id,issuer,card_offer,segment,category,welcome_intro_offer,bonus_miles,cash_bonus,spend_requirement,spend_timeframe_days_tier_1,spend_requirement_timing,base_annual_fee_usd,additional_user_annual_fee_usd,additional_requirements_annual_fee,intro_apr,regular_apr,rewards_key_perks,source_url,source_basis,retrieved,notes,raw_json,created_at,updated_at,issuer_partner,spend_requirement_extra_reqs,bonus_miles_type,spend_timeframe_days_tier_2,cash_bonus_type
225,Alliant Credit Union,Alliant Cashback Visa® Signature Credit Card,CONSUMER,CASH_BACK,No separate welcome bonus found on public Alliant sources; earns unlimited 1.5% cash back on eligible purchases.,,NA,NA,NA,NA,0,0,,Not found on public Alliant product/disclosure sources,Variable purchase APR 15.74%-25.74%; balance transfer APR 15.74%-25.74%; cash advance APR 23.74%-27.74%; penalty APR 28.74%,"Unlimited 1.5% cash back on eligible purchases; no categories, caps, or activation; no foreign transaction fee; Visa Signature Luxury Hotel Collection, concierge, rental car privileges, purchase security, travel accident insurance, extended warranty, identity theft protection, and auto rental collision damage waiver benefits.",https://www.alliantcreditunion.org/credit-cards/visa-signature-card,Official product page with linked disclosure and rewards terms PDFs,2026-05-30T00:15:03-06:00,"Membership applies. Cash back excludes finance charges, fees, cash advances, balance transfers, certain cash-like transactions, and other excluded categories. No application or prequalification flow was used.","{""target"": {""id"": 24, ""institution"": ""Alliant Credit Union"", ""institution_type"": ""Bank/Card Issuer"", ""role"": ""Credit union issuer"", ""known_issuer_partner"": ""Alliant Credit Union"", ""known_rewards_card_examples"": ""Alliant Cashback Visa Signature"", ""offer_research_url"": ""https://www.alliantcreditunion.org/bank/visa-signature-card"", ""alternate_issuer_url"": ""https://www.alliantcreditunion.org/bank/credit-cards"", ""notes"": ""Membership applies.""}, ""retrieved"": ""2026-05-30T00:15:03-06:00"", ""card_offer"": ""Alliant Cashback Visa® Signature Credit Card"", ""sources"": [{""url"": ""https://www.alliantcreditunion.org/credit-cards"", ""basis"": ""Official credit card comparison page"", ""evidence"": ""Lists Alliant Visa Platinum and Alliant Cashback Visa Signature as current credit card offers; /bank/credit-cards alternate was unavailable.""}, {""url"": ""https://www.alliantcreditunion.org/credit-cards/visa-signature-card"", ""basis"": ""Official product page"", ""evidence"": ""Shows unlimited 1.5% cash back, no annual fee, no foreign transaction fees, Visa Signature perks, and fee table.""}, {""url"": ""https://www.alliantcreditunion.org/images/uploads/files/VisaSignatureCreditCardDisclosure.pdf"", ""basis"": ""Official credit card disclosure PDF"", ""evidence"": ""Shows purchase and balance-transfer APR 15.74%-25.74%, cash-advance APR 23.74%-27.74%, no annual fee, no foreign transaction fee, 3% balance-transfer fee, and penalty APR 28.74%.""}, {""url"": ""https://www.alliantcreditunion.org/images/uploads/files/CashbackVisaSignatureProgramTermsConditions.pdf"", ""basis"": ""Official rewards program terms PDF"", ""evidence"": ""Shows unlimited 1.50% cash back on eligible purchases, exclusions, $25 redemption threshold, redemption options, and expiration rules.""}, {""url"": ""https://www.alliantcreditunion.org/images/uploads/files/VisaSignatureCreditCardAgreement.pdf"", ""basis"": ""Official card agreement PDF"", ""evidence"": ""Supports account agreement, finance-charge, balance-transfer, cash-advance, and payment-allocation details.""}], ""evidence_summary"": ""Alliant product page and program terms show unlimited 1.5% cash back with no annual fee and no foreign transaction fee; disclosure PDF supplies APR and fee details."", ""limitations"": [""The target alternate URL /bank/credit-cards returned a page-not-found message, so the current /credit-cards comparison page was used.""], ""browser_safety"": ""Official pages and linked PDFs were viewed/read only. No login, prequalification, application, or personal-information workflow was submitted.""}",2026-05-30 06:15:03,2026-05-30 15:47:45,,,,NA,NA
226,Alliant Credit Union,Alliant Visa® Platinum Credit Card,CONSUMER,BALANCE_TRANSFER,Introductory APR as low as 0% for 12 months on purchases and balance transfers; disclosure states 0%-5.99% introductory APR based on creditworthiness.,,NA,NA,365,Introductory APR for purchases and balance transfers for 12 months from account opening,0,0,,"0%-5.99% introductory APR for 12 months from account opening on purchases and balance transfers, based on creditworthiness","After intro, variable purchase and balance-transfer APR 13.74%-25.74%; cash advance APR 22.74%-27.74%; penalty APR 28.74%","No annual fee; low balance-transfer fee of either $5 or 2% of the amount transferred, whichever is greater; Visa Zero Liability, contactless/mobile wallet support, auto rental collision damage waiver, Roadside Dispatch, EMV chip, and Visa Secure.",https://www.alliantcreditunion.org/credit-cards/visa-platinum-card,Official product page with linked disclosure PDF,2026-05-30T00:15:03-06:00,Membership applies. Introductory rate and incentive offers are not available to members who had an outstanding balance on a closed Alliant Visa Credit Card account or had an Alliant Visa Credit Card within the last six months. No application or prequalification flow was used.,"{""target"": {""id"": 24, ""institution"": ""Alliant Credit Union"", ""institution_type"": ""Bank/Card Issuer"", ""role"": ""Credit union issuer"", ""known_issuer_partner"": ""Alliant Credit Union"", ""known_rewards_card_examples"": ""Alliant Cashback Visa Signature"", ""offer_research_url"": ""https://www.alliantcreditunion.org/bank/visa-signature-card"", ""alternate_issuer_url"": ""https://www.alliantcreditunion.org/bank/credit-cards"", ""notes"": ""Membership applies.""}, ""retrieved"": ""2026-05-30T00:15:03-06:00"", ""card_offer"": ""Alliant Visa® Platinum Credit Card"", ""sources"": [{""url"": ""https://www.alliantcreditunion.org/credit-cards"", ""basis"": ""Official credit card comparison page"", ""evidence"": ""Lists Alliant Visa Platinum and Alliant Cashback Visa Signature as current credit card offers; /bank/credit-cards alternate was unavailable.""}, {""url"": ""https://www.alliantcreditunion.org/credit-cards/visa-platinum-card"", ""basis"": ""Official product page"", ""evidence"": ""Shows 0% APR intro rate for 12 months on purchases and balance transfers, no annual fee, 2% balance-transfer fee, and standard variable APR 13.74%-25.74% after intro.""}, {""url"": ""https://www.alliantcreditunion.org/images/uploads/files/VisaCreditCardDisclosure.pdf"", ""basis"": ""Official credit card disclosure PDF"", ""evidence"": ""Shows 0%-5.99% introductory APR for 12 months on purchases and balance transfers based on creditworthiness; after intro, Platinum APR 13.74%-25.74%, no annual fee, 2% balance-transfer fee, and 2% foreign transaction fee.""}, {""url"": ""https://www.alliantcreditunion.org/images/uploads/files/VisaCreditCardAgreement.pdf"", ""basis"": ""Official card agreement PDF"", ""evidence"": ""Supports intro-offer eligibility, account agreement, finance-charge, balance-transfer, foreign-transaction, and payment-allocation details.""}], ""evidence_summary"": ""Alliant product/compare pages show the Visa Platinum offer, 12-month intro APR, no annual fee, and balance transfer positioning; disclosure PDF supplies 0%-5.99% intro APR range, post-intro APR, and fees."", ""limitations"": [""The product page headlines intro APR as low as 0%; the disclosure clarifies 0%-5.99% introductory APR based on creditworthiness.""], ""browser_safety"": ""Official pages and linked PDFs were viewed/read only. No login, prequalification, application, or personal-information workflow was submitted.""}",2026-05-30 06:15:03,2026-05-30 15:47:45,,,,NA,NA
54,American Express,Delta SkyMiles Blue American Express Card,CONSUMER,AIRLINE_REWARDS,"Earn 10,000 bonus miles after spending $1,000 in eligible purchases on the new Card in the first 6 months.",10000,NA,1000,180,"After spending $1,000 in eligible purchases on the new Card in the first 6 months.",0,0,,None found on public official source.,19.49% to 28.49% variable purchase APR based on creditworthiness and other factors; variable APRs will not exceed 29.99%.,2x miles on Delta purchases and at restaurants worldwide including takeout/delivery in the U.S.; 1x other purchases; Pay with Miles eligibility; 20% back as a statement credit on select in-flight purchases; no foreign transaction fees.,https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-personal-cards#blue,Official Delta product page plus Amex rates/fees and offer/benefit terms,2026-05-29T21:45:57-06:00,"Official Delta page provided the public Blue Card offer and benefits. Browser runtime was used for live page checks; no sign-in, preapproval, or application flow was entered.","{""browser_verified"": true, ""evidence"": {""benefits"": ""Delta personal page showed 2x Delta/restaurant earn, Pay with Miles, and in-flight purchase statement credit."", ""offer"": ""Delta personal page showed 10,000 bonus miles after $1,000 spend in first 6 months."", ""pricing"": ""Amex rates/fees page showed $0 annual fee, purchase APR 19.49%-28.49%, foreign transaction none, rates accurate as of 05/29/26.""}, ""institution_target"": ""Delta SkyMiles"", ""sources"": [""https://www.delta.com/us/en/skymiles/airline-credit-cards/overview"", ""https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-personal-cards"", ""https://www.delta.com/blueofferterms"", ""https://www.delta.com/blueratesandfees"", ""https://www.delta.com/bluebenefitterms""], ""target_id"": 32}",2026-05-30 03:45:57,2026-05-30 15:47:45,Delta SkyMiles,,Delta Skymiles,NA,NA
51,American Express,Delta SkyMiles Gold American Express Card,CONSUMER,AIRLINE_REWARDS,"Apply and find out your welcome offer as high as 80,000 miles after $2,000 in eligible purchases on the new Card within the first 6 months of Card Membership; welcome offers vary and applicant may not be eligible.",80000,NA,2000,180,"As high as 80,000 miles after $2,000 in eligible purchases within the first 6 months; offer varies by applicant/channel.",150,0,$0 introductory annual fee for the first year,None found on public official source.,19.49% to 28.49% variable purchase APR based on creditworthiness and other factors; variable APRs will not exceed 29.99%.,"2x miles on Delta purchases, at restaurants worldwide including takeout/delivery in the U.S., and at U.S. supermarkets; 1x other purchases; first checked bag free on Delta flights; 15% off Delta award travel booked with miles on Delta-operated flights; up to $100 Delta Stays credit each year; earn $200 Delta Flight Credit after $10,000 purchases in a calendar year; no foreign transaction fees.",https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-personal-cards#gold,Official Delta product page plus Amex rates/fees and offer/benefit terms,2026-05-29T21:45:57-06:00,"Official Delta page says applicants apply and find out their welcome offer; welcome offers vary and the applicant may not be eligible for an offer. Browser runtime was used for live page checks; no sign-in, preapproval, or application flow was entered.","{""browser_verified"": true, ""evidence"": {""benefits"": ""Delta personal page showed 2x Delta/restaurant/U.S. supermarket earn, first checked bag free, TakeOff 15, Delta Stays credit, and $200 Delta Flight Credit after $10K spend."", ""offer"": ""Delta personal page showed as high as 80,000 miles after $2,000 spend in first 6 months, with welcome offers varying by applicant."", ""pricing"": ""Amex rates/fees page showed $0 intro annual fee first year then $150, purchase APR 19.49%-28.49%, foreign transaction none, rates accurate as of 05/29/26.""}, ""institution_target"": ""Delta SkyMiles"", ""sources"": [""https://www.delta.com/us/en/skymiles/airline-credit-cards/overview"", ""https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-personal-cards"", ""https://www.delta.com/goldofferterms"", ""https://www.delta.com/goldratesandfees"", ""https://www.delta.com/goldbenefitterms""], ""target_id"": 32}",2026-05-30 03:45:57,2026-05-30 15:47:45,Delta SkyMiles,,Delta Skymiles,NA,NA
55,American Express,Delta SkyMiles Gold Business American Express Card,BUSINESS,AIRLINE_REWARDS,"Earn 60,000 bonus miles after making $4,000 in eligible purchases on the Card in the first 6 months.",60000,NA,4000,180,"After making $4,000 in eligible purchases on the Card in the first 6 months.",150,0,$0 introductory annual fee for the first year,None found on public official source.,19.49% to 28.49% variable purchase APR based on creditworthiness and other factors; variable APRs will not exceed 29.99%.,"2x miles at restaurants worldwide including U.S. takeout/delivery; 2x miles at U.S. shipping providers and U.S. providers for advertising in select media on up to $50,000 per category per year; up to $150 Delta Stays credit each year; 15% off eligible Delta award travel; $200 Delta Flight Credit after $10,000 purchases in a calendar year; first checked bag free on Delta flights; no foreign transaction fees.",https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-business-cards#gold,Official Delta business product page plus Amex rates/fees and offer/benefit terms,2026-05-29T21:45:57-06:00,"Official Delta business page provided current public business-card offers and benefits. Browser runtime was used for live page checks; no sign-in, preapproval, or application flow was entered.","{""browser_verified"": true, ""evidence"": {""benefits"": ""Delta business page showed 2x restaurant/shipping/advertising categories, Delta Stays credit, TakeOff 15, Delta Flight Credit, and first checked bag free."", ""offer"": ""Delta business page showed 60,000 miles after $4,000 spend in first 6 months."", ""pricing"": ""Amex business rates/fees page showed $0 intro annual fee first year then $150, purchase APR 19.49%-28.49%, foreign transaction none.""}, ""institution_target"": ""Delta SkyMiles"", ""sources"": [""https://www.delta.com/us/en/skymiles/airline-credit-cards/overview"", ""https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-business-cards"", ""https://www.delta.com/goldbizofferterms"", ""https://www.delta.com/goldbizratesandfees"", ""https://www.delta.com/goldbizbenefitterms""], ""target_id"": 32}",2026-05-30 03:45:57,2026-05-30 15:47:45,Delta SkyMiles,,Delta Skymiles,NA,NA
52,American Express,Delta SkyMiles Platinum American Express Card,CONSUMER,AIRLINE_REWARDS,"Apply and find out your welcome offer as high as 90,000 miles after $3,000 in eligible purchases on the new Card within the first 6 months of Card Membership; welcome offers vary and applicant may not be eligible.",90000,NA,3000,180,"As high as 90,000 miles after $3,000 in eligible purchases within the first 6 months; offer varies by applicant/channel.",350,0,,None found on public official source.,19.49% to 28.49% variable purchase APR based on creditworthiness and other factors; variable APRs will not exceed 29.99%.,"3x miles on Delta purchases and eligible hotel purchases; 2x miles at restaurants worldwide and U.S. supermarkets; 1x other purchases; Delta Main round-trip companion certificate after renewal; MQD Headstart and MQD Boost ($1 MQD per $20 purchases); up to $390 per year in rideshare, Delta Stays, and Resy statement credits; 15% off eligible Delta award travel; no foreign transaction fees.",https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-personal-cards#plat,Official Delta product page plus Amex rates/fees and offer/benefit terms,2026-05-29T21:45:57-06:00,"Official Delta page says applicants apply and find out their welcome offer; welcome offers vary and the applicant may not be eligible for an offer. Browser runtime was used for live page checks; no sign-in, preapproval, or application flow was entered.","{""browser_verified"": true, ""evidence"": {""benefits"": ""Delta personal page showed companion certificate, 3x Delta/hotel earn, MQD Headstart/Boost, and rideshare/Delta Stays/Resy credits."", ""offer"": ""Delta personal page showed as high as 90,000 miles after $3,000 spend in first 6 months, with welcome offers varying by applicant."", ""pricing"": ""Amex rates/fees page showed $350 annual fee, purchase APR 19.49%-28.49%, foreign transaction none, rates accurate as of 05/29/26.""}, ""institution_target"": ""Delta SkyMiles"", ""sources"": [""https://www.delta.com/us/en/skymiles/airline-credit-cards/overview"", ""https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-personal-cards"", ""https://www.delta.com/platofferterms"", ""https://www.delta.com/platratesandfees"", ""https://www.delta.com/platbenefitterms""], ""target_id"": 32}",2026-05-30 03:45:57,2026-05-30 15:47:45,Delta SkyMiles,,Delta Skymiles,NA,NA
56,American Express,Delta SkyMiles Platinum Business American Express Card,BUSINESS,AIRLINE_REWARDS,"Earn 70,000 bonus miles after making $6,000 in eligible purchases on the Card in the first 6 months.",70000,NA,6000,180,"After making $6,000 in eligible purchases on the Card in the first 6 months.",350,0,,None found on public official source.,19.49% to 28.49% variable purchase APR based on creditworthiness and other factors; variable APRs will not exceed 29.99%.,"15% off eligible Delta award travel; companion certificate for Delta Main domestic/Caribbean/Central American round trip after renewal; 1.5x miles on transit, U.S. shipping providers, and single eligible purchases of $5,000 or more up to $100,000 combined eligible purchases per year; MQD Headstart and MQD Boost ($1 MQD per $20 purchases); up to $440 per year in rideshare, Delta Stays, and Resy credits; no foreign transaction fees.",https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-business-cards#plat,Official Delta business product page plus Amex rates/fees and offer/benefit terms,2026-05-29T21:45:57-06:00,"Official Delta business page provided current public business-card offers and benefits. Browser runtime was used for live page checks; no sign-in, preapproval, or application flow was entered.","{""browser_verified"": true, ""evidence"": {""benefits"": ""Delta business page showed companion certificate, 1.5x eligible categories, MQD Headstart/Boost, and rideshare/Delta Stays/Resy credits."", ""offer"": ""Delta business page showed 70,000 miles after $6,000 spend in first 6 months."", ""pricing"": ""Amex business rates/fees page showed $350 annual fee, purchase APR 19.49%-28.49%, foreign transaction none.""}, ""institution_target"": ""Delta SkyMiles"", ""sources"": [""https://www.delta.com/us/en/skymiles/airline-credit-cards/overview"", ""https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-business-cards"", ""https://www.delta.com/platbizofferterms"", ""https://www.delta.com/platbizratesandfees"", ""https://www.delta.com/platbizbenefitterms""], ""target_id"": 32}",2026-05-30 03:45:57,2026-05-30 15:47:45,Delta SkyMiles,,Delta Skymiles,NA,NA
53,American Express,Delta SkyMiles Reserve American Express Card,CONSUMER,AIRLINE_REWARDS,"Apply and find out your welcome offer as high as 100,000 miles after $5,000 in eligible purchases on the new Card within the first 6 months of Card Membership; welcome offers vary and applicant may not be eligible.",100000,NA,5000,180,"As high as 100,000 miles after $5,000 in eligible purchases within the first 6 months; offer varies by applicant/channel.",650,0,,None found on public official source.,19.49% to 28.49% variable purchase APR based on creditworthiness and other factors; variable APRs will not exceed 29.99%.,"3x miles on Delta purchases; 1x other purchases; 15 Delta Sky Club visits each Medallion Year when flying Delta and unlimited access after $75,000 calendar-year spend; Centurion Lounge and Escape Lounge access when booking Delta flight with the Card; companion certificate for Delta First, Delta Comfort, or Delta Main eligible round trip after renewal; MQD Headstart and MQD Boost ($1 MQD per $10 purchases); up to $560 per year in rideshare, Delta Stays, and Resy statement credits; no foreign transaction fees.",https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-personal-cards#reserve,Official Delta product page plus Amex rates/fees and offer/benefit terms,2026-05-29T21:45:57-06:00,"Official Delta page says applicants apply and find out their welcome offer; welcome offers vary and the applicant may not be eligible for an offer. Browser runtime was used for live page checks; no sign-in, preapproval, or application flow was entered.","{""browser_verified"": true, ""evidence"": {""benefits"": ""Delta personal page showed Delta Sky Club visits, Centurion/Escape Lounge access, companion certificate, MQD Headstart/Boost, and credits."", ""offer"": ""Delta personal page showed as high as 100,000 miles after $5,000 spend in first 6 months, with welcome offers varying by applicant."", ""pricing"": ""Amex rates/fees page showed $650 annual fee, purchase APR 19.49%-28.49%, foreign transaction none, rates accurate as of 05/29/26.""}, ""institution_target"": ""Delta SkyMiles"", ""sources"": [""https://www.delta.com/us/en/skymiles/airline-credit-cards/overview"", ""https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-personal-cards"", ""https://www.delta.com/resofferterms"", ""https://www.delta.com/resratesandfees"", ""https://www.delta.com/resbenefitterms""], ""target_id"": 32}",2026-05-30 03:45:57,2026-05-30 15:47:45,Delta SkyMiles,,Delta Skymiles,NA,NA
57,American Express,Delta SkyMiles Reserve Business American Express Card,BUSINESS,AIRLINE_REWARDS,"Earn 80,000 bonus miles after making $10,000 in eligible purchases on the Card in the first 6 months.",80000,NA,10000,180,"After making $10,000 in eligible purchases on the Card in the first 6 months.",650,0,,None found on public official source.,19.49% to 28.49% variable purchase APR based on creditworthiness and other factors; variable APRs will not exceed 29.99%.,"1.5x miles on transit, U.S. shipping providers, and U.S. office supply store purchases; after $150,000 annual spend, 1.5x miles on all eligible purchases for rest of year; 15 Delta Sky Club visits each Medallion Year when flying Delta and unlimited access after $75,000 calendar-year spend; Centurion Lounge/Escape Lounge access when booking Delta with the Card; companion certificate for Delta First, Delta Comfort, or Delta Main eligible round trip after renewal; MQD Headstart and MQD Boost ($1 MQD per $10 purchases); up to $610 per year in rideshare, Delta Stays, and Resy credits; no foreign transaction fees.",https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-business-cards#reserve,Official Delta business product page plus Amex rates/fees and offer/benefit terms,2026-05-29T21:45:57-06:00,"Official Delta business page provided current public business-card offers and benefits. Browser runtime was used for live page checks; no sign-in, preapproval, or application flow was entered.","{""browser_verified"": true, ""evidence"": {""benefits"": ""Delta business page showed lounge access, companion certificate, 1.5x eligible categories, MQD Headstart/Boost, and credits."", ""offer"": ""Delta business page showed 80,000 miles after $10,000 spend in first 6 months."", ""pricing"": ""Amex business rates/fees page showed $650 annual fee, purchase APR 19.49%-28.49%, foreign transaction none.""}, ""institution_target"": ""Delta SkyMiles"", ""sources"": [""https://www.delta.com/us/en/skymiles/airline-credit-cards/overview"", ""https://www.delta.com/us/en/skymiles/airline-credit-cards/american-express-business-cards"", ""https://www.delta.com/resbizofferterms"", ""https://www.delta.com/resbiztratesandfees"", ""https://www.delta.com/resbizbenefitterms""], ""target_id"": 32}",2026-05-30 03:45:57,2026-05-30 15:47:45,Delta SkyMiles,,Delta Skymiles,NA,NA
66,American Express,Hilton Honors American Express Aspire Card,CO_BRAND_CONSUMER,HOTEL_REWARDS,"Limited Time Offer: Earn 175,000 Hilton Honors Bonus Points; offer ends 7/29/26.",175000,NA,6000,180,"Earn 175,000 Hilton Honors Bonus Points after spending $6,000 in eligible purchases on the Card in the first 6 months of Card Membership; offer ends 7/29/26.",550,0,,None found on public official source.,19.49% to 28.49% variable purchase APR based on creditworthiness and other factors; variable APRs will not exceed 29.99%.,"14X points on eligible Hilton purchases; 7X on flights booked directly with airlines or AmexTravel.com, car rentals booked directly from select companies, and U.S. restaurants; 3X all other eligible purchases; complimentary Diamond status; Annual Free Night Reward in first year and at renewal; up to $400 annual Hilton resort credits; up to $200 back per year on eligible flight purchases; up to $209 CLEAR Plus statement credit; additional Free Night Rewards after $30,000 and $60,000 annual spend; up to $100 qualifying Waldorf Astoria/Conrad property credit; National Car Rental Emerald Club Executive status; no foreign transaction fees.",https://www.hilton.com/en/hilton-honors/credit-cards/,Official Hilton listing page with Amex terms/rates enrichment,2026-05-29T21:58:08-06:00,Limited-time offer observed on Hilton and Amex official terms. Amex terms state welcome-offer eligibility may vary by card history and other factors and that applicants are notified before processing if not eligible. Did not enter or submit an application. Amex rates page says variable APRs are accurate as of 05/29/26.,"{""target"":{""id"":59,""institution"":""Hilton Honors"",""issuer_partner"":""American Express"",""offer_research_url"":""https://www.hilton.com/en/hilton-honors/credit-cards/"",""alternate_issuer_url"":""https://www.americanexpress.com/us/credit-cards/card/hilton-honors-surpass/"",""priority"":""High""},""retrieved"":""2026-05-29T21:58:08-06:00"",""sources"":[{""url"":""https://www.hilton.com/en/hilton-honors/credit-cards/"",""basis"":""Official Hilton Honors credit cards page"",""evidence"":""Hilton page showed four U.S. Hilton Honors American Express card offers, welcome-offer spend requirements, limited-time 7/29/26 end dates, earning categories, benefits, annual fees, and links to Amex rates, offer, and benefit terms.""},{""url"":""https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/personal-card/hil/hilton-honors-aspire-credit-card/ep-hil-28077?print=false#offer-terms"",""basis"":""Official Amex offer terms"",""evidence"":""Offer terms confirmed 175,000 points after $6,000 eligible purchases in first 6 months and offer end 07/29/2026 at 23:59 pm MST.""},{""url"":""https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/personal-card/hil/hilton-honors-aspire-credit-card/ep-hil-28077?print=false"",""basis"":""Official Amex rates and fees page"",""evidence"":""Rates page showed 19.49%-28.49% purchase APR, $550 annual fee, no foreign transaction fee, max APR, and APR accuracy date.""}],""limitations"":[""Public official sources only; no login, prequalification, or application submission."",""Offer terms can vary by applicant, eligibility history, and marketing channel."",""Limited-time Hilton Honors American Express offers observed with July 29, 2026 end date on official pages.""]}",2026-05-30 03:58:08,2026-05-30 15:47:45,Hilton Honors,,Hilton Honors Bonus Points,NA,NA
67,American Express,Hilton Honors American Express Business Card,BUSINESS_CO_BRAND,HOTEL_REWARDS,"Limited Time Offer: $0 intro annual fee for the first year, then $195, plus 130,000 Hilton Honors Bonus Points; offer ends 7/29/26.",130000,NA,8000,180,"Earn 130,000 Hilton Honors Bonus Points after spending $8,000 in eligible purchases on the Card in the first 6 months of Card Membership; introductory annual fee is $0 for first year, then $195; offer ends 7/29/26.",195,0,$0 introductory annual fee for the first year,None found on public official source.,19.49% to 28.49% variable purchase APR based on creditworthiness and other factors; variable APRs will not exceed 29.99%.,"12X points on eligible Hilton purchases; 5X on other purchases on the first $100,000 in purchases each calendar year, then 3X; complimentary Gold status; up to $240 back each year on eligible Hilton purchases, up to $60 per quarter; Diamond upgrade after $40,000 purchases in a calendar year; no foreign transaction fees.",https://www.hilton.com/en/hilton-honors/credit-cards/,Official Hilton listing page with Amex terms/rates enrichment,2026-05-29T21:58:08-06:00,Limited-time business offer observed on Hilton and Amex official terms. Amex terms state welcome-offer eligibility may vary by card history and other factors and that applicants are notified before processing if not eligible. Did not enter or submit an application. Amex business rates page says variable APRs are accurate as of 05/29/2026.,"{""target"":{""id"":59,""institution"":""Hilton Honors"",""issuer_partner"":""American Express"",""offer_research_url"":""https://www.hilton.com/en/hilton-honors/credit-cards/"",""alternate_issuer_url"":""https://www.americanexpress.com/us/credit-cards/card/hilton-honors-surpass/"",""priority"":""High""},""retrieved"":""2026-05-29T21:58:08-06:00"",""sources"":[{""url"":""https://www.hilton.com/en/hilton-honors/credit-cards/"",""basis"":""Official Hilton Honors credit cards page"",""evidence"":""Hilton page showed four U.S. Hilton Honors American Express card offers, welcome-offer spend requirements, limited-time 7/29/26 end dates, earning categories, benefits, annual fees, and links to Amex rates, offer, and benefit terms.""},{""url"":""https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/business-card/hil/hilton-honors-american-express-business-credit-card/ep-hil-28282?print=false#offer-terms"",""basis"":""Official Amex offer terms"",""evidence"":""Offer terms confirmed 130,000 points after $8,000 eligible purchases in first 6 months, first-year annual-fee waiver, then $195 annual fee, and offer end 07/29/2026 at 23:59 PM MST.""},{""url"":""https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/business-card/hil/hilton-honors-american-express-business-credit-card/ep-hil-28282?print=false"",""basis"":""Official Amex rates and fees page"",""evidence"":""Rates page showed 19.49%-28.49% purchase APR, $0 intro annual fee first year then $195, no foreign transaction fee, max APR, and APR accuracy date.""}],""limitations"":[""Public official sources only; no login, prequalification, or application submission."",""Offer terms can vary by applicant, eligibility history, and marketing channel."",""Limited-time Hilton Honors American Express offers observed with July 29, 2026 end date on official pages.""]}",2026-05-30 03:58:08,2026-05-30 15:47:45,Hilton Honors,,Hilton Honors Bonus Points,NA,NA
64,American Express,Hilton Honors American Express Card,CO_BRAND_CONSUMER,HOTEL_REWARDS,"Limited Time Offer: Earn a $100 Statement Credit plus 100,000 Hilton Honors Bonus Points; offer ends 7/29/26.",100000,100,2000,180,"Earn a $100 statement credit and 100,000 Hilton Honors Bonus Points after spending $2,000 in eligible purchases on the Card in the first 6 months of Card Membership; offer ends 7/29/26.",0,0,,None found on public official source.,19.49% to 28.49% variable purchase APR based on creditworthiness and other factors; variable APRs will not exceed 29.99%.,"7X points on eligible Hilton purchases; 5X at U.S. restaurants, U.S. gas stations, and U.S. supermarkets; 3X on all other eligible purchases; complimentary Silver status; no foreign transaction fees; upgrade to Gold Status through end of next calendar year after $20,000 purchases in a calendar year; Plan It eligible purchases may be split with a fixed monthly fee.",https://www.hilton.com/en/hilton-honors/credit-cards/,Official Hilton listing page with Amex terms/rates enrichment,2026-05-29T21:58:08-06:00,Limited-time offer observed on Hilton and Amex official terms. Amex terms state welcome-offer eligibility may vary by card history and other factors and that applicants are notified before processing if not eligible. Did not enter or submit an application. Amex rates page says variable APRs are accurate as of 05/29/26.,"{""target"":{""id"":59,""institution"":""Hilton Honors"",""issuer_partner"":""American Express"",""offer_research_url"":""https://www.hilton.com/en/hilton-honors/credit-cards/"",""alternate_issuer_url"":""https://www.americanexpress.com/us/credit-cards/card/hilton-honors-surpass/"",""priority"":""High""},""retrieved"":""2026-05-29T21:58:08-06:00"",""sources"":[{""url"":""https://www.hilton.com/en/hilton-honors/credit-cards/"",""basis"":""Official Hilton Honors credit cards page"",""evidence"":""Hilton page showed four U.S. Hilton Honors American Express card offers, welcome-offer spend requirements, limited-time 7/29/26 end dates, earning categories, benefits, annual fees, and links to Amex rates, offer, and benefit terms.""},{""url"":""https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/personal-card/hil/hilton-honors-credit-card/ep-hil-28171?print=false#offer-terms"",""basis"":""Official Amex offer terms"",""evidence"":""Offer terms confirmed 100,000 points plus $100 statement credit after $2,000 eligible purchases in first 6 months and offer end 07/29/2026 at 23:59 pm MST.""},{""url"":""https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/personal-card/hil/hilton-honors-credit-card/ep-hil-28171?print=false"",""basis"":""Official Amex rates and fees page"",""evidence"":""Rates page showed 19.49%-28.49% purchase APR, $0 annual fee, no foreign transaction fee, max APR, and APR accuracy date.""}],""limitations"":[""Public official sources only; no login, prequalification, or application submission."",""Offer terms can vary by applicant, eligibility history, and marketing channel."",""Limited-time Hilton Honors American Express offers observed with July 29, 2026 end date on official pages.""]}",2026-05-30 03:58:08,2026-05-30 15:47:45,Hilton Honors,,Hilton Honors Bonus Points,NA,Statement Credit
65,American Express,Hilton Honors American Express Surpass Card,CO_BRAND_CONSUMER,HOTEL_REWARDS,"Limited Time Offer: $0 intro annual fee for the first year, then $150, plus 130,000 Hilton Honors Bonus Points; offer ends 7/29/26.",130000,NA,3000,180,"Earn 130,000 Hilton Honors Bonus Points after spending $3,000 in eligible purchases on the Card in the first 6 months of Card Membership; introductory annual fee is $0 for first year, then $150; offer ends 7/29/26.",150,0,$0 introductory annual fee for the first year,None found on public official source.,19.49% to 28.49% variable purchase APR based on creditworthiness and other factors; variable APRs will not exceed 29.99%.,"12X points on eligible Hilton purchases; 6X at U.S. restaurants, U.S. gas stations, and U.S. supermarkets; 4X on U.S. online retail purchases; 3X on all other eligible purchases; complimentary Gold status; up to $200 back annually on eligible direct Hilton purchases; Free Night Reward after $15,000 purchases in a calendar year; Diamond upgrade after $40,000 purchases in a calendar year; complimentary National Car Rental Emerald Club Executive status; no foreign transaction fees.",https://www.hilton.com/en/hilton-honors/credit-cards/,Official Hilton listing page with Amex terms/rates enrichment,2026-05-29T21:58:08-06:00,Limited-time offer observed on Hilton and Amex official terms. Amex terms state welcome-offer eligibility may vary by card history and other factors and that applicants are notified before processing if not eligible. Did not enter or submit an application. Amex rates page says variable APRs are accurate as of 05/29/26.,"{""target"":{""id"":59,""institution"":""Hilton Honors"",""issuer_partner"":""American Express"",""offer_research_url"":""https://www.hilton.com/en/hilton-honors/credit-cards/"",""alternate_issuer_url"":""https://www.americanexpress.com/us/credit-cards/card/hilton-honors-surpass/"",""priority"":""High""},""retrieved"":""2026-05-29T21:58:08-06:00"",""sources"":[{""url"":""https://www.hilton.com/en/hilton-honors/credit-cards/"",""basis"":""Official Hilton Honors credit cards page"",""evidence"":""Hilton page showed four U.S. Hilton Honors American Express card offers, welcome-offer spend requirements, limited-time 7/29/26 end dates, earning categories, benefits, annual fees, and links to Amex rates, offer, and benefit terms.""},{""url"":""https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/personal-card/hil/hilton-honors-surpass-credit-card/ep-hscc-10006?print=false#offer-terms"",""basis"":""Official Amex offer terms"",""evidence"":""Offer terms confirmed 130,000 points after $3,000 eligible purchases in first 6 months, first-year annual-fee waiver, then $150 annual fee, and offer end 07/29/2026 at 23:59 pm MST.""},{""url"":""https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/personal-card/hil/hilton-honors-surpass-credit-card/ep-hscc-10006?print=false"",""basis"":""Official Amex rates and fees page"",""evidence"":""Rates page showed 19.49%-28.49% purchase APR, $0 intro annual fee first year then $150, no foreign transaction fee, max APR, and APR accuracy date.""}],""limitations"":[""Public official sources only; no login, prequalification, or application submission."",""Offer terms can vary by applicant, eligibility history, and marketing channel."",""Limited-time Hilton Honors American Express offers observed with July 29, 2026 end date on official pages.""]}",2026-05-30 03:58:08,2026-05-30 15:47:45,Hilton Honors,,Hilton Honors Bonus Points,NA,NA
61,American Express,Marriott Bonvoy Bevy American Express Card,CO_BRAND_CONSUMER,HOTEL_REWARDS,"Earn up to 135,000 Bonus Points.",135000,NA,5000,180,"Earn 85,000 points after spending $5,000 and an extra 50,000 points after spending an additional $2,000 within the first 6 months of Card Membership.",250,0,,None found on public official source.,19.49% to 28.49% variable purchase APR based on creditworthiness and other factors; variable APRs will not exceed 29.99%.,"Up to 18.5X points at Marriott Bonvoy hotels; 6X with the card at participating hotels; 4X at restaurants worldwide and U.S. supermarkets on up to $15,000 combined per calendar year, then 2X; 2X other eligible purchases; complimentary Gold Elite status, 15 Elite Night Credits, 1,000 bonus points per paid eligible stay, Free Night Award after $15,000 annual spend, no foreign transaction fees.",https://www.marriott.com/credit-cards/marriott-bonvoy-bevy-american-express-card.mi,Official Marriott product page with Amex terms/rates enrichment,2026-05-29T21:54:15-06:00,Amex terms state welcome-offer eligibility may vary by card history and other factors and that the issuer will notify applicants before processing if not eligible. Did not enter or submit an application. Amex rates page says variable APRs are accurate as of 05/29/26.,"{""target"":{""id"":58,""institution"":""Marriott Bonvoy"",""issuer_partner"":""JPMorgan Chase and American Express"",""offer_research_url"":""https://www.marriott.com/credit-cards.mi"",""alternate_issuer_url"":""https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy"",""priority"":""High""},""retrieved"":""2026-05-29T21:54:15-06:00"",""sources"":[{""url"":""https://www.marriott.com/credit-cards.mi"",""basis"":""Official Marriott credit cards overview"",""evidence"":""Marriott overview showed current U.S. Marriott Bonvoy consumer and business card offers and linked issuer pricing, rates, offer, and benefit terms.""},{""url"":""https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy"",""basis"":""Official Chase Marriott card listing"",""evidence"":""Chase listing showed Boundless, Bountiful, and Bold new-cardmember offers, APRs, annual fees, and pricing links.""},{""url"":""https://www.marriott.com/credit-cards/marriott-bonvoy-bevy-american-express-card.mi"",""basis"":""Official Marriott product page"",""evidence"":""Product page showed the up-to-135,000-point offer, $250 annual fee, spend timing, earning categories, Gold Elite-related benefits, 15 Elite Night Credits, and no foreign transaction fees.""},{""url"":""https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/personal-card/mar/marriott-bonvoy-bevy-card/ep-mar-mic-1566?print=false#offer-terms"",""basis"":""Official Amex offer terms"",""evidence"":""Offer terms page provided welcome-offer eligibility caveats.""},{""url"":""https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/personal-card/mar/marriott-bonvoy-bevy-card/ep-mar-mic-1566?print=false#rates&fees"",""basis"":""Official Amex rates and fees page"",""evidence"":""Rates page showed 19.49%-28.49% purchase APR, $250 annual fee, no foreign transaction fee, max APR, and APR accuracy date.""}],""limitations"":[""Public official sources only; no login, prequalification, or application submission."",""Offer terms can vary by applicant, eligibility history, and marketing channel."",""Representative U.S. public offer rows captured for active Marriott Bonvoy cards observed on official Marriott, Chase, and American Express surfaces.""]}",2026-05-30 03:54:15,2026-05-30 15:47:45,Marriott Bonvoy,"additional $2,000 in purchases",Marriott Bonvoy bonus points,NA,NA
62,American Express,Marriott Bonvoy Brilliant American Express Card,CO_BRAND_CONSUMER,HOTEL_REWARDS,"Earn up to 150,000 Bonus Points.",150000,NA,6000,180,"Earn 100,000 points after spending $6,000 and an extra 50,000 points after spending an additional $2,000 within the first 6 months of Card Membership.",650,0,,None found on public official source.,19.49% to 28.49% variable purchase APR based on creditworthiness and other factors; variable APRs will not exceed 29.99%.,"Up to 21X points at Marriott Bonvoy hotels; 6X with the card at participating hotels; 3X at restaurants worldwide and flights booked directly with airlines; 2X other eligible purchases; complimentary Platinum Elite status; up to $300 dining credit, up to $100 property credit at Ritz-Carlton or St. Regis on qualifying stays, annual Free Night Award up to 85,000 points, 25 Elite Night Credits, Priority Pass Select enrollment, no foreign transaction fees.",https://www.marriott.com/credit-cards/marriott-bonvoy-brilliant-american-express-card.mi,Official Marriott product page with Amex terms/rates enrichment,2026-05-29T21:54:15-06:00,Amex terms state welcome-offer eligibility may vary by card history and other factors and that the issuer will notify applicants before processing if not eligible. Did not enter or submit an application. Amex rates page says variable APRs are accurate as of 05/29/26.,"{""target"":{""id"":58,""institution"":""Marriott Bonvoy"",""issuer_partner"":""JPMorgan Chase and American Express"",""offer_research_url"":""https://www.marriott.com/credit-cards.mi"",""alternate_issuer_url"":""https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy"",""priority"":""High""},""retrieved"":""2026-05-29T21:54:15-06:00"",""sources"":[{""url"":""https://www.marriott.com/credit-cards.mi"",""basis"":""Official Marriott credit cards overview"",""evidence"":""Marriott overview showed current U.S. Marriott Bonvoy consumer and business card offers and linked issuer pricing, rates, offer, and benefit terms.""},{""url"":""https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy"",""basis"":""Official Chase Marriott card listing"",""evidence"":""Chase listing showed Boundless, Bountiful, and Bold new-cardmember offers, APRs, annual fees, and pricing links.""},{""url"":""https://www.marriott.com/credit-cards/marriott-bonvoy-brilliant-american-express-card.mi"",""basis"":""Official Marriott product page"",""evidence"":""Product page showed the up-to-150,000-point offer, $650 annual fee, spend timing, earning categories, Platinum Elite status, credits, Free Night Award, and 25 Elite Night Credits.""},{""url"":""https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/personal-card/mar/marriott-bonvoy-brilliant-card/ep-mar-mic-181?print=false#offer-terms"",""basis"":""Official Amex offer terms"",""evidence"":""Offer terms page provided welcome-offer eligibility caveats.""},{""url"":""https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/personal-card/mar/marriott-bonvoy-brilliant-card/ep-mar-mic-181?print=false#rates&fees"",""basis"":""Official Amex rates and fees page"",""evidence"":""Rates page showed 19.49%-28.49% purchase APR, $650 annual fee, no foreign transaction fee, max APR, and APR accuracy date.""}],""limitations"":[""Public official sources only; no login, prequalification, or application submission."",""Offer terms can vary by applicant, eligibility history, and marketing channel."",""Representative U.S. public offer rows captured for active Marriott Bonvoy cards observed on official Marriott, Chase, and American Express surfaces.""]}",2026-05-30 03:54:15,2026-05-30 15:47:45,Marriott Bonvoy,"additional $2,000 in purchases",Marriott Bonvoy bonus points,NA,NA
63,American Express,Marriott Bonvoy Business American Express Card,BUSINESS_CO_BRAND,HOTEL_REWARDS,"Earn 150,000 Bonus Points plus a $125 statement credit; offer ends 7/15/26.",150000,125,8000,180,"Earn 150,000 bonus points and a $125 statement credit after using the new card to make $8,000 in purchases within the first 6 months of Card Membership; offer ends 7/15/26.",125,0,,None found on public official source.,19.49% to 28.49% variable purchase APR based on creditworthiness and other factors; variable APRs will not exceed 29.99%.,"Up to 18.5X points at Marriott Bonvoy hotels; 6X with the card at participating hotels; 4X at restaurants worldwide, U.S. gas stations, wireless telephone services purchased directly from U.S. providers, and U.S. shipping purchases; 2X other eligible purchases; complimentary Gold Elite status, 7% eligible room-rate discount through the Amex Business Card Rate, annual Free Night Award up to 35,000 points, additional Free Night Award after $60,000 annual spend, 15 Elite Night Credits, no foreign transaction fees.",https://www.marriott.com/credit-cards/marriott-bonvoy-business-american-express-card.mi,Official Marriott product page with Amex terms/rates enrichment,2026-05-29T21:54:15-06:00,Limited-time offer observed with 7/15/26 end date on Marriott and Amex terms. Did not enter or submit an application. Amex business rates page says variable APRs are accurate as of 05/29/2026.,"{""target"":{""id"":58,""institution"":""Marriott Bonvoy"",""issuer_partner"":""JPMorgan Chase and American Express"",""offer_research_url"":""https://www.marriott.com/credit-cards.mi"",""alternate_issuer_url"":""https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy"",""priority"":""High""},""retrieved"":""2026-05-29T21:54:15-06:00"",""sources"":[{""url"":""https://www.marriott.com/credit-cards.mi"",""basis"":""Official Marriott credit cards overview"",""evidence"":""Marriott overview showed current U.S. Marriott Bonvoy consumer and business card offers and linked issuer pricing, rates, offer, and benefit terms.""},{""url"":""https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy"",""basis"":""Official Chase Marriott card listing"",""evidence"":""Chase listing showed Boundless, Bountiful, and Bold new-cardmember offers, APRs, annual fees, and pricing links.""},{""url"":""https://www.marriott.com/credit-cards/marriott-bonvoy-business-american-express-card.mi"",""basis"":""Official Marriott product page"",""evidence"":""Product page showed the 150,000-point plus $125 statement-credit offer, $8,000 spend threshold, 7/15/26 end date, $125 annual fee, earning categories, Gold Elite status, 7% room-rate discount, Free Night Awards, and 15 Elite Night Credits.""},{""url"":""https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/business-card/mar/marriott-bonvoy-business-american-express-card/ep-mar-mic-1425?print=false#offer-terms"",""basis"":""Official Amex offer terms"",""evidence"":""Offer terms confirmed 150,000 points plus $125 statement credit after $8,000 spend within 6 months and an offer end time of 7/15/26 at 11:59 P.M. MST.""},{""url"":""https://www.americanexpress.com/us/credit-cards/card-application/apply/partner/print/business-card/mar/marriott-bonvoy-business-american-express-card/ep-mar-mic-1425?print=false#rates&fees"",""basis"":""Official Amex rates and fees page"",""evidence"":""Rates page showed 19.49%-28.49% purchase APR, $125 annual fee, no foreign transaction fee, max APR, and APR accuracy date.""}],""limitations"":[""Public official sources only; no login, prequalification, or application submission."",""Offer terms can vary by applicant, eligibility history, and marketing channel."",""Representative U.S. public offer rows captured for active Marriott Bonvoy cards observed on official Marriott, Chase, and American Express surfaces.""]}",2026-05-30 03:54:15,2026-05-30 15:47:45,Marriott Bonvoy,,Marriott Bonvoy bonus points,NA,Statement Credit
119,American Express National Bank,American Express® Business Gold Card,BUSINESS,POINTS_REWARDS,"Apply and find out your welcome offer as high as 200,000 Membership Rewards® Points after you spend $15,000 in purchases on the new Card within the first 3 months of Card Membership; welcome offers vary and you may not be eligible for an offer.",200000,NA,15000,90,"Spend $15,000 in purchases on the new Card within the first 3 months of Card Membership.",375,0,,NA,17.74% to 28.49% variable APR for Pay Over Time balances.,"4X Membership Rewards points on the top 2 eligible categories each billing cycle up to the annual cap, 3X on flights and prepaid hotels through AmexTravel.com, and 1X on other eligible purchases.",https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-gold-card-amex/,Official Amex product page and official terms/rates page,2026-05-29T22:51:01-06:00,"American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers.","{""target_id"":2,""target"":{""id"":2,""institution"":""American Express"",""known_issuer_partner"":""American Express National Bank"",""offer_research_url"":""https://www.americanexpress.com/us/credit-cards/"",""business_listing_url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/""},""retrieved"":""2026-05-29T22:51:01-06:00"",""sources"":[{""url"":""https://www.americanexpress.com/us/credit-cards/"",""basis"":""Official American Express personal card listing""},{""url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/"",""basis"":""Official American Express business card listing""},{""url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-gold-card-amex/"",""basis"":""Official American Express product page""},{""url"":""https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/businessgold-card/64586-9-0?key=tncBody&rwdFlag=rwd"",""basis"":""Official American Express terms/rates page""}],""evidence"":{""welcome_offer"":""As high as 200,000 Membership Rewards points after $15,000 spend in first 3 months."",""fee"":""$375 annual fee."",""terms_sample"":""Terms page title: American Express® Business Gold Card | Business Charge and Credit Card Application - Terms, Conditions & Disclosures; APR for Pay Over Time 17.74% to 28.49% variable.""},""limitations"":""American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers."",""browser_verification"":""Codex in-app browser opened official Amex listing/product/terms pages during this research pass.""}",2026-05-30 04:51:01,2026-05-30 15:47:45,,,Membership Rewards points,NA,NA
114,American Express National Bank,American Express® Gold Card,CONSUMER,DINING_REWARDS,"Apply and find out your welcome offer as high as 100,000 Membership Rewards® points after you spend $8,000 in purchases on the new Card within the first 6 months of Card Membership; welcome offers vary and you may not be eligible for an offer.",100000,NA,8000,180,"Spend $8,000 in purchases on the new Card within the first 6 months of Card Membership.",325,0,,NA,19.49% to 28.49% variable APR for Pay Over Time on eligible charges.,"4X Membership Rewards points at restaurants worldwide up to the annual cap, 4X at U.S. supermarkets up to the annual cap, 3X on flights booked directly with airlines or through Amex Travel, and dining/other credits subject to enrollment and terms.",https://www.americanexpress.com/us/credit-cards/card/gold-card/,Official Amex product page and official terms/rates page,2026-05-29T22:51:01-06:00,"American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers. The official Gold terms URL opened in browser but did not expose body text in this session; APR and fee were captured from the official product page.","{""target_id"":2,""target"":{""id"":2,""institution"":""American Express"",""known_issuer_partner"":""American Express National Bank"",""offer_research_url"":""https://www.americanexpress.com/us/credit-cards/"",""business_listing_url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/""},""retrieved"":""2026-05-29T22:51:01-06:00"",""sources"":[{""url"":""https://www.americanexpress.com/us/credit-cards/"",""basis"":""Official American Express personal card listing""},{""url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/"",""basis"":""Official American Express business card listing""},{""url"":""https://www.americanexpress.com/us/credit-cards/card/gold-card/"",""basis"":""Official American Express product page""},{""url"":""https://www.americanexpress.com/en-us/credit-cards/apply/terms/personal/gold-card/25330-10-0/?offerTrackingCode=51a52a22-db7e-4bc1-864b-81660776673c#FeeTable"",""basis"":""Official American Express terms/rates page""}],""evidence"":{""welcome_offer"":""As high as 100,000 Membership Rewards points after $8,000 spend in first 6 months."",""fee"":""$325 annual fee."",""product_page_apr"":""Pay Over Time 19.49% to 28.49% variable APR on eligible charges."",""terms_page_note"":""Official terms URL title loaded, but terms body text was empty in browser extraction.""},""limitations"":""American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers."",""browser_verification"":""Codex in-app browser opened official Amex listing/product/terms pages during this research pass.""}",2026-05-30 04:51:01,2026-05-30 15:47:45,,,Membership Rewards points,NA,NA
115,American Express National Bank,American Express® Green Card,CONSUMER,TRAVEL_REWARDS,"Earn 40,000 Membership Rewards® Points after you spend $3,000 on eligible purchases on the Card within the first 6 months of Card Membership.",40000,NA,3000,180,"Spend $3,000 on eligible purchases within the first 6 months of Card Membership.",150,0,,NA,19.49% to 28.49% variable APR for Pay Over Time on eligible charges.,"3X Membership Rewards points on eligible travel, transit, and restaurants worldwide; 1X on other eligible purchases; credits and benefits subject to terms.",https://www.americanexpress.com/us/credit-cards/card/green/,Official Amex product page and official terms/rates page,2026-05-29T22:51:01-06:00,"American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers.","{""target_id"":2,""target"":{""id"":2,""institution"":""American Express"",""known_issuer_partner"":""American Express National Bank"",""offer_research_url"":""https://www.americanexpress.com/us/credit-cards/"",""business_listing_url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/""},""retrieved"":""2026-05-29T22:51:01-06:00"",""sources"":[{""url"":""https://www.americanexpress.com/us/credit-cards/"",""basis"":""Official American Express personal card listing""},{""url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/"",""basis"":""Official American Express business card listing""},{""url"":""https://www.americanexpress.com/us/credit-cards/card/green/"",""basis"":""Official American Express product page""},{""url"":""https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/american-express-green-card/25330-10-0#FeeTable"",""basis"":""Official American Express terms/rates page""}],""evidence"":{""welcome_offer"":""40,000 Membership Rewards points after $3,000 spend in first 6 months."",""fee"":""$150 annual fee."",""terms_sample"":""Terms page title: American Express® Green Card - Terms, Conditions & Disclosures; APR for Pay Over Time 19.49% to 28.49% variable.""},""limitations"":""American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers."",""browser_verification"":""Codex in-app browser opened official Amex listing/product/terms pages during this research pass.""}",2026-05-30 04:51:01,2026-05-30 15:47:45,,,Membership Rewards points,NA,NA
121,American Express National Bank,Blue Business Cash® Card from American Express,BUSINESS,CASH_BACK,"Earn a $250 statement credit after you spend $3,000 in purchases on the Card in your first 3 months of Card Membership.",,250,3000,90,"Spend $3,000 in purchases on the Card in your first 3 months of Card Membership.",0,0,,0% introductory APR on purchases for 12 months from account opening.,16.74% to 28.49% variable APR after the introductory period.,"2% cash back on eligible purchases up to $50,000 per calendar year, then 1%; cash back is automatically credited to the statement.",https://www.americanexpress.com/en-us/business/credit-cards/blue-business-cash/,Official Amex product page and official terms/rates page,2026-05-29T22:51:01-06:00,"American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers.","{""target_id"":2,""target"":{""id"":2,""institution"":""American Express"",""known_issuer_partner"":""American Express National Bank"",""offer_research_url"":""https://www.americanexpress.com/us/credit-cards/"",""business_listing_url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/""},""retrieved"":""2026-05-29T22:51:01-06:00"",""sources"":[{""url"":""https://www.americanexpress.com/us/credit-cards/"",""basis"":""Official American Express personal card listing""},{""url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/"",""basis"":""Official American Express business card listing""},{""url"":""https://www.americanexpress.com/en-us/business/credit-cards/blue-business-cash/"",""basis"":""Official American Express product page""},{""url"":""https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/bluebusinesscash-credit-card/45094-9-0?key=tncBody&rwdFlag=rwd"",""basis"":""Official American Express terms/rates page""}],""evidence"":{""welcome_offer"":""$250 statement credit after $3,000 spend in first 3 months."",""fee"":""No annual fee."",""terms_sample"":""Terms page title: American Express Blue Business Cash™ Card | Business Credit Card Application - Terms, Conditions & Disclosures; 0% intro APR 12 months, then 16.74% to 28.49% variable.""},""limitations"":""American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers."",""browser_verification"":""Codex in-app browser opened official Amex listing/product/terms pages during this research pass.""}",2026-05-30 04:51:01,2026-05-30 15:47:45,,,,NA,Statement Credit
122,American Express National Bank,Blue Business® Plus Credit Card from American Express,BUSINESS,REWARDS,"Earn 15,000 Membership Rewards® Points after you spend $3,000 in purchases on the Card in your first 3 months of Card Membership.",15000,NA,3000,90,"Spend $3,000 in purchases on the Card in your first 3 months of Card Membership.",0,0,,0% introductory APR on purchases for 12 months from account opening.,16.74% to 28.49% variable APR after the introductory period.,"2X Membership Rewards points on everyday eligible business purchases up to $50,000 per calendar year, then 1X; no annual fee for additional employee cards subject to terms.",https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-blue-business-plus-credit-card-amex/,Official Amex product page and official terms/rates page,2026-05-29T22:51:01-06:00,"American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers.","{""target_id"":2,""target"":{""id"":2,""institution"":""American Express"",""known_issuer_partner"":""American Express National Bank"",""offer_research_url"":""https://www.americanexpress.com/us/credit-cards/"",""business_listing_url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/""},""retrieved"":""2026-05-29T22:51:01-06:00"",""sources"":[{""url"":""https://www.americanexpress.com/us/credit-cards/"",""basis"":""Official American Express personal card listing""},{""url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/"",""basis"":""Official American Express business card listing""},{""url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-blue-business-plus-credit-card-amex/"",""basis"":""Official American Express product page""},{""url"":""https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/bluebusinessplus-credit-card/45094-9-0?key=tncBody&rwdFlag=rwd"",""basis"":""Official American Express terms/rates page""}],""evidence"":{""welcome_offer"":""15,000 Membership Rewards points after $3,000 spend in first 3 months."",""fee"":""No annual fee."",""terms_sample"":""Terms page title: Blue Business℠ Plus Credit Card | Business Charge and Credit Card Application - Terms, Conditions & Disclosures; 0% intro APR 12 months, then 16.74% to 28.49% variable.""},""limitations"":""American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers."",""browser_verification"":""Codex in-app browser opened official Amex listing/product/terms pages during this research pass.""}",2026-05-30 04:51:01,2026-05-30 15:47:45,,,Membership Rewards points,NA,NA
117,American Express National Bank,Blue Cash Everyday® Card from American Express,CONSUMER,CASH_BACK,"Apply and find out your welcome offer as high as $200 Cash Back after you spend $2,000 in purchases on the Card within the first 6 months of Card Membership; welcome offers vary and you may not be eligible for an offer.",,200,2000,180,"Spend $2,000 in purchases within the first 6 months of Card Membership.",0,0,,0% introductory APR on purchases and balance transfers for 15 months from account opening.,19.49% to 28.49% variable APR after the introductory period.,"3% cash back at U.S. supermarkets, on U.S. online retail purchases, and at U.S. gas stations up to category caps, then 1%; 1% on other eligible purchases.",https://www.americanexpress.com/us/credit-cards/card/blue-cash-everyday/,Official Amex product page and official terms/rates page,2026-05-29T22:51:01-06:00,"American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers.","{""target_id"":2,""target"":{""id"":2,""institution"":""American Express"",""known_issuer_partner"":""American Express National Bank"",""offer_research_url"":""https://www.americanexpress.com/us/credit-cards/"",""business_listing_url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/""},""retrieved"":""2026-05-29T22:51:01-06:00"",""sources"":[{""url"":""https://www.americanexpress.com/us/credit-cards/"",""basis"":""Official American Express personal card listing""},{""url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/"",""basis"":""Official American Express business card listing""},{""url"":""https://www.americanexpress.com/us/credit-cards/card/blue-cash-everyday/"",""basis"":""Official American Express product page""},{""url"":""https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/blue-cash-everyday-credit-card/25330-10-0#FeeTable"",""basis"":""Official American Express terms/rates page""}],""evidence"":{""welcome_offer"":""As high as $200 cash back after $2,000 spend in first 6 months."",""fee"":""No annual fee."",""terms_sample"":""Terms page title: Blue Cash Everyday® Card - Terms, Conditions & Disclosures; 0% intro APR 15 months, then 19.49% to 28.49% variable.""},""limitations"":""American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers."",""browser_verification"":""Codex in-app browser opened official Amex listing/product/terms pages during this research pass.""}",2026-05-30 04:51:01,2026-05-30 15:47:45,,,,NA,Cash Back
116,American Express National Bank,Blue Cash Preferred® Card from American Express,CONSUMER,CASH_BACK,"Apply and find out your welcome offer as high as $300 Cash Back after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership; welcome offers vary and you may not be eligible for an offer.",,300,3000,180,"Spend $3,000 in purchases within the first 6 months of Card Membership.",95,0,$0 intro annual fee for the first year,0% introductory APR on purchases and balance transfers for 12 months from account opening.,19.49% to 28.49% variable APR after the introductory period.,"6% cash back at U.S. supermarkets up to $6,000 per year then 1%, 6% on select U.S. streaming subscriptions, 3% on transit and U.S. gas stations, and 1% on other eligible purchases.",https://www.americanexpress.com/us/credit-cards/card/blue-cash-preferred/,Official Amex product page and official terms/rates page,2026-05-29T22:51:01-06:00,"American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers.","{""target_id"":2,""target"":{""id"":2,""institution"":""American Express"",""known_issuer_partner"":""American Express National Bank"",""offer_research_url"":""https://www.americanexpress.com/us/credit-cards/"",""business_listing_url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/""},""retrieved"":""2026-05-29T22:51:01-06:00"",""sources"":[{""url"":""https://www.americanexpress.com/us/credit-cards/"",""basis"":""Official American Express personal card listing""},{""url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/"",""basis"":""Official American Express business card listing""},{""url"":""https://www.americanexpress.com/us/credit-cards/card/blue-cash-preferred/"",""basis"":""Official American Express product page""},{""url"":""https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/blue-cash-preferred-credit-card/25330-10-0#FeeTable"",""basis"":""Official American Express terms/rates page""}],""evidence"":{""welcome_offer"":""As high as $300 cash back after $3,000 spend in first 6 months."",""fee"":""$0 intro annual fee first year, then $95."",""terms_sample"":""Terms page title: Blue Cash Preferred® Card - Terms, Conditions & Disclosures; 0% intro APR 12 months, then 19.49% to 28.49% variable.""},""limitations"":""American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers."",""browser_verification"":""Codex in-app browser opened official Amex listing/product/terms pages during this research pass.""}",2026-05-30 04:51:01,2026-05-30 15:47:45,,,,NA,Cash Back
123,American Express National Bank,Business Green Rewards Card from American Express,BUSINESS,TRAVEL_REWARDS,"Special welcome offer: earn 25,000 Membership Rewards® Points after you spend $3,000 in purchases on the Card within your first 3 months of Card Membership.",25000,NA,3000,90,"Spend $3,000 in purchases on the Card within your first 3 months of Card Membership.",95,0,,NA,17.74% to 28.49% variable APR for Pay Over Time balances.,2X Membership Rewards points on flights and prepaid hotels booked through AmexTravel.com or the Amex Travel App; 1X on other eligible purchases.,https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-green-card-amex/,Official Amex product page and official terms/rates page,2026-05-29T22:51:01-06:00,"American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers.","{""target_id"":2,""target"":{""id"":2,""institution"":""American Express"",""known_issuer_partner"":""American Express National Bank"",""offer_research_url"":""https://www.americanexpress.com/us/credit-cards/"",""business_listing_url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/""},""retrieved"":""2026-05-29T22:51:01-06:00"",""sources"":[{""url"":""https://www.americanexpress.com/us/credit-cards/"",""basis"":""Official American Express personal card listing""},{""url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/"",""basis"":""Official American Express business card listing""},{""url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-green-card-amex/"",""basis"":""Official American Express product page""},{""url"":""https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/business-green-rewards-charge-card/44601-9-0?key=tncBody&rwdFlag=rwd"",""basis"":""Official American Express terms/rates page""}],""evidence"":{""welcome_offer"":""25,000 Membership Rewards points after $3,000 spend in first 3 months."",""fee"":""$95 annual fee."",""terms_sample"":""Terms page title: Business Green Rewards Card | Business Charge and Credit Card Application - Terms, Conditions & Disclosures; APR for Pay Over Time 17.74% to 28.49% variable.""},""limitations"":""American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers."",""browser_verification"":""Codex in-app browser opened official Amex listing/product/terms pages during this research pass.""}",2026-05-30 04:51:01,2026-05-30 15:47:45,,,Membership Rewards points,NA,NA
120,American Express National Bank,Graphite® Business Cash Unlimited Card from American Express,BUSINESS,CASH_BACK,"Earn $1,500 Cash Back in the form of Reward Dollars after you spend $50,000 in purchases on the new Card within the first 6 months of Card Membership.",,1500,50000,180,"Spend $50,000 in purchases on the new Card within the first 6 months of Card Membership.",295,0,,NA,17.74% to 28.49% variable APR for Pay Over Time balances.,"Unlimited 2% cash back on eligible purchases, received as Reward Dollars that can be redeemed as statement credits or at Amazon.com checkout; employee-card and business benefits subject to terms.",https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/graphite-business-cash-unlimited-card/,Official Amex product page and official terms/rates page,2026-05-29T22:51:01-06:00,"American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers.","{""target_id"":2,""target"":{""id"":2,""institution"":""American Express"",""known_issuer_partner"":""American Express National Bank"",""offer_research_url"":""https://www.americanexpress.com/us/credit-cards/"",""business_listing_url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/""},""retrieved"":""2026-05-29T22:51:01-06:00"",""sources"":[{""url"":""https://www.americanexpress.com/us/credit-cards/"",""basis"":""Official American Express personal card listing""},{""url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/"",""basis"":""Official American Express business card listing""},{""url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/graphite-business-cash-unlimited-card/"",""basis"":""Official American Express product page""},{""url"":""https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/graphite-business-card/45094-9-0?key=tncBody&rwdFlag=rwd&isGCSCardMember=true"",""basis"":""Official American Express terms/rates page""}],""evidence"":{""welcome_offer"":""$1,500 cash back after $50,000 spend in first 6 months."",""fee"":""$295 annual fee."",""terms_sample"":""Terms page title: American Express Graphite™ Business Cash Unlimited Card | Business Charge and Credit Card Application - Terms, Conditions & Disclosures; APR for Pay Over Time 17.74% to 28.49% variable.""},""limitations"":""American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers."",""browser_verification"":""Codex in-app browser opened official Amex listing/product/terms pages during this research pass.""}",2026-05-30 04:51:01,2026-05-30 15:47:45,,,,NA,Cash Back
118,American Express National Bank,The Business Platinum Card® from American Express,BUSINESS,PREMIUM_TRAVEL_REWARDS,"Apply and find out your welcome offer as high as 300,000 Membership Rewards® Points after you spend $20,000 in purchases on the new Card within the first 3 months of Card Membership; welcome offers vary and you may not be eligible for an offer.",300000,NA,20000,90,"Spend $20,000 in purchases on the new Card within the first 3 months of Card Membership.",895,0,,NA,17.74% to 28.49% variable APR for Pay Over Time balances.,"5X Membership Rewards points on flights and prepaid hotels on AmexTravel.com; business travel, lounge, and statement-credit benefits subject to enrollment and terms.",https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-platinum-credit-card-amex/,Official Amex product page and official terms/rates page,2026-05-29T22:51:01-06:00,"American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers.","{""target_id"":2,""target"":{""id"":2,""institution"":""American Express"",""known_issuer_partner"":""American Express National Bank"",""offer_research_url"":""https://www.americanexpress.com/us/credit-cards/"",""business_listing_url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/""},""retrieved"":""2026-05-29T22:51:01-06:00"",""sources"":[{""url"":""https://www.americanexpress.com/us/credit-cards/"",""basis"":""Official American Express personal card listing""},{""url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/"",""basis"":""Official American Express business card listing""},{""url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-platinum-credit-card-amex/"",""basis"":""Official American Express product page""},{""url"":""https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/business-platinum-charge-card/45094-9-0?key=tncBody&rwdFlag=rwd&isGCSCardMember=true"",""basis"":""Official American Express terms/rates page""}],""evidence"":{""welcome_offer"":""As high as 300,000 Membership Rewards points after $20,000 spend in first 3 months."",""fee"":""$895 annual fee."",""terms_sample"":""Terms page title: Business Platinum Card | Business Charge and Credit Card Application - Terms, Conditions & Disclosures; APR for Pay Over Time 17.74% to 28.49% variable.""},""limitations"":""American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers."",""browser_verification"":""Codex in-app browser opened official Amex listing/product/terms pages during this research pass.""}",2026-05-30 04:51:01,2026-05-30 15:47:45,,,Membership Rewards points,NA,NA
113,American Express National Bank,The Platinum Card® from American Express,CONSUMER,PREMIUM_TRAVEL_REWARDS,"Apply and find out your welcome offer as high as 175,000 Membership Rewards® points after you spend $12,000 in purchases on the new Card within the first 6 months of Card Membership; welcome offers vary and you may not be eligible for an offer.",175000,NA,12000,180,"Spend $12,000 in purchases on the new Card within the first 6 months of Card Membership.",895,0,,NA,19.49% to 28.49% variable APR for Pay Over Time on eligible charges.,5X Membership Rewards points on flights booked directly with airlines or through Amex Travel and on prepaid hotels booked through Amex Travel; airport lounge access and multiple statement credits subject to enrollment and terms.,https://www.americanexpress.com/us/credit-cards/card/platinum/,Official Amex product page and official terms/rates page,2026-05-29T22:51:01-06:00,"American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers.","{""target_id"":2,""target"":{""id"":2,""institution"":""American Express"",""known_issuer_partner"":""American Express National Bank"",""offer_research_url"":""https://www.americanexpress.com/us/credit-cards/"",""business_listing_url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/""},""retrieved"":""2026-05-29T22:51:01-06:00"",""sources"":[{""url"":""https://www.americanexpress.com/us/credit-cards/"",""basis"":""Official American Express personal card listing""},{""url"":""https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/"",""basis"":""Official American Express business card listing""},{""url"":""https://www.americanexpress.com/us/credit-cards/card/platinum/"",""basis"":""Official American Express product page""},{""url"":""https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/platinum-card/25330-10-0#FeeTable"",""basis"":""Official American Express terms/rates page""}],""evidence"":{""welcome_offer"":""As high as 175,000 Membership Rewards points after $12,000 spend in first 6 months."",""fee"":""$895 annual fee."",""terms_sample"":""Terms page title: Platinum Card® - Terms, Conditions & Disclosures; APR for Pay Over Time 19.49% to 28.49% variable.""},""limitations"":""American Express may personalize welcome offers by applicant/channel; captured current public prospect-page language without entering an application or prequalification flow. Delta, Hilton and Marriott co-brands were skipped in this issuer batch because existing partner-target rows already cover those offers."",""browser_verification"":""Codex in-app browser opened official Amex listing/product/terms pages during this research pass.""}",2026-05-30 04:51:01,2026-05-30 15:47:45,,,Membership Rewards points,NA,NA
232,BMO Bank N.A.,BMO Boost Secured Credit Card,SECURED_CONSUMER,SECURED,"No public welcome bonus found; secured credit card requires a Secured Credit Card Savings Account and a minimum $300 deposit, and BMO says to visit a branch to apply.",,NA,NA,NA,NA,25,0,,No public intro APR found on reviewed BMO product and terms sources.,Purchase and balance transfer APR 25.49%; cash advance APR 30.74%.,"Secured card for establishing and strengthening credit through on-time payments; requires secured savings deposit; includes BMO CreditView, Cell Phone Protection, and Extended Warranty according to the public product page; no rewards program found.",https://www.bmo.com/en-us/main/personal/credit-cards/bmo-boost-secured-credit-card/,Official product page with linked BMO summary credit terms PDF,2026-05-30T00:24:30-06:00,"Public BMO pages and linked BMO terms/rewards PDFs reviewed; no login, form submission, prequalification, or application flow was completed. Product page and terms describe branch application and secured deposit requirements; no welcome bonus or rewards earning found on reviewed public sources.","{""card"": ""BMO Boost Secured Credit Card"", ""enrichment_evidence"": ""Summary terms state purchase and balance transfer APR of 25.49%, cash advance APR of 30.74%, $25 annual fee, 3% foreign transaction fee, and secured-account requirements."", ""limitations"": ""Public BMO pages and linked BMO terms/rewards PDFs reviewed; no login, form submission, prequalification, or application flow was completed. Product page and terms describe branch application and secured deposit requirements; no welcome bonus or rewards earning found on reviewed public sources."", ""research_pass"": ""BMO public offer append pass"", ""retrieved"": ""2026-05-30T00:24:30-06:00"", ""safe_browsing"": ""No applications, prequalification forms, logins, or personal data submissions were started or completed."", ""sources"": [{""notes"": ""Confirmed public card lineup and top-level offer snippets."", ""source_basis"": ""Official BMO credit card listing page"", ""url"": ""https://www.bmo.com/en-us/main/personal/credit-cards/""}, {""notes"": ""Primary public product/offer page."", ""source_basis"": ""Official BMO product page"", ""url"": ""https://www.bmo.com/en-us/main/personal/credit-cards/bmo-boost-secured-credit-card/""}, {""notes"": ""APR, annual fee, secured account, balance transfer, cash advance, foreign transaction, and penalty fee terms."", ""source_basis"": ""Official BMO summary credit terms PDF"", ""url"": ""https://www.bmo.com/en-us/pdf/credit/BMO-boost-credit-card-SOCT.pdf""}], ""target"": {""id"": 16, ""institution"": ""BMO"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""BMO Bank N.A."", ""offer_research_url"": ""https://www.bmo.com/en-us/main/personal/credit-cards/"", ""priority"": ""Medium"", ""role"": ""Primary issuer"", ""source_basis"": ""Official BMO credit card hub.""}, ""visible_source_evidence"": ""Hub/product page describes the secured card as a credit-building product with on-time-payment progress, CreditView, Cell Phone Protection, Extended Warranty, branch application language, and a $25 annual fee.""}",2026-05-30 06:24:30,2026-05-30 15:47:45,,,,NA,NA
