50% flight discount code, $395 annual fee, 19.49%-27.49% variable APR, and reward categories.", "issuer": "Bank of America", "source_basis": "Official product page/search metadata", "url": "https://www.bankofamerica.com/credit-cards/products/alaska-airlines-infinite-credit-card/"}, {"evidence": "Agreement supported 19.49%-27.49% variable purchase APR for Atmos Rewards Summit.", "issuer": "Bank of America", "source_basis": "Official sample credit card agreement", "url": "https://www.bankofamerica.com/content/documents/creditcard/atmos_rewards_summit_visa_infinite_english.pdf"}, {"evidence": "Release confirmed Summit card benefits, $395 annual fee, and earlier launch offer context.", "issuer": "Bank of America newsroom", "source_basis": "Official launch/release context", "url": "https://newsroom.bankofamerica.com/content/newsroom/press-releases/2025/08/alaska-airlines-and-bank-of-america-present-a-new-premium-credit.html"}], "target": {"database": "data/cc-offers.sqlite", "id": 35, "institution": "Alaska Airlines Mileage Plan"}}


issuer: Bank of America
card_offer: Atmos Rewards Visa Signature Business Card
segment: BUSINESS_CO_BRAND
category: AIRLINE_REWARDS
bonus_miles: 80000
cash_bonus: NA
spend_requirement: 5000
spend_timeframe_days_tier_1: 90
intro_apr: None
regular_apr: 19.49%-27.49% variable APR
source_url: https://business.bankofamerica.com/en/credit-cards/atmos-rewards
source_basis: Official product page and official metadata/snippet
retrieved: 2026-05-29T21:03:12-06:00
created_at: 2026-05-30 03:03:12
updated_at: 2026-05-30 15:47:45
issuer_partner: Atmos Rewards
bonus_miles_type: Atmos Rewards points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Limited-time online offer: 80,000 bonus points and a $99 Companion Fare plus taxes/fees after $5,000 or more in purchases within the first 90 days of opening the account.

spend_requirement_timing:
  Spend $5,000 or more on purchases within the first 90 days of opening the account to earn 80,000 points and a $99 Companion Fare.

rewards_key_perks:
  3 points per $1 on eligible Alaska Airlines and Hawaiian Airlines purchases; 2 points per $1 on eligible gas, EV charging, shipping, and local transit including rideshare; 1 point per $1 on other purchases; 10% rewards bonus with eligible Bank of America small business account; annual $99 Companion Fare after $6,000 annual spend; free checked bag and preferred boarding when the card is used to buy Alaska/Hawaiian tickets; 20% back on inflight purchases; $100 off annual Alaska Lounge+ Membership; no international transaction fees.

notes:
  BofA business product page rendered placeholder variables for some rate fields; official BofA card-list/search metadata supplied standard APR and intro APR. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.

raw_json:
  {"limitations": ["Product page exposed placeholder variables for some rate fields; official BofA metadata filled the rates/fees after escalation.", "In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered."], "method": "Official-source web/direct retrieval fallback because browser:browser was unavailable.", "retrieved": "2026-05-29T21:03:12-06:00", "sources": [{"evidence": "Product page showed 80,000-point business offer, $5,000/90-day spend, rewards rates, $99 Companion Fare, annual fee, no international transaction fees, and business benefits.", "issuer": "Bank of America", "source_basis": "Official product page", "url": "https://business.bankofamerica.com/en/credit-cards/atmos-rewards"}, {"evidence": "Official BofA business card listing/search metadata showed no intro APR, 19.49%-27.49% standard APR, $70 company annual fee and $25 per card.", "issuer": "Bank of America", "source_basis": "Official card-list metadata/snippet", "url": "https://www.bankofamerica.com/smallbusiness/credit-cards/"}], "target": {"database": "data/cc-offers.sqlite", "id": 35, "institution": "Alaska Airlines Mileage Plan"}}


issuer: Citi
card_offer: Costco Anywhere Visa Card by Citi
segment: CO_BRAND_CONSUMER
category: WAREHOUSE_CLUB_CASH_BACK
welcome_intro_offer: No public current welcome bonus found; ongoing cash-back rewards offer.
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
additional_requirements_annual_fee: Paid Costco membership required
intro_apr: NA
regular_apr: 18.74%-26.74% variable APR for purchases, balance transfers, and Citi Flex Plans
source_url: https://www.citi.com/credit-cards/citi-costco-anywhere-visa-credit-card
source_basis: Official product page and pricing page
retrieved: 2026-05-29T21:03:12-06:00
created_at: 2026-05-30 03:03:12
updated_at: 2026-05-30 15:47:45
issuer_partner: Costco Wholesale
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  5% cash back on gas at Costco and 4% on other eligible gas/EV charging on a combined $7,000 spend per year, then 1%; 3% on restaurants and eligible travel including Costco Travel; 2% on Costco and Costco.com purchases; 1% on other purchases; annual reward certificate redeemable at U.S. Costco warehouses; no foreign transaction fee; card can serve as Costco membership ID.

notes:
  No current public welcome bonus found on official Citi/Costco pages after checking product and pricing pages. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.

raw_json:
  {"limitations": ["No current welcome bonus located on official public product/pricing pages.", "In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered."], "method": "Official-source web/direct retrieval fallback because browser:browser was unavailable.", "retrieved": "2026-05-29T21:03:12-06:00", "sources": [{"evidence": "Citi page showed cash-back categories, no annual fee with paid Costco membership, no foreign transaction fees, and annual certificate redemption.", "issuer": "Citi / Costco", "source_basis": "Official product page", "url": "https://www.citi.com/credit-cards/citi-costco-anywhere-visa-credit-card"}, {"evidence": "Costco Travel page showed pricing details including 18.74%-26.74% variable APR, no annual fee with paid membership, no foreign purchase fee, and product details.", "issuer": "Citi / Costco", "source_basis": "Official pricing/details page", "url": "https://www.costcotravel.com/info/credit-card"}], "target": {"database": "data/cc-offers.sqlite", "id": 76, "institution": "Costco Wholesale"}}


issuer: Citi
card_offer: Costco Anywhere Visa Business Card by Citi
segment: BUSINESS_CO_BRAND
category: WAREHOUSE_CLUB_CASH_BACK
welcome_intro_offer: No public current welcome bonus found; ongoing cash-back rewards offer.
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
additional_requirements_annual_fee: Paid Costco membership required
intro_apr: NA
regular_apr: 18.74%-26.74% variable APR for purchases and Citi Flex Plans
source_url: https://www.costcotravel.com/info/credit-card
source_basis: Official product and pricing page
retrieved: 2026-05-29T21:03:12-06:00
created_at: 2026-05-30 03:03:12
updated_at: 2026-05-30 15:47:45
issuer_partner: Costco Wholesale
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  Business version of Costco Anywhere Visa cash-back program: 5%/4% gas and EV charging on combined $7,000 annual spend then 1%; 3% restaurants and eligible travel including Costco Travel; 2% Costco/Costco.com; 1% other purchases; no foreign transaction fee; annual reward certificate redemption at Costco.

notes:
  Business card was included because official Costco/Citi page lists it alongside the consumer card. No current public welcome bonus found. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.

raw_json:
  {"limitations": ["No current welcome bonus located on official public product/pricing pages.", "In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered."], "method": "Official-source web/direct retrieval fallback because browser:browser was unavailable.", "retrieved": "2026-05-29T21:03:12-06:00", "sources": [{"evidence": "Costco page listed Costco Anywhere Visa Business Card by Citi and pricing with 18.74%-26.74% variable purchase APR, no foreign purchase fee, and no annual fee with paid Costco membership.", "issuer": "Citi / Costco", "source_basis": "Official product and pricing page", "url": "https://www.costcotravel.com/info/credit-card"}, {"evidence": "Citi page supported the Costco Anywhere rewards categories and reward certificate redemption mechanics used by the card family.", "issuer": "Citi / Costco", "source_basis": "Official consumer product page for shared rewards program context", "url": "https://www.citi.com/credit-cards/citi-costco-anywhere-visa-credit-card"}], "target": {"database": "data/cc-offers.sqlite", "id": 76, "institution": "Costco Wholesale"}}


issuer: Capital One
card_offer: BJ's One Mastercard
segment: CO_BRAND_CONSUMER
category: WAREHOUSE_CLUB_REWARDS
welcome_intro_offer: No current public welcome bonus found; official page shows ongoing rewards and gas discount.
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
intro_apr: Not found on current public source; agreement says not all offers contain introductory rates
regular_apr: 19.24%-29.24% variable APR for purchases
source_url: https://www.bjs.com/bjsone
source_basis: Official product page and official card agreement
retrieved: 2026-05-29T21:03:12-06:00
created_at: 2026-05-30 03:03:12
updated_at: 2026-05-30 15:47:45
issuer_partner: BJ's Wholesale Club
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  3% back in rewards on most eligible BJ's purchases with The Club Card membership; 1.5% back outside BJ's where Mastercard is accepted; 10 cents off per gallon at BJ's Gas; no cap on rewards on eligible purchases; rewards do not expire for life of account; rewards redeemable at BJ's checkout subject to terms.

notes:
  An old BJ's promo snippet showed date-limited reward bonuses from December 2025 and was not treated as current. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.

raw_json:
  {"limitations": ["No current welcome bonus found on official current product page; past-dated promotional snippets were excluded.", "In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered."], "method": "Official-source web/direct retrieval fallback because browser:browser was unavailable.", "retrieved": "2026-05-29T21:03:12-06:00", "sources": [{"evidence": "BJ's page showed One Mastercard rewards: 3% at BJ's, 1.5% elsewhere, 10 cents off BJ's Gas, rewards never expire, and no current welcome bonus in visible current page.", "issuer": "Capital One / BJ's", "source_basis": "Official product page", "url": "https://www.bjs.com/bjsone"}, {"evidence": "Rewards terms supported eligible cards, Capital One bank relationship, 3%/1.5% One Mastercard earn rates, gas discount, no rewards cap, and redemption restrictions.", "issuer": "BJ's Wholesale Club", "source_basis": "Official rewards terms", "url": "https://www.bjs.com/info/bjsone-terms/"}, {"evidence": "Capital One agreement showed annual fee none, 19.24%-29.24% variable APR for purchases, and that not all offers contain introductory rates.", "issuer": "Capital One", "source_basis": "Official credit card agreement", "url": "https://ecm.capitalone.com/WCM/card/credit-card-agreement-for-bjs-mastercard-cards-in-capital-one.n.a..pdf"}], "target": {"database": "data/cc-offers.sqlite", "id": 78, "institution": "BJ's Wholesale Club"}}


issuer: Capital One
card_offer: BJ's One+ Mastercard
segment: CO_BRAND_CONSUMER_PREMIUM_MEMBERSHIP
category: WAREHOUSE_CLUB_REWARDS
welcome_intro_offer: No current public welcome bonus found; official page shows ongoing rewards and gas discount.
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
additional_requirements_annual_fee: Active BJ's Club+ membership required
intro_apr: Not found on current public source; agreement says not all offers contain introductory rates
regular_apr: 19.24%-29.24% variable APR for purchases
source_url: https://www.bjs.com/bjsone
source_basis: Official product page and official card agreement
retrieved: 2026-05-29T21:03:12-06:00
created_at: 2026-05-30 03:03:12
updated_at: 2026-05-30 15:47:45
issuer_partner: BJ's Wholesale Club
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  5% back in rewards on most eligible BJ's purchases with The Club+ Card membership; 2% back outside BJ's where Mastercard is accepted; 15 cents off per gallon at BJ's Gas; no cap on rewards on eligible purchases; rewards do not expire for life of account; rewards redeemable at BJ's checkout subject to terms.

notes:
  BJ's One+ card itself has no annual fee per Capital One agreement, but BJ's product/terms require an active Club+ membership for One+. Past-dated December 2025 promo snippets were excluded. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.

raw_json:
  {"limitations": ["No current welcome bonus found on official current product page; past-dated promotional snippets were excluded.", "In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered."], "method": "Official-source web/direct retrieval fallback because browser:browser was unavailable.", "retrieved": "2026-05-29T21:03:12-06:00", "sources": [{"evidence": "BJ's page showed One+ Mastercard rewards: 5% at BJ's with Club+ membership, 2% elsewhere, 15 cents off BJ's Gas, rewards never expire, and upgrade/membership context.", "issuer": "Capital One / BJ's", "source_basis": "Official product page", "url": "https://www.bjs.com/bjsone"}, {"evidence": "Rewards terms supported eligible cards, Capital One bank relationship, 5%/2% One+ earn rates, gas discount, One+ membership requirement, no rewards cap, and redemption restrictions.", "issuer": "BJ's Wholesale Club", "source_basis": "Official rewards terms", "url": "https://www.bjs.com/info/bjsone-terms/"}, {"evidence": "Capital One agreement showed annual fee none, 19.24%-29.24% variable APR for purchases, and that not all offers contain introductory rates.", "issuer": "Capital One", "source_basis": "Official credit card agreement", "url": "https://ecm.capitalone.com/WCM/card/credit-card-agreement-for-bjs-mastercard-cards-in-capital-one.n.a..pdf"}], "target": {"database": "data/cc-offers.sqlite", "id": 78, "institution": "BJ's Wholesale Club"}}


issuer: Barclays
card_offer: JetBlue Card
segment: CONSUMER
category: AIRLINE_REWARDS
welcome_intro_offer: Earn 10,000 TrueBlue bonus points after $1,000 in purchases in the first 90 days.
bonus_miles: 10000
cash_bonus: NA
spend_requirement: 1000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: After $1,000 in purchases within the first 90 days after account opening.
source_url: https://cards.barclaycardus.com/banking/cards/jetblue-card/
source_basis: Official Barclays product page and pricing/terms link
retrieved: 2026-05-29T21:17:14-06:00
created_at: 2026-05-30 03:17:14
updated_at: 2026-05-30 15:47:45
issuer_partner: JetBlue TrueBlue
bonus_miles_type: TrueBlue points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
intro_apr:
  0% intro APR for the first 12 billing cycles on balance transfers made within 45 days of account opening.

regular_apr:
  19.49% to 29.49% variable purchase APR; balance transfer APR after intro period also 19.49% to 29.49% variable.

rewards_key_perks:
  3x points on eligible JetBlue purchases; 2x at restaurants and grocery stores; 1x on other purchases; 50% savings on eligible inflight purchases; no foreign transaction fees.

notes:
  Official Barclays JetBlue Card page contained the welcome offer, fee, APR range, rewards, and balance-transfer intro APR. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.

raw_json:
  {"browser_plugin_available": false, "institution_target": "JetBlue TrueBlue", "sources": ["https://cards.barclaycardus.com/banking/cards/jetblue-card/", "https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48257"], "target_id": 36}


issuer: Barclays
card_offer: JetBlue Plus Card
segment: CONSUMER
category: AIRLINE_REWARDS
bonus_miles: 60000
cash_bonus: NA
spend_requirement: 1000
spend_timeframe_days_tier_1: 90
source_url: https://cards.barclaycardus.com/banking/cards/jetblue-plus-card/
source_basis: Official Barclays product page and pricing/terms link
retrieved: 2026-05-29T21:17:14-06:00
created_at: 2026-05-30 03:17:14
updated_at: 2026-05-30 15:47:45
issuer_partner: JetBlue TrueBlue
spend_requirement_extra_reqs: annual fee paid in full
bonus_miles_type: TrueBlue points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 60,000 TrueBlue bonus points after $1,000 in purchases and paying the annual fee in full within the first 90 days.

spend_requirement_timing:
  After $1,000 in purchases and annual fee paid in full within the first 90 days after account opening.

intro_apr:
  0% intro APR for the first 12 billing cycles on balance transfers made within 45 days of account opening.

regular_apr:
  19.49% to 29.49% variable purchase APR; balance transfer APR after intro period also 19.49% to 29.49% variable.

rewards_key_perks:
  6x points on eligible JetBlue purchases; 2x at restaurants and grocery stores; 1x on other purchases; first checked bag free for the primary cardmember and up to three companions; 5,000 anniversary points; 10% points back after redeeming for JetBlue-operated award flights; $100 JetBlue Vacations statement credit; no foreign transaction fees.

notes:
  Official Barclays JetBlue Plus Card page contained the welcome offer, fee, APR range, rewards, and balance-transfer intro APR. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.

raw_json:
  {"browser_plugin_available": false, "institution_target": "JetBlue TrueBlue", "sources": ["https://cards.barclaycardus.com/banking/cards/jetblue-plus-card/", "https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48255"], "target_id": 36}


issuer: Barclays
card_offer: JetBlue Premier Card
segment: CONSUMER
category: AIRLINE_REWARDS
bonus_miles: 100000
cash_bonus: NA
spend_requirement: 5000
spend_timeframe_days_tier_1: 90
source_url: https://cards.barclaycardus.com/banking/cards/jetblue-premier-card/
source_basis: Official Barclays product page, pricing/terms link, and JetBlue newsroom confirmation
retrieved: 2026-05-29T21:17:14-06:00
created_at: 2026-05-30 03:17:14
updated_at: 2026-05-30 15:47:45
issuer_partner: JetBlue TrueBlue
bonus_miles_type: TrueBlue points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 100,000 TrueBlue bonus points after $5,000 in purchases and paying the annual fee in full within the first 90 days.

spend_requirement_timing:
  After $5,000 in purchases and annual fee paid in full within the first 90 days after account opening.

intro_apr:
  0% intro APR for the first 12 billing cycles on balance transfers made within 45 days of account opening.

regular_apr:
  19.49% to 29.49% variable purchase APR; balance transfer APR after intro period also 19.49% to 29.49% variable.

rewards_key_perks:
  6x points on eligible JetBlue purchases; 2x at restaurants and grocery stores; 1x on other purchases; first checked bag free for the primary cardmember and up to three companions; Priority Pass and BlueHouse benefits; 5,000 anniversary points; 15% award flight points rebate; companion-pass statement credits; Group 3 boarding; no foreign transaction fees.

notes:
  Official Barclays JetBlue Premier Card page contained the 100,000-point offer, fee, APR range, rewards, and balance-transfer intro APR; JetBlue newsroom corroborated enhanced Premier benefits. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.

raw_json:
  {"browser_plugin_available": false, "institution_target": "JetBlue TrueBlue", "sources": ["https://cards.barclaycardus.com/banking/cards/jetblue-premier-card/", "https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48252", "https://news.jetblue.com/latest-news/press-release-details/2026/JetBlue-and-Barclays-Roll-Out-Enhanced-Benefits-Now-Available-for-Premier-Cardmembers/default.aspx"], "target_id": 36}


issuer: Barclays
card_offer: JetBlue Business Card
segment: BUSINESS
category: AIRLINE_REWARDS
bonus_miles: 50000
cash_bonus: NA
spend_requirement: 4000
spend_timeframe_days_tier_1: 90
intro_apr: None found on public official source; balance transfers use the regular APR.
regular_apr: 19.49% to 29.49% variable purchase and balance-transfer APR.
source_url: https://cards.barclaycardus.com/banking/cards/jetblue-business-card/
source_basis: Official Barclays business product page and pricing/terms link
retrieved: 2026-05-29T21:17:14-06:00
created_at: 2026-05-30 03:17:14
updated_at: 2026-05-30 15:47:45
issuer_partner: JetBlue TrueBlue
bonus_miles_type: TrueBlue points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 50,000 TrueBlue bonus points after $4,000 in purchases and paying the annual fee in full within the first 90 days.

spend_requirement_timing:
  After $4,000 in purchases and annual fee paid in full within the first 90 days after account opening.

rewards_key_perks:
  6x points on eligible JetBlue, JetBlue Vacations, and Paisly/TrueBlue Travel purchases; 2x at restaurants and office supply stores; 1x on other purchases; first checked bag free for the primary cardmember and up to three companions; 5,000 anniversary points; 10% award flight points rebate; $100 JetBlue Vacations statement credit; Group 3 boarding; no foreign transaction fees.

notes:
  Official Barclays JetBlue Business Card page contained the welcome offer, fee, APR range, rewards, and no-intro-APR balance-transfer treatment. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.

raw_json:
  {"browser_plugin_available": false, "institution_target": "JetBlue TrueBlue", "sources": ["https://cards.barclaycardus.com/banking/cards/jetblue-business-card/", "https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48031"], "target_id": 36}


issuer: U.S. Bank
card_offer: Kroger Rewards World Elite Mastercard
segment: CONSUMER
category: GROCERY_REWARDS
welcome_intro_offer: Earn a $100 statement credit after spending $500 with the card in the first 90 days.
cash_bonus: 100
spend_requirement: 500
spend_timeframe_days_tier_1: 90
spend_requirement_timing: After spending $500 with the card in the first 90 days after account opening.
intro_apr: None found on public official source.
regular_apr: 17.49% to 30.49% variable purchase APR.
source_url: https://www.krogermastercard.com/credit/welcome.do
source_basis: Official Kroger Mastercard product page and U.S. Bank pricing/terms endpoint
retrieved: 2026-05-29T21:17:14-06:00
created_at: 2026-05-30 03:17:14
updated_at: 2026-05-30 15:47:45
issuer_partner: Kroger
spend_timeframe_days_tier_2: NA
cash_bonus_type: Statement Credit
rewards_key_perks:
  Up to 5% cash back on Kroger Pay and mobile wallet purchases, subject to annual caps; 2% cash back inside Kroger family stores; 1% cash back outside Kroger family stores; no foreign transaction fee.

notes:
  Official Kroger Mastercard page contained the $100 statement-credit offer and rewards; official U.S. Bank terms endpoint contained APR, annual fee, foreign transaction fee, and terms date. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.

raw_json:
  {"browser_plugin_available": false, "institution_target": "Kroger", "sources": ["https://www.krogermastercard.com/credit/welcome.do", "https://applications.usbank.com/pdap/terms?locationCode=9932&mktChl=DFT&offerId=265PXDV4QV&sourceCode=87374"], "target_id": 79, "terms_date": "05/2026"}


issuer: Synchrony
card_offer: PayPal Cashback Mastercard
segment: CONSUMER
category: DIGITAL_WALLET_CASH_BACK
welcome_intro_offer: No current public welcome bonus found on official PayPal/Synchrony sources checked.
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
intro_apr: None found on public official source.
regular_apr: 18.99%, 30.74%, or 33.74% variable APR, depending on account type and credit terms.
source_url: https://www.paypal.com/us/digital-wallet/manage-money/paypal-cashback-mastercard
source_basis: Official PayPal product page and Synchrony credit terms
retrieved: 2026-05-29T21:17:14-06:00
created_at: 2026-05-30 03:17:14
updated_at: 2026-05-30 15:47:45
issuer_partner: PayPal
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  3% cash back when checking out with PayPal; 1.5% cash back on other purchases where Mastercard is accepted; rewards may be redeemed to PayPal balance.

notes:
  Official PayPal page contained current reward rates and no-annual-fee positioning; official Synchrony terms contained APR tiers. No public welcome bonus was found on checked official sources. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.

raw_json:
  {"browser_plugin_available": false, "institution_target": "PayPal", "sources": ["https://www.paypal.com/us/digital-wallet/manage-money/paypal-cashback-mastercard", "https://www.synchronybankterms.com/gecrbterms/html/PayPalCashbackApplyTerms_combo.htm"], "target_id": 109}


issuer: Synchrony
card_offer: PayPal Credit
segment: CONSUMER
category: RETAIL_FINANCING
cash_bonus: NA
spend_requirement: 149
spend_timeframe_days_tier_1: 180
regular_apr: 29.64% variable purchase APR.
source_url: https://www.paypal.com/us/webapps/mpp/paypal-credit/bill-me-later
source_basis: Official PayPal Credit page and Synchrony credit terms
retrieved: 2026-05-29T21:17:14-06:00
created_at: 2026-05-30 03:17:14
updated_at: 2026-05-30 15:47:45
issuer_partner: PayPal
spend_requirement_extra_reqs: eligible purchases for promotional financing
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  No interest if paid in full in 6 months on purchases of $149 or more where PayPal is accepted; deferred-interest terms apply.

spend_requirement_timing:
  Applies to eligible purchases of $149 or more where PayPal is accepted, subject to PayPal Credit terms.

intro_apr:
  Deferred-interest promotional financing: no interest if paid in full in 6 months on eligible purchases of $149 or more; interest is charged from purchase date if not paid in full by promotional end date.

rewards_key_perks:
  Reusable PayPal line of credit for eligible PayPal purchases; special financing on qualifying purchases.

notes:
  Official PayPal Credit page contained current promotional financing language, including travel-purchase promotion copy; official Synchrony terms contained regular APR and fee terms. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.

raw_json:
  {"browser_plugin_available": false, "institution_target": "PayPal", "sources": ["https://www.paypal.com/us/webapps/mpp/paypal-credit/bill-me-later", "https://www.synchronybankterms.com/syfterms/html/PayPalCreditApplyTerms_combo.html"], "target_id": 109}


issuer: Synchrony
card_offer: Sam's Club Mastercard
segment: CONSUMER
category: WAREHOUSE_CLUB_REWARDS
welcome_intro_offer: No current public welcome bonus found on official Synchrony/Sam's Club sources checked.
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
additional_requirements_annual_fee: Sam's Club membership required
intro_apr: None found on public official source.
source_url: https://www.synchrony.com/partner/sams-club
source_basis: Official Synchrony Sam's Club product page and pricing/terms documents
retrieved: 2026-05-29T21:17:14-06:00
created_at: 2026-05-30 03:17:14
updated_at: 2026-05-30 15:47:45
issuer_partner: Sam's Club
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
regular_apr:
  20.15% or 28.15% variable purchase APR depending on application/account terms shown by official Synchrony sources.

rewards_key_perks:
  Earn Sam's Cash: 5% back on gas and EV charging on the first $6,000 per year then 1%; 3% back on Sam's Club purchases for Plus members, 1% for Club members; 3% on dining and takeout; 1% on other purchases; no foreign transaction fees.

notes:
  Official Synchrony partner page listed the consumer Mastercard and rewards. Official Synchrony terms sources showed channel-dependent APR language, including 20.15% and/or 28.15% variable APR. No public welcome bonus was found on checked official sources. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.