227,BMO Bank N.A.,BMO Cash Back Credit Card,CONSUMER,CASH_BACK,"Limited-time offer: earn $200 cash back after spending $2,000 in the first three months when applying between May 4 and June 30, 2026; also offers low introductory APR on purchases.",,200,2000,90,"Spend $2,000 in the first three months of account opening; application window May 4-June 30, 2026.",0,0,,0% introductory APR for 12 months from account opening on purchases; 0% introductory APR for 12 months from date of first balance transfer when completed within 90 days of account opening.,"After intro period, variable purchase and balance transfer APR 19.49%-27.49%; cash advance APR 30.74%.","5% cash back on eligible streaming, cable TV and satellite services; 3% cash back on eligible gas, EV charging and grocery purchases up to $1,500 per calendar quarter, then 1%; 1% on all other eligible purchases.",https://www.bmo.com/en-us/main/personal/credit-cards/bmo-cash-back-credit-card/,Official product page with linked BMO terms and rewards PDFs,2026-05-30T00:24:30-06:00,"Public BMO pages and linked BMO terms/rewards PDFs reviewed; no login, form submission, prequalification, or application flow was completed.","{""card"": ""BMO Cash Back Credit Card"", ""enrichment_evidence"": ""Summary terms state 0% purchase and balance-transfer intro APR for 12 months, then 19.49%-27.49% variable APR, with 30.74% cash advance APR and no annual fee."", ""limitations"": ""Public BMO pages and linked BMO terms/rewards PDFs reviewed; no login, form submission, prequalification, or application flow was completed."", ""research_pass"": ""BMO public offer append pass"", ""retrieved"": ""2026-05-30T00:24:30-06:00"", ""safe_browsing"": ""No applications, prequalification forms, logins, or personal data submissions were started or completed."", ""sources"": [{""notes"": ""Confirmed public card lineup and top-level offer snippets."", ""source_basis"": ""Official BMO credit card listing page"", ""url"": ""https://www.bmo.com/en-us/main/personal/credit-cards/""}, {""notes"": ""Primary public product/offer page."", ""source_basis"": ""Official BMO product page"", ""url"": ""https://www.bmo.com/en-us/main/personal/credit-cards/bmo-cash-back-credit-card/""}, {""notes"": ""APR, annual fee, balance transfer, cash advance, foreign transaction, and penalty fee terms."", ""source_basis"": ""Official BMO summary credit terms PDF"", ""url"": ""https://www.bmo.com/en-us/pdf/credit/standardcreditcards.pdf""}, {""notes"": ""Cash back eligibility, bonus timing, exclusions, and program rules."", ""source_basis"": ""Official BMO cash back program rules PDF"", ""url"": ""https://www.bmo.com/en-us/pdf/credit/rewardsconsumercash.pdf""}], ""target"": {""id"": 16, ""institution"": ""BMO"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""BMO Bank N.A."", ""offer_research_url"": ""https://www.bmo.com/en-us/main/personal/credit-cards/"", ""priority"": ""Medium"", ""role"": ""Primary issuer"", ""source_basis"": ""Official BMO credit card hub.""}, ""visible_source_evidence"": ""Hub/product page lists a limited-time $200 cash back offer after $2,000 spend in the first three months for applications between May 4 and June 30, 2026, plus 5%/3%/1% cash back categories and a $0 annual fee.""}",2026-05-30 06:24:30,2026-05-30 15:47:45,,,,NA,NA
231,BMO Bank N.A.,BMO Escape Credit Card,CONSUMER,TRAVEL_REWARDS,"Earn 45,000 bonus points after spending $5,000 within 3 months of opening the account.",45000,NA,5000,90,"Spend $5,000 within 3 months of opening the account.",150,0,,No public intro APR found on reviewed BMO product and terms sources.,Variable purchase and balance transfer APR 18.49%-27.49%; cash advance APR 30.74%.,"4 points per $1 on airfare and dining; 3 points per $1 on cruise lines, travel agencies, tours and hotels; 2 points per $1 on rideshare services, taxis and car rentals; 1 point per $1 on all other eligible purchases; up to $3,000 in purchases per bonus category per calendar quarter, then 1x; no foreign transaction fee; BMO indicates branch start for application.",https://www.bmo.com/en-us/main/personal/credit-cards/bmo-escape-credit-card/,Official product page with linked BMO terms and rewards PDFs,2026-05-30T00:24:30-06:00,"Public BMO pages and linked BMO terms/rewards PDFs reviewed; no login, form submission, prequalification, or application flow was completed. BMO public page says to visit a branch to start the Escape application.","{""card"": ""BMO Escape Credit Card"", ""enrichment_evidence"": ""Summary terms state 18.49%-27.49% variable APR for purchases and balance transfers, 30.74% cash advance APR, $150 annual fee, and no foreign transaction fee."", ""limitations"": ""Public BMO pages and linked BMO terms/rewards PDFs reviewed; no login, form submission, prequalification, or application flow was completed. BMO public page says to visit a branch to start the Escape application."", ""research_pass"": ""BMO public offer append pass"", ""retrieved"": ""2026-05-30T00:24:30-06:00"", ""safe_browsing"": ""No applications, prequalification forms, logins, or personal data submissions were started or completed."", ""sources"": [{""notes"": ""Confirmed public card lineup and top-level offer snippets."", ""source_basis"": ""Official BMO credit card listing page"", ""url"": ""https://www.bmo.com/en-us/main/personal/credit-cards/""}, {""notes"": ""Primary public product/offer page."", ""source_basis"": ""Official BMO product page"", ""url"": ""https://www.bmo.com/en-us/main/personal/credit-cards/bmo-escape-credit-card/""}, {""notes"": ""APR, annual fee, balance transfer, cash advance, foreign transaction, and penalty fee terms."", ""source_basis"": ""Official BMO summary credit terms PDF"", ""url"": ""https://www.bmo.com/en-us/pdf/credit/escape.pdf""}, {""notes"": ""Points rewards eligibility, exclusions, anniversary bonus framework, and program rules."", ""source_basis"": ""Official BMO points rewards program rules PDF"", ""url"": ""https://www.bmo.com/en-us/pdf/credit/rewardsconsumerpoints.pdf""}], ""target"": {""id"": 16, ""institution"": ""BMO"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""BMO Bank N.A."", ""offer_research_url"": ""https://www.bmo.com/en-us/main/personal/credit-cards/"", ""priority"": ""Medium"", ""role"": ""Primary issuer"", ""source_basis"": ""Official BMO credit card hub.""}, ""visible_source_evidence"": ""Hub/product page lists a 45,000-point welcome offer after $5,000 spend within 3 months, travel rewards tiers, $150 annual fee, and branch-start application language.""}",2026-05-30 06:24:30,2026-05-30 15:47:45,,,points,NA,NA
228,BMO Bank N.A.,BMO Platinum Credit Card,CONSUMER,BALANCE_TRANSFER,0% introductory APR on purchases for 15 months from account opening and 0% introductory APR on balance transfers for 15 months from date of first transfer when transfers are completed within 90 days of account opening.,,NA,NA,NA,NA,0,0,,0% introductory APR on purchases for 15 months from account opening; 0% introductory APR on balance transfers for 15 months from date of first transfer when completed within 90 days of account opening.,"After intro period, variable purchase and balance transfer APR 16.49%-26.49%; cash advance APR 30.74%.",Low introductory APR card focused on purchases and balance transfers; no rewards bonus found on public BMO sources.,https://www.bmo.com/en-us/main/personal/credit-cards/bmo-platinum-credit-card/,Official product page with linked BMO summary credit terms PDF,2026-05-30T00:24:30-06:00,"Public BMO pages and linked BMO terms/rewards PDFs reviewed; no login, form submission, prequalification, or application flow was completed.","{""card"": ""BMO Platinum Credit Card"", ""enrichment_evidence"": ""Summary terms state 0% purchase intro APR for 15 months and 0% balance-transfer intro APR for 15 months, then 16.49%-26.49% variable APR, with 30.74% cash advance APR and no annual fee."", ""limitations"": ""Public BMO pages and linked BMO terms/rewards PDFs reviewed; no login, form submission, prequalification, or application flow was completed."", ""research_pass"": ""BMO public offer append pass"", ""retrieved"": ""2026-05-30T00:24:30-06:00"", ""safe_browsing"": ""No applications, prequalification forms, logins, or personal data submissions were started or completed."", ""sources"": [{""notes"": ""Confirmed public card lineup and top-level offer snippets."", ""source_basis"": ""Official BMO credit card listing page"", ""url"": ""https://www.bmo.com/en-us/main/personal/credit-cards/""}, {""notes"": ""Primary public product/offer page."", ""source_basis"": ""Official BMO product page"", ""url"": ""https://www.bmo.com/en-us/main/personal/credit-cards/bmo-platinum-credit-card/""}, {""notes"": ""APR, annual fee, balance transfer, cash advance, foreign transaction, and penalty fee terms."", ""source_basis"": ""Official BMO summary credit terms PDF"", ""url"": ""https://www.bmo.com/en-us/pdf/credit/standardcreditcards.pdf""}], ""target"": {""id"": 16, ""institution"": ""BMO"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""BMO Bank N.A."", ""offer_research_url"": ""https://www.bmo.com/en-us/main/personal/credit-cards/"", ""priority"": ""Medium"", ""role"": ""Primary issuer"", ""source_basis"": ""Official BMO credit card hub.""}, ""visible_source_evidence"": ""Hub/product page lists 0% introductory APR on purchases for 15 months and 0% introductory APR on balance transfers for 15 months when qualifying transfers are completed within 90 days; annual fee is $0.""}",2026-05-30 06:24:30,2026-05-30 15:47:45,,,,NA,NA
229,BMO Bank N.A.,BMO Platinum Rewards Credit Card,CONSUMER,POINTS_REWARDS,"Earn 15,000 bonus points after spending $1,500 within 3 months of opening the account.",15000,NA,1500,90,"Spend $1,500 within 3 months of opening the account.",0,0,,0% introductory APR for 12 months from date of first balance transfer when completed within 90 days of account opening; no public purchase intro APR found.,Variable purchase and balance transfer APR 19.49%-27.49%; cash advance APR 30.74%.,"2 points per $1 on eligible gas, EV charging and grocery purchases up to $1,500 combined spend each calendar quarter, then 1 point; 1 point per $1 on all other eligible purchases; 15% anniversary bonus points after at least $15,000 annual spend.",https://www.bmo.com/en-us/main/personal/credit-cards/bmo-platinum-rewards-credit-card/,Official product page with linked BMO terms and rewards PDFs,2026-05-30T00:24:30-06:00,"Public BMO pages and linked BMO terms/rewards PDFs reviewed; no login, form submission, prequalification, or application flow was completed.","{""card"": ""BMO Platinum Rewards Credit Card"", ""enrichment_evidence"": ""Summary terms state 0% introductory APR for qualifying balance transfers for 12 months, then 19.49%-27.49% variable APR, with 30.74% cash advance APR and no annual fee."", ""limitations"": ""Public BMO pages and linked BMO terms/rewards PDFs reviewed; no login, form submission, prequalification, or application flow was completed."", ""research_pass"": ""BMO public offer append pass"", ""retrieved"": ""2026-05-30T00:24:30-06:00"", ""safe_browsing"": ""No applications, prequalification forms, logins, or personal data submissions were started or completed."", ""sources"": [{""notes"": ""Confirmed public card lineup and top-level offer snippets."", ""source_basis"": ""Official BMO credit card listing page"", ""url"": ""https://www.bmo.com/en-us/main/personal/credit-cards/""}, {""notes"": ""Primary public product/offer page."", ""source_basis"": ""Official BMO product page"", ""url"": ""https://www.bmo.com/en-us/main/personal/credit-cards/bmo-platinum-rewards-credit-card/""}, {""notes"": ""APR, annual fee, balance transfer, cash advance, foreign transaction, and penalty fee terms."", ""source_basis"": ""Official BMO summary credit terms PDF"", ""url"": ""https://www.bmo.com/en-us/pdf/credit/standardcreditcards.pdf""}, {""notes"": ""Points rewards eligibility, exclusions, anniversary bonus framework, and program rules."", ""source_basis"": ""Official BMO points rewards program rules PDF"", ""url"": ""https://www.bmo.com/en-us/pdf/credit/rewardsconsumerpoints.pdf""}], ""target"": {""id"": 16, ""institution"": ""BMO"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""BMO Bank N.A."", ""offer_research_url"": ""https://www.bmo.com/en-us/main/personal/credit-cards/"", ""priority"": ""Medium"", ""role"": ""Primary issuer"", ""source_basis"": ""Official BMO credit card hub.""}, ""visible_source_evidence"": ""Hub/product page lists a 15,000-point welcome offer after $1,500 spend within 3 months, 2x gas/EV/grocery earning up to $1,500 combined quarterly spend, 1x other purchases, 15% anniversary bonus points, and a $0 annual fee.""}",2026-05-30 06:24:30,2026-05-30 15:47:45,,,points,NA,NA
230,BMO Bank N.A.,BMO Premium Rewards Credit Card,CONSUMER,POINTS_REWARDS,"Earn 35,000 bonus points after spending $5,000 within 2 months of opening the account.",35000,NA,5000,60,"Spend $5,000 within 2 months of opening the account.",95,0,,No public intro APR found on reviewed BMO product and terms sources.,Variable purchase and balance transfer APR 18.49%-27.49%; cash advance APR 30.74%.,"4 points per $1 on eligible gas, EV charging, grocery purchases and dining up to $2,000 combined spend each calendar quarter; 2 points per $1 on eligible hotels and airfare up to $2,000 combined spend each calendar quarter; 1 point per $1 on all other eligible purchases; 10% anniversary bonus points every year; no foreign transaction fee.",https://www.bmo.com/en-us/main/personal/credit-cards/bmo-premium-rewards-credit-card/,Official product page with linked BMO terms and rewards PDFs,2026-05-30T00:24:30-06:00,"Public BMO pages and linked BMO terms/rewards PDFs reviewed; no login, form submission, prequalification, or application flow was completed.","{""card"": ""BMO Premium Rewards Credit Card"", ""enrichment_evidence"": ""Summary terms state 18.49%-27.49% variable APR for purchases and balance transfers, 30.74% cash advance APR, $95 annual fee, and no foreign transaction fee."", ""limitations"": ""Public BMO pages and linked BMO terms/rewards PDFs reviewed; no login, form submission, prequalification, or application flow was completed."", ""research_pass"": ""BMO public offer append pass"", ""retrieved"": ""2026-05-30T00:24:30-06:00"", ""safe_browsing"": ""No applications, prequalification forms, logins, or personal data submissions were started or completed."", ""sources"": [{""notes"": ""Confirmed public card lineup and top-level offer snippets."", ""source_basis"": ""Official BMO credit card listing page"", ""url"": ""https://www.bmo.com/en-us/main/personal/credit-cards/""}, {""notes"": ""Primary public product/offer page."", ""source_basis"": ""Official BMO product page"", ""url"": ""https://www.bmo.com/en-us/main/personal/credit-cards/bmo-premium-rewards-credit-card/""}, {""notes"": ""APR, annual fee, balance transfer, cash advance, foreign transaction, and penalty fee terms."", ""source_basis"": ""Official BMO summary credit terms PDF"", ""url"": ""https://www.bmo.com/en-us/pdf/credit/premium.pdf""}, {""notes"": ""Points rewards eligibility, exclusions, anniversary bonus framework, and program rules."", ""source_basis"": ""Official BMO points rewards program rules PDF"", ""url"": ""https://www.bmo.com/en-us/pdf/credit/rewardsconsumerpoints.pdf""}], ""target"": {""id"": 16, ""institution"": ""BMO"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""BMO Bank N.A."", ""offer_research_url"": ""https://www.bmo.com/en-us/main/personal/credit-cards/"", ""priority"": ""Medium"", ""role"": ""Primary issuer"", ""source_basis"": ""Official BMO credit card hub.""}, ""visible_source_evidence"": ""Hub/product page lists a 35,000-point welcome offer after $5,000 spend within 2 months, 4x/2x/1x rewards tiers, 10% anniversary bonus points, and a $95 annual fee.""}",2026-05-30 06:24:30,2026-05-30 15:47:45,,,points,NA,NA
111,Bank of America,Air France KLM Visa Signature® Credit Card,CO_BRAND_CONSUMER,AIRLINE_REWARDS,"Online Offer: 50,000 Bonus Miles + 100 Experience Points (XP); after you make $2,000 or more in purchases within the first 90 days of your account opening; Online Offer: Earn 50,000 Bonus Miles + 100 Experience Points (XP) after you make $2,000 or more in purchases within the first 90 days of your account opening",50000,NA,2000,90,"$2,000 in first 90 days",89,0,,None,19.49% - 27.49% variable,"Earn 3 Miles for every $1 spent on eligible Air France, KLM Royal Dutch Airlines and SkyTeam member airline purchases. Earn 3 Miles for every $1 spent on eligible dining purchases. Plus, earn 1.5 Miles for every $1 spent on all other purchases.",https://www.bankofamerica.com/credit-cards/products/air-france-credit-card/,"Official product page, card-list data, productProperties endpoint, and disclosure endpoint",2026-05-29T22:34:45-06:00,"Official Bank of America public product page, official card-list data, productProperties endpoint, and disclosure endpoint consulted. No login, prequalification, or application flow was entered; offers may vary by channel/applicant. Browser verification succeeded on the Customized Cash Rewards product page; remaining rows use the same official SPA source pattern.","{""browser_verification"": {""title"": ""Bank of America® Customized Cash Rewards Credit Card"", ""url"": ""https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/"", ""visible_text_start"": ""Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.""}, ""campaign"": {""campaignID"": ""4079102"", ""locale"": ""en_US"", ""poCode"": ""8S""}, ""disclosure_status"": ""fetched"", ""disclosure_url"": ""https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079102&poCode=8S&locale=en_US"", ""institution"": ""Bank of America"", ""limitations"": [""Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields."", ""Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35."", ""Spirit was not present in the current official Bank of America card-list source during this pass.""], ""listing_url"": ""https://www.bankofamerica.com/credit-cards/"", ""official_listing_entries"": [{""campaign"": ""4079102~8S~en_US"", ""category"": [""filter"", ""travel"", ""airline""], ""compare"": ""4079102~8S~en_US"", ""features"": [], ""learnMore"": {""passCampaign"": true, ""path"": ""products/air-france-credit-card/""}, ""ratesFees"": [""noForeignTransactionFee""], ""tab"": [""categories"", ""filter""], ""type"": ""visa""}], ""page_metadata"": {""description"": ""Earn miles for every purchase you make with the Air France KLM Visa® Credit Card. Apply today online for the Air France Credit Card and enjoy a low annual fee."", ""json_ld_credit_card"": [{""annualPercentageRate"": ""19.74% - 27.74%"", ""description"": ""Earn miles for every purchase you make with the Air France KLM Visa® Credit Card. Apply today online for the Air France Credit Card and enjoy a low annual fee."", ""feesAndCommissionsSpecification"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4076236&productoffercode=D7&locale=en_US"", ""name"": ""Air France KLM Visa® Credit Card From Bank of America""}], ""title"": ""Air France KLM Visa® Credit Card From Bank of America""}, ""product_properties_url"": ""https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079102&locale=en_US&poCode=8S&failquiet=true"", ""product_url"": ""https://www.bankofamerica.com/credit-cards/products/air-france-credit-card/"", ""retrieved"": ""2026-05-29T22:34:45-06:00"", ""selected_evidence"": {""annual_fee"": ""$89"", ""balance_transfer_fee"": ""5% of each transaction †"", ""disclosure_snippets"": {""APR for Balance Transfers"": ""APR for Balance Transfers 19.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 22.49% to 28.49% , based on your creditworthiness, when you open your account, for Direct Deposit and Check Cash Advances, and 29.24% for Bank Cash Advances. See footnote Footnote 1 for explanation . These APRs will vary with the market based on the Prime Rate. P"", ""Annual Fee"": ""Annual Fee NOTICE: The annual fee is scheduled to be assessed before you begin using your card and will reduce the amount of credit you initially have available. For example, if you are assigned the minimum credit limit of $500, your initial available credit will be only about $411. $89 Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transact"", ""Annual Percentage Rate (APR) for Purchases"": ""Annual Percentage Rate (APR) for Purchases 19.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 19.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 22.49% to 28.49% , based on your creditworthiness, when you open your account, fo"", ""Transaction Fees"": ""Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction None Penalty Fee • Late Payment Up to $41 . See footnote Footnote 3 for explanation . How We Will Calculate Your Balance: We use a method called “ave""}, ""headline"": ""Online Offer: 50,000 Bonus Miles + 100 Experience Points (XP)"", ""intro_apr"": ""None"", ""offer_detail"": ""Online Offer: Earn 50,000 Bonus Miles + 100 Experience Points (XP) after you make $2,000 or more in purchases within the first 90 days of your account opening"", ""offer_detail_key"": ""PRODUCT_MB_SPECIAL_OFFER"", ""regular_apr"": ""19.49% - 27.49% variable"", ""rewards_key"": ""REWARDS_EARN_CONTENT"", ""rewards_key_perks"": ""Earn 3 Miles for every $1 spent on eligible Air France, KLM Royal Dutch Airlines and SkyTeam member airline purchases. Earn 3 Miles for every $1 spent on eligible dining purchases. Plus, earn 1.5 Miles for every $1 spent on all other purchases."", ""subheadline"": ""after you make $2,000 or more in purchases within the first 90 days of your account opening"", ""welcome_intro_offer"": ""Online Offer: 50,000 Bonus Miles + 100 Experience Points (XP); after you make $2,000 or more in purchases within the first 90 days of your account opening; Online Offer: Earn 50,000 Bonus Miles + 100 Experience Points (XP) after you make $2,000 or more in purchases within the first 90 days of your account opening""}, ""target_id"": 5, ""terms_url"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079102&productoffercode=8S&locale=en_US""}",2026-05-30 04:35:25,2026-05-30 15:47:45,Air France KLM Flying Blue,,Miles,NA,NA
110,Bank of America,Allways Rewards Visa® Card,CO_BRAND_CONSUMER,AIRLINE_REWARDS,"Online Offer: 30,000 Bonus Points, equal to $300 off a future Allegiant trip, after you make $1,500 or more in purchases within the first 90 days of account opening.; Simple, straightforward, rewarding. Earn points on every purchase; Online Offer: Earn 30,000 Bonus Points – equal to $300 off a future Allegiant trip when you redeem points, after you make $1,500 or more in purchases within the first 90 days of account opening",30000,NA,1500,90,"$1,500 in first 90 days",59,0,,None,19.49% - 27.49% variable,"3 points per $1 spent on Allegiant purchases (air, hotel, car rental and attractions) 2 points per $1 spent on qualifying dining purchases 1 point per $1 spent on all other purchases Points don't expire as long as your card account is open",https://www.bankofamerica.com/credit-cards/products/allegiant-credit-card/,"Official product page, card-list data, productProperties endpoint, and disclosure endpoint",2026-05-29T22:34:45-06:00,"Official Bank of America public product page, official card-list data, productProperties endpoint, and disclosure endpoint consulted. No login, prequalification, or application flow was entered; offers may vary by channel/applicant. Browser verification succeeded on the Customized Cash Rewards product page; remaining rows use the same official SPA source pattern.","{""browser_verification"": {""title"": ""Bank of America® Customized Cash Rewards Credit Card"", ""url"": ""https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/"", ""visible_text_start"": ""Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.""}, ""campaign"": {""campaignID"": ""4079148"", ""locale"": ""en_US"", ""poCode"": ""MP""}, ""disclosure_status"": ""fetched"", ""disclosure_url"": ""https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079148&poCode=MP&locale=en_US"", ""institution"": ""Bank of America"", ""limitations"": [""Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields."", ""Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35."", ""Spirit was not present in the current official Bank of America card-list source during this pass.""], ""listing_url"": ""https://www.bankofamerica.com/credit-cards/"", ""official_listing_entries"": [{""campaign"": ""4079148~MP~en_US"", ""category"": [""filter"", ""travel"", ""airline""], ""compare"": ""4079148~MP~en_US"", ""features"": [], ""learnMore"": {""path"": ""products/allegiant-credit-card/""}, ""ratesFees"": [""noForeignTransactionFee""], ""tab"": [""categories"", ""filter""], ""type"": ""visa""}], ""page_metadata"": {""description"": ""The Allways Rewards Visa® credit card offers easy-to-earn rewards. Earn bonus points when you make qualifying purchases in the first 90 days."", ""json_ld_credit_card"": [{""annualPercentageRate"": ""20.24% - 28.24%"", ""description"": ""The Allways Rewards Visa® credit card offers easy-to-earn rewards. Earn bonus points when you make qualifying purchases in the first 90 days."", ""feesAndCommissionsSpecification"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079148&productoffercode=MP&locale=en_US"", ""name"": ""Benefits and Rewards of an Allways Rewards Visa® Credit Card""}], ""title"": ""Benefits and Rewards of an Allways Rewards Visa® Credit Card""}, ""product_properties_url"": ""https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079148&locale=en_US&poCode=MP&failquiet=true"", ""product_url"": ""https://www.bankofamerica.com/credit-cards/products/allegiant-credit-card/"", ""retrieved"": ""2026-05-29T22:34:45-06:00"", ""selected_evidence"": {""annual_fee"": ""$59"", ""balance_transfer_fee"": ""5% of each transaction †"", ""disclosure_snippets"": {""APR for Balance Transfers"": ""APR for Balance Transfers 19.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 22.49% to 28.49% , based on your creditworthiness, when you open your account, for Direct Deposit and Check Cash Advances, and 29.24% for Bank Cash Advances. See footnote Footnote 1 for explanation . These APRs will vary with the market based on the Prime Rate. P"", ""Annual Fee"": ""Annual Fee $59 Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction None Penalty Fee • Late Payment Up to $41 . See footnote Footnote 3 for explanation . How We Will Calculate Your Balance: We use a met"", ""Annual Percentage Rate (APR) for Purchases"": ""Annual Percentage Rate (APR) for Purchases 19.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 19.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 22.49% to 28.49% , based on your creditworthiness, when you open your account, fo"", ""Transaction Fees"": ""Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction None Penalty Fee • Late Payment Up to $41 . See footnote Footnote 3 for explanation . How We Will Calculate Your Balance: We use a method called “ave""}, ""headline"": ""Online Offer: 30,000 Bonus Points, equal to $300 off a future Allegiant trip, after you make $1,500 or more in purchases within the first 90 days of account opening."", ""intro_apr"": ""None"", ""offer_detail"": ""Online Offer: Earn 30,000 Bonus Points – equal to $300 off a future Allegiant trip when you redeem points, after you make $1,500 or more in purchases within the first 90 days of account opening"", ""offer_detail_key"": ""PRODUCT_MB_SPECIAL_OFFER"", ""regular_apr"": ""19.49% - 27.49% variable"", ""rewards_key"": ""REWARDS_EARN_CONTENT"", ""rewards_key_perks"": ""3 points per $1 spent on Allegiant purchases (air, hotel, car rental and attractions) 2 points per $1 spent on qualifying dining purchases 1 point per $1 spent on all other purchases Points don't expire as long as your card account is open"", ""subheadline"": ""Simple, straightforward, rewarding. Earn points on every purchase"", ""welcome_intro_offer"": ""Online Offer: 30,000 Bonus Points, equal to $300 off a future Allegiant trip, after you make $1,500 or more in purchases within the first 90 days of account opening.; Simple, straightforward, rewarding. Earn points on every purchase; Online Offer: Earn 30,000 Bonus Points – equal to $300 off a future Allegiant trip when you redeem points, after you make $1,500 or more in purchases within the first 90 days of account opening""}, ""target_id"": 5, ""terms_url"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079148&productoffercode=MP&locale=en_US""}",2026-05-30 04:35:25,2026-05-30 15:47:45,Allegiant Allways Rewards,,Points,NA,NA
6,Bank of America,Atmos Rewards Ascent Visa Signature Credit Card,CO_BRAND_CONSUMER,AIRLINE_REWARDS,"Limited-time online offer: 80,000 bonus points and a $99 Companion Fare plus taxes/fees after $4,000 or more in purchases within the first 120 days, plus a 50% global flight discount code for a qualifying future flight after opening a new account.",80000,NA,4000,120,"Spend $4,000 or more on purchases within the first 120 days of opening the account to earn the 80,000-point bonus and $99 Companion Fare; 50% global flight discount code after opening a new account.",95,0,,None,19.49%-27.49% variable APR,"3 points per $1 on eligible Alaska Airlines and Hawaiian Airlines purchases; 2 points per $1 on eligible gas, EV charging, cable, streaming services, and local transit including rideshare; 1 point per $1 on other purchases; 10% rewards bonus on card-purchase points with eligible Bank of America account; annual $99 Companion Fare after $6,000 annual anniversary spend; free checked bag and preferred boarding for cardmember and up to 6 guests when eligible flights are paid with the card; 20% back on Alaska/Hawaiian inflight purchases; $100 off annual Alaska Lounge+ Membership; no foreign transaction fees.",https://www.bankofamerica.com/credit-cards/products/alaska-airlines-credit-card.go,Official product page and pricing summary,2026-05-29T21:03:12-06:00,Official Bank of America page superseded older/current third-party snippets that showed different Ascent offers. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.,"{""conflicts_or_notes"": [""Third-party pages and older issuer listing snippets showed 50,000-point or 80,000-point variants; official Bank of America product page was used.""], ""limitations"": [""Official page included an unavailable-page banner in fetched text but still exposed product details and pricing below it."", ""In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.""], ""method"": ""Official-source web/direct retrieval fallback because browser:browser was unavailable."", ""retrieved"": ""2026-05-29T21:03:12-06:00"", ""sources"": [{""evidence"": ""Official page showed 80,000-point limited-time offer with $4,000/120-day spend, $99 Companion Fare, 50% flight discount code, $95 annual fee, no intro APR, and 19.49%-27.49% standard APR."", ""issuer"": ""Bank of America"", ""source_basis"": ""Official product page and pricing summary"", ""url"": ""https://www.bankofamerica.com/credit-cards/products/alaska-airlines-credit-card.go""}, {""evidence"": ""Agreement supported 19.49%-27.49% variable purchase APR and $95 annual fee for Atmos Rewards Ascent."", ""issuer"": ""Bank of America"", ""source_basis"": ""Official sample credit card agreement"", ""url"": ""https://www.bankofamerica.com/content/documents/creditcard/atmos_rewards_ascent_visa_signature_english.pdf""}], ""target"": {""database"": ""data/cc-offers.sqlite"", ""id"": 35, ""institution"": ""Alaska Airlines Mileage Plan""}}",2026-05-30 03:03:12,2026-05-30 15:47:45,Atmos Rewards,,Atmos Rewards points,NA,NA
7,Bank of America,Atmos Rewards Summit Visa Infinite Credit Card,CO_BRAND_CONSUMER_PREMIUM,AIRLINE_REWARDS,"Limited-time online offer: 100,000 bonus points and a 25,000-point Global Companion Award after $6,500 or more in purchases within the first 90 days, plus a 50% flight discount code for a qualifying future flight after opening the account.",100000,NA,6500,90,"Spend $6,500 or more on purchases within the first 90 days of opening the account to earn 100,000 points and 25,000-point Global Companion Award; 50% flight discount code after account opening.",395,0,,None found on public official source,19.49%-27.49% variable APR,"3 points per $1 on eligible dining, foreign transaction, Alaska Airlines, and Hawaiian Airlines purchases; 1 point per $1 on other purchases; 10% rewards bonus on card-purchase points with eligible Bank of America account; 25,000-point Global Companion Award each anniversary and 100,000-point Global Companion Award after $60,000 annual spend; 8 Alaska Lounge passes per calendar year; free checked bag and preferred boarding for cardmember and up to 6 guests on eligible paid Alaska/Hawaiian flights; Visa Infinite concierge; no foreign transaction fees.",https://www.bankofamerica.com/credit-cards/products/alaska-airlines-infinite-credit-card/,Official product page and pricing summary,2026-05-29T21:03:12-06:00,"Current official product page/search metadata showed $6,500/90-day spend for the 100,000-point Summit offer; older 2025 launch release showed $6,000/90-day spend and was treated as superseded. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.","{""conflicts_or_notes"": [""Older Bank of America newsroom launch copy had $6,000 spend; current official product metadata had $6,500 and was used.""], ""limitations"": [""Current product URL was SPA/search-metadata heavy; official search/open snippets were used for hidden product terms."", ""In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.""], ""method"": ""Official-source web/direct retrieval fallback because browser:browser was unavailable."", ""retrieved"": ""2026-05-29T21:03:12-06:00"", ""sources"": [{""evidence"": ""Official page metadata showed 100,000-point offer, 25,000-point Global Companion Award after $6,500/90-day spend, 50% flight discount code, $395 annual fee, 19.49%-27.49% variable APR, and reward categories."", ""issuer"": ""Bank of America"", ""source_basis"": ""Official product page/search metadata"", ""url"": ""https://www.bankofamerica.com/credit-cards/products/alaska-airlines-infinite-credit-card/""}, {""evidence"": ""Agreement supported 19.49%-27.49% variable purchase APR for Atmos Rewards Summit."", ""issuer"": ""Bank of America"", ""source_basis"": ""Official sample credit card agreement"", ""url"": ""https://www.bankofamerica.com/content/documents/creditcard/atmos_rewards_summit_visa_infinite_english.pdf""}, {""evidence"": ""Release confirmed Summit card benefits, $395 annual fee, and earlier launch offer context."", ""issuer"": ""Bank of America newsroom"", ""source_basis"": ""Official launch/release context"", ""url"": ""https://newsroom.bankofamerica.com/content/newsroom/press-releases/2025/08/alaska-airlines-and-bank-of-america-present-a-new-premium-credit.html""}], ""target"": {""database"": ""data/cc-offers.sqlite"", ""id"": 35, ""institution"": ""Alaska Airlines Mileage Plan""}}",2026-05-30 03:03:12,2026-05-30 15:47:45,Atmos Rewards,,Atmos Rewards points,NA,NA
8,Bank of America,Atmos Rewards Visa Signature Business Card,BUSINESS_CO_BRAND,AIRLINE_REWARDS,"Limited-time online offer: 80,000 bonus points and a $99 Companion Fare plus taxes/fees after $5,000 or more in purchases within the first 90 days of opening the account.",80000,NA,5000,90,"Spend $5,000 or more on purchases within the first 90 days of opening the account to earn 80,000 points and a $99 Companion Fare.",70,25,,None,19.49%-27.49% variable APR,"3 points per $1 on eligible Alaska Airlines and Hawaiian Airlines purchases; 2 points per $1 on eligible gas, EV charging, shipping, and local transit including rideshare; 1 point per $1 on other purchases; 10% rewards bonus with eligible Bank of America small business account; annual $99 Companion Fare after $6,000 annual spend; free checked bag and preferred boarding when the card is used to buy Alaska/Hawaiian tickets; 20% back on inflight purchases; $100 off annual Alaska Lounge+ Membership; no international transaction fees.",https://business.bankofamerica.com/en/credit-cards/atmos-rewards,Official product page and official metadata/snippet,2026-05-29T21:03:12-06:00,BofA business product page rendered placeholder variables for some rate fields; official BofA card-list/search metadata supplied standard APR and intro APR. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.,"{""limitations"": [""Product page exposed placeholder variables for some rate fields; official BofA metadata filled the rates/fees after escalation."", ""In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.""], ""method"": ""Official-source web/direct retrieval fallback because browser:browser was unavailable."", ""retrieved"": ""2026-05-29T21:03:12-06:00"", ""sources"": [{""evidence"": ""Product page showed 80,000-point business offer, $5,000/90-day spend, rewards rates, $99 Companion Fare, annual fee, no international transaction fees, and business benefits."", ""issuer"": ""Bank of America"", ""source_basis"": ""Official product page"", ""url"": ""https://business.bankofamerica.com/en/credit-cards/atmos-rewards""}, {""evidence"": ""Official BofA business card listing/search metadata showed no intro APR, 19.49%-27.49% standard APR, $70 company annual fee and $25 per card."", ""issuer"": ""Bank of America"", ""source_basis"": ""Official card-list metadata/snippet"", ""url"": ""https://www.bankofamerica.com/smallbusiness/credit-cards/""}], ""target"": {""database"": ""data/cc-offers.sqlite"", ""id"": 35, ""institution"": ""Alaska Airlines Mileage Plan""}}",2026-05-30 03:03:12,2026-05-30 15:47:45,Atmos Rewards,,Atmos Rewards points,NA,NA
112,Bank of America,Norwegian Cruise Line® World Mastercard®,CO_BRAND_CONSUMER,CRUISE_REWARDS,"Online Offer: 20,000 bonus points; That’s enough for a $200 onboard credit or $200 off your next Norwegian cruise; Online Offer: 20,000 bonus points after you make $1,000 or more in purchases in the first 90 days of account opening. That's enough for a $200 onboard credit or $200 off your next Norwegian cruise .",20000,NA,1000,90,"$1,000 in first 90 days",0,0,,None,17.49% - 27.49% variable,Earn 3 WorldPoints® points for every $1 spent on Norwegian purchases Earn 2 WorldPoints® points per $1 spent on eligible air and hotel purchases Earn 1 WorldPoints® point per $1 spent on all other purchases,https://www.bankofamerica.com/credit-cards/products/norwegian-cruise-lines-credit-card/,"Official product page, card-list data, productProperties endpoint, and disclosure endpoint",2026-05-29T22:34:45-06:00,"Official Bank of America public product page, official card-list data, productProperties endpoint, and disclosure endpoint consulted. No login, prequalification, or application flow was entered; offers may vary by channel/applicant. Browser verification succeeded on the Customized Cash Rewards product page; remaining rows use the same official SPA source pattern.","{""browser_verification"": {""title"": ""Bank of America® Customized Cash Rewards Credit Card"", ""url"": ""https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/"", ""visible_text_start"": ""Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.""}, ""campaign"": {""campaignID"": ""4079074"", ""locale"": ""en_US"", ""poCode"": ""9Y""}, ""disclosure_status"": ""fetched"", ""disclosure_url"": ""https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079074&poCode=9Y&locale=en_US"", ""institution"": ""Bank of America"", ""limitations"": [""Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields."", ""Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35."", ""Spirit was not present in the current official Bank of America card-list source during this pass.""], ""listing_url"": ""https://www.bankofamerica.com/credit-cards/"", ""official_listing_entries"": [{""campaign"": ""4079074~9Y~en_US"", ""category"": [""filter"", ""points"", ""travel""], ""compare"": ""4079074~9Y~en_US"", ""features"": [""preferredRewards""], ""learnMore"": {""path"": ""products/norwegian-cruise-lines-credit-card/""}, ""ratesFees"": [""noAnnualFee"", ""noForeignTransactionFee""], ""tab"": [""categories"", ""filter""], ""type"": ""masterCard""}], ""page_metadata"": {""description"": ""The Norwegian Cruise Line® World Mastercard® offers up to 3 WorldPoints® points per $1 on eligible purchases. Apply and learn about our 20,000 bonus points offer."", ""json_ld_credit_card"": [{""annualPercentageRate"": ""17.74% - 27.74%"", ""description"": ""The Norwegian Cruise Line® World Mastercard® offers up to 3 WorldPoints® points per $1 on eligible purchases. Apply and learn about our 20,000 bonus points offer."", ""feesAndCommissionsSpecification"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4069629&productoffercode=8J&locale=en_US"", ""name"": ""Norwegian Cruise Line® World Mastercard® Credit Card""}], ""title"": ""Norwegian Cruise Line® World Mastercard® Credit Card""}, ""product_properties_url"": ""https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079074&locale=en_US&poCode=9Y&failquiet=true"", ""product_url"": ""https://www.bankofamerica.com/credit-cards/products/norwegian-cruise-lines-credit-card/"", ""retrieved"": ""2026-05-29T22:34:45-06:00"", ""selected_evidence"": {""annual_fee"": ""$0"", ""balance_transfer_fee"": ""5% of each transaction †"", ""disclosure_snippets"": {""APR for Balance Transfers"": ""APR for Balance Transfers 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 20.49% to 28.49% , based on your creditworthiness, when you open your account, for Direct Deposit and Check Cash Advances, and 29.24% for Bank Cash Advances. See footnote Footnote 1 for explanation . These APRs will vary with the market based on the Prime Rate. P"", ""Annual Fee"": ""Annual Fee None Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction None Penalty Fee • Late Payment Up to $41 . See footnote Footnote 3 for explanation . How We Will Calculate Your Balance: We use a me"", ""Annual Percentage Rate (APR) for Purchases"": ""Annual Percentage Rate (APR) for Purchases 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 20.49% to 28.49% , based on your creditworthiness, when you open your account, fo"", ""Transaction Fees"": ""Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction None Penalty Fee • Late Payment Up to $41 . See footnote Footnote 3 for explanation . How We Will Calculate Your Balance: We use a method called “ave""}, ""headline"": ""Online Offer: 20,000 bonus points"", ""intro_apr"": ""None"", ""offer_detail"": ""Online Offer: 20,000 bonus points after you make $1,000 or more in purchases in the first 90 days of account opening. That's enough for a $200 onboard credit or $200 off your next Norwegian cruise ."", ""offer_detail_key"": ""PRODUCT_MB_SPECIAL_OFFER"", ""regular_apr"": ""17.49% - 27.49% variable"", ""rewards_key"": ""REWARDS_EARN_CONTENT"", ""rewards_key_perks"": ""Earn 3 WorldPoints® points for every $1 spent on Norwegian purchases Earn 2 WorldPoints® points per $1 spent on eligible air and hotel purchases Earn 1 WorldPoints® point per $1 spent on all other purchases"", ""subheadline"": ""That’s enough for a $200 onboard credit or $200 off your next Norwegian cruise"", ""welcome_intro_offer"": ""Online Offer: 20,000 bonus points; That’s enough for a $200 onboard credit or $200 off your next Norwegian cruise; Online Offer: 20,000 bonus points after you make $1,000 or more in purchases in the first 90 days of account opening. That's enough for a $200 onboard credit or $200 off your next Norwegian cruise .""}, ""target_id"": 5, ""terms_url"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079074&productoffercode=9Y&locale=en_US""}",2026-05-30 04:35:25,2026-05-30 15:47:45,Norwegian Cruise Line,,points,NA,NA
108,Bank of America,Royal ONE Plus™ Visa Signature® Credit Card,CO_BRAND_CONSUMER,CRUISE_REWARDS,"Limited-time online offer: 70,000 bonus points, redeemable for $700 in onboard credit or cruise discounts; Limited-Time Online Offer: 70,000 bonus points 70,000 bonus points, redeemable for $700 in onboard credit or cruise discounts, after spending $3,000 on purchases within the first 90 days of account opening",70000,NA,3000,90,"$3,000 in first 90 days",99,0,,None,17.49% - 27.49% variable,"4 points per dollar spent on eligible Royal Caribbean® , Celebrity Cruises® and Silversea® purchases 2 points per dollar spent on eligible airline, hotel, dining, grocery, gas and EV charging station purchases 1 point per dollar spent on all other purchases",https://www.bankofamerica.com/credit-cards/products/royal-one-plus-credit-card/,"Official product page, card-list data, productProperties endpoint, and disclosure endpoint",2026-05-29T22:34:45-06:00,"Official Bank of America public product page, official card-list data, productProperties endpoint, and disclosure endpoint consulted. No login, prequalification, or application flow was entered; offers may vary by channel/applicant. Browser verification succeeded on the Customized Cash Rewards product page; remaining rows use the same official SPA source pattern.","{""browser_verification"": {""title"": ""Bank of America® Customized Cash Rewards Credit Card"", ""url"": ""https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/"", ""visible_text_start"": ""Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.""}, ""campaign"": {""campaignID"": ""4079784"", ""locale"": ""en_US"", ""poCode"": ""6T""}, ""disclosure_status"": ""fetched"", ""disclosure_url"": ""https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079784&poCode=6T&locale=en_US"", ""institution"": ""Bank of America"", ""limitations"": [""Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields."", ""Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35."", ""Spirit was not present in the current official Bank of America card-list source during this pass.""], ""listing_url"": ""https://www.bankofamerica.com/credit-cards/"", ""official_listing_entries"": [{""campaign"": ""4079784~6T~en_US"", ""category"": [""filter"", ""travel"", ""points""], ""compare"": ""4079784~6T~en_US"", ""features"": [], ""learnMore"": {""path"": ""products/royal-one-plus-credit-card/""}, ""ratesFees"": [""noForeignTransactionFee""], ""tab"": [""categories"", ""filter""], ""type"": ""visa""}], ""page_metadata"": {""description"": ""Come aboard with Royal Caribbean with the Royal ONE Plus® Visa Signature™ Credit Card and get rewards and discounts. Learn more about bonus offers."", ""json_ld_credit_card"": [], ""title"": ""Royal ONE Plus™ Visa Signature® Credit Card: Apply Now""}, ""product_properties_url"": ""https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079784&locale=en_US&poCode=6T&failquiet=true"", ""product_url"": ""https://www.bankofamerica.com/credit-cards/products/royal-one-plus-credit-card/"", ""retrieved"": ""2026-05-29T22:34:45-06:00"", ""selected_evidence"": {""annual_fee"": ""$99"", ""balance_transfer_fee"": ""5% of each transaction †"", ""disclosure_snippets"": {""APR for Balance Transfers"": ""APR for Balance Transfers 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 20.49% to 28.49% , based on your creditworthiness, when you open your account, for Direct Deposit and Check Cash Advances, and 29.24% for Bank Cash Advances. See footnote Footnote 1 for explanation . These APRs will vary with the market based on the Prime Rate. P"", ""Annual Fee"": ""Annual Fee NOTICE: The annual fee is scheduled to be assessed before you begin using your card and will reduce the amount of credit you initially have available. For example, if you are assigned the minimum credit limit of $500, your initial available credit will be only about $401. $99 Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transact"", ""Annual Percentage Rate (APR) for Purchases"": ""Annual Percentage Rate (APR) for Purchases 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 20.49% to 28.49% , based on your creditworthiness, when you open your account, fo"", ""Transaction Fees"": ""Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction None Penalty Fee • Late Payment Up to $41 . See footnote Footnote 3 for explanation . How We Will Calculate Your Balance: We use a method called “ave""}, ""headline"": ""Limited-time online offer: 70,000 bonus points, redeemable for $700 in onboard credit or cruise discounts"", ""intro_apr"": ""None"", ""offer_detail"": ""Limited-Time Online Offer: 70,000 bonus points 70,000 bonus points, redeemable for $700 in onboard credit or cruise discounts, after spending $3,000 on purchases within the first 90 days of account opening"", ""offer_detail_key"": ""PRODUCT_MB_SPECIAL_OFFER"", ""regular_apr"": ""17.49% - 27.49% variable"", ""rewards_key"": ""REWARDS_EARN_CONTENT"", ""rewards_key_perks"": ""4 points per dollar spent on eligible Royal Caribbean® , Celebrity Cruises® and Silversea® purchases 2 points per dollar spent on eligible airline, hotel, dining, grocery, gas and EV charging station purchases 1 point per dollar spent on all other purchases"", ""subheadline"": """", ""welcome_intro_offer"": ""Limited-time online offer: 70,000 bonus points, redeemable for $700 in onboard credit or cruise discounts; Limited-Time Online Offer: 70,000 bonus points 70,000 bonus points, redeemable for $700 in onboard credit or cruise discounts, after spending $3,000 on purchases within the first 90 days of account opening""}, ""target_id"": 5, ""terms_url"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079784&productoffercode=6T&locale=en_US""}",2026-05-30 04:35:25,2026-05-30 15:47:45,Royal Caribbean Group,,points,NA,NA
107,Bank of America,Royal ONE™ Visa Signature® Credit Card,CO_BRAND_CONSUMER,CRUISE_REWARDS,"Limited-time online offer: 45,000 bonus points, redeemable for $450 in onboard credit or cruise discounts; Limited-Time Online Offer: 45,000 bonus points 45,000 bonus points, redeemable for $450 in onboard credit or cruise discounts, after spending $2,000 on purchases within the first 90 days of account opening",45000,NA,2000,90,"$2,000 in first 90 days",0,0,,None,17.49% - 27.49% variable,"3 points per dollar spent on eligible Royal Caribbean® , Celebrity Cruises® and Silversea® purchases 2 points per dollar spent on eligible grocery, gas and EV charging station purchases 1 point per dollar spent on all other purchases",https://www.bankofamerica.com/credit-cards/products/royal-one-credit-card/,"Official product page, card-list data, productProperties endpoint, and disclosure endpoint",2026-05-29T22:34:45-06:00,"Official Bank of America public product page, official card-list data, productProperties endpoint, and disclosure endpoint consulted. No login, prequalification, or application flow was entered; offers may vary by channel/applicant. Browser verification succeeded on the Customized Cash Rewards product page; remaining rows use the same official SPA source pattern.","{""browser_verification"": {""title"": ""Bank of America® Customized Cash Rewards Credit Card"", ""url"": ""https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/"", ""visible_text_start"": ""Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.""}, ""campaign"": {""campaignID"": ""4079822"", ""locale"": ""en_US"", ""poCode"": ""F9""}, ""disclosure_status"": ""fetched"", ""disclosure_url"": ""https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079822&poCode=F9&locale=en_US"", ""institution"": ""Bank of America"", ""limitations"": [""Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields."", ""Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35."", ""Spirit was not present in the current official Bank of America card-list source during this pass.""], ""listing_url"": ""https://www.bankofamerica.com/credit-cards/"", ""official_listing_entries"": [{""campaign"": ""4079822~F9~en_US"", ""category"": [""filter"", ""travel"", ""points""], ""compare"": ""4079822~F9~en_US"", ""features"": [], ""learnMore"": {""path"": ""products/royal-one-credit-card/""}, ""ratesFees"": [""noAnnualFee"", ""noForeignTransactionFee""], ""tab"": [""categories"", ""filter""], ""type"": ""visa""}], ""page_metadata"": {""description"": ""Earn perks and discounts with Royal Caribbean with the Royal ONE® Visa Signature™ Credit Card. Learn more about rewards and bonus offers."", ""json_ld_credit_card"": [], ""title"": ""Royal ONE™ Visa Signature® Credit Card: Apply Today""}, ""product_properties_url"": ""https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079822&locale=en_US&poCode=F9&failquiet=true"", ""product_url"": ""https://www.bankofamerica.com/credit-cards/products/royal-one-credit-card/"", ""retrieved"": ""2026-05-29T22:34:45-06:00"", ""selected_evidence"": {""annual_fee"": ""$0"", ""balance_transfer_fee"": ""5% of each transaction †"", ""disclosure_snippets"": {""APR for Balance Transfers"": ""APR for Balance Transfers 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 20.49% to 28.49% , based on your creditworthiness, when you open your account, for Direct Deposit and Check Cash Advances, and 29.24% for Bank Cash Advances. See footnote Footnote 1 for explanation . These APRs will vary with the market based on the Prime Rate. P"", ""Annual Fee"": ""Annual Fee None Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction None Penalty Fee • Late Payment Up to $41 . See footnote Footnote 3 for explanation . How We Will Calculate Your Balance: We use a me"", ""Annual Percentage Rate (APR) for Purchases"": ""Annual Percentage Rate (APR) for Purchases 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 20.49% to 28.49% , based on your creditworthiness, when you open your account, fo"", ""Transaction Fees"": ""Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction None Penalty Fee • Late Payment Up to $41 . See footnote Footnote 3 for explanation . How We Will Calculate Your Balance: We use a method called “ave""}, ""headline"": ""Limited-time online offer: 45,000 bonus points, redeemable for $450 in onboard credit or cruise discounts"", ""intro_apr"": ""None"", ""offer_detail"": ""Limited-Time Online Offer: 45,000 bonus points 45,000 bonus points, redeemable for $450 in onboard credit or cruise discounts, after spending $2,000 on purchases within the first 90 days of account opening"", ""offer_detail_key"": ""PRODUCT_MB_SPECIAL_OFFER"", ""regular_apr"": ""17.49% - 27.49% variable"", ""rewards_key"": ""REWARDS_EARN_CONTENT"", ""rewards_key_perks"": ""3 points per dollar spent on eligible Royal Caribbean® , Celebrity Cruises® and Silversea® purchases 2 points per dollar spent on eligible grocery, gas and EV charging station purchases 1 point per dollar spent on all other purchases"", ""subheadline"": """", ""welcome_intro_offer"": ""Limited-time online offer: 45,000 bonus points, redeemable for $450 in onboard credit or cruise discounts; Limited-Time Online Offer: 45,000 bonus points 45,000 bonus points, redeemable for $450 in onboard credit or cruise discounts, after spending $2,000 on purchases within the first 90 days of account opening""}, ""target_id"": 5, ""terms_url"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079822&productoffercode=F9&locale=en_US""}",2026-05-30 04:35:25,2026-05-30 15:47:45,Royal Caribbean Group,,points,NA,NA
109,Bank of America,Susan G. Komen® Customized Cash Rewards Credit Card,CO_BRAND_CONSUMER,CASH_BACK,"6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.; Earn rewards you like. Help support a cause you love.; Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening",,200,1000,90,"$1,000 in first 90 days",0,0,,0% for 15 billing cycles Applies to purchases and to any balance transfers made within 60 days of opening your account,17.49% - 27.49% variable,"Choose which category you want to earn 6% cash back in – for the first year: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings Automatic 2% cash back at grocery stores and wholesale clubs Unlimited 1% cash back on all other purchases Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum. There's no annual fee and your cash rewards don't expire as long as your account remains open. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same. Learn more Reward Categories",https://www.bankofamerica.com/credit-cards/products/susan-komen-credit-card/,"Official product page, card-list data, productProperties endpoint, and disclosure endpoint",2026-05-29T22:34:45-06:00,"Official Bank of America public product page, official card-list data, productProperties endpoint, and disclosure endpoint consulted. No login, prequalification, or application flow was entered; offers may vary by channel/applicant. Browser verification succeeded on the Customized Cash Rewards product page; remaining rows use the same official SPA source pattern.","{""browser_verification"": {""title"": ""Bank of America® Customized Cash Rewards Credit Card"", ""url"": ""https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/"", ""visible_text_start"": ""Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.""}, ""campaign"": {""campaignID"": ""4079144"", ""locale"": ""en_US"", ""poCode"": ""WH""}, ""disclosure_status"": ""fetched"", ""disclosure_url"": ""https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079144&poCode=WH&locale=en_US"", ""institution"": ""Bank of America"", ""limitations"": [""Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields."", ""Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35."", ""Spirit was not present in the current official Bank of America card-list source during this pass.""], ""listing_url"": ""https://www.bankofamerica.com/credit-cards/"", ""official_listing_entries"": [{""campaign"": ""4079144~WH~en_US"", ""category"": [""filter"", ""cash""], ""compare"": ""4079144~WH~en_US"", ""features"": [""preferredRewards""], ""learnMore"": {""path"": ""products/susan-komen-credit-card/""}, ""ratesFees"": [""noAnnualFee"", ""zeroAprBalance"", ""zeroAprPurchase""], ""tab"": [""categories"", ""filter""], ""type"": ""visa""}], ""page_metadata"": {""description"": ""Help fight breast cancer with 6% cash back in the category of your choice for the first year. Plus, a $200 online cash rewards bonus offer."", ""json_ld_credit_card"": [{""annualPercentageRate"": ""18.24% - 28.24%"", ""description"": ""Help fight breast cancer with 6% cash back in the category of your choice for the first year. Plus, a $200 online cash rewards bonus offer."", ""feesAndCommissionsSpecification"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079144&productoffercode=WH&locale=en_US"", ""name"": ""Susan G. Komen® Customized Cash Rewards Credit Card - Pink Ribbon Credit Card""}], ""title"": ""Susan G. Komen® Customized Cash Rewards Credit Card - Pink Ribbon Credit Card""}, ""product_properties_url"": ""https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079144&locale=en_US&poCode=WH&failquiet=true"", ""product_url"": ""https://www.bankofamerica.com/credit-cards/products/susan-komen-credit-card/"", ""retrieved"": ""2026-05-29T22:34:45-06:00"", ""selected_evidence"": {""annual_fee"": ""$0"", ""balance_transfer_fee"": ""3% of each transaction intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%."", ""disclosure_snippets"": {""APR for Balance Transfers"": ""APR for Balance Transfers 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account. After that, your APR will be 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 20.49% to 28.49% , based on your creditworthiness, when you open your acc"", ""Annual Fee"": ""Annual Fee None Transaction Fees • Balance Transfer Introductory Fee of 3% of the amount of each transaction, for transactions made within 60 days of opening your account. After that, your fee will be: 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • For"", ""Annual Percentage Rate (APR) for Purchases"": ""Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account. After that, your APR will be 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account for transactio"", ""Transaction Fees"": ""Transaction Fees • Balance Transfer Introductory Fee of 3% of the amount of each transaction, for transactions made within 60 days of opening your account. After that, your fee will be: 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction""}, ""headline"": ""6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer."", ""intro_apr"": ""0% for 15 billing cycles Applies to purchases and to any balance transfers made within 60 days of opening your account"", ""offer_detail"": ""Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening"", ""offer_detail_key"": ""PRODUCT_MB_SPECIAL_OFFER"", ""regular_apr"": ""17.49% - 27.49% variable"", ""rewards_key"": ""REWARDS_EARN_CONTENT"", ""rewards_key_perks"": ""Choose which category you want to earn 6% cash back in – for the first year: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings Automatic 2% cash back at grocery stores and wholesale clubs Unlimited 1% cash back on all other purchases Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum. There's no annual fee and your cash rewards don't expire as long as your account remains open. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same. Learn more Reward Categories"", ""subheadline"": ""Earn rewards you like. Help support a cause you love."", ""welcome_intro_offer"": ""6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.; Earn rewards you like. Help support a cause you love.; Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening""}, ""target_id"": 5, ""terms_url"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079144&productoffercode=WH&locale=en_US""}",2026-05-30 04:35:25,2026-05-30 15:47:45,Susan G. Komen,,,NA,NA
93,"Bank of America, N.A.",Bank of America® Customized Cash Rewards Credit Card,CONSUMER,CASH_BACK,"6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.; $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening — plus choose how you earn rewards.; Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening",,200,1000,90,"$1,000 in first 90 days",0,0,,"0% for 15 billing cycles Applies to purchases, and to any balance transfers made within 60 days of opening your account",17.49% - 27.49% variable,"Choose which category you want to earn 6% cash back in – for the first year: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings Automatic 2% cash back at grocery stores and wholesale clubs Unlimited 1% cash back on all other purchases Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum. There's no annual fee and your cash rewards don't expire as long as your account remains open. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same. Learn more Reward Categories",https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/,"Official product page, card-list data, productProperties endpoint, and disclosure endpoint",2026-05-29T22:34:45-06:00,"Official Bank of America public product page, official card-list data, productProperties endpoint, and disclosure endpoint consulted. No login, prequalification, or application flow was entered; offers may vary by channel/applicant. Browser verification succeeded on the Customized Cash Rewards product page; remaining rows use the same official SPA source pattern.","{""browser_verification"": {""title"": ""Bank of America® Customized Cash Rewards Credit Card"", ""url"": ""https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/"", ""visible_text_start"": ""Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.""}, ""campaign"": {""campaignID"": ""4079537"", ""locale"": ""en_US"", ""poCode"": ""8H""}, ""disclosure_status"": ""fetched"", ""disclosure_url"": ""https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079537&poCode=8H&locale=en_US"", ""institution"": ""Bank of America"", ""limitations"": [""Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields."", ""Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35."", ""Spirit was not present in the current official Bank of America card-list source during this pass.""], ""listing_url"": ""https://www.bankofamerica.com/credit-cards/"", ""official_listing_entries"": [{""campaign"": ""4079538~DY~en_US"", ""category"": [""filter"", ""cash""], ""compare"": ""4079538~DY~en_US"", ""features"": [""preferredRewards""], ""learnMore"": {""passCampaign"": true, ""path"": ""products/cash-back-credit-card/""}, ""ratesFees"": [""noAnnualFee"", ""zeroAprBalance"", ""zeroAprPurchase""], ""tab"": [""categories"", ""filter""], ""type"": ""visa""}, {""campaign"": ""4079537~8H~en_US"", ""category"": [""featured""], ""compare"": ""4079538~DY~en_US"", ""features"": [""preferredRewards""], ""learnMore"": {""passCampaign"": true, ""path"": ""products/cash-back-credit-card/""}, ""ratesFees"": [""noAnnualFee"", ""zeroAprBalance"", ""zeroAprPurchase""], ""tab"": [""categories"", ""filter""], ""type"": ""visa""}], ""page_metadata"": {""description"": ""With the Bank of America® Customized Cash Rewards credit card, earn 6% cash back in the category of your choice for the first year. Plus, a $200 cash rewards bonus offer."", ""json_ld_credit_card"": [{""annualPercentageRate"": ""18.24% - 28.24%"", ""description"": ""With the Bank of America®  Customized Cash Rewards credit card, earn 6% cash back in the category of your choice for the first year. Plus, a $200 cash rewards bonus offer."", ""feesAndCommissionsSpecification"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4075151&productoffercode=Q4&locale=en_US"", ""name"": ""Bank of America® Customized Cash Rewards Credit Card""}], ""title"": ""Bank of America® Customized Cash Rewards Credit Card""}, ""product_properties_url"": ""https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079537&locale=en_US&poCode=8H&failquiet=true"", ""product_url"": ""https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/"", ""retrieved"": ""2026-05-29T22:34:45-06:00"", ""selected_evidence"": {""annual_fee"": ""$0"", ""balance_transfer_fee"": ""3% of each transaction intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%."", ""disclosure_snippets"": {""APR for Balance Transfers"": ""APR for Balance Transfers 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account. After that, your APR will be 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 20.49% to 28.49% , based on your creditworthiness, when you open your acc"", ""Annual Fee"": ""Annual Fee None Transaction Fees • Balance Transfer Introductory Fee of 3% of the amount of each transaction, for transactions made within 60 days of opening your account. After that, your fee will be: 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • For"", ""Annual Percentage Rate (APR) for Purchases"": ""Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account. After that, your APR will be 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account for transactio"", ""Transaction Fees"": ""Transaction Fees • Balance Transfer Introductory Fee of 3% of the amount of each transaction, for transactions made within 60 days of opening your account. After that, your fee will be: 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction""}, ""headline"": ""6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer."", ""intro_apr"": ""0% for 15 billing cycles Applies to purchases, and to any balance transfers made within 60 days of opening your account"", ""offer_detail"": ""Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening"", ""offer_detail_key"": ""PRODUCT_MB_SPECIAL_OFFER"", ""regular_apr"": ""17.49% - 27.49% variable"", ""rewards_key"": ""REWARDS_EARN_CONTENT"", ""rewards_key_perks"": ""Choose which category you want to earn 6% cash back in – for the first year: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings Automatic 2% cash back at grocery stores and wholesale clubs Unlimited 1% cash back on all other purchases Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum. There's no annual fee and your cash rewards don't expire as long as your account remains open. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same. Learn more Reward Categories"", ""subheadline"": ""$200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening — plus choose how you earn rewards."", ""welcome_intro_offer"": ""6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.; $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening — plus choose how you earn rewards.; Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening""}, ""target_id"": 5, ""terms_url"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079537&productoffercode=8H&locale=en_US""}",2026-05-30 04:35:25,2026-05-30 15:47:45,,,,NA,NA
99,"Bank of America, N.A.",Bank of America® Customized Cash Rewards Credit Card for Students,STUDENT,CASH_BACK,"Start building a successful financial future while earning 6% cash back in the category of your choice – for the first year; Plus, a $200 online cash rewards bonus offer.; Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening",,200,1000,90,"$1,000 in first 90 days",0,0,,"0% for 15 billing cycles Applies to purchases, and to any balance transfers made within 60 days of opening your account",17.49% - 27.49% variable,"Choose which category you want to earn 6% cash back in – for the first year: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings Automatic 2% cash back at grocery stores and wholesale clubs Unlimited 1% cash back on all other purchases Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum. There's no annual fee and your cash rewards don't expire as long as your account remains open. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same. Learn more Reward Categories",https://www.bankofamerica.com/credit-cards/products/student-cash-back-credit-card/,"Official product page, card-list data, productProperties endpoint, and disclosure endpoint",2026-05-29T22:34:45-06:00,"Official Bank of America public product page, official card-list data, productProperties endpoint, and disclosure endpoint consulted. No login, prequalification, or application flow was entered; offers may vary by channel/applicant. Browser verification succeeded on the Customized Cash Rewards product page; remaining rows use the same official SPA source pattern.","{""browser_verification"": {""title"": ""Bank of America® Customized Cash Rewards Credit Card"", ""url"": ""https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/"", ""visible_text_start"": ""Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.""}, ""campaign"": {""campaignID"": ""4079543"", ""locale"": ""en_US"", ""poCode"": ""V7""}, ""disclosure_status"": ""fetched"", ""disclosure_url"": ""https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079543&poCode=V7&locale=en_US"", ""institution"": ""Bank of America"", ""limitations"": [""Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields."", ""Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35."", ""Spirit was not present in the current official Bank of America card-list source during this pass.""], ""listing_url"": ""https://www.bankofamerica.com/credit-cards/"", ""official_listing_entries"": [{""campaign"": ""4079543~V7~en_US"", ""category"": [""filter"", ""cash"", ""students""], ""compare"": ""4079543~V7~en_US"", ""features"": [""preferredRewards""], ""learnMore"": {""path"": ""products/student-cash-back-credit-card/""}, ""ratesFees"": [""noAnnualFee"", ""zeroAprBalance"", ""zeroAprPurchase""], ""tab"": [""categories"", ""filter""], ""type"": ""visa""}], ""page_metadata"": {""description"": ""With the Bank of America® Customized Cash Rewards credit card for students, earn 6% cash back in the category of your choice for the first year. Plus, a $200 cash rewards bonus offer."", ""json_ld_credit_card"": [{""annualPercentageRate"": ""18.24% - 28.24%"", ""description"": ""With the Bank of America® Customized Cash Rewards credit card for students, earn 6% cash back in the category of your choice for the first year. Plus, a $200 cash rewards bonus offer."", ""feesAndCommissionsSpecification"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4075164&productoffercode=Y7&locale=en_US"", ""name"": ""Bank of America® Customized Cash Rewards Credit Card for Students""}], ""title"": ""Bank of America® Customized Cash Rewards Credit Card for Students""}, ""product_properties_url"": ""https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079543&locale=en_US&poCode=V7&failquiet=true"", ""product_url"": ""https://www.bankofamerica.com/credit-cards/products/student-cash-back-credit-card/"", ""retrieved"": ""2026-05-29T22:34:45-06:00"", ""selected_evidence"": {""annual_fee"": ""$0"", ""balance_transfer_fee"": ""3% of each transaction intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%."", ""disclosure_snippets"": {}, ""headline"": ""Start building a successful financial future while earning 6% cash back in the category of your choice – for the first year"", ""intro_apr"": ""0% for 15 billing cycles Applies to purchases, and to any balance transfers made within 60 days of opening your account"", ""offer_detail"": ""Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening"", ""offer_detail_key"": ""PRODUCT_MB_SPECIAL_OFFER"", ""regular_apr"": ""17.49% - 27.49% variable"", ""rewards_key"": ""REWARDS_EARN_CONTENT"", ""rewards_key_perks"": ""Choose which category you want to earn 6% cash back in – for the first year: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings Automatic 2% cash back at grocery stores and wholesale clubs Unlimited 1% cash back on all other purchases Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum. There's no annual fee and your cash rewards don't expire as long as your account remains open. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same. Learn more Reward Categories"", ""subheadline"": ""Plus, a $200 online cash rewards bonus offer."", ""welcome_intro_offer"": ""Start building a successful financial future while earning 6% cash back in the category of your choice – for the first year; Plus, a $200 online cash rewards bonus offer.; Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening""}, ""target_id"": 5, ""terms_url"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079543&productoffercode=V7&locale=en_US""}",2026-05-30 04:35:25,2026-05-30 15:47:45,,,,NA,NA
103,"Bank of America, N.A.",Bank of America® Customized Cash Rewards Secured Credit Card,SECURED_CONSUMER,CASH_BACK,"Help strengthen or build your credit while earning 6% cash back in the category of your choice – for the first year; $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening — plus choose how you earn rewards.; Earn 6% cash back for the first year from account opening in your choice category. Plus, get a $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening.",,200,1000,90,"$1,000 in first 90 days",0,0,,None,27.49% variable,"Choose which category you want to earn 6% cash back in – for the first year: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings Automatic 2% cash back at grocery stores and wholesale clubs Unlimited 1% cash back on all other purchases Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum. There's no annual fee and your cash rewards don't expire as long as your account remains open. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same. Learn more Reward Categories",https://www.bankofamerica.com/credit-cards/products/cash-back-secured-credit-card/,"Official product page, card-list data, productProperties endpoint, and disclosure endpoint",2026-05-29T22:34:45-06:00,"Official Bank of America public product page, official card-list data, productProperties endpoint, and disclosure endpoint consulted. No login, prequalification, or application flow was entered; offers may vary by channel/applicant. Browser verification succeeded on the Customized Cash Rewards product page; remaining rows use the same official SPA source pattern.","{""browser_verification"": {""title"": ""Bank of America® Customized Cash Rewards Credit Card"", ""url"": ""https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/"", ""visible_text_start"": ""Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.""}, ""campaign"": {""campaignID"": ""4079151"", ""locale"": ""en_US"", ""poCode"": ""6S""}, ""disclosure_status"": ""fetched"", ""disclosure_url"": ""https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079151&poCode=6S&locale=en_US"", ""institution"": ""Bank of America"", ""limitations"": [""Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields."", ""Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35."", ""Spirit was not present in the current official Bank of America card-list source during this pass.""], ""listing_url"": ""https://www.bankofamerica.com/credit-cards/"", ""official_listing_entries"": [{""campaign"": ""4079151~6S~en_US"", ""category"": [""filter"", ""cash"", ""buildCredit""], ""compare"": ""4079151~6S~en_US"", ""features"": [""preferredRewards""], ""learnMore"": {""path"": ""products/cash-back-secured-credit-card/""}, ""ratesFees"": [""noAnnualFee""], ""tab"": [""categories"", ""filter""], ""type"": ""visa""}], ""page_metadata"": {""description"": ""Apply for the Bank of America® Customized Cash Rewards Secured Credit Card and earn cash rewards while helping to establish, strengthen -or even rebuild your credit."", ""json_ld_credit_card"": [{""annualPercentageRate"": ""28.24%"", ""description"": ""Apply for the Bank of America® Customized Cash Rewards Secured Credit Card and earn cash rewards while helping to establish, strengthen -or even rebuild your credit."", ""feesAndCommissionsSpecification"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4075159&productoffercode=6G&locale=en_US"", ""name"": ""Cash Rewards Secured Credit Card from Bank of America""}], ""title"": ""Cash Rewards Secured Credit Card from Bank of America""}, ""product_properties_url"": ""https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079151&locale=en_US&poCode=6S&failquiet=true"", ""product_url"": ""https://www.bankofamerica.com/credit-cards/products/cash-back-secured-credit-card/"", ""retrieved"": ""2026-05-29T22:34:45-06:00"", ""selected_evidence"": {""annual_fee"": ""$0"", ""balance_transfer_fee"": ""5% of each transaction †"", ""disclosure_snippets"": {""APR for Balance Transfers"": ""APR for Balance Transfers 27.49% This APR will vary with the market based on the Prime Rate. APR for Cash Advances 28.49% for Direct Deposit and Check Cash Advances, and 29.24% for Bank Cash Advances. See footnote Footnote 1 for explanation . These APRs will vary with the market based on the Prime Rate. Penalty APR and When it Applies Up to 29.99% , based on your creditworthiness. This APR will vary with the market based on the Prime Rate. This A"", ""Annual Fee"": ""Annual Fee None Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction 3% of the U.S. dollar amount of each transaction made in a foreign currency. This fee will be in addition to any other applicable fee"", ""Annual Percentage Rate (APR) for Purchases"": ""Annual Percentage Rate (APR) for Purchases 27.49% This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 27.49% This APR will vary with the market based on the Prime Rate. APR for Cash Advances 28.49% for Direct Deposit and Check Cash Advances, and 29.24% for Bank Cash Advances. See footnote Footnote 1 for explanation . These APRs will vary with the market based on the Prime Rate. Penalty APR and When it Applies Up "", ""Transaction Fees"": ""Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction 3% of the U.S. dollar amount of each transaction made in a foreign currency. This fee will be in addition to any other applicable fee. Penalty Fee • ""}, ""headline"": ""Help strengthen or build your credit while earning 6% cash back in the category of your choice – for the first year"", ""intro_apr"": ""None"", ""offer_detail"": ""Earn 6% cash back for the first year from account opening in your choice category. Plus, get a $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening."", ""offer_detail_key"": ""PRODUCT_MB_RTB43_LONG"", ""regular_apr"": ""27.49% variable"", ""rewards_key"": ""REWARDS_EARN_CONTENT"", ""rewards_key_perks"": ""Choose which category you want to earn 6% cash back in – for the first year: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings Automatic 2% cash back at grocery stores and wholesale clubs Unlimited 1% cash back on all other purchases Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum. There's no annual fee and your cash rewards don't expire as long as your account remains open. To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same. Learn more Reward Categories"", ""subheadline"": ""$200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening — plus choose how you earn rewards."", ""welcome_intro_offer"": ""Help strengthen or build your credit while earning 6% cash back in the category of your choice – for the first year; $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening — plus choose how you earn rewards.; Earn 6% cash back for the first year from account opening in your choice category. Plus, get a $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening.""}, ""target_id"": 5, ""terms_url"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079151&productoffercode=6S&locale=en_US""}",2026-05-30 04:35:25,2026-05-30 15:47:45,,,,NA,NA
97,"Bank of America, N.A.",Bank of America® Premium Rewards® Credit Card,CONSUMER,PREMIUM_TRAVEL_REWARDS,"60,000 online bonus points offer — a $600 value; Earn unlimited points – 2 points for every $1 spent on travel and dining purchases and 1.5 points per $1 on all other purchases; 60,000 online bonus points — a $600 value — after you make at least $4,000 in purchases in the first 90 days of account opening",60000,NA,4000,90,"$4,000 in first 90 days",95,0,,None,19.49% - 27.49% variable,"60,000 online bonus points after you make at least $4,000 in purchases in the first 90 days of account opening 2 points per $1 spent on travel purchases 2 points per $1 spent on dining purchases 1.5 points per $1 spent on all other purchases No limit to the points you can earn and points do not expire as long as the account remains open.",https://www.bankofamerica.com/credit-cards/products/premium-rewards-credit-card/,"Official product page, card-list data, productProperties endpoint, and disclosure endpoint",2026-05-29T22:34:45-06:00,"Official Bank of America public product page, official card-list data, productProperties endpoint, and disclosure endpoint consulted. No login, prequalification, or application flow was entered; offers may vary by channel/applicant. Browser verification succeeded on the Customized Cash Rewards product page; remaining rows use the same official SPA source pattern.","{""browser_verification"": {""title"": ""Bank of America® Customized Cash Rewards Credit Card"", ""url"": ""https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/"", ""visible_text_start"": ""Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.""}, ""campaign"": {""campaignID"": ""4079485"", ""locale"": ""en_US"", ""poCode"": ""UN""}, ""disclosure_status"": ""fetched"", ""disclosure_url"": ""https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079485&poCode=UN&locale=en_US"", ""institution"": ""Bank of America"", ""limitations"": [""Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields."", ""Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35."", ""Spirit was not present in the current official Bank of America card-list source during this pass.""], ""listing_url"": ""https://www.bankofamerica.com/credit-cards/"", ""official_listing_entries"": [{""campaign"": ""4079485~UN~en_US"", ""category"": [""filter"", ""travel"", ""points"", ""cash""], ""compare"": ""4079485~UN~en_US"", ""features"": [""preferredRewards""], ""learnMore"": {""passCampaign"": true, ""path"": ""products/premium-rewards-credit-card/""}, ""ratesFees"": [""noForeignTransactionFee""], ""tab"": [""categories"", ""filter""], ""type"": ""visa""}, {""campaign"": ""4079484~D9~en_US"", ""category"": [""featured""], ""compare"": ""4079485~UN~en_US"", ""features"": [""preferredRewards""], ""learnMore"": {""passCampaign"": true, ""path"": ""products/premium-rewards-credit-card/""}, ""ratesFees"": [""noForeignTransactionFee""], ""tab"": [""categories"", ""filter""], ""type"": ""visa""}], ""page_metadata"": {""description"": ""Bank of America's Premium Rewards® credit card earns unlimited points, up to $200 in travel statement credits, and a bonus points offer. Learn more."", ""json_ld_credit_card"": [{""annualPercentageRate"": ""17.74% - 27.74%"", ""description"": ""Bank of America's Premium Rewards® credit card earns unlimited points, up to $200 in travel statement credits, and a bonus points offer. Learn more."", ""feesAndCommissionsSpecification"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4063778&productoffercode=EK&locale=en_US"", ""name"": ""Bank of America® Premium Rewards® Credit Card - Apply Today""}], ""title"": ""Bank of America® Premium Rewards® Credit Card - Apply Today""}, ""product_properties_url"": ""https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079485&locale=en_US&poCode=UN&failquiet=true"", ""product_url"": ""https://www.bankofamerica.com/credit-cards/products/premium-rewards-credit-card/"", ""retrieved"": ""2026-05-29T22:34:45-06:00"", ""selected_evidence"": {""annual_fee"": ""$95"", ""balance_transfer_fee"": ""5% of each transaction †"", ""disclosure_snippets"": {""APR for Balance Transfers"": ""APR for Balance Transfers 19.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 22.49% to 28.49% , based on your creditworthiness, when you open your account, for Direct Deposit and Check Cash Advances, and 29.24% for Bank Cash Advances. See footnote Footnote 1 for explanation . These APRs will vary with the market based on the Prime Rate. P"", ""Annual Fee"": ""Annual Fee $95 Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction None Penalty Fee • Late Payment Up to $41 . See footnote Footnote 3 for explanation . How We Will Calculate Your Balance: We use a met"", ""Annual Percentage Rate (APR) for Purchases"": ""Annual Percentage Rate (APR) for Purchases 19.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 19.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 22.49% to 28.49% , based on your creditworthiness, when you open your account, fo"", ""Transaction Fees"": ""Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction None Penalty Fee • Late Payment Up to $41 . See footnote Footnote 3 for explanation . How We Will Calculate Your Balance: We use a method called “ave""}, ""headline"": ""60,000 online bonus points offer — a $600 value"", ""intro_apr"": ""None"", ""offer_detail"": ""60,000 online bonus points — a $600 value — after you make at least $4,000 in purchases in the first 90 days of account opening"", ""offer_detail_key"": ""PRODUCT_MB_SPECIAL_OFFER"", ""regular_apr"": ""19.49% - 27.49% variable"", ""rewards_key"": ""REWARDS_EARN_CONTENT"", ""rewards_key_perks"": ""60,000 online bonus points after you make at least $4,000 in purchases in the first 90 days of account opening 2 points per $1 spent on travel purchases 2 points per $1 spent on dining purchases 1.5 points per $1 spent on all other purchases No limit to the points you can earn and points do not expire as long as the account remains open."", ""subheadline"": ""Earn unlimited points – 2 points for every $1 spent on travel and dining purchases and 1.5 points per $1 on all other purchases"", ""welcome_intro_offer"": ""60,000 online bonus points offer — a $600 value; Earn unlimited points – 2 points for every $1 spent on travel and dining purchases and 1.5 points per $1 on all other purchases; 60,000 online bonus points — a $600 value — after you make at least $4,000 in purchases in the first 90 days of account opening""}, ""target_id"": 5, ""terms_url"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079485&productoffercode=UN&locale=en_US""}",2026-05-30 04:35:25,2026-05-30 15:47:45,,,points,NA,NA
98,"Bank of America, N.A.",Bank of America® Premium Rewards® Elite Credit Card,CONSUMER,PREMIUM_TRAVEL_REWARDS,"75,000 online bonus points offer — a $750 value; Plus, get up to $570 in combined Airline Incidental, TSA PreCheck®/Global Entry, and Lifestyle Statement Credits; 75,000 online bonus points — a $750 value — after you make at least $5,000 in purchases in the first 90 days of account opening.",75000,NA,5000,90,"$5,000 in first 90 days",550,0,,None,19.49% - 27.49% variable,"75,000 bonus points after you make at least $5,000 in purchases in the first 90 days of account opening Earn unlimited 2 points for every $1 spent on travel and dining purchases Earn unlimited 1.5 points for every $1 spent on all other purchases No limit to the points you can earn and points don't expire as long as the account remains open",https://www.bankofamerica.com/credit-cards/products/premium-rewards-elite-credit-card/,"Official product page, card-list data, productProperties endpoint, and disclosure endpoint",2026-05-29T22:34:45-06:00,"Official Bank of America public product page, official card-list data, productProperties endpoint, and disclosure endpoint consulted. No login, prequalification, or application flow was entered; offers may vary by channel/applicant. Browser verification succeeded on the Customized Cash Rewards product page; remaining rows use the same official SPA source pattern.","{""browser_verification"": {""title"": ""Bank of America® Customized Cash Rewards Credit Card"", ""url"": ""https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/"", ""visible_text_start"": ""Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.""}, ""campaign"": {""campaignID"": ""4079322"", ""locale"": ""en_US"", ""poCode"": ""R9""}, ""disclosure_status"": ""fetched"", ""disclosure_url"": ""https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079322&poCode=R9&locale=en_US"", ""institution"": ""Bank of America"", ""limitations"": [""Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields."", ""Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35."", ""Spirit was not present in the current official Bank of America card-list source during this pass.""], ""listing_url"": ""https://www.bankofamerica.com/credit-cards/"", ""official_listing_entries"": [{""campaign"": ""4079322~R9~en_US"", ""category"": [""filter"", ""cash"", ""featured"", ""points"", ""travel""], ""compare"": ""4079322~R9~en_US"", ""features"": [""preferredRewards""], ""learnMore"": {""passCampaign"": true, ""path"": ""products/premium-rewards-elite-credit-card/""}, ""ratesFees"": [""noForeignTransactionFee""], ""tab"": [""categories""], ""type"": ""visa""}], ""page_metadata"": {""description"": ""Choose how you want to be rewarded. Redeem points for travel, cash back, statement credit, distinctive experiences, or gift cards. Learn about all the features."", ""json_ld_credit_card"": [{""annualPercentageRate"": ""18.24% - 25.24%"", ""description"": ""Choose how you want to be rewarded. Redeem points for travel, cash back, statement credit, distinctive experiences, or gift cards. Learn about all the features."", ""feesAndCommissionsSpecification"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4055583&productoffercode=WD&locale=en_US"", ""name"": ""Bank of America® Premium Rewards® Elite Credit Card""}], ""title"": ""Bank of America® Premium Rewards® Elite Credit Card""}, ""product_properties_url"": ""https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079322&locale=en_US&poCode=R9&failquiet=true"", ""product_url"": ""https://www.bankofamerica.com/credit-cards/products/premium-rewards-elite-credit-card/"", ""retrieved"": ""2026-05-29T22:34:45-06:00"", ""selected_evidence"": {""annual_fee"": ""$550"", ""balance_transfer_fee"": ""5% of each transaction †"", ""disclosure_snippets"": {""APR for Balance Transfers"": ""APR for Balance Transfers 19.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 22.49% to 28.49% , based on your creditworthiness, when you open your account, for Direct Deposit and Check Cash Advances, and 29.24% for Bank Cash Advances. See footnote Footnote 1 for explanation . These APRs will vary with the market based on the Prime Rate. P"", ""Annual Fee"": ""Annual Fee $550 Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction None Penalty Fee • Late Payment Up to $41 . See footnote Footnote 3 for explanation . How We Will Calculate Your Balance: We use a me"", ""Annual Percentage Rate (APR) for Purchases"": ""Annual Percentage Rate (APR) for Purchases 19.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 19.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 22.49% to 28.49% , based on your creditworthiness, when you open your account, fo"", ""Transaction Fees"": ""Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction None Penalty Fee • Late Payment Up to $41 . See footnote Footnote 3 for explanation . How We Will Calculate Your Balance: We use a method called “ave""}, ""headline"": ""75,000 online bonus points offer — a $750 value"", ""intro_apr"": ""None"", ""offer_detail"": ""75,000 online bonus points — a $750 value — after you make at least $5,000 in purchases in the first 90 days of account opening."", ""offer_detail_key"": ""PRODUCT_MB_SPECIAL_OFFER"", ""regular_apr"": ""19.49% - 27.49% variable"", ""rewards_key"": ""REWARDS_EARN_CONTENT"", ""rewards_key_perks"": ""75,000 bonus points after you make at least $5,000 in purchases in the first 90 days of account opening Earn unlimited 2 points for every $1 spent on travel and dining purchases Earn unlimited 1.5 points for every $1 spent on all other purchases No limit to the points you can earn and points don't expire as long as the account remains open"", ""subheadline"": ""Plus, get up to $570 in combined Airline Incidental, TSA PreCheck®/Global Entry, and Lifestyle Statement Credits"", ""welcome_intro_offer"": ""75,000 online bonus points offer — a $750 value; Plus, get up to $570 in combined Airline Incidental, TSA PreCheck®/Global Entry, and Lifestyle Statement Credits; 75,000 online bonus points — a $750 value — after you make at least $5,000 in purchases in the first 90 days of account opening.""}, ""target_id"": 5, ""terms_url"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079322&productoffercode=R9&locale=en_US""}",2026-05-30 04:35:25,2026-05-30 15:47:45,,,points,NA,NA
96,"Bank of America, N.A.",Bank of America® Travel Rewards Credit Card,CONSUMER,TRAVEL_REWARDS,"25,000 online bonus points offer (a $250 value) and no annual fee †; Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time; 25,000 online bonus points after making at least $1,000 in purchases in the first 90 days of your account opening",25000,NA,1000,90,"$1,000 in first 90 days",0,0,,"0% for 15 billing cycles Applies to purchases, and to any balance transfers made within 60 days of opening your account",17.49% - 27.49% variable,"Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time. No blackout dates or restrictions and points do not expire as long as your account remains open.",https://www.bankofamerica.com/credit-cards/products/travel-rewards-credit-card/,"Official product page, card-list data, productProperties endpoint, and disclosure endpoint",2026-05-29T22:34:45-06:00,"Official Bank of America public product page, official card-list data, productProperties endpoint, and disclosure endpoint consulted. No login, prequalification, or application flow was entered; offers may vary by channel/applicant. Browser verification succeeded on the Customized Cash Rewards product page; remaining rows use the same official SPA source pattern.","{""browser_verification"": {""title"": ""Bank of America® Customized Cash Rewards Credit Card"", ""url"": ""https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/"", ""visible_text_start"": ""Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.""}, ""campaign"": {""campaignID"": ""4079333"", ""locale"": ""en_US"", ""poCode"": ""75""}, ""disclosure_status"": ""fetched"", ""disclosure_url"": ""https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079333&poCode=75&locale=en_US"", ""institution"": ""Bank of America"", ""limitations"": [""Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields."", ""Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35."", ""Spirit was not present in the current official Bank of America card-list source during this pass.""], ""listing_url"": ""https://www.bankofamerica.com/credit-cards/"", ""official_listing_entries"": [{""campaign"": ""4079333~75~en_US"", ""category"": [""filter"", ""travel"", ""points""], ""compare"": ""4079333~75~en_US"", ""features"": [""preferredRewards""], ""learnMore"": {""passCampaign"": true, ""path"": ""products/travel-rewards-credit-card/""}, ""ratesFees"": [""noForeignTransactionFee"", ""noAnnualFee"", ""zeroAprPurchase""], ""tab"": [""categories"", ""filter""], ""type"": ""visa""}, {""campaign"": ""4079332~92~en_US"", ""category"": [""featured""], ""compare"": ""4079333~75~en_US"", ""features"": [""preferredRewards""], ""learnMore"": {""passCampaign"": true, ""path"": ""products/travel-rewards-credit-card/""}, ""ratesFees"": [""noForeignTransactionFee"", ""noAnnualFee"", ""zeroAprPurchase""], ""tab"": [""categories"", ""filter""], ""type"": ""visa""}], ""page_metadata"": {""description"": ""The Bank of America® Travel Rewards credit card offers unlimited 1.5 points per $1 spent on all purchases everywhere, every time and no expiration on points as long as your account remains open. Apply online."", ""json_ld_credit_card"": [{""annualPercentageRate"": ""18.24% - 28.24%"", ""description"": ""The Bank of America® Travel Rewards credit card offers unlimited 1.5 points per $1 spent on all purchases everywhere, every time and no expiration on points as long as your account remains open. Apply online."", ""feesAndCommissionsSpecification"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4071156&productoffercode=MG&locale=en_US"", ""name"": ""Bank of America® Travel Rewards Credit Card - Apply Today""}], ""title"": ""Bank of America® Travel Rewards Credit Card - Apply Today""}, ""product_properties_url"": ""https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079333&locale=en_US&poCode=75&failquiet=true"", ""product_url"": ""https://www.bankofamerica.com/credit-cards/products/travel-rewards-credit-card/"", ""retrieved"": ""2026-05-29T22:34:45-06:00"", ""selected_evidence"": {""annual_fee"": ""$0"", ""balance_transfer_fee"": ""3% of each transaction intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%."", ""disclosure_snippets"": {""APR for Balance Transfers"": ""APR for Balance Transfers 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account. After that, your APR will be 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 20.49% to 28.49% , based on your creditworthiness, when you open your acc"", ""Annual Fee"": ""Annual Fee None Transaction Fees • Balance Transfer Introductory Fee of 3% of the amount of each transaction, for transactions made within 60 days of opening your account. After that, your fee will be: 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • For"", ""Annual Percentage Rate (APR) for Purchases"": ""Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account. After that, your APR will be 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account for transactio"", ""Transaction Fees"": ""Transaction Fees • Balance Transfer Introductory Fee of 3% of the amount of each transaction, for transactions made within 60 days of opening your account. After that, your fee will be: 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction""}, ""headline"": ""25,000 online bonus points offer (a $250 value) and no annual fee †"", ""intro_apr"": ""0% for 15 billing cycles Applies to purchases, and to any balance transfers made within 60 days of opening your account"", ""offer_detail"": ""25,000 online bonus points after making at least $1,000 in purchases in the first 90 days of your account opening"", ""offer_detail_key"": ""PRODUCT_MB_SPECIAL_OFFER"", ""regular_apr"": ""17.49% - 27.49% variable"", ""rewards_key"": ""REWARDS_EARN_CONTENT"", ""rewards_key_perks"": ""Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time. No blackout dates or restrictions and points do not expire as long as your account remains open."", ""subheadline"": ""Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time"", ""welcome_intro_offer"": ""25,000 online bonus points offer (a $250 value) and no annual fee †; Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time; 25,000 online bonus points after making at least $1,000 in purchases in the first 90 days of your account opening""}, ""target_id"": 5, ""terms_url"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079333&productoffercode=75&locale=en_US""}",2026-05-30 04:35:25,2026-05-30 15:47:45,,,points,NA,NA
102,"Bank of America, N.A.",Bank of America® Travel Rewards Credit Card for Students,STUDENT,TRAVEL_REWARDS,"Start building a successful financial future today; while earning unlimited 1.5 points for every $1 you spend on all purchases; 25,000 online bonus points after making at least $1,000 in purchases in the first 90 days of your account opening",25000,NA,1000,90,"$1,000 in first 90 days",0,0,,"0% for 15 billing cycles Applies to purchases, and to any balance transfers made within 60 days of opening your account",17.49% - 27.49% variable,"Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time. No blackout dates or restrictions and points do not expire as long as your account remains open.",https://www.bankofamerica.com/credit-cards/products/student-rewards-credit-card/,"Official product page, card-list data, productProperties endpoint, and disclosure endpoint",2026-05-29T22:34:45-06:00,"Official Bank of America public product page, official card-list data, productProperties endpoint, and disclosure endpoint consulted. No login, prequalification, or application flow was entered; offers may vary by channel/applicant. Browser verification succeeded on the Customized Cash Rewards product page; remaining rows use the same official SPA source pattern.","{""browser_verification"": {""title"": ""Bank of America® Customized Cash Rewards Credit Card"", ""url"": ""https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/"", ""visible_text_start"": ""Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.""}, ""campaign"": {""campaignID"": ""4079335"", ""locale"": ""en_US"", ""poCode"": ""A4""}, ""disclosure_status"": ""fetched"", ""disclosure_url"": ""https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079335&poCode=A4&locale=en_US"", ""institution"": ""Bank of America"", ""limitations"": [""Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields."", ""Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35."", ""Spirit was not present in the current official Bank of America card-list source during this pass.""], ""listing_url"": ""https://www.bankofamerica.com/credit-cards/"", ""official_listing_entries"": [{""campaign"": ""4079335~A4~en_US"", ""category"": [""filter"", ""students"", ""travel""], ""compare"": ""4079335~A4~en_US"", ""features"": [""preferredRewards""], ""learnMore"": {""path"": ""products/student-rewards-credit-card/""}, ""ratesFees"": [""noAnnualFee"", ""noForeignTransactionFee"", ""zeroAprPurchase""], ""tab"": [""categories"", ""filter""], ""type"": ""visa""}], ""page_metadata"": {""description"": ""The Bank of America® Travel Rewards credit card for students offers 1.5 points per $1 spent on all purchases and a 20,000 bonus points offer. Learn more."", ""json_ld_credit_card"": [{""annualPercentageRate"": ""16.24% - 26.24%"", ""description"": ""The Bank of America® Travel Rewards credit card for students offers 1.5 points per $1 spent on all purchases and a 20,000 bonus points offer. Learn more."", ""feesAndCommissionsSpecification"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4054303&productoffercode=AF&locale=en_US"", ""name"": ""Bank of America® Travel Rewards Credit Card for Students""}], ""title"": ""Bank of America® Travel Rewards Credit Card for Students""}, ""product_properties_url"": ""https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079335&locale=en_US&poCode=A4&failquiet=true"", ""product_url"": ""https://www.bankofamerica.com/credit-cards/products/student-rewards-credit-card/"", ""retrieved"": ""2026-05-29T22:34:45-06:00"", ""selected_evidence"": {""annual_fee"": ""$0"", ""balance_transfer_fee"": ""3% of each transaction intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%."", ""disclosure_snippets"": {""APR for Balance Transfers"": ""APR for Balance Transfers 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account. After that, your APR will be 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 20.49% to 28.49% , based on your creditworthiness, when you open your acc"", ""Annual Fee"": ""Annual Fee None Transaction Fees • Balance Transfer Introductory Fee of 3% of the amount of each transaction, for transactions made within 60 days of opening your account. After that, your fee will be: 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • For"", ""Annual Percentage Rate (APR) for Purchases"": ""Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account. After that, your APR will be 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account for transactio"", ""Transaction Fees"": ""Transaction Fees • Balance Transfer Introductory Fee of 3% of the amount of each transaction, for transactions made within 60 days of opening your account. After that, your fee will be: 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction""}, ""headline"": ""Start building a successful financial future today"", ""intro_apr"": ""0% for 15 billing cycles Applies to purchases, and to any balance transfers made within 60 days of opening your account"", ""offer_detail"": ""25,000 online bonus points after making at least $1,000 in purchases in the first 90 days of your account opening"", ""offer_detail_key"": ""PRODUCT_MB_SPECIAL_OFFER"", ""regular_apr"": ""17.49% - 27.49% variable"", ""rewards_key"": ""REWARDS_EARN_CONTENT"", ""rewards_key_perks"": ""Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time. No blackout dates or restrictions and points do not expire as long as your account remains open."", ""subheadline"": ""while earning unlimited 1.5 points for every $1 you spend on all purchases"", ""welcome_intro_offer"": ""Start building a successful financial future today; while earning unlimited 1.5 points for every $1 you spend on all purchases; 25,000 online bonus points after making at least $1,000 in purchases in the first 90 days of your account opening""}, ""target_id"": 5, ""terms_url"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079335&productoffercode=A4&locale=en_US""}",2026-05-30 04:35:25,2026-05-30 15:47:45,,,points,NA,NA
106,"Bank of America, N.A.",Bank of America® Travel Rewards Secured Credit Card,SECURED_CONSUMER,TRAVEL_REWARDS,"Help establish, strengthen, or even rebuild your credit; and earn unlimited points with no expiration on points as long as your account remains open; % † Intro APR for your first billing cycles for purchases, and for any balance transfers made within the first days of opening your account. After the intro APR offer ends, a Variable APR that's currently 27.49% to 27.49% will apply. 3% † Intro balance transfer fee for the first days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%.",,NA,NA,NA,NA,0,0,,None,27.49% variable,"Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time. No blackout dates or restrictions and points do not expire as long as your account remains open.",https://www.bankofamerica.com/credit-cards/products/travel-rewards-secured-credit-card/,"Official product page, card-list data, productProperties endpoint, and disclosure endpoint",2026-05-29T22:34:45-06:00,"Official Bank of America public product page, official card-list data, productProperties endpoint, and disclosure endpoint consulted. No login, prequalification, or application flow was entered; offers may vary by channel/applicant. Browser verification succeeded on the Customized Cash Rewards product page; remaining rows use the same official SPA source pattern.","{""browser_verification"": {""title"": ""Bank of America® Customized Cash Rewards Credit Card"", ""url"": ""https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/"", ""visible_text_start"": ""Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.""}, ""campaign"": {""campaignID"": ""4079337"", ""locale"": ""en_US"", ""poCode"": ""5S""}, ""disclosure_status"": ""fetched"", ""disclosure_url"": ""https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079337&poCode=5S&locale=en_US"", ""institution"": ""Bank of America"", ""limitations"": [""Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields."", ""Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35."", ""Spirit was not present in the current official Bank of America card-list source during this pass.""], ""listing_url"": ""https://www.bankofamerica.com/credit-cards/"", ""official_listing_entries"": [{""campaign"": ""4079337~5S~en_US"", ""category"": [""buildCredit"", ""travel"", ""filter""], ""compare"": ""4079337~5S~en_US"", ""features"": [""preferredRewards""], ""learnMore"": {""path"": ""products/travel-rewards-secured-credit-card/""}, ""ratesFees"": [""noAnnualFee"", ""noForeignTransactionFee""], ""tab"": [""categories"", ""filter""], ""type"": ""visa""}], ""page_metadata"": {""description"": ""Earn travel rewards as you build up your credit profile with the Bank of America® Travel Rewards Secured credit card. Learn more and apply today."", ""json_ld_credit_card"": [{""annualPercentageRate"": ""29.24%"", ""description"": ""Earn travel rewards as you build up your credit profile with the Bank of America® Travel Rewards Secured credit card. Learn more and apply today."", ""feesAndCommissionsSpecification"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079337&productoffercode=5S&locale=en_US"", ""name"": ""Bank of America® Secured Travel Rewards Credit Card""}], ""title"": ""Bank of America® Secured Travel Rewards Credit Card""}, ""product_properties_url"": ""https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079337&locale=en_US&poCode=5S&failquiet=true"", ""product_url"": ""https://www.bankofamerica.com/credit-cards/products/travel-rewards-secured-credit-card/"", ""retrieved"": ""2026-05-29T22:34:45-06:00"", ""selected_evidence"": {""annual_fee"": ""$0"", ""balance_transfer_fee"": ""5% of each transaction †"", ""disclosure_snippets"": {""APR for Balance Transfers"": ""APR for Balance Transfers 27.49% This APR will vary with the market based on the Prime Rate. APR for Cash Advances 28.49% for Direct Deposit and Check Cash Advances, and 29.24% for Bank Cash Advances. See footnote Footnote 1 for explanation . These APRs will vary with the market based on the Prime Rate. Penalty APR and When it Applies Up to 29.99% , based on your creditworthiness. This APR will vary with the market based on the Prime Rate. This A"", ""Annual Fee"": ""Annual Fee None Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction None Penalty Fee • Late Payment Up to $41 . See footnote Footnote 3 for explanation . How We Will Calculate Your Balance: We use a me"", ""Annual Percentage Rate (APR) for Purchases"": ""Annual Percentage Rate (APR) for Purchases 27.49% This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 27.49% This APR will vary with the market based on the Prime Rate. APR for Cash Advances 28.49% for Direct Deposit and Check Cash Advances, and 29.24% for Bank Cash Advances. See footnote Footnote 1 for explanation . These APRs will vary with the market based on the Prime Rate. Penalty APR and When it Applies Up "", ""Transaction Fees"": ""Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction None Penalty Fee • Late Payment Up to $41 . See footnote Footnote 3 for explanation . How We Will Calculate Your Balance: We use a method called “ave""}, ""headline"": ""Help establish, strengthen, or even rebuild your credit"", ""intro_apr"": ""None"", ""offer_detail"": ""% † Intro APR for your first billing cycles for purchases, and for any balance transfers made within the first days of opening your account. After the intro APR offer ends, a Variable APR that's currently 27.49% to 27.49% will apply. 3% † Intro balance transfer fee for the first days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%."", ""offer_detail_key"": ""CARD_PRODUCT_DETAILS_CONTENT_04"", ""regular_apr"": ""27.49% variable"", ""rewards_key"": ""REWARDS_EARN_CONTENT"", ""rewards_key_perks"": ""Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time. No blackout dates or restrictions and points do not expire as long as your account remains open."", ""subheadline"": ""and earn unlimited points with no expiration on points as long as your account remains open"", ""welcome_intro_offer"": ""Help establish, strengthen, or even rebuild your credit; and earn unlimited points with no expiration on points as long as your account remains open; % † Intro APR for your first billing cycles for purchases, and for any balance transfers made within the first days of opening your account. After the intro APR offer ends, a Variable APR that's currently 27.49% to 27.49% will apply. 3% † Intro balance transfer fee for the first days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%.""}, ""target_id"": 5, ""terms_url"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079337&productoffercode=5S&locale=en_US""}",2026-05-30 04:35:25,2026-05-30 15:47:45,,,,NA,NA
94,"Bank of America, N.A.",Bank of America® Unlimited Cash Rewards Credit Card,CONSUMER,CASH_BACK,"Unlimited 2% cash back on purchases for the first year. Plus, a $200 online cash rewards bonus offer.; Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening",,200,1000,90,"$1,000 in first 90 days",0,0,,"0% for 15 billing cycles Applies to purchases, and to any balance transfers made within 60 days of opening your account",17.49% - 27.49% variable,"Earn 2% cash back on purchases for the first year from account opening Thereafter, you'll earn unlimited 1.5% cash back on all purchases No limit to the amount of cash back you can earn and cash rewards do not expire as long as your account remains open",https://www.bankofamerica.com/credit-cards/products/unlimited-cash-back-credit-card/,"Official product page, card-list data, productProperties endpoint, and disclosure endpoint",2026-05-29T22:34:45-06:00,"Official Bank of America public product page, official card-list data, productProperties endpoint, and disclosure endpoint consulted. No login, prequalification, or application flow was entered; offers may vary by channel/applicant. Browser verification succeeded on the Customized Cash Rewards product page; remaining rows use the same official SPA source pattern.","{""browser_verification"": {""title"": ""Bank of America® Customized Cash Rewards Credit Card"", ""url"": ""https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/"", ""visible_text_start"": ""Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.""}, ""campaign"": {""campaignID"": ""4079261"", ""locale"": ""en_US"", ""poCode"": ""2G""}, ""disclosure_status"": ""fetched"", ""disclosure_url"": ""https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079261&poCode=2G&locale=en_US"", ""institution"": ""Bank of America"", ""limitations"": [""Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields."", ""Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35."", ""Spirit was not present in the current official Bank of America card-list source during this pass.""], ""listing_url"": ""https://www.bankofamerica.com/credit-cards/"", ""official_listing_entries"": [{""campaign"": ""4079262~G6~en_US"", ""category"": [""filter"", ""cash""], ""compare"": ""4079262~G6~en_US"", ""features"": [""preferredRewards""], ""learnMore"": {""passCampaign"": true, ""path"": ""products/unlimited-cash-back-credit-card/""}, ""ratesFees"": [""noAnnualFee"", ""zeroAprBalance"", ""zeroAprPurchase""], ""tab"": [""categories"", ""filter""], ""type"": ""visa""}, {""campaign"": ""4079261~2G~en_US"", ""category"": [""featured""], ""compare"": ""4079262~G6~en_US"", ""features"": [""preferredRewards""], ""learnMore"": {""passCampaign"": true, ""path"": ""products/unlimited-cash-back-credit-card/""}, ""ratesFees"": [""noAnnualFee"", ""zeroAprBalance"", ""zeroAprPurchase""], ""tab"": [""categories""], ""type"": ""visa""}], ""page_metadata"": {""description"": ""With the Bank of America® Unlimited Cash Rewards credit card, earn unlimited 2% cash back on all purchases for the first year from account opening, plus get a $200 online cash rewards bonus offer."", ""json_ld_credit_card"": [{""annualPercentageRate"": ""18.24% - 28.24%"", ""description"": ""With the Bank of America® Unlimited Cash Rewards credit card, earn unlimited 2% cash back on all purchases foer the first year from account opening, plus get a $200 online cash rewards bonus offer."", ""feesAndCommissionsSpecification"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079261&productoffercode=2G&locale=en_US"", ""name"": ""Bank of America® Unlimited Cash Rewards Credit Card""}], ""title"": ""Bank of America® Unlimited Cash Rewards Credit Card""}, ""product_properties_url"": ""https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079261&locale=en_US&poCode=2G&failquiet=true"", ""product_url"": ""https://www.bankofamerica.com/credit-cards/products/unlimited-cash-back-credit-card/"", ""retrieved"": ""2026-05-29T22:34:45-06:00"", ""selected_evidence"": {""annual_fee"": ""$0"", ""balance_transfer_fee"": ""3% of each transaction intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%."", ""disclosure_snippets"": {""APR for Balance Transfers"": ""APR for Balance Transfers 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account. After that, your APR will be 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 20.49% to 28.49% , based on your creditworthiness, when you open your acc"", ""Annual Fee"": ""Annual Fee None Transaction Fees • Balance Transfer Introductory Fee of 3% of the amount of each transaction, for transactions made within 60 days of opening your account. After that, your fee will be: 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • For"", ""Annual Percentage Rate (APR) for Purchases"": ""Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account. After that, your APR will be 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account for transactio"", ""Transaction Fees"": ""Transaction Fees • Balance Transfer Introductory Fee of 3% of the amount of each transaction, for transactions made within 60 days of opening your account. After that, your fee will be: 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction""}, ""headline"": ""Unlimited 2% cash back on purchases for the first year. Plus, a $200 online cash rewards bonus offer."", ""intro_apr"": ""0% for 15 billing cycles Applies to purchases, and to any balance transfers made within 60 days of opening your account"", ""offer_detail"": ""Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening"", ""offer_detail_key"": ""PRODUCT_MB_SPECIAL_OFFER"", ""regular_apr"": ""17.49% - 27.49% variable"", ""rewards_key"": ""REWARDS_EARN_CONTENT"", ""rewards_key_perks"": ""Earn 2% cash back on purchases for the first year from account opening Thereafter, you'll earn unlimited 1.5% cash back on all purchases No limit to the amount of cash back you can earn and cash rewards do not expire as long as your account remains open"", ""subheadline"": """", ""welcome_intro_offer"": ""Unlimited 2% cash back on purchases for the first year. Plus, a $200 online cash rewards bonus offer.; Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening""}, ""target_id"": 5, ""terms_url"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079261&productoffercode=2G&locale=en_US""}",2026-05-30 04:35:25,2026-05-30 15:47:45,,,,NA,NA
100,"Bank of America, N.A.",Bank of America® Unlimited Cash Rewards Credit Card for Students,STUDENT,CASH_BACK,"Start building a successful financial future today while earning unlimited 2% cash back on purchases for the first year.; Plus, a $200 online cash rewards bonus offer.; Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening",,200,1000,90,"$1,000 in first 90 days",0,0,,"0% for 15 billing cycles Applies to purchases, and to any balance transfers made within 60 days of opening your account",17.49% - 27.49% variable,"Earn 2% cash back on purchases for the first year from account opening Thereafter, you'll earn unlimited 1.5% cash back on all purchases No limit to the amount of cash back you can earn and cash rewards do not expire as long as your account remains open",https://www.bankofamerica.com/credit-cards/products/unlimited-cash-back-student-credit-card/,"Official product page, card-list data, productProperties endpoint, and disclosure endpoint",2026-05-29T22:34:45-06:00,"Official Bank of America public product page, official card-list data, productProperties endpoint, and disclosure endpoint consulted. No login, prequalification, or application flow was entered; offers may vary by channel/applicant. Browser verification succeeded on the Customized Cash Rewards product page; remaining rows use the same official SPA source pattern.","{""browser_verification"": {""title"": ""Bank of America® Customized Cash Rewards Credit Card"", ""url"": ""https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/"", ""visible_text_start"": ""Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.""}, ""campaign"": {""campaignID"": ""4079267"", ""locale"": ""en_US"", ""poCode"": ""2A""}, ""disclosure_status"": ""fetched"", ""disclosure_url"": ""https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079267&poCode=2A&locale=en_US"", ""institution"": ""Bank of America"", ""limitations"": [""Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields."", ""Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35."", ""Spirit was not present in the current official Bank of America card-list source during this pass.""], ""listing_url"": ""https://www.bankofamerica.com/credit-cards/"", ""official_listing_entries"": [{""campaign"": ""4079267~2A~en_US"", ""category"": [""filter"", ""students"", ""cash""], ""compare"": ""4079267~2A~en_US"", ""features"": [""preferredRewards""], ""learnMore"": {""path"": ""products/unlimited-cash-back-student-credit-card/""}, ""ratesFees"": [""noAnnualFee"", ""zeroAprBalance"", ""zeroAprPurchase""], ""tab"": [""categories"", ""filter""], ""type"": ""visa""}], ""page_metadata"": {""description"": ""With the Bank of America® Unlimited Cash Rewards credit card for students, earn unlimited 2% cash back on purchases for the first year from account opening."", ""json_ld_credit_card"": [{""annualPercentageRate"": ""18.24% - 28.24%"", ""description"": ""With the Bank of America® Unlimited Cash Rewards credit card for students, earn unlimited 2% cash back on purchases for the first year from account opening."", ""feesAndCommissionsSpecification"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4075272&productoffercode=JW&locale=en_US"", ""name"": ""Bank of America® Unlimited Cash Rewards Credit Card for Students""}], ""title"": ""Bank of America® Unlimited Cash Rewards Credit Card for Students""}, ""product_properties_url"": ""https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079267&locale=en_US&poCode=2A&failquiet=true"", ""product_url"": ""https://www.bankofamerica.com/credit-cards/products/unlimited-cash-back-student-credit-card/"", ""retrieved"": ""2026-05-29T22:34:45-06:00"", ""selected_evidence"": {""annual_fee"": ""$0"", ""balance_transfer_fee"": ""3% of each transaction intro balance transfer fee for the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 5%."", ""disclosure_snippets"": {""APR for Balance Transfers"": ""APR for Balance Transfers 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account. After that, your APR will be 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 20.49% to 28.49% , based on your creditworthiness, when you open your acc"", ""Annual Fee"": ""Annual Fee None Transaction Fees • Balance Transfer Introductory Fee of 3% of the amount of each transaction, for transactions made within 60 days of opening your account. After that, your fee will be: 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • For"", ""Annual Percentage Rate (APR) for Purchases"": ""Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account. After that, your APR will be 17.49% to 27.49% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account for transactio"", ""Transaction Fees"": ""Transaction Fees • Balance Transfer Introductory Fee of 3% of the amount of each transaction, for transactions made within 60 days of opening your account. After that, your fee will be: 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction""}, ""headline"": ""Start building a successful financial future today while earning unlimited 2% cash back on purchases for the first year."", ""intro_apr"": ""0% for 15 billing cycles Applies to purchases, and to any balance transfers made within 60 days of opening your account"", ""offer_detail"": ""Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening"", ""offer_detail_key"": ""PRODUCT_MB_SPECIAL_OFFER"", ""regular_apr"": ""17.49% - 27.49% variable"", ""rewards_key"": ""REWARDS_EARN_CONTENT"", ""rewards_key_perks"": ""Earn 2% cash back on purchases for the first year from account opening Thereafter, you'll earn unlimited 1.5% cash back on all purchases No limit to the amount of cash back you can earn and cash rewards do not expire as long as your account remains open"", ""subheadline"": ""Plus, a $200 online cash rewards bonus offer."", ""welcome_intro_offer"": ""Start building a successful financial future today while earning unlimited 2% cash back on purchases for the first year.; Plus, a $200 online cash rewards bonus offer.; Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening""}, ""target_id"": 5, ""terms_url"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079267&productoffercode=2A&locale=en_US""}",2026-05-30 04:35:25,2026-05-30 15:47:45,,,,NA,NA
104,"Bank of America, N.A.",Bank of America® Unlimited Cash Rewards Secured Credit Card,SECURED_CONSUMER,CASH_BACK,"Help strengthen or build your credit while earning unlimited 2% cash back on purchases for the first year; online cash rewards bonus if you make at least $1000 in purchases in the first 90 days of account opening; $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening",,200,1000,90,"$1,000 in first 90 days",0,0,,None,27.49% variable,"Earn 2% cash back on purchases for the first year from account opening Thereafter, you'll earn unlimited 1.5% cash back on all purchases No limit to the amount of cash back you can earn and cash rewards do not expire as long as your account remains open",https://www.bankofamerica.com/credit-cards/products/unlimited-cash-back-secured-credit-card/,"Official product page, card-list data, productProperties endpoint, and disclosure endpoint",2026-05-29T22:34:45-06:00,"Official Bank of America public product page, official card-list data, productProperties endpoint, and disclosure endpoint consulted. No login, prequalification, or application flow was entered; offers may vary by channel/applicant. Browser verification succeeded on the Customized Cash Rewards product page; remaining rows use the same official SPA source pattern.","{""browser_verification"": {""title"": ""Bank of America® Customized Cash Rewards Credit Card"", ""url"": ""https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/"", ""visible_text_start"": ""Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.""}, ""campaign"": {""campaignID"": ""4079271"", ""locale"": ""en_US"", ""poCode"": ""Q3""}, ""disclosure_status"": ""fetched"", ""disclosure_url"": ""https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079271&poCode=Q3&locale=en_US"", ""institution"": ""Bank of America"", ""limitations"": [""Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields."", ""Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35."", ""Spirit was not present in the current official Bank of America card-list source during this pass.""], ""listing_url"": ""https://www.bankofamerica.com/credit-cards/"", ""official_listing_entries"": [{""campaign"": ""4079271~Q3~en_US"", ""category"": [""filter"", ""cash"", ""buildCredit""], ""compare"": ""4079271~Q3~en_US"", ""features"": [""preferredRewards""], ""learnMore"": {""path"": ""products/unlimited-cash-back-secured-credit-card/""}, ""ratesFees"": [""noAnnualFee""], ""tab"": [""categories"", ""filter""], ""type"": ""visa""}], ""page_metadata"": {""description"": ""With the Bank of America® Unlimited Cash Rewards credit card for students, earn unlimited 2% cash back on all purchases, plus get a $200 online cash rewards bonus offer."", ""json_ld_credit_card"": [{""annualPercentageRate"": ""28.24%"", ""description"": ""With the Bank of America® Unlimited Cash Rewards credit card for students, earn unlimited 2% cash back on all purchases, plus get a $200 online cash rewards bonus offer."", ""feesAndCommissionsSpecification"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4075270&productoffercode=UB&locale=en_US"", ""name"": ""Bank of America® Unlimited Cash Rewards Secured Credit Card""}], ""title"": ""Bank of America® Unlimited Cash Rewards Secured Credit Card""}, ""product_properties_url"": ""https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079271&locale=en_US&poCode=Q3&failquiet=true"", ""product_url"": ""https://www.bankofamerica.com/credit-cards/products/unlimited-cash-back-secured-credit-card/"", ""retrieved"": ""2026-05-29T22:34:45-06:00"", ""selected_evidence"": {""annual_fee"": ""$0"", ""balance_transfer_fee"": ""5% of each transaction †"", ""disclosure_snippets"": {""APR for Balance Transfers"": ""APR for Balance Transfers 27.49% This APR will vary with the market based on the Prime Rate. APR for Cash Advances 28.49% for Direct Deposit and Check Cash Advances, and 29.24% for Bank Cash Advances. See footnote Footnote 1 for explanation . These APRs will vary with the market based on the Prime Rate. Penalty APR and When it Applies Up to 29.99% , based on your creditworthiness. This APR will vary with the market based on the Prime Rate. This A"", ""Annual Fee"": ""Annual Fee None Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction 3% of the U.S. dollar amount of each transaction made in a foreign currency. This fee will be in addition to any other applicable fee"", ""Annual Percentage Rate (APR) for Purchases"": ""Annual Percentage Rate (APR) for Purchases 27.49% This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 27.49% This APR will vary with the market based on the Prime Rate. APR for Cash Advances 28.49% for Direct Deposit and Check Cash Advances, and 29.24% for Bank Cash Advances. See footnote Footnote 1 for explanation . These APRs will vary with the market based on the Prime Rate. Penalty APR and When it Applies Up "", ""Transaction Fees"": ""Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction 3% of the U.S. dollar amount of each transaction made in a foreign currency. This fee will be in addition to any other applicable fee. Penalty Fee • ""}, ""headline"": ""Help strengthen or build your credit while earning unlimited 2% cash back on purchases for the first year"", ""intro_apr"": ""None"", ""offer_detail"": ""online cash rewards bonus if you make at least $1000 in purchases in the first 90 days of account opening"", ""offer_detail_key"": ""INCENTIVE_CALL_OUT_RESULT"", ""regular_apr"": ""27.49% variable"", ""rewards_key"": ""REWARDS_EARN_CONTENT"", ""rewards_key_perks"": ""Earn 2% cash back on purchases for the first year from account opening Thereafter, you'll earn unlimited 1.5% cash back on all purchases No limit to the amount of cash back you can earn and cash rewards do not expire as long as your account remains open"", ""subheadline"": """", ""welcome_intro_offer"": ""Help strengthen or build your credit while earning unlimited 2% cash back on purchases for the first year; online cash rewards bonus if you make at least $1000 in purchases in the first 90 days of account opening; $200 online cash rewards bonus after making at least $1,000 in purchases in the first 90 days of account opening""}, ""target_id"": 5, ""terms_url"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079271&productoffercode=Q3&locale=en_US""}",2026-05-30 04:35:25,2026-05-30 15:47:45,,,,NA,NA
95,"Bank of America, N.A.",BankAmericard® Credit Card,CONSUMER,BALANCE_TRANSFER,"Save money on interest. It's that simple.; Introductory 0% † APR for your first 21 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 14.99% to 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America.",,NA,NA,NA,NA,0,0,,0% for 21 billing cycles Applies to purchases and to any balance transfers made within 60 days of opening your account,14.99% - 25.99% variable,"Save money on interest with a low Intro APR offer and no annual fee † . 0% Intro APR † for your first 21 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 14.99% to 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America. No Penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply † . $0 Liability Guarantee —our assurance that you are not responsible for fraudulent charges on your account. This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.",https://www.bankofamerica.com/credit-cards/products/bankamericard-credit-card/,"Official product page, card-list data, productProperties endpoint, and disclosure endpoint",2026-05-29T22:34:45-06:00,"Official Bank of America public product page, official card-list data, productProperties endpoint, and disclosure endpoint consulted. No login, prequalification, or application flow was entered; offers may vary by channel/applicant. Browser verification succeeded on the Customized Cash Rewards product page; remaining rows use the same official SPA source pattern.","{""browser_verification"": {""title"": ""Bank of America® Customized Cash Rewards Credit Card"", ""url"": ""https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/"", ""visible_text_start"": ""Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.""}, ""campaign"": {""campaignID"": ""4079406"", ""locale"": ""en_US"", ""poCode"": ""5Y""}, ""disclosure_status"": ""fetched"", ""disclosure_url"": ""https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079406&poCode=5Y&locale=en_US"", ""institution"": ""Bank of America"", ""limitations"": [""Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields."", ""Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35."", ""Spirit was not present in the current official Bank of America card-list source during this pass.""], ""listing_url"": ""https://www.bankofamerica.com/credit-cards/"", ""official_listing_entries"": [{""campaign"": ""4079406~5Y~en_US"", ""category"": [""filter"", ""lowInterest""], ""compare"": ""4079406~5Y~en_US"", ""features"": [], ""learnMore"": {""passCampaign"": true, ""path"": ""products/bankamericard-credit-card/""}, ""ratesFees"": [""noAnnualFee"", ""zeroAprBalance""], ""tab"": [""categories"", ""filter""], ""type"": ""masterCard""}, {""campaign"": ""4079405~5F~en_US"", ""category"": [""featured""], ""compare"": ""4079406~5Y~en_US"", ""features"": [], ""learnMore"": {""passCampaign"": true, ""path"": ""products/bankamericard-credit-card/""}, ""ratesFees"": [""noAnnualFee"", ""zeroAprBalance""], ""tab"": [""categories"", ""filter""], ""type"": ""masterCard""}], ""page_metadata"": {""description"": ""Save money on interest with a low introductory APR offer on purchases & qualifying balance transfers. Learn more about the BankAmericard® credit card."", ""json_ld_credit_card"": [{""annualPercentageRate"": ""15.24% - 25.24%"", ""description"": ""Save money on interest with a low introductory APR offer on purchases & qualifying balance transfers. Learn more about the BankAmericard® credit card."", ""feesAndCommissionsSpecification"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079406&productoffercode=5Y&locale=en_US"", ""name"": ""BankAmericard® Credit Card""}], ""title"": ""BankAmericard® Credit Card""}, ""product_properties_url"": ""https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079406&locale=en_US&poCode=5Y&failquiet=true"", ""product_url"": ""https://www.bankofamerica.com/credit-cards/products/bankamericard-credit-card/"", ""retrieved"": ""2026-05-29T22:34:45-06:00"", ""selected_evidence"": {""annual_fee"": ""$0"", ""balance_transfer_fee"": ""5% of each transaction †"", ""disclosure_snippets"": {""APR for Balance Transfers"": ""APR for Balance Transfers 0% Introductory APR for the first 21 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account. After that, your APR will be 14.99% to 25.99% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 17.99% to 28.99% , based on your creditworthiness, when you open your acc"", ""Annual Fee"": ""Annual Fee None Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction 3% of the U.S. dollar amount of each transaction made in a foreign currency. This fee will be in addition to any other applicable fee"", ""Annual Percentage Rate (APR) for Purchases"": ""Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 21 Statement Closing Dates following the opening of your account. After that, your APR will be 14.99% to 25.99% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 0% Introductory APR for the first 21 Statement Closing Dates following the opening of your account for transactio"", ""Transaction Fees"": ""Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction 3% of the U.S. dollar amount of each transaction made in a foreign currency. This fee will be in addition to any other applicable fee. Penalty Fee • ""}, ""headline"": ""Save money on interest. It's that simple."", ""intro_apr"": ""0% for 21 billing cycles Applies to purchases and to any balance transfers made within 60 days of opening your account"", ""offer_detail"": ""Introductory 0% † APR for your first 21 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 14.99% to 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America."", ""offer_detail_key"": ""CARD_PRODUCT_DETAILS_CONTENT_02"", ""regular_apr"": ""14.99% - 25.99% variable"", ""rewards_key"": ""MARKETING_BULLET_LIST"", ""rewards_key_perks"": ""Save money on interest with a low Intro APR offer and no annual fee † . 0% Intro APR † for your first 21 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 14.99% to 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America. No Penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply † . $0 Liability Guarantee —our assurance that you are not responsible for fraudulent charges on your account. This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now."", ""subheadline"": """", ""welcome_intro_offer"": ""Save money on interest. It's that simple.; Introductory 0% † APR for your first 21 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 14.99% to 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America.""}, ""target_id"": 5, ""terms_url"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079406&productoffercode=5Y&locale=en_US""}",2026-05-30 04:35:25,2026-05-30 15:47:45,,,,NA,NA
101,"Bank of America, N.A.",BankAmericard® Credit Card for Students,STUDENT,LOW_INTRO_APR,"Start building a successful financial future today; Get on the path to building your credit and save money on interest, a great choice when you're just starting out; This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.",,NA,NA,NA,NA,0,0,,0% for 21 billing cycles Applies to purchases and to any balance transfers made within 60 days of opening your account,14.99% - 25.99% variable,"Save money on interest, a great choice when you’re just starting out When handled responsibly, a credit card can help you build your credit history, which could help you get approved for an apartment, a car loan, and even a job. 0% Intro APR † for your first 21 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 14.99% to 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America. No annual fee † . $0 Liability Guarantee —our assurance that you are not responsible for fraudulent charges on your account. Mobile banking and text alerts to help keep you on top of your finances. This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.",https://www.bankofamerica.com/credit-cards/products/low-interest-student-credit-card/,"Official product page, card-list data, productProperties endpoint, and disclosure endpoint",2026-05-29T22:34:45-06:00,"Official Bank of America public product page, official card-list data, productProperties endpoint, and disclosure endpoint consulted. No login, prequalification, or application flow was entered; offers may vary by channel/applicant. Browser verification succeeded on the Customized Cash Rewards product page; remaining rows use the same official SPA source pattern.","{""browser_verification"": {""title"": ""Bank of America® Customized Cash Rewards Credit Card"", ""url"": ""https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/"", ""visible_text_start"": ""Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.""}, ""campaign"": {""campaignID"": ""4079408"", ""locale"": ""en_US"", ""poCode"": ""42""}, ""disclosure_status"": ""fetched"", ""disclosure_url"": ""https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079408&poCode=42&locale=en_US"", ""institution"": ""Bank of America"", ""limitations"": [""Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields."", ""Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35."", ""Spirit was not present in the current official Bank of America card-list source during this pass.""], ""listing_url"": ""https://www.bankofamerica.com/credit-cards/"", ""official_listing_entries"": [{""campaign"": ""4079408~42~en_US"", ""category"": [""filter"", ""students"", ""lowInterest""], ""compare"": ""4079408~42~en_US"", ""features"": [], ""learnMore"": {""passCampaign"": true, ""path"": ""products/low-interest-student-credit-card/""}, ""ratesFees"": [""noAnnualFee"", ""zeroAprBalance""], ""tab"": [""featured"", ""categories"", ""filter""], ""type"": ""masterCard""}], ""page_metadata"": {""description"": ""Get on the path to building your credit and save money on interest. With the BankAmericard® credit card for students you can begin establishing good credit habits. Start building a successful financial future today."", ""json_ld_credit_card"": [{""annualPercentageRate"": ""15.24% - 25.24%"", ""description"": ""Get on the path to building your credit and save money on interest. With the BankAmericard® credit card for students you can begin establishing good credit habits. Start building a successful financial future today."", ""feesAndCommissionsSpecification"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079408&productoffercode=42&locale=en_US"", ""name"": ""BankAmericard® Credit Card for Students""}], ""title"": ""BankAmericard® Credit Card for Students""}, ""product_properties_url"": ""https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079408&locale=en_US&poCode=42&failquiet=true"", ""product_url"": ""https://www.bankofamerica.com/credit-cards/products/low-interest-student-credit-card/"", ""retrieved"": ""2026-05-29T22:34:45-06:00"", ""selected_evidence"": {""annual_fee"": ""$0"", ""balance_transfer_fee"": ""5% of each transaction †"", ""disclosure_snippets"": {""APR for Balance Transfers"": ""APR for Balance Transfers 0% Introductory APR for the first 21 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account. After that, your APR will be 14.99% to 25.99% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Cash Advances 17.99% to 28.99% , based on your creditworthiness, when you open your acc"", ""Annual Fee"": ""Annual Fee None Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction 3% of the U.S. dollar amount of each transaction made in a foreign currency. This fee will be in addition to any other applicable fee"", ""Annual Percentage Rate (APR) for Purchases"": ""Annual Percentage Rate (APR) for Purchases 0% Introductory APR for the first 21 Statement Closing Dates following the opening of your account. After that, your APR will be 14.99% to 25.99% , based on your creditworthiness, when you open your account. This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 0% Introductory APR for the first 21 Statement Closing Dates following the opening of your account for transactio"", ""Transaction Fees"": ""Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction 3% of the U.S. dollar amount of each transaction made in a foreign currency. This fee will be in addition to any other applicable fee. Penalty Fee • ""}, ""headline"": ""Start building a successful financial future today"", ""intro_apr"": ""0% for 21 billing cycles Applies to purchases and to any balance transfers made within 60 days of opening your account"", ""offer_detail"": ""This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now."", ""offer_detail_key"": ""PRODUCT_MB_RTB03_SHORT"", ""regular_apr"": ""14.99% - 25.99% variable"", ""rewards_key"": ""MARKETING_BULLET_LIST"", ""rewards_key_perks"": ""Save money on interest, a great choice when you’re just starting out When handled responsibly, a credit card can help you build your credit history, which could help you get approved for an apartment, a car loan, and even a job. 0% Intro APR † for your first 21 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After the intro APR offer ends, a Variable APR that's currently 14.99% to 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America. No annual fee † . $0 Liability Guarantee —our assurance that you are not responsible for fraudulent charges on your account. Mobile banking and text alerts to help keep you on top of your finances. This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now."", ""subheadline"": ""Get on the path to building your credit and save money on interest, a great choice when you're just starting out"", ""welcome_intro_offer"": ""Start building a successful financial future today; Get on the path to building your credit and save money on interest, a great choice when you're just starting out; This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.""}, ""target_id"": 5, ""terms_url"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079408&productoffercode=42&locale=en_US""}",2026-05-30 04:35:25,2026-05-30 15:47:45,,,,NA,NA
105,"Bank of America, N.A.",BankAmericard® Secured Credit Card,SECURED_CONSUMER,CREDIT_BUILDING,"Help establish, strengthen - even rebuild your credit; Looks and works like any other credit card; % Intro APR † for your first billing cycles for purchases, and for any balance transfers made within the first of opening your account. After the intro APR offer ends, a Variable APR that's currently 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America.",,NA,NA,NA,NA,0,0,,None,25.99% variable,"You're applying for a credit card designed to help establish, strengthen – or even rebuild your credit. A card that's simple and convenient. For applicants who qualify, more favorable terms and pricing may be available through our unsecured products. No annual fee † . Open your account with a security deposit ($200-$5,000). Upon credit approval your required deposit is used, in combination with your income and your ability to pay, to help establish your credit line. We'll periodically review your account and, based on your overall credit history (including your account and overall relationship with us, and other credit cards and loans), you may qualify to have your security deposit returned. Not all customers will qualify. Looks and works like any other credit card. $0 Liability Guarantee —our assurance that you are not responsible for fraudulent charges on your account. Mobile banking and text alerts to help keep you on top of your finances. Contactless Chip Technology —The security of a chip card, with the convenience of a tap. Secured card products are not eligible for a new account bonus offer, like a statement credit, and Introductory APRs are not available.",https://www.bankofamerica.com/credit-cards/products/secured-credit-card/,"Official product page, card-list data, productProperties endpoint, and disclosure endpoint",2026-05-29T22:34:45-06:00,"Official Bank of America public product page, official card-list data, productProperties endpoint, and disclosure endpoint consulted. No login, prequalification, or application flow was entered; offers may vary by channel/applicant. Browser verification succeeded on the Customized Cash Rewards product page; remaining rows use the same official SPA source pattern.","{""browser_verification"": {""title"": ""Bank of America® Customized Cash Rewards Credit Card"", ""url"": ""https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/"", ""visible_text_start"": ""Bank of America® Customized Cash Rewards Credit Card; 6% cash back in the category of your choice – for the first year. Plus, a $200 online cash rewards bonus offer.""}, ""campaign"": {""campaignID"": ""4079410"", ""locale"": ""en_US"", ""poCode"": ""SP""}, ""disclosure_status"": ""fetched"", ""disclosure_url"": ""https://www.bankofamerica.com/salesservices/getDisclosure?campaignID=4079410&poCode=SP&locale=en_US"", ""institution"": ""Bank of America"", ""limitations"": [""Official SPA source includes alternate/channel campaign copy; selected values prioritize the current public product headline, current special-offer/card-detail copy, and disclosure-rate fields."", ""Alaska/Atmos consumer cards appear in the Bank of America listing but were not duplicated because Atmos rows already exist under target id 35."", ""Spirit was not present in the current official Bank of America card-list source during this pass.""], ""listing_url"": ""https://www.bankofamerica.com/credit-cards/"", ""official_listing_entries"": [{""campaign"": ""4079410~SP~en_US"", ""category"": [""filter"", ""buildCredit""], ""compare"": ""4079410~SP~en_US"", ""features"": [], ""learnMore"": {""path"": ""products/secured-credit-card/""}, ""ratesFees"": [""noAnnualFee""], ""tab"": [""categories"", ""filter""], ""type"": ""masterCard""}], ""page_metadata"": {""description"": ""Apply for the BankAmericard® secured credit card to start building your credit and enjoy access to your FICO® Score updated monthly for free."", ""json_ld_credit_card"": [{""annualPercentageRate"": ""25.24%"", ""description"": ""Apply for the BankAmericard® secured credit card to start building your credit and enjoy access to your FICO® Score updated monthly for free."", ""feesAndCommissionsSpecification"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079410&productoffercode=SP&locale=en_US"", ""name"": ""BankAmericard® Secured Credit Card from Bank of America""}], ""title"": ""BankAmericard® Secured Credit Card from Bank of America""}, ""product_properties_url"": ""https://www.bankofamerica.com/salesservices/productProperties?campaignID=4079410&locale=en_US&poCode=SP&failquiet=true"", ""product_url"": ""https://www.bankofamerica.com/credit-cards/products/secured-credit-card/"", ""retrieved"": ""2026-05-29T22:34:45-06:00"", ""selected_evidence"": {""annual_fee"": ""$0"", ""balance_transfer_fee"": ""5% of each transaction †"", ""disclosure_snippets"": {""APR for Balance Transfers"": ""APR for Balance Transfers 25.99% This APR will vary with the market based on the Prime Rate. APR for Cash Advances 28.99% for Direct Deposit and Check Cash Advances, and 29.24% for Bank Cash Advances. See footnote Footnote 1 for explanation . These APRs will vary with the market based on the Prime Rate. Penalty APR None Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on "", ""Annual Fee"": ""Annual Fee None Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction 3% of the U.S. dollar amount of each transaction made in a foreign currency. This fee will be in addition to any other applicable fee"", ""Annual Percentage Rate (APR) for Purchases"": ""Annual Percentage Rate (APR) for Purchases 25.99% This APR will vary with the market based on the Prime Rate. APR for Balance Transfers 25.99% This APR will vary with the market based on the Prime Rate. APR for Cash Advances 28.99% for Direct Deposit and Check Cash Advances, and 29.24% for Bank Cash Advances. See footnote Footnote 1 for explanation . These APRs will vary with the market based on the Prime Rate. Penalty APR None Paying Interest Yo"", ""Transaction Fees"": ""Transaction Fees • Balance Transfer 5% of the amount of each transaction. • Cash Advance Direct Deposit and Check Cash Advances: 5% of the amount of each transaction. ATM, Over the Counter, Same-Day Online and Cash Equivalent Cash Advances: 5% of the amount of each transaction. • Foreign Transaction 3% of the U.S. dollar amount of each transaction made in a foreign currency. This fee will be in addition to any other applicable fee. Penalty Fee • ""}, ""headline"": ""Help establish, strengthen - even rebuild your credit"", ""intro_apr"": ""None"", ""offer_detail"": ""% Intro APR † for your first billing cycles for purchases, and for any balance transfers made within the first of opening your account. After the intro APR offer ends, a Variable APR that's currently 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America."", ""offer_detail_key"": ""MARKETING_BULLET_LIST_SMALL"", ""regular_apr"": ""25.99% variable"", ""rewards_key"": ""MARKETING_BULLET_LIST"", ""rewards_key_perks"": ""You're applying for a credit card designed to help establish, strengthen – or even rebuild your credit. A card that's simple and convenient. For applicants who qualify, more favorable terms and pricing may be available through our unsecured products. No annual fee † . Open your account with a security deposit ($200-$5,000). Upon credit approval your required deposit is used, in combination with your income and your ability to pay, to help establish your credit line. We'll periodically review your account and, based on your overall credit history (including your account and overall relationship with us, and other credit cards and loans), you may qualify to have your security deposit returned. Not all customers will qualify. Looks and works like any other credit card. $0 Liability Guarantee —our assurance that you are not responsible for fraudulent charges on your account. Mobile banking and text alerts to help keep you on top of your finances. Contactless Chip Technology —The security of a chip card, with the convenience of a tap. Secured card products are not eligible for a new account bonus offer, like a statement credit, and Introductory APRs are not available."", ""subheadline"": ""Looks and works like any other credit card"", ""welcome_intro_offer"": ""Help establish, strengthen - even rebuild your credit; Looks and works like any other credit card; % Intro APR † for your first billing cycles for purchases, and for any balance transfers made within the first of opening your account. After the intro APR offer ends, a Variable APR that's currently 25.99% will apply. A 5% fee applies to all balance transfers. Balance transfers may not be used to pay any account provided by Bank of America.""}, ""target_id"": 5, ""terms_url"": ""https://www.bankofamerica.com/credit-cards/terms-and-conditions/?campaignid=4079410&productoffercode=SP&locale=en_US""}",2026-05-30 04:35:25,2026-05-30 15:47:45,,,,NA,NA
16,Barclays,JetBlue Business Card,BUSINESS,AIRLINE_REWARDS,"Earn 50,000 TrueBlue bonus points after $4,000 in purchases and paying the annual fee in full within the first 90 days.",50000,NA,4000,90,"After $4,000 in purchases and annual fee paid in full within the first 90 days after account opening.",99,0,,None found on public official source; balance transfers use the regular APR.,19.49% to 29.49% variable purchase and balance-transfer APR.,"6x points on eligible JetBlue, JetBlue Vacations, and Paisly/TrueBlue Travel purchases; 2x at restaurants and office supply stores; 1x on other purchases; first checked bag free for the primary cardmember and up to three companions; 5,000 anniversary points; 10% award flight points rebate; $100 JetBlue Vacations statement credit; Group 3 boarding; no foreign transaction fees.",https://cards.barclaycardus.com/banking/cards/jetblue-business-card/,Official Barclays business product page and pricing/terms link,2026-05-29T21:17:14-06:00,"Official Barclays JetBlue Business Card page contained the welcome offer, fee, APR range, rewards, and no-intro-APR balance-transfer treatment. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.","{""browser_plugin_available"": false, ""institution_target"": ""JetBlue TrueBlue"", ""sources"": [""https://cards.barclaycardus.com/banking/cards/jetblue-business-card/"", ""https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48031""], ""target_id"": 36}",2026-05-30 03:17:14,2026-05-30 15:47:45,JetBlue TrueBlue,,TrueBlue points,NA,NA