raw_json:
  {"browser_plugin_available": false, "institution_target": "Sam's Club", "sources": ["https://www.synchrony.com/partner/sams-club", "https://apply.syf.com/cs/groups/public/documents/et_tcdoc/e044903.pdf", "https://apply.syf.com/cs/groups/public/documents/et_tcdoc/e057311.html"], "target_id": 77}


issuer: Synchrony
card_offer: Sam's Club Credit Card
segment: CONSUMER
category: WAREHOUSE_CLUB_CREDIT
welcome_intro_offer: No current public welcome bonus found on official Synchrony/Sam's Club sources checked.
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
additional_requirements_annual_fee: Sam's Club membership required
intro_apr: None found on public official source.
regular_apr: 28.15% variable purchase APR.
source_url: https://www.synchrony.com/partner/sams-club
source_basis: Official Synchrony Sam's Club product page and pricing/terms document
retrieved: 2026-05-29T21:17:14-06:00
created_at: 2026-05-30 03:17:14
updated_at: 2026-05-30 15:47:45
issuer_partner: Sam's Club
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  Private-label card for purchases at Sam's Club and Walmart; doubles as Sam's Club membership card; Sam's Cash rewards are not described for the private-label card on the checked official source.

notes:
  Official Synchrony partner page listed the consumer Sam's Club Credit Card; official Synchrony terms showed the private-label APR. No public welcome bonus was found on checked official sources. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.

raw_json:
  {"browser_plugin_available": false, "institution_target": "Sam's Club", "sources": ["https://www.synchrony.com/partner/sams-club", "https://apply.syf.com/cs/groups/public/documents/et_tcdoc/e057311.html"], "target_id": 77}


issuer: Synchrony
card_offer: Sam's Club Business Mastercard
segment: BUSINESS
category: WAREHOUSE_CLUB_REWARDS
welcome_intro_offer: No current public welcome bonus found on official Synchrony/Sam's Club sources checked.
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
additional_requirements_annual_fee: Sam's Club membership required
intro_apr: None found on public official source.
regular_apr: Not found on public official source for the business card without entering an application flow.
source_url: https://www.synchrony.com/partner/sams-club
source_basis: Official Synchrony Sam's Club business product page
retrieved: 2026-05-29T21:17:14-06:00
created_at: 2026-05-30 03:17:14
updated_at: 2026-05-30 15:47:45
issuer_partner: Sam's Club
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  Business Mastercard with Sam's Cash rewards described on the official Synchrony/Sam's Club page, including gas/EV, Sam's Club, dining, and everyday purchase categories; no foreign transaction fees.

notes:
  Official Synchrony partner page listed the Sam's Club Business Mastercard and public rewards positioning. Public APR terms for the business Mastercard were not found without entering the application flow. No public welcome bonus was found on checked official sources. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.

raw_json:
  {"browser_plugin_available": false, "institution_target": "Sam's Club", "sources": ["https://www.synchrony.com/partner/sams-club"], "target_id": 77}


issuer: Synchrony
card_offer: Sam's Club Business Credit Card
segment: BUSINESS
category: WAREHOUSE_CLUB_CREDIT
welcome_intro_offer: No current public welcome bonus found on official Synchrony/Sam's Club sources checked.
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
additional_requirements_annual_fee: Sam's Club membership required
intro_apr: None found on public official source.
regular_apr: Not found on public official source for the business card without entering an application flow.
source_url: https://www.synchrony.com/partner/sams-club
source_basis: Official Synchrony Sam's Club business product page
retrieved: 2026-05-29T21:17:14-06:00
created_at: 2026-05-30 03:17:14
updated_at: 2026-05-30 15:47:45
issuer_partner: Sam's Club
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  Business private-label card for Sam's Club purchasing; Sam's Cash rewards are not described for the private-label business card on the checked official source.

notes:
  Official Synchrony partner page listed the Sam's Club Business Credit Card. Public APR terms for the business private-label card were not found without entering the application flow. No public welcome bonus was found on checked official sources. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.

raw_json:
  {"browser_plugin_available": false, "institution_target": "Sam's Club", "sources": ["https://www.synchrony.com/partner/sams-club"], "target_id": 77}


issuer: TD Bank USA, N.A.
card_offer: Target Circle Credit Card / Target Mastercard
segment: CONSUMER
category: RETAIL_REWARDS
cash_bonus: 50
spend_requirement: 50
spend_timeframe_days_tier_1: 60
intro_apr: None found on public official source.
regular_apr: 28.20% variable purchase APR; Target Mastercard cash advance APR 29.40% variable.
source_url: https://www.target.com/circlecard
source_basis: Official Target Circle Card page and Target credit rates/fees page
retrieved: 2026-05-29T21:17:14-06:00
created_at: 2026-05-30 03:17:14
updated_at: 2026-05-30 15:47:45
issuer_partner: Target
spend_timeframe_days_tier_2: NA
cash_bonus_type: Target Circle Rewards
welcome_intro_offer:
  Get $50 in Target Circle Rewards after spending $50 or more on qualifying purchases within 60 days of approval.

spend_requirement_timing:
  After spending $50 or more on qualifying purchases within 60 days of approval; offer excludes debit card.

rewards_key_perks:
  5% Target discount, free shipping, extended returns, and Target Circle 360 discount; Target Mastercard also earns toward Target GiftCards on eligible non-Target purchases, including 2% on gas and dining and 1% elsewhere.

notes:
  Official Target Circle Card page and its linked rates/fees content contained the $50 Target Circle Rewards offer, issuer, fee, APR, and Target Mastercard outside-Target earn rates. The same application considers applicants first for Target Mastercard, then Target Credit Card if not qualified. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.

raw_json:
  {"browser_plugin_available": false, "institution_target": "Target", "rates_revision": "01/26", "sources": ["https://www.target.com/circlecard", "https://www.target.com/circlecard/credit-rates-and-fees", "https://assets.targetimg1.com/webui/redcard/_next/static/chunks/3472-d5651d9df56bd3dd.js"], "target_id": 85}


issuer: JPMorgan Chase
card_offer: World of Hyatt Credit Card
segment: CONSUMER
category: HOTEL_REWARDS
bonus_miles: 60000
cash_bonus: NA
spend_requirement: 3000
spend_timeframe_days_tier_1: 90
intro_apr: None found on public official source.
regular_apr: 19.24% to 27.74% variable purchase APR.
source_url: https://creditcards.chase.com/travel-credit-cards/world-of-hyatt-credit-card
source_basis: Official Chase product page and official Hyatt credit-card page
retrieved: 2026-05-29T21:17:14-06:00
created_at: 2026-05-30 03:17:14
updated_at: 2026-05-30 15:47:45
issuer_partner: World of Hyatt
spend_requirement_extra_reqs: first 30,000 points; up to $15,000 for additional accelerated-earn bonus
bonus_miles_type: World of Hyatt bonus points
spend_timeframe_days_tier_2: 180
cash_bonus_type: NA
welcome_intro_offer:
  Earn up to 60,000 bonus points: 30,000 points after $3,000 in purchases in the first 3 months, plus up to 30,000 more points by earning 2 total points per $1 on purchases that normally earn 1 point, on up to $15,000 in the first 6 months.

spend_requirement_timing:
  30,000 points after $3,000 in purchases in first 3 months; up to 30,000 additional points via 2 total points per $1 on normally 1x purchases, up to $15,000 in first 6 months.

rewards_key_perks:
  Up to 9x total points at Hyatt; 2x at restaurants, on airline tickets purchased directly from airlines, on local transit/commuting, and fitness club/gym memberships; 1x elsewhere; annual Category 1-4 free night; additional free night after $15,000 annual spend; automatic Discoverist status; five qualifying night credits each year; no foreign transaction fees.

notes:
  Official Chase World of Hyatt product page contained the welcome offer, annual fee, APR range, rewards, and card benefits; official Hyatt credit-card page was used for cross-checking. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.

raw_json:
  {"browser_plugin_available": false, "institution_target": "World of Hyatt", "sources": ["https://creditcards.chase.com/travel-credit-cards/world-of-hyatt-credit-card", "https://world.hyatt.com/content/gp/en/rewards/credit-card.html"], "target_id": 60}


issuer: JPMorgan Chase
card_offer: World of Hyatt Business Credit Card
segment: BUSINESS
category: HOTEL_REWARDS
bonus_miles: 60000
cash_bonus: NA
spend_requirement: 5000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: After spending $5,000 on purchases in the first 3 months from account opening.
intro_apr: None found on public official source.
regular_apr: 19.24% to 27.74% variable purchase APR.
source_basis: Official Chase business product page and official Hyatt credit-card page
retrieved: 2026-05-29T21:17:14-06:00
created_at: 2026-05-30 03:17:14
updated_at: 2026-05-30 15:47:45
issuer_partner: World of Hyatt
bonus_miles_type: World of Hyatt bonus points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 60,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening.

rewards_key_perks:
  Up to 9x total points at Hyatt; 2x in the cardmember's top three eligible spend categories each quarter and on fitness club/gym memberships; 1x elsewhere; automatic Discoverist status for the business owner and ability to gift Discoverist to up to five employees; five tier-qualifying night credits per $10,000 spend; up to $100 in Hyatt statement credits each anniversary year; no foreign transaction fees.

source_url:
  https://creditcards.chase.com/business-credit-cards/world-of-hyatt/hyatt-business-card?CID=nav%3F&iCELL=61HF

notes:
  Official Chase World of Hyatt Business product page contained the welcome offer, annual fee, APR range, rewards, and card benefits; official Hyatt credit-card page was used for cross-checking. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.

raw_json:
  {"browser_plugin_available": false, "institution_target": "World of Hyatt", "sources": ["https://creditcards.chase.com/business-credit-cards/world-of-hyatt/hyatt-business-card?CID=nav%3F&iCELL=61HF", "https://world.hyatt.com/content/gp/en/rewards/credit-card.html"], "target_id": 60}


issuer: Citi
card_offer: Citi / AAdvantage Platinum Select World Elite Mastercard
segment: CONSUMER
category: AIRLINE_REWARDS
welcome_intro_offer: Earn 50,000 AAdvantage bonus miles after $2,500 in purchases within the first 3 months.
bonus_miles: 50000
cash_bonus: NA
spend_requirement: 2500
spend_timeframe_days_tier_1: 90
spend_requirement_timing: After $2,500 in purchases within the first 3 months of account opening.
additional_requirements_annual_fee: $0 intro annual fee for the first year
intro_apr: None found on public official source.
regular_apr: 19.49% to 29.49% variable purchase APR; balance transfer APR also 19.49% to 29.49% variable.
source_url: https://creditcards.aa.com/
source_basis: Official AA/Citi listing page with pricing details and product page link
retrieved: 2026-05-29T21:23:56-06:00
created_at: 2026-05-30 03:23:56
updated_at: 2026-05-30 15:47:45
issuer_partner: American Airlines AAdvantage
bonus_miles_type: AAdvantage bonus miles
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  2x miles at restaurants, gas stations, and on eligible American Airlines purchases; first checked bag free on domestic American Airlines itineraries for the primary cardmember and up to 4 companions; preferred boarding; $125 American Airlines Flight Discount after $20,000 annual spend and renewal; 25% inflight food and beverage savings; no foreign transaction fee.

notes:
  Official AA/Citi listing page showed the public offer, annual fee, APR, key rewards, and pricing details. Offers may vary by channel and may not be available outside the page path checked. Browser runtime was used for the live source check; no application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"offer": "Official listing showed 50,000 miles after $2,500 spend in 3 months.", "pricing": "Official pricing details showed $99 annual fee waived for first 12 months, 19.49%-29.49% variable APR, and no foreign transaction fee."}, "institution_target": "American Airlines AAdvantage", "sources": ["https://creditcards.aa.com/", "https://creditcards.aa.com/credit-cards/citi-platinum-card-american-airlines-direct/"], "target_id": 31}


issuer: Citi
card_offer: Citi / AAdvantage Globe Mastercard
segment: CONSUMER
category: AIRLINE_REWARDS
bonus_miles: 90000
cash_bonus: NA
spend_requirement: 5000
spend_timeframe_days_tier_1: 120
spend_requirement_timing: After $5,000 in purchases within the first 4 months of account opening.
intro_apr: None found on public official source.
regular_apr: 19.49% to 29.49% variable purchase APR; balance transfer APR also 19.49% to 29.49% variable.
source_url: https://creditcards.aa.com/
source_basis: Official AA/Citi listing page with pricing details and product page link
retrieved: 2026-05-29T21:23:56-06:00
created_at: 2026-05-30 03:23:56
updated_at: 2026-05-30 15:47:45
issuer_partner: American Airlines AAdvantage
bonus_miles_type: AAdvantage bonus miles
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Limited-time offer: earn 90,000 AAdvantage bonus miles after $5,000 in purchases within the first 4 months.

rewards_key_perks:
  3x miles on eligible American Airlines purchases; 6x miles on eligible AAdvantage Hotels bookings; four Admirals Club Globe Passes each calendar year; Loyalty Point bonuses after qualifying American Airlines flights; Global Entry or TSA PreCheck fee credit up to $120 every 4 years; no foreign transaction fee.

notes:
  Official AA/Citi listing page showed the limited-time 90,000-mile offer, annual fee, APR, key rewards, and pricing details. Offers may vary by channel and may not be available outside the page path checked. Browser runtime was used for the live source check; no application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"offer": "Official listing showed limited-time 90,000 miles after $5,000 spend in 4 months.", "pricing": "Official pricing details showed $350 annual fee, 19.49%-29.49% variable APR, and no foreign transaction fee."}, "institution_target": "American Airlines AAdvantage", "sources": ["https://creditcards.aa.com/", "https://creditcards.aa.com/credit-cards/citi-globe-card-american-airlines-direct/", "https://creditcards.aa.com/credit-cards/globeprescreen/"], "target_id": 31}


issuer: Citi
card_offer: Citi / AAdvantage Executive World Elite Mastercard
segment: CONSUMER
category: AIRLINE_REWARDS
welcome_intro_offer: Earn 70,000 AAdvantage bonus miles after $7,000 in purchases within the first 3 months.
bonus_miles: 70000
cash_bonus: NA
spend_requirement: 7000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: After $7,000 in purchases within the first 3 months of account opening.
additional_requirements_annual_fee: Authorized user fee disclosed in pricing details
intro_apr: None found on public official source.
regular_apr: 19.49% to 29.49% variable purchase APR; balance transfer APR also 19.49% to 29.49% variable.
source_url: https://creditcards.aa.com/
source_basis: Official AA/Citi listing page with pricing details and product page link
retrieved: 2026-05-29T21:23:56-06:00
created_at: 2026-05-30 03:23:56
updated_at: 2026-05-30 15:47:45
issuer_partner: American Airlines AAdvantage
bonus_miles_type: AAdvantage bonus miles
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  Complimentary Admirals Club membership for the primary cardmember; up to 20,000 additional Loyalty Points after qualifying activities; 10x miles on eligible hotels through aadvantagehotels.com and car rentals through aadvantagecars.com; 4x miles on eligible American Airlines purchases; Global Entry or TSA PreCheck fee credit up to $120 every 4 years; no foreign transaction fee.

notes:
  Official AA/Citi listing page showed the 70,000-mile offer, annual fee, APR, key benefits, and pricing details. Offers may vary by channel and may not be available outside the page path checked. Browser runtime was used for the live source check; no application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"offer": "Official listing showed 70,000 miles after $7,000 spend in 3 months.", "pricing": "Official pricing details showed $595 annual fee, 19.49%-29.49% variable APR, and no foreign transaction fee."}, "institution_target": "American Airlines AAdvantage", "sources": ["https://creditcards.aa.com/", "https://creditcards.aa.com/credit-cards/citi-executive-card-american-airlines-direct/"], "target_id": 31}


issuer: Citi
card_offer: American Airlines AAdvantage MileUp Card
segment: CONSUMER
category: AIRLINE_REWARDS
welcome_intro_offer: Earn 15,000 AAdvantage bonus miles after $500 in purchases within the first 3 months.
bonus_miles: 15000
cash_bonus: NA
spend_requirement: 500
spend_timeframe_days_tier_1: 90
spend_requirement_timing: After $500 in purchases within the first 3 months of account opening.
intro_apr: None found on public official source.
regular_apr: 19.49% to 29.49% variable purchase APR; balance transfer APR also 19.49% to 29.49% variable.
source_url: https://creditcards.aa.com/
source_basis: Official AA/Citi listing page with pricing details and product page link
retrieved: 2026-05-29T21:23:56-06:00
created_at: 2026-05-30 03:23:56
updated_at: 2026-05-30 15:47:45
issuer_partner: American Airlines AAdvantage
bonus_miles_type: AAdvantage bonus miles
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  2x miles at grocery stores and on eligible American Airlines purchases; 1x miles on other purchases; 25% savings on inflight food and beverage purchases; no cap on miles earned; 3% foreign transaction fee.

notes:
  Official AA/Citi listing page showed the 15,000-mile offer, no annual fee, APR, key rewards, and pricing details. Offers may vary by channel and may not be available outside the page path checked. Browser runtime was used for the live source check; no application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"offer": "Official listing showed 15,000 miles after $500 spend in 3 months.", "pricing": "Official pricing details showed no annual fee, 19.49%-29.49% variable APR, and 3% foreign transaction fee."}, "institution_target": "American Airlines AAdvantage", "sources": ["https://creditcards.aa.com/", "https://creditcards.aa.com/credit-cards/citi-mileup-card-american-airlines-direct/"], "target_id": 31}


issuer: Citi
card_offer: Citi / AAdvantage Business World Elite Mastercard
segment: BUSINESS
category: AIRLINE_REWARDS
bonus_miles: 65000
cash_bonus: NA
spend_requirement: 4000
spend_timeframe_days_tier_1: 120
spend_requirement_timing: After you or your employees spend $4,000 in purchases within the first 4 months of account opening.
additional_requirements_annual_fee: $0 intro annual fee for the first year
intro_apr: None found on public official source.
regular_apr: 19.49% to 28.49% variable purchase APR.
source_url: https://creditcards.aa.com/
source_basis: Official AA/Citi listing page with pricing details and product page link
retrieved: 2026-05-29T21:23:56-06:00
created_at: 2026-05-30 03:23:56
updated_at: 2026-05-30 15:47:45
issuer_partner: American Airlines AAdvantage
bonus_miles_type: AAdvantage bonus miles
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 65,000 AAdvantage bonus miles after you or your employees spend $4,000 in purchases within the first 4 months.

rewards_key_perks:
  2x miles on eligible American Airlines purchases and select business categories including telecommunications, cable and satellite providers, car rental merchants, and gas stations; employee cards at no additional cost; earn one Loyalty Point for every $1 spent by each cardmember; companion certificate after $30,000 in purchases each cardmembership year and renewal; no foreign transaction fee.

notes:
  Official AA/Citi listing page showed the business-card offer, annual fee, APR, key rewards, and pricing details. Offers may vary by channel and may not be available outside the page path checked. Browser runtime was used for the live source check; no application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"offer": "Official listing showed 65,000 miles after $4,000 spend in 4 months.", "pricing": "Official pricing details showed $99 annual fee waived for first 12 months, 19.49%-28.49% variable APR, and no foreign transaction fee."}, "institution_target": "American Airlines AAdvantage", "sources": ["https://creditcards.aa.com/", "https://creditcards.aa.com/credit-cards/citi-business-card-american-airlines-direct/", "https://creditcards.aa.com/card-benefits/business-terms/"], "target_id": 31}


issuer: JPMorgan Chase
card_offer: Southwest Rapid Rewards Plus Credit Card
segment: CONSUMER
category: AIRLINE_REWARDS
bonus_miles: 80000
cash_bonus: NA
spend_requirement: 1000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: After $1,000 in purchases in the first 3 months from account opening.
additional_requirements_annual_fee: Applied to first billing statement
intro_apr: None found on public official source.
regular_apr: 19.24% to 27.74% variable purchase APR.
source_url: https://creditcards.chase.com/travel-credit-cards/southwest
source_basis: Official Chase Southwest listing page with linked product and pricing/terms pages
retrieved: 2026-05-29T21:23:56-06:00
created_at: 2026-05-30 03:23:56
updated_at: 2026-05-30 15:47:45
issuer_partner: Southwest Rapid Rewards
bonus_miles_type: Rapid Rewards bonus points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Limited-time offer: earn 80,000 bonus points after $1,000 in purchases in the first 3 months from account opening.

rewards_key_perks:
  First checked bag free; 3,000 anniversary points each year; 2x points on Southwest Airlines purchases and on the first $5,000 in combined annual purchases at gas stations and grocery stores; 1x points on other purchases; no foreign transaction fees per Chase pricing/terms link.

notes:
  Live Chase Southwest listing showed this limited-time offer and pricing summary. Search snippets and product-page channels can show different offers, so this row records the checked listing-channel offer. Browser runtime was used for the live source check; no application flow was entered.

raw_json:
  {"browser_verified": true, "channel_note": "Offers may vary by channel; row uses the live Chase Southwest listing page observed in the browser.", "evidence": {"offer": "Live Chase listing showed 80,000 points after $1,000 spend in 3 months.", "pricing": "Live Chase listing showed $99 annual fee and 19.24%-27.74% variable APR."}, "institution_target": "Southwest Rapid Rewards", "sources": ["https://creditcards.chase.com/travel-credit-cards/southwest", "https://creditcards.chase.com/travel-credit-cards/southwest/plus?iCELL=61FY"], "target_id": 34}


issuer: JPMorgan Chase
card_offer: Southwest Rapid Rewards Premier Credit Card
segment: CONSUMER
category: AIRLINE_REWARDS
bonus_miles: 85000
cash_bonus: NA
spend_requirement: 2000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: After $2,000 in purchases in the first 3 months from account opening.
additional_requirements_annual_fee: Applied to first billing statement
intro_apr: None found on public official source.
regular_apr: 19.24% to 27.74% variable purchase APR.
source_url: https://creditcards.chase.com/travel-credit-cards/southwest
source_basis: Official Chase Southwest listing page with linked product and pricing/terms pages
retrieved: 2026-05-29T21:23:56-06:00
created_at: 2026-05-30 03:23:56
updated_at: 2026-05-30 15:47:45
issuer_partner: Southwest Rapid Rewards
bonus_miles_type: Rapid Rewards bonus points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Limited-time offer: earn 85,000 bonus points after $2,000 in purchases in the first 3 months from account opening.

rewards_key_perks:
  First checked bag free; 6,000 anniversary points each year; 3x points on Southwest Airlines purchases; no foreign transaction fees per Chase pricing/terms link.

notes:
  Live Chase Southwest listing showed this limited-time offer and pricing summary. Search snippets and product-page channels can show different offers, so this row records the checked listing-channel offer. Browser runtime was used for the live source check; no application flow was entered.

raw_json:
  {"browser_verified": true, "channel_note": "Offers may vary by channel; row uses the live Chase Southwest listing page observed in the browser.", "evidence": {"offer": "Live Chase listing showed 85,000 points after $2,000 spend in 3 months.", "pricing": "Live Chase listing showed $149 annual fee and 19.24%-27.74% variable APR."}, "institution_target": "Southwest Rapid Rewards", "sources": ["https://creditcards.chase.com/travel-credit-cards/southwest", "https://creditcards.chase.com/travel-credit-cards/southwest/premier?iCELL=61FY"], "target_id": 34}


issuer: JPMorgan Chase
card_offer: Southwest Rapid Rewards Priority Credit Card
segment: CONSUMER
category: AIRLINE_REWARDS
bonus_miles: 90000
cash_bonus: NA
spend_requirement: 3000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: After $3,000 in purchases in the first 3 months from account opening.
additional_requirements_annual_fee: Applied to first billing statement
intro_apr: None found on public official source.
regular_apr: 19.24% to 27.74% variable purchase APR.
source_url: https://creditcards.chase.com/travel-credit-cards/southwest
source_basis: Official Chase Southwest listing page with linked product and pricing/terms pages
retrieved: 2026-05-29T21:23:56-06:00
created_at: 2026-05-30 03:23:56
updated_at: 2026-05-30 15:47:45
issuer_partner: Southwest Rapid Rewards
bonus_miles_type: Rapid Rewards bonus points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Limited-time offer: earn 90,000 bonus points after $3,000 in purchases in the first 3 months from account opening.

rewards_key_perks:
  First checked bag free; 7,500 anniversary points each year; 4x points on Southwest Airlines purchases; 2x points at gas stations and restaurants; no foreign transaction fees per Chase pricing/terms link.

notes:
  Live Chase Southwest listing showed this limited-time offer and pricing summary. Search snippets and product-page channels can show different offers, so this row records the checked listing-channel offer. Browser runtime was used for the live source check; no application flow was entered.

raw_json:
  {"browser_verified": true, "channel_note": "Offers may vary by channel; row uses the live Chase Southwest listing page observed in the browser.", "evidence": {"offer": "Live Chase listing showed 90,000 points after $3,000 spend in 3 months.", "pricing": "Live Chase listing showed $229 annual fee and 19.24%-27.74% variable APR."}, "institution_target": "Southwest Rapid Rewards", "sources": ["https://creditcards.chase.com/travel-credit-cards/southwest", "https://creditcards.chase.com/travel-credit-cards/southwest/priority?iCELL=61FY"], "target_id": 34}


issuer: JPMorgan Chase
card_offer: Southwest Rapid Rewards Performance Business Credit Card
segment: BUSINESS
category: AIRLINE_REWARDS
welcome_intro_offer: Earn 80,000 points after $5,000 in purchases in the first 3 months from account opening.
bonus_miles: 80000
cash_bonus: NA
spend_requirement: 5000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: After $5,000 in purchases in the first 3 months from account opening.
additional_requirements_annual_fee: Applied to first billing statement
intro_apr: None found on public official source.
regular_apr: 19.24% to 27.74% variable purchase APR.
source_url: https://creditcards.chase.com/travel-credit-cards/southwest
source_basis: Official Chase Southwest listing page with linked product and pricing/terms pages
retrieved: 2026-05-29T21:23:56-06:00
created_at: 2026-05-30 03:23:56
updated_at: 2026-05-30 15:47:45
issuer_partner: Southwest Rapid Rewards
bonus_miles_type: Rapid Rewards bonus points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  Complimentary Preferred seat selection at booking and Extra Legroom seat upgrades within 48 hours prior to departure when available; first checked bag free; 4x points on Southwest Airlines purchases; 2x points on hotel accommodations booked directly with hotels, gas stations, restaurants, and local transit/commuting; 1x other purchases; 9,000 anniversary points each year; no foreign transaction fees per Chase pricing/terms link.