13,Barclays,JetBlue Card,CONSUMER,AIRLINE_REWARDS,"Earn 10,000 TrueBlue bonus points after $1,000 in purchases in the first 90 days.",10000,NA,1000,90,"After $1,000 in purchases within the first 90 days after account opening.",0,0,,0% intro APR for the first 12 billing cycles on balance transfers made within 45 days of account opening.,19.49% to 29.49% variable purchase APR; balance transfer APR after intro period also 19.49% to 29.49% variable.,3x points on eligible JetBlue purchases; 2x at restaurants and grocery stores; 1x on other purchases; 50% savings on eligible inflight purchases; no foreign transaction fees.,https://cards.barclaycardus.com/banking/cards/jetblue-card/,Official Barclays product page and pricing/terms link,2026-05-29T21:17:14-06:00,"Official Barclays JetBlue Card page contained the welcome offer, fee, APR range, rewards, and balance-transfer intro APR. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.","{""browser_plugin_available"": false, ""institution_target"": ""JetBlue TrueBlue"", ""sources"": [""https://cards.barclaycardus.com/banking/cards/jetblue-card/"", ""https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48257""], ""target_id"": 36}",2026-05-30 03:17:14,2026-05-30 15:47:45,JetBlue TrueBlue,,TrueBlue points,NA,NA
14,Barclays,JetBlue Plus Card,CONSUMER,AIRLINE_REWARDS,"Earn 60,000 TrueBlue bonus points after $1,000 in purchases and paying the annual fee in full within the first 90 days.",60000,NA,1000,90,"After $1,000 in purchases and annual fee paid in full within the first 90 days after account opening.",99,0,,0% intro APR for the first 12 billing cycles on balance transfers made within 45 days of account opening.,19.49% to 29.49% variable purchase APR; balance transfer APR after intro period also 19.49% to 29.49% variable.,"6x points on eligible JetBlue purchases; 2x at restaurants and grocery stores; 1x on other purchases; first checked bag free for the primary cardmember and up to three companions; 5,000 anniversary points; 10% points back after redeeming for JetBlue-operated award flights; $100 JetBlue Vacations statement credit; no foreign transaction fees.",https://cards.barclaycardus.com/banking/cards/jetblue-plus-card/,Official Barclays product page and pricing/terms link,2026-05-29T21:17:14-06:00,"Official Barclays JetBlue Plus Card page contained the welcome offer, fee, APR range, rewards, and balance-transfer intro APR. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.","{""browser_plugin_available"": false, ""institution_target"": ""JetBlue TrueBlue"", ""sources"": [""https://cards.barclaycardus.com/banking/cards/jetblue-plus-card/"", ""https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48255""], ""target_id"": 36}",2026-05-30 03:17:14,2026-05-30 15:47:45,JetBlue TrueBlue,annual fee paid in full,TrueBlue points,NA,NA
15,Barclays,JetBlue Premier Card,CONSUMER,AIRLINE_REWARDS,"Earn 100,000 TrueBlue bonus points after $5,000 in purchases and paying the annual fee in full within the first 90 days.",100000,NA,5000,90,"After $5,000 in purchases and annual fee paid in full within the first 90 days after account opening.",499,150,,0% intro APR for the first 12 billing cycles on balance transfers made within 45 days of account opening.,19.49% to 29.49% variable purchase APR; balance transfer APR after intro period also 19.49% to 29.49% variable.,"6x points on eligible JetBlue purchases; 2x at restaurants and grocery stores; 1x on other purchases; first checked bag free for the primary cardmember and up to three companions; Priority Pass and BlueHouse benefits; 5,000 anniversary points; 15% award flight points rebate; companion-pass statement credits; Group 3 boarding; no foreign transaction fees.",https://cards.barclaycardus.com/banking/cards/jetblue-premier-card/,"Official Barclays product page, pricing/terms link, and JetBlue newsroom confirmation",2026-05-29T21:17:14-06:00,"Official Barclays JetBlue Premier Card page contained the 100,000-point offer, fee, APR range, rewards, and balance-transfer intro APR; JetBlue newsroom corroborated enhanced Premier benefits. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.","{""browser_plugin_available"": false, ""institution_target"": ""JetBlue TrueBlue"", ""sources"": [""https://cards.barclaycardus.com/banking/cards/jetblue-premier-card/"", ""https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48252"", ""https://news.jetblue.com/latest-news/press-release-details/2026/JetBlue-and-Barclays-Roll-Out-Enhanced-Benefits-Now-Available-for-Premier-Cardmembers/default.aspx""], ""target_id"": 36}",2026-05-30 03:17:14,2026-05-30 15:47:45,JetBlue TrueBlue,,TrueBlue points,NA,NA
125,Barclays Bank Delaware,AARP® Essential Rewards Mastercard® from Barclays,CONSUMER,CASH_BACK,Earn a $100 Cash Back Bonus after spending $500 on purchases in the first 90 days of account opening.,,100,500,90,Spend $500 on purchases in the first 90 days of account opening.,0,0,,0% introductory APR for 15 billing cycles on balance transfers made within 45 days of account opening.,20.24% to 29.99% variable APR for purchases.,"Unlimited 3% cash back on gas and drug store purchases, 2% on eligible medical expenses, and 1% on other purchases.",https://cards.barclaycardus.com/banking/cards/aarp-essential-rewards-mastercard/,Official Barclays product page and official terms/rates page,2026-05-29T22:59:11-06:00,"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","{""target_id"":9,""target"":{""id"":9,""institution"":""Barclays US"",""known_issuer_partner"":""Barclays Bank Delaware"",""offer_research_url"":""https://cards.barclaycardus.com/"",""alternate_issuer_url"":""https://cards.barclaycardus.com/banking/cards/""},""retrieved"":""2026-05-29T22:59:11-06:00"",""sources"":[{""url"":""https://cards.barclaycardus.com/banking/cards/"",""basis"":""Official Barclays card catalog""},{""url"":""https://cards.barclaycardus.com/banking/cards/aarp-essential-rewards-mastercard/"",""basis"":""Official Barclays product page""},{""url"":""https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48294"",""basis"":""Official Barclays terms/rates page""}],""evidence"":{""offer"":""$100 cash back after $500 spend in first 90 days"",""apr"":""20.24% to 29.99% purchase APR; 0% BT intro 15 cycles"",""fee"":""$0""},""skipped_existing_products"":[""JetBlue Card"",""JetBlue Plus Card"",""JetBlue Premier Card"",""JetBlue Business Card""],""limitations"":""Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business."",""browser_verification"":""Codex in-app browser opened official Barclays catalog and product pages during this research pass.""}",2026-05-30 04:59:11,2026-05-30 15:47:45,AARP,,,NA,Cash Back
132,Barclays Bank Delaware,AARP® Travel Rewards Mastercard® from Barclays,CONSUMER,TRAVEL_CASH_BACK,Earn a $100 Cash Back Bonus after spending $500 on purchases in the first 90 days of account opening.,,100,500,90,Spend $500 on purchases in the first 90 days of account opening.,0,0,,0% introductory APR for 15 billing cycles on balance transfers made within 45 days of account opening.,20.24% to 29.99% variable APR for purchases.,"Unlimited 3% cash back on travel, hotel, and rental car purchases; 2% at restaurants; 1% on other purchases; no foreign transaction fees.",https://cards.barclaycardus.com/banking/cards/aarp-travel-rewards-mastercard/,Official Barclays product page and official terms/rates page,2026-05-29T22:59:11-06:00,"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","{""target_id"":9,""target"":{""id"":9,""institution"":""Barclays US"",""known_issuer_partner"":""Barclays Bank Delaware"",""offer_research_url"":""https://cards.barclaycardus.com/"",""alternate_issuer_url"":""https://cards.barclaycardus.com/banking/cards/""},""retrieved"":""2026-05-29T22:59:11-06:00"",""sources"":[{""url"":""https://cards.barclaycardus.com/banking/cards/"",""basis"":""Official Barclays card catalog""},{""url"":""https://cards.barclaycardus.com/banking/cards/aarp-travel-rewards-mastercard/"",""basis"":""Official Barclays product page""},{""url"":""https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48293"",""basis"":""Official Barclays terms/rates page""}],""evidence"":{""offer"":""$100 cash back after $500 spend in first 90 days"",""apr"":""20.24% to 29.99% purchase APR; 0% BT intro 15 cycles"",""fee"":""$0""},""skipped_existing_products"":[""JetBlue Card"",""JetBlue Plus Card"",""JetBlue Premier Card"",""JetBlue Business Card""],""limitations"":""Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business."",""browser_verification"":""Codex in-app browser opened official Barclays catalog and product pages during this research pass.""}",2026-05-30 04:59:11,2026-05-30 15:47:45,AARP,,,NA,Cash Back
143,Barclays Bank Delaware,Athleta Encore Mastercard®,CONSUMER,RETAIL_REWARDS,Enjoy 20% off your first purchase with your new card at Athleta.,,NA,NA,NA,Use the new card for the first purchase; online discount code expires 14 days from account opening.,0,0,,NA,33.24% variable APR for purchases.,"5X points at Gap Inc. brands, 3X points at eligible apparel brands, and 1X points on other purchases.",https://cards.barclaycardus.com/banking/cards/athleta-encore-mastercard/,Official Barclays product page and official terms/rates page,2026-05-29T22:59:11-06:00,"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","{""target_id"":9,""target"":{""id"":9,""institution"":""Barclays US"",""known_issuer_partner"":""Barclays Bank Delaware"",""offer_research_url"":""https://cards.barclaycardus.com/"",""alternate_issuer_url"":""https://cards.barclaycardus.com/banking/cards/""},""retrieved"":""2026-05-29T22:59:11-06:00"",""sources"":[{""url"":""https://cards.barclaycardus.com/banking/cards/"",""basis"":""Official Barclays card catalog""},{""url"":""https://cards.barclaycardus.com/banking/cards/athleta-encore-mastercard/"",""basis"":""Official Barclays product page""},{""url"":""https://www.barclaycardus.com/applycontent/TnCs.jsp?tc47939"",""basis"":""Official Barclays terms/rates page""}],""evidence"":{""offer"":""20% off first Athleta purchase with new card"",""apr"":""33.24% purchase APR"",""fee"":""$0""},""skipped_existing_products"":[""JetBlue Card"",""JetBlue Plus Card"",""JetBlue Premier Card"",""JetBlue Business Card""],""limitations"":""Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business."",""browser_verification"":""Codex in-app browser opened official Barclays catalog and product pages during this research pass.""}",2026-05-30 04:59:11,2026-05-30 15:47:45,Gap Inc.,First purchase,,NA,NA
129,Barclays Bank Delaware,Banana Republic Encore Mastercard®,CONSUMER,RETAIL_REWARDS,Enjoy 20% off your first purchase with your new card at Banana Republic.,,NA,NA,NA,Use the new card for the first purchase; online discount code expires 14 days from account opening.,0,0,,NA,33.24% variable APR for purchases.,"5X points at Gap Inc. brands, 3X points at eligible apparel brands, and 1X points on other purchases.",https://cards.barclaycardus.com/banking/cards/banana-republic-encore-mastercard/,Official Barclays product page and official terms/rates page,2026-05-29T22:59:11-06:00,"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","{""target_id"":9,""target"":{""id"":9,""institution"":""Barclays US"",""known_issuer_partner"":""Barclays Bank Delaware"",""offer_research_url"":""https://cards.barclaycardus.com/"",""alternate_issuer_url"":""https://cards.barclaycardus.com/banking/cards/""},""retrieved"":""2026-05-29T22:59:11-06:00"",""sources"":[{""url"":""https://cards.barclaycardus.com/banking/cards/"",""basis"":""Official Barclays card catalog""},{""url"":""https://cards.barclaycardus.com/banking/cards/banana-republic-encore-mastercard/"",""basis"":""Official Barclays product page""},{""url"":""https://www.barclaycardus.com/applycontent/TnCs.jsp?tc47929"",""basis"":""Official Barclays terms/rates page""}],""evidence"":{""offer"":""20% off first Banana Republic purchase with new card"",""apr"":""33.24% purchase APR"",""fee"":""$0""},""skipped_existing_products"":[""JetBlue Card"",""JetBlue Plus Card"",""JetBlue Premier Card"",""JetBlue Business Card""],""limitations"":""Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business."",""browser_verification"":""Codex in-app browser opened official Barclays catalog and product pages during this research pass.""}",2026-05-30 04:59:11,2026-05-30 15:47:45,Gap Inc.,First purchase,,NA,NA
137,Barclays Bank Delaware,Barnes & Noble Mastercard®,CONSUMER,RETAIL_REWARDS,Earn a $25 Barnes & Noble Gift Card after your first purchase or balance transfer.,,25,NA,NA,Make a first purchase or balance transfer.,0,0,,0% introductory APR for 15 billing cycles on balance transfers made within 45 days of account opening.,17.49% to 29.49% variable APR for purchases.,"5% back at Barnes & Noble, 2X points on select everyday categories, and 1X points on other purchases.",https://cards.barclaycardus.com/banking/cards/barnes-noble-mastercard/,Official Barclays product page and official terms/rates page,2026-05-29T22:59:11-06:00,"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","{""target_id"":9,""target"":{""id"":9,""institution"":""Barclays US"",""known_issuer_partner"":""Barclays Bank Delaware"",""offer_research_url"":""https://cards.barclaycardus.com/"",""alternate_issuer_url"":""https://cards.barclaycardus.com/banking/cards/""},""retrieved"":""2026-05-29T22:59:11-06:00"",""sources"":[{""url"":""https://cards.barclaycardus.com/banking/cards/"",""basis"":""Official Barclays card catalog""},{""url"":""https://cards.barclaycardus.com/banking/cards/barnes-noble-mastercard/"",""basis"":""Official Barclays product page""},{""url"":""https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48297"",""basis"":""Official Barclays terms/rates page""}],""evidence"":{""offer"":""$25 Barnes & Noble gift card after first purchase or balance transfer"",""apr"":""17.49% to 29.49% purchase APR; 0% BT intro 15 cycles"",""fee"":""$0""},""skipped_existing_products"":[""JetBlue Card"",""JetBlue Plus Card"",""JetBlue Premier Card"",""JetBlue Business Card""],""limitations"":""Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business."",""browser_verification"":""Codex in-app browser opened official Barclays catalog and product pages during this research pass.""}",2026-05-30 04:59:11,2026-05-30 15:47:45,Barnes & Noble,First purchase or balance transfer,,NA,Barnes & Noble Gift Card
142,Barclays Bank Delaware,Breeze Easy® Visa® Credit Card,CONSUMER,AIRLINE_REWARDS,"Limited time offer: earn up to 50,000 bonus BreezePoints; earn 30,000 bonus BreezePoints plus Breezy 1 benefits after spending $1,000 in purchases within the first 90 days, plus 20,000 bonus BreezePoints after spending a total of $5,000 within the first 180 days.",50000,NA,5000,90,"Spend $1,000 in purchases within the first 90 days for 30,000 points plus Breezy 1 benefits; spend $5,000 total within the first 180 days for another 20,000 points.",89,0,,0% introductory APR for 12 billing cycles on balance transfers made within 45 days of account opening.,19.49% to 29.49% variable APR for purchases.,"Earn up to 10X BreezePoints on Nicer/Nicest bundles, up to 4X on Nice bundles, 2X on eligible Breeze purchases, and 1X on other purchases; anniversary bonus points subject to terms.",https://cards.barclaycardus.com/banking/cards/breeze-airways/,Official Barclays product page and official terms/rates page,2026-05-29T22:59:11-06:00,"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","{""target_id"":9,""target"":{""id"":9,""institution"":""Barclays US"",""known_issuer_partner"":""Barclays Bank Delaware"",""offer_research_url"":""https://cards.barclaycardus.com/"",""alternate_issuer_url"":""https://cards.barclaycardus.com/banking/cards/""},""retrieved"":""2026-05-29T22:59:11-06:00"",""sources"":[{""url"":""https://cards.barclaycardus.com/banking/cards/"",""basis"":""Official Barclays card catalog""},{""url"":""https://cards.barclaycardus.com/banking/cards/breeze-airways/"",""basis"":""Official Barclays product page""},{""url"":""https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48254"",""basis"":""Official Barclays terms/rates page""}],""evidence"":{""offer"":""Up to 50,000 BreezePoints with tiered $1,000/$5,000 spend requirements"",""apr"":""19.49% to 29.49% purchase APR; 0% BT intro 12 cycles"",""fee"":""$89""},""skipped_existing_products"":[""JetBlue Card"",""JetBlue Plus Card"",""JetBlue Premier Card"",""JetBlue Business Card""],""limitations"":""Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business."",""browser_verification"":""Codex in-app browser opened official Barclays catalog and product pages during this research pass.""}",2026-05-30 04:59:11,2026-05-30 15:47:45,Breeze Airways,"$1,000 initial tier",BreezePoints,180,NA
144,Barclays Bank Delaware,Capital Vacations® World Mastercard®,CONSUMER,VACATION_CLUB_REWARDS,"Earn 5,000 Bonus Rewards after making your first purchase.",5000,NA,NA,NA,Make your first purchase.,0,0,,0% introductory APR for 15 billing cycles on balance transfers made within 45 days and 0% promotional APR for 6 billing cycles on qualifying Capital Vacations Club down payment purchases.,19.24% to 29.49% variable APR for purchases.,"5X Rewards on eligible Capital Vacations purchases, 2X Rewards on eligible RCI/travel/gas/EV charging purchases, and 1X Rewards on other purchases.",https://cards.barclaycardus.com/banking/cards/capital-vacations/,Official Barclays product page and official terms/rates page,2026-05-29T22:59:11-06:00,"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","{""target_id"":9,""target"":{""id"":9,""institution"":""Barclays US"",""known_issuer_partner"":""Barclays Bank Delaware"",""offer_research_url"":""https://cards.barclaycardus.com/"",""alternate_issuer_url"":""https://cards.barclaycardus.com/banking/cards/""},""retrieved"":""2026-05-29T22:59:11-06:00"",""sources"":[{""url"":""https://cards.barclaycardus.com/banking/cards/"",""basis"":""Official Barclays card catalog""},{""url"":""https://cards.barclaycardus.com/banking/cards/capital-vacations/"",""basis"":""Official Barclays product page""},{""url"":""https://www.barclaycardus.com/applycontent/TnCs.jsp?tc47534"",""basis"":""Official Barclays terms/rates page""}],""evidence"":{""offer"":""5,000 Bonus Rewards after first purchase"",""apr"":""19.24% to 29.49% purchase APR; 0% BT and Capital Vacations down payment promos"",""fee"":""$0""},""skipped_existing_products"":[""JetBlue Card"",""JetBlue Plus Card"",""JetBlue Premier Card"",""JetBlue Business Card""],""limitations"":""Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business."",""browser_verification"":""Codex in-app browser opened official Barclays catalog and product pages during this research pass.""}",2026-05-30 04:59:11,2026-05-30 15:47:45,Capital Vacations,First purchase,Bonus Rewards,NA,NA
128,Barclays Bank Delaware,Carnival® World Mastercard®,CONSUMER,CRUISE_REWARDS,"Earn 20,000 Fun Points after spending $1,000 on purchases within the first 90 days, enough to redeem for $200 onboard credit.",20000,NA,1000,90,"Spend $1,000 on purchases within the first 90 days.",0,0,,0% promotional APR for 6 billing cycles on qualifying Carnival cruise booking purchases and 0% introductory APR for 15 billing cycles on balance transfers made within 45 days.,18.49% to 29.49% variable APR for purchases.,2X Fun Points on Carnival Cruise Line purchases; 1X Fun Points on other purchases; no foreign transaction fees.,https://cards.barclaycardus.com/banking/cards/carnival-world-mastercard/,Official Barclays product page and official terms/rates page,2026-05-29T22:59:11-06:00,"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","{""target_id"":9,""target"":{""id"":9,""institution"":""Barclays US"",""known_issuer_partner"":""Barclays Bank Delaware"",""offer_research_url"":""https://cards.barclaycardus.com/"",""alternate_issuer_url"":""https://cards.barclaycardus.com/banking/cards/""},""retrieved"":""2026-05-29T22:59:11-06:00"",""sources"":[{""url"":""https://cards.barclaycardus.com/banking/cards/"",""basis"":""Official Barclays card catalog""},{""url"":""https://cards.barclaycardus.com/banking/cards/carnival-world-mastercard/"",""basis"":""Official Barclays product page""},{""url"":""https://www.barclaycardus.com/applycontent/TnCs.jsp?tc46381"",""basis"":""Official Barclays terms/rates page""}],""evidence"":{""offer"":""20,000 Fun Points after $1,000 spend in first 90 days"",""apr"":""18.49% to 29.49% purchase APR; 0% cruise promo and BT intro"",""fee"":""$0""},""skipped_existing_products"":[""JetBlue Card"",""JetBlue Plus Card"",""JetBlue Premier Card"",""JetBlue Business Card""],""limitations"":""Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business."",""browser_verification"":""Codex in-app browser opened official Barclays catalog and product pages during this research pass.""}",2026-05-30 04:59:11,2026-05-30 15:47:45,Carnival,,Fun Points,NA,NA
141,Barclays Bank Delaware,Emirates Skywards Premium World Elite Mastercard®,CONSUMER,PREMIUM_AIRLINE_REWARDS,"Earn 50,000 bonus Skywards Miles after spending $3,000 on purchases in the first 90 days; enjoy Emirates Skywards Gold tier membership during the first year.",50000,NA,3000,90,"Spend $3,000 on purchases in the first 90 days.",499,0,,0% introductory APR for 12 billing cycles on balance transfers made within 45 days of account opening.,19.49% to 29.49% variable APR for purchases.,"3 Skywards Miles per $1 on eligible Emirates purchases, 2 miles per $1 on eligible travel purchases, 1 mile per $1 on other purchases, plus anniversary bonus miles after qualifying annual spend.",https://cards.barclaycardus.com/banking/cards/emirates-skywards-premium-world-elite-mastercard/,Official Barclays product page and official terms/rates page,2026-05-29T22:59:11-06:00,"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","{""target_id"":9,""target"":{""id"":9,""institution"":""Barclays US"",""known_issuer_partner"":""Barclays Bank Delaware"",""offer_research_url"":""https://cards.barclaycardus.com/"",""alternate_issuer_url"":""https://cards.barclaycardus.com/banking/cards/""},""retrieved"":""2026-05-29T22:59:11-06:00"",""sources"":[{""url"":""https://cards.barclaycardus.com/banking/cards/"",""basis"":""Official Barclays card catalog""},{""url"":""https://cards.barclaycardus.com/banking/cards/emirates-skywards-premium-world-elite-mastercard/"",""basis"":""Official Barclays product page""},{""url"":""https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48261"",""basis"":""Official Barclays terms/rates page""}],""evidence"":{""offer"":""50,000 bonus Skywards Miles after $3,000 spend in first 90 days"",""apr"":""19.49% to 29.49% purchase APR; 0% BT intro 12 cycles"",""fee"":""$499""},""skipped_existing_products"":[""JetBlue Card"",""JetBlue Plus Card"",""JetBlue Premier Card"",""JetBlue Business Card""],""limitations"":""Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business."",""browser_verification"":""Codex in-app browser opened official Barclays catalog and product pages during this research pass.""}",2026-05-30 04:59:11,2026-05-30 15:47:45,Emirates Skywards,,Skywards Miles,NA,NA
124,Barclays Bank Delaware,Emirates Skywards Rewards World Elite Mastercard®,CONSUMER,AIRLINE_REWARDS,"Earn 40,000 bonus Skywards Miles after spending $3,000 on purchases in the first 90 days; enjoy Emirates Skywards Silver tier membership during the first year.",40000,NA,3000,90,"Spend $3,000 on purchases in the first 90 days.",99,0,,0% introductory APR for 12 billing cycles on balance transfers made within 45 days of account opening.,19.49% to 29.49% variable APR for purchases.,3 Skywards Miles per $1 on eligible Emirates purchases; 2 miles per $1 on eligible travel purchases; 1 mile per $1 on other purchases; no foreign transaction fees.,https://cards.barclaycardus.com/banking/cards/emirates-skywards-rewards-world-elite-mastercard/,Official Barclays product page and official terms/rates page,2026-05-29T22:59:11-06:00,"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","{""target_id"":9,""target"":{""id"":9,""institution"":""Barclays US"",""known_issuer_partner"":""Barclays Bank Delaware"",""offer_research_url"":""https://cards.barclaycardus.com/"",""alternate_issuer_url"":""https://cards.barclaycardus.com/banking/cards/""},""retrieved"":""2026-05-29T22:59:11-06:00"",""sources"":[{""url"":""https://cards.barclaycardus.com/banking/cards/"",""basis"":""Official Barclays card catalog""},{""url"":""https://cards.barclaycardus.com/banking/cards/emirates-skywards-rewards-world-elite-mastercard/"",""basis"":""Official Barclays product page""},{""url"":""https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48264"",""basis"":""Official Barclays terms/rates page""}],""evidence"":{""offer"":""40,000 bonus Skywards Miles after $3,000 spend in first 90 days"",""apr"":""19.49% to 29.49% purchase APR; 0% BT intro 12 cycles"",""fee"":""$99""},""skipped_existing_products"":[""JetBlue Card"",""JetBlue Plus Card"",""JetBlue Premier Card"",""JetBlue Business Card""],""limitations"":""Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business."",""browser_verification"":""Codex in-app browser opened official Barclays catalog and product pages during this research pass.""}",2026-05-30 04:59:11,2026-05-30 15:47:45,Emirates Skywards,,Skywards Miles,NA,NA
138,Barclays Bank Delaware,FRONTIER Airlines World Mastercard®,CONSUMER,AIRLINE_REWARDS,"Earn 50,000 Travel Miles after spending $1,000 on purchases within the first 90 days of account opening; Elite Gold status is tied to first-purchase and spend terms.",50000,NA,1000,90,"Spend $1,000 on purchases within the first 90 days of account opening.",99,0,$0 intro annual fee for the first year,0% introductory APR for 15 billing cycles on balance transfers made within 45 days of account opening.,19.49% to 29.49% variable APR for purchases.,"Earn up to 15X miles on eligible Frontier purchases, 3X miles on restaurant purchases, and 1X miles on other purchases; no foreign transaction fees.",https://cards.barclaycardus.com/banking/cards/frontier-airlines-world-mastercard/,Official Barclays product page and official terms/rates page,2026-05-29T22:59:11-06:00,"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","{""target_id"":9,""target"":{""id"":9,""institution"":""Barclays US"",""known_issuer_partner"":""Barclays Bank Delaware"",""offer_research_url"":""https://cards.barclaycardus.com/"",""alternate_issuer_url"":""https://cards.barclaycardus.com/banking/cards/""},""retrieved"":""2026-05-29T22:59:11-06:00"",""sources"":[{""url"":""https://cards.barclaycardus.com/banking/cards/"",""basis"":""Official Barclays card catalog""},{""url"":""https://cards.barclaycardus.com/banking/cards/frontier-airlines-world-mastercard/"",""basis"":""Official Barclays product page""},{""url"":""https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48042"",""basis"":""Official Barclays terms/rates page""}],""evidence"":{""offer"":""50,000 Travel Miles after $1,000 spend in first 90 days"",""apr"":""19.49% to 29.49% purchase APR; 0% BT intro 15 cycles"",""fee"":""$0 intro annual fee first year, then $99""},""skipped_existing_products"":[""JetBlue Card"",""JetBlue Plus Card"",""JetBlue Premier Card"",""JetBlue Business Card""],""limitations"":""Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business."",""browser_verification"":""Codex in-app browser opened official Barclays catalog and product pages during this research pass.""}",2026-05-30 04:59:11,2026-05-30 15:47:45,Frontier Miles,,Travel Miles,NA,NA
145,Barclays Bank Delaware,GM Business™ Mastercard®,BUSINESS,AUTO_REWARDS,"Earn 100,000 bonus points after spending $5,000 in the first 5 months of account opening.",100000,NA,5000,150,"Spend $5,000 in the first 5 months of account opening.",0,0,,"0% introductory APR for 9 billing cycles on qualifying GM purchases over $499 made within 30 days of account opening, plus 0% promotional APR for 6 billing cycles on qualifying GM purchases over $499 made after 30 days.",22.24% to 32.24% variable APR for purchases.,7X Business Card Points on eligible GM purchases and 3X Business Card Points on everything else; employee cards and GM redemption options subject to terms.,https://cards.barclaycardus.com/banking/cards/general-motors-business/,Official Barclays product page and official terms/rates page,2026-05-29T22:59:11-06:00,"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","{""target_id"":9,""target"":{""id"":9,""institution"":""Barclays US"",""known_issuer_partner"":""Barclays Bank Delaware"",""offer_research_url"":""https://cards.barclaycardus.com/"",""alternate_issuer_url"":""https://cards.barclaycardus.com/banking/cards/""},""retrieved"":""2026-05-29T22:59:11-06:00"",""sources"":[{""url"":""https://cards.barclaycardus.com/banking/cards/"",""basis"":""Official Barclays card catalog""},{""url"":""https://cards.barclaycardus.com/banking/cards/general-motors-business/"",""basis"":""Official Barclays product page""},{""url"":""https://www.barclaycardus.com/applycontent/TnCs.jsp?tc47372"",""basis"":""Official Barclays terms/rates page""}],""evidence"":{""offer"":""100,000 bonus points after $5,000 spend in first 5 months"",""apr"":""22.24% to 32.24% purchase APR; GM purchase promotional APRs"",""fee"":""$0""},""skipped_existing_products"":[""JetBlue Card"",""JetBlue Plus Card"",""JetBlue Premier Card"",""JetBlue Business Card""],""limitations"":""Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business."",""browser_verification"":""Codex in-app browser opened official Barclays catalog and product pages during this research pass.""}",2026-05-30 04:59:11,2026-05-30 15:47:45,General Motors,,bonus points,NA,NA
131,Barclays Bank Delaware,GM Rewards™ Mastercard®,CONSUMER,AUTO_REWARDS,"Earn 30,000 bonus points after spending $1,000 in the first 90 days of account opening.",30000,NA,1000,90,"Spend $1,000 in the first 90 days of account opening.",0,0,,"0% introductory APR for 9 billing cycles on qualifying GM purchases over $499 made within 30 days of account opening, plus 0% promotional APR for 6 billing cycles on qualifying GM purchases over $499 made after 30 days.",22.24% to 32.24% variable APR for purchases.,"Up to 10X points on eligible GM purchases as a GM Rewards member and 3X points on other purchases including groceries, gas, restaurants, and travel.",https://cards.barclaycardus.com/banking/cards/general-motors/,Official Barclays product page and official terms/rates page,2026-05-29T22:59:11-06:00,"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","{""target_id"":9,""target"":{""id"":9,""institution"":""Barclays US"",""known_issuer_partner"":""Barclays Bank Delaware"",""offer_research_url"":""https://cards.barclaycardus.com/"",""alternate_issuer_url"":""https://cards.barclaycardus.com/banking/cards/""},""retrieved"":""2026-05-29T22:59:11-06:00"",""sources"":[{""url"":""https://cards.barclaycardus.com/banking/cards/"",""basis"":""Official Barclays card catalog""},{""url"":""https://cards.barclaycardus.com/banking/cards/general-motors/"",""basis"":""Official Barclays product page""},{""url"":""https://www.barclaycardus.com/applycontent/TnCs.jsp?tc47943"",""basis"":""Official Barclays terms/rates page""}],""evidence"":{""offer"":""30,000 bonus points after $1,000 spend in first 90 days"",""apr"":""22.24% to 32.24% purchase APR; GM purchase promotional APRs"",""fee"":""$0""},""skipped_existing_products"":[""JetBlue Card"",""JetBlue Plus Card"",""JetBlue Premier Card"",""JetBlue Business Card""],""limitations"":""Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business."",""browser_verification"":""Codex in-app browser opened official Barclays catalog and product pages during this research pass.""}",2026-05-30 04:59:11,2026-05-30 15:47:45,General Motors,,bonus points,NA,NA
127,Barclays Bank Delaware,Gap Encore Mastercard®,CONSUMER,RETAIL_REWARDS,Enjoy 20% off your first purchase with your new card at Gap.,,NA,NA,NA,Use the new card for the first purchase; online discount code expires 14 days from account opening.,0,0,,NA,33.24% variable APR for purchases.,"5X points at Gap Inc. brands, 3X points at eligible apparel brands, 1X points on other purchases, and free shipping benefits subject to terms.",https://cards.barclaycardus.com/banking/cards/gap-encore-mastercard/,Official Barclays product page and official terms/rates page,2026-05-29T22:59:11-06:00,"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","{""target_id"":9,""target"":{""id"":9,""institution"":""Barclays US"",""known_issuer_partner"":""Barclays Bank Delaware"",""offer_research_url"":""https://cards.barclaycardus.com/"",""alternate_issuer_url"":""https://cards.barclaycardus.com/banking/cards/""},""retrieved"":""2026-05-29T22:59:11-06:00"",""sources"":[{""url"":""https://cards.barclaycardus.com/banking/cards/"",""basis"":""Official Barclays card catalog""},{""url"":""https://cards.barclaycardus.com/banking/cards/gap-encore-mastercard/"",""basis"":""Official Barclays product page""},{""url"":""https://www.barclaycardus.com/applycontent/TnCs.jsp?tc47922"",""basis"":""Official Barclays terms/rates page""}],""evidence"":{""offer"":""20% off first Gap purchase with new card"",""apr"":""33.24% purchase APR"",""fee"":""$0""},""skipped_existing_products"":[""JetBlue Card"",""JetBlue Plus Card"",""JetBlue Premier Card"",""JetBlue Business Card""],""limitations"":""Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business."",""browser_verification"":""Codex in-app browser opened official Barclays catalog and product pages during this research pass.""}",2026-05-30 04:59:11,2026-05-30 15:47:45,Gap Inc.,First purchase,,NA,NA
126,Barclays Bank Delaware,Miles & More® World Elite Mastercard®,CONSUMER,AIRLINE_REWARDS,"Earn 60,000 miles if you spend $3,000 in purchases and pay the annual fee in full, both within the first 90 days.",60000,NA,3000,90,"Spend $3,000 in purchases and pay the annual fee in full within the first 90 days.",89,0,,0% introductory APR for 15 billing cycles on balance transfers made within 45 days of account opening.,19.49% to 29.49% variable APR for purchases.,"2 miles per $1 on Miles & More partner airline tickets, 1 mile per $1 on other purchases, and two complimentary Lufthansa Business Lounge vouchers annually.",https://cards.barclaycardus.com/banking/cards/lufthansa-miles-more-world-elite-mastercard/,Official Barclays product page and official terms/rates page,2026-05-29T22:59:11-06:00,"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","{""target_id"":9,""target"":{""id"":9,""institution"":""Barclays US"",""known_issuer_partner"":""Barclays Bank Delaware"",""offer_research_url"":""https://cards.barclaycardus.com/"",""alternate_issuer_url"":""https://cards.barclaycardus.com/banking/cards/""},""retrieved"":""2026-05-29T22:59:11-06:00"",""sources"":[{""url"":""https://cards.barclaycardus.com/banking/cards/"",""basis"":""Official Barclays card catalog""},{""url"":""https://cards.barclaycardus.com/banking/cards/lufthansa-miles-more-world-elite-mastercard/"",""basis"":""Official Barclays product page""},{""url"":""https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48375"",""basis"":""Official Barclays terms/rates page""}],""evidence"":{""offer"":""60,000 miles after $3,000 spend and annual fee paid in first 90 days"",""apr"":""19.49% to 29.49% purchase APR; 0% BT intro 15 cycles"",""fee"":""$89""},""skipped_existing_products"":[""JetBlue Card"",""JetBlue Plus Card"",""JetBlue Premier Card"",""JetBlue Business Card""],""limitations"":""Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business."",""browser_verification"":""Codex in-app browser opened official Barclays catalog and product pages during this research pass.""}",2026-05-30 04:59:11,2026-05-30 15:47:45,Lufthansa Miles & More,annual fee paid in full,miles,NA,NA
136,Barclays Bank Delaware,Old Navy Encore Mastercard®,CONSUMER,RETAIL_REWARDS,Enjoy 30% off your first purchase with your new card at Old Navy.,,NA,NA,NA,Use the new card for the first purchase; online discount code expires 14 days from account opening.,0,0,,NA,33.24% variable APR for purchases.,"5X points at Gap Inc. brands, 3X points at eligible apparel brands, and 1X points on other purchases.",https://cards.barclaycardus.com/banking/cards/old-navy-encore-mastercard/,Official Barclays product page and official terms/rates page,2026-05-29T22:59:11-06:00,"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","{""target_id"":9,""target"":{""id"":9,""institution"":""Barclays US"",""known_issuer_partner"":""Barclays Bank Delaware"",""offer_research_url"":""https://cards.barclaycardus.com/"",""alternate_issuer_url"":""https://cards.barclaycardus.com/banking/cards/""},""retrieved"":""2026-05-29T22:59:11-06:00"",""sources"":[{""url"":""https://cards.barclaycardus.com/banking/cards/"",""basis"":""Official Barclays card catalog""},{""url"":""https://cards.barclaycardus.com/banking/cards/old-navy-encore-mastercard/"",""basis"":""Official Barclays product page""},{""url"":""https://www.barclaycardus.com/applycontent/TnCs.jsp?tc47946"",""basis"":""Official Barclays terms/rates page""}],""evidence"":{""offer"":""30% off first Old Navy purchase with new card"",""apr"":""33.24% purchase APR"",""fee"":""$0""},""skipped_existing_products"":[""JetBlue Card"",""JetBlue Plus Card"",""JetBlue Premier Card"",""JetBlue Business Card""],""limitations"":""Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business."",""browser_verification"":""Codex in-app browser opened official Barclays catalog and product pages during this research pass.""}",2026-05-30 04:59:11,2026-05-30 15:47:45,Gap Inc.,First purchase,,NA,NA
134,Barclays Bank Delaware,RCI® Elite Rewards® World Mastercard®,CONSUMER,VACATION_CLUB_REWARDS,"Earn 5,000 Bonus Rewards after making your first purchase, worth $50 in RCI Member Rewards.",5000,NA,NA,NA,Make your first purchase.,0,0,,0% introductory APR for 15 billing cycles on balance transfers made within 45 days of account opening.,19.24% to 29.49% variable APR for purchases.,"5X Rewards on eligible RCI purchases, 2X Rewards on eligible travel and gas or EV charging purchases, and 1X Rewards on other purchases.",https://cards.barclaycardus.com/banking/cards/rci-elite-rewards-mastercard/,Official Barclays product page and official terms/rates page,2026-05-29T22:59:11-06:00,"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","{""target_id"":9,""target"":{""id"":9,""institution"":""Barclays US"",""known_issuer_partner"":""Barclays Bank Delaware"",""offer_research_url"":""https://cards.barclaycardus.com/"",""alternate_issuer_url"":""https://cards.barclaycardus.com/banking/cards/""},""retrieved"":""2026-05-29T22:59:11-06:00"",""sources"":[{""url"":""https://cards.barclaycardus.com/banking/cards/"",""basis"":""Official Barclays card catalog""},{""url"":""https://cards.barclaycardus.com/banking/cards/rci-elite-rewards-mastercard/"",""basis"":""Official Barclays product page""},{""url"":""https://www.barclaycardus.com/applycontent/TnCs.jsp?tc47014"",""basis"":""Official Barclays terms/rates page""}],""evidence"":{""offer"":""5,000 Bonus Rewards after first purchase"",""apr"":""19.24% to 29.49% purchase APR; 0% BT intro 15 cycles"",""fee"":""$0""},""skipped_existing_products"":[""JetBlue Card"",""JetBlue Plus Card"",""JetBlue Premier Card"",""JetBlue Business Card""],""limitations"":""Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business."",""browser_verification"":""Codex in-app browser opened official Barclays catalog and product pages during this research pass.""}",2026-05-30 04:59:11,2026-05-30 15:47:45,RCI,First purchase,Bonus Rewards,NA,NA
130,Barclays Bank Delaware,Upromise® World Mastercard®,CONSUMER,EDUCATION_SAVINGS_CASH_BACK,Earn $100 Bonus Cash Back Rewards after spending $500 on purchases in the first 90 days.,,100,500,90,Spend $500 on purchases in the first 90 days.,0,0,,0% introductory APR for 15 billing cycles on balance transfers made within 45 days of account opening.,18.49% to 29.49% variable APR for purchases.,"Earn 1.529% cash back rewards when linked to an eligible 529 college savings plan, plus additional gift-card marketplace cash back opportunities subject to terms.",https://cards.barclaycardus.com/banking/cards/upromise-world-mastercard/,Official Barclays product page and official terms/rates page,2026-05-29T22:59:11-06:00,"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","{""target_id"":9,""target"":{""id"":9,""institution"":""Barclays US"",""known_issuer_partner"":""Barclays Bank Delaware"",""offer_research_url"":""https://cards.barclaycardus.com/"",""alternate_issuer_url"":""https://cards.barclaycardus.com/banking/cards/""},""retrieved"":""2026-05-29T22:59:11-06:00"",""sources"":[{""url"":""https://cards.barclaycardus.com/banking/cards/"",""basis"":""Official Barclays card catalog""},{""url"":""https://cards.barclaycardus.com/banking/cards/upromise-world-mastercard/"",""basis"":""Official Barclays product page""},{""url"":""https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48190"",""basis"":""Official Barclays terms/rates page""}],""evidence"":{""offer"":""$100 bonus cash back rewards after $500 spend in first 90 days"",""apr"":""18.49% to 29.49% purchase APR; 0% BT intro 15 cycles"",""fee"":""$0""},""skipped_existing_products"":[""JetBlue Card"",""JetBlue Plus Card"",""JetBlue Premier Card"",""JetBlue Business Card""],""limitations"":""Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business."",""browser_verification"":""Codex in-app browser opened official Barclays catalog and product pages during this research pass.""}",2026-05-30 04:59:11,2026-05-30 15:47:45,Upromise,,,NA,Cash Back Rewards
135,Barclays Bank Delaware,Wyndham Rewards Earner® Business Card,BUSINESS,HOTEL_REWARDS,"Earn 45,000 bonus points, enough for up to 6 free nights, after spending $3,000 on purchases and paying the annual fee in full, both within the first 90 days.",45000,NA,3000,90,"Spend $3,000 on purchases and pay the annual fee in full within the first 90 days.",95,0,,0% promotional APR for 6 billing cycles on Wyndham Timeshare Purchases.,19.49% to 29.49% variable APR for purchases.,"8 points per $1 on eligible Hotels by Wyndham and qualifying gas purchases, 5 points per $1 on qualifying marketing/advertising and utilities, 1 point per $1 on other purchases, plus annual bonus points subject to terms.",https://cards.barclaycardus.com/banking/cards/wyndham-rewards-earner-business-card/,Official Barclays product page and official terms/rates page,2026-05-29T22:59:11-06:00,"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","{""target_id"":9,""target"":{""id"":9,""institution"":""Barclays US"",""known_issuer_partner"":""Barclays Bank Delaware"",""offer_research_url"":""https://cards.barclaycardus.com/"",""alternate_issuer_url"":""https://cards.barclaycardus.com/banking/cards/""},""retrieved"":""2026-05-29T22:59:11-06:00"",""sources"":[{""url"":""https://cards.barclaycardus.com/banking/cards/"",""basis"":""Official Barclays card catalog""},{""url"":""https://cards.barclaycardus.com/banking/cards/wyndham-rewards-earner-business-card/"",""basis"":""Official Barclays product page""},{""url"":""https://www.barclaycardus.com/applycontent/TnCs.jsp?tc47645"",""basis"":""Official Barclays terms/rates page""}],""evidence"":{""offer"":""45,000 points after $3,000 spend and annual fee paid in first 90 days"",""apr"":""19.49% to 29.49% purchase APR; Wyndham timeshare 0% promo"",""fee"":""$95""},""skipped_existing_products"":[""JetBlue Card"",""JetBlue Plus Card"",""JetBlue Premier Card"",""JetBlue Business Card""],""limitations"":""Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business."",""browser_verification"":""Codex in-app browser opened official Barclays catalog and product pages during this research pass.""}",2026-05-30 04:59:11,2026-05-30 15:47:45,Wyndham Rewards,annual fee paid in full,Wyndham Rewards points,NA,NA
139,Barclays Bank Delaware,Wyndham Rewards Earner® Card,CONSUMER,HOTEL_REWARDS,"Earn 30,000 bonus points, enough for up to 4 free nights, after spending $1,000 on purchases in the first 90 days.",30000,NA,1000,90,"Spend $1,000 on purchases in the first 90 days.",0,0,,0% introductory APR for 15 billing cycles on balance transfers made within 45 days and 0% promotional APR for 6 billing cycles on Wyndham Timeshare Purchases.,19.24% to 29.49% variable APR for purchases.,"5 points per $1 on eligible Hotels by Wyndham and qualifying gas purchases, 2 points per $1 on dining and grocery store purchases, and 1 point per $1 on other purchases.",https://cards.barclaycardus.com/banking/cards/wyndham-rewards-earner-card/,Official Barclays product page and official terms/rates page,2026-05-29T22:59:11-06:00,"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","{""target_id"":9,""target"":{""id"":9,""institution"":""Barclays US"",""known_issuer_partner"":""Barclays Bank Delaware"",""offer_research_url"":""https://cards.barclaycardus.com/"",""alternate_issuer_url"":""https://cards.barclaycardus.com/banking/cards/""},""retrieved"":""2026-05-29T22:59:11-06:00"",""sources"":[{""url"":""https://cards.barclaycardus.com/banking/cards/"",""basis"":""Official Barclays card catalog""},{""url"":""https://cards.barclaycardus.com/banking/cards/wyndham-rewards-earner-card/"",""basis"":""Official Barclays product page""},{""url"":""https://www.barclaycardus.com/applycontent/TnCs.jsp?tc47639"",""basis"":""Official Barclays terms/rates page""}],""evidence"":{""offer"":""30,000 points after $1,000 spend in first 90 days"",""apr"":""19.24% to 29.49% purchase APR; 0% BT and Wyndham timeshare promos"",""fee"":""$0""},""skipped_existing_products"":[""JetBlue Card"",""JetBlue Plus Card"",""JetBlue Premier Card"",""JetBlue Business Card""],""limitations"":""Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business."",""browser_verification"":""Codex in-app browser opened official Barclays catalog and product pages during this research pass.""}",2026-05-30 04:59:11,2026-05-30 15:47:45,Wyndham Rewards,,Wyndham Rewards points,NA,NA
140,Barclays Bank Delaware,Wyndham Rewards Earner® Plus Card,CONSUMER,HOTEL_REWARDS,"Earn 45,000 bonus points, enough for up to 6 free nights, after spending $1,000 on purchases in the first 90 days.",45000,NA,1000,90,"Spend $1,000 on purchases in the first 90 days.",75,0,,0% introductory APR for 15 billing cycles on balance transfers made within 45 days and 0% promotional APR for 6 billing cycles on Wyndham Timeshare Purchases.,19.24% to 29.49% variable APR for purchases.,"6 points per $1 on eligible Hotels by Wyndham and qualifying gas purchases, 4 points per $1 on dining and grocery store purchases, and 1 point per $1 on other purchases.",https://cards.barclaycardus.com/banking/cards/wyndham-rewards-earner-plus-card/,Official Barclays product page and official terms/rates page,2026-05-29T22:59:11-06:00,"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","{""target_id"":9,""target"":{""id"":9,""institution"":""Barclays US"",""known_issuer_partner"":""Barclays Bank Delaware"",""offer_research_url"":""https://cards.barclaycardus.com/"",""alternate_issuer_url"":""https://cards.barclaycardus.com/banking/cards/""},""retrieved"":""2026-05-29T22:59:11-06:00"",""sources"":[{""url"":""https://cards.barclaycardus.com/banking/cards/"",""basis"":""Official Barclays card catalog""},{""url"":""https://cards.barclaycardus.com/banking/cards/wyndham-rewards-earner-plus-card/"",""basis"":""Official Barclays product page""},{""url"":""https://www.barclaycardus.com/applycontent/TnCs.jsp?tc47637"",""basis"":""Official Barclays terms/rates page""}],""evidence"":{""offer"":""45,000 points after $1,000 spend in first 90 days"",""apr"":""19.24% to 29.49% purchase APR; 0% BT and Wyndham timeshare promos"",""fee"":""$75""},""skipped_existing_products"":[""JetBlue Card"",""JetBlue Plus Card"",""JetBlue Premier Card"",""JetBlue Business Card""],""limitations"":""Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business."",""browser_verification"":""Codex in-app browser opened official Barclays catalog and product pages during this research pass.""}",2026-05-30 04:59:11,2026-05-30 15:47:45,Wyndham Rewards,,Wyndham Rewards points,NA,NA
133,Barclays Bank Delaware,Xbox Mastercard,CONSUMER,GAMING_REWARDS,"Earn 5,000 bonus card points after making your first purchase within the first 180 days of account opening, and eligible new Game Pass members can earn 3 months of Game Pass Ultimate after first purchase.",5000,NA,NA,180,Make your first purchase within the first 180 days of account opening.,0,0,,0% introductory APR for 12 billing cycles on balance transfers posted within 45 days of account opening.,19.24% to 29.99% variable APR for purchases.,"5X card points on eligible Microsoft Store purchases, 3X on eligible streaming and dining delivery services, 1X on other purchases.",https://cards.barclaycardus.com/banking/cards/xbox-mastercard/,Official Barclays product page and official terms/rates page,2026-05-29T22:59:11-06:00,"Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business.","{""target_id"":9,""target"":{""id"":9,""institution"":""Barclays US"",""known_issuer_partner"":""Barclays Bank Delaware"",""offer_research_url"":""https://cards.barclaycardus.com/"",""alternate_issuer_url"":""https://cards.barclaycardus.com/banking/cards/""},""retrieved"":""2026-05-29T22:59:11-06:00"",""sources"":[{""url"":""https://cards.barclaycardus.com/banking/cards/"",""basis"":""Official Barclays card catalog""},{""url"":""https://cards.barclaycardus.com/banking/cards/xbox-mastercard/"",""basis"":""Official Barclays product page""},{""url"":""https://www.barclaycardus.com/applycontent/TnCs.jsp?tc48336"",""basis"":""Official Barclays terms/rates page""}],""evidence"":{""offer"":""5,000 bonus card points after first purchase within first 180 days"",""apr"":""19.24% to 29.99% purchase APR; 0% BT intro 12 cycles"",""fee"":""$0""},""skipped_existing_products"":[""JetBlue Card"",""JetBlue Plus Card"",""JetBlue Premier Card"",""JetBlue Business Card""],""limitations"":""Captured from current public Barclays US catalog/product pages without starting an application flow. Offer language is subject to credit approval and may vary by channel. Skipped JetBlue products in this Barclays issuer batch because existing target 36 rows already cover JetBlue Card, JetBlue Plus, JetBlue Premier, and JetBlue Business."",""browser_verification"":""Codex in-app browser opened official Barclays catalog and product pages during this research pass.""}",2026-05-30 04:59:11,2026-05-30 15:47:45,Xbox,First purchase,card points,NA,NA
11,Capital One,BJ's One Mastercard,CO_BRAND_CONSUMER,WAREHOUSE_CLUB_REWARDS,No current public welcome bonus found; official page shows ongoing rewards and gas discount.,,NA,NA,NA,NA,0,0,,Not found on current public source; agreement says not all offers contain introductory rates,19.24%-29.24% variable APR for purchases,3% back in rewards on most eligible BJ's purchases with The Club Card membership; 1.5% back outside BJ's where Mastercard is accepted; 10 cents off per gallon at BJ's Gas; no cap on rewards on eligible purchases; rewards do not expire for life of account; rewards redeemable at BJ's checkout subject to terms.,https://www.bjs.com/bjsone,Official product page and official card agreement,2026-05-29T21:03:12-06:00,An old BJ's promo snippet showed date-limited reward bonuses from December 2025 and was not treated as current. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.,"{""limitations"": [""No current welcome bonus found on official current product page; past-dated promotional snippets were excluded."", ""In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.""], ""method"": ""Official-source web/direct retrieval fallback because browser:browser was unavailable."", ""retrieved"": ""2026-05-29T21:03:12-06:00"", ""sources"": [{""evidence"": ""BJ's page showed One Mastercard rewards: 3% at BJ's, 1.5% elsewhere, 10 cents off BJ's Gas, rewards never expire, and no current welcome bonus in visible current page."", ""issuer"": ""Capital One / BJ's"", ""source_basis"": ""Official product page"", ""url"": ""https://www.bjs.com/bjsone""}, {""evidence"": ""Rewards terms supported eligible cards, Capital One bank relationship, 3%/1.5% One Mastercard earn rates, gas discount, no rewards cap, and redemption restrictions."", ""issuer"": ""BJ's Wholesale Club"", ""source_basis"": ""Official rewards terms"", ""url"": ""https://www.bjs.com/info/bjsone-terms/""}, {""evidence"": ""Capital One agreement showed annual fee none, 19.24%-29.24% variable APR for purchases, and that not all offers contain introductory rates."", ""issuer"": ""Capital One"", ""source_basis"": ""Official credit card agreement"", ""url"": ""https://ecm.capitalone.com/WCM/card/credit-card-agreement-for-bjs-mastercard-cards-in-capital-one.n.a..pdf""}], ""target"": {""database"": ""data/cc-offers.sqlite"", ""id"": 78, ""institution"": ""BJ's Wholesale Club""}}",2026-05-30 03:03:12,2026-05-30 15:47:45,BJ's Wholesale Club,,,NA,NA
12,Capital One,BJ's One+ Mastercard,CO_BRAND_CONSUMER_PREMIUM_MEMBERSHIP,WAREHOUSE_CLUB_REWARDS,No current public welcome bonus found; official page shows ongoing rewards and gas discount.,,NA,NA,NA,NA,0,0,Active BJ's Club+ membership required,Not found on current public source; agreement says not all offers contain introductory rates,19.24%-29.24% variable APR for purchases,5% back in rewards on most eligible BJ's purchases with The Club+ Card membership; 2% back outside BJ's where Mastercard is accepted; 15 cents off per gallon at BJ's Gas; no cap on rewards on eligible purchases; rewards do not expire for life of account; rewards redeemable at BJ's checkout subject to terms.,https://www.bjs.com/bjsone,Official product page and official card agreement,2026-05-29T21:03:12-06:00,"BJ's One+ card itself has no annual fee per Capital One agreement, but BJ's product/terms require an active Club+ membership for One+. Past-dated December 2025 promo snippets were excluded. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.","{""limitations"": [""No current welcome bonus found on official current product page; past-dated promotional snippets were excluded."", ""In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.""], ""method"": ""Official-source web/direct retrieval fallback because browser:browser was unavailable."", ""retrieved"": ""2026-05-29T21:03:12-06:00"", ""sources"": [{""evidence"": ""BJ's page showed One+ Mastercard rewards: 5% at BJ's with Club+ membership, 2% elsewhere, 15 cents off BJ's Gas, rewards never expire, and upgrade/membership context."", ""issuer"": ""Capital One / BJ's"", ""source_basis"": ""Official product page"", ""url"": ""https://www.bjs.com/bjsone""}, {""evidence"": ""Rewards terms supported eligible cards, Capital One bank relationship, 5%/2% One+ earn rates, gas discount, One+ membership requirement, no rewards cap, and redemption restrictions."", ""issuer"": ""BJ's Wholesale Club"", ""source_basis"": ""Official rewards terms"", ""url"": ""https://www.bjs.com/info/bjsone-terms/""}, {""evidence"": ""Capital One agreement showed annual fee none, 19.24%-29.24% variable APR for purchases, and that not all offers contain introductory rates."", ""issuer"": ""Capital One"", ""source_basis"": ""Official credit card agreement"", ""url"": ""https://ecm.capitalone.com/WCM/card/credit-card-agreement-for-bjs-mastercard-cards-in-capital-one.n.a..pdf""}], ""target"": {""database"": ""data/cc-offers.sqlite"", ""id"": 78, ""institution"": ""BJ's Wholesale Club""}}",2026-05-30 03:03:12,2026-05-30 15:47:45,BJ's Wholesale Club,,,NA,NA
162,"Capital One, N.A.",Platinum Secured Credit Card from Capital One,SECURED_CONSUMER,CREDIT_BUILDING,"No public welcome bonus found; secured card with $49, $99, or $200 minimum refundable deposit.",,NA,NA,NA,NA,0,0,,Not found on public source,Not found on public product/listing page,"Build credit with responsible use; refundable security deposit of $49, $99, or $200 opens an account with at least a $200 initial credit line; no rewards advertised.",https://www.capitalone.com/credit-cards/platinum-secured/,Official product page and listing page,2026-05-29T23:09:57-06:00,Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow.,"{""evidence_snippets"": [""Hub listing: Platinum Secured has $0 annual fee and $49, $99, or $200 refundable deposit."", ""Product page: $49, $99, or $200 minimum deposit opens account with initial credit line of at least $200.""], ""limitations"": [""Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow.""], ""research_pass"": ""Capital One issuer batch; official public sources only; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:09:57-06:00"", ""skipped_duplicate_or_partner_scope"": [""BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78."", ""Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage.""], ""sources"": [{""basis"": ""Official Capital One consumer credit card listing page"", ""evidence"": ""Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes."", ""url"": ""https://www.capitalone.com/credit-cards/""}, {""basis"": ""Official Capital One business credit card listing page"", ""evidence"": ""Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/""}, {""basis"": ""Official product page"", ""evidence"": ""Shows Platinum Secured with $49, $99, or $200 deposit and credit-building positioning."", ""url"": ""https://www.capitalone.com/credit-cards/platinum-secured/""}], ""target"": {""alternate_issuer_url"": ""https://www.capitalone.com/credit-cards/preapprove/"", ""id"": 4, ""institution"": ""Capital One"", ""known_issuer_partner"": ""Capital One, N.A."", ""offer_research_url"": ""https://www.capitalone.com/credit-cards/""}}",2026-05-30 05:19:34,2026-05-30 15:47:45,,,,NA,NA
148,"Capital One, N.A.",Platinum from Capital One,CONSUMER,CREDIT_BUILDING,No public welcome bonus or intro APR offer found; credit-building card promoted with $0 annual fee.,,NA,NA,NA,NA,0,0,,Not found on public source,Not found on public product/listing page,Build credit with responsible use; no rewards advertised on public listing/product page.,https://www.capitalone.com/credit-cards/platinum/,Official product page and listing page,2026-05-29T23:09:57-06:00,Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow.,"{""evidence_snippets"": [""Hub listing: Platinum has $0 annual fee and build-credit positioning."", ""Product page: Platinum from Capital One; find out if pre-approved; view important rates and disclosures.""], ""limitations"": [""Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow.""], ""research_pass"": ""Capital One issuer batch; official public sources only; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:09:57-06:00"", ""skipped_duplicate_or_partner_scope"": [""BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78."", ""Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage.""], ""sources"": [{""basis"": ""Official Capital One consumer credit card listing page"", ""evidence"": ""Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes."", ""url"": ""https://www.capitalone.com/credit-cards/""}, {""basis"": ""Official Capital One business credit card listing page"", ""evidence"": ""Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/""}, {""basis"": ""Official product page"", ""evidence"": ""Product page describes Platinum from Capital One as a no-annual-fee credit-building card."", ""url"": ""https://www.capitalone.com/credit-cards/platinum/""}], ""target"": {""alternate_issuer_url"": ""https://www.capitalone.com/credit-cards/preapprove/"", ""id"": 4, ""institution"": ""Capital One"", ""known_issuer_partner"": ""Capital One, N.A."", ""offer_research_url"": ""https://www.capitalone.com/credit-cards/""}}",2026-05-30 05:19:34,2026-05-30 15:47:45,,,,NA,NA
153,"Capital One, N.A.",Quicksilver Cash Rewards Credit Card,CONSUMER,CASH_BACK,Earn a $200 cash bonus after spending $500 on purchases within the first 3 months from account opening; low intro APR for 15 months is listed without exact rate in parsed public source.,,200,500,90,$500 in purchases within the first 3 months from account opening,0,0,,Low intro APR for 15 months; exact rate not found on public source,Not found on public product/listing page,Unlimited 1.5% cash back on every purchase; Capital One Travel benefits.,https://www.capitalone.com/credit-cards/quicksilver/,Official product page and listing footnote,2026-05-29T23:09:57-06:00,Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow.,"{""evidence_snippets"": [""Hub listing: $0 annual fee, 1.5% cash back, $200 cash bonus, low intro APR for 15 months."", ""Hub footnote: eligible Quicksilver primary account holders earn $200 after $500 spend in first 3 months."", ""Product page: one-time bonus may require using Apply Now from that page.""], ""limitations"": [""Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow.""], ""research_pass"": ""Capital One issuer batch; official public sources only; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:09:57-06:00"", ""skipped_duplicate_or_partner_scope"": [""BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78."", ""Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage.""], ""sources"": [{""basis"": ""Official Capital One consumer credit card listing page"", ""evidence"": ""Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes."", ""url"": ""https://www.capitalone.com/credit-cards/""}, {""basis"": ""Official Capital One business credit card listing page"", ""evidence"": ""Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/""}, {""basis"": ""Official product page"", ""evidence"": ""Shows unlimited 1.5% cash back and $200 cash bonus headline; product footnote notes bonus eligibility limits."", ""url"": ""https://www.capitalone.com/credit-cards/quicksilver/""}], ""target"": {""alternate_issuer_url"": ""https://www.capitalone.com/credit-cards/preapprove/"", ""id"": 4, ""institution"": ""Capital One"", ""known_issuer_partner"": ""Capital One, N.A."", ""offer_research_url"": ""https://www.capitalone.com/credit-cards/""}}",2026-05-30 05:19:34,2026-05-30 15:47:45,,,,NA,NA
154,"Capital One, N.A.",Quicksilver Rewards for Good Credit,CONSUMER,CASH_BACK,No public welcome bonus found on listing page.,,NA,NA,NA,NA,0,0,,Not found on public source,Not found on public listing page,Unlimited 1.5% cash back on every purchase; targeted to good credit; no annual fee.,https://www.capitalone.com/credit-cards/,Official listing page,2026-05-29T23:09:57-06:00,Public offer appears as a distinct Good Credit listing; detailed public product/rate page was not exposed outside application/preapproval flow.,"{""evidence_snippets"": [""Hub listing: Quicksilver Rewards for Good Credit has $0 annual fee and 1.5% cash back on every purchase.""], ""limitations"": [""Detailed public product/rate page not found outside application/preapproval flow.""], ""research_pass"": ""Capital One issuer batch; official public sources only; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:09:57-06:00"", ""skipped_duplicate_or_partner_scope"": [""BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78."", ""Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage.""], ""sources"": [{""basis"": ""Official Capital One consumer credit card listing page"", ""evidence"": ""Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes."", ""url"": ""https://www.capitalone.com/credit-cards/""}, {""basis"": ""Official Capital One business credit card listing page"", ""evidence"": ""Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/""}], ""target"": {""alternate_issuer_url"": ""https://www.capitalone.com/credit-cards/preapprove/"", ""id"": 4, ""institution"": ""Capital One"", ""known_issuer_partner"": ""Capital One, N.A."", ""offer_research_url"": ""https://www.capitalone.com/credit-cards/""}}",2026-05-30 05:19:34,2026-05-30 15:47:45,,,,NA,NA
160,"Capital One, N.A.",Quicksilver Rewards for Students,STUDENT,CASH_BACK,Earn a $50 cash bonus after spending $100 on purchases within the first 3 months from account opening.,,50,100,90,$100 in purchases within the first 3 months from account opening,0,0,,Not found on public source,Not found on public product/listing page,Unlimited 1.5% cash back on every purchase; student card with credit-building positioning.,https://www.capitalone.com/credit-cards/quicksilver-student/,Official product page and listing footnote,2026-05-29T23:09:57-06:00,Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow.,"{""evidence_snippets"": [""Hub listing: Quicksilver Rewards for Students has $0 annual fee, 1.5% cash back, and $50 cash bonus."", ""Product footnote: eligible Quicksilver Student primary account holders earn $50 after spending $100 in first 3 months.""], ""limitations"": [""Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow.""], ""research_pass"": ""Capital One issuer batch; official public sources only; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:09:57-06:00"", ""skipped_duplicate_or_partner_scope"": [""BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78."", ""Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage.""], ""sources"": [{""basis"": ""Official Capital One consumer credit card listing page"", ""evidence"": ""Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes."", ""url"": ""https://www.capitalone.com/credit-cards/""}, {""basis"": ""Official Capital One business credit card listing page"", ""evidence"": ""Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/""}, {""basis"": ""Official product page"", ""evidence"": ""Shows Quicksilver Rewards for Students and footnote gives $50 bonus after $100 spend in first 3 months."", ""url"": ""https://www.capitalone.com/credit-cards/quicksilver-student/""}], ""target"": {""alternate_issuer_url"": ""https://www.capitalone.com/credit-cards/preapprove/"", ""id"": 4, ""institution"": ""Capital One"", ""known_issuer_partner"": ""Capital One, N.A."", ""offer_research_url"": ""https://www.capitalone.com/credit-cards/""}}",2026-05-30 05:19:34,2026-05-30 15:47:45,,,,NA,NA
161,"Capital One, N.A.",Quicksilver Secured Cash Rewards Credit Card,SECURED_CONSUMER,CASH_BACK,No public welcome bonus found; secured card requiring a refundable $200 minimum deposit.,,NA,NA,NA,NA,0,0,,Not found on public source,Not found on public product/listing page,Earn 1.5% cash back on every purchase; refundable $200 minimum deposit; build credit with responsible use.,https://www.capitalone.com/credit-cards/quicksilver-secured/,Official product page and listing page,2026-05-29T23:09:57-06:00,Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow.,"{""evidence_snippets"": [""Hub listing: Quicksilver Secured Rewards has $0 annual fee, 1.5% cash back, and $200 minimum refundable deposit."", ""Product page: Earn 1.5% cash back with refundable $200 minimum deposit.""], ""limitations"": [""Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow.""], ""research_pass"": ""Capital One issuer batch; official public sources only; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:09:57-06:00"", ""skipped_duplicate_or_partner_scope"": [""BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78."", ""Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage.""], ""sources"": [{""basis"": ""Official Capital One consumer credit card listing page"", ""evidence"": ""Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes."", ""url"": ""https://www.capitalone.com/credit-cards/""}, {""basis"": ""Official Capital One business credit card listing page"", ""evidence"": ""Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/""}, {""basis"": ""Official product page"", ""evidence"": ""Shows Quicksilver Secured with 1.5% cash back and a refundable $200 minimum deposit."", ""url"": ""https://www.capitalone.com/credit-cards/quicksilver-secured/""}], ""target"": {""alternate_issuer_url"": ""https://www.capitalone.com/credit-cards/preapprove/"", ""id"": 4, ""institution"": ""Capital One"", ""known_issuer_partner"": ""Capital One, N.A."", ""offer_research_url"": ""https://www.capitalone.com/credit-cards/""}}",2026-05-30 05:19:34,2026-05-30 15:47:45,,,,NA,NA
158,"Capital One, N.A.",QuicksilverOne Cash Rewards Credit Card,CONSUMER,CASH_BACK,No public welcome bonus found; fair-credit QuicksilverOne offer with $39 annual fee and rewards.,,NA,NA,NA,NA,39,0,,Not found on public source,Not found on public product/listing page,Unlimited 1.5% cash back on every purchase; build credit with responsible use.,https://www.capitalone.com/credit-cards/quicksilverone/,Official product page and listing page,2026-05-29T23:09:57-06:00,Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow.,"{""evidence_snippets"": [""Hub listing: QuicksilverOne Rewards has $39 annual fee, 1.5% cash back, and build-credit positioning."", ""Product page: Earn unlimited 1.5% cash back on every purchase.""], ""limitations"": [""Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow.""], ""research_pass"": ""Capital One issuer batch; official public sources only; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:09:57-06:00"", ""skipped_duplicate_or_partner_scope"": [""BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78."", ""Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage.""], ""sources"": [{""basis"": ""Official Capital One consumer credit card listing page"", ""evidence"": ""Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes."", ""url"": ""https://www.capitalone.com/credit-cards/""}, {""basis"": ""Official Capital One business credit card listing page"", ""evidence"": ""Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/""}, {""basis"": ""Official product page"", ""evidence"": ""Shows QuicksilverOne from Capital One for fair credit with 1.5% cash back."", ""url"": ""https://www.capitalone.com/credit-cards/quicksilverone/""}], ""target"": {""alternate_issuer_url"": ""https://www.capitalone.com/credit-cards/preapprove/"", ""id"": 4, ""institution"": ""Capital One"", ""known_issuer_partner"": ""Capital One, N.A."", ""offer_research_url"": ""https://www.capitalone.com/credit-cards/""}}",2026-05-30 05:19:34,2026-05-30 15:47:45,,,,NA,NA
155,"Capital One, N.A.",Savor Cash Rewards Credit Card,CONSUMER,CASH_BACK,Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening; 0% intro APR for 12 months on purchases and balance transfers.,,200,500,90,$500 in purchases within the first 3 months from account opening,0,0,,0% intro APR for 12 months on purchases and balance transfers; balance transfer fee applies,18.49% - 28.49% variable APR after intro period,"Unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel; 3% at grocery stores, on dining, entertainment and popular streaming services; 1% all other purchases; no foreign transaction fees.",https://www.capitalone.com/credit-cards/savor/,Official product page,2026-05-29T23:09:57-06:00,"Product page contains bonus, rewards, annual fee, intro APR, and regular APR.","{""evidence_snippets"": [""Product page: $200 bonus after $500 purchases in first 3 months."", ""Product page: $0 annual fee; 0% intro APR 12 months; 18.49% - 28.49% variable APR after that."", ""Product page: 5% Capital One Travel; 3% grocery/dining/entertainment/streaming; 1% other.""], ""limitations"": [], ""research_pass"": ""Capital One issuer batch; official public sources only; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:09:57-06:00"", ""skipped_duplicate_or_partner_scope"": [""BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78."", ""Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage.""], ""sources"": [{""basis"": ""Official Capital One consumer credit card listing page"", ""evidence"": ""Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes."", ""url"": ""https://www.capitalone.com/credit-cards/""}, {""basis"": ""Official Capital One business credit card listing page"", ""evidence"": ""Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/""}, {""basis"": ""Official product page"", ""evidence"": ""Shows $200 after $500 spend, $0 annual fee, intro APR, regular APR, and 5%/3%/1% rewards structure."", ""url"": ""https://www.capitalone.com/credit-cards/savor/""}], ""target"": {""alternate_issuer_url"": ""https://www.capitalone.com/credit-cards/preapprove/"", ""id"": 4, ""institution"": ""Capital One"", ""known_issuer_partner"": ""Capital One, N.A."", ""offer_research_url"": ""https://www.capitalone.com/credit-cards/""}}",2026-05-30 05:19:34,2026-05-30 15:47:45,,,,NA,NA
156,"Capital One, N.A.",Savor Rewards for Good Credit,CONSUMER,CASH_BACK,No public welcome bonus found on listing page.,,NA,NA,NA,NA,0,0,,Not found on public source,Not found on public listing page,"3% cash back at grocery stores, on dining and entertainment; 1% on other purchases; no annual fee; targeted to good credit.",https://www.capitalone.com/credit-cards/,Official listing page,2026-05-29T23:09:57-06:00,Public offer appears as a distinct Good Credit listing; detailed public product/rate page was not exposed outside application/preapproval flow.,"{""evidence_snippets"": [""Hub listing: Savor Rewards for Good Credit has $0 annual fee, 3% grocery/dining/entertainment cash back, and 1% other purchases.""], ""limitations"": [""Detailed public product/rate page not found outside application/preapproval flow.""], ""research_pass"": ""Capital One issuer batch; official public sources only; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:09:57-06:00"", ""skipped_duplicate_or_partner_scope"": [""BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78."", ""Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage.""], ""sources"": [{""basis"": ""Official Capital One consumer credit card listing page"", ""evidence"": ""Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes."", ""url"": ""https://www.capitalone.com/credit-cards/""}, {""basis"": ""Official Capital One business credit card listing page"", ""evidence"": ""Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/""}], ""target"": {""alternate_issuer_url"": ""https://www.capitalone.com/credit-cards/preapprove/"", ""id"": 4, ""institution"": ""Capital One"", ""known_issuer_partner"": ""Capital One, N.A."", ""offer_research_url"": ""https://www.capitalone.com/credit-cards/""}}",2026-05-30 05:19:34,2026-05-30 15:47:45,,,,NA,NA
159,"Capital One, N.A.",Savor Rewards for Students,STUDENT,CASH_BACK,Earn a $50 cash bonus after spending $100 on purchases within the first 3 months from account opening.,,50,100,90,$100 in purchases within the first 3 months from account opening,0,0,,Not found on public source,Not found on public product/listing page,"3% cash back at grocery stores, on dining, entertainment and popular streaming services; 1% all other purchases; student card with credit-building positioning.",https://www.capitalone.com/credit-cards/savor-student/,Official product page and listing footnote,2026-05-29T23:09:57-06:00,Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow.,"{""evidence_snippets"": [""Hub listing: Savor Rewards for Students has $0 annual fee and $50 cash bonus."", ""Product footnote: eligible Savor Student account holders earn $50 after spending $100 in first 3 months."", ""Product page: 3% grocery/dining/entertainment/streaming and 1% all other purchases.""], ""limitations"": [""Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow.""], ""research_pass"": ""Capital One issuer batch; official public sources only; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:09:57-06:00"", ""skipped_duplicate_or_partner_scope"": [""BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78."", ""Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage.""], ""sources"": [{""basis"": ""Official Capital One consumer credit card listing page"", ""evidence"": ""Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes."", ""url"": ""https://www.capitalone.com/credit-cards/""}, {""basis"": ""Official Capital One business credit card listing page"", ""evidence"": ""Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/""}, {""basis"": ""Official product page"", ""evidence"": ""Shows Savor Rewards for Students with $50 bonus headline and 3%/1% rewards structure; footnote gives spend and timing."", ""url"": ""https://www.capitalone.com/credit-cards/savor-student/""}], ""target"": {""alternate_issuer_url"": ""https://www.capitalone.com/credit-cards/preapprove/"", ""id"": 4, ""institution"": ""Capital One"", ""known_issuer_partner"": ""Capital One, N.A."", ""offer_research_url"": ""https://www.capitalone.com/credit-cards/""}}",2026-05-30 05:19:34,2026-05-30 15:47:45,,,,NA,NA
157,"Capital One, N.A.",SavorOne Rewards from Capital One,CONSUMER,CASH_BACK,No public welcome bonus found; fair-credit SavorOne offer with $39 annual fee and rewards.,,NA,NA,NA,NA,39,0,,Not found on public source,Not found on public product/listing page,"Unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services; 1% cash back on all other purchases.",https://www.capitalone.com/credit-cards/savorone/,Official product page,2026-05-29T23:09:57-06:00,Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow.,"{""evidence_snippets"": [""Product page: SavorOne earns unlimited 3% at grocery stores, dining, entertainment and popular streaming services with $39 annual fee."", ""Product page: 3% grocery/dining and 1% all other purchases.""], ""limitations"": [""Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow.""], ""research_pass"": ""Capital One issuer batch; official public sources only; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:09:57-06:00"", ""skipped_duplicate_or_partner_scope"": [""BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78."", ""Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage.""], ""sources"": [{""basis"": ""Official Capital One consumer credit card listing page"", ""evidence"": ""Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes."", ""url"": ""https://www.capitalone.com/credit-cards/""}, {""basis"": ""Official Capital One business credit card listing page"", ""evidence"": ""Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/""}, {""basis"": ""Official product page"", ""evidence"": ""Shows SavorOne Rewards for fair credit with $39 annual fee and 3%/1% rewards."", ""url"": ""https://www.capitalone.com/credit-cards/savorone/""}], ""target"": {""alternate_issuer_url"": ""https://www.capitalone.com/credit-cards/preapprove/"", ""id"": 4, ""institution"": ""Capital One"", ""known_issuer_partner"": ""Capital One, N.A."", ""offer_research_url"": ""https://www.capitalone.com/credit-cards/""}}",2026-05-30 05:19:34,2026-05-30 15:47:45,,,,NA,NA