notes:
  Live Chase Southwest listing showed the business offer, annual fee, APR, and headline benefits; the linked Chase product page/search-result evidence provided supporting business benefit detail. Browser runtime was used for the live source check; no application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"offer": "Live Chase listing showed 80,000 points after $5,000 spend in 3 months.", "pricing": "Live Chase listing showed $299 annual fee and 19.24%-27.74% variable APR."}, "institution_target": "Southwest Rapid Rewards", "sources": ["https://creditcards.chase.com/travel-credit-cards/southwest", "https://creditcards.chase.com/business-credit-cards/southwest/performance-business?iCELL=61FY"], "target_id": 34}


issuer: JPMorgan Chase
card_offer: Southwest Rapid Rewards Premier Business Credit Card
segment: BUSINESS
category: AIRLINE_REWARDS
welcome_intro_offer: Earn 60,000 points after $3,000 in purchases in the first 3 months from account opening.
bonus_miles: 60000
cash_bonus: NA
spend_requirement: 3000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: After $3,000 in purchases in the first 3 months from account opening.
additional_requirements_annual_fee: Applied to first billing statement
intro_apr: None found on public official source.
regular_apr: 19.24% to 27.74% variable purchase APR.
source_url: https://creditcards.chase.com/travel-credit-cards/southwest
source_basis: Official Chase Southwest listing page with linked product and pricing/terms pages
retrieved: 2026-05-29T21:23:56-06:00
created_at: 2026-05-30 03:23:56
updated_at: 2026-05-30 15:47:45
issuer_partner: Southwest Rapid Rewards
bonus_miles_type: Rapid Rewards bonus points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  First checked bag free; select a Standard or Preferred seat within 48 hours prior to departure when available; boarding benefit; 6,000 anniversary points each year; no foreign transaction fees per Chase pricing/terms link.

notes:
  Live Chase Southwest listing showed the business offer, annual fee, APR, and headline benefits. Browser runtime was used for the live source check; no application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"offer": "Live Chase listing showed 60,000 points after $3,000 spend in 3 months.", "pricing": "Live Chase listing showed $149 annual fee and 19.24%-27.74% variable APR."}, "institution_target": "Southwest Rapid Rewards", "sources": ["https://creditcards.chase.com/travel-credit-cards/southwest", "https://creditcards.chase.com/business-credit-cards/southwest/premier-business?iCELL=61FY"], "target_id": 34}


issuer: JPMorgan Chase
card_offer: United Explorer Card
segment: CONSUMER
category: AIRLINE_REWARDS
bonus_miles: 60000
cash_bonus: NA
spend_requirement: 3000
spend_timeframe_days_tier_1: 90
additional_requirements_annual_fee: $0 intro annual fee for the first year
intro_apr: None found on public official source.
regular_apr: 19.74% to 28.24% variable purchase APR.
source_url: https://creditcards.chase.com/travel-credit-cards/united/united-explorer?iCELL=61FY
source_basis: Official Chase product page and pricing/terms page
retrieved: 2026-05-29T21:29:03-06:00
created_at: 2026-05-30 03:29:03
updated_at: 2026-05-30 15:47:45
issuer_partner: United MileagePlus
spend_requirement_extra_reqs: first 50,000 miles; authorized user add for additional 10,000 miles
bonus_miles_type: MileagePlus bonus miles
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn up to 60,000 bonus miles: 50,000 bonus miles after $3,000 in purchases in the first 3 months, plus 10,000 bonus miles after adding an authorized user in the first 3 months.

spend_requirement_timing:
  50,000 bonus miles after $3,000 in purchases in the first 3 months; 10,000 additional bonus miles after adding an authorized user in the first 3 months.

rewards_key_perks:
  Up to 9x total miles on eligible United flights; 3x miles on other eligible United purchases; 2x miles on hotel stays booked with hotels and dining; 1x other purchases; free first checked bag for primary cardmember and one companion; priority boarding; two United Club one-time passes each year; Global Entry/TSA PreCheck/NEXUS credit up to $120 every four years; 25% back on United inflight and Club premium drink purchases; over $500 in annual partner credits; no foreign transaction fees.

notes:
  Official Chase product page provided the detailed offer ladder, rewards, annual fee, APR, and benefits; Chase listing confirmed the card is part of the United card family. United target-row partner URL returned page-not-found during browser check, so Chase issuer pages were used as official public sources. No application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"offer": "Product page showed up to 60,000 bonus miles: 50,000 after $3,000 spend in 3 months plus 10,000 after adding an authorized user in 3 months.", "pricing": "Product/listing page showed 19.74%-28.24% variable APR and $0 intro annual fee for first year, then $150."}, "institution_target": "United MileagePlus", "source_limitations": ["United partner URL in institution_targets returned page-not-found; Chase issuer pages were live and official."], "sources": ["https://creditcards.chase.com/travel-credit-cards/united", "https://www.united.com/en/us/fly/products/chase-cards.html", "https://creditcards.chase.com/travel-credit-cards/united/united-explorer?iCELL=61FY", "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC62176.html", "https://asset.chase.com/content/dam/card/rulesregulations/en/RPA0480_Web.pdf"], "target_id": 33}


issuer: JPMorgan Chase
card_offer: United Quest Card
segment: CONSUMER
category: AIRLINE_REWARDS
bonus_miles: 70000
cash_bonus: NA
spend_requirement: 4000
spend_timeframe_days_tier_1: 90
intro_apr: None found on public official source.
regular_apr: 19.74% to 28.24% variable purchase APR.
source_url: https://creditcards.chase.com/travel-credit-cards/united/united-quest?iCELL=61FY
source_basis: Official Chase product page and pricing/terms page
retrieved: 2026-05-29T21:29:03-06:00
created_at: 2026-05-30 03:29:03
updated_at: 2026-05-30 15:47:45
issuer_partner: United MileagePlus
spend_requirement_extra_reqs: 60,000 miles plus 500 PQP; authorized user add for additional 10,000 miles
bonus_miles_type: MileagePlus bonus miles plus 500 PQP
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn up to 70,000 bonus miles plus 500 Premier qualifying points: 60,000 bonus miles plus 500 PQP after $4,000 in purchases in the first 3 months, plus 10,000 bonus miles after adding an authorized user in the first 3 months.

spend_requirement_timing:
  60,000 bonus miles plus 500 PQP after $4,000 in purchases in the first 3 months; 10,000 additional bonus miles after adding an authorized user in the first 3 months.

rewards_key_perks:
  Up to 10x total miles on eligible United flights; 4x miles on other eligible United purchases; 5x miles on prepaid Renowned Hotels and Resorts for United Cardmembers; 2x miles on other travel, dining, and select streaming; 1x other purchases; $200 United travel credit; 10,000-mile anniversary award flight discount plus another after $20,000 annual spend; free first and second checked bags for primary cardmember and one companion; priority boarding; no foreign transaction fees.

notes:
  Official Chase product page provided the detailed offer ladder, rewards, annual fee, APR, and benefits; Chase listing confirmed the card is part of the United card family. United target-row partner URL returned page-not-found during browser check, so Chase issuer pages were used as official public sources. No application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"offer": "Product page showed up to 70,000 miles plus 500 PQP: 60,000 miles plus 500 PQP after $4,000 spend in 3 months plus 10,000 after adding an authorized user.", "pricing": "Product/listing page showed $350 annual fee and 19.74%-28.24% variable APR."}, "institution_target": "United MileagePlus", "source_limitations": ["United partner URL in institution_targets returned page-not-found; Chase issuer pages were live and official."], "sources": ["https://creditcards.chase.com/travel-credit-cards/united", "https://www.united.com/en/us/fly/products/chase-cards.html", "https://creditcards.chase.com/travel-credit-cards/united/united-quest?iCELL=61FY", "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC62257.html", "https://asset.chase.com/content/dam/card/rulesregulations/en/RPA0278_Web.pdf"], "target_id": 33}


issuer: JPMorgan Chase
card_offer: United Gateway Card
segment: CONSUMER
category: AIRLINE_REWARDS
bonus_miles: 40000
cash_bonus: NA
spend_requirement: 1000
spend_timeframe_days_tier_1: 90
intro_apr: 0% intro APR for 12 months from account opening on purchases.
regular_apr: 19.74% to 28.24% variable purchase APR after the intro period.
source_url: https://creditcards.chase.com/travel-credit-cards/united/united-gateway?iCELL=61FY
source_basis: Official Chase product page and pricing/terms page
retrieved: 2026-05-29T21:29:03-06:00
created_at: 2026-05-30 03:29:03
updated_at: 2026-05-30 15:47:45
issuer_partner: United MileagePlus
spend_requirement_extra_reqs: first 30,000 miles; authorized user add for additional 10,000 miles
bonus_miles_type: MileagePlus bonus miles
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn up to 40,000 bonus miles: 30,000 bonus miles after $1,000 in purchases in the first 3 months, plus 10,000 bonus miles after adding an authorized user in the first 3 months.

spend_requirement_timing:
  30,000 bonus miles after $1,000 in purchases in the first 3 months; 10,000 additional bonus miles after adding an authorized user in the first 3 months.

rewards_key_perks:
  Up to 5x total miles on eligible United flights; 2x miles on other eligible United purchases, gas stations, and local transit/commuting; 1x other purchases; spend-based 10% or more savings on flights booked with miles after $10,000 calendar-year spend; earn two checked bags after $10,000 calendar-year spend; 25% back on United inflight and Club premium drink purchases; no annual fee; no foreign transaction fees.

notes:
  Official Chase product page provided the detailed offer ladder, rewards, intro APR, annual fee, regular APR, and benefits; Chase listing confirmed the card is part of the United card family. United target-row partner URL returned page-not-found during browser check, so Chase issuer pages were used as official public sources. No application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"offer": "Product page showed up to 40,000 miles: 30,000 after $1,000 spend in 3 months plus 10,000 after adding an authorized user.", "pricing": "Product/listing page showed $0 annual fee, 0% intro purchase APR for 12 months, then 19.74%-28.24% variable APR."}, "institution_target": "United MileagePlus", "source_limitations": ["United partner URL in institution_targets returned page-not-found; Chase issuer pages were live and official."], "sources": ["https://creditcards.chase.com/travel-credit-cards/united", "https://www.united.com/en/us/fly/products/chase-cards.html", "https://creditcards.chase.com/travel-credit-cards/united/united-gateway?iCELL=61FY", "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC60660.html"], "target_id": 33}


issuer: JPMorgan Chase
card_offer: United Club Card
segment: CONSUMER
category: AIRLINE_REWARDS
bonus_miles: 90000
cash_bonus: NA
spend_requirement: 5000
spend_timeframe_days_tier_1: 90
intro_apr: None found on public official source.
regular_apr: 19.74% to 28.24% variable purchase APR.
source_url: https://creditcards.chase.com/travel-credit-cards/united/club-infinite?iCELL=61FY
source_basis: Official Chase product page and pricing/terms page
retrieved: 2026-05-29T21:29:03-06:00
created_at: 2026-05-30 03:29:03
updated_at: 2026-05-30 15:47:45
issuer_partner: United MileagePlus
spend_requirement_extra_reqs: first 80,000 miles; authorized user add for additional 10,000 miles
bonus_miles_type: MileagePlus bonus miles
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn up to 90,000 bonus miles: 80,000 bonus miles after $5,000 in purchases in the first 3 months, plus 10,000 bonus miles after adding an authorized user in the first 3 months.

spend_requirement_timing:
  80,000 bonus miles after $5,000 in purchases in the first 3 months; 10,000 additional bonus miles after adding an authorized user in the first 3 months.

rewards_key_perks:
  Up to 11x total miles on eligible United flights; 5x miles on other eligible United purchases and prepaid Renowned Hotels and Resorts for United Cardmembers; 2x miles on other travel and dining; 1x other purchases; United Club card membership; free first and second checked bags for primary cardmember and one companion; Premier Access travel services; 10,000-mile award flight discount after $20,000 spend up to twice per calendar year; over $875 in annual partner credits; no foreign transaction fees.

notes:
  Official Chase product page names this product United Club Card and URL path remains club-infinite; it provided the detailed offer ladder, rewards, annual fee, APR, and benefits. United target-row partner URL returned page-not-found during browser check, so Chase issuer pages were used as official public sources. No application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"offer": "Product page showed up to 90,000 miles: 80,000 after $5,000 spend in 3 months plus 10,000 after adding an authorized user.", "pricing": "Product/listing page showed $695 annual fee and 19.74%-28.24% variable APR."}, "institution_target": "United MileagePlus", "source_limitations": ["United partner URL in institution_targets returned page-not-found; Chase issuer pages were live and official."], "sources": ["https://creditcards.chase.com/travel-credit-cards/united", "https://www.united.com/en/us/fly/products/chase-cards.html", "https://creditcards.chase.com/travel-credit-cards/united/club-infinite?iCELL=61FY", "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64324.html", "https://asset.chase.com/content/dam/card/rulesregulations/en/RPA0437_Web.pdf"], "target_id": 33}


issuer: JPMorgan Chase
card_offer: United Business Card
segment: BUSINESS
category: AIRLINE_REWARDS
bonus_miles: 110000
cash_bonus: NA
spend_requirement: 5000
spend_timeframe_days_tier_1: 90
intro_apr: None found on public official source.
regular_apr: 19.74% to 28.24% variable purchase APR.
source_url: https://creditcards.chase.com/business-credit-cards/united/united-business-card?iCELL=61FY
source_basis: Official Chase business product page and pricing/terms page
retrieved: 2026-05-29T21:29:03-06:00
created_at: 2026-05-30 03:29:03
updated_at: 2026-05-30 15:47:45
issuer_partner: United MileagePlus
spend_requirement_extra_reqs: 100,000 miles plus 2,000 PQP; employee card add for additional 10,000 miles
bonus_miles_type: MileagePlus bonus miles plus 2,000 PQP
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Limited-time offer: earn up to 110,000 bonus miles plus 2,000 Premier qualifying points: 100,000 bonus miles plus 2,000 PQP after $5,000 in purchases in the first 3 months, plus 10,000 bonus miles after adding an employee card in the first 3 months.

spend_requirement_timing:
  100,000 bonus miles plus 2,000 PQP after $5,000 in purchases in the first 3 months; 10,000 additional bonus miles after adding an employee card in the first 3 months.

rewards_key_perks:
  Up to 8x total miles on United flights; 2x miles on other eligible United purchases, gas stations, dining, office supply stores, and local transit; 1x other purchases; two United Club one-time passes each year; free first checked bag; 5,000-mile better-together anniversary bonus with a personal United card; over $600 in annual partner credits; no foreign transaction fees.

notes:
  Official Chase business product page provided the detailed limited-time offer ladder, rewards, annual fee, APR, and benefits; Chase listing confirmed the card is part of the United card family. United target-row partner URL returned page-not-found during browser check, so Chase issuer pages were used as official public sources. No application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"offer": "Product page showed up to 110,000 miles plus 2,000 PQP: 100,000 miles plus 2,000 PQP after $5,000 spend in 3 months plus 10,000 after adding an employee card.", "pricing": "Product/listing page showed $150 annual fee and 19.74%-28.24% variable APR."}, "institution_target": "United MileagePlus", "source_limitations": ["United partner URL in institution_targets returned page-not-found; Chase issuer pages were live and official."], "sources": ["https://creditcards.chase.com/travel-credit-cards/united", "https://www.united.com/en/us/fly/products/chase-cards.html", "https://creditcards.chase.com/business-credit-cards/united/united-business-card?iCELL=61FY", "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC62231.html", "https://www.chase.com/unitedbusinesscard/rewardsagreement"], "target_id": 33}


issuer: JPMorgan Chase
card_offer: United Club Business Card
segment: BUSINESS
category: AIRLINE_REWARDS
bonus_miles: 110000
cash_bonus: NA
spend_requirement: 5000
spend_timeframe_days_tier_1: 90
intro_apr: None found on public official source.
regular_apr: 19.74% to 28.24% variable purchase APR.
source_url: https://creditcards.chase.com/business-credit-cards/united/united-club-business?iCELL=61FY
source_basis: Official Chase business product page and pricing/terms page
retrieved: 2026-05-29T21:29:03-06:00
created_at: 2026-05-30 03:29:03
updated_at: 2026-05-30 15:47:45
issuer_partner: United MileagePlus
spend_requirement_extra_reqs: 100,000 miles plus 2,000 PQP; employee card add for additional 10,000 miles
bonus_miles_type: MileagePlus bonus miles plus 2,000 PQP
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Limited-time offer: earn up to 110,000 bonus miles plus 2,000 Premier qualifying points: 100,000 bonus miles plus 2,000 PQP after $5,000 in purchases in the first 3 months, plus 10,000 bonus miles after adding an employee card in the first 3 months.

spend_requirement_timing:
  100,000 bonus miles plus 2,000 PQP after $5,000 in purchases in the first 3 months; 10,000 additional bonus miles after adding an employee card in the first 3 months.

rewards_key_perks:
  Up to 8x total miles on eligible United flights; 2x miles on other eligible United purchases; 5x miles on prepaid Renowned Hotels and Resorts for United Cardmembers; 1.5x miles on other purchases; United Club card membership; free first and second checked bags for primary cardmember and one companion; 5,000-mile better-together annual bonus with a personal United card; over $925 in annual partner credits; no foreign transaction fees.

notes:
  Official Chase business product page provided the detailed limited-time offer ladder, rewards, annual fee, APR, and benefits; Chase listing confirmed the card is part of the United card family. United target-row partner URL returned page-not-found during browser check, so Chase issuer pages were used as official public sources. No application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"offer": "Product page showed up to 110,000 miles plus 2,000 PQP: 100,000 miles plus 2,000 PQP after $5,000 spend in 3 months plus 10,000 after adding an employee card.", "pricing": "Product/listing page showed $695 annual fee and 19.74%-28.24% variable APR."}, "institution_target": "United MileagePlus", "source_limitations": ["United partner URL in institution_targets returned page-not-found; Chase issuer pages were live and official."], "sources": ["https://creditcards.chase.com/travel-credit-cards/united", "https://www.united.com/en/us/fly/products/chase-cards.html", "https://creditcards.chase.com/business-credit-cards/united/united-club-business?iCELL=61FY", "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC63542.html", "https://asset.chase.com/content/dam/card/rulesregulations/en/RPA0479_Web.pdf"], "target_id": 33}


issuer: JPMorgan Chase
card_offer: IHG One Rewards Premier Credit Card
segment: CONSUMER
category: HOTEL_REWARDS
bonus_miles: 185000
cash_bonus: NA
spend_requirement: 3000
spend_timeframe_days_tier_1: 90
intro_apr: None found on public official source.
regular_apr: 19.24% to 27.74% variable purchase APR.
source_url: https://creditcards.chase.com/travel-credit-cards/ihg-rewards-club/premier?iCELL=61FY
source_basis: Official Chase product page, pricing/terms page, and IHG partner card page
retrieved: 2026-05-29T21:33:31-06:00
created_at: 2026-05-30 03:33:31
updated_at: 2026-05-30 15:47:45
issuer_partner: IHG One Rewards
spend_requirement_extra_reqs: 150,000 points; $6,000 total purchases for full 185,000 points
bonus_miles_type: IHG One Rewards bonus points
spend_timeframe_days_tier_2: 180
cash_bonus_type: NA
welcome_intro_offer:
  Limited-time offer: earn up to 185,000 bonus points: 150,000 bonus points after spending $3,000 in the first 3 months from account opening, plus 35,000 bonus points after spending a total of $6,000 in the first 6 months from account opening.

spend_requirement_timing:
  150,000 bonus points after spending $3,000 in the first 3 months from account opening; plus 35,000 bonus points after spending a total of $6,000 in the first 6 months from account opening.

rewards_key_perks:
  Up to 26x total points at IHG Hotels & Resorts; 5x points on travel, dining, and gas stations; 3x points on other purchases; automatic Platinum Elite status; anniversary free night with current 40,000-point redemption cap; fourth reward night free on eligible four-night award stays; $100 statement credit and 10,000 bonus points after $20,000 spend each calendar year; no foreign transaction fees.

notes:
  Official Chase and IHG pages both showed the limited-time 185,000-point offer and $99 annual fee. Chase product page supplied APR, reward categories, benefits, and eligibility language. Browser runtime was used for live page checks; no application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"benefits": "Chase product page showed up to 26x at IHG, automatic Platinum Elite status, anniversary free night, fourth night free, and $100 plus 10,000-point annual spend benefit.", "offer": "IHG and Chase pages showed limited-time offer up to 185,000 points: 150,000 after $3,000 spend in 3 months plus 35,000 after $6,000 total spend in 6 months.", "pricing": "Chase product/listing pages showed $99 annual fee and 19.24%-27.74% variable APR."}, "institution_target": "IHG One Rewards", "sources": ["https://www.ihg.com/onerewards/content/us/en/creditcard", "https://creditcards.chase.com/travel-credit-cards/ihg", "https://creditcards.chase.com/travel-credit-cards/ihg-rewards-club/premier?iCELL=61FY", "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64238.html", "https://asset.chase.com/content/dam/card/rulesregulations/en/RPA0529_Web.pdf"], "target_id": 61}


issuer: JPMorgan Chase
card_offer: IHG One Rewards Traveler Credit Card
segment: CONSUMER
category: HOTEL_REWARDS
bonus_miles: 125000
cash_bonus: NA
spend_requirement: 2000
spend_timeframe_days_tier_1: 90
intro_apr: None found on public official source.
regular_apr: 19.24% to 27.74% variable purchase APR.
source_url: https://creditcards.chase.com/travel-credit-cards/ihg-rewards-club/traveler?iCELL=61FY
source_basis: Official Chase product page, pricing/terms page, and IHG partner card page
retrieved: 2026-05-29T21:33:31-06:00
created_at: 2026-05-30 03:33:31
updated_at: 2026-05-30 15:47:45
issuer_partner: IHG One Rewards
spend_requirement_extra_reqs: 90,000 points; $4,000 total purchases for full 125,000 points
bonus_miles_type: IHG One Rewards bonus points
spend_timeframe_days_tier_2: 180
cash_bonus_type: NA
welcome_intro_offer:
  Limited-time offer: earn up to 125,000 bonus points: 90,000 bonus points after spending $2,000 in the first 3 months from account opening, plus 35,000 bonus points after spending a total of $4,000 in the first 6 months from account opening.

spend_requirement_timing:
  90,000 bonus points after spending $2,000 in the first 3 months from account opening; plus 35,000 bonus points after spending a total of $4,000 in the first 6 months from account opening.

rewards_key_perks:
  Up to 17x total points at IHG Hotels & Resorts; 3x points on dining, utilities, select streaming services, and gas stations; 2x points on other purchases; automatic Silver Elite status; earn 10,000 bonus points after $10,000 spend each calendar year; fourth reward night free on eligible four-night award stays; no foreign transaction fees.

notes:
  Official Chase and IHG pages both showed the limited-time 125,000-point offer and no annual fee. Chase product page supplied APR, reward categories, benefits, and eligibility language. Browser runtime was used for live page checks; no application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"benefits": "Chase product page showed up to 17x at IHG, automatic Silver Elite status, 10,000-point annual spend benefit, and fourth night free.", "offer": "IHG and Chase pages showed limited-time offer up to 125,000 points: 90,000 after $2,000 spend in 3 months plus 35,000 after $4,000 total spend in 6 months.", "pricing": "Chase product/listing pages showed $0 annual fee and 19.24%-27.74% variable APR."}, "institution_target": "IHG One Rewards", "sources": ["https://www.ihg.com/onerewards/content/us/en/creditcard", "https://creditcards.chase.com/travel-credit-cards/ihg", "https://creditcards.chase.com/travel-credit-cards/ihg-rewards-club/traveler?iCELL=61FY", "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64236.html", "https://asset.chase.com/content/dam/card/rulesregulations/en/RPA0306_Web.pdf"], "target_id": 61}


issuer: JPMorgan Chase
card_offer: IHG One Rewards Premier Business Credit Card
segment: BUSINESS
category: HOTEL_REWARDS
welcome_intro_offer: Earn 140,000 bonus points after spending $4,000 in the first 3 months from account opening.
bonus_miles: 140000
cash_bonus: NA
spend_requirement: 4000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: After spending $4,000 in the first 3 months from account opening.
intro_apr: None found on public official source.
regular_apr: 19.24% to 27.74% variable purchase APR.
source_url: https://creditcards.chase.com/business-credit-cards/IHG/business-premier?iCELL=61FY
source_basis: Official Chase business product page, pricing/terms page, and IHG partner card page
retrieved: 2026-05-29T21:33:31-06:00
created_at: 2026-05-30 03:33:31
updated_at: 2026-05-30 15:47:45
issuer_partner: IHG One Rewards
bonus_miles_type: IHG One Rewards bonus points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  Up to 26x total points at IHG Hotels & Resorts; 5x points on travel, dining, select business purchases, and gas stations; 3x points on other purchases; anniversary free night with current 40,000-point redemption cap; fourth reward night free on eligible four-night award stays; $100 statement credit and 10,000 bonus points after $20,000 spend each calendar year; no foreign transaction fees.

notes:
  Official Chase and IHG pages both showed the 140,000-point business offer and $99 annual fee. Chase business product page supplied APR, reward categories, benefits, and terms links. Browser runtime was used for live page checks; no application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"benefits": "Chase business product page showed up to 26x at IHG, 5x business/travel/dining/gas categories, anniversary free night, fourth night free, and $100 plus 10,000-point annual spend benefit.", "offer": "IHG and Chase pages showed 140,000 points after $4,000 spend in first 3 months.", "pricing": "Chase business product/listing pages showed $99 annual fee and 19.24%-27.74% variable APR."}, "institution_target": "IHG One Rewards", "sources": ["https://www.ihg.com/onerewards/content/us/en/creditcard", "https://creditcards.chase.com/travel-credit-cards/ihg", "https://creditcards.chase.com/business-credit-cards/IHG/business-premier?iCELL=61FY", "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC60353.html", "https://www.chase.com/ihgonerewardspremierbizcard/rewardsagreement", "https://asset.chase.com/content/dam/card/rulesregulations/en/RPA0314_Web.pdf"], "target_id": 61}


issuer: JPMorgan Chase
card_offer: Instacart Mastercard
segment: CONSUMER
category: GROCERY_REWARDS
cash_bonus: 50
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: Automatically upon approval, subject to Instacart Mastercard eligibility and offer terms.
intro_apr: None found on public official source.
regular_apr: 18.24% to 27.74% variable purchase APR.
source_url: https://creditcards.chase.com/cash-back-credit-cards/instacart
source_basis: Official Chase product page and pricing/terms page
retrieved: 2026-05-29T21:36:21-06:00
created_at: 2026-05-30 03:36:21
updated_at: 2026-05-30 15:47:45
issuer_partner: Instacart
spend_timeframe_days_tier_2: NA
cash_bonus_type: Instacart Credit
welcome_intro_offer:
  Get a $50 Instacart credit automatically upon approval; credit is loaded into the cardmember's Instacart.com account upon credit card application approval.