170,"Capital One, N.A.",Spark 1% Classic Credit Card,BUSINESS,CREDIT_BUILDING,No public welcome bonus found; business credit-building card with rewards and no annual fee.,,NA,NA,NA,NA,0,0,,NA,28.99% variable APR,Unlimited 1% cash back on every purchase; 5% cash back on hotels and rental cars booked through Capital One Business Travel; build business credit; no annual fee.,https://www.capitalone.com/small-business/credit-cards/spark-classic/,Official product page,2026-05-29T23:09:57-06:00,"Official product page provides annual fee, purchase APR, and reward structure; no welcome bonus found.","{""evidence_snippets"": [""Product page: unlimited 1% cash rewards, $0 annual fee, purchase rate 28.99% variable APR."", ""Business listing: Spark Classic earns 1% cash back and 5% on hotels/rental cars via Capital One Business Travel.""], ""limitations"": [], ""research_pass"": ""Capital One issuer batch; official public sources only; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:09:57-06:00"", ""skipped_duplicate_or_partner_scope"": [""BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78."", ""Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage.""], ""sources"": [{""basis"": ""Official Capital One consumer credit card listing page"", ""evidence"": ""Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes."", ""url"": ""https://www.capitalone.com/credit-cards/""}, {""basis"": ""Official Capital One business credit card listing page"", ""evidence"": ""Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/""}, {""basis"": ""Official business product page"", ""evidence"": ""Shows Spark 1% Classic with $0 annual fee, 28.99% variable APR, 1% cash back and 5% business travel cash back."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/spark-classic/""}], ""target"": {""alternate_issuer_url"": ""https://www.capitalone.com/credit-cards/preapprove/"", ""id"": 4, ""institution"": ""Capital One"", ""known_issuer_partner"": ""Capital One, N.A."", ""offer_research_url"": ""https://www.capitalone.com/credit-cards/""}}",2026-05-30 05:19:34,2026-05-30 15:47:45,,,,NA,NA
169,"Capital One, N.A.",Spark 1.5% Cash Select Credit Card,BUSINESS,CASH_BACK,"Earn a one-time $750 cash bonus once you spend $6,000 on purchases within the first 3 months from account opening.",,750,6000,90,"$6,000 in purchases within the first 3 months from account opening",0,0,,NA,16.74% - 22.74% variable APR,Unlimited 1.5% cash back on every purchase; unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel; no annual fee.,https://www.capitalone.com/small-business/credit-cards/spark-cash-select/,Official product page,2026-05-29T23:09:57-06:00,Bonus may require starting application process from the official page and may not be available to existing or previous Capital One Business cardholders.,"{""evidence_snippets"": [""Product page: $750 cash bonus after $6,000 in first 3 months."", ""Product page: $0 annual fee; 16.74% - 22.74% variable APR."", ""Product page: 1.5% unlimited rewards and 5% business travel rewards.""], ""limitations"": [], ""research_pass"": ""Capital One issuer batch; official public sources only; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:09:57-06:00"", ""skipped_duplicate_or_partner_scope"": [""BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78."", ""Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage.""], ""sources"": [{""basis"": ""Official Capital One consumer credit card listing page"", ""evidence"": ""Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes."", ""url"": ""https://www.capitalone.com/credit-cards/""}, {""basis"": ""Official Capital One business credit card listing page"", ""evidence"": ""Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/""}, {""basis"": ""Official business product page"", ""evidence"": ""Shows $750 after $6,000 spend, $0 annual fee, 16.74% - 22.74% variable APR, 1.5% cash back and 5% travel."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/spark-cash-select/""}], ""target"": {""alternate_issuer_url"": ""https://www.capitalone.com/credit-cards/preapprove/"", ""id"": 4, ""institution"": ""Capital One"", ""known_issuer_partner"": ""Capital One, N.A."", ""offer_research_url"": ""https://www.capitalone.com/credit-cards/""}}",2026-05-30 05:19:34,2026-05-30 15:47:45,,,,NA,NA
167,"Capital One, N.A.",Spark 2% Cash Credit Card,BUSINESS,CASH_BACK,"Earn a $1,000 cash bonus when you spend $10,000 in the first 3 months.",,1000,10000,90,"$10,000 in purchases within the first 3 months",95,0,$0 intro annual fee for the first year,NA,24.49% variable APR,Unlimited 2% cash back on every purchase; unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel; free employee and virtual cards.,https://www.capitalone.com/small-business/credit-cards/spark-cash/,Official product page,2026-05-29T23:09:57-06:00,Bonus may require starting application process from the official page and may not be available to existing or previous Capital One Business cardholders.,"{""evidence_snippets"": [""Product page: $1,000 cash bonus after $10,000 in first 3 months."", ""Product page: $0 intro annual fee, then $95; purchase rate 24.49% variable APR."", ""Product page: 2% unlimited rewards and 5% travel through Capital One Business Travel.""], ""limitations"": [], ""research_pass"": ""Capital One issuer batch; official public sources only; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:09:57-06:00"", ""skipped_duplicate_or_partner_scope"": [""BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78."", ""Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage.""], ""sources"": [{""basis"": ""Official Capital One consumer credit card listing page"", ""evidence"": ""Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes."", ""url"": ""https://www.capitalone.com/credit-cards/""}, {""basis"": ""Official Capital One business credit card listing page"", ""evidence"": ""Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/""}, {""basis"": ""Official business product page"", ""evidence"": ""Shows $1,000 bonus after $10,000 spend, $0 intro annual fee then $95, 24.49% variable APR, 2% and 5% travel earn rates."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/spark-cash/""}], ""target"": {""alternate_issuer_url"": ""https://www.capitalone.com/credit-cards/preapprove/"", ""id"": 4, ""institution"": ""Capital One"", ""known_issuer_partner"": ""Capital One, N.A."", ""offer_research_url"": ""https://www.capitalone.com/credit-cards/""}}",2026-05-30 05:19:34,2026-05-30 15:47:45,,,,NA,NA
165,"Capital One, N.A.",Spark 2% Cash Plus Card,BUSINESS_CHARGE_CARD,CASH_BACK,"Earn a $2,000 cash bonus when you spend $30,000 in the first 3 months, plus an additional $2,000 bonus for every $500,000 spent in the first year.",,2000,30000,90,"$30,000 in purchases within the first 3 months for the welcome bonus; $500,000 first-year spend tiers for additional bonuses",150,0,"Fee refunded every year with at least $150,000 spend",NA,Charge card designed to be paid in full; public listing does not show a purchase APR range,Unlimited 2% cash back on every purchase; unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel; no preset spending limit.,https://www.capitalone.com/small-business/credit-cards/spark-cash-plus/,Official product page and business listing page,2026-05-29T23:09:57-06:00,Business charge card; public page notes payment terms and optional carry-over with interest but does not show a standard purchase APR range.,"{""evidence_snippets"": [""Business listing: Spark Cash Plus annual fee $150, refunded after $150,000 annual spend."", ""Product page: $2,000 bonus after $30K first 3 months; additional $2,000 per $500K spent first year; 2% cash back and 5% travel.""], ""limitations"": [], ""research_pass"": ""Capital One issuer batch; official public sources only; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:09:57-06:00"", ""skipped_duplicate_or_partner_scope"": [""BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78."", ""Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage.""], ""sources"": [{""basis"": ""Official Capital One consumer credit card listing page"", ""evidence"": ""Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes."", ""url"": ""https://www.capitalone.com/credit-cards/""}, {""basis"": ""Official Capital One business credit card listing page"", ""evidence"": ""Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/""}, {""basis"": ""Official business product page"", ""evidence"": ""Shows $2,000 welcome bonus after $30,000 spend and additional $2,000 per $500,000 first-year spend bonuses, 2% cash back, 5% travel, and $150 fee refund rule."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/spark-cash-plus/""}], ""target"": {""alternate_issuer_url"": ""https://www.capitalone.com/credit-cards/preapprove/"", ""id"": 4, ""institution"": ""Capital One"", ""known_issuer_partner"": ""Capital One, N.A."", ""offer_research_url"": ""https://www.capitalone.com/credit-cards/""}}",2026-05-30 05:19:34,2026-05-30 15:47:45,,,,NA,Welcome Bonus
163,"Capital One, N.A.",T-Mobile Visa®,CO_BRAND_CONSUMER,TELECOM_REWARDS,No public welcome bonus found; card is exclusively for eligible T-Mobile customers.,,NA,NA,NA,NA,0,0,,Not found on public source,Not found on public product/listing page,"Earn 2% in T-Mobile Rewards on every purchase and 5% on qualifying T-Mobile purchases; $5 off per line per month with eligible T-Mobile AutoPay, up to 8 lines; redeem toward devices, accessories, or T-Mobile bill.",https://www.capitalone.com/credit-cards/t-mobile/,Official product page,2026-05-29T23:09:57-06:00,Capital One page states application is via a T-Mobile-maintained site; no application flow entered. Public eligibility limited to active T-Mobile consumer postpaid wireless customers on eligible smartphone plans.,"{""evidence_snippets"": [""Product page: T-Mobile Visa earns 2% on every purchase and 5% on T-Mobile purchases."", ""Product page: No annual fee."", ""Product page: active T-Mobile consumer postpaid eligibility and T-Mobile For Business/Government/Prepaid exclusion.""], ""limitations"": [""Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow.""], ""research_pass"": ""Capital One issuer batch; official public sources only; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:09:57-06:00"", ""skipped_duplicate_or_partner_scope"": [""BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78."", ""Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage.""], ""sources"": [{""basis"": ""Official Capital One consumer credit card listing page"", ""evidence"": ""Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes."", ""url"": ""https://www.capitalone.com/credit-cards/""}, {""basis"": ""Official Capital One business credit card listing page"", ""evidence"": ""Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/""}, {""basis"": ""Official Capital One product page"", ""evidence"": ""Shows 2%/5% rewards, no annual fee, T-Mobile eligibility limits, and external T-Mobile application caveat."", ""url"": ""https://www.capitalone.com/credit-cards/t-mobile/""}], ""target"": {""alternate_issuer_url"": ""https://www.capitalone.com/credit-cards/preapprove/"", ""id"": 4, ""institution"": ""Capital One"", ""known_issuer_partner"": ""Capital One, N.A."", ""offer_research_url"": ""https://www.capitalone.com/credit-cards/""}}",2026-05-30 05:19:34,2026-05-30 15:47:45,T-Mobile,,,NA,NA
166,"Capital One, N.A.",Venture Business Credit Card,BUSINESS,TRAVEL_REWARDS,"Limited time: earn up to 150,000 bonus miles: 75,000 miles after $7,500 spend in the first 3 months and an additional 75,000 miles after $30,000 spend in the first 6 months; offer ends 6/8/26.",150000,NA,7500,90,"75,000 miles after $7,500 in first 3 months; additional 75,000 miles after $30,000 in first 6 months",95,0,,NA,24.49% variable APR,"2X miles on every purchase; 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel; up to $220 in credits including Global Entry/TSA PreCheck and business travel/advertising/software credits; no foreign transaction fees.",https://www.capitalone.com/small-business/credit-cards/venture-business/,Official product page,2026-05-29T23:09:57-06:00,Official page labels the bonus as a last-chance/limited-time offer ending 2026-06-08.,"{""evidence_snippets"": [""Product page: Last chance offer ends 6/8/26; 150,000 bonus miles."", ""Product page: 75K after $7,500 in first 3 months and additional 75K after $30K in first 6 months."", ""Product page: $95 annual fee; 24.49% variable APR.""], ""limitations"": [], ""research_pass"": ""Capital One issuer batch; official public sources only; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:09:57-06:00"", ""skipped_duplicate_or_partner_scope"": [""BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78."", ""Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage.""], ""sources"": [{""basis"": ""Official Capital One consumer credit card listing page"", ""evidence"": ""Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes."", ""url"": ""https://www.capitalone.com/credit-cards/""}, {""basis"": ""Official Capital One business credit card listing page"", ""evidence"": ""Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/""}, {""basis"": ""Official business product page"", ""evidence"": ""Shows limited-time 150,000-mile offer ending 6/8/26, $95 annual fee, 24.49% variable APR, and 2X/5X earn rates."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/venture-business/""}], ""target"": {""alternate_issuer_url"": ""https://www.capitalone.com/credit-cards/preapprove/"", ""id"": 4, ""institution"": ""Capital One"", ""known_issuer_partner"": ""Capital One, N.A."", ""offer_research_url"": ""https://www.capitalone.com/credit-cards/""}}",2026-05-30 05:19:34,2026-05-30 15:47:45,,"$30,000",,180,NA
150,"Capital One, N.A.",Venture Rewards Credit Card,CONSUMER,TRAVEL_REWARDS,"Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.",75000,NA,4000,90,"$4,000 in purchases within the first 3 months from account opening",95,0,,NA,19.49% - 28.49% variable APR,"Unlimited 2X miles on every purchase; 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel; no foreign transaction fees; up to $120 Global Entry/TSA PreCheck credit.",https://www.capitalone.com/credit-cards/venture/,Official product page,2026-05-29T23:09:57-06:00,"Product page contains bonus, rewards, annual fee, and purchase APR.","{""evidence_snippets"": [""Product page: 75,000 bonus miles after $4,000 purchases in first 3 months."", ""Product page: $95 annual fee; 19.49% - 28.49% variable APR."", ""Product page: unlimited 2X miles and 5X travel bookings through Capital One Travel.""], ""limitations"": [], ""research_pass"": ""Capital One issuer batch; official public sources only; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:09:57-06:00"", ""skipped_duplicate_or_partner_scope"": [""BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78."", ""Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage.""], ""sources"": [{""basis"": ""Official Capital One consumer credit card listing page"", ""evidence"": ""Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes."", ""url"": ""https://www.capitalone.com/credit-cards/""}, {""basis"": ""Official Capital One business credit card listing page"", ""evidence"": ""Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/""}, {""basis"": ""Official product page"", ""evidence"": ""Shows 75,000 bonus miles after $4,000 spend, 2X/5X earn rates, $95 annual fee, and 19.49% - 28.49% variable APR."", ""url"": ""https://www.capitalone.com/credit-cards/venture/""}], ""target"": {""alternate_issuer_url"": ""https://www.capitalone.com/credit-cards/preapprove/"", ""id"": 4, ""institution"": ""Capital One"", ""known_issuer_partner"": ""Capital One, N.A."", ""offer_research_url"": ""https://www.capitalone.com/credit-cards/""}}",2026-05-30 05:19:34,2026-05-30 15:47:45,,,,NA,NA
164,"Capital One, N.A.",Venture X Business Card,BUSINESS_CHARGE_CARD,TRAVEL_REWARDS,"Earn 150,000 bonus miles when you spend $30,000 in the first 3 months.",150000,NA,30000,90,"$30,000 in purchases within the first 3 months",395,0,,NA,Charge card designed to be paid in full; public listing does not show a purchase APR range,"2X miles on every purchase; 10X miles on hotels and rental cars and 5X miles on flights booked through Capital One Business Travel; $300 annual Capital One Business Travel credit; 10,000 anniversary bonus miles; lounge access; no preset spending limit.",https://www.capitalone.com/small-business/credit-cards/venture-x-business/,Official product page and business listing page,2026-05-29T23:09:57-06:00,"Business charge card; listing says charge cards are designed to be paid in full and may have carry-over options with interest, but no public APR range was shown for this card.","{""evidence_snippets"": [""Business listing: Annual fee $395; 150K miles after $30K in first 3 months plus $300 annual travel credit."", ""Product page: 150,000 miles after $30,000 spend in first 3 months; 2X miles every purchase; 10X/5X travel; annual travel credit.""], ""limitations"": [], ""research_pass"": ""Capital One issuer batch; official public sources only; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:09:57-06:00"", ""skipped_duplicate_or_partner_scope"": [""BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78."", ""Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage.""], ""sources"": [{""basis"": ""Official Capital One consumer credit card listing page"", ""evidence"": ""Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes."", ""url"": ""https://www.capitalone.com/credit-cards/""}, {""basis"": ""Official Capital One business credit card listing page"", ""evidence"": ""Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/""}, {""basis"": ""Official business product page"", ""evidence"": ""Shows 150,000 miles after $30,000 spend, 2X miles, $300 annual travel credit and 10,000 annual miles."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/venture-x-business/""}], ""target"": {""alternate_issuer_url"": ""https://www.capitalone.com/credit-cards/preapprove/"", ""id"": 4, ""institution"": ""Capital One"", ""known_issuer_partner"": ""Capital One, N.A."", ""offer_research_url"": ""https://www.capitalone.com/credit-cards/""}}",2026-05-30 05:19:34,2026-05-30 15:47:45,,,,NA,NA
149,"Capital One, N.A.",Venture X Rewards Credit Card,CONSUMER,TRAVEL_REWARDS,"Earn 75,000 bonus miles after spending $4,000 on purchases within the first 3 months from account opening.",75000,NA,4000,90,"$4,000 in purchases within the first 3 months from account opening",395,0,,NA,19.49% - 28.49% variable APR,"2X miles on every purchase; access to 1,300+ lounges; 10,000 anniversary miles; $300 annual Capital One Travel credit; eligible cardholders earn 5X miles on Capital One Entertainment purchases.",https://www.capitalone.com/credit-cards/venture-x/,Official product page and listing footnote,2026-05-29T23:09:57-06:00,Welcome-bonus terms sourced from official listing footnote; product page provides annual fee and purchase APR.,"{""evidence_snippets"": [""Hub footnote: eligible Venture X primary account holders earn 75,000 bonus miles after $4,000 spend in first 3 months."", ""Hub listing: 2X miles, lounge access, 10,000 anniversary miles, $300 travel credit."", ""Product page: Annual Fee $395; Purchase Rate 19.49% - 28.49% variable APR.""], ""limitations"": [], ""research_pass"": ""Capital One issuer batch; official public sources only; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:09:57-06:00"", ""skipped_duplicate_or_partner_scope"": [""BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78."", ""Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage.""], ""sources"": [{""basis"": ""Official Capital One consumer credit card listing page"", ""evidence"": ""Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes."", ""url"": ""https://www.capitalone.com/credit-cards/""}, {""basis"": ""Official Capital One business credit card listing page"", ""evidence"": ""Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/""}, {""basis"": ""Official product page"", ""evidence"": ""Shows $395 annual fee, 19.49% - 28.49% variable APR, lounge and travel benefit terms."", ""url"": ""https://www.capitalone.com/credit-cards/venture-x/""}], ""target"": {""alternate_issuer_url"": ""https://www.capitalone.com/credit-cards/preapprove/"", ""id"": 4, ""institution"": ""Capital One"", ""known_issuer_partner"": ""Capital One, N.A."", ""offer_research_url"": ""https://www.capitalone.com/credit-cards/""}}",2026-05-30 05:19:34,2026-05-30 15:47:45,,,,NA,NA
168,"Capital One, N.A.",VentureOne Business Credit Card,BUSINESS,TRAVEL_REWARDS,"Earn 50,000 bonus miles once you spend $4,500 on purchases within the first 3 months from account opening.",50000,NA,4500,90,"$4,500 in purchases within the first 3 months from account opening",0,0,,NA,16.74% - 22.74% variable APR,"1.5X miles on every purchase; 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel; no foreign transaction fees.",https://www.capitalone.com/small-business/credit-cards/ventureone-business/,Official product page,2026-05-29T23:09:57-06:00,"Official product page provides bonus, annual fee, and purchase APR.","{""evidence_snippets"": [""Product page: 50,000 bonus miles after $4,500 spend in first 3 months."", ""Product page: $0 annual fee; 16.74% - 22.74% variable APR."", ""Product page: 1.5X on every purchase; 5X on Business Travel bookings.""], ""limitations"": [], ""research_pass"": ""Capital One issuer batch; official public sources only; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:09:57-06:00"", ""skipped_duplicate_or_partner_scope"": [""BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78."", ""Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage.""], ""sources"": [{""basis"": ""Official Capital One consumer credit card listing page"", ""evidence"": ""Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes."", ""url"": ""https://www.capitalone.com/credit-cards/""}, {""basis"": ""Official Capital One business credit card listing page"", ""evidence"": ""Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/""}, {""basis"": ""Official business product page"", ""evidence"": ""Shows 50,000 miles after $4,500 spend, $0 annual fee, 16.74% - 22.74% variable APR, and 1.5X/5X earn rates."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/ventureone-business/""}], ""target"": {""alternate_issuer_url"": ""https://www.capitalone.com/credit-cards/preapprove/"", ""id"": 4, ""institution"": ""Capital One"", ""known_issuer_partner"": ""Capital One, N.A."", ""offer_research_url"": ""https://www.capitalone.com/credit-cards/""}}",2026-05-30 05:19:34,2026-05-30 15:47:45,,,,NA,NA
151,"Capital One, N.A.",VentureOne Rewards Credit Card,CONSUMER,TRAVEL_REWARDS,"Earn 20,000 bonus miles after spending $500 on purchases within the first 3 months from account opening; low intro APR for 15 months is listed without exact rate in parsed public source.",20000,NA,500,90,$500 in purchases within the first 3 months from account opening,0,0,,Low intro APR for 15 months; exact rate not found on public source,Not found on public product/listing page,1.25X miles on every purchase; Capital One Travel benefits; no annual fee.,https://www.capitalone.com/credit-cards/ventureone/,Official product page and listing page,2026-05-29T23:09:57-06:00,Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow.,"{""evidence_snippets"": [""Hub listing: VentureOne Rewards has $0 annual fee, 1.25X miles, 20,000 bonus miles, and low intro APR for 15 months."", ""Hub footnote: eligible VentureOne account holders earn 20,000 bonus miles after $500 spend in first 3 months.""], ""limitations"": [""Official product/listing pages and parsed public rate/disclosure links did not expose a specific purchase APR without entering an application or personalized flow.""], ""research_pass"": ""Capital One issuer batch; official public sources only; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:09:57-06:00"", ""skipped_duplicate_or_partner_scope"": [""BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78."", ""Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage.""], ""sources"": [{""basis"": ""Official Capital One consumer credit card listing page"", ""evidence"": ""Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes."", ""url"": ""https://www.capitalone.com/credit-cards/""}, {""basis"": ""Official Capital One business credit card listing page"", ""evidence"": ""Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/""}, {""basis"": ""Official product page"", ""evidence"": ""Shows VentureOne Rewards from Capital One with $0 annual fee and travel benefit content."", ""url"": ""https://www.capitalone.com/credit-cards/ventureone/""}], ""target"": {""alternate_issuer_url"": ""https://www.capitalone.com/credit-cards/preapprove/"", ""id"": 4, ""institution"": ""Capital One"", ""known_issuer_partner"": ""Capital One, N.A."", ""offer_research_url"": ""https://www.capitalone.com/credit-cards/""}}",2026-05-30 05:19:34,2026-05-30 15:47:45,,,,NA,NA
152,"Capital One, N.A.",VentureOne Rewards for Good Credit,CONSUMER,TRAVEL_REWARDS,No public welcome bonus found on listing page.,,NA,NA,NA,NA,0,0,,Not found on public source,Not found on public listing page,1.25X miles on every purchase; targeted to good credit; no annual fee.,https://www.capitalone.com/credit-cards/,Official listing page,2026-05-29T23:09:57-06:00,Public offer appears as a distinct Good Credit listing; detailed public product/rate page was not exposed outside application/preapproval flow.,"{""evidence_snippets"": [""Hub listing: VentureOne Rewards for Good Credit has $0 annual fee and 1.25X miles on every purchase.""], ""limitations"": [""Detailed public product/rate page not found outside application/preapproval flow.""], ""research_pass"": ""Capital One issuer batch; official public sources only; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:09:57-06:00"", ""skipped_duplicate_or_partner_scope"": [""BJ's One Mastercard and BJ's One+ Mastercard skipped because existing rows 11-12 cover BJ's target 78."", ""Kohl's, REI Co-op, Williams-Sonoma/The Key Rewards, Bass Pro Shops, and Cabela's partner cards are left for their separate institution target rows to avoid duplicate issuer/partner coverage.""], ""sources"": [{""basis"": ""Official Capital One consumer credit card listing page"", ""evidence"": ""Current public catalog with 26 cards, annual fees, rewards snippets, welcome-bonus footnotes, and partner-card footnotes."", ""url"": ""https://www.capitalone.com/credit-cards/""}, {""basis"": ""Official Capital One business credit card listing page"", ""evidence"": ""Current public business catalog with welcome offers, annual fees, rewards, APR notes, and bonus footnotes."", ""url"": ""https://www.capitalone.com/small-business/credit-cards/""}], ""target"": {""alternate_issuer_url"": ""https://www.capitalone.com/credit-cards/preapprove/"", ""id"": 4, ""institution"": ""Capital One"", ""known_issuer_partner"": ""Capital One, N.A."", ""offer_research_url"": ""https://www.capitalone.com/credit-cards/""}}",2026-05-30 05:19:34,2026-05-30 15:47:45,,,,NA,NA
30,Citi,American Airlines AAdvantage MileUp Card,CONSUMER,AIRLINE_REWARDS,"Earn 15,000 AAdvantage bonus miles after $500 in purchases within the first 3 months.",15000,NA,500,90,After $500 in purchases within the first 3 months of account opening.,0,0,,None found on public official source.,19.49% to 29.49% variable purchase APR; balance transfer APR also 19.49% to 29.49% variable.,2x miles at grocery stores and on eligible American Airlines purchases; 1x miles on other purchases; 25% savings on inflight food and beverage purchases; no cap on miles earned; 3% foreign transaction fee.,https://creditcards.aa.com/,Official AA/Citi listing page with pricing details and product page link,2026-05-29T21:23:56-06:00,"Official AA/Citi listing page showed the 15,000-mile offer, no annual fee, APR, key rewards, and pricing details. Offers may vary by channel and may not be available outside the page path checked. Browser runtime was used for the live source check; no application flow was entered.","{""browser_verified"": true, ""evidence"": {""offer"": ""Official listing showed 15,000 miles after $500 spend in 3 months."", ""pricing"": ""Official pricing details showed no annual fee, 19.49%-29.49% variable APR, and 3% foreign transaction fee.""}, ""institution_target"": ""American Airlines AAdvantage"", ""sources"": [""https://creditcards.aa.com/"", ""https://creditcards.aa.com/credit-cards/citi-mileup-card-american-airlines-direct/""], ""target_id"": 31}",2026-05-30 03:23:56,2026-05-30 15:47:45,American Airlines AAdvantage,,AAdvantage bonus miles,NA,NA
31,Citi,Citi / AAdvantage Business World Elite Mastercard,BUSINESS,AIRLINE_REWARDS,"Earn 65,000 AAdvantage bonus miles after you or your employees spend $4,000 in purchases within the first 4 months.",65000,NA,4000,120,"After you or your employees spend $4,000 in purchases within the first 4 months of account opening.",99,0,$0 intro annual fee for the first year,None found on public official source.,19.49% to 28.49% variable purchase APR.,"2x miles on eligible American Airlines purchases and select business categories including telecommunications, cable and satellite providers, car rental merchants, and gas stations; employee cards at no additional cost; earn one Loyalty Point for every $1 spent by each cardmember; companion certificate after $30,000 in purchases each cardmembership year and renewal; no foreign transaction fee.",https://creditcards.aa.com/,Official AA/Citi listing page with pricing details and product page link,2026-05-29T21:23:56-06:00,"Official AA/Citi listing page showed the business-card offer, annual fee, APR, key rewards, and pricing details. Offers may vary by channel and may not be available outside the page path checked. Browser runtime was used for the live source check; no application flow was entered.","{""browser_verified"": true, ""evidence"": {""offer"": ""Official listing showed 65,000 miles after $4,000 spend in 4 months."", ""pricing"": ""Official pricing details showed $99 annual fee waived for first 12 months, 19.49%-28.49% variable APR, and no foreign transaction fee.""}, ""institution_target"": ""American Airlines AAdvantage"", ""sources"": [""https://creditcards.aa.com/"", ""https://creditcards.aa.com/credit-cards/citi-business-card-american-airlines-direct/"", ""https://creditcards.aa.com/card-benefits/business-terms/""], ""target_id"": 31}",2026-05-30 03:23:56,2026-05-30 15:47:45,American Airlines AAdvantage,,AAdvantage bonus miles,NA,NA
29,Citi,Citi / AAdvantage Executive World Elite Mastercard,CONSUMER,AIRLINE_REWARDS,"Earn 70,000 AAdvantage bonus miles after $7,000 in purchases within the first 3 months.",70000,NA,7000,90,"After $7,000 in purchases within the first 3 months of account opening.",595,0,Authorized user fee disclosed in pricing details,None found on public official source.,19.49% to 29.49% variable purchase APR; balance transfer APR also 19.49% to 29.49% variable.,"Complimentary Admirals Club membership for the primary cardmember; up to 20,000 additional Loyalty Points after qualifying activities; 10x miles on eligible hotels through aadvantagehotels.com and car rentals through aadvantagecars.com; 4x miles on eligible American Airlines purchases; Global Entry or TSA PreCheck fee credit up to $120 every 4 years; no foreign transaction fee.",https://creditcards.aa.com/,Official AA/Citi listing page with pricing details and product page link,2026-05-29T21:23:56-06:00,"Official AA/Citi listing page showed the 70,000-mile offer, annual fee, APR, key benefits, and pricing details. Offers may vary by channel and may not be available outside the page path checked. Browser runtime was used for the live source check; no application flow was entered.","{""browser_verified"": true, ""evidence"": {""offer"": ""Official listing showed 70,000 miles after $7,000 spend in 3 months."", ""pricing"": ""Official pricing details showed $595 annual fee, 19.49%-29.49% variable APR, and no foreign transaction fee.""}, ""institution_target"": ""American Airlines AAdvantage"", ""sources"": [""https://creditcards.aa.com/"", ""https://creditcards.aa.com/credit-cards/citi-executive-card-american-airlines-direct/""], ""target_id"": 31}",2026-05-30 03:23:56,2026-05-30 15:47:45,American Airlines AAdvantage,,AAdvantage bonus miles,NA,NA
28,Citi,Citi / AAdvantage Globe Mastercard,CONSUMER,AIRLINE_REWARDS,"Limited-time offer: earn 90,000 AAdvantage bonus miles after $5,000 in purchases within the first 4 months.",90000,NA,5000,120,"After $5,000 in purchases within the first 4 months of account opening.",350,0,,None found on public official source.,19.49% to 29.49% variable purchase APR; balance transfer APR also 19.49% to 29.49% variable.,3x miles on eligible American Airlines purchases; 6x miles on eligible AAdvantage Hotels bookings; four Admirals Club Globe Passes each calendar year; Loyalty Point bonuses after qualifying American Airlines flights; Global Entry or TSA PreCheck fee credit up to $120 every 4 years; no foreign transaction fee.,https://creditcards.aa.com/,Official AA/Citi listing page with pricing details and product page link,2026-05-29T21:23:56-06:00,"Official AA/Citi listing page showed the limited-time 90,000-mile offer, annual fee, APR, key rewards, and pricing details. Offers may vary by channel and may not be available outside the page path checked. Browser runtime was used for the live source check; no application flow was entered.","{""browser_verified"": true, ""evidence"": {""offer"": ""Official listing showed limited-time 90,000 miles after $5,000 spend in 4 months."", ""pricing"": ""Official pricing details showed $350 annual fee, 19.49%-29.49% variable APR, and no foreign transaction fee.""}, ""institution_target"": ""American Airlines AAdvantage"", ""sources"": [""https://creditcards.aa.com/"", ""https://creditcards.aa.com/credit-cards/citi-globe-card-american-airlines-direct/"", ""https://creditcards.aa.com/credit-cards/globeprescreen/""], ""target_id"": 31}",2026-05-30 03:23:56,2026-05-30 15:47:45,American Airlines AAdvantage,,AAdvantage bonus miles,NA,NA
27,Citi,Citi / AAdvantage Platinum Select World Elite Mastercard,CONSUMER,AIRLINE_REWARDS,"Earn 50,000 AAdvantage bonus miles after $2,500 in purchases within the first 3 months.",50000,NA,2500,90,"After $2,500 in purchases within the first 3 months of account opening.",99,0,$0 intro annual fee for the first year,None found on public official source.,19.49% to 29.49% variable purchase APR; balance transfer APR also 19.49% to 29.49% variable.,"2x miles at restaurants, gas stations, and on eligible American Airlines purchases; first checked bag free on domestic American Airlines itineraries for the primary cardmember and up to 4 companions; preferred boarding; $125 American Airlines Flight Discount after $20,000 annual spend and renewal; 25% inflight food and beverage savings; no foreign transaction fee.",https://creditcards.aa.com/,Official AA/Citi listing page with pricing details and product page link,2026-05-29T21:23:56-06:00,"Official AA/Citi listing page showed the public offer, annual fee, APR, key rewards, and pricing details. Offers may vary by channel and may not be available outside the page path checked. Browser runtime was used for the live source check; no application flow was entered.","{""browser_verified"": true, ""evidence"": {""offer"": ""Official listing showed 50,000 miles after $2,500 spend in 3 months."", ""pricing"": ""Official pricing details showed $99 annual fee waived for first 12 months, 19.49%-29.49% variable APR, and no foreign transaction fee.""}, ""institution_target"": ""American Airlines AAdvantage"", ""sources"": [""https://creditcards.aa.com/"", ""https://creditcards.aa.com/credit-cards/citi-platinum-card-american-airlines-direct/""], ""target_id"": 31}",2026-05-30 03:23:56,2026-05-30 15:47:45,American Airlines AAdvantage,,AAdvantage bonus miles,NA,NA
10,Citi,Costco Anywhere Visa Business Card by Citi,BUSINESS_CO_BRAND,WAREHOUSE_CLUB_CASH_BACK,No public current welcome bonus found; ongoing cash-back rewards offer.,,NA,NA,NA,NA,0,0,Paid Costco membership required,NA,18.74%-26.74% variable APR for purchases and Citi Flex Plans,"Business version of Costco Anywhere Visa cash-back program: 5%/4% gas and EV charging on combined $7,000 annual spend then 1%; 3% restaurants and eligible travel including Costco Travel; 2% Costco/Costco.com; 1% other purchases; no foreign transaction fee; annual reward certificate redemption at Costco.",https://www.costcotravel.com/info/credit-card,Official product and pricing page,2026-05-29T21:03:12-06:00,Business card was included because official Costco/Citi page lists it alongside the consumer card. No current public welcome bonus found. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.,"{""limitations"": [""No current welcome bonus located on official public product/pricing pages."", ""In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.""], ""method"": ""Official-source web/direct retrieval fallback because browser:browser was unavailable."", ""retrieved"": ""2026-05-29T21:03:12-06:00"", ""sources"": [{""evidence"": ""Costco page listed Costco Anywhere Visa Business Card by Citi and pricing with 18.74%-26.74% variable purchase APR, no foreign purchase fee, and no annual fee with paid Costco membership."", ""issuer"": ""Citi / Costco"", ""source_basis"": ""Official product and pricing page"", ""url"": ""https://www.costcotravel.com/info/credit-card""}, {""evidence"": ""Citi page supported the Costco Anywhere rewards categories and reward certificate redemption mechanics used by the card family."", ""issuer"": ""Citi / Costco"", ""source_basis"": ""Official consumer product page for shared rewards program context"", ""url"": ""https://www.citi.com/credit-cards/citi-costco-anywhere-visa-credit-card""}], ""target"": {""database"": ""data/cc-offers.sqlite"", ""id"": 76, ""institution"": ""Costco Wholesale""}}",2026-05-30 03:03:12,2026-05-30 15:47:45,Costco Wholesale,,,NA,NA
9,Citi,Costco Anywhere Visa Card by Citi,CO_BRAND_CONSUMER,WAREHOUSE_CLUB_CASH_BACK,No public current welcome bonus found; ongoing cash-back rewards offer.,,NA,NA,NA,NA,0,0,Paid Costco membership required,NA,"18.74%-26.74% variable APR for purchases, balance transfers, and Citi Flex Plans","5% cash back on gas at Costco and 4% on other eligible gas/EV charging on a combined $7,000 spend per year, then 1%; 3% on restaurants and eligible travel including Costco Travel; 2% on Costco and Costco.com purchases; 1% on other purchases; annual reward certificate redeemable at U.S. Costco warehouses; no foreign transaction fee; card can serve as Costco membership ID.",https://www.citi.com/credit-cards/citi-costco-anywhere-visa-credit-card,Official product page and pricing page,2026-05-29T21:03:12-06:00,No current public welcome bonus found on official Citi/Costco pages after checking product and pricing pages. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.,"{""limitations"": [""No current welcome bonus located on official public product/pricing pages."", ""In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.""], ""method"": ""Official-source web/direct retrieval fallback because browser:browser was unavailable."", ""retrieved"": ""2026-05-29T21:03:12-06:00"", ""sources"": [{""evidence"": ""Citi page showed cash-back categories, no annual fee with paid Costco membership, no foreign transaction fees, and annual certificate redemption."", ""issuer"": ""Citi / Costco"", ""source_basis"": ""Official product page"", ""url"": ""https://www.citi.com/credit-cards/citi-costco-anywhere-visa-credit-card""}, {""evidence"": ""Costco Travel page showed pricing details including 18.74%-26.74% variable APR, no annual fee with paid membership, no foreign purchase fee, and product details."", ""issuer"": ""Citi / Costco"", ""source_basis"": ""Official pricing/details page"", ""url"": ""https://www.costcotravel.com/info/credit-card""}], ""target"": {""database"": ""data/cc-offers.sqlite"", ""id"": 76, ""institution"": ""Costco Wholesale""}}",2026-05-30 03:03:12,2026-05-30 15:47:45,Costco Wholesale,,,NA,NA
178,"Citibank, N.A.",AT&T Points Plus® Card from Citi,CO_BRAND_CONSUMER,TELECOM_REWARDS,Earn a $250 statement credit after $500 in purchases in the first 3 months.,,250,500,90,$500 in purchases within the first 3 months,0,0,,Not found on public source,19.49% - 27.49% variable APR for purchases and balance transfers,"3 ThankYou Points per $1 at gas and EV charging stations; 2 points per $1 at grocery stores and on AT&T products/services; 1 point per $1 on all other purchases; $10 off per line monthly discount on AT&T wireless and $10 monthly eligible internet discount with AutoPay/paperless billing; $20 statement credit each billing cycle after $1,000+ spend.",https://www.citi.com/credit-cards/citi-att-pointsplus-credit-card?category=view-all-credit-cards&afc=161,Official product page and pricing page,2026-05-29T23:24:16-06:00,Citi states one AT&T Points Plus account per person and 48-month restriction for prior AT&T Points Plus new-account offer.,"{""card"": ""AT&T Points Plus® Card from Citi"", ""evidence_snippets"": [""Rendered product page: $250 statement credit after $500 in purchases in first 3 months."", ""Rendered product page: 3X gas/EV, 2X grocery and AT&T products/services, 1X other."", ""Rendered product page: $0 annual fee, no foreign transaction fees, 19.49% - 27.49% variable APR and $20 billing-cycle statement credit after $1,000+ spend.""], ""limitations"": [], ""research_pass"": ""Citi issuer batch; official public sources only; browser-rendered pages used where static text omitted dynamic offer values; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:24:16-06:00"", ""skipped_duplicate_or_partner_scope"": [""Costco Anywhere Visa personal/business rows already exist as rows 9-10 under Costco target 76."", ""Citi / AAdvantage rows already exist as rows 27-31 under American Airlines AAdvantage target 31."", ""Best Buy, Macy's, Bloomingdale's, L.L.Bean, and Wayfair retail partner cards have separate institution target rows and were left for partner-scoped passes."", ""Citi Custom Cash and Rewards+ examples from the target row were not found on Citi's current official all-cards listing during this pass.""], ""sources"": [{""basis"": ""Official Citi all-cards listing page"", ""evidence"": ""Rendered official listing showed 26 cards and current bonus/annual-fee snippets; no application flow entered."", ""url"": ""https://www.citi.com/credit-cards/view-all-credit-cards""}, {""basis"": ""Official product page"", ""evidence"": ""Rendered page showed $250 after $500 spend, $0 annual fee, $20 statement credit after $1,000 billing-cycle spend, rewards rates and 19.49% - 27.49% APR."", ""url"": ""https://www.citi.com/credit-cards/citi-att-pointsplus-credit-card?category=view-all-credit-cards&afc=161""}, {""basis"": ""Official pricing page link from product/listing"", ""evidence"": ""Pricing link attached to the product page/listing."", ""url"": ""https://online.citi.com/US/ag/cards/displayterms?app=UNSOL&HKOP=59fcc79e7cb4d2c1f19d62b94cd87542948587707ac30d3e0b06bbbb6e76d558""}], ""target"": {""alternate_issuer_url"": ""https://www.citi.com/credit-cards"", ""id"": 3, ""institution"": ""Citi"", ""known_issuer_partner"": ""Citibank, N.A."", ""offer_research_url"": ""https://www.citi.com/credit-cards/view-all-credit-cards""}}",2026-05-30 05:26:24,2026-05-30 15:47:45,AT&T,,,NA,Statement Credit
172,"Citibank, N.A.",Citi Double Cash® Card,CONSUMER,CASH_BACK,"Earn $200 cash back after spending $1,500 on purchases in the first 6 months; 0% intro APR for 18 months on balance transfers.",,200,1500,180,"$1,500 in purchases within the first 6 months from account opening",0,0,,0% intro APR for 18 months on balance transfers; intro APR does not apply to purchases,17.49% - 27.49% variable APR for purchases; same range applies to unpaid promotional balances and new balance transfers after intro period,"Unlimited 2% cash back: 1% when you buy plus 1% as you pay; earn total 5% cash back on select hotels, car rentals and attractions booked through Citi Travel.",https://www.citi.com/credit-cards/citi-double-cash-credit-card?category=view-all-credit-cards&afc=161,Official product page and pricing page,2026-05-29T23:24:16-06:00,Bonus ThankYou Points restrictions apply for recent Citi Double Cash bonuses or conversions within 48 months.,"{""card"": ""Citi Double Cash® Card"", ""evidence_snippets"": [""Rendered product page: $200 cash back after $1,500 spend in first 6 months."", ""Rendered pricing: 0% balance transfer APR for 18 months; purchase APR 17.49% - 27.49%."", ""Rendered product page: unlimited 1% when buying plus 1% as paying; total 5% on select Citi Travel.""], ""limitations"": [], ""research_pass"": ""Citi issuer batch; official public sources only; browser-rendered pages used where static text omitted dynamic offer values; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:24:16-06:00"", ""skipped_duplicate_or_partner_scope"": [""Costco Anywhere Visa personal/business rows already exist as rows 9-10 under Costco target 76."", ""Citi / AAdvantage rows already exist as rows 27-31 under American Airlines AAdvantage target 31."", ""Best Buy, Macy's, Bloomingdale's, L.L.Bean, and Wayfair retail partner cards have separate institution target rows and were left for partner-scoped passes."", ""Citi Custom Cash and Rewards+ examples from the target row were not found on Citi's current official all-cards listing during this pass.""], ""sources"": [{""basis"": ""Official Citi all-cards listing page"", ""evidence"": ""Rendered official listing showed 26 cards and current bonus/annual-fee snippets; no application flow entered."", ""url"": ""https://www.citi.com/credit-cards/view-all-credit-cards""}, {""basis"": ""Official product page"", ""evidence"": ""Rendered page showed $200 after $1,500 spend in first 6 months, $0 annual fee, 2% cash back, 0% balance-transfer intro APR and pricing details."", ""url"": ""https://www.citi.com/credit-cards/citi-double-cash-credit-card?category=view-all-credit-cards&afc=161""}, {""basis"": ""Official pricing page link from product/listing"", ""evidence"": ""Pricing text showed 0% for 18 months on balance transfers and 17.49% - 27.49% variable APR for purchases."", ""url"": ""https://online.citi.com/US/ag/cards/displayterms?app=UNSOL&HKOP=846119280c41fa7210f2322aa88a1c8ba6677195cd66d223b217750c08938a16""}], ""target"": {""alternate_issuer_url"": ""https://www.citi.com/credit-cards"", ""id"": 3, ""institution"": ""Citi"", ""known_issuer_partner"": ""Citibank, N.A."", ""offer_research_url"": ""https://www.citi.com/credit-cards/view-all-credit-cards""}}",2026-05-30 05:26:24,2026-05-30 15:47:45,,,,NA,NA
175,"Citibank, N.A.",Citi Simplicity® Credit Card,CONSUMER,BALANCE_TRANSFER,0% intro APR for 18 months on purchases and balance transfers; no public cash/points welcome bonus found.,,NA,NA,NA,NA,0,0,,0% intro APR for 18 months on purchases and balance transfers from account opening,17.49% - 28.24% variable APR after intro period,"No rewards advertised; no late fees ever, no annual fee, Citi Merchant Offers, Citi Entertainment, and card management/protection benefits.",https://www.citi.com/credit-cards/citi-simplicity-credit-card?category=view-all-credit-cards&afc=161,Official product page and pricing page,2026-05-29T23:24:16-06:00,Product page redirected to new Simplicity detail view during browser pass; no rewards or welcome bonus found.,"{""card"": ""Citi Simplicity® Credit Card"", ""evidence_snippets"": [""Rendered listing/product: low intro APR on purchases and balance transfers for 18 months."", ""Rendered product page: $0 annual fee and 17.49% - 28.24% variable APR after intro."", ""Rendered product/listing: no late fees ever.""], ""limitations"": [], ""research_pass"": ""Citi issuer batch; official public sources only; browser-rendered pages used where static text omitted dynamic offer values; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:24:16-06:00"", ""skipped_duplicate_or_partner_scope"": [""Costco Anywhere Visa personal/business rows already exist as rows 9-10 under Costco target 76."", ""Citi / AAdvantage rows already exist as rows 27-31 under American Airlines AAdvantage target 31."", ""Best Buy, Macy's, Bloomingdale's, L.L.Bean, and Wayfair retail partner cards have separate institution target rows and were left for partner-scoped passes."", ""Citi Custom Cash and Rewards+ examples from the target row were not found on Citi's current official all-cards listing during this pass.""], ""sources"": [{""basis"": ""Official Citi all-cards listing page"", ""evidence"": ""Rendered official listing showed 26 cards and current bonus/annual-fee snippets; no application flow entered."", ""url"": ""https://www.citi.com/credit-cards/view-all-credit-cards""}, {""basis"": ""Official product page"", ""evidence"": ""Rendered page showed 0% for 18 months on purchases and balance transfers, $0 annual fee, 17.49% - 28.24% APR after intro, and no late fees ever."", ""url"": ""https://www.citi.com/credit-cards/citi-simplicity-credit-card?category=view-all-credit-cards&afc=161""}, {""basis"": ""Official pricing page link from product/listing"", ""evidence"": ""Pricing link attached to the product page/listing."", ""url"": ""https://online.citi.com/US/ag/cards/displayterms?app=UNSOL&HKOP=9ce70d7a8d6a449d564ff20ea76906532e7d240eb5be0555b9f1c563e25f722c""}], ""target"": {""alternate_issuer_url"": ""https://www.citi.com/credit-cards"", ""id"": 3, ""institution"": ""Citi"", ""known_issuer_partner"": ""Citibank, N.A."", ""offer_research_url"": ""https://www.citi.com/credit-cards/view-all-credit-cards""}}",2026-05-30 05:26:24,2026-05-30 15:47:45,,,,NA,NA
171,"Citibank, N.A.",Citi Strata Elite℠ Card,CONSUMER,TRAVEL_REWARDS,"Earn 75,000 bonus ThankYou Points after spending $6,000 in the first 3 months.",75000,NA,6000,90,"$6,000 in purchases within the first 3 months",595,0,,NA,20.49% - 28.49% variable APR for purchases and balance transfers,"12X points on hotels, car rentals and attractions booked through Citi Travel; 6X on air travel booked through Citi Travel; 6X at restaurants during Citi Nights; 3X restaurants other times; 1.5X all other purchases; up to $300 annual hotel benefit, up to $200 Splurge Credit, up to $200 Blacklane credit, Priority Pass Select, Admirals Club passes, and up to $120 Global Entry/TSA PreCheck credit.",https://www.citi.com/credit-cards/citi-strata-elite-credit-card?category=view-all-credit-cards&afc=161,Official product page and pricing page,2026-05-29T23:24:16-06:00,Bonus unavailable if applicant received or converted into a Citi Strata Elite bonus within the stated 48-month restriction.,"{""card"": ""Citi Strata Elite℠ Card"", ""evidence_snippets"": [""Rendered product page: earn 75,000 bonus points after $6,000 in first 3 months."", ""Rendered product page: $595 annual fee and 20.49% - 28.49% variable APR."", ""Rendered product page: 12X/6X/3X/1.5X earn structure and premium travel credits/lounges.""], ""limitations"": [], ""research_pass"": ""Citi issuer batch; official public sources only; browser-rendered pages used where static text omitted dynamic offer values; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:24:16-06:00"", ""skipped_duplicate_or_partner_scope"": [""Costco Anywhere Visa personal/business rows already exist as rows 9-10 under Costco target 76."", ""Citi / AAdvantage rows already exist as rows 27-31 under American Airlines AAdvantage target 31."", ""Best Buy, Macy's, Bloomingdale's, L.L.Bean, and Wayfair retail partner cards have separate institution target rows and were left for partner-scoped passes."", ""Citi Custom Cash and Rewards+ examples from the target row were not found on Citi's current official all-cards listing during this pass.""], ""sources"": [{""basis"": ""Official Citi all-cards listing page"", ""evidence"": ""Rendered official listing showed 26 cards and current bonus/annual-fee snippets; no application flow entered."", ""url"": ""https://www.citi.com/credit-cards/view-all-credit-cards""}, {""basis"": ""Official product page"", ""evidence"": ""Rendered page showed 75,000 points after $6,000 spend, $595 annual fee, rewards multipliers and premium travel benefits."", ""url"": ""https://www.citi.com/credit-cards/citi-strata-elite-credit-card?category=view-all-credit-cards&afc=161""}, {""basis"": ""Official pricing page link from product/listing"", ""evidence"": ""Rendered pricing section showed 20.49% - 28.49% variable APR and $595 annual fee."", ""url"": ""https://online.citi.com/US/ag/cards/displayterms?app=UNSOL&HKOP=3568ca84082f4a93f78264b254c15cb176db0a6e665912f1f40fce60e9513058""}], ""target"": {""alternate_issuer_url"": ""https://www.citi.com/credit-cards"", ""id"": 3, ""institution"": ""Citi"", ""known_issuer_partner"": ""Citibank, N.A."", ""offer_research_url"": ""https://www.citi.com/credit-cards/view-all-credit-cards""}}",2026-05-30 05:26:24,2026-05-30 15:47:45,,,ThankYou Points,NA,NA
176,"Citibank, N.A.",Citi Strata Premier® Card,CONSUMER,TRAVEL_REWARDS,"Earn 60,000 bonus ThankYou Points after spending $4,000 in the first 3 months.",60000,NA,4000,90,"$4,000 in purchases within the first 3 months",95,0,,NA,19.49% - 27.49% variable APR for purchases and balance transfers,"10X points on hotels, car rentals and attractions booked through Citi Travel; 3X air travel and other hotel purchases, restaurants, supermarkets, gas and EV charging; 1X other purchases; $100 annual hotel benefit.",https://www.citi.com/credit-cards/citi-strata-premier-credit-card?category=view-all-credit-cards&afc=161,Official product page and pricing page,2026-05-29T23:24:16-06:00,Bonus unavailable for recent Citi Premier or Citi Strata Premier bonuses/conversions within 48 months.,"{""card"": ""Citi Strata Premier® Card"", ""evidence_snippets"": [""Rendered product page: 60,000 points after $4,000 in first 3 months."", ""Rendered product page: $95 annual fee and 19.49% - 27.49% variable APR."", ""Rendered product page: 10X Citi Travel, 3X travel/restaurants/supermarkets/gas/EV, 1X other, $100 hotel benefit.""], ""limitations"": [], ""research_pass"": ""Citi issuer batch; official public sources only; browser-rendered pages used where static text omitted dynamic offer values; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:24:16-06:00"", ""skipped_duplicate_or_partner_scope"": [""Costco Anywhere Visa personal/business rows already exist as rows 9-10 under Costco target 76."", ""Citi / AAdvantage rows already exist as rows 27-31 under American Airlines AAdvantage target 31."", ""Best Buy, Macy's, Bloomingdale's, L.L.Bean, and Wayfair retail partner cards have separate institution target rows and were left for partner-scoped passes."", ""Citi Custom Cash and Rewards+ examples from the target row were not found on Citi's current official all-cards listing during this pass.""], ""sources"": [{""basis"": ""Official Citi all-cards listing page"", ""evidence"": ""Rendered official listing showed 26 cards and current bonus/annual-fee snippets; no application flow entered."", ""url"": ""https://www.citi.com/credit-cards/view-all-credit-cards""}, {""basis"": ""Official product page"", ""evidence"": ""Rendered page showed 60,000 points after $4,000 spend, $95 annual fee, 19.49% - 27.49% APR, 10X/3X/1X earn rates and $100 hotel benefit."", ""url"": ""https://www.citi.com/credit-cards/citi-strata-premier-credit-card?category=view-all-credit-cards&afc=161""}, {""basis"": ""Official pricing page link from product/listing"", ""evidence"": ""Pricing link attached to the product page/listing."", ""url"": ""https://online.citi.com/US/ag/cards/displayterms?app=UNSOL&HKOP=b4f44d635737c18b3f6ceae68080193cdbbe117f356db46f4205bbf8cd3b54b2""}], ""target"": {""alternate_issuer_url"": ""https://www.citi.com/credit-cards"", ""id"": 3, ""institution"": ""Citi"", ""known_issuer_partner"": ""Citibank, N.A."", ""offer_research_url"": ""https://www.citi.com/credit-cards/view-all-credit-cards""}}",2026-05-30 05:26:24,2026-05-30 15:47:45,,,ThankYou Points,NA,NA
174,"Citibank, N.A.",Citi Strata℠ Card,CONSUMER,REWARDS,"Earn 20,000 bonus ThankYou Points after spending $1,000 in the first 3 months; 0% intro APR for 15 months on purchases and balance transfers.",20000,NA,1000,90,"$1,000 in purchases within the first 3 months",0,0,,0% intro APR for 15 months on purchases and balance transfers from account opening,18.49% - 28.49% variable APR after intro period,"5X points on hotels, car rentals and attractions booked through Citi Travel; 3X supermarkets, select transit, gas/EV charging, and one eligible self-select category; 2X restaurants; 1X other purchases.",https://www.citi.com/credit-cards/citi-strata-credit-card?category=view-all-credit-cards&afc=161,Official product page and pricing page,2026-05-29T23:24:16-06:00,"Bonus restricted for recent Citi Strata, Strata Student, Rewards+ or Rewards+ Student bonuses/conversions within 48 months.","{""card"": ""Citi Strata℠ Card"", ""evidence_snippets"": [""Rendered product page: 20,000 points after $1,000 in first 3 months."", ""Rendered product page: 0% for 15 months on purchases and balance transfers; 18.49% - 28.49% variable APR after intro."", ""Rendered product page: 5X Citi Travel; 3X selected everyday categories; 2X restaurants; 1X other.""], ""limitations"": [], ""research_pass"": ""Citi issuer batch; official public sources only; browser-rendered pages used where static text omitted dynamic offer values; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:24:16-06:00"", ""skipped_duplicate_or_partner_scope"": [""Costco Anywhere Visa personal/business rows already exist as rows 9-10 under Costco target 76."", ""Citi / AAdvantage rows already exist as rows 27-31 under American Airlines AAdvantage target 31."", ""Best Buy, Macy's, Bloomingdale's, L.L.Bean, and Wayfair retail partner cards have separate institution target rows and were left for partner-scoped passes."", ""Citi Custom Cash and Rewards+ examples from the target row were not found on Citi's current official all-cards listing during this pass.""], ""sources"": [{""basis"": ""Official Citi all-cards listing page"", ""evidence"": ""Rendered official listing showed 26 cards and current bonus/annual-fee snippets; no application flow entered."", ""url"": ""https://www.citi.com/credit-cards/view-all-credit-cards""}, {""basis"": ""Official product page"", ""evidence"": ""Rendered page showed 20,000 points after $1,000 spend, $0 annual fee, 0% for 15 months, 18.49% - 28.49% APR and 5X/3X/2X/1X rewards."", ""url"": ""https://www.citi.com/credit-cards/citi-strata-credit-card?category=view-all-credit-cards&afc=161""}, {""basis"": ""Official pricing page link from product/listing"", ""evidence"": ""Pricing link attached to the product page/listing."", ""url"": ""https://online.citi.com/US/ag/cards/displayterms?app=UNSOL&HKOP=8e8d713bb7b73eb1be8678428163f75bf73e5912858851dfbb35cec721955c34""}], ""target"": {""alternate_issuer_url"": ""https://www.citi.com/credit-cards"", ""id"": 3, ""institution"": ""Citi"", ""known_issuer_partner"": ""Citibank, N.A."", ""offer_research_url"": ""https://www.citi.com/credit-cards/view-all-credit-cards""}}",2026-05-30 05:26:24,2026-05-30 15:47:45,,,ThankYou Points,NA,NA
173,"Citibank, N.A.",Citi® Diamond Preferred® Credit Card,CONSUMER,BALANCE_TRANSFER,0% intro APR for 21 months on balance transfers and 0% intro APR for 12 months on purchases; no rewards or public cash/points bonus found.,,NA,NA,NA,NA,0,0,,0% intro APR for 21 months on balance transfers; 0% intro APR for 12 months on purchases; balance transfers must be completed within 4 months of account opening,16.49% - 27.24% variable APR after intro period,"No rewards; low intro APR card with Citi Flex Pay, free FICO score access, $0 liability, and no annual fee.",https://www.citi.com/credit-cards/citi-diamond-preferred-credit-card?category=view-all-credit-cards&afc=161,Official product page and pricing page,2026-05-29T23:24:16-06:00,Product page redirected to old Diamond Preferred detail view during browser pass; no rewards bonus found.,"{""card"": ""Citi® Diamond Preferred® Credit Card"", ""evidence_snippets"": [""Rendered product page: 0% intro APR for 21 months on balance transfers and 12 months on purchases."", ""Rendered product page: variable APR 16.49% - 27.24%; annual fee $0."", ""Rendered FAQ: Diamond Preferred does not earn rewards.""], ""limitations"": [], ""research_pass"": ""Citi issuer batch; official public sources only; browser-rendered pages used where static text omitted dynamic offer values; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:24:16-06:00"", ""skipped_duplicate_or_partner_scope"": [""Costco Anywhere Visa personal/business rows already exist as rows 9-10 under Costco target 76."", ""Citi / AAdvantage rows already exist as rows 27-31 under American Airlines AAdvantage target 31."", ""Best Buy, Macy's, Bloomingdale's, L.L.Bean, and Wayfair retail partner cards have separate institution target rows and were left for partner-scoped passes."", ""Citi Custom Cash and Rewards+ examples from the target row were not found on Citi's current official all-cards listing during this pass.""], ""sources"": [{""basis"": ""Official Citi all-cards listing page"", ""evidence"": ""Rendered official listing showed 26 cards and current bonus/annual-fee snippets; no application flow entered."", ""url"": ""https://www.citi.com/credit-cards/view-all-credit-cards""}, {""basis"": ""Official product page"", ""evidence"": ""Rendered page showed 0% for 21 months balance transfers, 0% for 12 months purchases, 16.49% - 27.24% APR after intro, and no annual fee."", ""url"": ""https://www.citi.com/credit-cards/citi-diamond-preferred-credit-card?category=view-all-credit-cards&afc=161""}, {""basis"": ""Official pricing page link from product/listing"", ""evidence"": ""Pricing link attached to the product page/listing."", ""url"": ""https://online.citi.com/US/ag/cards/displayterms?app=UNSOL&HKOP=4456cd987f5a92767ff8df9221582bfc841d951687110c17398d2f85f4cc6cb9""}], ""target"": {""alternate_issuer_url"": ""https://www.citi.com/credit-cards"", ""id"": 3, ""institution"": ""Citi"", ""known_issuer_partner"": ""Citibank, N.A."", ""offer_research_url"": ""https://www.citi.com/credit-cards/view-all-credit-cards""}}",2026-05-30 05:26:24,2026-05-30 15:47:45,,,,NA,NA
177,"Citibank, N.A.",Citi® Secured Mastercard®,SECURED_CONSUMER,CREDIT_BUILDING,"No public welcome bonus found; secured card requires a $200 to $2,500 security deposit that sets the credit line.",,NA,NA,NA,NA,0,0,,NA,25.99% variable APR for purchases,"Build credit with reporting to major credit bureaus; security deposit of $200-$2,500 equals credit limit; free FICO score access, $0 liability, 24/7 customer service and card management benefits.",https://www.citi.com/credit-cards/citi-secured-credit-card?category=view-all-credit-cards&afc=161,Official product page and pricing page,2026-05-29T23:24:16-06:00,Approval and deposit requirement apply; no rewards/welcome bonus found on public product/listing page.,"{""card"": ""Citi® Secured Mastercard®"", ""evidence_snippets"": [""Rendered product page: $0 annual fee and 25.99% variable APR."", ""Rendered product page: security deposit between $200 and $2,500 equals credit limit."", ""Rendered product page: access FICO score, $0 liability and credit-building positioning.""], ""limitations"": [], ""research_pass"": ""Citi issuer batch; official public sources only; browser-rendered pages used where static text omitted dynamic offer values; no login/application flow entered."", ""retrieved"": ""2026-05-29T23:24:16-06:00"", ""skipped_duplicate_or_partner_scope"": [""Costco Anywhere Visa personal/business rows already exist as rows 9-10 under Costco target 76."", ""Citi / AAdvantage rows already exist as rows 27-31 under American Airlines AAdvantage target 31."", ""Best Buy, Macy's, Bloomingdale's, L.L.Bean, and Wayfair retail partner cards have separate institution target rows and were left for partner-scoped passes."", ""Citi Custom Cash and Rewards+ examples from the target row were not found on Citi's current official all-cards listing during this pass.""], ""sources"": [{""basis"": ""Official Citi all-cards listing page"", ""evidence"": ""Rendered official listing showed 26 cards and current bonus/annual-fee snippets; no application flow entered."", ""url"": ""https://www.citi.com/credit-cards/view-all-credit-cards""}, {""basis"": ""Official product page"", ""evidence"": ""Rendered page showed $0 annual fee, $200-$2,500 security deposit, credit-building positioning, and 25.99% variable APR."", ""url"": ""https://www.citi.com/credit-cards/citi-secured-credit-card?category=view-all-credit-cards&afc=161""}, {""basis"": ""Official pricing page link from product/listing"", ""evidence"": ""Pricing link attached to the product page/listing."", ""url"": ""https://online.citi.com/US/ag/cards/displayterms?app=UNSOL&HKOP=3cdda5e8b927149f64db898ab3154e35b3dfb7ecd334c6a584d4faaf19d2f116""}], ""target"": {""alternate_issuer_url"": ""https://www.citi.com/credit-cards"", ""id"": 3, ""institution"": ""Citi"", ""known_issuer_partner"": ""Citibank, N.A."", ""offer_research_url"": ""https://www.citi.com/credit-cards/view-all-credit-cards""}}",2026-05-30 05:26:24,2026-05-30 15:47:45,,,,NA,NA
239,"Citibank, N.A.",My Best Buy Visa® Card,CO_BRAND_CONSUMER,RETAIL_REWARDS,"New cardmembers can get 10% back in rewards on their first day of purchases when using Standard Credit within the first 14 days of account opening, or choose financing when approved; welcome offers with discounts and bonus rewards may also be available.",,NA,NA,14,"No fixed spend threshold found; 10% rewards offer applies to first-day Standard Credit purchases within 14 days of opening, subject to Best Buy terms and exclusions.",0,0,Annual fee may vary from $0-$59 based on creditworthiness; comparison page states no annual fee,"Promotional/flexible financing may be available on eligible Best Buy purchases, including visible limited-time and everyday 12-, 18-, 24-, and 36-month financing offers; exact APR/financing terms vary by offer and account terms.","As of the last 30 days, My Best Buy Visa purchase APRs: variable 14.24%-30.74%; non-variable 9.00%-20.24%; cash APRs variable 29.99%, non-variable 9.00%-26.24%; balance-transfer fee greater of $15 or 5%; cash-advance fee greater of $10 or 5%; minimum interest charge up to $2.","5% back in rewards on qualifying Best Buy purchases when choosing Standard Credit; 3% back in rewards on gas purchases; 2% back on dining, takeout and grocery purchases; 1% back on other purchases outside Best Buy or Pacific Sales with the Visa card; limited-time bonus reward categories may be available; flexible financing options at Best Buy.",https://www.bestbuy.com/site/misc/financing-rewards/pcmcat102500050032.c?id=pcmcat102500050032,Official Best Buy product page and financing details disclosure,2026-05-30T01:01:16-06:00,"Official Best Buy credit-card page reviewed with current public disclosures; no login, prequalification, application, or form submission was completed. APR and annual-fee caveat were taken from Best Buy financing-details disclosure, while the comparison table states No Annual Fee / same credit line and APR for both cards; final approved terms may vary by applicant, channel, and Citibank account disclosures.","{""card"": ""My Best Buy Visa\u00ae Card"", ""card_kind"": ""visa_cobrand"", ""issuer"": ""Citibank, N.A. / Best Buy"", ""limitations"": ""Official Best Buy credit-card page reviewed with current public disclosures; no login, prequalification, application, or form submission was completed. APR and annual-fee caveat were taken from Best Buy financing-details disclosure, while the comparison table states No Annual Fee / same credit line and APR for both cards; final approved terms may vary by applicant, channel, and Citibank account disclosures."", ""pricing_terms_escalation"": {""annual_fee_result"": ""Best Buy comparison states No Annual Fee; financing details also state Annual Fee: $0-$59 based on creditworthiness, so final approved terms may vary."", ""application_safety"": ""Apply Now, application-status, prequalification, login, and form-submission flows were not used."", ""best_buy_visible_terms"": ""Best Buy page comparison table states No Annual Fee and same credit line/APR for both cards; its financing details disclosure gives public APR ranges and an annual-fee caveat."", ""citi_terms_route"": ""Citi Retail Services pricing route is linked from Best Buy; it was treated as supporting issuer context without submitting or continuing an application flow."", ""exact_apr_result"": ""As of the last 30 days, My Best Buy Visa purchase APRs: variable 14.24%-30.74%; non-variable 9.00%-20.24%; cash APRs variable 29.99%, non-variable 9.00%-26.24%; balance-transfer fee greater of $15 or 5%; cash-advance fee greater of $10 or 5%; minimum interest charge up to $2.""}, ""research_pass"": ""Best Buy public offer append pass"", ""retrieved"": ""2026-05-30T01:01:16-06:00"", ""rewards_evidence"": ""Disclosure text on Best Buy page states 3% gas earns 1.5 points per $1, 2% dining/restaurants/bars/grocery earns 1 point per $1, and 1% outside Best Buy/Pacific Sales earns 1 point per $2 with the My Best Buy Visa Card, subject to merchant classification and program terms."", ""safe_browsing"": ""No applications, prequalification forms, logins, or personal data submissions were started or completed."", ""source_verification"": {""current_public_source"": ""Best Buy official credit-card page opened and text verified; Citi Retail Services pricing route remains linked from the public page."", ""safe_browsing"": ""No apply/prequalification/login/form submission performed."", ""verified_at"": ""2026-05-30T01:01:16-06:00""}, ""sources"": [{""notes"": ""Target URL redirects to the current Best Buy credit-card page."", ""source_basis"": ""Official Best Buy credit card target URL"", ""url"": ""https://www.bestbuy.com/site/financing-rewards/learn-about-best-buy-credit-cards/pcmcat102500050032.c""}, {""notes"": ""Primary public source for product lineup, first-day 10% rewards offer, reward categories, financing offers, annual-fee comparison, cardmember benefits, and financing-details APR/fee disclosure."", ""source_basis"": ""Official Best Buy product page and financing details disclosure"", ""url"": ""https://www.bestbuy.com/site/misc/financing-rewards/pcmcat102500050032.c?id=pcmcat102500050032""}, {""notes"": ""Official Citi Retail Services pricing and terms route linked from Best Buy; reviewed only as supporting issuer context without application submission."", ""source_basis"": ""Official Citi Retail Services pricing and terms route linked from Best Buy"", ""url"": ""https://citiretailservices.citibankonline.com/CRS/acq/launch/index.action?langId=EN&siteId=PLCN_BESTBUY&app=UNSOL&sc=BBYPL#tnc""}, {""notes"": ""Linked Best Buy detail page for Visa-specific rewards; raw HTTP timed out in this pass, so primary Visa reward facts use the visible comparison table on the product page."", ""source_basis"": ""Official Best Buy Visa detail URL linked from product page"", ""url"": ""https://www.bestbuy.com/site/financing-rewards/my-best-buy-visa/pcmcat748300389631.c?id=pcmcat748300389631""}, {""notes"": ""Linked from the product page for points/reward certificate program terms; raw HTTP timed out in this pass."", ""source_basis"": ""Official My Best Buy program terms URL"", ""url"": ""https://www.bestbuy.com/site/best-buy-membership/my-best-buy-program-rules/pcmcat311100050001.c?id=pcmcat311100050001""}], ""target"": {""alternate_issuer_url"": ""https://citiretailservices.citibankonline.com/RSnextgen/svc/launch/index.action?siteId=PLCN_BESTBUY"", ""id"": 89, ""institution"": ""Best Buy"", ""institution_type"": ""Retail/Ecommerce"", ""known_issuer_partner"": ""Citibank, N.A."", ""known_rewards_card_examples"": ""My Best Buy Credit Card, My Best Buy Visa"", ""offer_research_url"": ""https://www.bestbuy.com/site/financing-rewards/learn-about-best-buy-credit-cards/pcmcat102500050032.c"", ""priority"": ""Medium"", ""role"": ""Retail co-brand/private-label partner"", ""source_basis"": ""Official Best Buy card page and Citi Retail Services path.""}, ""visible_source_evidence"": ""Best Buy page lists My Best Buy Visa Card, 10% back in rewards on first day of Standard Credit purchases for newly approved cardmembers, 5% back at Best Buy, 3% gas, 2% dining/takeout/grocery, 1% other purchases, limited-time bonus categories, no annual fee, and same credit line/APR as the store card. Best Buy financing-details disclosure states: as of the last 30 days, store-card purchase APRs are variable 27.74%-30.74% and non-variable 6.00%-24.34%; My Best Buy Visa purchase APRs are variable 14.24%-30.74% and non-variable 9.00%-20.24%; annual fee is $0-$59 based on creditworthiness.""}",2026-05-30 06:55:28,2026-05-30 15:47:45,Best Buy,,,NA,NA
238,"Citibank, N.A.",My Best Buy® Credit Card,PRIVATE_LABEL_CONSUMER,RETAIL_REWARDS_AND_FINANCING,"New cardmembers can get 10% back in rewards on their first day of purchases when using Standard Credit within the first 14 days of account opening, or choose financing when approved; welcome offers with discounts and bonus rewards may also be available.",,NA,NA,14,"No fixed spend threshold found; 10% rewards offer applies to first-day Standard Credit purchases within 14 days of opening, subject to Best Buy terms and exclusions.",0,0,Annual fee may vary from $0-$59 based on creditworthiness; comparison page states no annual fee,"Promotional/flexible financing may be available on eligible Best Buy purchases, including visible limited-time and everyday 12-, 18-, 24-, and 36-month financing offers; exact APR/financing terms vary by offer and account terms.","As of the last 30 days, My Best Buy/Magnolia/Pacific Sales Credit Card purchase APRs: variable 27.74%-30.74%; non-variable 6.00%-24.34%; minimum interest charge up to $2.",5% back in rewards on qualifying Best Buy purchases when choosing Standard Credit; promotional credit purchases do not earn points. Flexible financing options at Best Buy; bank points until ready to redeem; reward certificates can be used for future Best Buy purchases.,https://www.bestbuy.com/site/misc/financing-rewards/pcmcat102500050032.c?id=pcmcat102500050032,Official Best Buy product page and financing details disclosure,2026-05-30T01:01:16-06:00,"Official Best Buy credit-card page reviewed with current public disclosures; no login, prequalification, application, or form submission was completed. APR and annual-fee caveat were taken from Best Buy financing-details disclosure, while the comparison table states No Annual Fee / same credit line and APR for both cards; final approved terms may vary by applicant, channel, and Citibank account disclosures.","{""card"": ""My Best Buy\u00ae Credit Card"", ""card_kind"": ""private_label"", ""issuer"": ""Citibank, N.A. / Best Buy"", ""limitations"": ""Official Best Buy credit-card page reviewed with current public disclosures; no login, prequalification, application, or form submission was completed. APR and annual-fee caveat were taken from Best Buy financing-details disclosure, while the comparison table states No Annual Fee / same credit line and APR for both cards; final approved terms may vary by applicant, channel, and Citibank account disclosures."", ""pricing_terms_escalation"": {""annual_fee_result"": ""Best Buy comparison states No Annual Fee; financing details also state Annual Fee: $0-$59 based on creditworthiness, so final approved terms may vary."", ""application_safety"": ""Apply Now, application-status, prequalification, login, and form-submission flows were not used."", ""best_buy_visible_terms"": ""Best Buy page comparison table states No Annual Fee and same credit line/APR for both cards; its financing details disclosure gives public APR ranges and an annual-fee caveat."", ""citi_terms_route"": ""Citi Retail Services pricing route is linked from Best Buy; it was treated as supporting issuer context without submitting or continuing an application flow."", ""exact_apr_result"": ""As of the last 30 days, My Best Buy/Magnolia/Pacific Sales Credit Card purchase APRs: variable 27.74%-30.74%; non-variable 6.00%-24.34%; minimum interest charge up to $2.""}, ""research_pass"": ""Best Buy public offer append pass"", ""retrieved"": ""2026-05-30T01:01:16-06:00"", ""rewards_evidence"": ""Disclosure text on Best Buy page states 5% back earns 2.5 points per $1 on qualifying Best Buy purchases using Standard Credit and that the 10% first-day offer adds 2.5 bonus points for new accounts within the first 14 days; points are not awarded on promotional credit purchases and limitations apply."", ""safe_browsing"": ""No applications, prequalification forms, logins, or personal data submissions were started or completed."", ""source_verification"": {""current_public_source"": ""Best Buy official credit-card page opened and text verified; Citi Retail Services pricing route remains linked from the public page."", ""safe_browsing"": ""No apply/prequalification/login/form submission performed."", ""verified_at"": ""2026-05-30T01:01:16-06:00""}, ""sources"": [{""notes"": ""Target URL redirects to the current Best Buy credit-card page."", ""source_basis"": ""Official Best Buy credit card target URL"", ""url"": ""https://www.bestbuy.com/site/financing-rewards/learn-about-best-buy-credit-cards/pcmcat102500050032.c""}, {""notes"": ""Primary public source for product lineup, first-day 10% rewards offer, reward categories, financing offers, annual-fee comparison, cardmember benefits, and financing-details APR/fee disclosure."", ""source_basis"": ""Official Best Buy product page and financing details disclosure"", ""url"": ""https://www.bestbuy.com/site/misc/financing-rewards/pcmcat102500050032.c?id=pcmcat102500050032""}, {""notes"": ""Official Citi Retail Services pricing and terms route linked from Best Buy; reviewed only as supporting issuer context without application submission."", ""source_basis"": ""Official Citi Retail Services pricing and terms route linked from Best Buy"", ""url"": ""https://citiretailservices.citibankonline.com/CRS/acq/launch/index.action?langId=EN&siteId=PLCN_BESTBUY&app=UNSOL&sc=BBYPL#tnc""}, {""notes"": ""Linked Best Buy detail page for Visa-specific rewards; raw HTTP timed out in this pass, so primary Visa reward facts use the visible comparison table on the product page."", ""source_basis"": ""Official Best Buy Visa detail URL linked from product page"", ""url"": ""https://www.bestbuy.com/site/financing-rewards/my-best-buy-visa/pcmcat748300389631.c?id=pcmcat748300389631""}, {""notes"": ""Linked from the product page for points/reward certificate program terms; raw HTTP timed out in this pass."", ""source_basis"": ""Official My Best Buy program terms URL"", ""url"": ""https://www.bestbuy.com/site/best-buy-membership/my-best-buy-program-rules/pcmcat311100050001.c?id=pcmcat311100050001""}], ""target"": {""alternate_issuer_url"": ""https://citiretailservices.citibankonline.com/RSnextgen/svc/launch/index.action?siteId=PLCN_BESTBUY"", ""id"": 89, ""institution"": ""Best Buy"", ""institution_type"": ""Retail/Ecommerce"", ""known_issuer_partner"": ""Citibank, N.A."", ""known_rewards_card_examples"": ""My Best Buy Credit Card, My Best Buy Visa"", ""offer_research_url"": ""https://www.bestbuy.com/site/financing-rewards/learn-about-best-buy-credit-cards/pcmcat102500050032.c"", ""priority"": ""Medium"", ""role"": ""Retail co-brand/private-label partner"", ""source_basis"": ""Official Best Buy card page and Citi Retail Services path.""}, ""visible_source_evidence"": ""Best Buy page lists My Best Buy Credit Card, 10% back in rewards on first day of Standard Credit purchases for newly approved cardmembers, 5% back at Best Buy, flexible financing options, no annual fee, and same credit line/APR as the Visa card. Best Buy financing-details disclosure states: as of the last 30 days, store-card purchase APRs are variable 27.74%-30.74% and non-variable 6.00%-24.34%; My Best Buy Visa purchase APRs are variable 14.24%-30.74% and non-variable 9.00%-20.24%; annual fee is $0-$59 based on creditworthiness.""}",2026-05-30 06:55:28,2026-05-30 15:47:45,Best Buy,,,NA,NA