rewards_key_perks:
  5% cash back on qualifying Instacart.com and Instacart app purchases on the first $6,000 spent annually; 5% cash back on Chase Travel purchases; 2% cash back at restaurants, gas stations, and select streaming services; 1% cash back on other purchases; no annual card fee; no foreign transaction fees.

notes:
  Target-row Instacart partner URL returned a 404 during live browser check. Official Chase Instacart Mastercard page provided the current public offer, APR, annual fee, rewards, and linked pricing terms. Browser runtime was used for live page checks; no application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"offer": "Chase product page showed $50 Instacart credit automatically upon approval.", "pricing": "Chase product/pricing page showed $0 annual fee and 18.24%-27.74% variable APR.", "rewards": "Chase product page showed 5% Instacart on first $6,000 annually, 5% Chase Travel, 2% restaurants/gas/select streaming, and 1% other purchases."}, "institution_target": "Instacart", "source_limitations": ["Instacart target-row partner URL returned Page not found; official Chase product page was live and complete."], "sources": ["https://www.instacart.com/store/credit-card", "https://creditcards.chase.com/cash-back-credit-cards/instacart", "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC60680.html", "https://asset.chase.com/content/dam/card/rulesregulations/en/RPA0539_Web.pdf"], "target_id": 87}


issuer: Synchrony
card_offer: Venmo Visa Signature Credit Card
segment: CONSUMER
category: DIGITAL_WALLET_CASH_BACK
welcome_intro_offer: No current public welcome bonus found on official Venmo/Synchrony sources checked.
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
intro_apr: None found on public official source.
source_url: https://venmo.com/about/creditcard/
source_basis: Official Venmo product page, Synchrony rates/terms page, and Synchrony rewards terms
retrieved: 2026-05-29T21:36:21-06:00
created_at: 2026-05-30 03:36:21
updated_at: 2026-05-30 15:47:45
issuer_partner: Venmo
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
regular_apr:
  18.74%, 27.74%, or 30.74% variable purchase APR based on account type, creditworthiness, and other factors; rates may vary with Prime Rate and will not exceed 35.99%.

rewards_key_perks:
  Automatically earns 3% cash back on the top eligible spend category each statement period, 2% on the second top eligible spend category, and 1% on other eligible purchases; eligible 3%/2% categories include dining and nightlife, travel, bills and utilities, health and beauty, grocery, gas, transportation, and entertainment; no tracking categories, no monthly rewards limits on official product page; rewards can be transferred to Venmo balance and may be used for Venmo payments or optional cash-back-to-crypto features.

notes:
  Target-row Synchrony financing URL returned Page Not Found during live browser check. Official Venmo product page was live and linked to official Synchrony rates and rewards terms. No public welcome bonus was found on checked official sources. Browser runtime was used for live page checks; no application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"offer": "Venmo product page showed no annual fee and up to 3% cash back; no public welcome bonus found.", "pricing": "Synchrony rates terms showed purchase APR of 18.74%, 27.74%, or 30.74% for account types 1-3, annual fee None, and rates accurate as of January 1, 2026.", "rewards": "Synchrony rewards terms showed 3% on top spend category, 2% on second top spend category, and 1% on other eligible purchases."}, "institution_target": "Venmo", "source_limitations": ["Synchrony target-row financing URL returned Page Not Found; Venmo product page linked to official Synchrony rates and rewards terms."], "sources": ["https://venmo.com/about/creditcard/", "https://www.synchrony.com/financing/venmo", "https://www.synchronybankterms.com/syfterms/html/VenmoApplyTerms_combo.htm", "https://www.synchronycredit.com/syfterms/html/RewardsTerms.htm"], "target_id": 110}


issuer: JPMorgan Chase
card_offer: Prime Visa and Amazon Visa
segment: CONSUMER
category: CASH_BACK
cash_bonus: 150
spend_requirement: NA
spend_timeframe_days_tier_1: NA
source_url: https://www.amazon.com/Prime-Visa/dp/B007URFTYI
source_basis: Official Amazon card page and Chase pricing/terms page
retrieved: 2026-05-29T21:40:34-06:00
created_at: 2026-05-30 03:40:34
updated_at: 2026-05-30 15:47:45
issuer_partner: Amazon
spend_timeframe_days_tier_2: NA
cash_bonus_type: Amazon Gift Card
welcome_intro_offer:
  Get a $150 Amazon Gift Card instantly upon approval with an eligible Prime membership; sign-in path directs applicants to the offer and application based on Prime membership status.

spend_requirement_timing:
  Instantly upon approval with an eligible Prime membership, subject to offer details and applicant eligibility.

intro_apr:
  0% promo APR for 6 months on Amazon.com/Amazon Pay eligible purchases of $50 or more, or 12 months on eligible purchases of $250 or more; rewards are not earned when promotional APR financing is selected.

regular_apr:
  18.74% to 27.49% variable purchase APR after any promotional APR period, based on creditworthiness and other factors.

rewards_key_perks:
  3% back at Amazon.com, Whole Foods Market, and Chase Travel, or 5% back in those categories with an eligible Prime membership; 10% back or more on rotating Amazon.com products/categories with eligible Prime membership; 2% back at gas stations, restaurants, and local transit/commuting; 1% back on all other purchases; Visa travel/purchase protections are described on the official page.

notes:
  Official Amazon card page provided current public gift-card offer, Prime/non-Prime reward structure, promo APR language, annual fee, and Whole Foods benefits. Chase pricing terms linked from Amazon provided APR range. Browser runtime was used for live page checks; no sign-in or application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"offer": "Amazon page showed $150 Amazon Gift Card instantly upon approval with eligible Prime membership.", "pricing": "Amazon page showed no annual credit card fee and no foreign transaction fees; Chase pricing terms showed 18.74%-27.49% variable APR.", "promo_apr": "Amazon page showed 0% promo APR for 6 months on $50+ eligible purchases or 12 months on $250+ eligible purchases at Amazon.com or eligible retailers with Amazon Pay.", "rewards": "Amazon page showed 3%/5% back at Amazon.com, Whole Foods Market, and Chase Travel depending on Prime eligibility; 2% gas/restaurants/local transit; 1% other."}, "institution_target": "Amazon / Whole Foods Market", "sources": ["https://www.amazon.com/Prime-Visa/dp/B007URFTYI", "https://creditcards.chase.com/cash-back-credit-cards/amazon", "https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC59329.html"], "target_id": 86}


issuer: Synchrony
card_offer: Amazon Store Card and Prime Store Card
segment: PRIVATE_LABEL_CONSUMER
category: RETAIL_REWARDS_AND_FINANCING
welcome_intro_offer: Get a $10 Amazon Gift Card instantly upon approval for Amazon Store Card.
cash_bonus: 10
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: Instantly upon approval for Amazon Store Card, subject to offer details and eligibility.
regular_apr: 29.49% variable APR for Store Card features shown on the official Amazon page.
source_url: https://www.amazon.com/dp/B008A0GNA8
source_basis: Official Amazon Store Card page with linked Synchrony credit terms
retrieved: 2026-05-29T21:40:34-06:00
created_at: 2026-05-30 03:40:34
updated_at: 2026-05-30 15:47:45
issuer_partner: Amazon
spend_timeframe_days_tier_2: NA
cash_bonus_type: Amazon Gift Card
intro_apr:
  0% APR equal monthly payment financing on eligible Amazon.com purchases: 6 equal monthly payments on $50-$599.99 purchases, 12 equal monthly payments on $600+ purchases, and 24 equal monthly payments on select purchases; cardmembers choose promotional financing instead of earning rewards on eligible purchases.

rewards_key_perks:
  Prime Store Card members with an eligible Prime membership can earn 5% back at Amazon.com and Whole Foods Market with In-Store Code usage required at Whole Foods Market; Amazon Store Card members can access promotional financing; zero fraud liability; accepted at Amazon.com and select physical Amazon/Whole Foods locations per restrictions.

notes:
  Official Amazon Store Card page provided current public gift-card offer, no annual fee, 0% equal-payment financing, Prime Store Card 5% back language, and 29.49% variable APR for Store Card features. The linked Synchrony credit-terms PDF was exposed on the page but timed out from local retrieval, so the visible official Amazon page is the primary source for the captured terms. Browser runtime was used for live page checks; no prequalification or application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"financing": "Amazon Store Card page showed 0% APR equal monthly payment financing for eligible purchase thresholds.", "offer": "Amazon Store Card page showed $10 Amazon Gift Card instantly upon approval for Amazon Store Card.", "pricing": "Amazon Store Card page showed no annual fee and 29.49% variable APR for Store Card features.", "rewards": "Amazon page showed Prime Store Card members can earn 5% back at Amazon.com and Whole Foods Market with eligible Prime membership; Whole Foods requires In-Store Code."}, "institution_target": "Amazon / Whole Foods Market", "source_limitations": ["Official Synchrony credit-terms PDF linked from Amazon Store Card page timed out from local retrieval; visible official Amazon page supplied public offer/APR/fee/rewards facts."], "sources": ["https://www.amazon.com/dp/B008A0GNA8", "https://apply.syf.com/cs/groups/public/documents/et_tcdoc/e084701.pdf", "https://www.amazon.com/b?ie=UTF8&node=121229522011"], "target_id": 86}


issuer: Synchrony
card_offer: Amazon Secured Card and Prime Secured Card
segment: SECURED_PRIVATE_LABEL_CONSUMER
category: RETAIL_REWARDS_AND_FINANCING
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
additional_requirements_annual_fee: Security deposit required to activate Secured Card features
source_url: https://www.amazon.com/dp/B008A0GNA8
source_basis: Official Amazon Store Card page with secured-card fallback details
retrieved: 2026-05-29T21:40:34-06:00
created_at: 2026-05-30 03:40:34
updated_at: 2026-05-30 15:47:45
issuer_partner: Amazon
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  No separate public welcome bonus found; applicants not approved for Amazon Store Card may be considered for Amazon Secured Card.

intro_apr:
  Equal monthly payment offers may apply to Secured Card purchases; for Secured Card accounts opened before January 1, 2021, special financing offers may apply.

regular_apr:
  10% non-variable APR for Secured Card features shown on the official Amazon Store Card page; Store Card features after upgrade show 29.49% variable APR.

rewards_key_perks:
  Built for customers new to credit or rebuilding credit; requires a security deposit to activate Secured Card features; Prime Secured Card can earn 2% back on Amazon purchases with eligible Prime membership for accounts opened on or after January 1, 2021; with 12 months of responsible use, cardmember may be eligible to opt in to Store Card features.

notes:
  Amazon Store Card page publicly describes Amazon Secured Card/Prime Secured Card as a fallback if Synchrony cannot approve the Store Card. Because it is presented as a fallback path rather than the primary offer, no separate welcome bonus was recorded. Linked Synchrony credit-terms PDF timed out from local retrieval. Browser runtime was used for live page checks; no prequalification or application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"offer": "Amazon Store Card page says customers not approved for Amazon Store Card will be considered for Amazon Secured Card; no separate secured-card welcome bonus was found.", "pricing": "Amazon Store Card page showed Secured Card features include 10% non-variable APR and Store Card features after upgrade include 29.49% variable APR.", "rewards": "Amazon page showed Prime rewards of 2% back on Amazon purchases with eligible Prime membership for Secured Card accounts opened on or after January 1, 2021."}, "institution_target": "Amazon / Whole Foods Market", "source_limitations": ["Official Synchrony credit-terms PDF linked from Amazon Store Card page timed out from local retrieval; Amazon page supplied public secured-card fallback details."], "sources": ["https://www.amazon.com/dp/B008A0GNA8", "https://www.amazon.com/dp/product/B084KP3NG6", "https://apply.syf.com/cs/groups/public/documents/et_tcdoc/e084701.pdf"], "target_id": 86}


issuer: American Express
card_offer: Delta SkyMiles Gold American Express Card
segment: CONSUMER
category: AIRLINE_REWARDS
bonus_miles: 80000
cash_bonus: NA
spend_requirement: 2000
spend_timeframe_days_tier_1: 180
additional_requirements_annual_fee: $0 introductory annual fee for the first year
intro_apr: None found on public official source.
source_url: https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-personal-cards#gold
source_basis: Official Delta product page plus Amex rates/fees and offer/benefit terms
retrieved: 2026-05-29T21:45:57-06:00
created_at: 2026-05-30 03:45:57
updated_at: 2026-05-30 15:47:45
issuer_partner: Delta SkyMiles
bonus_miles_type: Delta Skymiles
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Apply and find out your welcome offer as high as 80,000 miles after $2,000 in eligible purchases on the new Card within the first 6 months of Card Membership; welcome offers vary and applicant may not be eligible.

spend_requirement_timing:
  As high as 80,000 miles after $2,000 in eligible purchases within the first 6 months; offer varies by applicant/channel.

regular_apr:
  19.49% to 28.49% variable purchase APR based on creditworthiness and other factors; variable APRs will not exceed 29.99%.

rewards_key_perks:
  2x miles on Delta purchases, at restaurants worldwide including takeout/delivery in the U.S., and at U.S. supermarkets; 1x other purchases; first checked bag free on Delta flights; 15% off Delta award travel booked with miles on Delta-operated flights; up to $100 Delta Stays credit each year; earn $200 Delta Flight Credit after $10,000 purchases in a calendar year; no foreign transaction fees.

notes:
  Official Delta page says applicants apply and find out their welcome offer; welcome offers vary and the applicant may not be eligible for an offer. Browser runtime was used for live page checks; no sign-in, preapproval, or application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"benefits": "Delta personal page showed 2x Delta/restaurant/U.S. supermarket earn, first checked bag free, TakeOff 15, Delta Stays credit, and $200 Delta Flight Credit after $10K spend.", "offer": "Delta personal page showed as high as 80,000 miles after $2,000 spend in first 6 months, with welcome offers varying by applicant.", "pricing": "Amex rates/fees page showed $0 intro annual fee first year then $150, purchase APR 19.49%-28.49%, foreign transaction none, rates accurate as of 05/29/26."}, "institution_target": "Delta SkyMiles", "sources": ["https://www.delta.com/us/en/skymiles/airline-credit-cards/overview", "https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-personal-cards", "https://www.delta.com/goldofferterms", "https://www.delta.com/goldratesandfees", "https://www.delta.com/goldbenefitterms"], "target_id": 32}


issuer: American Express
card_offer: Delta SkyMiles Platinum American Express Card
segment: CONSUMER
category: AIRLINE_REWARDS
bonus_miles: 90000
cash_bonus: NA
spend_requirement: 3000
spend_timeframe_days_tier_1: 180
intro_apr: None found on public official source.
source_url: https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-personal-cards#plat
source_basis: Official Delta product page plus Amex rates/fees and offer/benefit terms
retrieved: 2026-05-29T21:45:57-06:00
created_at: 2026-05-30 03:45:57
updated_at: 2026-05-30 15:47:45
issuer_partner: Delta SkyMiles
bonus_miles_type: Delta Skymiles
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Apply and find out your welcome offer as high as 90,000 miles after $3,000 in eligible purchases on the new Card within the first 6 months of Card Membership; welcome offers vary and applicant may not be eligible.

spend_requirement_timing:
  As high as 90,000 miles after $3,000 in eligible purchases within the first 6 months; offer varies by applicant/channel.

regular_apr:
  19.49% to 28.49% variable purchase APR based on creditworthiness and other factors; variable APRs will not exceed 29.99%.

rewards_key_perks:
  3x miles on Delta purchases and eligible hotel purchases; 2x miles at restaurants worldwide and U.S. supermarkets; 1x other purchases; Delta Main round-trip companion certificate after renewal; MQD Headstart and MQD Boost ($1 MQD per $20 purchases); up to $390 per year in rideshare, Delta Stays, and Resy statement credits; 15% off eligible Delta award travel; no foreign transaction fees.

notes:
  Official Delta page says applicants apply and find out their welcome offer; welcome offers vary and the applicant may not be eligible for an offer. Browser runtime was used for live page checks; no sign-in, preapproval, or application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"benefits": "Delta personal page showed companion certificate, 3x Delta/hotel earn, MQD Headstart/Boost, and rideshare/Delta Stays/Resy credits.", "offer": "Delta personal page showed as high as 90,000 miles after $3,000 spend in first 6 months, with welcome offers varying by applicant.", "pricing": "Amex rates/fees page showed $350 annual fee, purchase APR 19.49%-28.49%, foreign transaction none, rates accurate as of 05/29/26."}, "institution_target": "Delta SkyMiles", "sources": ["https://www.delta.com/us/en/skymiles/airline-credit-cards/overview", "https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-personal-cards", "https://www.delta.com/platofferterms", "https://www.delta.com/platratesandfees", "https://www.delta.com/platbenefitterms"], "target_id": 32}


issuer: American Express
card_offer: Delta SkyMiles Reserve American Express Card
segment: CONSUMER
category: AIRLINE_REWARDS
bonus_miles: 100000
cash_bonus: NA
spend_requirement: 5000
spend_timeframe_days_tier_1: 180
intro_apr: None found on public official source.
source_url: https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-personal-cards#reserve
source_basis: Official Delta product page plus Amex rates/fees and offer/benefit terms
retrieved: 2026-05-29T21:45:57-06:00
created_at: 2026-05-30 03:45:57
updated_at: 2026-05-30 15:47:45
issuer_partner: Delta SkyMiles
bonus_miles_type: Delta Skymiles
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Apply and find out your welcome offer as high as 100,000 miles after $5,000 in eligible purchases on the new Card within the first 6 months of Card Membership; welcome offers vary and applicant may not be eligible.

spend_requirement_timing:
  As high as 100,000 miles after $5,000 in eligible purchases within the first 6 months; offer varies by applicant/channel.

regular_apr:
  19.49% to 28.49% variable purchase APR based on creditworthiness and other factors; variable APRs will not exceed 29.99%.

rewards_key_perks:
  3x miles on Delta purchases; 1x other purchases; 15 Delta Sky Club visits each Medallion Year when flying Delta and unlimited access after $75,000 calendar-year spend; Centurion Lounge and Escape Lounge access when booking Delta flight with the Card; companion certificate for Delta First, Delta Comfort, or Delta Main eligible round trip after renewal; MQD Headstart and MQD Boost ($1 MQD per $10 purchases); up to $560 per year in rideshare, Delta Stays, and Resy statement credits; no foreign transaction fees.

notes:
  Official Delta page says applicants apply and find out their welcome offer; welcome offers vary and the applicant may not be eligible for an offer. Browser runtime was used for live page checks; no sign-in, preapproval, or application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"benefits": "Delta personal page showed Delta Sky Club visits, Centurion/Escape Lounge access, companion certificate, MQD Headstart/Boost, and credits.", "offer": "Delta personal page showed as high as 100,000 miles after $5,000 spend in first 6 months, with welcome offers varying by applicant.", "pricing": "Amex rates/fees page showed $650 annual fee, purchase APR 19.49%-28.49%, foreign transaction none, rates accurate as of 05/29/26."}, "institution_target": "Delta SkyMiles", "sources": ["https://www.delta.com/us/en/skymiles/airline-credit-cards/overview", "https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-personal-cards", "https://www.delta.com/resofferterms", "https://www.delta.com/resratesandfees", "https://www.delta.com/resbenefitterms"], "target_id": 32}


issuer: American Express
card_offer: Delta SkyMiles Blue American Express Card
segment: CONSUMER
category: AIRLINE_REWARDS
bonus_miles: 10000
cash_bonus: NA
spend_requirement: 1000
spend_timeframe_days_tier_1: 180
spend_requirement_timing: After spending $1,000 in eligible purchases on the new Card in the first 6 months.
intro_apr: None found on public official source.
source_url: https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-personal-cards#blue
source_basis: Official Delta product page plus Amex rates/fees and offer/benefit terms
retrieved: 2026-05-29T21:45:57-06:00
created_at: 2026-05-30 03:45:57
updated_at: 2026-05-30 15:47:45
issuer_partner: Delta SkyMiles
bonus_miles_type: Delta Skymiles
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 10,000 bonus miles after spending $1,000 in eligible purchases on the new Card in the first 6 months.

regular_apr:
[cell repeats an earlier one in this file: 121 characters]

rewards_key_perks:
  2x miles on Delta purchases and at restaurants worldwide including takeout/delivery in the U.S.; 1x other purchases; Pay with Miles eligibility; 20% back as a statement credit on select in-flight purchases; no foreign transaction fees.

notes:
  Official Delta page provided the public Blue Card offer and benefits. Browser runtime was used for live page checks; no sign-in, preapproval, or application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"benefits": "Delta personal page showed 2x Delta/restaurant earn, Pay with Miles, and in-flight purchase statement credit.", "offer": "Delta personal page showed 10,000 bonus miles after $1,000 spend in first 6 months.", "pricing": "Amex rates/fees page showed $0 annual fee, purchase APR 19.49%-28.49%, foreign transaction none, rates accurate as of 05/29/26."}, "institution_target": "Delta SkyMiles", "sources": ["https://www.delta.com/us/en/skymiles/airline-credit-cards/overview", "https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-personal-cards", "https://www.delta.com/blueofferterms", "https://www.delta.com/blueratesandfees", "https://www.delta.com/bluebenefitterms"], "target_id": 32}


issuer: American Express
card_offer: Delta SkyMiles Gold Business American Express Card
segment: BUSINESS
category: AIRLINE_REWARDS
bonus_miles: 60000
cash_bonus: NA
spend_requirement: 4000
spend_timeframe_days_tier_1: 180
spend_requirement_timing: After making $4,000 in eligible purchases on the Card in the first 6 months.
additional_requirements_annual_fee: $0 introductory annual fee for the first year
intro_apr: None found on public official source.
source_url: https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-business-cards#gold
source_basis: Official Delta business product page plus Amex rates/fees and offer/benefit terms
retrieved: 2026-05-29T21:45:57-06:00
created_at: 2026-05-30 03:45:57
updated_at: 2026-05-30 15:47:45
issuer_partner: Delta SkyMiles
bonus_miles_type: Delta Skymiles
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 60,000 bonus miles after making $4,000 in eligible purchases on the Card in the first 6 months.

regular_apr:
[cell repeats an earlier one in this file: 121 characters]

rewards_key_perks:
  2x miles at restaurants worldwide including U.S. takeout/delivery; 2x miles at U.S. shipping providers and U.S. providers for advertising in select media on up to $50,000 per category per year; up to $150 Delta Stays credit each year; 15% off eligible Delta award travel; $200 Delta Flight Credit after $10,000 purchases in a calendar year; first checked bag free on Delta flights; no foreign transaction fees.

notes:
  Official Delta business page provided current public business-card offers and benefits. Browser runtime was used for live page checks; no sign-in, preapproval, or application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"benefits": "Delta business page showed 2x restaurant/shipping/advertising categories, Delta Stays credit, TakeOff 15, Delta Flight Credit, and first checked bag free.", "offer": "Delta business page showed 60,000 miles after $4,000 spend in first 6 months.", "pricing": "Amex business rates/fees page showed $0 intro annual fee first year then $150, purchase APR 19.49%-28.49%, foreign transaction none."}, "institution_target": "Delta SkyMiles", "sources": ["https://www.delta.com/us/en/skymiles/airline-credit-cards/overview", "https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-business-cards", "https://www.delta.com/goldbizofferterms", "https://www.delta.com/goldbizratesandfees", "https://www.delta.com/goldbizbenefitterms"], "target_id": 32}


issuer: American Express
card_offer: Delta SkyMiles Platinum Business American Express Card
segment: BUSINESS
category: AIRLINE_REWARDS
bonus_miles: 70000
cash_bonus: NA
spend_requirement: 6000
spend_timeframe_days_tier_1: 180
spend_requirement_timing: After making $6,000 in eligible purchases on the Card in the first 6 months.
intro_apr: None found on public official source.
source_url: https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-business-cards#plat
source_basis: Official Delta business product page plus Amex rates/fees and offer/benefit terms
retrieved: 2026-05-29T21:45:57-06:00
created_at: 2026-05-30 03:45:57
updated_at: 2026-05-30 15:47:45
issuer_partner: Delta SkyMiles
bonus_miles_type: Delta Skymiles
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 70,000 bonus miles after making $6,000 in eligible purchases on the Card in the first 6 months.

regular_apr:
[cell repeats an earlier one in this file: 121 characters]

rewards_key_perks:
  15% off eligible Delta award travel; companion certificate for Delta Main domestic/Caribbean/Central American round trip after renewal; 1.5x miles on transit, U.S. shipping providers, and single eligible purchases of $5,000 or more up to $100,000 combined eligible purchases per year; MQD Headstart and MQD Boost ($1 MQD per $20 purchases); up to $440 per year in rideshare, Delta Stays, and Resy credits; no foreign transaction fees.

notes:
  Official Delta business page provided current public business-card offers and benefits. Browser runtime was used for live page checks; no sign-in, preapproval, or application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"benefits": "Delta business page showed companion certificate, 1.5x eligible categories, MQD Headstart/Boost, and rideshare/Delta Stays/Resy credits.", "offer": "Delta business page showed 70,000 miles after $6,000 spend in first 6 months.", "pricing": "Amex business rates/fees page showed $350 annual fee, purchase APR 19.49%-28.49%, foreign transaction none."}, "institution_target": "Delta SkyMiles", "sources": ["https://www.delta.com/us/en/skymiles/airline-credit-cards/overview", "https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-business-cards", "https://www.delta.com/platbizofferterms", "https://www.delta.com/platbizratesandfees", "https://www.delta.com/platbizbenefitterms"], "target_id": 32}


issuer: American Express
card_offer: Delta SkyMiles Reserve Business American Express Card
segment: BUSINESS
category: AIRLINE_REWARDS
bonus_miles: 80000
cash_bonus: NA
spend_requirement: 10000
spend_timeframe_days_tier_1: 180
spend_requirement_timing: After making $10,000 in eligible purchases on the Card in the first 6 months.
intro_apr: None found on public official source.
source_url: https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-business-cards#reserve
source_basis: Official Delta business product page plus Amex rates/fees and offer/benefit terms
retrieved: 2026-05-29T21:45:57-06:00
created_at: 2026-05-30 03:45:57
updated_at: 2026-05-30 15:47:45
issuer_partner: Delta SkyMiles
bonus_miles_type: Delta Skymiles
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Earn 80,000 bonus miles after making $10,000 in eligible purchases on the Card in the first 6 months.