3,Column N.A.,Bilt Blue Card,CO_BRAND_CONSUMER,RENT_MORTGAGE_REWARDS,$100 in Bilt Cash on or about account open date for eligible primary cardholders.,,100,NA,NA,No public spend requirement found for the $100 Bilt Cash welcome bonus; eligibility restrictions apply.,0,0,,10.00% introductory APR on new card purchases for the first 12 billing cycles after account opening,26.74%-34.74% variable APR for purchases,Up to 1.25x Bilt Points on rent and mortgage through the Bilt app/website depending on selected rewards option and everyday spend ratio; or up to 1x on housing by redeeming Bilt Cash under Flexible Bilt Cash option; 1x on other eligible purchases; optional 4% back in Bilt Cash on everyday spend under Flexible Bilt Cash; no foreign transaction fee.,https://www.bilt.com/terms/bilt-card-offer-terms,Official offer terms and pricing page,2026-05-29T20:57:53-06:00,"Bilt target row named Wells Fargo/Bilt Mastercard, but current official Bilt 2.0 sources identify Column N.A. as issuer and Cardless as servicer. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.","{""limitations"": [""Bilt 2.0 housing rewards vary by selected rewards option and everyday spend ratio; notes preserve this instead of flattening to one universal earn rate."", ""In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.""], ""method"": ""Official-source web/direct retrieval fallback because browser:browser was unavailable."", ""retrieved"": ""2026-05-29T20:57:53-06:00"", ""sources"": [{""evidence"": ""Offer terms identified Bilt Blue, Obsidian, and Palladium cards, Column N.A. issuance, Cardless servicing, $100 Bilt Cash for Blue, housing reward options, 1x Blue everyday earning, and welcome-bonus restrictions."", ""issuer"": ""Column N.A. / Cardless / Bilt"", ""source_basis"": ""Official offer terms"", ""url"": ""https://www.bilt.com/terms/bilt-card-offer-terms""}, {""evidence"": ""Rates-and-fees PDF showed Blue annual fee $0, 10.00% introductory APR on new card purchases, and 26.74%-34.74% variable purchase APR."", ""issuer"": ""Column N.A. / Cardless / Bilt"", ""source_basis"": ""Official rates and fees disclosure"", ""url"": ""https://legal.cardless.com/rates_and_fees/bilt/rates_and_fees.pdf""}, {""evidence"": ""Support overview confirmed three-card Bilt 2.0 lineup, annual fees, no foreign transaction fees, intro APR, and high-level earn structures."", ""issuer"": ""Bilt Rewards support"", ""source_basis"": ""Official support overview"", ""url"": ""https://support.biltrewards.com/hc/en-us/articles/42897766682381-Bilt-Card-2-0-Program-Overview""}], ""target"": {""database"": ""data/cc-offers.sqlite"", ""id"": 120, ""institution"": ""Bilt Rewards""}}",2026-05-30 02:57:53,2026-05-30 15:47:45,Bilt Rewards,,,NA,Bilt Cash
4,Column N.A.,Bilt Obsidian Card,CO_BRAND_CONSUMER,RENT_MORTGAGE_REWARDS,$200 in Bilt Cash on or about account open date for eligible primary cardholders.,,200,NA,NA,No public spend requirement found for the $200 Bilt Cash welcome bonus; eligibility restrictions apply.,95,0,,10.00% introductory APR on new card purchases for the first 12 billing cycles after account opening,26.74%-34.74% variable APR for purchases,"Up to 1.25x Bilt Points on rent and mortgage through the Bilt app/website depending on selected rewards option and everyday spend ratio; or up to 1x on housing by redeeming Bilt Cash under Flexible Bilt Cash option; 3x in selected dining or grocery category (grocery capped at $25,000/calendar year), 2x travel, 1x other eligible purchases; optional 4% back in Bilt Cash on everyday spend under Flexible Bilt Cash; $100 Bilt Travel Hotel Credit split semi-annually; no foreign transaction fee.",https://www.bilt.com/terms/bilt-card-offer-terms,Official offer terms and pricing page,2026-05-29T20:57:53-06:00,"Bilt target row named Wells Fargo/Bilt Mastercard, but current official Bilt 2.0 sources identify Column N.A. as issuer and Cardless as servicer. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.","{""limitations"": [""Bilt 2.0 housing rewards vary by selected rewards option and everyday spend ratio; grocery 3x cap and category selection limits are preserved in rewards field."", ""In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.""], ""method"": ""Official-source web/direct retrieval fallback because browser:browser was unavailable."", ""retrieved"": ""2026-05-29T20:57:53-06:00"", ""sources"": [{""evidence"": ""Offer terms showed $200 Bilt Cash for Obsidian, up to 1.25x housing rewards depending on selected option, 3x selected dining/grocery, 2x travel, 1x other purchases, and $100 hotel credit."", ""issuer"": ""Column N.A. / Cardless / Bilt"", ""source_basis"": ""Official offer terms"", ""url"": ""https://www.bilt.com/terms/bilt-card-offer-terms""}, {""evidence"": ""Rates-and-fees PDF showed Obsidian annual fee $95, authorized-user fee, 10.00% introductory APR on new card purchases, and 26.74%-34.74% variable purchase APR."", ""issuer"": ""Column N.A. / Cardless / Bilt"", ""source_basis"": ""Official rates and fees disclosure"", ""url"": ""https://legal.cardless.com/rates_and_fees/bilt/rates_and_fees.pdf""}, {""evidence"": ""Support overview confirmed Obsidian annual fee, dining/grocery choice, travel earning, hotel credit context, no foreign transaction fees, and 10% intro APR."", ""issuer"": ""Bilt Rewards support"", ""source_basis"": ""Official support overview"", ""url"": ""https://support.biltrewards.com/hc/en-us/articles/42897766682381-Bilt-Card-2-0-Program-Overview""}], ""target"": {""database"": ""data/cc-offers.sqlite"", ""id"": 120, ""institution"": ""Bilt Rewards""}}",2026-05-30 02:57:53,2026-05-30 15:47:45,Bilt Rewards,,,NA,Bilt Cash
5,Column N.A.,Bilt Palladium Card,CO_BRAND_CONSUMER,RENT_MORTGAGE_REWARDS,"50,000 Bilt Points and Bilt Gold Elite Status after $4,000 in everyday spend within 90 days from account open date, plus $300 in Bilt Cash under the welcome-bonus terms.",50000,300,4000,90,"Spend $4,000 or more in everyday spend on the Bilt Palladium Card within 90 days from account open date to qualify for the 50,000 points and Gold Elite Status; housing payments do not count toward this requirement.",495,0,,10.00% introductory APR on new card purchases for the first 12 billing cycles after account opening,26.74%-34.74% variable APR for purchases,Up to 1.25x Bilt Points on rent and mortgage through the Bilt app/website depending on selected rewards option and everyday spend ratio; or up to 1x on housing by redeeming Bilt Cash under Flexible Bilt Cash option; 2x on other eligible purchases excluding housing payments; optional 4% back in Bilt Cash on everyday spend under Flexible Bilt Cash; annual $200 Bilt Cash benefit; $400 Bilt Travel Hotel Credit split semi-annually; Priority Pass mentioned by Bilt support; no foreign transaction fee.,https://www.bilt.com/terms/bilt-card-offer-terms,Official offer terms and pricing page,2026-05-29T20:57:53-06:00,"Bilt target row named Wells Fargo/Bilt Mastercard, but current official Bilt 2.0 sources identify Column N.A. as issuer and Cardless as servicer. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.","{""limitations"": [""Bilt 2.0 housing rewards vary by selected rewards option and everyday spend ratio; spend requirement applies to everyday spend and excludes Bilt housing payments."", ""In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.""], ""method"": ""Official-source web/direct retrieval fallback because browser:browser was unavailable."", ""retrieved"": ""2026-05-29T20:57:53-06:00"", ""sources"": [{""evidence"": ""Offer terms showed Palladium welcome bonus with 50,000 Bilt Points, Gold Elite Status, $300 Bilt Cash, $4,000 everyday-spend requirement within 90 days for points/status, 2x everyday earning, annual $200 Bilt Cash, and $400 hotel credit."", ""issuer"": ""Column N.A. / Cardless / Bilt"", ""source_basis"": ""Official offer terms"", ""url"": ""https://www.bilt.com/terms/bilt-card-offer-terms""}, {""evidence"": ""Rates-and-fees PDF showed Palladium annual fee $495, authorized-user fee, 10.00% introductory APR on new card purchases, and 26.74%-34.74% variable purchase APR."", ""issuer"": ""Column N.A. / Cardless / Bilt"", ""source_basis"": ""Official rates and fees disclosure"", ""url"": ""https://legal.cardless.com/rates_and_fees/bilt/rates_and_fees.pdf""}, {""evidence"": ""Support overview confirmed Palladium annual fee, 2x everyday purchases, Bilt Cash/housing rewards structure, hotel credit, and no foreign transaction fees."", ""issuer"": ""Bilt Rewards support"", ""source_basis"": ""Official support overview"", ""url"": ""https://support.biltrewards.com/hc/en-us/articles/42897766682381-Bilt-Card-2-0-Program-Overview""}], ""target"": {""database"": ""data/cc-offers.sqlite"", ""id"": 120, ""institution"": ""Bilt Rewards""}}",2026-05-30 02:57:53,2026-05-30 15:47:45,Bilt Rewards,,Bilt Points,NA,Bilt Cash
147,Comenity Bank,Bread Rewards™ American Express® Credit Card,CONSUMER,POINTS_REWARDS,"Earn 3X points per $1 at gas stations, grocery stores, dining and utilities, 1X on other purchases, plus 25% extra points in each billing cycle with 20 or more separate purchases; no annual fee or foreign transaction fees. Public page showed no separate welcome bonus outside pre-approved offers that may vary.",,NA,NA,NA,NA,0,0,,NA,18.99% to 33.49% variable APR for purchases and balance transfers; 33.49% variable APR for cash advances.,"3X points per $1 at gas stations, grocery stores, dining, and utilities; 1X points per $1 on other purchases; 25% extra points every billing cycle with 20 or more separate purchases; points redeem for statement credits, travel, gift cards, merchandise, and more.",https://www.breadfinancial.com/en/bread-rewards-credit-card.html,Official Bread product page and official Comenity legal/rate document,2026-05-29T23:03:08-06:00,"Captured from current public Bread Financial and Comenity legal/rewards pages without login, preapproval lookup, or application submission. Official Bread issuer page exposed two Bread-branded American Express cards; broader Comenity partner cards are expected to be researched from their partner/brand targets where offer pages live.","{""target_id"":11,""target"":{""id"":11,""institution"":""Bread Financial / Comenity"",""known_issuer_partner"":""Comenity Bank / Comenity Capital Bank"",""offer_research_url"":""https://www.breadfinancial.com/en/credit-cards.html"",""alternate_issuer_url"":""https://www.comenity.net/""},""retrieved"":""2026-05-29T23:03:08-06:00"",""sources"":[{""url"":""https://www.breadfinancial.com/en/credit-cards.html"",""basis"":""Official Bread Financial credit card listing""},{""url"":""https://www.breadfinancial.com/en/bread-rewards-credit-card.html"",""basis"":""Official Bread Financial product page""},{""url"":""https://d.comenity.net/legaldocs/breadrewards/legal-documents/cca"",""basis"":""Official Comenity legal/rate document""},{""url"":""https://d.comenity.net/breadrewards/common/Legal/RewardsTermsAndConditionsDisclosure.xhtml"",""basis"":""Official Comenity rewards terms""}],""evidence"":{""issuer_evidence"":""Comenity legal document states the Bread Rewards card is issued by Comenity Bank."",""offer_evidence"":""Product page: 3X categories, 1X other purchases, 25% extra points after 20+ separate purchases in a billing cycle, no annual fee, no foreign transaction fees; pre-approved offers may vary."",""legal_evidence"":""Rate and Fee Summary: purchase APR 18.99% to 33.49%; balance transfer APR 18.99% to 33.49%; cash advance APR 33.49%; Annual Fee None; Foreign Transaction None.""},""limitations"":""Captured from current public Bread Financial and Comenity legal/rewards pages without login, preapproval lookup, or application submission. Official Bread issuer page exposed two Bread-branded American Express cards; broader Comenity partner cards are expected to be researched from their partner/brand targets where offer pages live."",""browser_verification"":""Codex in-app browser opened the official Bread listing, product pages, Comenity legal documents, and rewards terms during this research pass.""}",2026-05-30 05:03:08,2026-05-30 15:47:45,Bread Financial,,,NA,NA
233,Comenity Capital Bank,AAA Daily Advantage Visa Signature® Credit Card,CO_BRAND_CONSUMER,CASH_BACK,"Earn a $100 statement credit after spending $1,000 within the first 90 days of account opening.",,100,1000,90,"Spend $1,000 within the first 90 days of account opening; offer is received within 1-2 billing cycles after qualifying spend per AAA page footnote.",0,0,,No public intro APR found on reviewed official AAA and Comenity sources.,"Variable purchase and balance transfer APR 17.49%-31.49%, based on creditworthiness; cash advance APR 32.49%.","5% cash back on grocery store purchases; 3% cash back on gas and EV charging, wholesale clubs, streaming services, pharmacy, and purchases at AAA; 1% cash back on other purchases. Combined 5% grocery and 3% wholesale club/gas earning applies on the first $10,000 spent in a calendar year, then 1%. No annual fee and no foreign transaction fees; Visa Signature benefits include zero liability, lost/stolen card service, travel and emergency assistance, emergency card replacement, and emergency cash disbursement.",https://www.ace.aaa.com/financial/aaa-credit-card.html#daily-advantage-card,Official AAA product page with Comenity legal agreement and AAA perks page,2026-05-30T00:37:21-06:00,"Official AAA Auto Club Enterprises product/perks pages and Comenity Capital Bank legal agreement reviewed; AAA URLs vary by club region, so the ACE club page from the target row was recorded. No login, form submission, prequalification, or application flow was completed. The AAA perks FAQ displays an APR range that differs from the Comenity legal agreement; APR fields use the Comenity legal agreement as the stronger pricing source.","{""card"": ""AAA Daily Advantage Visa Signature® Credit Card"", ""card_kind"": ""daily_advantage"", ""conflicts"": [""AAA perks page FAQ states purchase APRs range from 18.74% to 32.74%, while the Comenity legal agreement states purchase and balance-transfer APRs of 17.49% to 31.49%; stored APR fields prefer the Comenity legal agreement.""], ""issuer"": ""Comenity Capital Bank / AAA"", ""limitations"": ""AAA rewards terms links were reached but not text-extractable in the browser; reward details are therefore sourced from the visible AAA product page and AAA perks metadata."", ""research_pass"": ""AAA public offer append pass"", ""retrieved"": ""2026-05-30T00:37:21-06:00"", ""rewards_evidence"": ""AAA product/perks metadata lists 5% grocery earning, 3% gas/EV/wholesale club/streaming/pharmacy/AAA categories, 1% other purchases, and a first-$10,000 calendar-year combined earning limit for grocery, wholesale club, and gas categories."", ""safe_browsing"": ""No applications, prequalification forms, logins, or personal data submissions were started or completed."", ""sources"": [{""notes"": ""Primary public product page showing the two AAA Visa Signature cards, welcome statement credit, annual-fee/no-foreign-transaction-fee language, rewards categories, and linked terms."", ""source_basis"": ""Official AAA club product page"", ""url"": ""https://www.ace.aaa.com/financial/aaa-credit-card.html#daily-advantage-card""}, {""notes"": ""Official benefits/FAQ metadata; confirms welcome offer, issuer, redemption options, benefit examples, and a conflicting APR FAQ range."", ""source_basis"": ""Official AAA perks and benefits page"", ""url"": ""https://www.ace.aaa.com/financial/aaa-credit-card/perks.html""}, {""notes"": ""Pricing/legal source used for APRs, annual fee, transaction fees, penalty fees, issuer, governing law, and May 2026 print-date terms."", ""source_basis"": ""Official Comenity Capital Bank credit card agreement"", ""url"": ""https://d.comenity.net/legaldocs/advantage/legal-documents/cca""}, {""notes"": ""Linked from AAA page for Travel Advantage rewards terms; browser reached Comenity rewards route but visible text extraction was limited."", ""source_basis"": ""Official AAA-linked rewards terms URL"", ""url"": ""http://aaa.com/AdvantageTravelTerms""}, {""notes"": ""Linked from AAA page for Daily Advantage rewards terms; browser reached Comenity rewards route but visible text extraction was limited."", ""source_basis"": ""Official AAA-linked rewards terms URL"", ""url"": ""http://aaa.com/AdvantageDailyTerms""}], ""target"": {""alternate_issuer_url"": ""https://www.aaa.com/AAA/common/financial/AAA_Credit_Card.html"", ""id"": 118, ""institution"": ""AAA"", ""institution_type"": ""Financial/Technology/Other"", ""known_issuer_partner"": ""Comenity Capital Bank"", ""known_rewards_card_examples"": ""AAA Travel Advantage Visa Signature, AAA Daily Advantage Visa Signature"", ""notes"": ""AAA card URLs vary by club region; record club used."", ""offer_research_url"": ""https://www.ace.aaa.com/financial/aaa-credit-card.html"", ""priority"": ""Medium"", ""role"": ""Membership/travel co-brand partner"", ""source_basis"": ""Official AAA club credit card pages and Comenity application paths.""}, ""terms_evidence"": {""annual_fee"": ""None."", ""balance_transfer_fee"": ""Either $10 or 5% of the amount of each transfer, whichever is greater."", ""cash_advance_apr"": ""32.49% variable."", ""cash_advance_fee"": ""Either $10.00 or 5.0% of the amount of each cash advance, whichever is greater."", ""foreign_transaction_fee"": ""None."", ""penalty_fees"": ""Late payment and returned payment fees up to $41.00."", ""pricing_source"": ""Comenity Capital Bank legal agreement for AAA Travel Advantage Visa Signature and AAA Daily Advantage Visa Signature accounts."", ""print_date"": ""May 2026."", ""purchase_and_balance_transfer_apr"": ""17.49%-31.49% variable, based on creditworthiness.""}, ""visible_source_evidence"": ""AAA product page names the Daily Advantage card, shows a $100 statement-credit offer after $1,000 spend in the first 90 days, no annual fee and no foreign transaction fees, and 5%/3%/1% cash-back categories.""}",2026-05-30 06:37:21,2026-05-30 15:47:45,AAA,,,NA,Statement Credit
234,Comenity Capital Bank,AAA Travel Advantage Visa Signature® Credit Card,CO_BRAND_CONSUMER,TRAVEL_CASH_BACK,"Earn a $100 statement credit after spending $1,000 within the first 90 days of account opening.",,100,1000,90,"Spend $1,000 within the first 90 days of account opening; offer is received within 1-2 billing cycles after qualifying spend per AAA page footnote.",0,0,,No public intro APR found on reviewed official AAA and Comenity sources.,"Variable purchase and balance transfer APR 17.49%-31.49%, based on creditworthiness; cash advance APR 32.49%.","5% cash back on gas purchases and EV charging; 3% cash back on travel, restaurants, grocery stores, and purchases at AAA; 1% cash back on other purchases. 5% gas and EV charging earning applies on the first $7,000 spent in a calendar year, then 1%. No annual fee and no foreign transaction fees; Visa Signature benefits include zero liability, lost/stolen card service, travel and emergency assistance, emergency card replacement, and emergency cash disbursement.",https://www.ace.aaa.com/financial/aaa-credit-card.html#travel-advantage-card,Official AAA product page with Comenity legal agreement and AAA perks page,2026-05-30T00:37:21-06:00,"Official AAA Auto Club Enterprises product/perks pages and Comenity Capital Bank legal agreement reviewed; AAA URLs vary by club region, so the ACE club page from the target row was recorded. No login, form submission, prequalification, or application flow was completed. The AAA perks FAQ displays an APR range that differs from the Comenity legal agreement; APR fields use the Comenity legal agreement as the stronger pricing source.","{""card"": ""AAA Travel Advantage Visa Signature® Credit Card"", ""card_kind"": ""travel_advantage"", ""conflicts"": [""AAA perks page FAQ states purchase APRs range from 18.74% to 32.74%, while the Comenity legal agreement states purchase and balance-transfer APRs of 17.49% to 31.49%; stored APR fields prefer the Comenity legal agreement.""], ""issuer"": ""Comenity Capital Bank / AAA"", ""limitations"": ""AAA rewards terms links were reached but not text-extractable in the browser; reward details are therefore sourced from the visible AAA product page and AAA perks metadata."", ""research_pass"": ""AAA public offer append pass"", ""retrieved"": ""2026-05-30T00:37:21-06:00"", ""rewards_evidence"": ""AAA product/perks metadata lists 5% gas/EV earning, 3% restaurants/bars/catering/travel/grocery/AAA categories, 1% other purchases, and a first-$7,000 calendar-year earning limit for gas and EV charging."", ""safe_browsing"": ""No applications, prequalification forms, logins, or personal data submissions were started or completed."", ""sources"": [{""notes"": ""Primary public product page showing the two AAA Visa Signature cards, welcome statement credit, annual-fee/no-foreign-transaction-fee language, rewards categories, and linked terms."", ""source_basis"": ""Official AAA club product page"", ""url"": ""https://www.ace.aaa.com/financial/aaa-credit-card.html#travel-advantage-card""}, {""notes"": ""Official benefits/FAQ metadata; confirms welcome offer, issuer, redemption options, benefit examples, and a conflicting APR FAQ range."", ""source_basis"": ""Official AAA perks and benefits page"", ""url"": ""https://www.ace.aaa.com/financial/aaa-credit-card/perks.html""}, {""notes"": ""Pricing/legal source used for APRs, annual fee, transaction fees, penalty fees, issuer, governing law, and May 2026 print-date terms."", ""source_basis"": ""Official Comenity Capital Bank credit card agreement"", ""url"": ""https://d.comenity.net/legaldocs/advantage/legal-documents/cca""}, {""notes"": ""Linked from AAA page for Travel Advantage rewards terms; browser reached Comenity rewards route but visible text extraction was limited."", ""source_basis"": ""Official AAA-linked rewards terms URL"", ""url"": ""http://aaa.com/AdvantageTravelTerms""}, {""notes"": ""Linked from AAA page for Daily Advantage rewards terms; browser reached Comenity rewards route but visible text extraction was limited."", ""source_basis"": ""Official AAA-linked rewards terms URL"", ""url"": ""http://aaa.com/AdvantageDailyTerms""}], ""target"": {""alternate_issuer_url"": ""https://www.aaa.com/AAA/common/financial/AAA_Credit_Card.html"", ""id"": 118, ""institution"": ""AAA"", ""institution_type"": ""Financial/Technology/Other"", ""known_issuer_partner"": ""Comenity Capital Bank"", ""known_rewards_card_examples"": ""AAA Travel Advantage Visa Signature, AAA Daily Advantage Visa Signature"", ""notes"": ""AAA card URLs vary by club region; record club used."", ""offer_research_url"": ""https://www.ace.aaa.com/financial/aaa-credit-card.html"", ""priority"": ""Medium"", ""role"": ""Membership/travel co-brand partner"", ""source_basis"": ""Official AAA club credit card pages and Comenity application paths.""}, ""terms_evidence"": {""annual_fee"": ""None."", ""balance_transfer_fee"": ""Either $10 or 5% of the amount of each transfer, whichever is greater."", ""cash_advance_apr"": ""32.49% variable."", ""cash_advance_fee"": ""Either $10.00 or 5.0% of the amount of each cash advance, whichever is greater."", ""foreign_transaction_fee"": ""None."", ""penalty_fees"": ""Late payment and returned payment fees up to $41.00."", ""pricing_source"": ""Comenity Capital Bank legal agreement for AAA Travel Advantage Visa Signature and AAA Daily Advantage Visa Signature accounts."", ""print_date"": ""May 2026."", ""purchase_and_balance_transfer_apr"": ""17.49%-31.49% variable, based on creditworthiness.""}, ""visible_source_evidence"": ""AAA product page names the Travel Advantage card, shows a $100 statement-credit offer after $1,000 spend in the first 90 days, no annual fee and no foreign transaction fees, and 5%/3%/1% travel-oriented cash-back categories.""}",2026-05-30 06:37:21,2026-05-30 15:47:45,AAA,,,NA,Statement Credit
146,Comenity Capital Bank,Bread Cashback® American Express® Credit Card,CONSUMER,CASH_BACK,Earn unlimited 2% cash back on purchases; no annual fee or foreign transaction fees. Public page showed no separate welcome bonus outside pre-approved offers that may vary.,,NA,NA,NA,NA,0,0,,NA,18.99% to 33.49% variable APR for purchases and balance transfers; 33.49% variable APR for cash advances.,"Unlimited 2% cash back on purchases with no rewards caps, opt-ins, or categories; rewards can be redeemed as statement credit or direct deposit; American Express network benefits apply subject to terms.",https://www.breadfinancial.com/en/bread-financial-cashback-card.html,Official Bread product page and official Comenity legal/rate document,2026-05-29T23:03:08-06:00,"Captured from current public Bread Financial and Comenity legal/rewards pages without login, preapproval lookup, or application submission. Official Bread issuer page exposed two Bread-branded American Express cards; broader Comenity partner cards are expected to be researched from their partner/brand targets where offer pages live.","{""target_id"":11,""target"":{""id"":11,""institution"":""Bread Financial / Comenity"",""known_issuer_partner"":""Comenity Bank / Comenity Capital Bank"",""offer_research_url"":""https://www.breadfinancial.com/en/credit-cards.html"",""alternate_issuer_url"":""https://www.comenity.net/""},""retrieved"":""2026-05-29T23:03:08-06:00"",""sources"":[{""url"":""https://www.breadfinancial.com/en/credit-cards.html"",""basis"":""Official Bread Financial credit card listing""},{""url"":""https://www.breadfinancial.com/en/bread-financial-cashback-card.html"",""basis"":""Official Bread Financial product page""},{""url"":""https://d.comenity.net/legaldocs/breadcashback/legal-documents/cca"",""basis"":""Official Comenity legal/rate document""},{""url"":""https://d.comenity.net/breadcashback/common/Legal/RewardsTermsAndConditionsDisclosure.xhtml"",""basis"":""Official Comenity rewards terms""}],""evidence"":{""issuer_evidence"":""Comenity legal document states the Bread Cashback card is issued by Comenity Capital Bank."",""offer_evidence"":""Product page: unlimited 2% cash back, no annual fee, no foreign transaction fees; pre-approved offers may vary."",""legal_evidence"":""Rate and Fee Summary: purchase APR 18.99% to 33.49%; balance transfer APR 18.99% to 33.49%; cash advance APR 33.49%; Annual Fee None; Foreign Transaction None.""},""limitations"":""Captured from current public Bread Financial and Comenity legal/rewards pages without login, preapproval lookup, or application submission. Official Bread issuer page exposed two Bread-branded American Express cards; broader Comenity partner cards are expected to be researched from their partner/brand targets where offer pages live."",""browser_verification"":""Codex in-app browser opened the official Bread listing, product pages, Comenity legal documents, and rewards terms during this research pass.""}",2026-05-30 05:03:08,2026-05-30 15:47:45,Bread Financial,,,NA,NA
68,Discover Bank,Discover it Cash Back Credit Card,CONSUMER,CASH_BACK,Unlimited Cashback Match: Discover matches all cash back earned at the end of the first year; 0% intro APR for 15 months on purchases and balance transfers.,,NA,NA,365,"Discover matches all cash back earned from account approval through the first 12 consecutive billing periods or 365 days, whichever is longer; no purchase minimums.",0,0,,"0% intro APR for 15 months from account opening on purchases; 0% intro APR for 15 months from first transfer for balance transfers under the offer that post by August 10, 2026; 3% intro balance transfer fee until August 10, 2026.","17.49% to 26.49% Standard Variable Purchase APR after intro period, based on creditworthiness; variable APRs will not exceed 29.99%.","Earn 5% cash back on rotating everyday purchase categories each quarter up to the quarterly maximum when activated, plus 1% cash back on all other purchases; no annual fee.",https://www.discover.com/credit-cards/cash-back/it-card.html,Official product page with rates/rewards disclosure enrichment,2026-05-29T22:03:47-06:00,"Rates/rewards disclosure states some customers may receive different rates or terms, including no introductory rates, but same cash back rewards offer. Did not enter or submit an application.","{""target"":{""id"":8,""institution"":""Discover"",""issuer_partner"":""Discover Bank"",""offer_research_url"":""https://www.discover.com/credit-cards/"",""alternate_issuer_url"":""https://www.discover.com/credit-cards/cash-back/"",""priority"":""High""},""retrieved"":""2026-05-29T22:03:47-06:00"",""sources"":[{""url"":""https://www.discover.com/credit-cards/"",""basis"":""Official Discover credit cards hub"",""evidence"":""Discover hub showed seven public card products with card-level offers, rewards, intro APR language, standard variable APR ranges, annual fees, and links to rates/rewards/fees pages.""},{""url"":""https://www.discover.com/credit-cards/cash-back/it-card.html"",""basis"":""Official Discover product page"",""evidence"":""Official product page/card hub detail provided card-specific rewards, first-year match, intro APR and annual-fee summary.""},{""url"":""https://www.discovercard.com/application/website/ratesrewards?srcCde=GJVP"",""basis"":""Official Discover rates/rewards/fees disclosure"",""evidence"":""Hub and rates/rewards page showed unlimited Cashback Match, 5% rotating categories plus 1%, no annual fee, 0% intro APR for 15 months on purchases and balance transfers, 17.49%-26.49% standard variable purchase APR, and August 10, 2026 transfer-posting/intro-fee date.""}],""limitations"":[""Public official sources only; no login, preapproval, or application submission."",""Discover first-year match value varies based on rewards earned during the match period; there is no fixed upfront bonus amount."",""Some customers may receive different rates or terms, including no introductory rates, according to Discover rate disclosures.""]}",2026-05-30 04:03:47,2026-05-30 15:47:45,,,,NA,Unlimited Cashback Match
73,Discover Bank,Discover it Chrome Gas & Restaurant Credit Card,CONSUMER,GAS_RESTAURANT_CASH_BACK,Unlimited Cashback Match: Discover matches all cash back earned at the end of the first year; 0% intro APR for 15 months on purchases and balance transfers.,,NA,NA,365,"Discover matches all cash back earned from account approval through the first 12 consecutive billing periods or 365 days, whichever is longer; no purchase minimums.",0,0,,"0% intro APR for 15 months from account opening on purchases; 0% intro APR for 15 months from first transfer for balance transfers under the offer that post by August 10, 2026; 3% intro balance transfer fee until August 10, 2026.","17.49% to 26.49% Standard Variable Purchase APR after intro period, based on creditworthiness; variable APRs will not exceed 29.99%.","Earn 2% Cashback Bonus at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically; earn unlimited 1% cash back on all other purchases; no annual fee.",https://www.discover.com/credit-cards/cash-back/chrome.html,Official product page with rates/rewards disclosure enrichment,2026-05-29T22:03:47-06:00,"Rates/rewards disclosure states some customers may receive different rates or terms, including no introductory rates, but same cash back rewards offer. Did not enter or submit an application.","{""target"":{""id"":8,""institution"":""Discover"",""issuer_partner"":""Discover Bank"",""offer_research_url"":""https://www.discover.com/credit-cards/"",""alternate_issuer_url"":""https://www.discover.com/credit-cards/cash-back/"",""priority"":""High""},""retrieved"":""2026-05-29T22:03:47-06:00"",""sources"":[{""url"":""https://www.discover.com/credit-cards/"",""basis"":""Official Discover credit cards hub"",""evidence"":""Discover hub showed seven public card products with card-level offers, rewards, intro APR language, standard variable APR ranges, annual fees, and links to rates/rewards/fees pages.""},{""url"":""https://www.discover.com/credit-cards/cash-back/chrome.html"",""basis"":""Official Discover product page"",""evidence"":""Official product page/card hub detail provided card-specific rewards, first-year match, intro APR and annual-fee summary.""},{""url"":""https://www.discovercard.com/application/website/ratesrewards?srcCde=GJVR"",""basis"":""Official Discover rates/rewards/fees disclosure"",""evidence"":""Hub and rates/rewards page showed unlimited Cashback Match, 2% gas/restaurants up to $1,000 quarterly plus 1%, no annual fee, 0% intro APR for 15 months on purchases and balance transfers, 17.49%-26.49% standard variable purchase APR, and August 10, 2026 transfer-posting/intro-fee date.""}],""limitations"":[""Public official sources only; no login, preapproval, or application submission."",""Discover first-year match value varies based on rewards earned during the match period; there is no fixed upfront bonus amount."",""Some customers may receive different rates or terms, including no introductory rates, according to Discover rate disclosures.""]}",2026-05-30 04:03:47,2026-05-30 15:47:45,,,,NA,Unlimited Cashback Match
72,Discover Bank,Discover it Miles Credit Card,CONSUMER,TRAVEL_REWARDS,Unlimited Discover Match: Discover matches all miles earned at the end of the first year; 0% intro APR for 15 months on purchases and balance transfers.,,NA,NA,365,"Discover matches all miles earned from account approval through the first 12 consecutive billing periods or 365 days, whichever is longer; no purchase minimums.",0,0,,"0% intro APR for 15 months from account opening on purchases; 0% intro APR for 15 months from first transfer for balance transfers under the offer that post by August 10, 2026; 3% intro balance transfer fee until August 10, 2026.","17.49% to 26.49% Standard Variable Purchase APR after intro period, based on creditworthiness; variable APRs will not exceed 29.99%.",Earn 1.5x miles on every dollar of every purchase; no annual fee; miles can be matched after the first year under Discover Match terms.,https://www.discover.com/credit-cards/travel/,Official product page with rates/rewards disclosure enrichment,2026-05-29T22:03:47-06:00,"Rates/rewards disclosure states some customers may receive different rates or terms, including no introductory rates, but same rewards offer. Did not enter or submit an application.","{""target"":{""id"":8,""institution"":""Discover"",""issuer_partner"":""Discover Bank"",""offer_research_url"":""https://www.discover.com/credit-cards/"",""alternate_issuer_url"":""https://www.discover.com/credit-cards/cash-back/"",""priority"":""High""},""retrieved"":""2026-05-29T22:03:47-06:00"",""sources"":[{""url"":""https://www.discover.com/credit-cards/"",""basis"":""Official Discover credit cards hub"",""evidence"":""Discover hub showed seven public card products with card-level offers, rewards, intro APR language, standard variable APR ranges, annual fees, and links to rates/rewards/fees pages.""},{""url"":""https://www.discover.com/credit-cards/travel/"",""basis"":""Official Discover product page"",""evidence"":""Official product page/card hub detail provided card-specific rewards, first-year match, intro APR and annual-fee summary.""},{""url"":""https://www.discovercard.com/application/website/ratesrewards?srcCde=GJX4"",""basis"":""Official Discover rates/rewards/fees disclosure"",""evidence"":""Hub and rates/rewards page showed unlimited Discover Match for miles, 1.5x miles on purchases, no annual fee, 0% intro APR for 15 months on purchases and balance transfers, 17.49%-26.49% standard variable purchase APR, and August 10, 2026 transfer-posting/intro-fee date.""}],""limitations"":[""Public official sources only; no login, preapproval, or application submission."",""Discover first-year match value varies based on rewards earned during the match period; there is no fixed upfront bonus amount."",""Some customers may receive different rates or terms, including no introductory rates, according to Discover rate disclosures.""]}",2026-05-30 04:03:47,2026-05-30 15:47:45,,,Unlimited Discover Match; amount varies based on first-year miles earned,NA,NA
70,Discover Bank,Discover it Secured Credit Card,SECURED_CONSUMER,CASH_BACK,Unlimited Cashback Match: Discover matches all cash back earned at the end of the first year; secured card credit line equals deposit amount starting at $200.,,NA,NA,365,"Discover matches all cash back earned from account approval through the first 12 consecutive billing periods or 365 days, whichever is longer; no purchase minimums.",0,0,,"No purchase intro APR found on public official source; 10.99% intro APR for 6 months from first transfer for balance transfers that post by August 10, 2026; 3% intro balance transfer fee until August 10, 2026.",26.49% Standard Variable Purchase APR; variable APRs will not exceed 29.99%.,"Earn 2% Cashback Bonus at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically; earn unlimited 1% cash back on all other purchases; no annual fee; secured credit line equals deposit amount starting at $200.",https://www.discover.com/credit-cards/secured-credit-card/,Official product page with rates/rewards disclosure enrichment,2026-05-29T22:03:47-06:00,"Rates/rewards disclosure states some customers may receive different rates or terms, including no introductory rates, but same cash back rewards offer. Did not enter or submit an application.","{""target"":{""id"":8,""institution"":""Discover"",""issuer_partner"":""Discover Bank"",""offer_research_url"":""https://www.discover.com/credit-cards/"",""alternate_issuer_url"":""https://www.discover.com/credit-cards/cash-back/"",""priority"":""High""},""retrieved"":""2026-05-29T22:03:47-06:00"",""sources"":[{""url"":""https://www.discover.com/credit-cards/"",""basis"":""Official Discover credit cards hub"",""evidence"":""Discover hub showed seven public card products with card-level offers, rewards, intro APR language, standard variable APR ranges, annual fees, and links to rates/rewards/fees pages.""},{""url"":""https://www.discover.com/credit-cards/secured-credit-card/"",""basis"":""Official Discover product page"",""evidence"":""Official product page/card hub detail provided card-specific rewards, first-year match, intro APR and annual-fee summary.""},{""url"":""https://www.discovercard.com/application/website/ratesrewards?srcCde=KXPA"",""basis"":""Official Discover rates/rewards/fees disclosure"",""evidence"":""Hub and rates/rewards page showed unlimited Cashback Match, 2% gas/restaurants up to $1,000 quarterly plus 1%, no annual fee, secured deposit/credit-line language, 26.49% purchase APR, 10.99% intro balance transfer APR for 6 months, and August 10, 2026 balance-transfer terms.""}],""limitations"":[""Public official sources only; no login, preapproval, or application submission."",""Discover first-year match value varies based on rewards earned during the match period; there is no fixed upfront bonus amount."",""Some customers may receive different rates or terms, including no introductory rates, according to Discover rate disclosures.""]}",2026-05-30 04:03:47,2026-05-30 15:47:45,,,,NA,Unlimited Cashback Match
69,Discover Bank,Discover it Student Cash Back Credit Card,STUDENT,CASH_BACK,Unlimited Cashback Match: Discover matches all cash back earned at the end of the first year; 0% intro APR for 6 months on purchases.,,NA,NA,365,"Discover matches all cash back earned from account approval through the first 12 consecutive billing periods or 365 days, whichever is longer; no purchase minimums.",0,0,,"0% intro APR for 6 months from account opening on purchases; 10.99% intro APR for 6 months from first transfer for balance transfers under the offer that post by August 10, 2026; 3% intro balance transfer fee until August 10, 2026.","16.49% to 25.49% Standard Variable Purchase APR after intro period, based on creditworthiness; variable APRs will not exceed 29.99%.","Earn 5% cash back on rotating everyday purchase categories each quarter up to the quarterly maximum when activated, plus 1% cash back on all other purchases; no annual fee; student-focused card.",https://www.discover.com/credit-cards/student-credit-card/it-card.html,Official product page with rates/rewards disclosure enrichment,2026-05-29T22:03:47-06:00,"Rates/rewards disclosure states some customers may receive different rates or terms, including no introductory rates, but same cash back rewards offer. Did not enter or submit an application.","{""target"":{""id"":8,""institution"":""Discover"",""issuer_partner"":""Discover Bank"",""offer_research_url"":""https://www.discover.com/credit-cards/"",""alternate_issuer_url"":""https://www.discover.com/credit-cards/cash-back/"",""priority"":""High""},""retrieved"":""2026-05-29T22:03:47-06:00"",""sources"":[{""url"":""https://www.discover.com/credit-cards/"",""basis"":""Official Discover credit cards hub"",""evidence"":""Discover hub showed seven public card products with card-level offers, rewards, intro APR language, standard variable APR ranges, annual fees, and links to rates/rewards/fees pages.""},{""url"":""https://www.discover.com/credit-cards/student-credit-card/it-card.html"",""basis"":""Official Discover product page"",""evidence"":""Official product page/card hub detail provided card-specific rewards, first-year match, intro APR and annual-fee summary.""},{""url"":""https://www.discovercard.com/application/website/ratesrewards?srcCde=RJQX"",""basis"":""Official Discover rates/rewards/fees disclosure"",""evidence"":""Hub and rates/rewards page showed unlimited Cashback Match, 5% rotating categories plus 1%, no annual fee, 0% intro purchase APR for 6 months, 10.99% intro balance transfer APR for 6 months, 16.49%-25.49% standard variable purchase APR, and August 10, 2026 balance-transfer terms.""}],""limitations"":[""Public official sources only; no login, preapproval, or application submission."",""Discover first-year match value varies based on rewards earned during the match period; there is no fixed upfront bonus amount."",""Some customers may receive different rates or terms, including no introductory rates, according to Discover rate disclosures.""]}",2026-05-30 04:03:47,2026-05-30 15:47:45,,,,NA,Unlimited Cashback Match
71,Discover Bank,Discover it Student Chrome Credit Card,STUDENT,GAS_RESTAURANT_CASH_BACK,Unlimited Cashback Match: Discover matches all cash back earned at the end of the first year; 0% intro APR for 6 months on purchases.,,NA,NA,365,"Discover matches all cash back earned from account approval through the first 12 consecutive billing periods or 365 days, whichever is longer; no purchase minimums.",0,0,,"0% intro APR for 6 months from account opening on purchases; 10.99% intro APR for 6 months from first transfer for balance transfers under the offer that post by August 10, 2026; 3% intro balance transfer fee until August 10, 2026.","16.49% to 25.49% Standard Variable Purchase APR after intro period, based on creditworthiness; variable APRs will not exceed 29.99%.","Earn 2% Cashback Bonus at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically; earn unlimited 1% cash back on all other purchases; no annual fee; student-focused card.",https://www.discover.com/credit-cards/student-credit-card/chrome-card.html,Official product page with rates/rewards disclosure enrichment,2026-05-29T22:03:47-06:00,"Rates/rewards disclosure states some customers may receive different rates or terms, including no introductory rates, but same cash back rewards offer. Did not enter or submit an application.","{""target"":{""id"":8,""institution"":""Discover"",""issuer_partner"":""Discover Bank"",""offer_research_url"":""https://www.discover.com/credit-cards/"",""alternate_issuer_url"":""https://www.discover.com/credit-cards/cash-back/"",""priority"":""High""},""retrieved"":""2026-05-29T22:03:47-06:00"",""sources"":[{""url"":""https://www.discover.com/credit-cards/"",""basis"":""Official Discover credit cards hub"",""evidence"":""Discover hub showed seven public card products with card-level offers, rewards, intro APR language, standard variable APR ranges, annual fees, and links to rates/rewards/fees pages.""},{""url"":""https://www.discover.com/credit-cards/student-credit-card/chrome-card.html"",""basis"":""Official Discover product page"",""evidence"":""Official product page/card hub detail provided card-specific rewards, first-year match, intro APR and annual-fee summary.""},{""url"":""https://www.discovercard.com/application/website/ratesrewards?srcCde=RJRM"",""basis"":""Official Discover rates/rewards/fees disclosure"",""evidence"":""Hub and rates/rewards page showed unlimited Cashback Match, 2% gas/restaurants up to $1,000 quarterly plus 1%, no annual fee, 0% intro purchase APR for 6 months, 10.99% intro balance transfer APR for 6 months, 16.49%-25.49% standard variable purchase APR, and August 10, 2026 balance-transfer terms.""}],""limitations"":[""Public official sources only; no login, preapproval, or application submission."",""Discover first-year match value varies based on rewards earned during the match period; there is no fixed upfront bonus amount."",""Some customers may receive different rates or terms, including no introductory rates, according to Discover rate disclosures.""]}",2026-05-30 04:03:47,2026-05-30 15:47:45,,,,NA,Unlimited Cashback Match
74,Discover Bank,NHL Discover it Credit Card,CO_BRAND_CONSUMER,CASH_BACK,Unlimited Cashback Match: Discover matches all cash back earned at the end of the first year; 0% intro APR for 15 months on purchases and balance transfers.,,NA,NA,365,"Discover matches all cash back earned from account approval through the first 12 consecutive billing periods or 365 days, whichever is longer; no purchase minimums.",0,0,,"0% intro APR for 15 months from account opening on purchases; 0% intro APR for 15 months from first transfer for balance transfers under the offer that post by August 10, 2026; 3% intro balance transfer fee until August 10, 2026.","17.49% to 26.49% Standard Variable Purchase APR after intro period, based on creditworthiness; variable APRs will not exceed 29.99%.","Earn 5% cash back on rotating everyday purchase categories each quarter up to the quarterly maximum when activated, plus 1% cash back on all other purchases; no annual fee; NHL card design/co-brand variant.",https://www.discover.com/credit-cards/cash-back/nhl-card.html,Official product page with rates/rewards disclosure enrichment,2026-05-29T22:03:47-06:00,"NHL Discover it is a public Discover cash-back card variant surfaced on the official Discover card hub. Rates/rewards disclosure states some customers may receive different rates or terms, including no introductory rates, but same cash back rewards offer. Did not enter or submit an application.","{""target"":{""id"":8,""institution"":""Discover"",""issuer_partner"":""Discover Bank"",""offer_research_url"":""https://www.discover.com/credit-cards/"",""alternate_issuer_url"":""https://www.discover.com/credit-cards/cash-back/"",""priority"":""High""},""retrieved"":""2026-05-29T22:03:47-06:00"",""sources"":[{""url"":""https://www.discover.com/credit-cards/"",""basis"":""Official Discover credit cards hub"",""evidence"":""Discover hub showed seven public card products with card-level offers, rewards, intro APR language, standard variable APR ranges, annual fees, and links to rates/rewards/fees pages.""},{""url"":""https://www.discover.com/credit-cards/cash-back/nhl-card.html"",""basis"":""Official Discover product page"",""evidence"":""Official product page/card hub detail provided card-specific rewards, first-year match, intro APR and annual-fee summary.""},{""url"":""https://www.discovercard.com/application/website/ratesrewards?srcCde=GJVV"",""basis"":""Official Discover rates/rewards/fees disclosure"",""evidence"":""Hub and rates/rewards page showed unlimited Cashback Match, 5% rotating categories plus 1%, no annual fee, 0% intro APR for 15 months on purchases and balance transfers, 17.49%-26.49% standard variable purchase APR, and August 10, 2026 transfer-posting/intro-fee date.""}],""limitations"":[""Public official sources only; no login, preapproval, or application submission."",""Discover first-year match value varies based on rewards earned during the match period; there is no fixed upfront bonus amount."",""Some customers may receive different rates or terms, including no introductory rates, according to Discover rate disclosures.""]}",2026-05-30 04:03:47,2026-05-30 15:47:45,,,,NA,Unlimited Cashback Match
237,FNBO,Amtrak Guest Rewards® Mastercard®,CO_BRAND_CONSUMER,RAIL_TRAVEL_REWARDS,"Earn 15,000 bonus points after spending $1,000 in the first 3 billing cycles of account opening; apply by June 30, 2026.",15000,NA,1000,90,"Spend $1,000 in the first 3 billing cycles of account opening; apply by 6/30/26.",0,0,,No public intro APR found on reviewed official Amtrak and FNBO sources.,Variable purchase and balance transfer APR 26.49%; cash advance APR 27.99%; no penalty APR.,2 points per $1 on Amtrak travel including onboard purchases; 2 points per $1 on dining; 1 point per $1 everywhere else. 10% onboard food and beverage rebate as statement credit; points do not expire as long as account remains open; 5% point rebate when redeeming for Amtrak travel; no foreign transaction fees.,https://www.amtrak.com/guestrewards/apply,Official Amtrak product page with linked FNBO summary credit terms,2026-05-30T00:45:10-06:00,"Official Amtrak Guest Rewards credit-card page and linked FNBO summary-of-credit-terms pages reviewed; no login, prequalification, application, or form submission was completed. Amtrak says offers may vary by application location and that this offer requires applying through the advertisement; apply links were recorded but not opened as application flows.","{""card"": ""Amtrak Guest Rewards® Mastercard®"", ""card_kind"": ""no_annual_fee"", ""issuer"": ""FNBO / Amtrak Guest Rewards"", ""limitations"": ""Official Amtrak Guest Rewards credit-card page and linked FNBO summary-of-credit-terms pages reviewed; no login, prequalification, application, or form submission was completed. Amtrak says offers may vary by application location and that this offer requires applying through the advertisement; apply links were recorded but not opened as application flows."", ""pricing_terms_evidence"": {""annual_fee"": ""None"", ""balance_transfer_apr"": ""26.49% variable."", ""balance_transfer_fee"": ""Either $10 or 5% of each transfer, whichever is greater."", ""cash_advance_apr"": ""27.99% variable."", ""cash_advance_fee"": ""Either $5 or 5% of each cash advance, whichever is greater."", ""cash_equivalent_fee"": ""Either $5 or 5% of each cash equivalent transaction, whichever is greater."", ""foreign_transaction_fee"": ""None."", ""late_payment_fee"": ""Up to $40."", ""penalty_apr"": ""None."", ""prime_rate_basis"": ""Variable APRs based on a 6.75% Prime Rate as of the 03/31/2026 determination date."", ""purchase_apr"": ""26.49% variable when account opens."", ""returned_payment_fee"": ""Up to $35."", ""terms_card_label"": ""Guest Rewards Mastercard""}, ""promo_code"": ""78VNGSQL75K5S"", ""research_pass"": ""Amtrak Guest Rewards public offer append pass"", ""retrieved"": ""2026-05-30T00:45:10-06:00"", ""rewards_evidence"": ""Amtrak page lists 2x Amtrak travel including onboard purchases, 2x dining, 1x everywhere else, 10% onboard food/beverage statement-credit rebate, no-expiration while account remains open, 5% point rebate, and no foreign transaction fees."", ""safe_browsing"": ""No applications, prequalification forms, logins, or personal data submissions were started or completed."", ""sources"": [{""notes"": ""Primary public source for card lineup, offer, deadline, rewards, annual fee display, and FNBO issuer statement."", ""source_basis"": ""Official Amtrak Guest Rewards credit card page"", ""url"": ""https://www.amtrak.com/guestrewards/apply""}, {""notes"": ""Public terms route linked from Amtrak page; browser resolves the SPA route to the API URL."", ""source_basis"": ""Official FNBO summary of credit terms route"", ""url"": ""https://www.firstbankcard.com/lynx/#/soct/78VNGSQL75K5S""}, {""notes"": ""Pricing source used for APR, annual fee, transaction fees, foreign transaction fee, and penalty fees."", ""source_basis"": ""Official FNBO summary of credit terms content"", ""url"": ""https://www.firstbankcard.com/lynx/api/v1/lynx/soct/78VNGSQL75K5S""}, {""notes"": ""Recorded only as the advertised application location; application flow was not opened or submitted."", ""source_basis"": ""Official FNBO application URL from Amtrak page"", ""url"": ""https://www.firstbankcard.com/lynx/#/apply?promo=78VNGSQL75K5S""}], ""target"": {""alternate_issuer_url"": ""https://www.fnbo.com/personal-banking/credit-cards/amtrak-guest-rewards"", ""id"": 57, ""institution"": ""Amtrak Guest Rewards"", ""institution_type"": ""Airline/Rail"", ""known_issuer_partner"": ""FNBO"", ""known_rewards_card_examples"": ""Amtrak Guest Rewards Preferred Mastercard, no-fee Mastercard"", ""notes"": ""Rail, not airline, but relevant travel rewards issuer target."", ""offer_research_url"": ""https://www.amtrak.com/guestrewards/apply"", ""priority"": ""Medium"", ""role"": ""Rail loyalty co-brand partner"", ""source_basis"": ""Official Amtrak Guest Rewards application path and FNBO partner-card page.""}, ""visible_source_evidence"": ""Amtrak page states no-fee Mastercard earns 15K bonus points after $1,000 spend in the first 3 billing cycles, apply by 6/30/26, has no annual fee, and must be applied for through this advertisement for the offer.""}",2026-05-30 06:45:10,2026-05-30 15:47:45,Amtrak Guest Rewards,,points,NA,NA
236,FNBO,Amtrak Guest Rewards® Preferred Mastercard®,CO_BRAND_CONSUMER,RAIL_TRAVEL_REWARDS,"Earn 25,000 bonus points after spending $1,500 in the first 3 billing cycles of account opening; apply by June 30, 2026.",25000,NA,1500,90,"Spend $1,500 in the first 3 billing cycles of account opening; apply by 6/30/26.",99,0,,No public intro APR found on reviewed official Amtrak and FNBO sources.,Variable purchase and balance transfer APR 26.49%; cash advance APR 27.99%; no penalty APR.,"3 points per $1 on Amtrak travel including onboard purchases; 2 points per $1 on dining, travel, transit and rideshare; 1 point per $1 everywhere else. 20% onboard food and beverage rebate as statement credit; round-trip companion coupon, one-class upgrade, and station lounge pass upon account opening and card anniversary; earn 1,000 Tier Qualifying Points each time $5,000 in qualifying purchases is made; points do not expire as long as account remains open; 5% point rebate when redeeming for Amtrak travel; no foreign transaction fees.",https://www.amtrak.com/guestrewards/apply,Official Amtrak product page with linked FNBO summary credit terms,2026-05-30T00:45:10-06:00,"Official Amtrak Guest Rewards credit-card page and linked FNBO summary-of-credit-terms pages reviewed; no login, prequalification, application, or form submission was completed. Amtrak says offers may vary by application location and that this offer requires applying through the advertisement; apply links were recorded but not opened as application flows.","{""card"": ""Amtrak Guest Rewards® Preferred Mastercard®"", ""card_kind"": ""preferred"", ""issuer"": ""FNBO / Amtrak Guest Rewards"", ""limitations"": ""Official Amtrak Guest Rewards credit-card page and linked FNBO summary-of-credit-terms pages reviewed; no login, prequalification, application, or form submission was completed. Amtrak says offers may vary by application location and that this offer requires applying through the advertisement; apply links were recorded but not opened as application flows."", ""pricing_terms_evidence"": {""annual_fee"": ""$99"", ""balance_transfer_apr"": ""26.49% variable."", ""balance_transfer_fee"": ""Either $10 or 5% of each transfer, whichever is greater."", ""cash_advance_apr"": ""27.99% variable."", ""cash_advance_fee"": ""Either $5 or 5% of each cash advance, whichever is greater."", ""cash_equivalent_fee"": ""Either $5 or 5% of each cash equivalent transaction, whichever is greater."", ""foreign_transaction_fee"": ""None."", ""late_payment_fee"": ""Up to $40."", ""penalty_apr"": ""None."", ""prime_rate_basis"": ""Variable APRs based on a 6.75% Prime Rate as of the 03/31/2026 determination date."", ""purchase_apr"": ""26.49% variable when account opens."", ""returned_payment_fee"": ""Up to $35."", ""terms_card_label"": ""Guest Rewards Preferred Mastercard""}, ""promo_code"": ""45GB4771XKMC6"", ""research_pass"": ""Amtrak Guest Rewards public offer append pass"", ""retrieved"": ""2026-05-30T00:45:10-06:00"", ""rewards_evidence"": ""Amtrak page lists 3x Amtrak travel including onboard purchases, 2x dining/travel/transit/rideshare, 1x everywhere else, 20% onboard food/beverage statement-credit rebate, companion coupon, upgrade, lounge pass, TQP earning, no-expiration while account remains open, 5% point rebate, and no foreign transaction fees."", ""safe_browsing"": ""No applications, prequalification forms, logins, or personal data submissions were started or completed."", ""sources"": [{""notes"": ""Primary public source for card lineup, offer, deadline, rewards, annual fee display, and FNBO issuer statement."", ""source_basis"": ""Official Amtrak Guest Rewards credit card page"", ""url"": ""https://www.amtrak.com/guestrewards/apply""}, {""notes"": ""Public terms route linked from Amtrak page; browser resolves the SPA route to the API URL."", ""source_basis"": ""Official FNBO summary of credit terms route"", ""url"": ""https://www.firstbankcard.com/lynx/#/soct/45GB4771XKMC6""}, {""notes"": ""Pricing source used for APR, annual fee, transaction fees, foreign transaction fee, and penalty fees."", ""source_basis"": ""Official FNBO summary of credit terms content"", ""url"": ""https://www.firstbankcard.com/lynx/api/v1/lynx/soct/45GB4771XKMC6""}, {""notes"": ""Recorded only as the advertised application location; application flow was not opened or submitted."", ""source_basis"": ""Official FNBO application URL from Amtrak page"", ""url"": ""https://www.firstbankcard.com/lynx/#/apply?promo=45GB4771XKMC6""}], ""target"": {""alternate_issuer_url"": ""https://www.fnbo.com/personal-banking/credit-cards/amtrak-guest-rewards"", ""id"": 57, ""institution"": ""Amtrak Guest Rewards"", ""institution_type"": ""Airline/Rail"", ""known_issuer_partner"": ""FNBO"", ""known_rewards_card_examples"": ""Amtrak Guest Rewards Preferred Mastercard, no-fee Mastercard"", ""notes"": ""Rail, not airline, but relevant travel rewards issuer target."", ""offer_research_url"": ""https://www.amtrak.com/guestrewards/apply"", ""priority"": ""Medium"", ""role"": ""Rail loyalty co-brand partner"", ""source_basis"": ""Official Amtrak Guest Rewards application path and FNBO partner-card page.""}, ""visible_source_evidence"": ""Amtrak page states Preferred Mastercard earns 25K bonus points after $1,500 spend in the first 3 billing cycles, apply by 6/30/26, has a $99 annual fee, and must be applied for through this advertisement for the offer.""}",2026-05-30 06:45:10,2026-05-30 15:47:45,Amtrak Guest Rewards,,points,NA,NA
183,FNBO,Business Edition® Secured Mastercard® Credit Card,BUSINESS_SECURED,SECURED,"Secured business card; request a credit limit with a single deposit between $2,000 and $10,000, subject to credit approval; no public welcome bonus found.",,NA,NA,NA,NA,39,0,,Not found on public source,"Variable 24.24% APR on purchases and balance transfers, based on Prime Rate.","Request a credit limit by providing a single deposit between $2,000 and $10,000 in $100 multiples, subject to credit approval; earn interest on the security deposit.",https://www.fnbo.com/small-business/credit-cards/secured-business-edition,Official product page and terms page,2026-05-29T23:32:09-06:00,"Official product page and Summary of Credit Terms reviewed. No rewards, introductory APR, or welcome bonus was found on public official sources.","{""card"": ""Business Edition® Secured Mastercard® Credit Card"", ""evidence"": [""Product page states a requested credit limit can be supported by a single deposit between $2,000 and $10,000 in $100 multiples, subject to credit approval."", ""Product page states a $39 annual fee and that the security deposit earns interest."", ""Product page states variable 24.24% APR on purchases and balance transfers based on the Prime Rate."", ""Summary of Credit Terms states purchase APR and balance transfer APR are 24.24%, cash advance APR is 28.24%, annual fee is $39, and foreign transaction fee is 3%.""], ""limitations"": [""No rewards structure, intro APR, or welcome bonus was found on public official sources.""], ""research_pass"": {""method"": ""Official public FNBO product/listing pages plus First Bankcard Summary of Credit Terms pages; no login, application submission, or personalized application flow used."", ""partner_catalog_status"": ""The target alternate partner-card catalog URL returned a FNBO page-not-found response during the pass."", ""retrieved"": ""2026-05-29T23:32:09-06:00""}, ""skipped_partner_scope"": [""Amtrak Guest Rewards, FordPass Rewards, MGM Rewards, Sun Country Rewards, and Universal Orlando Resort have separate institution target rows and were not inserted in this FNBO issuer pass."", ""Ducks Unlimited and Scheels partner-card examples were not found on the current public FNBO hub during this pass because the partner catalog URL was unavailable/404.""], ""sources"": [{""basis"": ""Official small-business card listing page"", ""url"": ""https://www.fnbo.com/small-business/credit-cards""}, {""basis"": ""Official product page"", ""url"": ""https://www.fnbo.com/small-business/credit-cards/secured-business-edition""}, {""basis"": ""Official Summary of Credit Terms page"", ""url"": ""https://www.firstbankcard.com/lynx/api/v1/lynx/soct/SJG9GBGFH4PZ7""}], ""target"": {""alternate_issuer_url"": ""https://www.fnbo.com/personal-banking/credit-cards/partner-cards"", ""id"": 12, ""institution"": ""FNBO"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""First National Bank of Omaha"", ""offer_research_url"": ""https://www.fnbo.com/personal-banking/credit-cards"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:34:02,2026-05-30 15:47:45,First National Bank of Omaha,,,NA,NA
182,FNBO,Evergreen® Business Edition® Credit Card,BUSINESS,CASH_BACK,"$200 cash bonus, described as a 20,000 points equivalent, after spending $3,000 within the first 3 billing cycles after account opening; 0% introductory APR on purchases for the first 6 billing cycles.",20000,200,3000,90,"Spend $3,000 within the first 3 billing cycles after account opening.",0,0,,0% introductory APR on purchases for the first 6 billing cycles after account opening.,"Variable 17.49% to 28.24% purchase APR after the introductory period, based on Prime Rate.","Unlimited 2% cash back on every purchase; no category restrictions; rewards do not expire; 10,000 bonus points annually with $10,000 spend.",https://www.fnbo.com/small-business/credit-cards/evergreen,Official product page and terms page,2026-05-29T23:32:09-06:00,Business product page says users must apply through that page for the offer and that offers vary elsewhere; Summary of Credit Terms reviewed for APR and fee fields.,"{""card"": ""Evergreen® Business Edition® Credit Card"", ""evidence"": [""Product page states unlimited 2% cash back on every purchase with no category restrictions and no rewards expiration."", ""Product page states a $200 cash bonus, equivalent to 20,000 points, after spending $3,000 within the first 3 billing cycles after account opening."", ""Product page states 10,000 bonus points annually with $10,000 spend and no annual fee."", ""Product page and Summary of Credit Terms state 0% introductory APR on purchases for the first 6 billing cycles, followed by a 17.49% to 28.24% variable APR.""], ""limitations"": [], ""research_pass"": {""method"": ""Official public FNBO product/listing pages plus First Bankcard Summary of Credit Terms pages; no login, application submission, or personalized application flow used."", ""partner_catalog_status"": ""The target alternate partner-card catalog URL returned a FNBO page-not-found response during the pass."", ""retrieved"": ""2026-05-29T23:32:09-06:00""}, ""skipped_partner_scope"": [""Amtrak Guest Rewards, FordPass Rewards, MGM Rewards, Sun Country Rewards, and Universal Orlando Resort have separate institution target rows and were not inserted in this FNBO issuer pass."", ""Ducks Unlimited and Scheels partner-card examples were not found on the current public FNBO hub during this pass because the partner catalog URL was unavailable/404.""], ""sources"": [{""basis"": ""Official small-business card listing page"", ""url"": ""https://www.fnbo.com/small-business/credit-cards""}, {""basis"": ""Official product page"", ""url"": ""https://www.fnbo.com/small-business/credit-cards/evergreen""}, {""basis"": ""Official Summary of Credit Terms page"", ""url"": ""https://www.firstbankcard.com/lynx/api/v1/lynx/soct/NRS4F6ZNB8KDW""}], ""target"": {""alternate_issuer_url"": ""https://www.fnbo.com/personal-banking/credit-cards/partner-cards"", ""id"": 12, ""institution"": ""FNBO"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""First National Bank of Omaha"", ""offer_research_url"": ""https://www.fnbo.com/personal-banking/credit-cards"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:34:02,2026-05-30 15:47:45,First National Bank of Omaha,,points equivalent,NA,NA
179,FNBO,Evergreen® Credit Card,CONSUMER,CASH_BACK,"$200 cash bonus, described as a 20,000 points equivalent, after spending $1,000 within the first 3 billing cycles after account opening.",20000,200,1000,90,"Spend $1,000 within the first 3 billing cycles after account opening.",0,0,,Not found on public source,"Variable 19.49% to 27.49% purchase APR when the account opens, based on creditworthiness and Prime Rate.",Unlimited 2% cash back on every purchase; rewards do not expire.,https://www.fnbo.com/personal-banking/credit-cards/evergreen,Official product page and terms page,2026-05-29T23:32:09-06:00,FNBO says users must apply through the product page for this offer and that offers vary elsewhere; Summary of Credit Terms reviewed for APR and fee fields.,"{""card"": ""Evergreen® Credit Card"", ""evidence"": [""Product page states unlimited 2% cash back on every purchase."", ""Product page states a $200 cash bonus, equivalent to 20,000 points, after spending $1,000 within the first 3 billing cycles after account opening."", ""Product page states no annual fee and no rewards expiration."", ""Summary of Credit Terms states purchase APR of 19.49% to 27.49% when the account opens, variable with Prime Rate, and no annual fee.""], ""limitations"": [""No intro APR was found for this product on the public product page or Summary of Credit Terms.""], ""research_pass"": {""method"": ""Official public FNBO product/listing pages plus First Bankcard Summary of Credit Terms pages; no login, application submission, or personalized application flow used."", ""partner_catalog_status"": ""The target alternate partner-card catalog URL returned a FNBO page-not-found response during the pass."", ""retrieved"": ""2026-05-29T23:32:09-06:00""}, ""skipped_partner_scope"": [""Amtrak Guest Rewards, FordPass Rewards, MGM Rewards, Sun Country Rewards, and Universal Orlando Resort have separate institution target rows and were not inserted in this FNBO issuer pass."", ""Ducks Unlimited and Scheels partner-card examples were not found on the current public FNBO hub during this pass because the partner catalog URL was unavailable/404.""], ""sources"": [{""basis"": ""Official personal card listing page"", ""url"": ""https://www.fnbo.com/personal-banking/credit-cards""}, {""basis"": ""Official product page"", ""url"": ""https://www.fnbo.com/personal-banking/credit-cards/evergreen""}, {""basis"": ""Official Summary of Credit Terms page"", ""url"": ""https://www.firstbankcard.com/lynx/api/v1/lynx/soct/XK6RTT9FBSJ5Z""}], ""target"": {""alternate_issuer_url"": ""https://www.fnbo.com/personal-banking/credit-cards/partner-cards"", ""id"": 12, ""institution"": ""FNBO"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""First National Bank of Omaha"", ""offer_research_url"": ""https://www.fnbo.com/personal-banking/credit-cards"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:34:02,2026-05-30 15:47:45,First National Bank of Omaha,,points equivalent,NA,NA
180,FNBO,Getaway℠ Credit Card,CONSUMER,TRAVEL_REWARDS,0% introductory APR for the first 12 billing cycles on purchases and balance transfers after account opening; no separate points or cash welcome bonus found.,,NA,NA,NA,NA,0,0,,"0% introductory APR for the first 12 billing cycles on purchases and balance transfers; balance transfer fee is 5% of each transfer, $10 minimum.","Variable 19.49% to 27.49% purchase APR after the introductory period, based on Prime Rate.","Unlimited 3x points per dollar on travel, dining, and gas; 1 point per dollar on other purchases; flexible redemption and points do not expire.",https://www.fnbo.com/personal-banking/credit-cards/getaway,Official product page and terms page,2026-05-29T23:32:09-06:00,No separate public welcome bonus was found beyond the introductory APR offer; Summary of Credit Terms reviewed for APR and fee fields.,"{""card"": ""Getaway℠ Credit Card"", ""evidence"": [""Product page states unlimited 3x points on travel, dining, and gas and 1 point on everything else."", ""Product page states 0% intro APR for first 12 billing cycles on purchases and balance transfers after account opening."", ""Product page states no annual fee, flexible redemption, and points do not expire."", ""Summary of Credit Terms confirms 0% intro APR for 12 billing cycles and a 19.49% to 27.49% variable APR after the intro period.""], ""limitations"": [""No separate spend-based points or cash welcome bonus was found on public official sources.""], ""research_pass"": {""method"": ""Official public FNBO product/listing pages plus First Bankcard Summary of Credit Terms pages; no login, application submission, or personalized application flow used."", ""partner_catalog_status"": ""The target alternate partner-card catalog URL returned a FNBO page-not-found response during the pass."", ""retrieved"": ""2026-05-29T23:32:09-06:00""}, ""skipped_partner_scope"": [""Amtrak Guest Rewards, FordPass Rewards, MGM Rewards, Sun Country Rewards, and Universal Orlando Resort have separate institution target rows and were not inserted in this FNBO issuer pass."", ""Ducks Unlimited and Scheels partner-card examples were not found on the current public FNBO hub during this pass because the partner catalog URL was unavailable/404.""], ""sources"": [{""basis"": ""Official personal card listing page"", ""url"": ""https://www.fnbo.com/personal-banking/credit-cards""}, {""basis"": ""Official product page"", ""url"": ""https://www.fnbo.com/personal-banking/credit-cards/getaway""}, {""basis"": ""Official Summary of Credit Terms page"", ""url"": ""https://www.firstbankcard.com/lynx/api/v1/lynx/soct/Y3WJZY42RTGMC""}], ""target"": {""alternate_issuer_url"": ""https://www.fnbo.com/personal-banking/credit-cards/partner-cards"", ""id"": 12, ""institution"": ""FNBO"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""First National Bank of Omaha"", ""offer_research_url"": ""https://www.fnbo.com/personal-banking/credit-cards"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:34:02,2026-05-30 15:47:45,First National Bank of Omaha,,,NA,NA
181,FNBO,GreenSelect℠ Credit Card,CONSUMER,BALANCE_TRANSFER,0% introductory APR on balance transfers and purchases for the first 18 billing cycles after account opening; no rewards or welcome bonus found.,,NA,NA,NA,NA,0,0,,"0% introductory APR on balance transfers and purchases for the first 18 billing cycles; balance transfer fee is 5% of each transfer, $10 minimum.","Variable 15.24% to 25.24% purchase APR after the introductory period, based on Prime Rate.",No public rewards program found; product positioned around a long introductory APR offer and no annual fee.,https://www.fnbo.com/personal-banking/credit-cards/greenselect,Official product page and terms page,2026-05-29T23:32:09-06:00,"GreenSelect was labeled as a new card on the FNBO product page; no rewards, cash bonus, or points bonus was found on public official sources.","{""card"": ""GreenSelect℠ Credit Card"", ""evidence"": [""Product page labels GreenSelect as a new card."", ""Product page states 0% introductory APR on balance transfers and purchases for the first 18 billing cycles."", ""Product page states no annual fee."", ""Summary of Credit Terms confirms the 18-billing-cycle 0% intro APR and a 15.24% to 25.24% variable APR after the intro period.""], ""limitations"": [""No rewards structure or welcome bonus was found on public official sources.""], ""research_pass"": {""method"": ""Official public FNBO product/listing pages plus First Bankcard Summary of Credit Terms pages; no login, application submission, or personalized application flow used."", ""partner_catalog_status"": ""The target alternate partner-card catalog URL returned a FNBO page-not-found response during the pass."", ""retrieved"": ""2026-05-29T23:32:09-06:00""}, ""skipped_partner_scope"": [""Amtrak Guest Rewards, FordPass Rewards, MGM Rewards, Sun Country Rewards, and Universal Orlando Resort have separate institution target rows and were not inserted in this FNBO issuer pass."", ""Ducks Unlimited and Scheels partner-card examples were not found on the current public FNBO hub during this pass because the partner catalog URL was unavailable/404.""], ""sources"": [{""basis"": ""Official personal card listing page"", ""url"": ""https://www.fnbo.com/personal-banking/credit-cards""}, {""basis"": ""Official product page"", ""url"": ""https://www.fnbo.com/personal-banking/credit-cards/greenselect""}, {""basis"": ""Official Summary of Credit Terms page"", ""url"": ""https://www.firstbankcard.com/lynx/api/v1/lynx/soct/611NC1TH17VCP""}], ""target"": {""alternate_issuer_url"": ""https://www.fnbo.com/personal-banking/credit-cards/partner-cards"", ""id"": 12, ""institution"": ""FNBO"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""First National Bank of Omaha"", ""offer_research_url"": ""https://www.fnbo.com/personal-banking/credit-cards"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:34:02,2026-05-30 15:47:45,First National Bank of Omaha,,,NA,NA
85,First Electronic Bank,Alibaba.com Business Edge Card,BUSINESS_CO_BRAND,CASH_BACK,"At Alibaba.com checkout, users can choose either 3% cash back or 60-day interest-free payment terms on eligible Alibaba.com purchases; no spend-based welcome bonus found on public official sources.",,NA,NA,NA,NA,199,0,,"60-day interest-free Payment Terms may be selected for eligible Alibaba.com purchases, subject to an annual purchase limitation of $40,000; not a general intro APR.",22.49% to 33.49% variable purchase APR.,"At checkout, choose 3% back rewards or 60-day payment terms on eligible Alibaba.com purchases; Mastercard network; Cardless customer page describes the card as built for Alibaba.com business buyers.",https://www.cardless.com/customers/alibaba,Official Cardless customer page with official rates/fees disclosure,2026-05-29T22:15:16-06:00,"Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures. Alibaba checkout landing page loaded with title but little visible body text in Browser, so the Cardless customer page plus legal PDF were used as the official source basis.","{""target"":{""id"":30,""institution"":""Cardless"",""institution_type"":""Bank/Card Issuer"",""role"":""Co-brand card platform"",""known_issuer_partner"":""First Electronic Bank for many Cardless programs"",""known_rewards_card_examples"":""Qatar Airways, LATAM, Avianca LifeMiles, TAP Miles&Go, Turkish Airlines, Simon"",""offer_research_url"":""https://www.cardless.com/"",""alternate_issuer_url"":""https://www.cardless.com/cards""},""retrieved"":""2026-05-29T22:15:16-06:00"",""sources"":[{""url"":""https://www.cardless.com/cards"",""basis"":""Official Cardless card catalog"",""notes"":""Current catalog listed eight public card names.""},{""url"":""https://www.cardless.com/customers/alibaba"",""basis"":""Official Cardless customer page with official rates/fees disclosure"",""notes"":""Primary official product/partner source for public offer and benefits.""},{""url"":""https://air.alibaba.com/app/sc-assets/checkout-lp/pages_cardless_lp.html"",""basis"":""Official offer terms or product-page offer terms section"",""notes"":""Enrichment source for welcome-offer eligibility, spend/timing, rewards terms, or product caveats.""},{""url"":""https://legal.cardless.com/schumer/premium-199-alibaba/rates_and_fees.pdf"",""basis"":""Official rates and fees disclosure"",""notes"":""Enrichment source for annual fee, APR, and fees.""}],""evidence_summary"":[""Cardless customer page states users can choose either 3% cash back or 60-day interest-free terms at checkout."",""Cardless rates/fees disclosure states $199 annual fee, 22.49% to 33.49% purchase APR, and Payment Terms purchases subject to a $40,000 annual purchase limitation.""],""limitations"":""Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures. Alibaba checkout landing page loaded with title but little visible body text in Browser, so the Cardless customer page plus legal PDF were used as the official source basis.""}",2026-05-30 04:20:09,2026-05-30 15:47:45,Cardless / Alibaba.com,,,NA,NA