regular_apr:
[cell repeats an earlier one in this file: 121 characters]

rewards_key_perks:
  1.5x miles on transit, U.S. shipping providers, and U.S. office supply store purchases; after $150,000 annual spend, 1.5x miles on all eligible purchases for rest of year; 15 Delta Sky Club visits each Medallion Year when flying Delta and unlimited access after $75,000 calendar-year spend; Centurion Lounge/Escape Lounge access when booking Delta with the Card; companion certificate for Delta First, Delta Comfort, or Delta Main eligible round trip after renewal; MQD Headstart and MQD Boost ($1 MQD per $10 purchases); up to $610 per year in rideshare, Delta Stays, and Resy credits; no foreign transaction fees.

notes:
  Official Delta business page provided current public business-card offers and benefits. Browser runtime was used for live page checks; no sign-in, preapproval, or application flow was entered.

raw_json:
  {"browser_verified": true, "evidence": {"benefits": "Delta business page showed lounge access, companion certificate, 1.5x eligible categories, MQD Headstart/Boost, and credits.", "offer": "Delta business page showed 80,000 miles after $10,000 spend in first 6 months.", "pricing": "Amex business rates/fees page showed $650 annual fee, purchase APR 19.49%-28.49%, foreign transaction none."}, "institution_target": "Delta SkyMiles", "sources": ["https://www.delta.com/us/en/skymiles/airline-credit-cards/overview", "https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-business-cards", "https://www.delta.com/resbizofferterms", "https://www.delta.com/resbiztratesandfees", "https://www.delta.com/resbizbenefitterms"], "target_id": 32}


issuer: JPMorgan Chase
card_offer: Marriott Bonvoy Boundless Credit Card
segment: CO_BRAND_CONSUMER
category: HOTEL_REWARDS
welcome_intro_offer: Earn up to 4 Free Night Awards plus up to $100 in airline credits.
bonus_miles: 200000
cash_bonus: 100
spend_requirement: 3000
spend_timeframe_days_tier_1: 90
intro_apr: None found on public official source.
source_url: https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/boundless
source_basis: Official Chase product page with pricing terms enrichment
retrieved: 2026-05-29T21:54:15-06:00
created_at: 2026-05-30 03:54:15
updated_at: 2026-05-30 15:47:45
issuer_partner: Marriott Bonvoy
bonus_miles_type: Marriott Bonvoy points total
spend_timeframe_days_tier_2: 120
cash_bonus_type: Airline Statement Credits
spend_requirement_timing:
  Earn 3 Free Night Awards after $3,000 in eligible purchases within 3 months of account opening, plus 1 additional Free Night Award after $4,000 total within 4 months; earn up to $100 in airline statement credits after eligible airline spend.

regular_apr:
  19.24% to 27.74% variable purchase APR, based on creditworthiness and other factors; maximum APR 29.99%.

rewards_key_perks:
  Up to 17X total points at Marriott Bonvoy hotels; 6X points with the card at participating hotels; 3X on first $6,000 annually in combined gas, grocery, and dining purchases; 2X travel and all other purchases; automatic Silver Elite status; 15 Elite Night Credits; anniversary Free Night Award up to 35,000 points; no foreign transaction fees.

notes:
  Offer and benefits researched from official Chase and Marriott pages. Did not enter or submit an application. Pricing terms page states variable APRs are based on the 6.75% Prime Rate as of 12/16/2025.

raw_json:
  {"target":{"id":58,"institution":"Marriott Bonvoy","issuer_partner":"JPMorgan Chase and American Express","offer_research_url":"https://www.marriott.com/credit-cards.mi","alternate_issuer_url":"https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy","priority":"High"},"retrieved":"2026-05-29T21:54:15-06:00","sources":[{"url":"https://www.marriott.com/credit-cards.mi","basis":"Official Marriott credit cards overview","evidence":"Marriott overview showed current U.S. Marriott Bonvoy consumer and business card offers and linked issuer pricing, rates, offer, and benefit terms."},{"url":"https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy","basis":"Official Chase Marriott card listing","evidence":"Chase listing showed Boundless, Bountiful, and Bold new-cardmember offers, APRs, annual fees, and pricing links."},{"url":"https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/boundless","basis":"Official Chase product page","evidence":"Product page showed the up-to-4-Free-Night-Awards plus airline-credit offer, spend thresholds, $95 fee, 19.24%-27.74% variable APR, and key card benefits."},{"url":"https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC63947.html","basis":"Official Chase pricing and terms page","evidence":"Pricing terms showed 19.24%-27.74% purchase APR, $95 annual membership fee, no foreign transaction fee, and max APR/prime-rate basis."}],"limitations":["Public official sources only; no login, prequalification, or application submission.","Offer terms can vary by applicant, eligibility history, and marketing channel.","Representative U.S. public offer rows captured for active Marriott Bonvoy cards observed on official Marriott, Chase, and American Express surfaces."]}

spend_requirement_extra_reqs:
  3 Free Night Awards; $4,000 total for an additional Free Night Award; $500 eligible airline purchases for up to $100 credits


issuer: JPMorgan Chase
card_offer: Marriott Bonvoy Bountiful Credit Card
segment: CO_BRAND_CONSUMER
category: HOTEL_REWARDS
welcome_intro_offer: Earn 85,000 Bonus Points.
bonus_miles: 85000
cash_bonus: NA
spend_requirement: 4000
spend_timeframe_days_tier_1: 90
intro_apr: None found on public official source.
source_url: https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/bountiful
source_basis: Official Chase product page with pricing terms enrichment
retrieved: 2026-05-29T21:54:15-06:00
created_at: 2026-05-30 03:54:15
updated_at: 2026-05-30 15:47:45
issuer_partner: Marriott Bonvoy
bonus_miles_type: Marriott Bonvoy bonus points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
spend_requirement_timing:
  Earn 85,000 Bonus Points after spending $4,000 in purchases in the first 3 months from account opening.

regular_apr:
  19.24% to 27.74% variable purchase APR, based on creditworthiness and other factors; maximum APR 29.99%.

rewards_key_perks:
  Up to 18.5X total points at Marriott Bonvoy hotels; 6X points with the card at participating hotels; 4X on first $15,000 annually in combined grocery and dining purchases; 2X on other purchases; 1,000 bonus points per eligible stay; Free Night Award after $15,000 annual spend, automatic Gold Elite status, 15 Elite Night Credits, no foreign transaction fees.

notes:
  Bountiful was visible on the official Chase Marriott page, while the Marriott overview card rail did not surface it in the primary U.S. card list observed. Did not enter or submit an application. Pricing terms page states variable APRs are based on the 6.75% Prime Rate as of 12/16/2025.

raw_json:
  {"target":{"id":58,"institution":"Marriott Bonvoy","issuer_partner":"JPMorgan Chase and American Express","offer_research_url":"https://www.marriott.com/credit-cards.mi","alternate_issuer_url":"https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy","priority":"High"},"retrieved":"2026-05-29T21:54:15-06:00","sources":[{"url":"https://www.marriott.com/credit-cards.mi","basis":"Official Marriott credit cards overview","evidence":"Marriott overview showed current U.S. Marriott Bonvoy consumer and business card offers and linked issuer pricing, rates, offer, and benefit terms."},{"url":"https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy","basis":"Official Chase Marriott card listing","evidence":"Chase listing showed Boundless, Bountiful, and Bold new-cardmember offers, APRs, annual fees, and pricing links."},{"url":"https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/bountiful","basis":"Official Chase product page","evidence":"Product page showed the 85,000-point offer after $4,000 spend in first 3 months, $250 fee, 19.24%-27.74% variable APR, and key benefits."},{"url":"https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61472.html","basis":"Official Chase pricing and terms page","evidence":"Pricing terms showed 19.24%-27.74% purchase APR, $250 annual membership fee, no foreign transaction fee, and max APR/prime-rate basis."}],"limitations":["Public official sources only; no login, prequalification, or application submission.","Offer terms can vary by applicant, eligibility history, and marketing channel.","Representative U.S. public offer rows captured for active Marriott Bonvoy cards observed on official Marriott, Chase, and American Express surfaces."]}


issuer: JPMorgan Chase
card_offer: Marriott Bonvoy Bold Credit Card
segment: CO_BRAND_CONSUMER
category: HOTEL_REWARDS
welcome_intro_offer: Earn 30,000 Bonus Points.
bonus_miles: 30000
cash_bonus: NA
spend_requirement: 1000
spend_timeframe_days_tier_1: 90
intro_apr: None found on public official source.
source_url: https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/bold
source_basis: Official Chase product page with pricing terms enrichment
retrieved: 2026-05-29T21:54:15-06:00
created_at: 2026-05-30 03:54:15
updated_at: 2026-05-30 15:47:45
issuer_partner: Marriott Bonvoy
bonus_miles_type: Marriott Bonvoy bonus points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
spend_requirement_timing:
  Earn 30,000 Bonus Points after spending $1,000 on eligible purchases within 3 months of account opening.

regular_apr:
  19.24% to 27.74% variable purchase APR, based on creditworthiness and other factors; maximum APR 29.99%.

rewards_key_perks:
  Up to 14X total points at Marriott Bonvoy hotels; 3X points with the card at participating hotels; 2X at grocery stores, rideshare and select food delivery, select streaming, internet/cable/phone services; 1X other purchases; automatic Silver Elite status; 5 Elite Night Credits; Pay Yourself Back for qualifying travel; no foreign transaction fees.

notes:
  Offer and benefits researched from official Chase and Marriott pages. Did not enter or submit an application. Pricing terms page states variable APRs are based on the 6.75% Prime Rate as of 12/16/2025.

raw_json:
  {"target":{"id":58,"institution":"Marriott Bonvoy","issuer_partner":"JPMorgan Chase and American Express","offer_research_url":"https://www.marriott.com/credit-cards.mi","alternate_issuer_url":"https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy","priority":"High"},"retrieved":"2026-05-29T21:54:15-06:00","sources":[{"url":"https://www.marriott.com/credit-cards.mi","basis":"Official Marriott credit cards overview","evidence":"Marriott overview showed current U.S. Marriott Bonvoy consumer and business card offers and linked issuer pricing, rates, offer, and benefit terms."},{"url":"https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy","basis":"Official Chase Marriott card listing","evidence":"Chase listing showed Boundless, Bountiful, and Bold new-cardmember offers, APRs, annual fees, and pricing links."},{"url":"https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/bold","basis":"Official Chase product page","evidence":"Product page showed the 30,000-point offer after $1,000 spend in first 3 months, $0 fee, 19.24%-27.74% variable APR, and key card benefits."},{"url":"https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC62055.html","basis":"Official Chase pricing and terms page","evidence":"Pricing terms showed 19.24%-27.74% purchase APR, no annual membership fee, no foreign transaction fee, and max APR/prime-rate basis."}],"limitations":["Public official sources only; no login, prequalification, or application submission.","Offer terms can vary by applicant, eligibility history, and marketing channel.","Representative U.S. public offer rows captured for active Marriott Bonvoy cards observed on official Marriott, Chase, and American Express surfaces."]}


issuer: American Express
card_offer: Marriott Bonvoy Bevy American Express Card
segment: CO_BRAND_CONSUMER
category: HOTEL_REWARDS
welcome_intro_offer: Earn up to 135,000 Bonus Points.
bonus_miles: 135000
cash_bonus: NA
spend_requirement: 5000
spend_timeframe_days_tier_1: 180
intro_apr: None found on public official source.
source_url: https://www.marriott.com/credit-cards/marriott-bonvoy-bevy-american-express-card.mi
source_basis: Official Marriott product page with Amex terms/rates enrichment
retrieved: 2026-05-29T21:54:15-06:00
created_at: 2026-05-30 03:54:15
updated_at: 2026-05-30 15:47:45
issuer_partner: Marriott Bonvoy
spend_requirement_extra_reqs: additional $2,000 in purchases
bonus_miles_type: Marriott Bonvoy bonus points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
spend_requirement_timing:
  Earn 85,000 points after spending $5,000 and an extra 50,000 points after spending an additional $2,000 within the first 6 months of Card Membership.

regular_apr:
[cell repeats an earlier one in this file: 121 characters]

rewards_key_perks:
  Up to 18.5X points at Marriott Bonvoy hotels; 6X with the card at participating hotels; 4X at restaurants worldwide and U.S. supermarkets on up to $15,000 combined per calendar year, then 2X; 2X other eligible purchases; complimentary Gold Elite status, 15 Elite Night Credits, 1,000 bonus points per paid eligible stay, Free Night Award after $15,000 annual spend, no foreign transaction fees.

notes:
  Amex terms state welcome-offer eligibility may vary by card history and other factors and that the issuer will notify applicants before processing if not eligible. Did not enter or submit an application. Amex rates page says variable APRs are accurate as of 05/29/26.

raw_json:
  {"target":{"id":58,"institution":"Marriott Bonvoy","issuer_partner":"JPMorgan Chase and American Express","offer_research_url":"https://www.marriott.com/credit-cards.mi","alternate_issuer_url":"https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy","priority":"High"},"retrieved":"2026-05-29T21:54:15-06:00","sources":[{"url":"https://www.marriott.com/credit-cards.mi","basis":"Official Marriott credit cards overview","evidence":"Marriott overview showed current U.S. Marriott Bonvoy consumer and business card offers and linked issuer pricing, rates, offer, and benefit terms."},{"url":"https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy","basis":"Official Chase Marriott card listing","evidence":"Chase listing showed Boundless, Bountiful, and Bold new-cardmember offers, APRs, annual fees, and pricing links."},{"url":"https://www.marriott.com/credit-cards/marriott-bonvoy-bevy-american-express-card.mi","basis":"Official Marriott product page","evidence":"Product page showed the up-to-135,000-point offer, $250 annual fee, spend timing, earning categories, Gold Elite-related benefits, 15 Elite Night Credits, and no foreign transaction fees."},{"url":"https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/personal-card/mar/marriott-bonvoy-bevy-card/ep-mar-mic-1566?print=false#offer-terms","basis":"Official Amex offer terms","evidence":"Offer terms page provided welcome-offer eligibility caveats."},{"url":"https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/personal-card/mar/marriott-bonvoy-bevy-card/ep-mar-mic-1566?print=false#rates&fees","basis":"Official Amex rates and fees page","evidence":"Rates page showed 19.49%-28.49% purchase APR, $250 annual fee, no foreign transaction fee, max APR, and APR accuracy date."}],"limitations":["Public official sources only; no login, prequalification, or application submission.","Offer terms can vary by applicant, eligibility history, and marketing channel.","Representative U.S. public offer rows captured for active Marriott Bonvoy cards observed on official Marriott, Chase, and American Express surfaces."]}


issuer: American Express
card_offer: Marriott Bonvoy Brilliant American Express Card
segment: CO_BRAND_CONSUMER
category: HOTEL_REWARDS
welcome_intro_offer: Earn up to 150,000 Bonus Points.
bonus_miles: 150000
cash_bonus: NA
spend_requirement: 6000
spend_timeframe_days_tier_1: 180
intro_apr: None found on public official source.
source_url: https://www.marriott.com/credit-cards/marriott-bonvoy-brilliant-american-express-card.mi
source_basis: Official Marriott product page with Amex terms/rates enrichment
retrieved: 2026-05-29T21:54:15-06:00
created_at: 2026-05-30 03:54:15
updated_at: 2026-05-30 15:47:45
issuer_partner: Marriott Bonvoy
spend_requirement_extra_reqs: additional $2,000 in purchases
bonus_miles_type: Marriott Bonvoy bonus points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
spend_requirement_timing:
  Earn 100,000 points after spending $6,000 and an extra 50,000 points after spending an additional $2,000 within the first 6 months of Card Membership.

regular_apr:
[cell repeats an earlier one in this file: 121 characters]

rewards_key_perks:
  Up to 21X points at Marriott Bonvoy hotels; 6X with the card at participating hotels; 3X at restaurants worldwide and flights booked directly with airlines; 2X other eligible purchases; complimentary Platinum Elite status; up to $300 dining credit, up to $100 property credit at Ritz-Carlton or St. Regis on qualifying stays, annual Free Night Award up to 85,000 points, 25 Elite Night Credits, Priority Pass Select enrollment, no foreign transaction fees.

notes:
  Amex terms state welcome-offer eligibility may vary by card history and other factors and that the issuer will notify applicants before processing if not eligible. Did not enter or submit an application. Amex rates page says variable APRs are accurate as of 05/29/26.

raw_json:
  {"target":{"id":58,"institution":"Marriott Bonvoy","issuer_partner":"JPMorgan Chase and American Express","offer_research_url":"https://www.marriott.com/credit-cards.mi","alternate_issuer_url":"https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy","priority":"High"},"retrieved":"2026-05-29T21:54:15-06:00","sources":[{"url":"https://www.marriott.com/credit-cards.mi","basis":"Official Marriott credit cards overview","evidence":"Marriott overview showed current U.S. Marriott Bonvoy consumer and business card offers and linked issuer pricing, rates, offer, and benefit terms."},{"url":"https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy","basis":"Official Chase Marriott card listing","evidence":"Chase listing showed Boundless, Bountiful, and Bold new-cardmember offers, APRs, annual fees, and pricing links."},{"url":"https://www.marriott.com/credit-cards/marriott-bonvoy-brilliant-american-express-card.mi","basis":"Official Marriott product page","evidence":"Product page showed the up-to-150,000-point offer, $650 annual fee, spend timing, earning categories, Platinum Elite status, credits, Free Night Award, and 25 Elite Night Credits."},{"url":"https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/personal-card/mar/marriott-bonvoy-brilliant-card/ep-mar-mic-181?print=false#offer-terms","basis":"Official Amex offer terms","evidence":"Offer terms page provided welcome-offer eligibility caveats."},{"url":"https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/personal-card/mar/marriott-bonvoy-brilliant-card/ep-mar-mic-181?print=false#rates&fees","basis":"Official Amex rates and fees page","evidence":"Rates page showed 19.49%-28.49% purchase APR, $650 annual fee, no foreign transaction fee, max APR, and APR accuracy date."}],"limitations":["Public official sources only; no login, prequalification, or application submission.","Offer terms can vary by applicant, eligibility history, and marketing channel.","Representative U.S. public offer rows captured for active Marriott Bonvoy cards observed on official Marriott, Chase, and American Express surfaces."]}


issuer: American Express
card_offer: Marriott Bonvoy Business American Express Card
segment: BUSINESS_CO_BRAND
category: HOTEL_REWARDS
welcome_intro_offer: Earn 150,000 Bonus Points plus a $125 statement credit; offer ends 7/15/26.
bonus_miles: 150000
cash_bonus: 125
spend_requirement: 8000
spend_timeframe_days_tier_1: 180
intro_apr: None found on public official source.
source_url: https://www.marriott.com/credit-cards/marriott-bonvoy-business-american-express-card.mi
source_basis: Official Marriott product page with Amex terms/rates enrichment
retrieved: 2026-05-29T21:54:15-06:00
created_at: 2026-05-30 03:54:15
updated_at: 2026-05-30 15:47:45
issuer_partner: Marriott Bonvoy
bonus_miles_type: Marriott Bonvoy bonus points
spend_timeframe_days_tier_2: NA
cash_bonus_type: Statement Credit
spend_requirement_timing:
  Earn 150,000 bonus points and a $125 statement credit after using the new card to make $8,000 in purchases within the first 6 months of Card Membership; offer ends 7/15/26.

regular_apr:
[cell repeats an earlier one in this file: 121 characters]

rewards_key_perks:
  Up to 18.5X points at Marriott Bonvoy hotels; 6X with the card at participating hotels; 4X at restaurants worldwide, U.S. gas stations, wireless telephone services purchased directly from U.S. providers, and U.S. shipping purchases; 2X other eligible purchases; complimentary Gold Elite status, 7% eligible room-rate discount through the Amex Business Card Rate, annual Free Night Award up to 35,000 points, additional Free Night Award after $60,000 annual spend, 15 Elite Night Credits, no foreign transaction fees.

notes:
  Limited-time offer observed with 7/15/26 end date on Marriott and Amex terms. Did not enter or submit an application. Amex business rates page says variable APRs are accurate as of 05/29/2026.

raw_json:
  {"target":{"id":58,"institution":"Marriott Bonvoy","issuer_partner":"JPMorgan Chase and American Express","offer_research_url":"https://www.marriott.com/credit-cards.mi","alternate_issuer_url":"https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy","priority":"High"},"retrieved":"2026-05-29T21:54:15-06:00","sources":[{"url":"https://www.marriott.com/credit-cards.mi","basis":"Official Marriott credit cards overview","evidence":"Marriott overview showed current U.S. Marriott Bonvoy consumer and business card offers and linked issuer pricing, rates, offer, and benefit terms."},{"url":"https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy","basis":"Official Chase Marriott card listing","evidence":"Chase listing showed Boundless, Bountiful, and Bold new-cardmember offers, APRs, annual fees, and pricing links."},{"url":"https://www.marriott.com/credit-cards/marriott-bonvoy-business-american-express-card.mi","basis":"Official Marriott product page","evidence":"Product page showed the 150,000-point plus $125 statement-credit offer, $8,000 spend threshold, 7/15/26 end date, $125 annual fee, earning categories, Gold Elite status, 7% room-rate discount, Free Night Awards, and 15 Elite Night Credits."},{"url":"https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/business-card/mar/marriott-bonvoy-business-american-express-card/ep-mar-mic-1425?print=false#offer-terms","basis":"Official Amex offer terms","evidence":"Offer terms confirmed 150,000 points plus $125 statement credit after $8,000 spend within 6 months and an offer end time of 7/15/26 at 11:59 P.M. MST."},{"url":"https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/business-card/mar/marriott-bonvoy-business-american-express-card/ep-mar-mic-1425?print=false#rates&fees","basis":"Official Amex rates and fees page","evidence":"Rates page showed 19.49%-28.49% purchase APR, $125 annual fee, no foreign transaction fee, max APR, and APR accuracy date."}],"limitations":["Public official sources only; no login, prequalification, or application submission.","Offer terms can vary by applicant, eligibility history, and marketing channel.","Representative U.S. public offer rows captured for active Marriott Bonvoy cards observed on official Marriott, Chase, and American Express surfaces."]}


issuer: American Express
card_offer: Hilton Honors American Express Card
segment: CO_BRAND_CONSUMER
category: HOTEL_REWARDS
bonus_miles: 100000
cash_bonus: 100
spend_requirement: 2000
spend_timeframe_days_tier_1: 180
intro_apr: None found on public official source.
source_url: https://www.hilton.com/en/hilton-honors/credit-cards/
source_basis: Official Hilton listing page with Amex terms/rates enrichment
retrieved: 2026-05-29T21:58:08-06:00
created_at: 2026-05-30 03:58:08
updated_at: 2026-05-30 15:47:45
issuer_partner: Hilton Honors
bonus_miles_type: Hilton Honors Bonus Points
spend_timeframe_days_tier_2: NA
cash_bonus_type: Statement Credit
welcome_intro_offer:
  Limited Time Offer: Earn a $100 Statement Credit plus 100,000 Hilton Honors Bonus Points; offer ends 7/29/26.

spend_requirement_timing:
  Earn a $100 statement credit and 100,000 Hilton Honors Bonus Points after spending $2,000 in eligible purchases on the Card in the first 6 months of Card Membership; offer ends 7/29/26.

regular_apr:
[cell repeats an earlier one in this file: 121 characters]

rewards_key_perks:
  7X points on eligible Hilton purchases; 5X at U.S. restaurants, U.S. gas stations, and U.S. supermarkets; 3X on all other eligible purchases; complimentary Silver status; no foreign transaction fees; upgrade to Gold Status through end of next calendar year after $20,000 purchases in a calendar year; Plan It eligible purchases may be split with a fixed monthly fee.

notes:
  Limited-time offer observed on Hilton and Amex official terms. Amex terms state welcome-offer eligibility may vary by card history and other factors and that applicants are notified before processing if not eligible. Did not enter or submit an application. Amex rates page says variable APRs are accurate as of 05/29/26.

raw_json:
  {"target":{"id":59,"institution":"Hilton Honors","issuer_partner":"American Express","offer_research_url":"https://www.hilton.com/en/hilton-honors/credit-cards/","alternate_issuer_url":"https://www.americanexpress.com/us/credit-cards/card/hilton-honors-surpass/","priority":"High"},"retrieved":"2026-05-29T21:58:08-06:00","sources":[{"url":"https://www.hilton.com/en/hilton-honors/credit-cards/","basis":"Official Hilton Honors credit cards page","evidence":"Hilton page showed four U.S. Hilton Honors American Express card offers, welcome-offer spend requirements, limited-time 7/29/26 end dates, earning categories, benefits, annual fees, and links to Amex rates, offer, and benefit terms."},{"url":"https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/personal-card/hil/hilton-honors-credit-card/ep-hil-28171?print=false#offer-terms","basis":"Official Amex offer terms","evidence":"Offer terms confirmed 100,000 points plus $100 statement credit after $2,000 eligible purchases in first 6 months and offer end 07/29/2026 at 23:59 pm MST."},{"url":"https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/personal-card/hil/hilton-honors-credit-card/ep-hil-28171?print=false","basis":"Official Amex rates and fees page","evidence":"Rates page showed 19.49%-28.49% purchase APR, $0 annual fee, no foreign transaction fee, max APR, and APR accuracy date."}],"limitations":["Public official sources only; no login, prequalification, or application submission.","Offer terms can vary by applicant, eligibility history, and marketing channel.","Limited-time Hilton Honors American Express offers observed with July 29, 2026 end date on official pages."]}


issuer: American Express
card_offer: Hilton Honors American Express Surpass Card
segment: CO_BRAND_CONSUMER
category: HOTEL_REWARDS
bonus_miles: 130000
cash_bonus: NA
spend_requirement: 3000
spend_timeframe_days_tier_1: 180
additional_requirements_annual_fee: $0 introductory annual fee for the first year
intro_apr: None found on public official source.
source_url: https://www.hilton.com/en/hilton-honors/credit-cards/
source_basis: Official Hilton listing page with Amex terms/rates enrichment
retrieved: 2026-05-29T21:58:08-06:00
created_at: 2026-05-30 03:58:08
updated_at: 2026-05-30 15:47:45
issuer_partner: Hilton Honors
bonus_miles_type: Hilton Honors Bonus Points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Limited Time Offer: $0 intro annual fee for the first year, then $150, plus 130,000 Hilton Honors Bonus Points; offer ends 7/29/26.

spend_requirement_timing:
  Earn 130,000 Hilton Honors Bonus Points after spending $3,000 in eligible purchases on the Card in the first 6 months of Card Membership; introductory annual fee is $0 for first year, then $150; offer ends 7/29/26.

regular_apr:
[cell repeats an earlier one in this file: 121 characters]

rewards_key_perks:
  12X points on eligible Hilton purchases; 6X at U.S. restaurants, U.S. gas stations, and U.S. supermarkets; 4X on U.S. online retail purchases; 3X on all other eligible purchases; complimentary Gold status; up to $200 back annually on eligible direct Hilton purchases; Free Night Reward after $15,000 purchases in a calendar year; Diamond upgrade after $40,000 purchases in a calendar year; complimentary National Car Rental Emerald Club Executive status; no foreign transaction fees.

notes:
  Limited-time offer observed on Hilton and Amex official terms. Amex terms state welcome-offer eligibility may vary by card history and other factors and that applicants are notified before processing if not eligible. Did not enter or submit an application. Amex rates page says variable APRs are accurate as of 05/29/26.

raw_json:
  {"target":{"id":59,"institution":"Hilton Honors","issuer_partner":"American Express","offer_research_url":"https://www.hilton.com/en/hilton-honors/credit-cards/","alternate_issuer_url":"https://www.americanexpress.com/us/credit-cards/card/hilton-honors-surpass/","priority":"High"},"retrieved":"2026-05-29T21:58:08-06:00","sources":[{"url":"https://www.hilton.com/en/hilton-honors/credit-cards/","basis":"Official Hilton Honors credit cards page","evidence":"Hilton page showed four U.S. Hilton Honors American Express card offers, welcome-offer spend requirements, limited-time 7/29/26 end dates, earning categories, benefits, annual fees, and links to Amex rates, offer, and benefit terms."},{"url":"https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/personal-card/hil/hilton-honors-surpass-credit-card/ep-hscc-10006?print=false#offer-terms","basis":"Official Amex offer terms","evidence":"Offer terms confirmed 130,000 points after $3,000 eligible purchases in first 6 months, first-year annual-fee waiver, then $150 annual fee, and offer end 07/29/2026 at 23:59 pm MST."},{"url":"https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/personal-card/hil/hilton-honors-surpass-credit-card/ep-hscc-10006?print=false","basis":"Official Amex rates and fees page","evidence":"Rates page showed 19.49%-28.49% purchase APR, $0 intro annual fee first year then $150, no foreign transaction fee, max APR, and APR accuracy date."}],"limitations":["Public official sources only; no login, prequalification, or application submission.","Offer terms can vary by applicant, eligibility history, and marketing channel.","Limited-time Hilton Honors American Express offers observed with July 29, 2026 end date on official pages."]}


issuer: American Express
card_offer: Hilton Honors American Express Aspire Card
segment: CO_BRAND_CONSUMER
category: HOTEL_REWARDS
welcome_intro_offer: Limited Time Offer: Earn 175,000 Hilton Honors Bonus Points; offer ends 7/29/26.
bonus_miles: 175000
cash_bonus: NA
spend_requirement: 6000
spend_timeframe_days_tier_1: 180
intro_apr: None found on public official source.
source_url: https://www.hilton.com/en/hilton-honors/credit-cards/
source_basis: Official Hilton listing page with Amex terms/rates enrichment
retrieved: 2026-05-29T21:58:08-06:00
created_at: 2026-05-30 03:58:08
updated_at: 2026-05-30 15:47:45
issuer_partner: Hilton Honors
bonus_miles_type: Hilton Honors Bonus Points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
spend_requirement_timing:
  Earn 175,000 Hilton Honors Bonus Points after spending $6,000 in eligible purchases on the Card in the first 6 months of Card Membership; offer ends 7/29/26.

regular_apr:
[cell repeats an earlier one in this file: 121 characters]

rewards_key_perks:
  14X points on eligible Hilton purchases; 7X on flights booked directly with airlines or AmexTravel.com, car rentals booked directly from select companies, and U.S. restaurants; 3X all other eligible purchases; complimentary Diamond status; Annual Free Night Reward in first year and at renewal; up to $400 annual Hilton resort credits; up to $200 back per year on eligible flight purchases; up to $209 CLEAR Plus statement credit; additional Free Night Rewards after $30,000 and $60,000 annual spend; up to $100 qualifying Waldorf Astoria/Conrad property credit; National Car Rental Emerald Club Executive status; no foreign transaction fees.

notes:
  Limited-time offer observed on Hilton and Amex official terms. Amex terms state welcome-offer eligibility may vary by card history and other factors and that applicants are notified before processing if not eligible. Did not enter or submit an application. Amex rates page says variable APRs are accurate as of 05/29/26.

raw_json:
  {"target":{"id":59,"institution":"Hilton Honors","issuer_partner":"American Express","offer_research_url":"https://www.hilton.com/en/hilton-honors/credit-cards/","alternate_issuer_url":"https://www.americanexpress.com/us/credit-cards/card/hilton-honors-surpass/","priority":"High"},"retrieved":"2026-05-29T21:58:08-06:00","sources":[{"url":"https://www.hilton.com/en/hilton-honors/credit-cards/","basis":"Official Hilton Honors credit cards page","evidence":"Hilton page showed four U.S. Hilton Honors American Express card offers, welcome-offer spend requirements, limited-time 7/29/26 end dates, earning categories, benefits, annual fees, and links to Amex rates, offer, and benefit terms."},{"url":"https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/personal-card/hil/hilton-honors-aspire-credit-card/ep-hil-28077?print=false#offer-terms","basis":"Official Amex offer terms","evidence":"Offer terms confirmed 175,000 points after $6,000 eligible purchases in first 6 months and offer end 07/29/2026 at 23:59 pm MST."},{"url":"https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/personal-card/hil/hilton-honors-aspire-credit-card/ep-hil-28077?print=false","basis":"Official Amex rates and fees page","evidence":"Rates page showed 19.49%-28.49% purchase APR, $550 annual fee, no foreign transaction fee, max APR, and APR accuracy date."}],"limitations":["Public official sources only; no login, prequalification, or application submission.","Offer terms can vary by applicant, eligibility history, and marketing channel.","Limited-time Hilton Honors American Express offers observed with July 29, 2026 end date on official pages."]}


issuer: American Express
card_offer: Hilton Honors American Express Business Card
segment: BUSINESS_CO_BRAND
category: HOTEL_REWARDS
bonus_miles: 130000
cash_bonus: NA
spend_requirement: 8000
spend_timeframe_days_tier_1: 180
additional_requirements_annual_fee: $0 introductory annual fee for the first year
intro_apr: None found on public official source.
source_url: https://www.hilton.com/en/hilton-honors/credit-cards/
source_basis: Official Hilton listing page with Amex terms/rates enrichment
retrieved: 2026-05-29T21:58:08-06:00
created_at: 2026-05-30 03:58:08
updated_at: 2026-05-30 15:47:45
issuer_partner: Hilton Honors
bonus_miles_type: Hilton Honors Bonus Points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Limited Time Offer: $0 intro annual fee for the first year, then $195, plus 130,000 Hilton Honors Bonus Points; offer ends 7/29/26.

spend_requirement_timing:
  Earn 130,000 Hilton Honors Bonus Points after spending $8,000 in eligible purchases on the Card in the first 6 months of Card Membership; introductory annual fee is $0 for first year, then $195; offer ends 7/29/26.

regular_apr:
[cell repeats an earlier one in this file: 121 characters]

rewards_key_perks:
  12X points on eligible Hilton purchases; 5X on other purchases on the first $100,000 in purchases each calendar year, then 3X; complimentary Gold status; up to $240 back each year on eligible Hilton purchases, up to $60 per quarter; Diamond upgrade after $40,000 purchases in a calendar year; no foreign transaction fees.

notes:
  Limited-time business offer observed on Hilton and Amex official terms. Amex terms state welcome-offer eligibility may vary by card history and other factors and that applicants are notified before processing if not eligible. Did not enter or submit an application. Amex business rates page says variable APRs are accurate as of 05/29/2026.

raw_json:
  {"target":{"id":59,"institution":"Hilton Honors","issuer_partner":"American Express","offer_research_url":"https://www.hilton.com/en/hilton-honors/credit-cards/","alternate_issuer_url":"https://www.americanexpress.com/us/credit-cards/card/hilton-honors-surpass/","priority":"High"},"retrieved":"2026-05-29T21:58:08-06:00","sources":[{"url":"https://www.hilton.com/en/hilton-honors/credit-cards/","basis":"Official Hilton Honors credit cards page","evidence":"Hilton page showed four U.S. Hilton Honors American Express card offers, welcome-offer spend requirements, limited-time 7/29/26 end dates, earning categories, benefits, annual fees, and links to Amex rates, offer, and benefit terms."},{"url":"https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/business-card/hil/hilton-honors-american-express-business-credit-card/ep-hil-28282?print=false#offer-terms","basis":"Official Amex offer terms","evidence":"Offer terms confirmed 130,000 points after $8,000 eligible purchases in first 6 months, first-year annual-fee waiver, then $195 annual fee, and offer end 07/29/2026 at 23:59 PM MST."},{"url":"https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/business-card/hil/hilton-honors-american-express-business-credit-card/ep-hil-28282?print=false","basis":"Official Amex rates and fees page","evidence":"Rates page showed 19.49%-28.49% purchase APR, $0 intro annual fee first year then $195, no foreign transaction fee, max APR, and APR accuracy date."}],"limitations":["Public official sources only; no login, prequalification, or application submission.","Offer terms can vary by applicant, eligibility history, and marketing channel.","Limited-time Hilton Honors American Express offers observed with July 29, 2026 end date on official pages."]}


issuer: Discover Bank
card_offer: Discover it Cash Back Credit Card
segment: CONSUMER
category: CASH_BACK
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: 365
source_url: https://www.discover.com/credit-cards/cash-back/it-card.html
source_basis: Official product page with rates/rewards disclosure enrichment
retrieved: 2026-05-29T22:03:47-06:00
created_at: 2026-05-30 04:03:47
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: Unlimited Cashback Match
welcome_intro_offer:
  Unlimited Cashback Match: Discover matches all cash back earned at the end of the first year; 0% intro APR for 15 months on purchases and balance transfers.

spend_requirement_timing:
  Discover matches all cash back earned from account approval through the first 12 consecutive billing periods or 365 days, whichever is longer; no purchase minimums.

intro_apr:
  0% intro APR for 15 months from account opening on purchases; 0% intro APR for 15 months from first transfer for balance transfers under the offer that post by August 10, 2026; 3% intro balance transfer fee until August 10, 2026.

regular_apr:
  17.49% to 26.49% Standard Variable Purchase APR after intro period, based on creditworthiness; variable APRs will not exceed 29.99%.

rewards_key_perks:
  Earn 5% cash back on rotating everyday purchase categories each quarter up to the quarterly maximum when activated, plus 1% cash back on all other purchases; no annual fee.

notes:
  Rates/rewards disclosure states some customers may receive different rates or terms, including no introductory rates, but same cash back rewards offer. Did not enter or submit an application.

raw_json:
  {"target":{"id":8,"institution":"Discover","issuer_partner":"Discover Bank","offer_research_url":"https://www.discover.com/credit-cards/","alternate_issuer_url":"https://www.discover.com/credit-cards/cash-back/","priority":"High"},"retrieved":"2026-05-29T22:03:47-06:00","sources":[{"url":"https://www.discover.com/credit-cards/","basis":"Official Discover credit cards hub","evidence":"Discover hub showed seven public card products with card-level offers, rewards, intro APR language, standard variable APR ranges, annual fees, and links to rates/rewards/fees pages."},{"url":"https://www.discover.com/credit-cards/cash-back/it-card.html","basis":"Official Discover product page","evidence":"Official product page/card hub detail provided card-specific rewards, first-year match, intro APR and annual-fee summary."},{"url":"https://www.discovercard.com/application/website/ratesrewards?srcCde=GJVP","basis":"Official Discover rates/rewards/fees disclosure","evidence":"Hub and rates/rewards page showed unlimited Cashback Match, 5% rotating categories plus 1%, no annual fee, 0% intro APR for 15 months on purchases and balance transfers, 17.49%-26.49% standard variable purchase APR, and August 10, 2026 transfer-posting/intro-fee date."}],"limitations":["Public official sources only; no login, preapproval, or application submission.","Discover first-year match value varies based on rewards earned during the match period; there is no fixed upfront bonus amount.","Some customers may receive different rates or terms, including no introductory rates, according to Discover rate disclosures."]}


issuer: Discover Bank
card_offer: Discover it Student Cash Back Credit Card
segment: STUDENT
category: CASH_BACK
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: 365
source_url: https://www.discover.com/credit-cards/student-credit-card/it-card.html
source_basis: Official product page with rates/rewards disclosure enrichment
retrieved: 2026-05-29T22:03:47-06:00
created_at: 2026-05-30 04:03:47
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: Unlimited Cashback Match
welcome_intro_offer:
  Unlimited Cashback Match: Discover matches all cash back earned at the end of the first year; 0% intro APR for 6 months on purchases.

spend_requirement_timing:
  Discover matches all cash back earned from account approval through the first 12 consecutive billing periods or 365 days, whichever is longer; no purchase minimums.

intro_apr:
  0% intro APR for 6 months from account opening on purchases; 10.99% intro APR for 6 months from first transfer for balance transfers under the offer that post by August 10, 2026; 3% intro balance transfer fee until August 10, 2026.

regular_apr:
  16.49% to 25.49% Standard Variable Purchase APR after intro period, based on creditworthiness; variable APRs will not exceed 29.99%.

rewards_key_perks:
  Earn 5% cash back on rotating everyday purchase categories each quarter up to the quarterly maximum when activated, plus 1% cash back on all other purchases; no annual fee; student-focused card.

notes:
  Rates/rewards disclosure states some customers may receive different rates or terms, including no introductory rates, but same cash back rewards offer. Did not enter or submit an application.

raw_json:
  {"target":{"id":8,"institution":"Discover","issuer_partner":"Discover Bank","offer_research_url":"https://www.discover.com/credit-cards/","alternate_issuer_url":"https://www.discover.com/credit-cards/cash-back/","priority":"High"},"retrieved":"2026-05-29T22:03:47-06:00","sources":[{"url":"https://www.discover.com/credit-cards/","basis":"Official Discover credit cards hub","evidence":"Discover hub showed seven public card products with card-level offers, rewards, intro APR language, standard variable APR ranges, annual fees, and links to rates/rewards/fees pages."},{"url":"https://www.discover.com/credit-cards/student-credit-card/it-card.html","basis":"Official Discover product page","evidence":"Official product page/card hub detail provided card-specific rewards, first-year match, intro APR and annual-fee summary."},{"url":"https://www.discovercard.com/application/website/ratesrewards?srcCde=RJQX","basis":"Official Discover rates/rewards/fees disclosure","evidence":"Hub and rates/rewards page showed unlimited Cashback Match, 5% rotating categories plus 1%, no annual fee, 0% intro purchase APR for 6 months, 10.99% intro balance transfer APR for 6 months, 16.49%-25.49% standard variable purchase APR, and August 10, 2026 balance-transfer terms."}],"limitations":["Public official sources only; no login, preapproval, or application submission.","Discover first-year match value varies based on rewards earned during the match period; there is no fixed upfront bonus amount.","Some customers may receive different rates or terms, including no introductory rates, according to Discover rate disclosures."]}


issuer: Discover Bank
card_offer: Discover it Secured Credit Card
segment: SECURED_CONSUMER
category: CASH_BACK
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: 365
regular_apr: 26.49% Standard Variable Purchase APR; variable APRs will not exceed 29.99%.
source_url: https://www.discover.com/credit-cards/secured-credit-card/
source_basis: Official product page with rates/rewards disclosure enrichment
retrieved: 2026-05-29T22:03:47-06:00
created_at: 2026-05-30 04:03:47
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: Unlimited Cashback Match
welcome_intro_offer:
  Unlimited Cashback Match: Discover matches all cash back earned at the end of the first year; secured card credit line equals deposit amount starting at $200.

spend_requirement_timing:
  Discover matches all cash back earned from account approval through the first 12 consecutive billing periods or 365 days, whichever is longer; no purchase minimums.

intro_apr:
  No purchase intro APR found on public official source; 10.99% intro APR for 6 months from first transfer for balance transfers that post by August 10, 2026; 3% intro balance transfer fee until August 10, 2026.

rewards_key_perks:
  Earn 2% Cashback Bonus at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically; earn unlimited 1% cash back on all other purchases; no annual fee; secured credit line equals deposit amount starting at $200.

notes:
  Rates/rewards disclosure states some customers may receive different rates or terms, including no introductory rates, but same cash back rewards offer. Did not enter or submit an application.

raw_json:
  {"target":{"id":8,"institution":"Discover","issuer_partner":"Discover Bank","offer_research_url":"https://www.discover.com/credit-cards/","alternate_issuer_url":"https://www.discover.com/credit-cards/cash-back/","priority":"High"},"retrieved":"2026-05-29T22:03:47-06:00","sources":[{"url":"https://www.discover.com/credit-cards/","basis":"Official Discover credit cards hub","evidence":"Discover hub showed seven public card products with card-level offers, rewards, intro APR language, standard variable APR ranges, annual fees, and links to rates/rewards/fees pages."},{"url":"https://www.discover.com/credit-cards/secured-credit-card/","basis":"Official Discover product page","evidence":"Official product page/card hub detail provided card-specific rewards, first-year match, intro APR and annual-fee summary."},{"url":"https://www.discovercard.com/application/website/ratesrewards?srcCde=KXPA","basis":"Official Discover rates/rewards/fees disclosure","evidence":"Hub and rates/rewards page showed unlimited Cashback Match, 2% gas/restaurants up to $1,000 quarterly plus 1%, no annual fee, secured deposit/credit-line language, 26.49% purchase APR, 10.99% intro balance transfer APR for 6 months, and August 10, 2026 balance-transfer terms."}],"limitations":["Public official sources only; no login, preapproval, or application submission.","Discover first-year match value varies based on rewards earned during the match period; there is no fixed upfront bonus amount.","Some customers may receive different rates or terms, including no introductory rates, according to Discover rate disclosures."]}


issuer: Discover Bank
card_offer: Discover it Student Chrome Credit Card
segment: STUDENT
category: GAS_RESTAURANT_CASH_BACK
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: 365
source_url: https://www.discover.com/credit-cards/student-credit-card/chrome-card.html
source_basis: Official product page with rates/rewards disclosure enrichment
retrieved: 2026-05-29T22:03:47-06:00
created_at: 2026-05-30 04:03:47
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: Unlimited Cashback Match
welcome_intro_offer:
  Unlimited Cashback Match: Discover matches all cash back earned at the end of the first year; 0% intro APR for 6 months on purchases.

spend_requirement_timing:
[cell repeats an earlier one in this file: 164 characters]

intro_apr:
  0% intro APR for 6 months from account opening on purchases; 10.99% intro APR for 6 months from first transfer for balance transfers under the offer that post by August 10, 2026; 3% intro balance transfer fee until August 10, 2026.

regular_apr:
  16.49% to 25.49% Standard Variable Purchase APR after intro period, based on creditworthiness; variable APRs will not exceed 29.99%.

rewards_key_perks:
  Earn 2% Cashback Bonus at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically; earn unlimited 1% cash back on all other purchases; no annual fee; student-focused card.

notes:
[cell repeats an earlier one in this file: 191 characters]

raw_json:
  {"target":{"id":8,"institution":"Discover","issuer_partner":"Discover Bank","offer_research_url":"https://www.discover.com/credit-cards/","alternate_issuer_url":"https://www.discover.com/credit-cards/cash-back/","priority":"High"},"retrieved":"2026-05-29T22:03:47-06:00","sources":[{"url":"https://www.discover.com/credit-cards/","basis":"Official Discover credit cards hub","evidence":"Discover hub showed seven public card products with card-level offers, rewards, intro APR language, standard variable APR ranges, annual fees, and links to rates/rewards/fees pages."},{"url":"https://www.discover.com/credit-cards/student-credit-card/chrome-card.html","basis":"Official Discover product page","evidence":"Official product page/card hub detail provided card-specific rewards, first-year match, intro APR and annual-fee summary."},{"url":"https://www.discovercard.com/application/website/ratesrewards?srcCde=RJRM","basis":"Official Discover rates/rewards/fees disclosure","evidence":"Hub and rates/rewards page showed unlimited Cashback Match, 2% gas/restaurants up to $1,000 quarterly plus 1%, no annual fee, 0% intro purchase APR for 6 months, 10.99% intro balance transfer APR for 6 months, 16.49%-25.49% standard variable purchase APR, and August 10, 2026 balance-transfer terms."}],"limitations":["Public official sources only; no login, preapproval, or application submission.","Discover first-year match value varies based on rewards earned during the match period; there is no fixed upfront bonus amount.","Some customers may receive different rates or terms, including no introductory rates, according to Discover rate disclosures."]}


issuer: Discover Bank
card_offer: Discover it Miles Credit Card
segment: CONSUMER
category: TRAVEL_REWARDS
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: 365
source_url: https://www.discover.com/credit-cards/travel/
source_basis: Official product page with rates/rewards disclosure enrichment
retrieved: 2026-05-29T22:03:47-06:00
created_at: 2026-05-30 04:03:47
updated_at: 2026-05-30 15:47:45
bonus_miles_type: Unlimited Discover Match; amount varies based on first-year miles earned
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Unlimited Discover Match: Discover matches all miles earned at the end of the first year; 0% intro APR for 15 months on purchases and balance transfers.

spend_requirement_timing:
  Discover matches all miles earned from account approval through the first 12 consecutive billing periods or 365 days, whichever is longer; no purchase minimums.

intro_apr:
  0% intro APR for 15 months from account opening on purchases; 0% intro APR for 15 months from first transfer for balance transfers under the offer that post by August 10, 2026; 3% intro balance transfer fee until August 10, 2026.

regular_apr:
  17.49% to 26.49% Standard Variable Purchase APR after intro period, based on creditworthiness; variable APRs will not exceed 29.99%.

rewards_key_perks:
  Earn 1.5x miles on every dollar of every purchase; no annual fee; miles can be matched after the first year under Discover Match terms.

notes:
  Rates/rewards disclosure states some customers may receive different rates or terms, including no introductory rates, but same rewards offer. Did not enter or submit an application.

raw_json:
  {"target":{"id":8,"institution":"Discover","issuer_partner":"Discover Bank","offer_research_url":"https://www.discover.com/credit-cards/","alternate_issuer_url":"https://www.discover.com/credit-cards/cash-back/","priority":"High"},"retrieved":"2026-05-29T22:03:47-06:00","sources":[{"url":"https://www.discover.com/credit-cards/","basis":"Official Discover credit cards hub","evidence":"Discover hub showed seven public card products with card-level offers, rewards, intro APR language, standard variable APR ranges, annual fees, and links to rates/rewards/fees pages."},{"url":"https://www.discover.com/credit-cards/travel/","basis":"Official Discover product page","evidence":"Official product page/card hub detail provided card-specific rewards, first-year match, intro APR and annual-fee summary."},{"url":"https://www.discovercard.com/application/website/ratesrewards?srcCde=GJX4","basis":"Official Discover rates/rewards/fees disclosure","evidence":"Hub and rates/rewards page showed unlimited Discover Match for miles, 1.5x miles on purchases, no annual fee, 0% intro APR for 15 months on purchases and balance transfers, 17.49%-26.49% standard variable purchase APR, and August 10, 2026 transfer-posting/intro-fee date."}],"limitations":["Public official sources only; no login, preapproval, or application submission.","Discover first-year match value varies based on rewards earned during the match period; there is no fixed upfront bonus amount.","Some customers may receive different rates or terms, including no introductory rates, according to Discover rate disclosures."]}


issuer: Discover Bank
card_offer: Discover it Chrome Gas & Restaurant Credit Card
segment: CONSUMER
category: GAS_RESTAURANT_CASH_BACK
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: 365
source_url: https://www.discover.com/credit-cards/cash-back/chrome.html
source_basis: Official product page with rates/rewards disclosure enrichment
retrieved: 2026-05-29T22:03:47-06:00
created_at: 2026-05-30 04:03:47
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: Unlimited Cashback Match
welcome_intro_offer:
  Unlimited Cashback Match: Discover matches all cash back earned at the end of the first year; 0% intro APR for 15 months on purchases and balance transfers.

spend_requirement_timing:
[cell repeats an earlier one in this file: 164 characters]

intro_apr:
  0% intro APR for 15 months from account opening on purchases; 0% intro APR for 15 months from first transfer for balance transfers under the offer that post by August 10, 2026; 3% intro balance transfer fee until August 10, 2026.

regular_apr:
  17.49% to 26.49% Standard Variable Purchase APR after intro period, based on creditworthiness; variable APRs will not exceed 29.99%.

rewards_key_perks:
  Earn 2% Cashback Bonus at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically; earn unlimited 1% cash back on all other purchases; no annual fee.

notes:
[cell repeats an earlier one in this file: 191 characters]

raw_json:
  {"target":{"id":8,"institution":"Discover","issuer_partner":"Discover Bank","offer_research_url":"https://www.discover.com/credit-cards/","alternate_issuer_url":"https://www.discover.com/credit-cards/cash-back/","priority":"High"},"retrieved":"2026-05-29T22:03:47-06:00","sources":[{"url":"https://www.discover.com/credit-cards/","basis":"Official Discover credit cards hub","evidence":"Discover hub showed seven public card products with card-level offers, rewards, intro APR language, standard variable APR ranges, annual fees, and links to rates/rewards/fees pages."},{"url":"https://www.discover.com/credit-cards/cash-back/chrome.html","basis":"Official Discover product page","evidence":"Official product page/card hub detail provided card-specific rewards, first-year match, intro APR and annual-fee summary."},{"url":"https://www.discovercard.com/application/website/ratesrewards?srcCde=GJVR","basis":"Official Discover rates/rewards/fees disclosure","evidence":"Hub and rates/rewards page showed unlimited Cashback Match, 2% gas/restaurants up to $1,000 quarterly plus 1%, no annual fee, 0% intro APR for 15 months on purchases and balance transfers, 17.49%-26.49% standard variable purchase APR, and August 10, 2026 transfer-posting/intro-fee date."}],"limitations":["Public official sources only; no login, preapproval, or application submission.","Discover first-year match value varies based on rewards earned during the match period; there is no fixed upfront bonus amount.","Some customers may receive different rates or terms, including no introductory rates, according to Discover rate disclosures."]}


issuer: Discover Bank
card_offer: NHL Discover it Credit Card
segment: CO_BRAND_CONSUMER
category: CASH_BACK
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: 365
source_url: https://www.discover.com/credit-cards/cash-back/nhl-card.html
source_basis: Official product page with rates/rewards disclosure enrichment
retrieved: 2026-05-29T22:03:47-06:00
created_at: 2026-05-30 04:03:47
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: Unlimited Cashback Match
welcome_intro_offer:
  Unlimited Cashback Match: Discover matches all cash back earned at the end of the first year; 0% intro APR for 15 months on purchases and balance transfers.