92,First Electronic Bank,LATAM Airlines Mastercard,CO_BRAND_CONSUMER,AIRLINE_REWARDS,"15,000 LATAM Pass Miles after spending $1,000 in the first three months.",15000,NA,1000,90,"$1,000 in purchases in the first three months",0,0,,No public intro APR found on official product page or rates/fees disclosure.,19.49% to 29.49% variable purchase APR.,"3x miles on LATAM Airlines purchases; 2x restaurants, rideshare, taxis, and public transit; 1x elsewhere; no foreign transaction fee and fast-track elite-status benefits listed.",https://www.cardless.com/cards/latam/mastercard,Official Cardless product page with official rates/fees disclosure,2026-05-29T22:15:16-06:00,"Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures.","{""target"":{""id"":30,""institution"":""Cardless"",""institution_type"":""Bank/Card Issuer"",""role"":""Co-brand card platform"",""known_issuer_partner"":""First Electronic Bank for many Cardless programs"",""known_rewards_card_examples"":""Qatar Airways, LATAM, Avianca LifeMiles, TAP Miles&Go, Turkish Airlines, Simon"",""offer_research_url"":""https://www.cardless.com/"",""alternate_issuer_url"":""https://www.cardless.com/cards""},""retrieved"":""2026-05-29T22:15:16-06:00"",""sources"":[{""url"":""https://www.cardless.com/cards"",""basis"":""Official Cardless card catalog"",""notes"":""Current catalog listed eight public card names.""},{""url"":""https://www.cardless.com/cards/latam/mastercard"",""basis"":""Official Cardless product page with official rates/fees disclosure"",""notes"":""Primary official product/partner source for public offer and benefits.""},{""url"":""https://www.cardless.com/cards/latam/mastercard#rates-fees"",""basis"":""Official offer terms or product-page offer terms section"",""notes"":""Enrichment source for welcome-offer eligibility, spend/timing, rewards terms, or product caveats.""},{""url"":""https://www.cardless.com/rates-and-fees"",""basis"":""Official rates and fees disclosure"",""notes"":""Enrichment source for annual fee, APR, and fees.""}],""evidence_summary"":[""Cardless LATAM Mastercard page states 15,000 LATAM Pass Miles after $1,000 spend in first three months and no annual fee."",""Product page shows 3x LATAM, 2x restaurants/rideshare/taxis/public transit, and 1x other purchases."",""Rates/fees disclosure confirms $0 annual fee and 19.49% to 29.49% purchase APR.""],""limitations"":""Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures.""}",2026-05-30 04:20:09,2026-05-30 15:47:45,Cardless / LATAM Airlines,,miles,NA,NA
91,First Electronic Bank,LATAM Airlines World Elite Mastercard,CO_BRAND_CONSUMER_PREMIUM,AIRLINE_REWARDS,"40,000 LATAM Pass Miles after spending $2,500 in the first three months.",40000,NA,2500,90,"$2,500 in purchases in the first three months",99,0,,No public intro APR found on official product page or rates/fees disclosure.,19.49% to 29.49% variable purchase APR.,"4x miles on LATAM Airlines purchases; 3x restaurants, rideshare, taxis, and public transit; 1x elsewhere; lounge passes, courtesy segments, and fast-track elite-status benefits listed.",https://www.cardless.com/cards/latam/world-elite,Official Cardless product page with official rates/fees disclosure,2026-05-29T22:15:16-06:00,"Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures.","{""target"":{""id"":30,""institution"":""Cardless"",""institution_type"":""Bank/Card Issuer"",""role"":""Co-brand card platform"",""known_issuer_partner"":""First Electronic Bank for many Cardless programs"",""known_rewards_card_examples"":""Qatar Airways, LATAM, Avianca LifeMiles, TAP Miles&Go, Turkish Airlines, Simon"",""offer_research_url"":""https://www.cardless.com/"",""alternate_issuer_url"":""https://www.cardless.com/cards""},""retrieved"":""2026-05-29T22:15:16-06:00"",""sources"":[{""url"":""https://www.cardless.com/cards"",""basis"":""Official Cardless card catalog"",""notes"":""Current catalog listed eight public card names.""},{""url"":""https://www.cardless.com/cards/latam/world-elite"",""basis"":""Official Cardless product page with official rates/fees disclosure"",""notes"":""Primary official product/partner source for public offer and benefits.""},{""url"":""https://www.cardless.com/cards/latam/world-elite#rates-fees"",""basis"":""Official offer terms or product-page offer terms section"",""notes"":""Enrichment source for welcome-offer eligibility, spend/timing, rewards terms, or product caveats.""},{""url"":""https://www.cardless.com/rates-and-fees-99"",""basis"":""Official rates and fees disclosure"",""notes"":""Enrichment source for annual fee, APR, and fees.""}],""evidence_summary"":[""Cardless LATAM World Elite page states 40,000 LATAM Pass Miles after $2,500 spend in first three months and $99 annual fee."",""Product page shows 4x LATAM, 3x restaurants/rideshare/taxis/public transit, and 1x other purchases."",""Rates/fees disclosure confirms $99 annual fee and 19.49% to 29.49% purchase APR.""],""limitations"":""Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures.""}",2026-05-30 04:20:09,2026-05-30 15:47:45,Cardless / LATAM Airlines,,miles,NA,NA
89,First Electronic Bank,Qatar Airways Privilege Club Infinite Credit Card,CO_BRAND_CONSUMER_PREMIUM,AIRLINE_REWARDS,"Up to 50,000 bonus Avios plus 150 Qpoints: 25,000 Avios after first eligible purchase and 25,000 Avios plus 150 Qpoints after $5,000 in eligible purchases in the first 90 days.",50000,NA,NA,90,"25,000 Avios after first eligible purchase; additional 25,000 Avios and 150 Qpoints after $5,000 in eligible purchases in first 90 days",499,0,,No public intro APR found on official compare page or rates/fees disclosure.,19.49% to 29.49% variable purchase APR.,"5x Avios on Qatar Airways, 3x dining, 1x elsewhere; earn 2 Qpoints per 1,500 Avios earned using the card; first-year Privilege Club Gold status and no foreign transaction fee listed.",https://qatarairways.cardless.com/compare,Official Cardless partner compare page with official offer terms and rates/fees disclosures,2026-05-29T22:15:16-06:00,"Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures.","{""target"":{""id"":30,""institution"":""Cardless"",""institution_type"":""Bank/Card Issuer"",""role"":""Co-brand card platform"",""known_issuer_partner"":""First Electronic Bank for many Cardless programs"",""known_rewards_card_examples"":""Qatar Airways, LATAM, Avianca LifeMiles, TAP Miles&Go, Turkish Airlines, Simon"",""offer_research_url"":""https://www.cardless.com/"",""alternate_issuer_url"":""https://www.cardless.com/cards""},""retrieved"":""2026-05-29T22:15:16-06:00"",""sources"":[{""url"":""https://www.cardless.com/cards"",""basis"":""Official Cardless card catalog"",""notes"":""Current catalog listed eight public card names.""},{""url"":""https://qatarairways.cardless.com/compare"",""basis"":""Official Cardless partner compare page with official offer terms and rates/fees disclosures"",""notes"":""Primary official product/partner source for public offer and benefits.""},{""url"":""https://legal.cardless.com/offer_terms/qatar_infinite/qatar_infinite_offer_terms.pdf"",""basis"":""Official offer terms or product-page offer terms section"",""notes"":""Enrichment source for welcome-offer eligibility, spend/timing, rewards terms, or product caveats.""},{""url"":""https://legal.cardless.com/schumer/premium-499-qatar/rates_and_fees.pdf"",""basis"":""Official rates and fees disclosure"",""notes"":""Enrichment source for annual fee, APR, and fees.""}],""evidence_summary"":[""Qatar compare page states $499 annual fee, 25,000 Avios after first transaction, and 25,000 Avios plus 150 Qpoints after $5,000 spend in first 90 days."",""Offer terms confirm up to 50,000 bonus Avios plus 150 Qpoints structure and earn rates."",""Rates/fees disclosure confirms $499 annual fee and 19.49% to 29.49% purchase APR.""],""limitations"":""Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures.""}",2026-05-30 04:20:09,2026-05-30 15:47:45,Cardless / Qatar Airways Privilege Club,"First eligible purchase; $5,000 for additional Avios/Qpoints",Avios plus 150 Qpoints,NA,NA
88,First Electronic Bank,Qatar Airways Privilege Club Signature Credit Card,CO_BRAND_CONSUMER,AIRLINE_REWARDS,"Up to 40,000 bonus Avios: 20,000 Avios after first eligible purchase plus 20,000 Avios after $3,000 in eligible purchases in the first 90 days.",40000,NA,NA,90,"20,000 Avios after first eligible purchase; additional 20,000 Avios after $3,000 in eligible purchases in first 90 days",99,0,,No public intro APR found on official compare page or rates/fees disclosure.,19.49% to 29.49% variable purchase APR.,"4x Avios on Qatar Airways, 2x dining, 1x elsewhere; earn 2 Qpoints per 2,000 Avios earned using the card; first-year Privilege Club Silver status and no foreign transaction fee listed.",https://qatarairways.cardless.com/compare,Official Cardless partner compare page with official offer terms and rates/fees disclosures,2026-05-29T22:15:16-06:00,"Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures.","{""target"":{""id"":30,""institution"":""Cardless"",""institution_type"":""Bank/Card Issuer"",""role"":""Co-brand card platform"",""known_issuer_partner"":""First Electronic Bank for many Cardless programs"",""known_rewards_card_examples"":""Qatar Airways, LATAM, Avianca LifeMiles, TAP Miles&Go, Turkish Airlines, Simon"",""offer_research_url"":""https://www.cardless.com/"",""alternate_issuer_url"":""https://www.cardless.com/cards""},""retrieved"":""2026-05-29T22:15:16-06:00"",""sources"":[{""url"":""https://www.cardless.com/cards"",""basis"":""Official Cardless card catalog"",""notes"":""Current catalog listed eight public card names.""},{""url"":""https://qatarairways.cardless.com/compare"",""basis"":""Official Cardless partner compare page with official offer terms and rates/fees disclosures"",""notes"":""Primary official product/partner source for public offer and benefits.""},{""url"":""https://legal.cardless.com/offer_terms/qatar_signature/qatar_signature_offer_terms.pdf"",""basis"":""Official offer terms or product-page offer terms section"",""notes"":""Enrichment source for welcome-offer eligibility, spend/timing, rewards terms, or product caveats.""},{""url"":""https://legal.cardless.com/schumer/premium-99-qatar/rates_and_fees.pdf"",""basis"":""Official rates and fees disclosure"",""notes"":""Enrichment source for annual fee, APR, and fees.""}],""evidence_summary"":[""Qatar compare page states $99 annual fee and 20,000 Avios after first transaction plus 20,000 Avios after $3,000 spend in first 90 days."",""Offer terms confirm up to 40,000 bonus Avios structure and earn rates."",""Rates/fees disclosure confirms $99 annual fee and 19.49% to 29.49% purchase APR.""],""limitations"":""Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures.""}",2026-05-30 04:20:09,2026-05-30 15:47:45,Cardless / Qatar Airways Privilege Club,"First eligible purchase; $3,000 for additional Avios",Avios,NA,NA
90,First Electronic Bank,TAP Miles&Go American Express Credit Card,CO_BRAND_CONSUMER,AIRLINE_REWARDS,"40,000 bonus miles after spending $2,500 in the first 90 days.",40000,NA,2500,90,"$2,500 in purchases in the first 90 days",79,0,,No public intro APR found on official product page or rates/fees disclosure.,19.49% to 29.49% variable purchase APR.,"3x miles on TAP Air Portugal purchases; 2x hotels, car rentals, and rideshare; 1x other purchases; two annual TAP Premium Lounge passes, two extra checked bag benefits per year, premium boarding, and status-mile earning path listed.",https://www.cardless.com/cards/tap-air-portugal,Official Cardless product page with official rates/fees and rewards terms,2026-05-29T22:15:16-06:00,"Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures.","{""target"":{""id"":30,""institution"":""Cardless"",""institution_type"":""Bank/Card Issuer"",""role"":""Co-brand card platform"",""known_issuer_partner"":""First Electronic Bank for many Cardless programs"",""known_rewards_card_examples"":""Qatar Airways, LATAM, Avianca LifeMiles, TAP Miles&Go, Turkish Airlines, Simon"",""offer_research_url"":""https://www.cardless.com/"",""alternate_issuer_url"":""https://www.cardless.com/cards""},""retrieved"":""2026-05-29T22:15:16-06:00"",""sources"":[{""url"":""https://www.cardless.com/cards"",""basis"":""Official Cardless card catalog"",""notes"":""Current catalog listed eight public card names.""},{""url"":""https://www.cardless.com/cards/tap-air-portugal"",""basis"":""Official Cardless product page with official rates/fees and rewards terms"",""notes"":""Primary official product/partner source for public offer and benefits.""},{""url"":""https://www.cardless.com/cards/tap-air-portugal#offer-terms"",""basis"":""Official offer terms or product-page offer terms section"",""notes"":""Enrichment source for welcome-offer eligibility, spend/timing, rewards terms, or product caveats.""},{""url"":""https://www.cardless.com/rates-and-fees-79"",""basis"":""Official rates and fees disclosure"",""notes"":""Enrichment source for annual fee, APR, and fees.""}],""evidence_summary"":[""Cardless TAP product page states 40k bonus miles after $2,500 spend in first 90 days and $79 annual fee."",""Product page and rewards agreement show 3x TAP, 2x hotels/car rentals/rideshare, and 1x other purchases."",""Rates/fees disclosure confirms $79 annual fee and 19.49% to 29.49% purchase APR.""],""limitations"":""Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures.""}",2026-05-30 04:20:09,2026-05-30 15:47:45,Cardless / TAP Miles&Go,,miles,NA,NA
86,First Electronic Bank,avianca lifemiles American Express Card,CO_BRAND_CONSUMER,AIRLINE_REWARDS,"40,000 bonus miles after spending $3,000 on eligible purchases in the first 90 days from account opening.",40000,NA,3000,90,"$3,000 in eligible purchases in the first 90 days from account opening",99,0,,No public intro APR found on official compare page or rates/fees disclosure.,19.49% to 29.49% variable purchase APR.,"2x miles on Avianca/LifeMiles, dining, grocery/supermarket purchases; 1x elsewhere; LifeMiles Silver status and no foreign transaction fees listed.",https://lifemiles.cardless.com/compare,Official Cardless partner compare page with official offer terms and rates/fees disclosures,2026-05-29T22:15:16-06:00,"Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures.","{""target"":{""id"":30,""institution"":""Cardless"",""institution_type"":""Bank/Card Issuer"",""role"":""Co-brand card platform"",""known_issuer_partner"":""First Electronic Bank for many Cardless programs"",""known_rewards_card_examples"":""Qatar Airways, LATAM, Avianca LifeMiles, TAP Miles&Go, Turkish Airlines, Simon"",""offer_research_url"":""https://www.cardless.com/"",""alternate_issuer_url"":""https://www.cardless.com/cards""},""retrieved"":""2026-05-29T22:15:16-06:00"",""sources"":[{""url"":""https://www.cardless.com/cards"",""basis"":""Official Cardless card catalog"",""notes"":""Current catalog listed eight public card names.""},{""url"":""https://lifemiles.cardless.com/compare"",""basis"":""Official Cardless partner compare page with official offer terms and rates/fees disclosures"",""notes"":""Primary official product/partner source for public offer and benefits.""},{""url"":""https://legal.cardless.com/offer_terms/avianca/default/offer_terms.pdf"",""basis"":""Official offer terms or product-page offer terms section"",""notes"":""Enrichment source for welcome-offer eligibility, spend/timing, rewards terms, or product caveats.""},{""url"":""https://legal.cardless.com/schumer/premium-99-avianca/rates_and_fees.pdf"",""basis"":""Official rates and fees disclosure"",""notes"":""Enrichment source for annual fee, APR, and fees.""}],""evidence_summary"":[""LifeMiles compare page states 40,000 miles after $3,000 spend in first 90 days and $99 annual fee."",""Offer terms confirm 40,000 bonus miles after $3,000 eligible purchases in first 90 days and earning rates."",""Rates/fees disclosure confirms $99 annual fee and 19.49% to 29.49% purchase APR.""],""limitations"":""Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures.""}",2026-05-30 04:20:09,2026-05-30 15:47:45,Cardless / Avianca LifeMiles,,miles,NA,NA
87,First Electronic Bank,avianca lifemiles American Express Elite Card,CO_BRAND_CONSUMER_PREMIUM,AIRLINE_REWARDS,"Up to 100,000 bonus miles: 60,000 miles after $4,500 in eligible purchases in the first 90 days, plus 40,000 miles after $25,000 in eligible purchases in the first 365 days.",100000,NA,4500,90,"$4,500 in eligible purchases in first 90 days for 60,000 miles; $25,000 in first 365 days for additional 40,000 miles",249,0,,No public intro APR found on official compare page or rates/fees disclosure.,19.49% to 29.49% variable purchase APR.,"3x miles on Avianca/LifeMiles; 2x dining and other travel; 1x elsewhere; double first 1,000 miles per month and complimentary LifeMiles+ Lite membership listed.",https://lifemiles.cardless.com/compare,Official Cardless partner compare page with official offer terms and rates/fees disclosures,2026-05-29T22:15:16-06:00,"Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures.","{""target"":{""id"":30,""institution"":""Cardless"",""institution_type"":""Bank/Card Issuer"",""role"":""Co-brand card platform"",""known_issuer_partner"":""First Electronic Bank for many Cardless programs"",""known_rewards_card_examples"":""Qatar Airways, LATAM, Avianca LifeMiles, TAP Miles&Go, Turkish Airlines, Simon"",""offer_research_url"":""https://www.cardless.com/"",""alternate_issuer_url"":""https://www.cardless.com/cards""},""retrieved"":""2026-05-29T22:15:16-06:00"",""sources"":[{""url"":""https://www.cardless.com/cards"",""basis"":""Official Cardless card catalog"",""notes"":""Current catalog listed eight public card names.""},{""url"":""https://lifemiles.cardless.com/compare"",""basis"":""Official Cardless partner compare page with official offer terms and rates/fees disclosures"",""notes"":""Primary official product/partner source for public offer and benefits.""},{""url"":""https://legal.cardless.com/offer_terms/avianca_elite/default/offer_terms.pdf"",""basis"":""Official offer terms or product-page offer terms section"",""notes"":""Enrichment source for welcome-offer eligibility, spend/timing, rewards terms, or product caveats.""},{""url"":""https://legal.cardless.com/schumer/premium-249-avianca/rates_and_fees.pdf"",""basis"":""Official rates and fees disclosure"",""notes"":""Enrichment source for annual fee, APR, and fees.""}],""evidence_summary"":[""LifeMiles compare page states 60,000 miles after $4,500 spend in first 90 days plus 40,000 miles after $25,000 in first 12 months and $249 annual fee."",""Offer terms confirm up to 100,000 bonus miles structure and earn rates."",""Rates/fees disclosure confirms $249 annual fee and 19.49% to 29.49% purchase APR.""],""limitations"":""Official Cardless catalog listed Alibaba.com Business Edge, Avianca LifeMiles, Qatar Airways, TAP Miles&Go, and LATAM cards. Known examples Turkish Airlines and Simon were not visible on the current official Cardless card catalog during this pass. No application, login, or approval flow was started. Offers subject to credit approval and change per Cardless/legal disclosures.""}",2026-05-30 04:20:09,2026-05-30 15:47:45,Cardless / Avianca LifeMiles,"$25,000 for additional miles",miles,365,NA
2,Goldman Sachs Bank USA,Apple Card,CO_BRAND_CONSUMER,CASH_BACK,"New Apple Card account owners who buy AirPods Pro 3 directly from Apple during May 18-June 15, 2026 can earn up to $250 Daily Cash by meeting monthly purchase requirements during the offer period.",,250,NA,NA,"Buy AirPods Pro 3 directly from Apple during the qualifying period, then earn $25 Bonus Daily Cash each month after making 10 qualifying purchases in that month during the offer period, up to $250 total.",0,0,,0% APR Apple Card Monthly Installments for eligible Apple purchases when selected at checkout; no general purchase intro APR found on public product page.,"17.49%-27.74% variable APR based on creditworthiness, rates as of January 1, 2026","Unlimited Daily Cash: 3% at Apple and select merchants with Apple Pay, 2% when using Apple Card with Apple Pay, and 1% with the titanium card; no annual, over-limit, foreign-transaction, or late fees; Apple Card Monthly Installments on eligible Apple purchases; Apple Card Family and Savings integration subject to eligibility.",https://www.apple.com/apple-card/,Official product page and terms footnotes,2026-05-29T20:57:53-06:00,"Apple announced Chase will become the new issuer, but the current official Apple Card page/newsroom footnotes still identify Goldman Sachs Bank USA as issuer during the transition. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.","{""limitations"": [""Issuer transition to Chase is announced but not flattened into current issuer because official Apple footnotes still cite Goldman Sachs for the present public card page."", ""In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.""], ""method"": ""Official-source web/direct retrieval fallback because browser:browser was unavailable."", ""retrieved"": ""2026-05-29T20:57:53-06:00"", ""sources"": [{""evidence"": ""Product page showed no annual/foreign/late fees, Daily Cash reward rates, current AirPods Pro 3 Daily Cash promotion, and 17.49%-27.74% variable APR footnote."", ""issuer"": ""Apple / Goldman Sachs Bank USA"", ""source_basis"": ""Official product page and terms footnotes"", ""url"": ""https://www.apple.com/apple-card/""}, {""evidence"": ""Apple newsroom transition article said Apple Card users can keep using the card during transition and identified current APR range and Goldman Sachs issuance in footnotes."", ""issuer"": ""Apple / Goldman Sachs Bank USA"", ""source_basis"": ""Official issuer-transition newsroom page"", ""url"": ""https://www.apple.com/us-es/newsroom/2026/01/chase-to-become-new-issuer-of-apple-card/""}], ""target"": {""database"": ""data/cc-offers.sqlite"", ""id"": 111, ""institution"": ""Apple""}}",2026-05-30 02:57:53,2026-05-30 15:47:45,Apple,Ten purchases of at least $0.01 each month during the stated offer period,,NA,Daily Cash
235,JPMorgan Chase,Aer Lingus Visa Signature® Credit Card,CO_BRAND_CONSUMER,AIRLINE_REWARDS,"Earn 75,000 bonus Avios after spending $5,000 on purchases within the first 3 months of account opening.",75000,NA,5000,90,"Spend $5,000 on purchases within the first 3 months of account opening.",95,0,,No public intro APR found on reviewed official Chase product and pricing sources.,Variable purchase and balance transfer APR 19.24%-27.74%; cash advance APR 28.49%; penalty APR up to 29.99%.,"Earn 3 Avios per $1 on Aer Lingus, British Airways, and Iberia flight purchases; 2 Avios per $1 on hotel accommodations booked directly with the hotel; 1 Avios per $1 on other purchases. Each calendar year with $30,000 in purchases earns an economy companion ticket good for 12 months. Priority boarding on eligible Aer Lingus flights departing from and returning to the U.S. from Ireland, no foreign transaction fees, baggage delay insurance, purchase protection, lost luggage reimbursement, and extended warranty protection.",https://creditcards.chase.com/travel-credit-cards/avios/aer-lingus,Official Chase product page with linked pricing and terms,2026-05-30T00:40:49-06:00,"Official Chase Aer Lingus product page and linked Chase pricing terms reviewed; no login, prequalification, application, or form submission was completed. Benefit guide details are summarized from public product-page text; Chase notes full coverage details are provided to cardmembers after account opening.","{""card"": ""Aer Lingus Visa Signature® Credit Card"", ""issuer"": ""JPMorgan Chase / Aer Lingus AerClub"", ""limitations"": ""Official Chase Aer Lingus product page and linked Chase pricing terms reviewed; no login, prequalification, application, or form submission was completed. Benefit guide details are summarized from public product-page text; Chase notes full coverage details are provided to cardmembers after account opening."", ""offer_detail_evidence_from_page_source"": {""avios_transfer"": ""Offer detail text says Avios earned during a billing cycle are automatically transferred to Aer Lingus AerClub after the end of each billing cycle."", ""bonus_posting"": ""Page source offer detail text says to allow 6 to 8 weeks for bonus Avios to post after qualifying and that account must be open and not in default at fulfillment."", ""expiration"": ""Offer detail text says Avios expire according to Aer Lingus AerClub terms, including maintaining activity for 36 consecutive months."", ""purchase_exclusions"": ""Offer detail text excludes balance transfers, cash advances, cash-like transactions, certain gaming/wagering transactions, checks, interest, unauthorized/fraudulent charges, and fees from qualifying purchases.""}, ""pricing_terms_evidence"": {""annual_membership_fee"": ""$95."", ""balance_transfer_apr"": ""19.24%-27.74% variable, based on creditworthiness and other factors."", ""balance_transfer_fee"": ""Either $5 or 5% of the amount of each transfer, whichever is greater; Chase notes the account may not be eligible for balance transfers."", ""cash_advance_apr"": ""28.49% variable."", ""cash_advance_fee"": ""Either $10 or 5% of each transaction, whichever is greater."", ""foreign_transaction_fee"": ""None."", ""late_payment_fee"": ""Up to $40."", ""penalty_apr"": ""Up to 29.99%."", ""prime_rate_basis"": ""Variable APRs based on the 6.75% Prime Rate as of 12/16/2025."", ""purchase_apr"": ""19.24%-27.74% variable, based on creditworthiness and other factors.""}, ""research_pass"": ""Aer Lingus AerClub public offer append pass"", ""retrieved"": ""2026-05-30T00:40:49-06:00"", ""safe_browsing"": ""No applications, prequalification forms, logins, or personal data submissions were started or completed."", ""sources"": [{""notes"": ""Target URL redirected in browser to the current Avios/Aer Lingus Chase product URL."", ""source_basis"": ""Official Chase product page redirect/source URL from target"", ""url"": ""https://creditcards.chase.com/travel-credit-cards/aer-lingus""}, {""notes"": ""Primary public source for welcome offer, earn rates, annual fee, companion ticket, priority boarding, no foreign transaction fees, and travel/purchase protection summaries."", ""source_basis"": ""Official Chase product and offer page"", ""url"": ""https://creditcards.chase.com/travel-credit-cards/avios/aer-lingus""}, {""notes"": ""Pricing source used for purchase APR, balance transfer APR, cash advance APR, annual membership fee, transaction fees, foreign transaction fees, and penalty fees."", ""source_basis"": ""Official Chase pricing and terms page"", ""url"": ""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61785.html""}], ""target"": {""alternate_issuer_url"": ""https://creditcards.chase.com/travel-credit-cards/avios"", ""id"": 45, ""institution"": ""Aer Lingus AerClub"", ""institution_type"": ""Airline/Rail"", ""known_issuer_partner"": ""JPMorgan Chase"", ""known_rewards_card_examples"": ""Aer Lingus Visa Signature"", ""notes"": ""Part of Chase Avios card group."", ""offer_research_url"": ""https://creditcards.chase.com/travel-credit-cards/aer-lingus"", ""priority"": ""Medium"", ""role"": ""Airline loyalty co-brand partner"", ""source_basis"": ""Official Chase Aer Lingus and Avios card pages.""}, ""visible_source_evidence"": {""annual_fee_and_apr_summary"": ""Product page states $95 annual fee and 19.24%-27.74% variable APR."", ""benefits"": ""Product page states economy companion ticket after $30,000 calendar-year spend, priority boarding on Aer Lingus flights departing from and returning to the U.S. from Ireland, no foreign transaction fees, and baggage delay, purchase protection, lost luggage, and extended warranty protections."", ""earn_rates"": ""Product page states 3 Avios per $1 on Aer Lingus, British Airways, and Iberia flight purchases; 2 Avios per $1 on hotel accommodations booked directly with the hotel; 1 Avios per $1 on other purchases."", ""offer"": ""Chase product page states 75,000 bonus Avios after spending $5,000 on purchases within the first 3 months of account opening.""}}",2026-05-30 06:40:49,2026-05-30 15:47:45,Aer Lingus AerClub,,Avios,NA,NA
1,JPMorgan Chase,Aeroplan Card,CO_BRAND_CONSUMER,AIRLINE_REWARDS,"Earn 75,000 Aeroplan bonus points after spending $4,000 on purchases in the first 3 months from account opening.",75000,NA,4000,90,"Spend $4,000 on purchases in the first 3 months from account opening to earn 75,000 bonus points.",95,0,,NA,19.74%-28.24% variable APR,"3x points at grocery stores, dining/takeout/eligible delivery, and Air Canada direct purchases; 1x on other purchases; 500 bonus points for each $2,000 spent in a calendar month up to 1,500 monthly; free first checked bag for cardmember and up to 8 companions on eligible Air Canada flights; up to $120 Global Entry/TSA PreCheck/NEXUS credit every 4 years; no foreign transaction fees; Aeroplan status-related benefits.",https://creditcards.chase.com/travel-credit-cards/aircanada/aeroplan,Official product page and offer details,2026-05-29T20:57:53-06:00,"Official Chase product page contained offer, APR, annual fee, reward rates, and offer details. Chase Aeroplan benefit pages were checked for enrichment. Offers may vary by channel. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.","{""limitations"": [""Pricing link was not separately captured beyond official Chase visible product/pricing text."", ""In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.""], ""method"": ""Official-source web/direct retrieval fallback because browser:browser was unavailable."", ""retrieved"": ""2026-05-29T20:57:53-06:00"", ""sources"": [{""evidence"": ""Product page showed 75,000 bonus points after $4,000 in 3 months, $95 annual fee, 19.74%-28.24% variable APR, and 3x/1x rewards structure."", ""issuer"": ""JPMorgan Chase"", ""source_basis"": ""Official product page and offer details"", ""url"": ""https://creditcards.chase.com/travel-credit-cards/aircanada/aeroplan""}, {""evidence"": ""Benefit page supported free checked bag, no foreign transaction fee, up to $120 trusted traveler credit, and travel/protection benefit details."", ""issuer"": ""JPMorgan Chase"", ""source_basis"": ""Official benefit terms page"", ""url"": ""https://creditcards.chase.com/aeroplan/benefits?pubDate=20250910""}, {""evidence"": ""Earn-and-redeem page supported 3x categories, monthly 500-point bonus per $2,000 spend, and redemption/transfer benefit context."", ""issuer"": ""JPMorgan Chase"", ""source_basis"": ""Official earn and redeem page"", ""url"": ""https://creditcards.chase.com/aeroplan/earnandredeem""}], ""target"": {""database"": ""data/cc-offers.sqlite"", ""id"": 43, ""institution"": ""Air Canada Aeroplan""}}",2026-05-30 02:57:53,2026-05-30 15:47:45,Air Canada Aeroplan,,Aeroplan points,NA,NA
45,JPMorgan Chase,IHG One Rewards Premier Business Credit Card,BUSINESS,HOTEL_REWARDS,"Earn 140,000 bonus points after spending $4,000 in the first 3 months from account opening.",140000,NA,4000,90,"After spending $4,000 in the first 3 months from account opening.",99,0,,None found on public official source.,19.24% to 27.74% variable purchase APR.,"Up to 26x total points at IHG Hotels & Resorts; 5x points on travel, dining, select business purchases, and gas stations; 3x points on other purchases; anniversary free night with current 40,000-point redemption cap; fourth reward night free on eligible four-night award stays; $100 statement credit and 10,000 bonus points after $20,000 spend each calendar year; no foreign transaction fees.",https://creditcards.chase.com/business-credit-cards/IHG/business-premier?iCELL=61FY,"Official Chase business product page, pricing/terms page, and IHG partner card page",2026-05-29T21:33:31-06:00,"Official Chase and IHG pages both showed the 140,000-point business offer and $99 annual fee. Chase business product page supplied APR, reward categories, benefits, and terms links. Browser runtime was used for live page checks; no application flow was entered.","{""browser_verified"": true, ""evidence"": {""benefits"": ""Chase business product page showed up to 26x at IHG, 5x business/travel/dining/gas categories, anniversary free night, fourth night free, and $100 plus 10,000-point annual spend benefit."", ""offer"": ""IHG and Chase pages showed 140,000 points after $4,000 spend in first 3 months."", ""pricing"": ""Chase business product/listing pages showed $99 annual fee and 19.24%-27.74% variable APR.""}, ""institution_target"": ""IHG One Rewards"", ""sources"": [""https://www.ihg.com/onerewards/content/us/en/creditcard"", ""https://creditcards.chase.com/travel-credit-cards/ihg"", ""https://creditcards.chase.com/business-credit-cards/IHG/business-premier?iCELL=61FY"", ""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC60353.html"", ""https://www.chase.com/ihgonerewardspremierbizcard/rewardsagreement"", ""https://asset.chase.com/content/dam/card/rulesregulations/en/RPA0314_Web.pdf""], ""target_id"": 61}",2026-05-30 03:33:31,2026-05-30 15:47:45,IHG One Rewards,,IHG One Rewards bonus points,NA,NA
43,JPMorgan Chase,IHG One Rewards Premier Credit Card,CONSUMER,HOTEL_REWARDS,"Limited-time offer: earn up to 185,000 bonus points: 150,000 bonus points after spending $3,000 in the first 3 months from account opening, plus 35,000 bonus points after spending a total of $6,000 in the first 6 months from account opening.",185000,NA,3000,90,"150,000 bonus points after spending $3,000 in the first 3 months from account opening; plus 35,000 bonus points after spending a total of $6,000 in the first 6 months from account opening.",99,0,,None found on public official source.,19.24% to 27.74% variable purchase APR.,"Up to 26x total points at IHG Hotels & Resorts; 5x points on travel, dining, and gas stations; 3x points on other purchases; automatic Platinum Elite status; anniversary free night with current 40,000-point redemption cap; fourth reward night free on eligible four-night award stays; $100 statement credit and 10,000 bonus points after $20,000 spend each calendar year; no foreign transaction fees.",https://creditcards.chase.com/travel-credit-cards/ihg-rewards-club/premier?iCELL=61FY,"Official Chase product page, pricing/terms page, and IHG partner card page",2026-05-29T21:33:31-06:00,"Official Chase and IHG pages both showed the limited-time 185,000-point offer and $99 annual fee. Chase product page supplied APR, reward categories, benefits, and eligibility language. Browser runtime was used for live page checks; no application flow was entered.","{""browser_verified"": true, ""evidence"": {""benefits"": ""Chase product page showed up to 26x at IHG, automatic Platinum Elite status, anniversary free night, fourth night free, and $100 plus 10,000-point annual spend benefit."", ""offer"": ""IHG and Chase pages showed limited-time offer up to 185,000 points: 150,000 after $3,000 spend in 3 months plus 35,000 after $6,000 total spend in 6 months."", ""pricing"": ""Chase product/listing pages showed $99 annual fee and 19.24%-27.74% variable APR.""}, ""institution_target"": ""IHG One Rewards"", ""sources"": [""https://www.ihg.com/onerewards/content/us/en/creditcard"", ""https://creditcards.chase.com/travel-credit-cards/ihg"", ""https://creditcards.chase.com/travel-credit-cards/ihg-rewards-club/premier?iCELL=61FY"", ""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64238.html"", ""https://asset.chase.com/content/dam/card/rulesregulations/en/RPA0529_Web.pdf""], ""target_id"": 61}",2026-05-30 03:33:31,2026-05-30 15:47:45,IHG One Rewards,"150,000 points; $6,000 total purchases for full 185,000 points",IHG One Rewards bonus points,180,NA
44,JPMorgan Chase,IHG One Rewards Traveler Credit Card,CONSUMER,HOTEL_REWARDS,"Limited-time offer: earn up to 125,000 bonus points: 90,000 bonus points after spending $2,000 in the first 3 months from account opening, plus 35,000 bonus points after spending a total of $4,000 in the first 6 months from account opening.",125000,NA,2000,90,"90,000 bonus points after spending $2,000 in the first 3 months from account opening; plus 35,000 bonus points after spending a total of $4,000 in the first 6 months from account opening.",0,0,,None found on public official source.,19.24% to 27.74% variable purchase APR.,"Up to 17x total points at IHG Hotels & Resorts; 3x points on dining, utilities, select streaming services, and gas stations; 2x points on other purchases; automatic Silver Elite status; earn 10,000 bonus points after $10,000 spend each calendar year; fourth reward night free on eligible four-night award stays; no foreign transaction fees.",https://creditcards.chase.com/travel-credit-cards/ihg-rewards-club/traveler?iCELL=61FY,"Official Chase product page, pricing/terms page, and IHG partner card page",2026-05-29T21:33:31-06:00,"Official Chase and IHG pages both showed the limited-time 125,000-point offer and no annual fee. Chase product page supplied APR, reward categories, benefits, and eligibility language. Browser runtime was used for live page checks; no application flow was entered.","{""browser_verified"": true, ""evidence"": {""benefits"": ""Chase product page showed up to 17x at IHG, automatic Silver Elite status, 10,000-point annual spend benefit, and fourth night free."", ""offer"": ""IHG and Chase pages showed limited-time offer up to 125,000 points: 90,000 after $2,000 spend in 3 months plus 35,000 after $4,000 total spend in 6 months."", ""pricing"": ""Chase product/listing pages showed $0 annual fee and 19.24%-27.74% variable APR.""}, ""institution_target"": ""IHG One Rewards"", ""sources"": [""https://www.ihg.com/onerewards/content/us/en/creditcard"", ""https://creditcards.chase.com/travel-credit-cards/ihg"", ""https://creditcards.chase.com/travel-credit-cards/ihg-rewards-club/traveler?iCELL=61FY"", ""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64236.html"", ""https://asset.chase.com/content/dam/card/rulesregulations/en/RPA0306_Web.pdf""], ""target_id"": 61}",2026-05-30 03:33:31,2026-05-30 15:47:45,IHG One Rewards,"90,000 points; $4,000 total purchases for full 125,000 points",IHG One Rewards bonus points,180,NA
46,JPMorgan Chase,Instacart Mastercard,CONSUMER,GROCERY_REWARDS,Get a $50 Instacart credit automatically upon approval; credit is loaded into the cardmember's Instacart.com account upon credit card application approval.,,50,NA,NA,"Automatically upon approval, subject to Instacart Mastercard eligibility and offer terms.",0,0,,None found on public official source.,18.24% to 27.74% variable purchase APR.,"5% cash back on qualifying Instacart.com and Instacart app purchases on the first $6,000 spent annually; 5% cash back on Chase Travel purchases; 2% cash back at restaurants, gas stations, and select streaming services; 1% cash back on other purchases; no annual card fee; no foreign transaction fees.",https://creditcards.chase.com/cash-back-credit-cards/instacart,Official Chase product page and pricing/terms page,2026-05-29T21:36:21-06:00,"Target-row Instacart partner URL returned a 404 during live browser check. Official Chase Instacart Mastercard page provided the current public offer, APR, annual fee, rewards, and linked pricing terms. Browser runtime was used for live page checks; no application flow was entered.","{""browser_verified"": true, ""evidence"": {""offer"": ""Chase product page showed $50 Instacart credit automatically upon approval."", ""pricing"": ""Chase product/pricing page showed $0 annual fee and 18.24%-27.74% variable APR."", ""rewards"": ""Chase product page showed 5% Instacart on first $6,000 annually, 5% Chase Travel, 2% restaurants/gas/select streaming, and 1% other purchases.""}, ""institution_target"": ""Instacart"", ""source_limitations"": [""Instacart target-row partner URL returned Page not found; official Chase product page was live and complete.""], ""sources"": [""https://www.instacart.com/store/credit-card"", ""https://creditcards.chase.com/cash-back-credit-cards/instacart"", ""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC60680.html"", ""https://asset.chase.com/content/dam/card/rulesregulations/en/RPA0539_Web.pdf""], ""target_id"": 87}",2026-05-30 03:36:21,2026-05-30 15:47:45,Instacart,,,NA,Instacart Credit
60,JPMorgan Chase,Marriott Bonvoy Bold Credit Card,CO_BRAND_CONSUMER,HOTEL_REWARDS,"Earn 30,000 Bonus Points.",30000,NA,1000,90,"Earn 30,000 Bonus Points after spending $1,000 on eligible purchases within 3 months of account opening.",0,0,,None found on public official source.,"19.24% to 27.74% variable purchase APR, based on creditworthiness and other factors; maximum APR 29.99%.","Up to 14X total points at Marriott Bonvoy hotels; 3X points with the card at participating hotels; 2X at grocery stores, rideshare and select food delivery, select streaming, internet/cable/phone services; 1X other purchases; automatic Silver Elite status; 5 Elite Night Credits; Pay Yourself Back for qualifying travel; no foreign transaction fees.",https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/bold,Official Chase product page with pricing terms enrichment,2026-05-29T21:54:15-06:00,Offer and benefits researched from official Chase and Marriott pages. Did not enter or submit an application. Pricing terms page states variable APRs are based on the 6.75% Prime Rate as of 12/16/2025.,"{""target"":{""id"":58,""institution"":""Marriott Bonvoy"",""issuer_partner"":""JPMorgan Chase and American Express"",""offer_research_url"":""https://www.marriott.com/credit-cards.mi"",""alternate_issuer_url"":""https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy"",""priority"":""High""},""retrieved"":""2026-05-29T21:54:15-06:00"",""sources"":[{""url"":""https://www.marriott.com/credit-cards.mi"",""basis"":""Official Marriott credit cards overview"",""evidence"":""Marriott overview showed current U.S. Marriott Bonvoy consumer and business card offers and linked issuer pricing, rates, offer, and benefit terms.""},{""url"":""https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy"",""basis"":""Official Chase Marriott card listing"",""evidence"":""Chase listing showed Boundless, Bountiful, and Bold new-cardmember offers, APRs, annual fees, and pricing links.""},{""url"":""https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/bold"",""basis"":""Official Chase product page"",""evidence"":""Product page showed the 30,000-point offer after $1,000 spend in first 3 months, $0 fee, 19.24%-27.74% variable APR, and key card benefits.""},{""url"":""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC62055.html"",""basis"":""Official Chase pricing and terms page"",""evidence"":""Pricing terms showed 19.24%-27.74% purchase APR, no annual membership fee, no foreign transaction fee, and max APR/prime-rate basis.""}],""limitations"":[""Public official sources only; no login, prequalification, or application submission."",""Offer terms can vary by applicant, eligibility history, and marketing channel."",""Representative U.S. public offer rows captured for active Marriott Bonvoy cards observed on official Marriott, Chase, and American Express surfaces.""]}",2026-05-30 03:54:15,2026-05-30 15:47:45,Marriott Bonvoy,,Marriott Bonvoy bonus points,NA,NA
58,JPMorgan Chase,Marriott Bonvoy Boundless Credit Card,CO_BRAND_CONSUMER,HOTEL_REWARDS,Earn up to 4 Free Night Awards plus up to $100 in airline credits.,200000,100,3000,90,"Earn 3 Free Night Awards after $3,000 in eligible purchases within 3 months of account opening, plus 1 additional Free Night Award after $4,000 total within 4 months; earn up to $100 in airline statement credits after eligible airline spend.",95,0,,None found on public official source.,"19.24% to 27.74% variable purchase APR, based on creditworthiness and other factors; maximum APR 29.99%.","Up to 17X total points at Marriott Bonvoy hotels; 6X points with the card at participating hotels; 3X on first $6,000 annually in combined gas, grocery, and dining purchases; 2X travel and all other purchases; automatic Silver Elite status; 15 Elite Night Credits; anniversary Free Night Award up to 35,000 points; no foreign transaction fees.",https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/boundless,Official Chase product page with pricing terms enrichment,2026-05-29T21:54:15-06:00,Offer and benefits researched from official Chase and Marriott pages. Did not enter or submit an application. Pricing terms page states variable APRs are based on the 6.75% Prime Rate as of 12/16/2025.,"{""target"":{""id"":58,""institution"":""Marriott Bonvoy"",""issuer_partner"":""JPMorgan Chase and American Express"",""offer_research_url"":""https://www.marriott.com/credit-cards.mi"",""alternate_issuer_url"":""https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy"",""priority"":""High""},""retrieved"":""2026-05-29T21:54:15-06:00"",""sources"":[{""url"":""https://www.marriott.com/credit-cards.mi"",""basis"":""Official Marriott credit cards overview"",""evidence"":""Marriott overview showed current U.S. Marriott Bonvoy consumer and business card offers and linked issuer pricing, rates, offer, and benefit terms.""},{""url"":""https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy"",""basis"":""Official Chase Marriott card listing"",""evidence"":""Chase listing showed Boundless, Bountiful, and Bold new-cardmember offers, APRs, annual fees, and pricing links.""},{""url"":""https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/boundless"",""basis"":""Official Chase product page"",""evidence"":""Product page showed the up-to-4-Free-Night-Awards plus airline-credit offer, spend thresholds, $95 fee, 19.24%-27.74% variable APR, and key card benefits.""},{""url"":""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC63947.html"",""basis"":""Official Chase pricing and terms page"",""evidence"":""Pricing terms showed 19.24%-27.74% purchase APR, $95 annual membership fee, no foreign transaction fee, and max APR/prime-rate basis.""}],""limitations"":[""Public official sources only; no login, prequalification, or application submission."",""Offer terms can vary by applicant, eligibility history, and marketing channel."",""Representative U.S. public offer rows captured for active Marriott Bonvoy cards observed on official Marriott, Chase, and American Express surfaces.""]}",2026-05-30 03:54:15,2026-05-30 15:47:45,Marriott Bonvoy,"3 Free Night Awards; $4,000 total for an additional Free Night Award; $500 eligible airline purchases for up to $100 credits",Marriott Bonvoy points total,120,Airline Statement Credits
59,JPMorgan Chase,Marriott Bonvoy Bountiful Credit Card,CO_BRAND_CONSUMER,HOTEL_REWARDS,"Earn 85,000 Bonus Points.",85000,NA,4000,90,"Earn 85,000 Bonus Points after spending $4,000 in purchases in the first 3 months from account opening.",250,0,,None found on public official source.,"19.24% to 27.74% variable purchase APR, based on creditworthiness and other factors; maximum APR 29.99%.","Up to 18.5X total points at Marriott Bonvoy hotels; 6X points with the card at participating hotels; 4X on first $15,000 annually in combined grocery and dining purchases; 2X on other purchases; 1,000 bonus points per eligible stay; Free Night Award after $15,000 annual spend, automatic Gold Elite status, 15 Elite Night Credits, no foreign transaction fees.",https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/bountiful,Official Chase product page with pricing terms enrichment,2026-05-29T21:54:15-06:00,"Bountiful was visible on the official Chase Marriott page, while the Marriott overview card rail did not surface it in the primary U.S. card list observed. Did not enter or submit an application. Pricing terms page states variable APRs are based on the 6.75% Prime Rate as of 12/16/2025.","{""target"":{""id"":58,""institution"":""Marriott Bonvoy"",""issuer_partner"":""JPMorgan Chase and American Express"",""offer_research_url"":""https://www.marriott.com/credit-cards.mi"",""alternate_issuer_url"":""https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy"",""priority"":""High""},""retrieved"":""2026-05-29T21:54:15-06:00"",""sources"":[{""url"":""https://www.marriott.com/credit-cards.mi"",""basis"":""Official Marriott credit cards overview"",""evidence"":""Marriott overview showed current U.S. Marriott Bonvoy consumer and business card offers and linked issuer pricing, rates, offer, and benefit terms.""},{""url"":""https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy"",""basis"":""Official Chase Marriott card listing"",""evidence"":""Chase listing showed Boundless, Bountiful, and Bold new-cardmember offers, APRs, annual fees, and pricing links.""},{""url"":""https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/bountiful"",""basis"":""Official Chase product page"",""evidence"":""Product page showed the 85,000-point offer after $4,000 spend in first 3 months, $250 fee, 19.24%-27.74% variable APR, and key benefits.""},{""url"":""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61472.html"",""basis"":""Official Chase pricing and terms page"",""evidence"":""Pricing terms showed 19.24%-27.74% purchase APR, $250 annual membership fee, no foreign transaction fee, and max APR/prime-rate basis.""}],""limitations"":[""Public official sources only; no login, prequalification, or application submission."",""Offer terms can vary by applicant, eligibility history, and marketing channel."",""Representative U.S. public offer rows captured for active Marriott Bonvoy cards observed on official Marriott, Chase, and American Express surfaces.""]}",2026-05-30 03:54:15,2026-05-30 15:47:45,Marriott Bonvoy,,Marriott Bonvoy bonus points,NA,NA
48,JPMorgan Chase,Prime Visa and Amazon Visa,CONSUMER,CASH_BACK,Get a $150 Amazon Gift Card instantly upon approval with an eligible Prime membership; sign-in path directs applicants to the offer and application based on Prime membership status.,,150,NA,NA,"Instantly upon approval with an eligible Prime membership, subject to offer details and applicant eligibility.",0,0,,"0% promo APR for 6 months on Amazon.com/Amazon Pay eligible purchases of $50 or more, or 12 months on eligible purchases of $250 or more; rewards are not earned when promotional APR financing is selected.","18.74% to 27.49% variable purchase APR after any promotional APR period, based on creditworthiness and other factors.","3% back at Amazon.com, Whole Foods Market, and Chase Travel, or 5% back in those categories with an eligible Prime membership; 10% back or more on rotating Amazon.com products/categories with eligible Prime membership; 2% back at gas stations, restaurants, and local transit/commuting; 1% back on all other purchases; Visa travel/purchase protections are described on the official page.",https://www.amazon.com/Prime-Visa/dp/B007URFTYI,Official Amazon card page and Chase pricing/terms page,2026-05-29T21:40:34-06:00,"Official Amazon card page provided current public gift-card offer, Prime/non-Prime reward structure, promo APR language, annual fee, and Whole Foods benefits. Chase pricing terms linked from Amazon provided APR range. Browser runtime was used for live page checks; no sign-in or application flow was entered.","{""browser_verified"": true, ""evidence"": {""offer"": ""Amazon page showed $150 Amazon Gift Card instantly upon approval with eligible Prime membership."", ""pricing"": ""Amazon page showed no annual credit card fee and no foreign transaction fees; Chase pricing terms showed 18.74%-27.49% variable APR."", ""promo_apr"": ""Amazon page showed 0% promo APR for 6 months on $50+ eligible purchases or 12 months on $250+ eligible purchases at Amazon.com or eligible retailers with Amazon Pay."", ""rewards"": ""Amazon page showed 3%/5% back at Amazon.com, Whole Foods Market, and Chase Travel depending on Prime eligibility; 2% gas/restaurants/local transit; 1% other.""}, ""institution_target"": ""Amazon / Whole Foods Market"", ""sources"": [""https://www.amazon.com/Prime-Visa/dp/B007URFTYI"", ""https://creditcards.chase.com/cash-back-credit-cards/amazon"", ""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC59329.html""], ""target_id"": 86}",2026-05-30 03:40:34,2026-05-30 15:47:45,Amazon,,,NA,Amazon Gift Card
35,JPMorgan Chase,Southwest Rapid Rewards Performance Business Credit Card,BUSINESS,AIRLINE_REWARDS,"Earn 80,000 points after $5,000 in purchases in the first 3 months from account opening.",80000,NA,5000,90,"After $5,000 in purchases in the first 3 months from account opening.",299,0,Applied to first billing statement,None found on public official source.,19.24% to 27.74% variable purchase APR.,"Complimentary Preferred seat selection at booking and Extra Legroom seat upgrades within 48 hours prior to departure when available; first checked bag free; 4x points on Southwest Airlines purchases; 2x points on hotel accommodations booked directly with hotels, gas stations, restaurants, and local transit/commuting; 1x other purchases; 9,000 anniversary points each year; no foreign transaction fees per Chase pricing/terms link.",https://creditcards.chase.com/travel-credit-cards/southwest,Official Chase Southwest listing page with linked product and pricing/terms pages,2026-05-29T21:23:56-06:00,"Live Chase Southwest listing showed the business offer, annual fee, APR, and headline benefits; the linked Chase product page/search-result evidence provided supporting business benefit detail. Browser runtime was used for the live source check; no application flow was entered.","{""browser_verified"": true, ""evidence"": {""offer"": ""Live Chase listing showed 80,000 points after $5,000 spend in 3 months."", ""pricing"": ""Live Chase listing showed $299 annual fee and 19.24%-27.74% variable APR.""}, ""institution_target"": ""Southwest Rapid Rewards"", ""sources"": [""https://creditcards.chase.com/travel-credit-cards/southwest"", ""https://creditcards.chase.com/business-credit-cards/southwest/performance-business?iCELL=61FY""], ""target_id"": 34}",2026-05-30 03:23:56,2026-05-30 15:47:45,Southwest Rapid Rewards,,Rapid Rewards bonus points,NA,NA
32,JPMorgan Chase,Southwest Rapid Rewards Plus Credit Card,CONSUMER,AIRLINE_REWARDS,"Limited-time offer: earn 80,000 bonus points after $1,000 in purchases in the first 3 months from account opening.",80000,NA,1000,90,"After $1,000 in purchases in the first 3 months from account opening.",99,0,Applied to first billing statement,None found on public official source.,19.24% to 27.74% variable purchase APR.,"First checked bag free; 3,000 anniversary points each year; 2x points on Southwest Airlines purchases and on the first $5,000 in combined annual purchases at gas stations and grocery stores; 1x points on other purchases; no foreign transaction fees per Chase pricing/terms link.",https://creditcards.chase.com/travel-credit-cards/southwest,Official Chase Southwest listing page with linked product and pricing/terms pages,2026-05-29T21:23:56-06:00,"Live Chase Southwest listing showed this limited-time offer and pricing summary. Search snippets and product-page channels can show different offers, so this row records the checked listing-channel offer. Browser runtime was used for the live source check; no application flow was entered.","{""browser_verified"": true, ""channel_note"": ""Offers may vary by channel; row uses the live Chase Southwest listing page observed in the browser."", ""evidence"": {""offer"": ""Live Chase listing showed 80,000 points after $1,000 spend in 3 months."", ""pricing"": ""Live Chase listing showed $99 annual fee and 19.24%-27.74% variable APR.""}, ""institution_target"": ""Southwest Rapid Rewards"", ""sources"": [""https://creditcards.chase.com/travel-credit-cards/southwest"", ""https://creditcards.chase.com/travel-credit-cards/southwest/plus?iCELL=61FY""], ""target_id"": 34}",2026-05-30 03:23:56,2026-05-30 15:47:45,Southwest Rapid Rewards,,Rapid Rewards bonus points,NA,NA
36,JPMorgan Chase,Southwest Rapid Rewards Premier Business Credit Card,BUSINESS,AIRLINE_REWARDS,"Earn 60,000 points after $3,000 in purchases in the first 3 months from account opening.",60000,NA,3000,90,"After $3,000 in purchases in the first 3 months from account opening.",149,0,Applied to first billing statement,None found on public official source.,19.24% to 27.74% variable purchase APR.,"First checked bag free; select a Standard or Preferred seat within 48 hours prior to departure when available; boarding benefit; 6,000 anniversary points each year; no foreign transaction fees per Chase pricing/terms link.",https://creditcards.chase.com/travel-credit-cards/southwest,Official Chase Southwest listing page with linked product and pricing/terms pages,2026-05-29T21:23:56-06:00,"Live Chase Southwest listing showed the business offer, annual fee, APR, and headline benefits. Browser runtime was used for the live source check; no application flow was entered.","{""browser_verified"": true, ""evidence"": {""offer"": ""Live Chase listing showed 60,000 points after $3,000 spend in 3 months."", ""pricing"": ""Live Chase listing showed $149 annual fee and 19.24%-27.74% variable APR.""}, ""institution_target"": ""Southwest Rapid Rewards"", ""sources"": [""https://creditcards.chase.com/travel-credit-cards/southwest"", ""https://creditcards.chase.com/business-credit-cards/southwest/premier-business?iCELL=61FY""], ""target_id"": 34}",2026-05-30 03:23:56,2026-05-30 15:47:45,Southwest Rapid Rewards,,Rapid Rewards bonus points,NA,NA
33,JPMorgan Chase,Southwest Rapid Rewards Premier Credit Card,CONSUMER,AIRLINE_REWARDS,"Limited-time offer: earn 85,000 bonus points after $2,000 in purchases in the first 3 months from account opening.",85000,NA,2000,90,"After $2,000 in purchases in the first 3 months from account opening.",149,0,Applied to first billing statement,None found on public official source.,19.24% to 27.74% variable purchase APR.,"First checked bag free; 6,000 anniversary points each year; 3x points on Southwest Airlines purchases; no foreign transaction fees per Chase pricing/terms link.",https://creditcards.chase.com/travel-credit-cards/southwest,Official Chase Southwest listing page with linked product and pricing/terms pages,2026-05-29T21:23:56-06:00,"Live Chase Southwest listing showed this limited-time offer and pricing summary. Search snippets and product-page channels can show different offers, so this row records the checked listing-channel offer. Browser runtime was used for the live source check; no application flow was entered.","{""browser_verified"": true, ""channel_note"": ""Offers may vary by channel; row uses the live Chase Southwest listing page observed in the browser."", ""evidence"": {""offer"": ""Live Chase listing showed 85,000 points after $2,000 spend in 3 months."", ""pricing"": ""Live Chase listing showed $149 annual fee and 19.24%-27.74% variable APR.""}, ""institution_target"": ""Southwest Rapid Rewards"", ""sources"": [""https://creditcards.chase.com/travel-credit-cards/southwest"", ""https://creditcards.chase.com/travel-credit-cards/southwest/premier?iCELL=61FY""], ""target_id"": 34}",2026-05-30 03:23:56,2026-05-30 15:47:45,Southwest Rapid Rewards,,Rapid Rewards bonus points,NA,NA
34,JPMorgan Chase,Southwest Rapid Rewards Priority Credit Card,CONSUMER,AIRLINE_REWARDS,"Limited-time offer: earn 90,000 bonus points after $3,000 in purchases in the first 3 months from account opening.",90000,NA,3000,90,"After $3,000 in purchases in the first 3 months from account opening.",229,0,Applied to first billing statement,None found on public official source.,19.24% to 27.74% variable purchase APR.,"First checked bag free; 7,500 anniversary points each year; 4x points on Southwest Airlines purchases; 2x points at gas stations and restaurants; no foreign transaction fees per Chase pricing/terms link.",https://creditcards.chase.com/travel-credit-cards/southwest,Official Chase Southwest listing page with linked product and pricing/terms pages,2026-05-29T21:23:56-06:00,"Live Chase Southwest listing showed this limited-time offer and pricing summary. Search snippets and product-page channels can show different offers, so this row records the checked listing-channel offer. Browser runtime was used for the live source check; no application flow was entered.","{""browser_verified"": true, ""channel_note"": ""Offers may vary by channel; row uses the live Chase Southwest listing page observed in the browser."", ""evidence"": {""offer"": ""Live Chase listing showed 90,000 points after $3,000 spend in 3 months."", ""pricing"": ""Live Chase listing showed $229 annual fee and 19.24%-27.74% variable APR.""}, ""institution_target"": ""Southwest Rapid Rewards"", ""sources"": [""https://creditcards.chase.com/travel-credit-cards/southwest"", ""https://creditcards.chase.com/travel-credit-cards/southwest/priority?iCELL=61FY""], ""target_id"": 34}",2026-05-30 03:23:56,2026-05-30 15:47:45,Southwest Rapid Rewards,,Rapid Rewards bonus points,NA,NA
41,JPMorgan Chase,United Business Card,BUSINESS,AIRLINE_REWARDS,"Limited-time offer: earn up to 110,000 bonus miles plus 2,000 Premier qualifying points: 100,000 bonus miles plus 2,000 PQP after $5,000 in purchases in the first 3 months, plus 10,000 bonus miles after adding an employee card in the first 3 months.",110000,NA,5000,90,"100,000 bonus miles plus 2,000 PQP after $5,000 in purchases in the first 3 months; 10,000 additional bonus miles after adding an employee card in the first 3 months.",150,0,,None found on public official source.,19.74% to 28.24% variable purchase APR.,"Up to 8x total miles on United flights; 2x miles on other eligible United purchases, gas stations, dining, office supply stores, and local transit; 1x other purchases; two United Club one-time passes each year; free first checked bag; 5,000-mile better-together anniversary bonus with a personal United card; over $600 in annual partner credits; no foreign transaction fees.",https://creditcards.chase.com/business-credit-cards/united/united-business-card?iCELL=61FY,Official Chase business product page and pricing/terms page,2026-05-29T21:29:03-06:00,"Official Chase business product page provided the detailed limited-time offer ladder, rewards, annual fee, APR, and benefits; Chase listing confirmed the card is part of the United card family. United target-row partner URL returned page-not-found during browser check, so Chase issuer pages were used as official public sources. No application flow was entered.","{""browser_verified"": true, ""evidence"": {""offer"": ""Product page showed up to 110,000 miles plus 2,000 PQP: 100,000 miles plus 2,000 PQP after $5,000 spend in 3 months plus 10,000 after adding an employee card."", ""pricing"": ""Product/listing page showed $150 annual fee and 19.74%-28.24% variable APR.""}, ""institution_target"": ""United MileagePlus"", ""source_limitations"": [""United partner URL in institution_targets returned page-not-found; Chase issuer pages were live and official.""], ""sources"": [""https://creditcards.chase.com/travel-credit-cards/united"", ""https://www.united.com/en/us/fly/products/chase-cards.html"", ""https://creditcards.chase.com/business-credit-cards/united/united-business-card?iCELL=61FY"", ""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC62231.html"", ""https://www.chase.com/unitedbusinesscard/rewardsagreement""], ""target_id"": 33}",2026-05-30 03:29:03,2026-05-30 15:47:45,United MileagePlus,"100,000 miles plus 2,000 PQP; employee card add for additional 10,000 miles","MileagePlus bonus miles plus 2,000 PQP",NA,NA
42,JPMorgan Chase,United Club Business Card,BUSINESS,AIRLINE_REWARDS,"Limited-time offer: earn up to 110,000 bonus miles plus 2,000 Premier qualifying points: 100,000 bonus miles plus 2,000 PQP after $5,000 in purchases in the first 3 months, plus 10,000 bonus miles after adding an employee card in the first 3 months.",110000,NA,5000,90,"100,000 bonus miles plus 2,000 PQP after $5,000 in purchases in the first 3 months; 10,000 additional bonus miles after adding an employee card in the first 3 months.",695,0,,None found on public official source.,19.74% to 28.24% variable purchase APR.,"Up to 8x total miles on eligible United flights; 2x miles on other eligible United purchases; 5x miles on prepaid Renowned Hotels and Resorts for United Cardmembers; 1.5x miles on other purchases; United Club card membership; free first and second checked bags for primary cardmember and one companion; 5,000-mile better-together annual bonus with a personal United card; over $925 in annual partner credits; no foreign transaction fees.",https://creditcards.chase.com/business-credit-cards/united/united-club-business?iCELL=61FY,Official Chase business product page and pricing/terms page,2026-05-29T21:29:03-06:00,"Official Chase business product page provided the detailed limited-time offer ladder, rewards, annual fee, APR, and benefits; Chase listing confirmed the card is part of the United card family. United target-row partner URL returned page-not-found during browser check, so Chase issuer pages were used as official public sources. No application flow was entered.","{""browser_verified"": true, ""evidence"": {""offer"": ""Product page showed up to 110,000 miles plus 2,000 PQP: 100,000 miles plus 2,000 PQP after $5,000 spend in 3 months plus 10,000 after adding an employee card."", ""pricing"": ""Product/listing page showed $695 annual fee and 19.74%-28.24% variable APR.""}, ""institution_target"": ""United MileagePlus"", ""source_limitations"": [""United partner URL in institution_targets returned page-not-found; Chase issuer pages were live and official.""], ""sources"": [""https://creditcards.chase.com/travel-credit-cards/united"", ""https://www.united.com/en/us/fly/products/chase-cards.html"", ""https://creditcards.chase.com/business-credit-cards/united/united-club-business?iCELL=61FY"", ""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC63542.html"", ""https://asset.chase.com/content/dam/card/rulesregulations/en/RPA0479_Web.pdf""], ""target_id"": 33}",2026-05-30 03:29:03,2026-05-30 15:47:45,United MileagePlus,"100,000 miles plus 2,000 PQP; employee card add for additional 10,000 miles","MileagePlus bonus miles plus 2,000 PQP",NA,NA
40,JPMorgan Chase,United Club Card,CONSUMER,AIRLINE_REWARDS,"Earn up to 90,000 bonus miles: 80,000 bonus miles after $5,000 in purchases in the first 3 months, plus 10,000 bonus miles after adding an authorized user in the first 3 months.",90000,NA,5000,90,"80,000 bonus miles after $5,000 in purchases in the first 3 months; 10,000 additional bonus miles after adding an authorized user in the first 3 months.",695,0,,None found on public official source.,19.74% to 28.24% variable purchase APR.,"Up to 11x total miles on eligible United flights; 5x miles on other eligible United purchases and prepaid Renowned Hotels and Resorts for United Cardmembers; 2x miles on other travel and dining; 1x other purchases; United Club card membership; free first and second checked bags for primary cardmember and one companion; Premier Access travel services; 10,000-mile award flight discount after $20,000 spend up to twice per calendar year; over $875 in annual partner credits; no foreign transaction fees.",https://creditcards.chase.com/travel-credit-cards/united/club-infinite?iCELL=61FY,Official Chase product page and pricing/terms page,2026-05-29T21:29:03-06:00,"Official Chase product page names this product United Club Card and URL path remains club-infinite; it provided the detailed offer ladder, rewards, annual fee, APR, and benefits. United target-row partner URL returned page-not-found during browser check, so Chase issuer pages were used as official public sources. No application flow was entered.","{""browser_verified"": true, ""evidence"": {""offer"": ""Product page showed up to 90,000 miles: 80,000 after $5,000 spend in 3 months plus 10,000 after adding an authorized user."", ""pricing"": ""Product/listing page showed $695 annual fee and 19.74%-28.24% variable APR.""}, ""institution_target"": ""United MileagePlus"", ""source_limitations"": [""United partner URL in institution_targets returned page-not-found; Chase issuer pages were live and official.""], ""sources"": [""https://creditcards.chase.com/travel-credit-cards/united"", ""https://www.united.com/en/us/fly/products/chase-cards.html"", ""https://creditcards.chase.com/travel-credit-cards/united/club-infinite?iCELL=61FY"", ""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64324.html"", ""https://asset.chase.com/content/dam/card/rulesregulations/en/RPA0437_Web.pdf""], ""target_id"": 33}",2026-05-30 03:29:03,2026-05-30 15:47:45,United MileagePlus,"first 80,000 miles; authorized user add for additional 10,000 miles",MileagePlus bonus miles,NA,NA
37,JPMorgan Chase,United Explorer Card,CONSUMER,AIRLINE_REWARDS,"Earn up to 60,000 bonus miles: 50,000 bonus miles after $3,000 in purchases in the first 3 months, plus 10,000 bonus miles after adding an authorized user in the first 3 months.",60000,NA,3000,90,"50,000 bonus miles after $3,000 in purchases in the first 3 months; 10,000 additional bonus miles after adding an authorized user in the first 3 months.",150,0,$0 intro annual fee for the first year,None found on public official source.,19.74% to 28.24% variable purchase APR.,Up to 9x total miles on eligible United flights; 3x miles on other eligible United purchases; 2x miles on hotel stays booked with hotels and dining; 1x other purchases; free first checked bag for primary cardmember and one companion; priority boarding; two United Club one-time passes each year; Global Entry/TSA PreCheck/NEXUS credit up to $120 every four years; 25% back on United inflight and Club premium drink purchases; over $500 in annual partner credits; no foreign transaction fees.,https://creditcards.chase.com/travel-credit-cards/united/united-explorer?iCELL=61FY,Official Chase product page and pricing/terms page,2026-05-29T21:29:03-06:00,"Official Chase product page provided the detailed offer ladder, rewards, annual fee, APR, and benefits; Chase listing confirmed the card is part of the United card family. United target-row partner URL returned page-not-found during browser check, so Chase issuer pages were used as official public sources. No application flow was entered.","{""browser_verified"": true, ""evidence"": {""offer"": ""Product page showed up to 60,000 bonus miles: 50,000 after $3,000 spend in 3 months plus 10,000 after adding an authorized user in 3 months."", ""pricing"": ""Product/listing page showed 19.74%-28.24% variable APR and $0 intro annual fee for first year, then $150.""}, ""institution_target"": ""United MileagePlus"", ""source_limitations"": [""United partner URL in institution_targets returned page-not-found; Chase issuer pages were live and official.""], ""sources"": [""https://creditcards.chase.com/travel-credit-cards/united"", ""https://www.united.com/en/us/fly/products/chase-cards.html"", ""https://creditcards.chase.com/travel-credit-cards/united/united-explorer?iCELL=61FY"", ""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC62176.html"", ""https://asset.chase.com/content/dam/card/rulesregulations/en/RPA0480_Web.pdf""], ""target_id"": 33}",2026-05-30 03:29:03,2026-05-30 15:47:45,United MileagePlus,"first 50,000 miles; authorized user add for additional 10,000 miles",MileagePlus bonus miles,NA,NA
39,JPMorgan Chase,United Gateway Card,CONSUMER,AIRLINE_REWARDS,"Earn up to 40,000 bonus miles: 30,000 bonus miles after $1,000 in purchases in the first 3 months, plus 10,000 bonus miles after adding an authorized user in the first 3 months.",40000,NA,1000,90,"30,000 bonus miles after $1,000 in purchases in the first 3 months; 10,000 additional bonus miles after adding an authorized user in the first 3 months.",0,0,,0% intro APR for 12 months from account opening on purchases.,19.74% to 28.24% variable purchase APR after the intro period.,"Up to 5x total miles on eligible United flights; 2x miles on other eligible United purchases, gas stations, and local transit/commuting; 1x other purchases; spend-based 10% or more savings on flights booked with miles after $10,000 calendar-year spend; earn two checked bags after $10,000 calendar-year spend; 25% back on United inflight and Club premium drink purchases; no annual fee; no foreign transaction fees.",https://creditcards.chase.com/travel-credit-cards/united/united-gateway?iCELL=61FY,Official Chase product page and pricing/terms page,2026-05-29T21:29:03-06:00,"Official Chase product page provided the detailed offer ladder, rewards, intro APR, annual fee, regular APR, and benefits; Chase listing confirmed the card is part of the United card family. United target-row partner URL returned page-not-found during browser check, so Chase issuer pages were used as official public sources. No application flow was entered.","{""browser_verified"": true, ""evidence"": {""offer"": ""Product page showed up to 40,000 miles: 30,000 after $1,000 spend in 3 months plus 10,000 after adding an authorized user."", ""pricing"": ""Product/listing page showed $0 annual fee, 0% intro purchase APR for 12 months, then 19.74%-28.24% variable APR.""}, ""institution_target"": ""United MileagePlus"", ""source_limitations"": [""United partner URL in institution_targets returned page-not-found; Chase issuer pages were live and official.""], ""sources"": [""https://creditcards.chase.com/travel-credit-cards/united"", ""https://www.united.com/en/us/fly/products/chase-cards.html"", ""https://creditcards.chase.com/travel-credit-cards/united/united-gateway?iCELL=61FY"", ""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC60660.html""], ""target_id"": 33}",2026-05-30 03:29:03,2026-05-30 15:47:45,United MileagePlus,"first 30,000 miles; authorized user add for additional 10,000 miles",MileagePlus bonus miles,NA,NA
38,JPMorgan Chase,United Quest Card,CONSUMER,AIRLINE_REWARDS,"Earn up to 70,000 bonus miles plus 500 Premier qualifying points: 60,000 bonus miles plus 500 PQP after $4,000 in purchases in the first 3 months, plus 10,000 bonus miles after adding an authorized user in the first 3 months.",70000,NA,4000,90,"60,000 bonus miles plus 500 PQP after $4,000 in purchases in the first 3 months; 10,000 additional bonus miles after adding an authorized user in the first 3 months.",350,0,,None found on public official source.,19.74% to 28.24% variable purchase APR.,"Up to 10x total miles on eligible United flights; 4x miles on other eligible United purchases; 5x miles on prepaid Renowned Hotels and Resorts for United Cardmembers; 2x miles on other travel, dining, and select streaming; 1x other purchases; $200 United travel credit; 10,000-mile anniversary award flight discount plus another after $20,000 annual spend; free first and second checked bags for primary cardmember and one companion; priority boarding; no foreign transaction fees.",https://creditcards.chase.com/travel-credit-cards/united/united-quest?iCELL=61FY,Official Chase product page and pricing/terms page,2026-05-29T21:29:03-06:00,"Official Chase product page provided the detailed offer ladder, rewards, annual fee, APR, and benefits; Chase listing confirmed the card is part of the United card family. United target-row partner URL returned page-not-found during browser check, so Chase issuer pages were used as official public sources. No application flow was entered.","{""browser_verified"": true, ""evidence"": {""offer"": ""Product page showed up to 70,000 miles plus 500 PQP: 60,000 miles plus 500 PQP after $4,000 spend in 3 months plus 10,000 after adding an authorized user."", ""pricing"": ""Product/listing page showed $350 annual fee and 19.74%-28.24% variable APR.""}, ""institution_target"": ""United MileagePlus"", ""source_limitations"": [""United partner URL in institution_targets returned page-not-found; Chase issuer pages were live and official.""], ""sources"": [""https://creditcards.chase.com/travel-credit-cards/united"", ""https://www.united.com/en/us/fly/products/chase-cards.html"", ""https://creditcards.chase.com/travel-credit-cards/united/united-quest?iCELL=61FY"", ""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC62257.html"", ""https://asset.chase.com/content/dam/card/rulesregulations/en/RPA0278_Web.pdf""], ""target_id"": 33}",2026-05-30 03:29:03,2026-05-30 15:47:45,United MileagePlus,"60,000 miles plus 500 PQP; authorized user add for additional 10,000 miles",MileagePlus bonus miles plus 500 PQP,NA,NA
26,JPMorgan Chase,World of Hyatt Business Credit Card,BUSINESS,HOTEL_REWARDS,"Earn 60,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening.",60000,NA,5000,90,"After spending $5,000 on purchases in the first 3 months from account opening.",199,0,,None found on public official source.,19.24% to 27.74% variable purchase APR.,"Up to 9x total points at Hyatt; 2x in the cardmember's top three eligible spend categories each quarter and on fitness club/gym memberships; 1x elsewhere; automatic Discoverist status for the business owner and ability to gift Discoverist to up to five employees; five tier-qualifying night credits per $10,000 spend; up to $100 in Hyatt statement credits each anniversary year; no foreign transaction fees.",https://creditcards.chase.com/business-credit-cards/world-of-hyatt/hyatt-business-card?CID=nav%3F&iCELL=61HF,Official Chase business product page and official Hyatt credit-card page,2026-05-29T21:17:14-06:00,"Official Chase World of Hyatt Business product page contained the welcome offer, annual fee, APR range, rewards, and card benefits; official Hyatt credit-card page was used for cross-checking. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.","{""browser_plugin_available"": false, ""institution_target"": ""World of Hyatt"", ""sources"": [""https://creditcards.chase.com/business-credit-cards/world-of-hyatt/hyatt-business-card?CID=nav%3F&iCELL=61HF"", ""https://world.hyatt.com/content/gp/en/rewards/credit-card.html""], ""target_id"": 60}",2026-05-30 03:17:14,2026-05-30 15:47:45,World of Hyatt,,World of Hyatt bonus points,NA,NA