spend_requirement_timing:
[cell repeats an earlier one in this file: 164 characters]

intro_apr:
[cell repeats an earlier one in this file: 229 characters]

regular_apr:
[cell repeats an earlier one in this file: 132 characters]

rewards_key_perks:
  Earn 5% cash back on rotating everyday purchase categories each quarter up to the quarterly maximum when activated, plus 1% cash back on all other purchases; no annual fee; NHL card design/co-brand variant.

notes:
  NHL Discover it is a public Discover cash-back card variant surfaced on the official Discover card hub. Rates/rewards disclosure states some customers may receive different rates or terms, including no introductory rates, but same cash back rewards offer. Did not enter or submit an application.

raw_json:
  {"target":{"id":8,"institution":"Discover","issuer_partner":"Discover Bank","offer_research_url":"https://www.discover.com/credit-cards/","alternate_issuer_url":"https://www.discover.com/credit-cards/cash-back/","priority":"High"},"retrieved":"2026-05-29T22:03:47-06:00","sources":[{"url":"https://www.discover.com/credit-cards/","basis":"Official Discover credit cards hub","evidence":"Discover hub showed seven public card products with card-level offers, rewards, intro APR language, standard variable APR ranges, annual fees, and links to rates/rewards/fees pages."},{"url":"https://www.discover.com/credit-cards/cash-back/nhl-card.html","basis":"Official Discover product page","evidence":"Official product page/card hub detail provided card-specific rewards, first-year match, intro APR and annual-fee summary."},{"url":"https://www.discovercard.com/application/website/ratesrewards?srcCde=GJVV","basis":"Official Discover rates/rewards/fees disclosure","evidence":"Hub and rates/rewards page showed unlimited Cashback Match, 5% rotating categories plus 1%, no annual fee, 0% intro APR for 15 months on purchases and balance transfers, 17.49%-26.49% standard variable purchase APR, and August 10, 2026 transfer-posting/intro-fee date."}],"limitations":["Public official sources only; no login, preapproval, or application submission.","Discover first-year match value varies based on rewards earned during the match period; there is no fixed upfront bonus amount.","Some customers may receive different rates or terms, including no introductory rates, according to Discover rate disclosures."]}


issuer: Wells Fargo Bank, N.A.
card_offer: Wells Fargo Active Cash Visa Card
segment: CONSUMER
category: CASH_BACK
cash_bonus: 200
spend_requirement: 500
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $500 in purchases in the first 3 months
regular_apr: 18.49%, 24.49%, or 28.49% variable purchase APR thereafter.
rewards_key_perks: Unlimited 2% cash rewards on purchases; cell phone protection is listed as an additional benefit.
source_basis: Official product page with linked Important Credit Terms
retrieved: 2026-05-29T22:13:08-06:00
created_at: 2026-05-30 04:13:56
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  $200 cash rewards bonus after $500 in purchases in the first 3 months; 0% intro APR for 12 months on purchases and qualifying balance transfers.

intro_apr:
  0% introductory APR for 12 months from account opening on purchases and qualifying balance transfers; balance transfers made within 120 days qualify for intro rate and fee.

source_url:
  https://creditcards.wellsfargo.com/active-cash-credit-card/?FPID=0126D7I6F40000&product_code=CC&subproduct_code=AC&cx_nm=CXNAME_CSMPD_MC_CG&sub_channel=WEB&vendor_code=WF

notes:
  Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used.

raw_json:
  {"target":{"id":6,"institution":"Wells Fargo","institution_type":"Bank/Card Issuer","role":"Primary issuer and co-brand issuer","known_issuer_partner":"Wells Fargo Bank, N.A.","known_rewards_card_examples":"Active Cash, Autograph, Autograph Journey, Choice Privileges, One Key","offer_research_url":"https://creditcards.wellsfargo.com/","alternate_issuer_url":"https://www.wellsfargo.com/credit-cards/"},"retrieved":"2026-05-29T22:13:08-06:00","sources":[{"url":"https://creditcards.wellsfargo.com/","basis":"Official Wells Fargo credit card hub","notes":"Listed all 10 cards and card-category counts."},{"url":"https://creditcards.wellsfargo.com/active-cash-credit-card/?FPID=0126D7I6F40000&product_code=CC&subproduct_code=AC&cx_nm=CXNAME_CSMPD_MC_CG&sub_channel=WEB&vendor_code=WF","basis":"Official product page","notes":"Primary source for welcome offer, rewards, annual fee marketing tile, and channel caveats."},{"url":"https://www.wellsfargo.com/credit-cards/active-cash/terms/?FPID=0126D7I6F40000&product_code=CC&subproduct_code=AC&cx_nm=CXNAME_CSMHP_MC_CG&sub_channel=WEB&vendor_code=WF","basis":"Official Important Credit Terms / terms and conditions page","notes":"Enrichment source for APR, fees, eligibility caveats, and terms limitations."}],"evidence_summary":["Product page states $200 bonus after $500 spend in first 3 months, unlimited 2% cash rewards, and $0 annual fee.","Terms page confirms 0% intro APR for 12 months on purchases and balance transfers, then 18.49%, 24.49%, or 28.49% variable APR, and annual fee none."],"limitations":"Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used."}


issuer: Wells Fargo Bank, N.A.
card_offer: Wells Fargo Autograph Journey Visa Signature Card
segment: CONSUMER
category: TRAVEL_REWARDS
bonus_miles: 60000
cash_bonus: NA
spend_requirement: 4000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $4,000 in purchases in the first 3 months
intro_apr: No public intro APR found on official product or terms page.
regular_apr: 19.49%, 25.49%, or 28.49% variable purchase APR.
source_basis: Official product page with linked Important Credit Terms
retrieved: 2026-05-29T22:13:08-06:00
created_at: 2026-05-30 04:13:56
updated_at: 2026-05-30 15:47:45
bonus_miles_type: points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  60,000 bonus points after $4,000 in purchases in the first 3 months; product page describes this as $600 toward a next trip.

rewards_key_perks:
  5X points with hotels, 4X points with airlines, 3X points on restaurants and other travel, 1X on other purchases; $50 annual statement credit with a minimum $50 airline purchase.

source_url:
  https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/?FPID=0127E1I0P10000&product_code=CC&subproduct_code=MT&sub_channel=WEB&vendor_code=WF&cx_nm=CXNAME_CSMPD_MC_CG

notes:
  Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used.

raw_json:
  {"target":{"id":6,"institution":"Wells Fargo","institution_type":"Bank/Card Issuer","role":"Primary issuer and co-brand issuer","known_issuer_partner":"Wells Fargo Bank, N.A.","known_rewards_card_examples":"Active Cash, Autograph, Autograph Journey, Choice Privileges, One Key","offer_research_url":"https://creditcards.wellsfargo.com/","alternate_issuer_url":"https://www.wellsfargo.com/credit-cards/"},"retrieved":"2026-05-29T22:13:08-06:00","sources":[{"url":"https://creditcards.wellsfargo.com/","basis":"Official Wells Fargo credit card hub","notes":"Listed all 10 cards and card-category counts."},{"url":"https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/?FPID=0127E1I0P10000&product_code=CC&subproduct_code=MT&sub_channel=WEB&vendor_code=WF&cx_nm=CXNAME_CSMPD_MC_CG","basis":"Official product page","notes":"Primary source for welcome offer, rewards, annual fee marketing tile, and channel caveats."},{"url":"https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/?FPID=0127E1I0P10000&product_code=CC&subproduct_code=MT&cx_nm=CXNAME_CSMHP_MC_CG&sub_channel=WEB&vendor_code=WF","basis":"Official Important Credit Terms / terms and conditions page","notes":"Enrichment source for APR, fees, eligibility caveats, and terms limitations."}],"evidence_summary":["Product page states 60,000 bonus points after $4,000 spend in first 3 months, $95 annual fee, and travel rewards earn rates.","Terms page confirms purchase APR of 19.49%, 25.49%, or 28.49% variable and annual fee $95."],"limitations":"Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used."}


issuer: Wells Fargo Bank, N.A.
card_offer: Wells Fargo Autograph Visa Card
segment: CONSUMER
category: REWARDS
bonus_miles: 20000
cash_bonus: NA
spend_requirement: 1000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $1,000 in purchases in the first 3 months
intro_apr: 0% introductory APR for 12 months from account opening on purchases.
regular_apr: 18.49%, 24.49%, or 28.49% variable purchase APR thereafter.
source_basis: Official product page with linked Important Credit Terms
retrieved: 2026-05-29T22:13:08-06:00
created_at: 2026-05-30 04:13:56
updated_at: 2026-05-30 15:47:45
bonus_miles_type: points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  20,000 bonus points after $1,000 in purchases in the first 3 months; product page describes this as a $200 cash redemption value; 0% intro APR for 12 months on purchases.

rewards_key_perks:
  Unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; 1X on other purchases.

source_url:
  https://creditcards.wellsfargo.com/autograph-visa-credit-card/?FPID=012988I6P10000&product_code=CC&subproduct_code=AU&cx_nm=CXNAME_CSMPD_MC_CG&sub_channel=WEB&vendor_code=WF

notes:
  Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used.

raw_json:
  {"target":{"id":6,"institution":"Wells Fargo","institution_type":"Bank/Card Issuer","role":"Primary issuer and co-brand issuer","known_issuer_partner":"Wells Fargo Bank, N.A.","known_rewards_card_examples":"Active Cash, Autograph, Autograph Journey, Choice Privileges, One Key","offer_research_url":"https://creditcards.wellsfargo.com/","alternate_issuer_url":"https://www.wellsfargo.com/credit-cards/"},"retrieved":"2026-05-29T22:13:08-06:00","sources":[{"url":"https://creditcards.wellsfargo.com/","basis":"Official Wells Fargo credit card hub","notes":"Listed all 10 cards and card-category counts."},{"url":"https://creditcards.wellsfargo.com/autograph-visa-credit-card/?FPID=012988I6P10000&product_code=CC&subproduct_code=AU&cx_nm=CXNAME_CSMPD_MC_CG&sub_channel=WEB&vendor_code=WF","basis":"Official product page","notes":"Primary source for welcome offer, rewards, annual fee marketing tile, and channel caveats."},{"url":"https://www.wellsfargo.com/credit-cards/autograph-visa/terms/?FPID=012988I6P10000&product_code=CC&subproduct_code=AU&cx_nm=CXNAME_CSMHP_MC_CG&sub_channel=WEB&vendor_code=WF","basis":"Official Important Credit Terms / terms and conditions page","notes":"Enrichment source for APR, fees, eligibility caveats, and terms limitations."}],"evidence_summary":["Product page states 20,000 bonus points after $1,000 spend in first 3 months, $0 annual fee, 3X categories, and purchase intro APR.","Terms page confirms 0% purchase APR for 12 months, then 18.49%, 24.49%, or 28.49% variable APR, and annual fee none."],"limitations":"Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used."}


issuer: Wells Fargo Bank, N.A.
card_offer: Wells Fargo Reflect Visa Card
segment: CONSUMER
category: BALANCE_TRANSFER
welcome_intro_offer: 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers.
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
regular_apr: 17.49%, 23.99%, or 28.24% variable purchase APR thereafter.
source_basis: Official product page with linked Important Credit Terms
retrieved: 2026-05-29T22:13:08-06:00
created_at: 2026-05-30 04:13:56
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
intro_apr:
  0% introductory APR for 21 months from account opening on purchases and qualifying balance transfers; balance transfer requests must be made within 120 days to qualify.

rewards_key_perks:
  No rewards program found on public product page; product focuses on long intro APR and lists cell phone protection.

source_url:
  https://creditcards.wellsfargo.com/reflect-visa-credit-card/?FPID=013000IGF80000&product_code=CC&subproduct_code=VV&cx_nm=CXNAME_CSMPD_MC_CG&sub_channel=WEB&vendor_code=WF

notes:
[cell repeats an earlier one in this file: 233 characters]

raw_json:
  {"target":{"id":6,"institution":"Wells Fargo","institution_type":"Bank/Card Issuer","role":"Primary issuer and co-brand issuer","known_issuer_partner":"Wells Fargo Bank, N.A.","known_rewards_card_examples":"Active Cash, Autograph, Autograph Journey, Choice Privileges, One Key","offer_research_url":"https://creditcards.wellsfargo.com/","alternate_issuer_url":"https://www.wellsfargo.com/credit-cards/"},"retrieved":"2026-05-29T22:13:08-06:00","sources":[{"url":"https://creditcards.wellsfargo.com/","basis":"Official Wells Fargo credit card hub","notes":"Listed all 10 cards and card-category counts."},{"url":"https://creditcards.wellsfargo.com/reflect-visa-credit-card/?FPID=013000IGF80000&product_code=CC&subproduct_code=VV&cx_nm=CXNAME_CSMPD_MC_CG&sub_channel=WEB&vendor_code=WF","basis":"Official product page","notes":"Primary source for welcome offer, rewards, annual fee marketing tile, and channel caveats."},{"url":"https://www.wellsfargo.com/credit-cards/reflect-visa/terms/?FPID=013000IGF80000&product_code=CC&subproduct_code=VV&cx_nm=CXNAME_CSMHP_MC_CG&sub_channel=WEB&vendor_code=WF","basis":"Official Important Credit Terms / terms and conditions page","notes":"Enrichment source for APR, fees, eligibility caveats, and terms limitations."}],"evidence_summary":["Product page states 0% intro APR for 21 months on purchases and qualifying balance transfers and $0 annual fee.","Terms page confirms 0% intro APR for 21 months, then 17.49%, 23.99%, or 28.24% variable APR, and annual fee none."],"limitations":"Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used."}


issuer: Wells Fargo Bank, N.A.
card_offer: Wells Fargo Attune World Elite Mastercard
segment: CONSUMER
category: CASH_BACK
cash_bonus: 100
spend_requirement: 500
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $500 in purchases in the first 3 months
intro_apr: 0% introductory APR for 12 months from account opening on purchases.
regular_apr: 18.49%, 24.49%, or 28.49% variable purchase APR thereafter.
source_basis: Official product page with linked Important Credit Terms
retrieved: 2026-05-29T22:13:08-06:00
created_at: 2026-05-30 04:13:56
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  $100 cash rewards bonus after $500 in purchases in the first 3 months; 0% intro APR for 12 months on purchases.

rewards_key_perks:
  Unlimited 4% cash rewards on select self-care, sports/recreation/entertainment, transit, EV charging, and select thrift-store categories; 1% on other purchases.

source_url:
  https://creditcards.wellsfargo.com/attune-credit-card/?FPID=012286I6P10000&product_code=CC&subproduct_code=EM&sub_channel=WEB&vendor_code=WF&cx_nm=CXNAME_CSMPD_MC_CG

notes:
[cell repeats an earlier one in this file: 233 characters]

raw_json:
  {"target":{"id":6,"institution":"Wells Fargo","institution_type":"Bank/Card Issuer","role":"Primary issuer and co-brand issuer","known_issuer_partner":"Wells Fargo Bank, N.A.","known_rewards_card_examples":"Active Cash, Autograph, Autograph Journey, Choice Privileges, One Key","offer_research_url":"https://creditcards.wellsfargo.com/","alternate_issuer_url":"https://www.wellsfargo.com/credit-cards/"},"retrieved":"2026-05-29T22:13:08-06:00","sources":[{"url":"https://creditcards.wellsfargo.com/","basis":"Official Wells Fargo credit card hub","notes":"Listed all 10 cards and card-category counts."},{"url":"https://creditcards.wellsfargo.com/attune-credit-card/?FPID=012286I6P10000&product_code=CC&subproduct_code=EM&sub_channel=WEB&vendor_code=WF&cx_nm=CXNAME_CSMPD_MC_CG","basis":"Official product page","notes":"Primary source for welcome offer, rewards, annual fee marketing tile, and channel caveats."},{"url":"https://www.wellsfargo.com/credit-cards/attune/terms/?FPID=012286I6P10000&product_code=CC&subproduct_code=EM&sub_channel=WEB&vendor_code=WF&cx_nm=CXNAME_CSMHP_MC_CG","basis":"Official Important Credit Terms / terms and conditions page","notes":"Enrichment source for APR, fees, eligibility caveats, and terms limitations."}],"evidence_summary":["Product page states $100 bonus after $500 spend in first 3 months, 4% cash rewards categories, $0 annual fee, and 0% purchase intro APR for 12 months.","Terms page confirms 0% purchase APR for 12 months, then 18.49%, 24.49%, or 28.49% variable APR, and annual fee none."],"limitations":"Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used."}


issuer: Wells Fargo Bank, N.A.
card_offer: One Key Mastercard
segment: CO_BRAND_CONSUMER
category: TRAVEL_MARKETPLACE_REWARDS
welcome_intro_offer: $250 in OneKeyCash after $1,000 in purchases in the first 3 months.
cash_bonus: 250
spend_requirement: 1000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $1,000 in purchases in the first 3 months
intro_apr: No public intro APR found on official product or terms page.
regular_apr: 18.49%, 23.49%, or 28.49% variable purchase APR.
source_basis: Official product page with linked Important Credit Terms
retrieved: 2026-05-29T22:13:08-06:00
created_at: 2026-05-30 04:13:56
updated_at: 2026-05-30 15:47:45
issuer_partner: One Key
spend_timeframe_days_tier_2: NA
cash_bonus_type: OneKeyCash
rewards_key_perks:
  3% in OneKeyCash on Expedia, Hotels.com, and Vrbo; 3% at gas stations, grocery stores, and dining; 1.5% on other purchases; OneKeyCash is not redeemable for cash.

source_url:
  https://creditcards.wellsfargo.com/one-key-credit-card/?FPID=21231JIXE50000&product_code=CC&subproduct_code=OW&cx_nm=CXNAME_CSMPD_MC&sub_channel=WEB&vendor_code=WF

notes:
  Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used. One Key product page routes users through a no-impact approval check; no check flow was started.

raw_json:
  {"target":{"id":6,"institution":"Wells Fargo","institution_type":"Bank/Card Issuer","role":"Primary issuer and co-brand issuer","known_issuer_partner":"Wells Fargo Bank, N.A.","known_rewards_card_examples":"Active Cash, Autograph, Autograph Journey, Choice Privileges, One Key","offer_research_url":"https://creditcards.wellsfargo.com/","alternate_issuer_url":"https://www.wellsfargo.com/credit-cards/"},"retrieved":"2026-05-29T22:13:08-06:00","sources":[{"url":"https://creditcards.wellsfargo.com/","basis":"Official Wells Fargo credit card hub","notes":"Listed all 10 cards and card-category counts."},{"url":"https://creditcards.wellsfargo.com/one-key-credit-card/?FPID=21231JIXE50000&product_code=CC&subproduct_code=OW&cx_nm=CXNAME_CSMPD_MC&sub_channel=WEB&vendor_code=WF","basis":"Official product page","notes":"Primary source for welcome offer, rewards, annual fee marketing tile, and channel caveats."},{"url":"https://www.wellsfargo.com/credit-cards/terms/onekey/?FPID=21231JIXE50000&product_code=CC&subproduct_code=OW&cx_nm=CXNAME_CSMHP_MC&sub_channel=WEB&vendor_code=WF","basis":"Official Important Credit Terms / terms and conditions page","notes":"Enrichment source for APR, fees, eligibility caveats, and terms limitations."}],"evidence_summary":["Product page states $250 OneKeyCash after $1,000 spend in first 3 months, $0 annual fee, and OneKeyCash earn rates.","Terms page confirms purchase APR of 18.49%, 23.49%, or 28.49% variable and annual fee none."],"limitations":"Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used. One Key product page routes users through a no-impact approval check; no check flow was started."}


issuer: Wells Fargo Bank, N.A.
card_offer: One Key+ Mastercard
segment: CO_BRAND_CONSUMER
category: TRAVEL_MARKETPLACE_REWARDS
welcome_intro_offer: $350 in OneKeyCash after $3,000 in purchases in the first 3 months.
cash_bonus: 350
spend_requirement: 3000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $3,000 in purchases in the first 3 months
intro_apr: No public intro APR found on official product or terms page.
regular_apr: 18.49%, 23.49%, or 28.49% variable purchase APR.
source_basis: Official product page with linked Important Credit Terms
retrieved: 2026-05-29T22:13:08-06:00
created_at: 2026-05-30 04:13:56
updated_at: 2026-05-30 15:47:45
issuer_partner: One Key
spend_timeframe_days_tier_2: NA
cash_bonus_type: OneKeyCash
rewards_key_perks:
  3% in OneKeyCash on Expedia, Hotels.com, and Vrbo; 3% at gas stations, grocery stores, and dining; 2% on other purchases; OneKeyCash is not redeemable for cash.

source_url:
  https://creditcards.wellsfargo.com/one-key-plus-credit-card/?FPID=21271KIXE50000&product_code=CC&subproduct_code=OF&cx_nm=CXNAME_CSMPD_MC&sub_channel=WEB&vendor_code=WF

notes:
  Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used. One Key+ product page routes users through a no-impact approval check; no check flow was started.

raw_json:
  {"target":{"id":6,"institution":"Wells Fargo","institution_type":"Bank/Card Issuer","role":"Primary issuer and co-brand issuer","known_issuer_partner":"Wells Fargo Bank, N.A.","known_rewards_card_examples":"Active Cash, Autograph, Autograph Journey, Choice Privileges, One Key","offer_research_url":"https://creditcards.wellsfargo.com/","alternate_issuer_url":"https://www.wellsfargo.com/credit-cards/"},"retrieved":"2026-05-29T22:13:08-06:00","sources":[{"url":"https://creditcards.wellsfargo.com/","basis":"Official Wells Fargo credit card hub","notes":"Listed all 10 cards and card-category counts."},{"url":"https://creditcards.wellsfargo.com/one-key-plus-credit-card/?FPID=21271KIXE50000&product_code=CC&subproduct_code=OF&cx_nm=CXNAME_CSMPD_MC&sub_channel=WEB&vendor_code=WF","basis":"Official product page","notes":"Primary source for welcome offer, rewards, annual fee marketing tile, and channel caveats."},{"url":"https://www.wellsfargo.com/credit-cards/terms/onekeyplus/?FPID=21271KIXE50000&product_code=CC&subproduct_code=OF&cx_nm=CXNAME_CSMHP_MC&sub_channel=WEB&vendor_code=WF","basis":"Official Important Credit Terms / terms and conditions page","notes":"Enrichment source for APR, fees, eligibility caveats, and terms limitations."}],"evidence_summary":["Product page states $350 OneKeyCash after $3,000 spend in first 3 months, $99 annual fee, and OneKeyCash earn rates.","Terms page confirms purchase APR of 18.49%, 23.49%, or 28.49% variable and annual fee $99."],"limitations":"Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used. One Key+ product page routes users through a no-impact approval check; no check flow was started."}


issuer: Wells Fargo Bank, N.A.
card_offer: Choice Privileges Mastercard
segment: CO_BRAND_CONSUMER
category: HOTEL_REWARDS
bonus_miles: 60000
cash_bonus: NA
spend_requirement: 1000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $1,000 in purchases in the first 3 months
intro_apr: No public intro APR found on official product or terms page.
regular_apr: 19.74%, 24.49%, or 28.49% variable purchase APR.
source_basis: Official product page with linked Important Credit Terms
retrieved: 2026-05-29T22:13:08-06:00
created_at: 2026-05-30 04:13:56
updated_at: 2026-05-30 15:47:45
issuer_partner: Choice Privileges
bonus_miles_type: points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  60,000 bonus points after $1,000 in purchases in the first 3 months; enough to redeem for up to 7 reward nights at select Choice Hotels properties, with additional fees and terms applying.

rewards_key_perks:
  5X points at participating Choice Hotels and on Choice Privileges point purchases; 3X at gas stations, grocery stores, home improvement stores, and phone plan services; 1X on other purchases; Gold Elite status-related benefits are listed.

source_url:
  https://creditcards.wellsfargo.com/choice-hotel-privileges-mastercard/?FPID=0124CEIXP10000&product_code=CC&subproduct_code=CP&sub_channel=WEB&vendor_code=WF&cx_nm=CXNAME_CSMPD_MC

notes:
  Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used. Choice product markup includes struck-through prior bonus text; current offer is recorded from the visible new-bonus/footnote language.

raw_json:
  {"target":{"id":6,"institution":"Wells Fargo","institution_type":"Bank/Card Issuer","role":"Primary issuer and co-brand issuer","known_issuer_partner":"Wells Fargo Bank, N.A.","known_rewards_card_examples":"Active Cash, Autograph, Autograph Journey, Choice Privileges, One Key","offer_research_url":"https://creditcards.wellsfargo.com/","alternate_issuer_url":"https://www.wellsfargo.com/credit-cards/"},"retrieved":"2026-05-29T22:13:08-06:00","sources":[{"url":"https://creditcards.wellsfargo.com/","basis":"Official Wells Fargo credit card hub","notes":"Listed all 10 cards and card-category counts."},{"url":"https://creditcards.wellsfargo.com/choice-hotel-privileges-mastercard/?FPID=0124CEIXP10000&product_code=CC&subproduct_code=CP&sub_channel=WEB&vendor_code=WF&cx_nm=CXNAME_CSMPD_MC","basis":"Official product page","notes":"Primary source for welcome offer, rewards, annual fee marketing tile, and channel caveats."},{"url":"https://www.wellsfargo.com/credit-cards/choice/terms/?FPID=0124CEIXP10000&app_source=WELLS_FARGO_COM&product_code=CC&subproduct_code=CP&cx_nm=CXNAME_CSMHP_MC&sub_channel=WEB&vendor_code=WF","basis":"Official Important Credit Terms / terms and conditions page","notes":"Enrichment source for APR, fees, eligibility caveats, and terms limitations."}],"evidence_summary":["Product page and footnote state current 60,000 bonus points after $1,000 spend in first 3 months and $0 annual fee; page markup also includes struck-through prior 40,000 bonus text.","Terms page confirms purchase APR of 19.74%, 24.49%, or 28.49% variable and annual fee none."],"limitations":"Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used. Choice product markup includes struck-through prior bonus text; current offer is recorded from the visible new-bonus/footnote language."}


issuer: Wells Fargo Bank, N.A.
card_offer: Choice Privileges Select Mastercard
segment: CO_BRAND_CONSUMER
category: HOTEL_REWARDS
bonus_miles: 60000
cash_bonus: NA
spend_requirement: 3000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $3,000 in purchases in the first 3 months
intro_apr: No public intro APR found on official product or terms page.
regular_apr: 19.74%, 25.49%, or 28.49% variable purchase APR.
source_basis: Official product page with linked Important Credit Terms
retrieved: 2026-05-29T22:13:08-06:00
created_at: 2026-05-30 04:13:56
updated_at: 2026-05-30 15:47:45
issuer_partner: Choice Privileges
bonus_miles_type: points
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  60,000 bonus points after $3,000 in purchases in the first 3 months; enough to redeem for up to 7 reward nights at select Choice Hotels properties, with additional fees and terms applying.

rewards_key_perks:
  10X points at participating Choice Hotels and on Choice Privileges point purchases; 5X at gas stations, grocery stores, home improvement stores, and phone plan services; 1X on other purchases; Platinum Elite status-related benefits are listed.

source_url:
  https://creditcards.wellsfargo.com/choice-hotels-privileges-select-mastercard/?FPID=0123CBIXP10000&product_code=CC&subproduct_code=CE&sub_channel=WEB&vendor_code=WF&cx_nm=CXNAME_CSMPD_MC

notes:
[cell repeats an earlier one in this file: 233 characters]

raw_json:
  {"target":{"id":6,"institution":"Wells Fargo","institution_type":"Bank/Card Issuer","role":"Primary issuer and co-brand issuer","known_issuer_partner":"Wells Fargo Bank, N.A.","known_rewards_card_examples":"Active Cash, Autograph, Autograph Journey, Choice Privileges, One Key","offer_research_url":"https://creditcards.wellsfargo.com/","alternate_issuer_url":"https://www.wellsfargo.com/credit-cards/"},"retrieved":"2026-05-29T22:13:08-06:00","sources":[{"url":"https://creditcards.wellsfargo.com/","basis":"Official Wells Fargo credit card hub","notes":"Listed all 10 cards and card-category counts."},{"url":"https://creditcards.wellsfargo.com/choice-hotels-privileges-select-mastercard/?FPID=0123CBIXP10000&product_code=CC&subproduct_code=CE&sub_channel=WEB&vendor_code=WF&cx_nm=CXNAME_CSMPD_MC","basis":"Official product page","notes":"Primary source for welcome offer, rewards, annual fee marketing tile, and channel caveats."},{"url":"https://www.wellsfargo.com/credit-cards/choice-select/terms/?FPID=0123CBIXP10000&app_source=WELLS_FARGO_COM&product_code=CC&subproduct_code=CE&cx_nm=CXNAME_CSMHP_MC&sub_channel=WEB&vendor_code=WF","basis":"Official Important Credit Terms / terms and conditions page","notes":"Enrichment source for APR, fees, eligibility caveats, and terms limitations."}],"evidence_summary":["Product page states 60,000 bonus points after $3,000 spend in first 3 months, $95 annual fee, and Choice earn rates.","Terms page confirms purchase APR of 19.74%, 25.49%, or 28.49% variable and annual fee $95."],"limitations":"Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used."}


issuer: Wells Fargo Bank, N.A.
card_offer: Wells Fargo Signify Business Cash Mastercard
segment: BUSINESS
category: CASH_BACK
cash_bonus: 500
spend_requirement: 5000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $5,000 in purchases for the business in the first 3 months
intro_apr: 0% introductory APR for 12 months from account opening on purchases.
rewards_key_perks: Unlimited 2% cash rewards on business purchases with no caps or spending categories.
source_basis: Official product page with linked Important Credit Terms
retrieved: 2026-05-29T22:13:08-06:00
created_at: 2026-05-30 04:13:56
updated_at: 2026-05-30 15:47:45
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  $500 cash rewards bonus after $5,000 in purchases for the business in the first 3 months; 0% intro APR for 12 months on purchases.

regular_apr:
  16.74% to 24.74% variable purchase APR thereafter, based on creditworthiness and that of the business.

source_url:
  https://creditcards.wellsfargo.com/business-credit-cards/signify-business-cash-credit-card/?FPID=7086BAI6000000&product_code=BD&subproduct_code=BCMC&cx_nm=CXNAME_CSMPD_MC_CG&sub_channel=WEB&vendor_code=WF

notes:
[cell repeats an earlier one in this file: 233 characters]

raw_json:
  {"target":{"id":6,"institution":"Wells Fargo","institution_type":"Bank/Card Issuer","role":"Primary issuer and co-brand issuer","known_issuer_partner":"Wells Fargo Bank, N.A.","known_rewards_card_examples":"Active Cash, Autograph, Autograph Journey, Choice Privileges, One Key","offer_research_url":"https://creditcards.wellsfargo.com/","alternate_issuer_url":"https://www.wellsfargo.com/credit-cards/"},"retrieved":"2026-05-29T22:13:08-06:00","sources":[{"url":"https://creditcards.wellsfargo.com/","basis":"Official Wells Fargo credit card hub","notes":"Listed all 10 cards and card-category counts."},{"url":"https://creditcards.wellsfargo.com/business-credit-cards/signify-business-cash-credit-card/?FPID=7086BAI6000000&product_code=BD&subproduct_code=BCMC&cx_nm=CXNAME_CSMPD_MC_CG&sub_channel=WEB&vendor_code=WF","basis":"Official product page","notes":"Primary source for welcome offer, rewards, annual fee marketing tile, and channel caveats."},{"url":"https://www.wellsfargo.com/biz/business-credit/credit-cards/signify-business-cash-credit-card-terms-conditions?FPID=7086BAI6000000&product_code=BD&subproduct_code=BCMC&cx_nm=CXNAME_CSMHP_MC_CG&sub_channel=WEB&vendor_code=WF","basis":"Official Important Credit Terms / terms and conditions page","notes":"Enrichment source for APR, fees, eligibility caveats, and terms limitations."}],"evidence_summary":["Product page states $500 bonus after $5,000 business spend in first 3 months, unlimited 2% cash rewards, $0 annual fee, and 0% intro APR for 12 months.","Terms page confirms 0% purchase APR for 12 months, then 16.74% to 24.74% variable APR, and annual fee none."],"limitations":"Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used."}


issuer: First Electronic Bank
card_offer: Alibaba.com Business Edge Card
segment: BUSINESS_CO_BRAND
category: CASH_BACK
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: NA
spend_requirement_timing: NA
regular_apr: 22.49% to 33.49% variable purchase APR.
source_url: https://www.cardless.com/customers/alibaba
source_basis: Official Cardless customer page with official rates/fees disclosure
retrieved: 2026-05-29T22:15:16-06:00
created_at: 2026-05-30 04:20:09
updated_at: 2026-05-30 15:47:45
issuer_partner: Cardless / Alibaba.com
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  At Alibaba.com checkout, users can choose either 3% cash back or 60-day interest-free payment terms on eligible Alibaba.com purchases; no spend-based welcome bonus found on public official sources.

intro_apr:
  60-day interest-free Payment Terms may be selected for eligible Alibaba.com purchases, subject to an annual purchase limitation of $40,000; not a general intro APR.

rewards_key_perks:
  At checkout, choose 3% back rewards or 60-day payment terms on eligible Alibaba.com purchases; Mastercard network; Cardless customer page describes the card as built for Alibaba.com business buyers.

notes:
  Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures. Alibaba checkout landing page loaded with title but little visible body text in Browser, so the Cardless customer page plus legal PDF were used as the official source basis.

raw_json:
  {"target":{"id":30,"institution":"Cardless","institution_type":"Bank/Card Issuer","role":"Co-brand card platform","known_issuer_partner":"First Electronic Bank for many Cardless programs","known_rewards_card_examples":"Qatar Airways, LATAM, Avianca LifeMiles, TAP Miles&Go, Turkish Airlines, Simon","offer_research_url":"https://www.cardless.com/","alternate_issuer_url":"https://www.cardless.com/cards"},"retrieved":"2026-05-29T22:15:16-06:00","sources":[{"url":"https://www.cardless.com/cards","basis":"Official Cardless card catalog","notes":"Current catalog listed eight public card names."},{"url":"https://www.cardless.com/customers/alibaba","basis":"Official Cardless customer page with official rates/fees disclosure","notes":"Primary official product/partner source for public offer and benefits."},{"url":"https://air.alibaba.com/app/sc-assets/checkout-lp/pages_cardless_lp.html","basis":"Official offer terms or product-page offer terms section","notes":"Enrichment source for welcome-offer eligibility, spend/timing, rewards terms, or product caveats."},{"url":"https://legal.cardless.com/schumer/premium-199-alibaba/rates_and_fees.pdf","basis":"Official rates and fees disclosure","notes":"Enrichment source for annual fee, APR, and fees."}],"evidence_summary":["Cardless customer page states users can choose either 3% cash back or 60-day interest-free terms at checkout.","Cardless rates/fees disclosure states $199 annual fee, 22.49% to 33.49% purchase APR, and Payment Terms purchases subject to a $40,000 annual purchase limitation."],"limitations":"Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures. Alibaba checkout landing page loaded with title but little visible body text in Browser, so the Cardless customer page plus legal PDF were used as the official source basis."}


issuer: First Electronic Bank
card_offer: avianca lifemiles American Express Card
segment: CO_BRAND_CONSUMER
category: AIRLINE_REWARDS
bonus_miles: 40000
cash_bonus: NA
spend_requirement: 3000
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $3,000 in eligible purchases in the first 90 days from account opening
intro_apr: No public intro APR found on official compare page or rates/fees disclosure.
regular_apr: 19.49% to 29.49% variable purchase APR.
source_url: https://lifemiles.cardless.com/compare
source_basis: Official Cardless partner compare page with official offer terms and rates/fees disclosures
retrieved: 2026-05-29T22:15:16-06:00
created_at: 2026-05-30 04:20:09
updated_at: 2026-05-30 15:47:45
issuer_partner: Cardless / Avianca LifeMiles
bonus_miles_type: miles
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  40,000 bonus miles after spending $3,000 on eligible purchases in the first 90 days from account opening.

rewards_key_perks:
  2x miles on Avianca/LifeMiles, dining, grocery/supermarket purchases; 1x elsewhere; LifeMiles Silver status and no foreign transaction fees listed.

notes:
  Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures.

raw_json:
  {"target":{"id":30,"institution":"Cardless","institution_type":"Bank/Card Issuer","role":"Co-brand card platform","known_issuer_partner":"First Electronic Bank for many Cardless programs","known_rewards_card_examples":"Qatar Airways, LATAM, Avianca LifeMiles, TAP Miles&Go, Turkish Airlines, Simon","offer_research_url":"https://www.cardless.com/","alternate_issuer_url":"https://www.cardless.com/cards"},"retrieved":"2026-05-29T22:15:16-06:00","sources":[{"url":"https://www.cardless.com/cards","basis":"Official Cardless card catalog","notes":"Current catalog listed eight public card names."},{"url":"https://lifemiles.cardless.com/compare","basis":"Official Cardless partner compare page with official offer terms and rates/fees disclosures","notes":"Primary official product/partner source for public offer and benefits."},{"url":"https://legal.cardless.com/offer_terms/avianca/default/offer_terms.pdf","basis":"Official offer terms or product-page offer terms section","notes":"Enrichment source for welcome-offer eligibility, spend/timing, rewards terms, or product caveats."},{"url":"https://legal.cardless.com/schumer/premium-99-avianca/rates_and_fees.pdf","basis":"Official rates and fees disclosure","notes":"Enrichment source for annual fee, APR, and fees."}],"evidence_summary":["LifeMiles compare page states 40,000 miles after $3,000 spend in first 90 days and $99 annual fee.","Offer terms confirm 40,000 bonus miles after $3,000 eligible purchases in first 90 days and earning rates.","Rates/fees disclosure confirms $99 annual fee and 19.49% to 29.49% purchase APR."],"limitations":"Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures."}


issuer: First Electronic Bank
card_offer: avianca lifemiles American Express Elite Card
segment: CO_BRAND_CONSUMER_PREMIUM
category: AIRLINE_REWARDS
bonus_miles: 100000
cash_bonus: NA
spend_requirement: 4500
spend_timeframe_days_tier_1: 90
intro_apr: No public intro APR found on official compare page or rates/fees disclosure.
regular_apr: 19.49% to 29.49% variable purchase APR.
source_url: https://lifemiles.cardless.com/compare
source_basis: Official Cardless partner compare page with official offer terms and rates/fees disclosures
retrieved: 2026-05-29T22:15:16-06:00
created_at: 2026-05-30 04:20:09
updated_at: 2026-05-30 15:47:45
issuer_partner: Cardless / Avianca LifeMiles
spend_requirement_extra_reqs: $25,000 for additional miles
bonus_miles_type: miles
spend_timeframe_days_tier_2: 365
cash_bonus_type: NA
welcome_intro_offer:
  Up to 100,000 bonus miles: 60,000 miles after $4,500 in eligible purchases in the first 90 days, plus 40,000 miles after $25,000 in eligible purchases in the first 365 days.

spend_requirement_timing:
  $4,500 in eligible purchases in first 90 days for 60,000 miles; $25,000 in first 365 days for additional 40,000 miles

rewards_key_perks:
  3x miles on Avianca/LifeMiles; 2x dining and other travel; 1x elsewhere; double first 1,000 miles per month and complimentary LifeMiles+ Lite membership listed.

notes:
  Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures.

raw_json:
  {"target":{"id":30,"institution":"Cardless","institution_type":"Bank/Card Issuer","role":"Co-brand card platform","known_issuer_partner":"First Electronic Bank for many Cardless programs","known_rewards_card_examples":"Qatar Airways, LATAM, Avianca LifeMiles, TAP Miles&Go, Turkish Airlines, Simon","offer_research_url":"https://www.cardless.com/","alternate_issuer_url":"https://www.cardless.com/cards"},"retrieved":"2026-05-29T22:15:16-06:00","sources":[{"url":"https://www.cardless.com/cards","basis":"Official Cardless card catalog","notes":"Current catalog listed eight public card names."},{"url":"https://lifemiles.cardless.com/compare","basis":"Official Cardless partner compare page with official offer terms and rates/fees disclosures","notes":"Primary official product/partner source for public offer and benefits."},{"url":"https://legal.cardless.com/offer_terms/avianca_elite/default/offer_terms.pdf","basis":"Official offer terms or product-page offer terms section","notes":"Enrichment source for welcome-offer eligibility, spend/timing, rewards terms, or product caveats."},{"url":"https://legal.cardless.com/schumer/premium-249-avianca/rates_and_fees.pdf","basis":"Official rates and fees disclosure","notes":"Enrichment source for annual fee, APR, and fees."}],"evidence_summary":["LifeMiles compare page states 60,000 miles after $4,500 spend in first 90 days plus 40,000 miles after $25,000 in first 12 months and $249 annual fee.","Offer terms confirm up to 100,000 bonus miles structure and earn rates.","Rates/fees disclosure confirms $249 annual fee and 19.49% to 29.49% purchase APR."],"limitations":"Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures."}


issuer: First Electronic Bank
card_offer: Qatar Airways Privilege Club Signature Credit Card
segment: CO_BRAND_CONSUMER
category: AIRLINE_REWARDS
bonus_miles: 40000
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: 90
intro_apr: No public intro APR found on official compare page or rates/fees disclosure.
regular_apr: 19.49% to 29.49% variable purchase APR.
source_url: https://qatarairways.cardless.com/compare
source_basis: Official Cardless partner compare page with official offer terms and rates/fees disclosures
retrieved: 2026-05-29T22:15:16-06:00
created_at: 2026-05-30 04:20:09
updated_at: 2026-05-30 15:47:45
issuer_partner: Cardless / Qatar Airways Privilege Club
spend_requirement_extra_reqs: First eligible purchase; $3,000 for additional Avios
bonus_miles_type: Avios
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Up to 40,000 bonus Avios: 20,000 Avios after first eligible purchase plus 20,000 Avios after $3,000 in eligible purchases in the first 90 days.

spend_requirement_timing:
  20,000 Avios after first eligible purchase; additional 20,000 Avios after $3,000 in eligible purchases in first 90 days

rewards_key_perks:
  4x Avios on Qatar Airways, 2x dining, 1x elsewhere; earn 2 Qpoints per 2,000 Avios earned using the card; first-year Privilege Club Silver status and no foreign transaction fee listed.

notes:
  Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures.

raw_json:
  {"target":{"id":30,"institution":"Cardless","institution_type":"Bank/Card Issuer","role":"Co-brand card platform","known_issuer_partner":"First Electronic Bank for many Cardless programs","known_rewards_card_examples":"Qatar Airways, LATAM, Avianca LifeMiles, TAP Miles&Go, Turkish Airlines, Simon","offer_research_url":"https://www.cardless.com/","alternate_issuer_url":"https://www.cardless.com/cards"},"retrieved":"2026-05-29T22:15:16-06:00","sources":[{"url":"https://www.cardless.com/cards","basis":"Official Cardless card catalog","notes":"Current catalog listed eight public card names."},{"url":"https://qatarairways.cardless.com/compare","basis":"Official Cardless partner compare page with official offer terms and rates/fees disclosures","notes":"Primary official product/partner source for public offer and benefits."},{"url":"https://legal.cardless.com/offer_terms/qatar_signature/qatar_signature_offer_terms.pdf","basis":"Official offer terms or product-page offer terms section","notes":"Enrichment source for welcome-offer eligibility, spend/timing, rewards terms, or product caveats."},{"url":"https://legal.cardless.com/schumer/premium-99-qatar/rates_and_fees.pdf","basis":"Official rates and fees disclosure","notes":"Enrichment source for annual fee, APR, and fees."}],"evidence_summary":["Qatar compare page states $99 annual fee and 20,000 Avios after first transaction plus 20,000 Avios after $3,000 spend in first 90 days.","Offer terms confirm up to 40,000 bonus Avios structure and earn rates.","Rates/fees disclosure confirms $99 annual fee and 19.49% to 29.49% purchase APR."],"limitations":"Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures."}


issuer: First Electronic Bank
card_offer: Qatar Airways Privilege Club Infinite Credit Card
segment: CO_BRAND_CONSUMER_PREMIUM
category: AIRLINE_REWARDS
bonus_miles: 50000
cash_bonus: NA
spend_requirement: NA
spend_timeframe_days_tier_1: 90
intro_apr: No public intro APR found on official compare page or rates/fees disclosure.
regular_apr: 19.49% to 29.49% variable purchase APR.
source_url: https://qatarairways.cardless.com/compare
source_basis: Official Cardless partner compare page with official offer terms and rates/fees disclosures
retrieved: 2026-05-29T22:15:16-06:00
created_at: 2026-05-30 04:20:09
updated_at: 2026-05-30 15:47:45
issuer_partner: Cardless / Qatar Airways Privilege Club
spend_requirement_extra_reqs: First eligible purchase; $5,000 for additional Avios/Qpoints
bonus_miles_type: Avios plus 150 Qpoints
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
welcome_intro_offer:
  Up to 50,000 bonus Avios plus 150 Qpoints: 25,000 Avios after first eligible purchase and 25,000 Avios plus 150 Qpoints after $5,000 in eligible purchases in the first 90 days.

spend_requirement_timing:
  25,000 Avios after first eligible purchase; additional 25,000 Avios and 150 Qpoints after $5,000 in eligible purchases in first 90 days

rewards_key_perks:
  5x Avios on Qatar Airways, 3x dining, 1x elsewhere; earn 2 Qpoints per 1,500 Avios earned using the card; first-year Privilege Club Gold status and no foreign transaction fee listed.

notes:
[cell repeats an earlier one in this file: 377 characters]

raw_json:
  {"target":{"id":30,"institution":"Cardless","institution_type":"Bank/Card Issuer","role":"Co-brand card platform","known_issuer_partner":"First Electronic Bank for many Cardless programs","known_rewards_card_examples":"Qatar Airways, LATAM, Avianca LifeMiles, TAP Miles&Go, Turkish Airlines, Simon","offer_research_url":"https://www.cardless.com/","alternate_issuer_url":"https://www.cardless.com/cards"},"retrieved":"2026-05-29T22:15:16-06:00","sources":[{"url":"https://www.cardless.com/cards","basis":"Official Cardless card catalog","notes":"Current catalog listed eight public card names."},{"url":"https://qatarairways.cardless.com/compare","basis":"Official Cardless partner compare page with official offer terms and rates/fees disclosures","notes":"Primary official product/partner source for public offer and benefits."},{"url":"https://legal.cardless.com/offer_terms/qatar_infinite/qatar_infinite_offer_terms.pdf","basis":"Official offer terms or product-page offer terms section","notes":"Enrichment source for welcome-offer eligibility, spend/timing, rewards terms, or product caveats."},{"url":"https://legal.cardless.com/schumer/premium-499-qatar/rates_and_fees.pdf","basis":"Official rates and fees disclosure","notes":"Enrichment source for annual fee, APR, and fees."}],"evidence_summary":["Qatar compare page states $499 annual fee, 25,000 Avios after first transaction, and 25,000 Avios plus 150 Qpoints after $5,000 spend in first 90 days.","Offer terms confirm up to 50,000 bonus Avios plus 150 Qpoints structure and earn rates.","Rates/fees disclosure confirms $499 annual fee and 19.49% to 29.49% purchase APR."],"limitations":"Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures."}


issuer: First Electronic Bank
card_offer: TAP Miles&Go American Express Credit Card
segment: CO_BRAND_CONSUMER
category: AIRLINE_REWARDS
welcome_intro_offer: 40,000 bonus miles after spending $2,500 in the first 90 days.
bonus_miles: 40000
cash_bonus: NA
spend_requirement: 2500
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $2,500 in purchases in the first 90 days
intro_apr: No public intro APR found on official product page or rates/fees disclosure.
regular_apr: 19.49% to 29.49% variable purchase APR.
source_url: https://www.cardless.com/cards/tap-air-portugal
source_basis: Official Cardless product page with official rates/fees and rewards terms
retrieved: 2026-05-29T22:15:16-06:00
created_at: 2026-05-30 04:20:09
updated_at: 2026-05-30 15:47:45
issuer_partner: Cardless / TAP Miles&Go
bonus_miles_type: miles
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  3x miles on TAP Air Portugal purchases; 2x hotels, car rentals, and rideshare; 1x other purchases; two annual TAP Premium Lounge passes, two extra checked bag benefits per year, premium boarding, and status-mile earning path listed.

notes:
[cell repeats an earlier one in this file: 377 characters]

raw_json:
  {"target":{"id":30,"institution":"Cardless","institution_type":"Bank/Card Issuer","role":"Co-brand card platform","known_issuer_partner":"First Electronic Bank for many Cardless programs","known_rewards_card_examples":"Qatar Airways, LATAM, Avianca LifeMiles, TAP Miles&Go, Turkish Airlines, Simon","offer_research_url":"https://www.cardless.com/","alternate_issuer_url":"https://www.cardless.com/cards"},"retrieved":"2026-05-29T22:15:16-06:00","sources":[{"url":"https://www.cardless.com/cards","basis":"Official Cardless card catalog","notes":"Current catalog listed eight public card names."},{"url":"https://www.cardless.com/cards/tap-air-portugal","basis":"Official Cardless product page with official rates/fees and rewards terms","notes":"Primary official product/partner source for public offer and benefits."},{"url":"https://www.cardless.com/cards/tap-air-portugal#offer-terms","basis":"Official offer terms or product-page offer terms section","notes":"Enrichment source for welcome-offer eligibility, spend/timing, rewards terms, or product caveats."},{"url":"https://www.cardless.com/rates-and-fees-79","basis":"Official rates and fees disclosure","notes":"Enrichment source for annual fee, APR, and fees."}],"evidence_summary":["Cardless TAP product page states 40k bonus miles after $2,500 spend in first 90 days and $79 annual fee.","Product page and rewards agreement show 3x TAP, 2x hotels/car rentals/rideshare, and 1x other purchases.","Rates/fees disclosure confirms $79 annual fee and 19.49% to 29.49% purchase APR."],"limitations":"Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures."}


issuer: First Electronic Bank
card_offer: LATAM Airlines World Elite Mastercard
segment: CO_BRAND_CONSUMER_PREMIUM
category: AIRLINE_REWARDS
welcome_intro_offer: 40,000 LATAM Pass Miles after spending $2,500 in the first three months.
bonus_miles: 40000
cash_bonus: NA
spend_requirement: 2500
spend_timeframe_days_tier_1: 90
spend_requirement_timing: $2,500 in purchases in the first three months
intro_apr: No public intro APR found on official product page or rates/fees disclosure.
regular_apr: 19.49% to 29.49% variable purchase APR.
source_url: https://www.cardless.com/cards/latam/world-elite
source_basis: Official Cardless product page with official rates/fees disclosure
retrieved: 2026-05-29T22:15:16-06:00
created_at: 2026-05-30 04:20:09
updated_at: 2026-05-30 15:47:45
issuer_partner: Cardless / LATAM Airlines
bonus_miles_type: miles
spend_timeframe_days_tier_2: NA
cash_bonus_type: NA
rewards_key_perks:
  4x miles on LATAM Airlines purchases; 3x restaurants, rideshare, taxis, and public transit; 1x elsewhere; lounge passes, courtesy segments, and fast-track elite-status benefits listed.

notes:
[cell repeats an earlier one in this file: 377 characters]

raw_json:
  {"target":{"id":30,"institution":"Cardless","institution_type":"Bank/Card Issuer","role":"Co-brand card platform","known_issuer_partner":"First Electronic Bank for many Cardless programs","known_rewards_card_examples":"Qatar Airways, LATAM, Avianca LifeMiles, TAP Miles&Go, Turkish Airlines, Simon","offer_research_url":"https://www.cardless.com/","alternate_issuer_url":"https://www.cardless.com/cards"},"retrieved":"2026-05-29T22:15:16-06:00","sources":[{"url":"https://www.cardless.com/cards","basis":"Official Cardless card catalog","notes":"Current catalog listed eight public card names."},{"url":"https://www.cardless.com/cards/latam/world-elite","basis":"Official Cardless product page with official rates/fees disclosure","notes":"Primary official product/partner source for public offer and benefits."},{"url":"https://www.cardless.com/cards/latam/world-elite#rates-fees","basis":"Official offer terms or product-page offer terms section","notes":"Enrichment source for welcome-offer eligibility, spend/timing, rewards terms, or product caveats."},{"url":"https://www.cardless.com/rates-and-fees-99","basis":"Official rates and fees disclosure","notes":"Enrichment source for annual fee, APR, and fees."}],"evidence_summary":["Cardless LATAM World Elite page states 40,000 LATAM Pass Miles after $2,500 spend in first three months and $99 annual fee.","Product page shows 4x LATAM, 3x restaurants/rideshare/taxis/public transit, and 1x other purchases.","Rates/fees disclosure confirms $99 annual fee and 19.49% to 29.49% purchase APR."],"limitations":"Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures."}