25,JPMorgan Chase,World of Hyatt Credit Card,CONSUMER,HOTEL_REWARDS,"Earn up to 60,000 bonus points: 30,000 points after $3,000 in purchases in the first 3 months, plus up to 30,000 more points by earning 2 total points per $1 on purchases that normally earn 1 point, on up to $15,000 in the first 6 months.",60000,NA,3000,90,"30,000 points after $3,000 in purchases in first 3 months; up to 30,000 additional points via 2 total points per $1 on normally 1x purchases, up to $15,000 in first 6 months.",95,0,,None found on public official source.,19.24% to 27.74% variable purchase APR.,"Up to 9x total points at Hyatt; 2x at restaurants, on airline tickets purchased directly from airlines, on local transit/commuting, and fitness club/gym memberships; 1x elsewhere; annual Category 1-4 free night; additional free night after $15,000 annual spend; automatic Discoverist status; five qualifying night credits each year; no foreign transaction fees.",https://creditcards.chase.com/travel-credit-cards/world-of-hyatt-credit-card,Official Chase product page and official Hyatt credit-card page,2026-05-29T21:17:14-06:00,"Official Chase World of Hyatt product page contained the welcome offer, annual fee, APR range, rewards, and card benefits; official Hyatt credit-card page was used for cross-checking. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.","{""browser_plugin_available"": false, ""institution_target"": ""World of Hyatt"", ""sources"": [""https://creditcards.chase.com/travel-credit-cards/world-of-hyatt-credit-card"", ""https://world.hyatt.com/content/gp/en/rewards/credit-card.html""], ""target_id"": 60}",2026-05-30 03:17:14,2026-05-30 15:47:45,World of Hyatt,"first 30,000 points; up to $15,000 for additional accelerated-earn bonus",World of Hyatt bonus points,180,NA
187,"JPMorgan Chase Bank, N.A.",Chase Freedom Flex® Credit Card,CONSUMER,CASH_BACK,Earn a $200 bonus after spending $500 on purchases in the first 3 months from account opening; 0% intro APR for 15 months on purchases and balance transfers.,,200,500,90,Spend $500 on purchases in the first 3 months from account opening.,0,0,,0% intro APR for 15 months from account opening on purchases and balance transfers; balance transfer fee applies.,18.24% to 27.74% variable APR after the introductory period.,"5% cash back on up to $1,500 in combined quarterly bonus-category purchases after activation; 5% on Chase Travel; 3% on dining and drugstores; 1% on other purchases.",https://creditcards.chase.com/cash-back-credit-cards/freedom/flex,Official product page and pricing terms page,2026-05-29T23:41:14-06:00,Pricing terms page LGC60938 reviewed for APR and balance transfer intro terms.,"{""card"": ""Chase Freedom Flex® Credit Card"", ""evidence"": [""Product page states a $200 bonus after $500 in purchases in the first 3 months from account opening."", ""Product page states 0% intro APR for 15 months on purchases and balance transfers, then 18.24% to 27.74% variable APR."", ""Product page states a $0 annual fee."", ""Product page states 5% cash back on up to $1,500 in combined purchases in quarterly bonus categories after activation, plus 5% Chase Travel, 3% dining/drugstores, and 1% other purchases.""], ""limitations"": [], ""research_pass"": {""method"": ""Official public Chase listing pages, product pages, and pricing-and-terms pages opened in browser; no application, login, or preapproval flow used."", ""retrieved"": ""2026-05-29T23:41:14-06:00""}, ""skipped_scope"": [""Chase co-brand partner rows were not inserted in this direct-issuer pass because separate target rows already cover or should cover Air Canada Aeroplan, Amazon, DoorDash, IHG One Rewards, Instacart, Marriott Bonvoy, Southwest Rapid Rewards, United MileagePlus, World of Hyatt, and similar partner portfolios."", ""No application forms were submitted and no login or preapproval flows were used.""], ""sources"": [{""basis"": ""Official all-cards listing page"", ""url"": ""https://creditcards.chase.com/all-credit-cards""}, {""basis"": ""Official Chase for Business card listing page"", ""url"": ""https://creditcards.chase.com/business-credit-cards/chaseforbusiness""}, {""basis"": ""Official product page"", ""url"": ""https://creditcards.chase.com/cash-back-credit-cards/freedom/flex""}, {""basis"": ""Official pricing and terms page"", ""url"": ""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC60938.html""}], ""target"": {""alternate_issuer_url"": ""https://creditcards.chase.com/newest-offers-credit-cards"", ""id"": 1, ""institution"": ""JPMorgan Chase"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""JPMorgan Chase Bank, N.A."", ""offer_research_url"": ""https://creditcards.chase.com/all-credit-cards"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:43:41,2026-05-30 15:47:45,,,,NA,NA
188,"JPMorgan Chase Bank, N.A.",Chase Freedom Rise® Credit Card,CREDIT_BUILDING_CONSUMER,CASH_BACK,$25 statement credit when signing up for automatic payments within the first 3 months of account opening; no spend-based welcome bonus found.,,25,NA,90,Sign up for automatic payments within the first 3 months of account opening.,0,0,,Not found on public source,25.24% variable APR.,Earn 1.5% cash back on all purchases; cash back rewards do not expire while the account is open; having at least $250 in Chase checking or savings may increase approval chances.,https://creditcards.chase.com/cash-back-credit-cards/freedom/rise,Official product page and pricing terms page,2026-05-29T23:41:14-06:00,Pricing terms page LGC57233 reviewed. Product page says additional verification documents may be needed after applying.,"{""card"": ""Chase Freedom Rise® Credit Card"", ""evidence"": [""Product page states the card earns 1.5% cash back on all purchases."", ""Product page states a $25 statement credit for signing up for automatic payments within the first three months of account opening."", ""Product page states 25.24% variable APR and a $0 annual fee."", ""Product page states having at least $250 in Chase checking or savings increases approval chances.""], ""limitations"": [""No spend-based welcome bonus or intro APR was found on public official sources.""], ""research_pass"": {""method"": ""Official public Chase listing pages, product pages, and pricing-and-terms pages opened in browser; no application, login, or preapproval flow used."", ""retrieved"": ""2026-05-29T23:41:14-06:00""}, ""skipped_scope"": [""Chase co-brand partner rows were not inserted in this direct-issuer pass because separate target rows already cover or should cover Air Canada Aeroplan, Amazon, DoorDash, IHG One Rewards, Instacart, Marriott Bonvoy, Southwest Rapid Rewards, United MileagePlus, World of Hyatt, and similar partner portfolios."", ""No application forms were submitted and no login or preapproval flows were used.""], ""sources"": [{""basis"": ""Official all-cards listing page"", ""url"": ""https://creditcards.chase.com/all-credit-cards""}, {""basis"": ""Official Chase for Business card listing page"", ""url"": ""https://creditcards.chase.com/business-credit-cards/chaseforbusiness""}, {""basis"": ""Official product page"", ""url"": ""https://creditcards.chase.com/cash-back-credit-cards/freedom/rise""}, {""basis"": ""Official pricing and terms page"", ""url"": ""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC57233.html""}], ""target"": {""alternate_issuer_url"": ""https://creditcards.chase.com/newest-offers-credit-cards"", ""id"": 1, ""institution"": ""JPMorgan Chase"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""JPMorgan Chase Bank, N.A."", ""offer_research_url"": ""https://creditcards.chase.com/all-credit-cards"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:43:41,2026-05-30 15:47:45,,,,NA,Statement Credit
186,"JPMorgan Chase Bank, N.A.",Chase Freedom Unlimited® Credit Card,CONSUMER,CASH_BACK,Earn a $200 bonus after spending $500 on purchases in the first 3 months from account opening; 0% intro APR for 15 months on purchases and balance transfers.,,200,500,90,Spend $500 on purchases in the first 3 months from account opening.,0,0,,0% intro APR for 15 months from account opening on purchases and balance transfers; balance transfer fee applies.,18.24% to 27.74% variable APR after the introductory period.,"Unlimited 1.5% cash back or more on purchases, including 3% on dining and drugstores and 5% on travel purchased through Chase Travel.",https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited,Official product page and pricing terms page,2026-05-29T23:41:14-06:00,Pricing terms page LGC61498 reviewed for APR and balance transfer intro terms.,"{""card"": ""Chase Freedom Unlimited® Credit Card"", ""evidence"": [""Product page states a $200 bonus after $500 in purchases in the first 3 months from account opening."", ""Product page states 0% intro APR for 15 months from account opening on purchases and balance transfers, then 18.24% to 27.74% variable APR."", ""Product page states a $0 annual fee."", ""Product page states unlimited 1.5% cash back or more, including 3% dining/drugstores and 5% Chase Travel.""], ""limitations"": [], ""research_pass"": {""method"": ""Official public Chase listing pages, product pages, and pricing-and-terms pages opened in browser; no application, login, or preapproval flow used."", ""retrieved"": ""2026-05-29T23:41:14-06:00""}, ""skipped_scope"": [""Chase co-brand partner rows were not inserted in this direct-issuer pass because separate target rows already cover or should cover Air Canada Aeroplan, Amazon, DoorDash, IHG One Rewards, Instacart, Marriott Bonvoy, Southwest Rapid Rewards, United MileagePlus, World of Hyatt, and similar partner portfolios."", ""No application forms were submitted and no login or preapproval flows were used.""], ""sources"": [{""basis"": ""Official all-cards listing page"", ""url"": ""https://creditcards.chase.com/all-credit-cards""}, {""basis"": ""Official Chase for Business card listing page"", ""url"": ""https://creditcards.chase.com/business-credit-cards/chaseforbusiness""}, {""basis"": ""Official product page"", ""url"": ""https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited""}, {""basis"": ""Official pricing and terms page"", ""url"": ""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61498.html""}], ""target"": {""alternate_issuer_url"": ""https://creditcards.chase.com/newest-offers-credit-cards"", ""id"": 1, ""institution"": ""JPMorgan Chase"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""JPMorgan Chase Bank, N.A."", ""offer_research_url"": ""https://creditcards.chase.com/all-credit-cards"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:43:41,2026-05-30 15:47:45,,,,NA,NA
185,"JPMorgan Chase Bank, N.A.",Chase Sapphire Preferred® Credit Card,CONSUMER,TRAVEL_REWARDS,"Earn 75,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening.",75000,NA,5000,90,"Spend $5,000 on purchases in the first 3 months from account opening.",95,0,,Not found on public source,19.24% to 27.49% variable APR.,"5x total points on Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit; 3x dining; 2x other travel purchases; premium dining and travel rewards.",https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred,Official product page and pricing terms page,2026-05-29T23:41:14-06:00,Pricing terms page LGC61729 reviewed; no intro APR was found on public official sources.,"{""card"": ""Chase Sapphire Preferred® Credit Card"", ""evidence"": [""Product page states a new-cardmember offer of 75,000 bonus points after $5,000 in purchases in the first 3 months from account opening."", ""Product page states 19.24% to 27.49% variable APR and a $95 annual fee."", ""Product page states 5x total points on Chase Travel excluding qualifying $50 hotel-credit purchases, 3x on dining, and 2x on other travel purchases.""], ""limitations"": [""No intro APR was found on the public product page or pricing terms page.""], ""research_pass"": {""method"": ""Official public Chase listing pages, product pages, and pricing-and-terms pages opened in browser; no application, login, or preapproval flow used."", ""retrieved"": ""2026-05-29T23:41:14-06:00""}, ""skipped_scope"": [""Chase co-brand partner rows were not inserted in this direct-issuer pass because separate target rows already cover or should cover Air Canada Aeroplan, Amazon, DoorDash, IHG One Rewards, Instacart, Marriott Bonvoy, Southwest Rapid Rewards, United MileagePlus, World of Hyatt, and similar partner portfolios."", ""No application forms were submitted and no login or preapproval flows were used.""], ""sources"": [{""basis"": ""Official all-cards listing page"", ""url"": ""https://creditcards.chase.com/all-credit-cards""}, {""basis"": ""Official Chase for Business card listing page"", ""url"": ""https://creditcards.chase.com/business-credit-cards/chaseforbusiness""}, {""basis"": ""Official product page"", ""url"": ""https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred""}, {""basis"": ""Official pricing and terms page"", ""url"": ""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC61729.html""}], ""target"": {""alternate_issuer_url"": ""https://creditcards.chase.com/newest-offers-credit-cards"", ""id"": 1, ""institution"": ""JPMorgan Chase"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""JPMorgan Chase Bank, N.A."", ""offer_research_url"": ""https://creditcards.chase.com/all-credit-cards"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:43:41,2026-05-30 15:47:45,,,Ultimate Rewards points,NA,NA
184,"JPMorgan Chase Bank, N.A.",Chase Sapphire Reserve® Credit Card,CONSUMER,TRAVEL_REWARDS,"Limited-time offer: earn 125,000 bonus points after spending $6,000 on purchases in the first 3 months from account opening.",125000,NA,6000,90,"Spend $6,000 on purchases in the first 3 months from account opening.",795,195,,Not found on public source,19.49% to 27.99% variable APR.,8x points on Chase Travel; 4x points on direct-booked flights and hotels; 3x points on dining worldwide; 1x points on other purchases; $300 annual travel credit and lounge/travel benefits.,https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve,Official product page and pricing terms page,2026-05-29T23:41:14-06:00,"Product page accessible text included strikethrough 150,000 wording; the recorded current top-line offer is 125,000 bonus points. Pricing terms page LGC64415 reviewed.","{""card"": ""Chase Sapphire Reserve® Credit Card"", ""evidence"": [""All-cards listing includes Chase Sapphire Reserve among direct Chase products."", ""Product page states a limited-time offer to earn 125,000 bonus points after $6,000 in purchases in the first 3 months from account opening; accessible text also contained strikethrough 150,000 wording."", ""Product page states $795 annual fee, $195 for each authorized user, and 19.49% to 27.99% variable APR."", ""Product page states 8x points on Chase Travel, 4x on direct-booked flights and hotels, 3x dining worldwide, 1x other purchases, and up to $300 annual travel credit.""], ""limitations"": [""No intro APR was found on the public product page or pricing terms page.""], ""research_pass"": {""method"": ""Official public Chase listing pages, product pages, and pricing-and-terms pages opened in browser; no application, login, or preapproval flow used."", ""retrieved"": ""2026-05-29T23:41:14-06:00""}, ""skipped_scope"": [""Chase co-brand partner rows were not inserted in this direct-issuer pass because separate target rows already cover or should cover Air Canada Aeroplan, Amazon, DoorDash, IHG One Rewards, Instacart, Marriott Bonvoy, Southwest Rapid Rewards, United MileagePlus, World of Hyatt, and similar partner portfolios."", ""No application forms were submitted and no login or preapproval flows were used.""], ""sources"": [{""basis"": ""Official all-cards listing page"", ""url"": ""https://creditcards.chase.com/all-credit-cards""}, {""basis"": ""Official Chase for Business card listing page"", ""url"": ""https://creditcards.chase.com/business-credit-cards/chaseforbusiness""}, {""basis"": ""Official product page"", ""url"": ""https://creditcards.chase.com/rewards-credit-cards/sapphire/reserve""}, {""basis"": ""Official pricing and terms page"", ""url"": ""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64415.html""}], ""target"": {""alternate_issuer_url"": ""https://creditcards.chase.com/newest-offers-credit-cards"", ""id"": 1, ""institution"": ""JPMorgan Chase"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""JPMorgan Chase Bank, N.A."", ""offer_research_url"": ""https://creditcards.chase.com/all-credit-cards"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:43:41,2026-05-30 15:47:45,,,Ultimate Rewards points,NA,NA
192,"JPMorgan Chase Bank, N.A.",Ink Business Cash® Credit Card,BUSINESS,CASH_BACK,"Earn $750 bonus cash back after spending $6,000 on purchases in the first 3 months after account opening; 0% intro APR for 12 months on purchases.",,750,6000,90,"Spend $6,000 on purchases in the first 3 months after account opening.",0,0,,0% intro APR for 12 months from account opening on purchases.,16.74% to 24.74% variable APR after the introductory period.,5% cash back in select business categories plus rewards on every purchase made for the business; no annual fee.,https://creditcards.chase.com/business-credit-cards/ink/cash,Official product page and pricing terms page,2026-05-29T23:41:14-06:00,Pricing terms page LGC63827 reviewed. Product page says bonus may be unavailable if the applicant has ever had this card or another no-annual-fee Chase for Business card.,"{""card"": ""Ink Business Cash® Credit Card"", ""evidence"": [""Product page states $750 bonus cash back after $6,000 in purchases in the first 3 months after account opening."", ""Product page states 0% intro APR for 12 months on purchases, then 16.74% to 24.74% variable APR."", ""Product page states $0 annual fee and 5% cash back in select business categories plus rewards on every business purchase.""], ""limitations"": [], ""research_pass"": {""method"": ""Official public Chase listing pages, product pages, and pricing-and-terms pages opened in browser; no application, login, or preapproval flow used."", ""retrieved"": ""2026-05-29T23:41:14-06:00""}, ""skipped_scope"": [""Chase co-brand partner rows were not inserted in this direct-issuer pass because separate target rows already cover or should cover Air Canada Aeroplan, Amazon, DoorDash, IHG One Rewards, Instacart, Marriott Bonvoy, Southwest Rapid Rewards, United MileagePlus, World of Hyatt, and similar partner portfolios."", ""No application forms were submitted and no login or preapproval flows were used.""], ""sources"": [{""basis"": ""Official all-cards listing page"", ""url"": ""https://creditcards.chase.com/all-credit-cards""}, {""basis"": ""Official Chase for Business card listing page"", ""url"": ""https://creditcards.chase.com/business-credit-cards/chaseforbusiness""}, {""basis"": ""Official product page"", ""url"": ""https://creditcards.chase.com/business-credit-cards/ink/cash""}, {""basis"": ""Official pricing and terms page"", ""url"": ""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC63827.html""}], ""target"": {""alternate_issuer_url"": ""https://creditcards.chase.com/newest-offers-credit-cards"", ""id"": 1, ""institution"": ""JPMorgan Chase"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""JPMorgan Chase Bank, N.A."", ""offer_research_url"": ""https://creditcards.chase.com/all-credit-cards"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:43:41,2026-05-30 15:47:45,,,,NA,NA
193,"JPMorgan Chase Bank, N.A.",Ink Business Preferred® Credit Card,BUSINESS,TRAVEL_REWARDS,"Earn 100,000 bonus points after spending $8,000 on purchases in the first 3 months after account opening.",100000,NA,8000,90,"Spend $8,000 on purchases in the first 3 months after account opening.",95,0,,Not found on public source,17.74% to 26.74% variable APR.,"3x points on the first $150,000 spent in combined select business categories each account anniversary year; 1x on other purchases.",https://creditcards.chase.com/business-credit-cards/ink/business-preferred,Official product page and pricing terms page,2026-05-29T23:41:14-06:00,Pricing terms page LGC63764 reviewed. No intro APR was found on public official sources.,"{""card"": ""Ink Business Preferred® Credit Card"", ""evidence"": [""Product page states 100,000 bonus points after $8,000 in purchases in the first 3 months after account opening."", ""Product page states 17.74% to 26.74% variable APR and a $95 annual fee."", ""Product page states 3x points on the first $150,000 spent in combined purchases in select business categories each account anniversary year.""], ""limitations"": [""No intro APR was found on public official sources.""], ""research_pass"": {""method"": ""Official public Chase listing pages, product pages, and pricing-and-terms pages opened in browser; no application, login, or preapproval flow used."", ""retrieved"": ""2026-05-29T23:41:14-06:00""}, ""skipped_scope"": [""Chase co-brand partner rows were not inserted in this direct-issuer pass because separate target rows already cover or should cover Air Canada Aeroplan, Amazon, DoorDash, IHG One Rewards, Instacart, Marriott Bonvoy, Southwest Rapid Rewards, United MileagePlus, World of Hyatt, and similar partner portfolios."", ""No application forms were submitted and no login or preapproval flows were used.""], ""sources"": [{""basis"": ""Official all-cards listing page"", ""url"": ""https://creditcards.chase.com/all-credit-cards""}, {""basis"": ""Official Chase for Business card listing page"", ""url"": ""https://creditcards.chase.com/business-credit-cards/chaseforbusiness""}, {""basis"": ""Official product page"", ""url"": ""https://creditcards.chase.com/business-credit-cards/ink/business-preferred""}, {""basis"": ""Official pricing and terms page"", ""url"": ""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC63764.html""}], ""target"": {""alternate_issuer_url"": ""https://creditcards.chase.com/newest-offers-credit-cards"", ""id"": 1, ""institution"": ""JPMorgan Chase"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""JPMorgan Chase Bank, N.A."", ""offer_research_url"": ""https://creditcards.chase.com/all-credit-cards"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:43:41,2026-05-30 15:47:45,,,Ultimate Rewards points,NA,NA
194,"JPMorgan Chase Bank, N.A.",Ink Business Premier® Credit Card,BUSINESS,CASH_BACK,"Earn $1,000 bonus cash back after spending $10,000 on purchases in the first 3 months from account opening.",,1000,10000,90,"Spend $10,000 on purchases in the first 3 months from account opening.",195,0,,Not found on public source,Pay-in-full card with Flex for Business variable APR of 17.74% to 28.49%.,"Earn 2.5% cash back on every purchase of $5,000 or more and 2% cash back on all other business purchases.",https://creditcards.chase.com/business-credit-cards/ink/premier,Official product page and pricing terms page,2026-05-29T23:41:14-06:00,Product page describes this as a Pay in Full card; pricing terms page LGC63834 states Flex for Business APR. No intro APR was found on public official sources.,"{""card"": ""Ink Business Premier® Credit Card"", ""evidence"": [""Product page states $1,000 bonus cash back after $10,000 in purchases in the first 3 months from account opening."", ""Product page states this is a Pay in Full card and lists Flex for Business variable APR of 17.74% to 28.49%."", ""Product page states a $195 annual fee."", ""Product page states 2.5% cash back on purchases of $5,000 or more and 2% cash back on all other business purchases.""], ""limitations"": [""No intro APR was found on public official sources.""], ""research_pass"": {""method"": ""Official public Chase listing pages, product pages, and pricing-and-terms pages opened in browser; no application, login, or preapproval flow used."", ""retrieved"": ""2026-05-29T23:41:14-06:00""}, ""skipped_scope"": [""Chase co-brand partner rows were not inserted in this direct-issuer pass because separate target rows already cover or should cover Air Canada Aeroplan, Amazon, DoorDash, IHG One Rewards, Instacart, Marriott Bonvoy, Southwest Rapid Rewards, United MileagePlus, World of Hyatt, and similar partner portfolios."", ""No application forms were submitted and no login or preapproval flows were used.""], ""sources"": [{""basis"": ""Official all-cards listing page"", ""url"": ""https://creditcards.chase.com/all-credit-cards""}, {""basis"": ""Official Chase for Business card listing page"", ""url"": ""https://creditcards.chase.com/business-credit-cards/chaseforbusiness""}, {""basis"": ""Official product page"", ""url"": ""https://creditcards.chase.com/business-credit-cards/ink/premier""}, {""basis"": ""Official pricing and terms page"", ""url"": ""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC63834.html""}], ""target"": {""alternate_issuer_url"": ""https://creditcards.chase.com/newest-offers-credit-cards"", ""id"": 1, ""institution"": ""JPMorgan Chase"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""JPMorgan Chase Bank, N.A."", ""offer_research_url"": ""https://creditcards.chase.com/all-credit-cards"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:43:41,2026-05-30 15:47:45,,,,NA,NA
191,"JPMorgan Chase Bank, N.A.",Ink Business Unlimited® Credit Card,BUSINESS,CASH_BACK,"Earn $750 cash back after spending $6,000 on purchases in the first 3 months after account opening; 0% intro APR for 12 months on purchases.",,750,6000,90,"Spend $6,000 on purchases in the first 3 months after account opening.",0,0,,0% intro APR for 12 months from account opening on purchases.,16.74% to 24.74% variable APR after the introductory period.,Unlimited 1.5% cash back on every purchase made for the business.,https://creditcards.chase.com/business-credit-cards/ink/unlimited,Official product page and pricing terms page,2026-05-29T23:41:14-06:00,Pricing terms page LGC63749 reviewed. Product page says bonus may be unavailable if the applicant has ever had this card or another no-annual-fee Chase for Business card.,"{""card"": ""Ink Business Unlimited® Credit Card"", ""evidence"": [""Product page states $750 cash back after $6,000 in purchases in the first 3 months after account opening."", ""Product page states 0% intro APR for 12 months on purchases, then 16.74% to 24.74% variable APR."", ""Product page states $0 annual fee and unlimited 1.5% cash back on every business purchase.""], ""limitations"": [], ""research_pass"": {""method"": ""Official public Chase listing pages, product pages, and pricing-and-terms pages opened in browser; no application, login, or preapproval flow used."", ""retrieved"": ""2026-05-29T23:41:14-06:00""}, ""skipped_scope"": [""Chase co-brand partner rows were not inserted in this direct-issuer pass because separate target rows already cover or should cover Air Canada Aeroplan, Amazon, DoorDash, IHG One Rewards, Instacart, Marriott Bonvoy, Southwest Rapid Rewards, United MileagePlus, World of Hyatt, and similar partner portfolios."", ""No application forms were submitted and no login or preapproval flows were used.""], ""sources"": [{""basis"": ""Official all-cards listing page"", ""url"": ""https://creditcards.chase.com/all-credit-cards""}, {""basis"": ""Official Chase for Business card listing page"", ""url"": ""https://creditcards.chase.com/business-credit-cards/chaseforbusiness""}, {""basis"": ""Official product page"", ""url"": ""https://creditcards.chase.com/business-credit-cards/ink/unlimited""}, {""basis"": ""Official pricing and terms page"", ""url"": ""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC63749.html""}], ""target"": {""alternate_issuer_url"": ""https://creditcards.chase.com/newest-offers-credit-cards"", ""id"": 1, ""institution"": ""JPMorgan Chase"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""JPMorgan Chase Bank, N.A."", ""offer_research_url"": ""https://creditcards.chase.com/all-credit-cards"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:43:41,2026-05-30 15:47:45,,,,NA,NA
195,"JPMorgan Chase Bank, N.A.",Sapphire Reserve for Business℠ Credit Card,BUSINESS,TRAVEL_REWARDS,"Earn 150,000 bonus points after spending $20,000 on purchases in the first 3 months from account opening.",150000,NA,20000,90,"Spend $20,000 on purchases in the first 3 months from account opening.",795,0,,Not found on public source,Pay-in-full card with Flex for Business variable APR of 17.74% to 28.49% per pricing terms.,8x points on Chase Travel including The Edit; 5x total points on Lyft rides through 9/30/27; 4x points on flights and hotels booked direct; 3x points on social media and search engine advertising; 1x other purchases; $300 annual travel credit.,https://creditcards.chase.com/business-credit-cards/sapphire/reserve,Official product page and pricing terms page,2026-05-29T23:41:14-06:00,Product page describes this as a Pay in Full credit card; pricing terms page LGC63786 reviewed for Flex for Business APR. No intro APR was found on public official sources.,"{""card"": ""Sapphire Reserve for Business℠ Credit Card"", ""evidence"": [""Product page states 150,000 bonus points after $20,000 in purchases in the first 3 months from account opening."", ""Product page states $795 annual fee and employee cards at no additional cost."", ""Product page states this is a Pay in Full credit card; pricing terms page states Flex for Business APR of 17.74% to 28.49%."", ""Product page states 8x points on Chase Travel including The Edit, 4x flights and hotels booked direct, 3x social media and search engine advertising, and $300 annual travel credit.""], ""limitations"": [""No intro APR was found on public official sources.""], ""research_pass"": {""method"": ""Official public Chase listing pages, product pages, and pricing-and-terms pages opened in browser; no application, login, or preapproval flow used."", ""retrieved"": ""2026-05-29T23:41:14-06:00""}, ""skipped_scope"": [""Chase co-brand partner rows were not inserted in this direct-issuer pass because separate target rows already cover or should cover Air Canada Aeroplan, Amazon, DoorDash, IHG One Rewards, Instacart, Marriott Bonvoy, Southwest Rapid Rewards, United MileagePlus, World of Hyatt, and similar partner portfolios."", ""No application forms were submitted and no login or preapproval flows were used.""], ""sources"": [{""basis"": ""Official all-cards listing page"", ""url"": ""https://creditcards.chase.com/all-credit-cards""}, {""basis"": ""Official Chase for Business card listing page"", ""url"": ""https://creditcards.chase.com/business-credit-cards/chaseforbusiness""}, {""basis"": ""Official product page"", ""url"": ""https://creditcards.chase.com/business-credit-cards/sapphire/reserve""}, {""basis"": ""Official pricing and terms page"", ""url"": ""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC63786.html""}], ""target"": {""alternate_issuer_url"": ""https://creditcards.chase.com/newest-offers-credit-cards"", ""id"": 1, ""institution"": ""JPMorgan Chase"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""JPMorgan Chase Bank, N.A."", ""offer_research_url"": ""https://creditcards.chase.com/all-credit-cards"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:43:41,2026-05-30 15:47:45,,,Ultimate Rewards points,NA,NA
190,"JPMorgan Chase Bank, N.A.",Slate Edge® Credit Card,CREDIT_BUILDING_CONSUMER,CREDIT_BUILDING,No public welcome bonus or introductory APR found.,,NA,NA,NA,NA,0,0,,Not found on public source,28.99% variable APR.,"No public rewards program found; product emphasizes credit-building features, no annual fee, zero-liability protection, and Chase Credit Journey enrollment.",https://creditcards.chase.com/credit-building-credit-cards/slate/edge,Official product page and pricing terms page,2026-05-29T23:41:14-06:00,"Pricing terms page LGC64148 reviewed. No rewards, welcome bonus, or intro APR was found on public official sources.","{""card"": ""Slate Edge® Credit Card"", ""evidence"": [""Product page states 28.99% variable APR and $0 annual fee."", ""Product page describes Slate Edge as for fair credit and says it offers credit-building features."", ""Product page highlights no annual fee and zero-liability protection.""], ""limitations"": [""No rewards program, welcome bonus, or intro APR was found on public official sources.""], ""research_pass"": {""method"": ""Official public Chase listing pages, product pages, and pricing-and-terms pages opened in browser; no application, login, or preapproval flow used."", ""retrieved"": ""2026-05-29T23:41:14-06:00""}, ""skipped_scope"": [""Chase co-brand partner rows were not inserted in this direct-issuer pass because separate target rows already cover or should cover Air Canada Aeroplan, Amazon, DoorDash, IHG One Rewards, Instacart, Marriott Bonvoy, Southwest Rapid Rewards, United MileagePlus, World of Hyatt, and similar partner portfolios."", ""No application forms were submitted and no login or preapproval flows were used.""], ""sources"": [{""basis"": ""Official all-cards listing page"", ""url"": ""https://creditcards.chase.com/all-credit-cards""}, {""basis"": ""Official Chase for Business card listing page"", ""url"": ""https://creditcards.chase.com/business-credit-cards/chaseforbusiness""}, {""basis"": ""Official product page"", ""url"": ""https://creditcards.chase.com/credit-building-credit-cards/slate/edge""}, {""basis"": ""Official pricing and terms page"", ""url"": ""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC64148.html""}], ""target"": {""alternate_issuer_url"": ""https://creditcards.chase.com/newest-offers-credit-cards"", ""id"": 1, ""institution"": ""JPMorgan Chase"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""JPMorgan Chase Bank, N.A."", ""offer_research_url"": ""https://creditcards.chase.com/all-credit-cards"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:43:41,2026-05-30 15:47:45,,,,NA,NA
189,"JPMorgan Chase Bank, N.A.",Slate® Credit Card,CONSUMER,BALANCE_TRANSFER,0% intro APR for 21 months from account opening on purchases and balance transfers; balance transfer fee applies.,,NA,NA,NA,NA,0,0,,0% intro APR for 21 months from account opening on purchases and balance transfers; balance transfer fee applies.,18.24% to 28.24% variable APR after the introductory period.,"No public rewards program found; card emphasizes long introductory APR, $0 annual fee, and zero-liability protection.",https://creditcards.chase.com/balance-transfer-credit-cards/slate,Official product page and pricing terms page,2026-05-29T23:41:14-06:00,Pricing terms page LGC63300 reviewed. No cash/points welcome bonus was found beyond the intro APR offer.,"{""card"": ""Slate® Credit Card"", ""evidence"": [""Product page states 0% intro APR for 21 months on purchases and balance transfers, then 18.24% to 28.24% variable APR."", ""Product page states balance transfer fee applies and a $0 annual fee."", ""Product page highlights zero-liability protection.""], ""limitations"": [""No rewards program or cash/points welcome bonus was found on public official sources.""], ""research_pass"": {""method"": ""Official public Chase listing pages, product pages, and pricing-and-terms pages opened in browser; no application, login, or preapproval flow used."", ""retrieved"": ""2026-05-29T23:41:14-06:00""}, ""skipped_scope"": [""Chase co-brand partner rows were not inserted in this direct-issuer pass because separate target rows already cover or should cover Air Canada Aeroplan, Amazon, DoorDash, IHG One Rewards, Instacart, Marriott Bonvoy, Southwest Rapid Rewards, United MileagePlus, World of Hyatt, and similar partner portfolios."", ""No application forms were submitted and no login or preapproval flows were used.""], ""sources"": [{""basis"": ""Official all-cards listing page"", ""url"": ""https://creditcards.chase.com/all-credit-cards""}, {""basis"": ""Official Chase for Business card listing page"", ""url"": ""https://creditcards.chase.com/business-credit-cards/chaseforbusiness""}, {""basis"": ""Official product page"", ""url"": ""https://creditcards.chase.com/balance-transfer-credit-cards/slate""}, {""basis"": ""Official pricing and terms page"", ""url"": ""https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC63300.html""}], ""target"": {""alternate_issuer_url"": ""https://creditcards.chase.com/newest-offers-credit-cards"", ""id"": 1, ""institution"": ""JPMorgan Chase"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""JPMorgan Chase Bank, N.A."", ""offer_research_url"": ""https://creditcards.chase.com/all-credit-cards"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:43:41,2026-05-30 15:47:45,,,,NA,NA
50,Synchrony,Amazon Secured Card and Prime Secured Card,SECURED_PRIVATE_LABEL_CONSUMER,RETAIL_REWARDS_AND_FINANCING,No separate public welcome bonus found; applicants not approved for Amazon Store Card may be considered for Amazon Secured Card.,,NA,NA,NA,NA,0,0,Security deposit required to activate Secured Card features,"Equal monthly payment offers may apply to Secured Card purchases; for Secured Card accounts opened before January 1, 2021, special financing offers may apply.",10% non-variable APR for Secured Card features shown on the official Amazon Store Card page; Store Card features after upgrade show 29.49% variable APR.,"Built for customers new to credit or rebuilding credit; requires a security deposit to activate Secured Card features; Prime Secured Card can earn 2% back on Amazon purchases with eligible Prime membership for accounts opened on or after January 1, 2021; with 12 months of responsible use, cardmember may be eligible to opt in to Store Card features.",https://www.amazon.com/dp/B008A0GNA8,Official Amazon Store Card page with secured-card fallback details,2026-05-29T21:40:34-06:00,"Amazon Store Card page publicly describes Amazon Secured Card/Prime Secured Card as a fallback if Synchrony cannot approve the Store Card. Because it is presented as a fallback path rather than the primary offer, no separate welcome bonus was recorded. Linked Synchrony credit-terms PDF timed out from local retrieval. Browser runtime was used for live page checks; no prequalification or application flow was entered.","{""browser_verified"": true, ""evidence"": {""offer"": ""Amazon Store Card page says customers not approved for Amazon Store Card will be considered for Amazon Secured Card; no separate secured-card welcome bonus was found."", ""pricing"": ""Amazon Store Card page showed Secured Card features include 10% non-variable APR and Store Card features after upgrade include 29.49% variable APR."", ""rewards"": ""Amazon page showed Prime rewards of 2% back on Amazon purchases with eligible Prime membership for Secured Card accounts opened on or after January 1, 2021.""}, ""institution_target"": ""Amazon / Whole Foods Market"", ""source_limitations"": [""Official Synchrony credit-terms PDF linked from Amazon Store Card page timed out from local retrieval; Amazon page supplied public secured-card fallback details.""], ""sources"": [""https://www.amazon.com/dp/B008A0GNA8"", ""https://www.amazon.com/dp/product/B084KP3NG6"", ""https://apply.syf.com/cs/groups/public/documents/et_tcdoc/e084701.pdf""], ""target_id"": 86}",2026-05-30 03:40:34,2026-05-30 15:47:45,Amazon,,,NA,NA
49,Synchrony,Amazon Store Card and Prime Store Card,PRIVATE_LABEL_CONSUMER,RETAIL_REWARDS_AND_FINANCING,Get a $10 Amazon Gift Card instantly upon approval for Amazon Store Card.,,10,NA,NA,"Instantly upon approval for Amazon Store Card, subject to offer details and eligibility.",0,0,,"0% APR equal monthly payment financing on eligible Amazon.com purchases: 6 equal monthly payments on $50-$599.99 purchases, 12 equal monthly payments on $600+ purchases, and 24 equal monthly payments on select purchases; cardmembers choose promotional financing instead of earning rewards on eligible purchases.",29.49% variable APR for Store Card features shown on the official Amazon page.,Prime Store Card members with an eligible Prime membership can earn 5% back at Amazon.com and Whole Foods Market with In-Store Code usage required at Whole Foods Market; Amazon Store Card members can access promotional financing; zero fraud liability; accepted at Amazon.com and select physical Amazon/Whole Foods locations per restrictions.,https://www.amazon.com/dp/B008A0GNA8,Official Amazon Store Card page with linked Synchrony credit terms,2026-05-29T21:40:34-06:00,"Official Amazon Store Card page provided current public gift-card offer, no annual fee, 0% equal-payment financing, Prime Store Card 5% back language, and 29.49% variable APR for Store Card features. The linked Synchrony credit-terms PDF was exposed on the page but timed out from local retrieval, so the visible official Amazon page is the primary source for the captured terms. Browser runtime was used for live page checks; no prequalification or application flow was entered.","{""browser_verified"": true, ""evidence"": {""financing"": ""Amazon Store Card page showed 0% APR equal monthly payment financing for eligible purchase thresholds."", ""offer"": ""Amazon Store Card page showed $10 Amazon Gift Card instantly upon approval for Amazon Store Card."", ""pricing"": ""Amazon Store Card page showed no annual fee and 29.49% variable APR for Store Card features."", ""rewards"": ""Amazon page showed Prime Store Card members can earn 5% back at Amazon.com and Whole Foods Market with eligible Prime membership; Whole Foods requires In-Store Code.""}, ""institution_target"": ""Amazon / Whole Foods Market"", ""source_limitations"": [""Official Synchrony credit-terms PDF linked from Amazon Store Card page timed out from local retrieval; visible official Amazon page supplied public offer/APR/fee/rewards facts.""], ""sources"": [""https://www.amazon.com/dp/B008A0GNA8"", ""https://apply.syf.com/cs/groups/public/documents/et_tcdoc/e084701.pdf"", ""https://www.amazon.com/b?ie=UTF8&node=121229522011""], ""target_id"": 86}",2026-05-30 03:40:34,2026-05-30 15:47:45,Amazon,,,NA,Amazon Gift Card
18,Synchrony,PayPal Cashback Mastercard,CONSUMER,DIGITAL_WALLET_CASH_BACK,No current public welcome bonus found on official PayPal/Synchrony sources checked.,,NA,NA,NA,,0,0,,None found on public official source.,"18.99%, 30.74%, or 33.74% variable APR, depending on account type and credit terms.",3% cash back when checking out with PayPal; 1.5% cash back on other purchases where Mastercard is accepted; rewards may be redeemed to PayPal balance.,https://www.paypal.com/us/digital-wallet/manage-money/paypal-cashback-mastercard,Official PayPal product page and Synchrony credit terms,2026-05-29T21:17:14-06:00,Official PayPal page contained current reward rates and no-annual-fee positioning; official Synchrony terms contained APR tiers. No public welcome bonus was found on checked official sources. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.,"{""browser_plugin_available"": false, ""institution_target"": ""PayPal"", ""sources"": [""https://www.paypal.com/us/digital-wallet/manage-money/paypal-cashback-mastercard"", ""https://www.synchronybankterms.com/gecrbterms/html/PayPalCashbackApplyTerms_combo.htm""], ""target_id"": 109}",2026-05-30 03:17:14,2026-05-30 15:47:45,PayPal,,,NA,NA
19,Synchrony,PayPal Credit,CONSUMER,RETAIL_FINANCING,No interest if paid in full in 6 months on purchases of $149 or more where PayPal is accepted; deferred-interest terms apply.,,NA,149,180,"Applies to eligible purchases of $149 or more where PayPal is accepted, subject to PayPal Credit terms.",0,0,,Deferred-interest promotional financing: no interest if paid in full in 6 months on eligible purchases of $149 or more; interest is charged from purchase date if not paid in full by promotional end date.,29.64% variable purchase APR.,Reusable PayPal line of credit for eligible PayPal purchases; special financing on qualifying purchases.,https://www.paypal.com/us/webapps/mpp/paypal-credit/bill-me-later,Official PayPal Credit page and Synchrony credit terms,2026-05-29T21:17:14-06:00,"Official PayPal Credit page contained current promotional financing language, including travel-purchase promotion copy; official Synchrony terms contained regular APR and fee terms. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.","{""browser_plugin_available"": false, ""institution_target"": ""PayPal"", ""sources"": [""https://www.paypal.com/us/webapps/mpp/paypal-credit/bill-me-later"", ""https://www.synchronybankterms.com/syfterms/html/PayPalCreditApplyTerms_combo.html""], ""target_id"": 109}",2026-05-30 03:17:14,2026-05-30 15:47:45,PayPal,eligible purchases for promotional financing,,NA,NA
23,Synchrony,Sam's Club Business Credit Card,BUSINESS,WAREHOUSE_CLUB_CREDIT,No current public welcome bonus found on official Synchrony/Sam's Club sources checked.,,NA,NA,NA,,0,0,Sam's Club membership required,None found on public official source.,Not found on public official source for the business card without entering an application flow.,Business private-label card for Sam's Club purchasing; Sam's Cash rewards are not described for the private-label business card on the checked official source.,https://www.synchrony.com/partner/sams-club,Official Synchrony Sam's Club business product page,2026-05-29T21:17:14-06:00,Official Synchrony partner page listed the Sam's Club Business Credit Card. Public APR terms for the business private-label card were not found without entering the application flow. No public welcome bonus was found on checked official sources. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.,"{""browser_plugin_available"": false, ""institution_target"": ""Sam's Club"", ""sources"": [""https://www.synchrony.com/partner/sams-club""], ""target_id"": 77}",2026-05-30 03:17:14,2026-05-30 15:47:45,Sam's Club,,,NA,NA
22,Synchrony,Sam's Club Business Mastercard,BUSINESS,WAREHOUSE_CLUB_REWARDS,No current public welcome bonus found on official Synchrony/Sam's Club sources checked.,,NA,NA,NA,,0,0,Sam's Club membership required,None found on public official source.,Not found on public official source for the business card without entering an application flow.,"Business Mastercard with Sam's Cash rewards described on the official Synchrony/Sam's Club page, including gas/EV, Sam's Club, dining, and everyday purchase categories; no foreign transaction fees.",https://www.synchrony.com/partner/sams-club,Official Synchrony Sam's Club business product page,2026-05-29T21:17:14-06:00,Official Synchrony partner page listed the Sam's Club Business Mastercard and public rewards positioning. Public APR terms for the business Mastercard were not found without entering the application flow. No public welcome bonus was found on checked official sources. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.,"{""browser_plugin_available"": false, ""institution_target"": ""Sam's Club"", ""sources"": [""https://www.synchrony.com/partner/sams-club""], ""target_id"": 77}",2026-05-30 03:17:14,2026-05-30 15:47:45,Sam's Club,,,NA,NA
21,Synchrony,Sam's Club Credit Card,CONSUMER,WAREHOUSE_CLUB_CREDIT,No current public welcome bonus found on official Synchrony/Sam's Club sources checked.,,NA,NA,NA,,0,0,Sam's Club membership required,None found on public official source.,28.15% variable purchase APR.,Private-label card for purchases at Sam's Club and Walmart; doubles as Sam's Club membership card; Sam's Cash rewards are not described for the private-label card on the checked official source.,https://www.synchrony.com/partner/sams-club,Official Synchrony Sam's Club product page and pricing/terms document,2026-05-29T21:17:14-06:00,Official Synchrony partner page listed the consumer Sam's Club Credit Card; official Synchrony terms showed the private-label APR. No public welcome bonus was found on checked official sources. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.,"{""browser_plugin_available"": false, ""institution_target"": ""Sam's Club"", ""sources"": [""https://www.synchrony.com/partner/sams-club"", ""https://apply.syf.com/cs/groups/public/documents/et_tcdoc/e057311.html""], ""target_id"": 77}",2026-05-30 03:17:14,2026-05-30 15:47:45,Sam's Club,,,NA,NA
20,Synchrony,Sam's Club Mastercard,CONSUMER,WAREHOUSE_CLUB_REWARDS,No current public welcome bonus found on official Synchrony/Sam's Club sources checked.,,NA,NA,NA,,0,0,Sam's Club membership required,None found on public official source.,20.15% or 28.15% variable purchase APR depending on application/account terms shown by official Synchrony sources.,"Earn Sam's Cash: 5% back on gas and EV charging on the first $6,000 per year then 1%; 3% back on Sam's Club purchases for Plus members, 1% for Club members; 3% on dining and takeout; 1% on other purchases; no foreign transaction fees.",https://www.synchrony.com/partner/sams-club,Official Synchrony Sam's Club product page and pricing/terms documents,2026-05-29T21:17:14-06:00,"Official Synchrony partner page listed the consumer Mastercard and rewards. Official Synchrony terms sources showed channel-dependent APR language, including 20.15% and/or 28.15% variable APR. No public welcome bonus was found on checked official sources. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.","{""browser_plugin_available"": false, ""institution_target"": ""Sam's Club"", ""sources"": [""https://www.synchrony.com/partner/sams-club"", ""https://apply.syf.com/cs/groups/public/documents/et_tcdoc/e044903.pdf"", ""https://apply.syf.com/cs/groups/public/documents/et_tcdoc/e057311.html""], ""target_id"": 77}",2026-05-30 03:17:14,2026-05-30 15:47:45,Sam's Club,,,NA,NA
47,Synchrony,Venmo Visa Signature Credit Card,CONSUMER,DIGITAL_WALLET_CASH_BACK,No current public welcome bonus found on official Venmo/Synchrony sources checked.,,NA,NA,NA,NA,0,0,,None found on public official source.,"18.74%, 27.74%, or 30.74% variable purchase APR based on account type, creditworthiness, and other factors; rates may vary with Prime Rate and will not exceed 35.99%.","Automatically earns 3% cash back on the top eligible spend category each statement period, 2% on the second top eligible spend category, and 1% on other eligible purchases; eligible 3%/2% categories include dining and nightlife, travel, bills and utilities, health and beauty, grocery, gas, transportation, and entertainment; no tracking categories, no monthly rewards limits on official product page; rewards can be transferred to Venmo balance and may be used for Venmo payments or optional cash-back-to-crypto features.",https://venmo.com/about/creditcard/,"Official Venmo product page, Synchrony rates/terms page, and Synchrony rewards terms",2026-05-29T21:36:21-06:00,Target-row Synchrony financing URL returned Page Not Found during live browser check. Official Venmo product page was live and linked to official Synchrony rates and rewards terms. No public welcome bonus was found on checked official sources. Browser runtime was used for live page checks; no application flow was entered.,"{""browser_verified"": true, ""evidence"": {""offer"": ""Venmo product page showed no annual fee and up to 3% cash back; no public welcome bonus found."", ""pricing"": ""Synchrony rates terms showed purchase APR of 18.74%, 27.74%, or 30.74% for account types 1-3, annual fee None, and rates accurate as of January 1, 2026."", ""rewards"": ""Synchrony rewards terms showed 3% on top spend category, 2% on second top spend category, and 1% on other eligible purchases.""}, ""institution_target"": ""Venmo"", ""source_limitations"": [""Synchrony target-row financing URL returned Page Not Found; Venmo product page linked to official Synchrony rates and rewards terms.""], ""sources"": [""https://venmo.com/about/creditcard/"", ""https://www.synchrony.com/financing/venmo"", ""https://www.synchronybankterms.com/syfterms/html/VenmoApplyTerms_combo.htm"", ""https://www.synchronycredit.com/syfterms/html/RewardsTerms.htm""], ""target_id"": 110}",2026-05-30 03:36:21,2026-05-30 15:47:45,Venmo,,,NA,NA
223,Synchrony Bank,CareCredit Credit Card,CONSUMER,HEALTH_WELLNESS_FINANCING,"Promotional financing options for purchases of $200+ at CareCredit network locations; no interest if paid in full within 6, 12, 18, or 24 months may be available depending on provider/purchase.",,NA,200,NA,"Promotional financing options for purchases of $200+; no interest if paid in full within 6, 12, 18, or 24 months may be available",0,0,,Deferred-interest promotional financing may be available; interest at 32.99% charged from purchase date if promotional purchase is not paid in full within promotional period,Purchase APR 32.99%; penalty APR 39.99%; minimum interest charge $2,"Health and wellness credit card accepted at 285,000+ CareCredit network locations; flexible financing for medical, dental, vision, veterinary, and related care categories.",https://www.carecredit.com/,Official product page with linked rates and fees page,2026-05-30T00:08:43-06:00,CareCredit is reached from Synchrony’s official hub and is issued by Synchrony Bank. No application or prequalification flow was used.,"{""target"": {""id"": 10, ""institution"": ""Synchrony"", ""institution_type"": ""Bank/Card Issuer"", ""role"": ""Private-label and co-brand issuer"", ""known_issuer_partner"": ""Synchrony Bank"", ""offer_research_url"": ""https://www.synchrony.com/financing"", ""alternate_issuer_url"": ""https://www.synchrony.com/marketplace""}, ""retrieved"": ""2026-05-30T00:08:43-06:00"", ""card_offer"": ""CareCredit Credit Card"", ""sources"": [{""url"": ""https://www.synchrony.com/financing"", ""basis"": ""Official Synchrony financing hub"", ""evidence"": ""Hub lists Synchrony financing options, Synchrony Mastercards, and Synchrony-branded network cards; it also links to CareCredit.""}, {""url"": ""https://www.carecredit.com/"", ""basis"": ""Official CareCredit product page"", ""evidence"": ""Page describes CareCredit as a health and wellness credit card with promotional financing for purchases of $200+ at 285,000+ network locations and no annual fee.""}, {""url"": ""https://apply.syf.com/cs/groups/public/documents/et_tcdoc/e073098.html?prevDom=www-carecredit-com"", ""basis"": ""Official rates and fees page"", ""evidence"": ""Rates table for CareCredit Rewards Mastercard and CareCredit Credit Card shows 32.99% purchase APR, 39.99% penalty APR, and promotional financing terms.""}, {""url"": ""https://www.carecredit.com/cardholderagreement/"", ""basis"": ""Official CareCredit cardholder agreement page"", ""evidence"": ""Page provides download options for new CareCredit card and new CareCredit Rewards Mastercard terms without requiring existing-account details.""}], ""evidence_summary"": ""CareCredit page shows health/wellness financing, $200+ promotional financing, no annual fee, and 285,000+ locations; linked rates page shows 32.99% purchase APR and promo terms."", ""limitations"": [""Promotional options vary by provider and qualifying purchase.""], ""skipped_scope"": ""Partner-branded Synchrony cards such as PayPal, Sam's Club, Amazon, Venmo, Verizon, TJX, Lowe's, Cathay, Virgin Red, eBay, and Walgreens were not inserted in this direct Synchrony batch because they already have existing rows or separate institution target rows."", ""browser_safety"": ""No login, application, prequalification, application form, or personal-information workflow was submitted."", ""discovered_links_not_used_as_source"": []}",2026-05-30 06:08:43,2026-05-30 15:47:45,CareCredit,qualifying purchase for promotional financing options,,NA,NA
224,Synchrony Bank,CareCredit Rewards Mastercard®,CONSUMER,HEALTH_WELLNESS_REWARDS,"Promotional financing on purchases of $200+ at 285,000+ CareCredit enrolled provider and select retail locations; no separate welcome bonus found.",,NA,200,NA,Promotional financing on purchases of $200+ at CareCredit enrolled provider and select retail locations,0,0,,Promotional financing may be available; terms vary by provider and qualifying purchase,Purchase APR 32.99%; penalty APR 39.99%; cash APR 32.99%; balance transfer APR 32.99%; minimum interest charge $2; foreign transaction fee 3%,"Earn 4x points on CareCredit provider-network purchases under $200 and on health/wellness and pet-store purchases; 3x at grocery stores and restaurants; 2x everywhere else Mastercard is accepted outside CareCredit network; rewards redeemable starting at 1,000 points.",https://www.carecredit.com/mastercard/,Official product page with linked rates and fees page,2026-05-30T00:08:43-06:00,The page says applicants are considered first for the Rewards Mastercard and then for the CareCredit credit card. No application or prequalification flow was used.,"{""target"": {""id"": 10, ""institution"": ""Synchrony"", ""institution_type"": ""Bank/Card Issuer"", ""role"": ""Private-label and co-brand issuer"", ""known_issuer_partner"": ""Synchrony Bank"", ""offer_research_url"": ""https://www.synchrony.com/financing"", ""alternate_issuer_url"": ""https://www.synchrony.com/marketplace""}, ""retrieved"": ""2026-05-30T00:08:43-06:00"", ""card_offer"": ""CareCredit Rewards Mastercard®"", ""sources"": [{""url"": ""https://www.synchrony.com/financing"", ""basis"": ""Official Synchrony financing hub"", ""evidence"": ""Hub lists Synchrony financing options, Synchrony Mastercards, and Synchrony-branded network cards; it also links to CareCredit.""}, {""url"": ""https://www.carecredit.com/mastercard/"", ""basis"": ""Official CareCredit Rewards Mastercard product page"", ""evidence"": ""Page describes CareCredit Rewards Mastercard rewards, promotional financing, no annual fee, Mastercard benefits, and APR footnote.""}, {""url"": ""https://apply.syf.com/cs/groups/public/documents/et_tcdoc/e073098.html?prevDom=www-carecredit-com"", ""basis"": ""Official rates and fees page"", ""evidence"": ""Rates table for CareCredit Rewards Mastercard and CareCredit Credit Card shows 32.99% purchase APR, 39.99% penalty APR, and promotional financing terms.""}, {""url"": ""https://www.carecredit.com/cardholderagreement/"", ""basis"": ""Official CareCredit cardholder agreement page"", ""evidence"": ""Page provides download options for new CareCredit card and new CareCredit Rewards Mastercard terms without requiring existing-account details.""}], ""evidence_summary"": ""CareCredit Mastercard page shows rewards tiers, no annual fee, $200+ promotional financing, Mastercard benefits, and APR footnotes; linked rates page shows 32.99% purchase APR."", ""limitations"": [""Reward points required for redemption are subject to change; rewards terms page was linked but visible browser text was unavailable in this session.""], ""skipped_scope"": ""Partner-branded Synchrony cards such as PayPal, Sam's Club, Amazon, Venmo, Verizon, TJX, Lowe's, Cathay, Virgin Red, eBay, and Walgreens were not inserted in this direct Synchrony batch because they already have existing rows or separate institution target rows."", ""browser_safety"": ""No login, application, prequalification, application form, or personal-information workflow was submitted."", ""discovered_links_not_used_as_source"": []}",2026-05-30 06:08:43,2026-05-30 15:47:45,CareCredit,qualifying CareCredit network purchase for promotional financing,,NA,NA
221,Synchrony Bank,Cutting Edge Credit Card,CONSUMER,OUTDOOR_POWER_EQUIPMENT_FINANCING,Special financing available; promotional financing offers may vary by store/location.,,NA,NA,NA,Promotional financing offers vary by store/location,0,0,,Promotional financing may be available; 2% promo fee applies to equal-payment no-interest promotions of 18 months or more,"Purchase APR 34.99%; penalty APR 39.99%; minimum interest charge $2 for new accounts as of July 31, 2025","Financing for outdoor power equipment, products, accessories, and services through participating dealers.",https://www.synchrony.com/financing/cutting-edge,Official product page with embedded terms,2026-05-30T00:08:43-06:00,Promotional financing offers vary by location. No application or prequalification flow was used.,"{""target"": {""id"": 10, ""institution"": ""Synchrony"", ""institution_type"": ""Bank/Card Issuer"", ""role"": ""Private-label and co-brand issuer"", ""known_issuer_partner"": ""Synchrony Bank"", ""offer_research_url"": ""https://www.synchrony.com/financing"", ""alternate_issuer_url"": ""https://www.synchrony.com/marketplace""}, ""retrieved"": ""2026-05-30T00:08:43-06:00"", ""card_offer"": ""Cutting Edge Credit Card"", ""sources"": [{""url"": ""https://www.synchrony.com/financing"", ""basis"": ""Official Synchrony financing hub"", ""evidence"": ""Hub lists Synchrony financing options, Synchrony Mastercards, and Synchrony-branded network cards; it also links to CareCredit.""}, {""url"": ""https://www.synchrony.com/financing/cutting-edge"", ""basis"": ""Official product page with embedded terms"", ""evidence"": ""Page describes Cutting Edge Credit Card, special financing that varies by store, no annual fee, 34.99% purchase APR, and 2% promo fee on equal-payment no-interest promotions of 18 months or more.""}, {""url"": ""https://www.synchrony.com/legal/account-features/cardholder-agreements"", ""basis"": ""Official cardholder agreements page"", ""evidence"": ""Page says Synchrony publishes current pricing information and agreements for new accounts, but card-specific content was not visible without the page workflow; no personal data was entered.""}], ""evidence_summary"": ""Official page shows special financing, no annual fee, 34.99% purchase APR, and 2% promo fee for equal-payment no-interest promotions of 18 months or more."", ""limitations"": [], ""skipped_scope"": ""Partner-branded Synchrony cards such as PayPal, Sam's Club, Amazon, Venmo, Verizon, TJX, Lowe's, Cathay, Virgin Red, eBay, and Walgreens were not inserted in this direct Synchrony batch because they already have existing rows or separate institution target rows."", ""browser_safety"": ""No login, application, prequalification, application form, or personal-information workflow was submitted."", ""discovered_links_not_used_as_source"": []}",2026-05-30 06:08:43,2026-05-30 15:47:45,,,,NA,NA
216,Synchrony Bank,Synchrony Car Care™ Credit Card,CONSUMER,AUTOMOTIVE_FINANCING,No interest if paid in full within 6 months on purchases of $199+; gas station purchases are not eligible for promotional financing.,,NA,199,180,No interest if paid in full within 6 months on purchases of $199 or more,0,0,,Deferred-interest promotional financing: no interest if paid in full within 6 months on purchases of $199+,"Purchase APR 34.99%; penalty APR 39.99%; minimum interest charge $2 for new accounts as of July 31, 2025","Accepted at 1M+ auto merchant locations nationwide, including parts, repair, gas, services, and more; gas acceptance across major gas brands.",https://www.synchrony.com/financing/car-care/cardholder,Official product page with embedded terms,2026-05-30T00:08:43-06:00,"Partner rebate offers were visible but vary by partner and expiration, so the row captures the ongoing card financing offer. No application or prequalification flow was used.","{""target"": {""id"": 10, ""institution"": ""Synchrony"", ""institution_type"": ""Bank/Card Issuer"", ""role"": ""Private-label and co-brand issuer"", ""known_issuer_partner"": ""Synchrony Bank"", ""offer_research_url"": ""https://www.synchrony.com/financing"", ""alternate_issuer_url"": ""https://www.synchrony.com/marketplace""}, ""retrieved"": ""2026-05-30T00:08:43-06:00"", ""card_offer"": ""Synchrony Car Care™ Credit Card"", ""sources"": [{""url"": ""https://www.synchrony.com/financing"", ""basis"": ""Official Synchrony financing hub"", ""evidence"": ""Hub lists Synchrony financing options, Synchrony Mastercards, and Synchrony-branded network cards; it also links to CareCredit.""}, {""url"": ""https://www.synchrony.com/financing/car-care/cardholder"", ""basis"": ""Official product page with embedded terms"", ""evidence"": ""Page describes 6-month no-interest-if-paid-in-full financing on purchases of $199+, 1M+ auto merchant locations, gas acceptance, no annual fee, and 34.99% purchase APR footnotes.""}, {""url"": ""https://www.synchrony.com/legal/account-features/cardholder-agreements"", ""basis"": ""Official cardholder agreements page"", ""evidence"": ""Page says Synchrony publishes current pricing information and agreements for new accounts, but card-specific content was not visible without the page workflow; no personal data was entered.""}], ""evidence_summary"": ""Official page shows 6-month deferred-interest financing on $199+ purchases, no annual fee, 1M+ merchant acceptance, gas acceptance, and 34.99% purchase APR footnotes."", ""limitations"": [], ""skipped_scope"": ""Partner-branded Synchrony cards such as PayPal, Sam's Club, Amazon, Venmo, Verizon, TJX, Lowe's, Cathay, Virgin Red, eBay, and Walgreens were not inserted in this direct Synchrony batch because they already have existing rows or separate institution target rows."", ""browser_safety"": ""No login, application, prequalification, application form, or personal-information workflow was submitted."", ""discovered_links_not_used_as_source"": []}",2026-05-30 06:08:43,2026-05-30 15:47:45,,qualifying purchase for 6-month promotional financing,,NA,NA
215,Synchrony Bank,Synchrony HOME™ Credit Card,CONSUMER,HOME_FINANCING,"No interest if paid in full within 6 or 12 months on qualifying purchases; 6 months on $299-$1,998.99 or 12 months on $1,999+; additional promotional financing up to 60 months may be available.",,NA,NA,NA,NA,0,0,,Deferred-interest promotional financing: no interest if paid in full within 6 or 12 months on qualifying purchases; other retailer offers vary,"Purchase APR 34.99%; penalty APR 39.99%; minimum interest charge $2 for new accounts as of July 31, 2025","Accepted at thousands of Synchrony HOME retail partners for furniture, appliances, mattresses, flooring, and related home purchases.",https://www.synchrony.com/financing/home/synchrony-home-credit-card,Official product page with embedded terms,2026-05-30T00:08:43-06:00,Promotional financing offers vary by location and retailer. No application or prequalification flow was used.,"{""target"": {""id"": 10, ""institution"": ""Synchrony"", ""institution_type"": ""Bank/Card Issuer"", ""role"": ""Private-label and co-brand issuer"", ""known_issuer_partner"": ""Synchrony Bank"", ""offer_research_url"": ""https://www.synchrony.com/financing"", ""alternate_issuer_url"": ""https://www.synchrony.com/marketplace""}, ""retrieved"": ""2026-05-30T00:08:43-06:00"", ""card_offer"": ""Synchrony HOME™ Credit Card"", ""sources"": [{""url"": ""https://www.synchrony.com/financing"", ""basis"": ""Official Synchrony financing hub"", ""evidence"": ""Hub lists Synchrony financing options, Synchrony Mastercards, and Synchrony-branded network cards; it also links to CareCredit.""}, {""url"": ""https://www.synchrony.com/financing/home/synchrony-home-credit-card"", ""basis"": ""Official product page with embedded terms"", ""evidence"": ""Page describes Synchrony HOME promotional financing, no annual fee, no-interest-if-paid-in-full tiers, and 34.99% purchase APR footnotes.""}, {""url"": ""https://www.synchrony.com/legal/account-features/cardholder-agreements"", ""basis"": ""Official cardholder agreements page"", ""evidence"": ""Page says Synchrony publishes current pricing information and agreements for new accounts, but card-specific content was not visible without the page workflow; no personal data was entered.""}], ""evidence_summary"": ""Official page shows no annual fee, 6/12-month deferred-interest tiers, possible longer promotional financing, and 34.99% purchase APR footnotes."", ""limitations"": [], ""skipped_scope"": ""Partner-branded Synchrony cards such as PayPal, Sam's Club, Amazon, Venmo, Verizon, TJX, Lowe's, Cathay, Virgin Red, eBay, and Walgreens were not inserted in this direct Synchrony batch because they already have existing rows or separate institution target rows."", ""browser_safety"": ""No login, application, prequalification, application form, or personal-information workflow was submitted."", ""discovered_links_not_used_as_source"": []}",2026-05-30 06:08:43,2026-05-30 15:47:45,,,,NA,NA
217,Synchrony Bank,Synchrony Luxury Credit Card,CONSUMER,JEWELRY_FINANCING,Promotional financing offers available at purchase may vary by location; no fixed public welcome bonus found.,,NA,NA,NA,Promotional financing offers vary by store/location,0,0,,Promotional financing may be available; terms vary by store/location,"Purchase APR 34.99%; penalty APR 39.99%; minimum interest charge $2 for new accounts as of July 31, 2025","Flexible financing for jewelry purchases at over 4,000 retailers nationwide.",https://www.synchrony.com/financing/luxury/cardholder,Official product page with embedded terms,2026-05-30T00:08:43-06:00,Promotional financing offers vary by location. No application or prequalification flow was used.,"{""target"": {""id"": 10, ""institution"": ""Synchrony"", ""institution_type"": ""Bank/Card Issuer"", ""role"": ""Private-label and co-brand issuer"", ""known_issuer_partner"": ""Synchrony Bank"", ""offer_research_url"": ""https://www.synchrony.com/financing"", ""alternate_issuer_url"": ""https://www.synchrony.com/marketplace""}, ""retrieved"": ""2026-05-30T00:08:43-06:00"", ""card_offer"": ""Synchrony Luxury Credit Card"", ""sources"": [{""url"": ""https://www.synchrony.com/financing"", ""basis"": ""Official Synchrony financing hub"", ""evidence"": ""Hub lists Synchrony financing options, Synchrony Mastercards, and Synchrony-branded network cards; it also links to CareCredit.""}, {""url"": ""https://www.synchrony.com/financing/luxury/cardholder"", ""basis"": ""Official product page with embedded terms"", ""evidence"": ""Page describes Synchrony Luxury Credit Card for jewelry financing, no annual fee, promo financing varies by store, and 34.99% purchase APR footnotes.""}, {""url"": ""https://www.synchrony.com/legal/account-features/cardholder-agreements"", ""basis"": ""Official cardholder agreements page"", ""evidence"": ""Page says Synchrony publishes current pricing information and agreements for new accounts, but card-specific content was not visible without the page workflow; no personal data was entered.""}], ""evidence_summary"": ""Official page shows jewelry financing, no annual fee, variable promotional financing, and 34.99% purchase APR footnotes."", ""limitations"": [], ""skipped_scope"": ""Partner-branded Synchrony cards such as PayPal, Sam's Club, Amazon, Venmo, Verizon, TJX, Lowe's, Cathay, Virgin Red, eBay, and Walgreens were not inserted in this direct Synchrony batch because they already have existing rows or separate institution target rows."", ""browser_safety"": ""No login, application, prequalification, application form, or personal-information workflow was submitted."", ""discovered_links_not_used_as_source"": []}",2026-05-30 06:08:43,2026-05-30 15:47:45,,,,NA,NA
220,Synchrony Bank,Synchrony Music & Sound Credit Card,CONSUMER,MUSIC_RETAIL_FINANCING,Special financing options may be available at participating music retailers; no fixed public welcome bonus found.,,NA,NA,NA,Special financing options may be available at participating music retailers,0,0,,Special financing may be available; terms vary by retailer,"Purchase APR 34.99%; penalty APR 39.99%; minimum interest charge $2 for new accounts as of July 31, 2025","Convenient monthly payments and exclusive offers for instruments, sound equipment, and other music purchases at participating retailers.",https://www.synchrony.com/financing/music-and-sound,Official product page with embedded terms,2026-05-30T00:08:43-06:00,Special financing options vary by retailer. No application or prequalification flow was used.,"{""target"": {""id"": 10, ""institution"": ""Synchrony"", ""institution_type"": ""Bank/Card Issuer"", ""role"": ""Private-label and co-brand issuer"", ""known_issuer_partner"": ""Synchrony Bank"", ""offer_research_url"": ""https://www.synchrony.com/financing"", ""alternate_issuer_url"": ""https://www.synchrony.com/marketplace""}, ""retrieved"": ""2026-05-30T00:08:43-06:00"", ""card_offer"": ""Synchrony Music & Sound Credit Card"", ""sources"": [{""url"": ""https://www.synchrony.com/financing"", ""basis"": ""Official Synchrony financing hub"", ""evidence"": ""Hub lists Synchrony financing options, Synchrony Mastercards, and Synchrony-branded network cards; it also links to CareCredit.""}, {""url"": ""https://www.synchrony.com/financing/music-and-sound"", ""basis"": ""Official product page with embedded terms"", ""evidence"": ""Page describes Synchrony Music & Sound Credit Card, special financing options, no annual fee, and 34.99% purchase APR footnotes.""}, {""url"": ""https://www.synchrony.com/legal/account-features/cardholder-agreements"", ""basis"": ""Official cardholder agreements page"", ""evidence"": ""Page says Synchrony publishes current pricing information and agreements for new accounts, but card-specific content was not visible without the page workflow; no personal data was entered.""}], ""evidence_summary"": ""Official page shows special financing options may be available, no annual fee, music-retailer acceptance, and 34.99% purchase APR footnotes."", ""limitations"": [], ""skipped_scope"": ""Partner-branded Synchrony cards such as PayPal, Sam's Club, Amazon, Venmo, Verizon, TJX, Lowe's, Cathay, Virgin Red, eBay, and Walgreens were not inserted in this direct Synchrony batch because they already have existing rows or separate institution target rows."", ""browser_safety"": ""No login, application, prequalification, application form, or personal-information workflow was submitted."", ""discovered_links_not_used_as_source"": []}",2026-05-30 06:08:43,2026-05-30 15:47:45,,,,NA,NA
222,Synchrony Bank,Synchrony Outdoors® Credit Card,CONSUMER,POWERSPORTS_FINANCING,"No interest if paid in full within 6, 12, or 18 months on qualifying purchases; 6 months on $199-$1,999.99, 12 months on $2,000-$3,499.99, and 18 months on $3,500+ at select dealer locations.",,NA,199,NA,"6 months on $199-$1,999.99; 12 months on $2,000-$3,499.99; 18 months on $3,500+",0,0,,"Deferred-interest promotional financing: no interest if paid in full within 6, 12, or 18 months on qualifying purchases; gas not eligible for promotional financing","Purchase APR 34.99%; penalty APR 39.99%; minimum interest charge $2 for new accounts as of July 31, 2025","Accepted at powersports dealers and gas stations for parts, gear, apparel, equipment $5,000 or less, service, and fuel; cannot be used for powersports/trailer down payments.",https://www.synchrony.com/financing/outdoors,Official product page with embedded terms,2026-05-30T00:08:43-06:00,Gas station purchases are not eligible for promotional financing. No application or prequalification flow was used.,"{""target"": {""id"": 10, ""institution"": ""Synchrony"", ""institution_type"": ""Bank/Card Issuer"", ""role"": ""Private-label and co-brand issuer"", ""known_issuer_partner"": ""Synchrony Bank"", ""offer_research_url"": ""https://www.synchrony.com/financing"", ""alternate_issuer_url"": ""https://www.synchrony.com/marketplace""}, ""retrieved"": ""2026-05-30T00:08:43-06:00"", ""card_offer"": ""Synchrony Outdoors® Credit Card"", ""sources"": [{""url"": ""https://www.synchrony.com/financing"", ""basis"": ""Official Synchrony financing hub"", ""evidence"": ""Hub lists Synchrony financing options, Synchrony Mastercards, and Synchrony-branded network cards; it also links to CareCredit.""}, {""url"": ""https://www.synchrony.com/financing/outdoors"", ""basis"": ""Official product page with embedded terms"", ""evidence"": ""Page describes Synchrony Outdoors Credit Card, 6/12/18-month no-interest-if-paid-in-full tiers, no annual fee, and 34.99% purchase APR footnotes.""}, {""url"": ""https://www.synchrony.com/legal/account-features/cardholder-agreements"", ""basis"": ""Official cardholder agreements page"", ""evidence"": ""Page says Synchrony publishes current pricing information and agreements for new accounts, but card-specific content was not visible without the page workflow; no personal data was entered.""}], ""evidence_summary"": ""Official page shows 6/12/18-month deferred-interest tiers, no annual fee, powersports/gas acceptance caveats, and 34.99% purchase APR footnotes."", ""limitations"": [], ""skipped_scope"": ""Partner-branded Synchrony cards such as PayPal, Sam's Club, Amazon, Venmo, Verizon, TJX, Lowe's, Cathay, Virgin Red, eBay, and Walgreens were not inserted in this direct Synchrony batch because they already have existing rows or separate institution target rows."", ""browser_safety"": ""No login, application, prequalification, application form, or personal-information workflow was submitted."", ""discovered_links_not_used_as_source"": []}",2026-05-30 06:08:43,2026-05-30 15:47:45,,qualifying purchase for promotional financing tiers,,NA,NA
212,Synchrony Bank,Synchrony Plus World Mastercard®,CONSUMER,CASH_BACK,By invitation only; no separate welcome bonus found on public product page; earns unlimited 1% cash back on every purchase.,,NA,NA,NA,NA,0,0,,Not found on public product page,"Variable purchase APR 17.49%, 26.49%, or 33.24% for new Premier/Plus accounts as of January 1, 2026",Unlimited 1% cash back on every purchase; cash back applied as a statement credit within 2 billing periods; Mastercard World benefits.,https://www.synchrony.com/financing/synchrony-mastercards,Official product page with embedded terms,2026-05-30T00:08:43-06:00,"Public page marks Plus as by invitation only. No application or prequalification flow was used. Product page linked rewards terms, but direct PDF navigation was blocked by browser security policy, so product-page disclosures are the evidence source.","{""target"": {""id"": 10, ""institution"": ""Synchrony"", ""institution_type"": ""Bank/Card Issuer"", ""role"": ""Private-label and co-brand issuer"", ""known_issuer_partner"": ""Synchrony Bank"", ""offer_research_url"": ""https://www.synchrony.com/financing"", ""alternate_issuer_url"": ""https://www.synchrony.com/marketplace""}, ""retrieved"": ""2026-05-30T00:08:43-06:00"", ""card_offer"": ""Synchrony Plus World Mastercard®"", ""sources"": [{""url"": ""https://www.synchrony.com/financing"", ""basis"": ""Official Synchrony financing hub"", ""evidence"": ""Hub lists Synchrony financing options, Synchrony Mastercards, and Synchrony-branded network cards; it also links to CareCredit.""}, {""url"": ""https://www.synchrony.com/financing/synchrony-mastercards"", ""basis"": ""Official Synchrony Mastercards product page with embedded offer terms"", ""evidence"": ""Page lists Premier, Plus, and Preferred Mastercards, no annual fee language, rewards/benefits, and embedded APR footnotes for Premier/Plus.""}, {""url"": ""https://www.synchrony.com/legal/account-features/cardholder-agreements"", ""basis"": ""Official cardholder agreements page"", ""evidence"": ""Page says Synchrony publishes current pricing information and agreements for new accounts, but card-specific content was not visible without the page workflow; no personal data was entered.""}], ""evidence_summary"": ""Official page lists Plus as by invitation only with 1% cash back, $0 annual fee, Mastercard benefits, and Premier/Plus APR tiers."", ""limitations"": [""Direct Synchrony rewards-terms PDF navigation was blocked by browser security policy, so the PDF was not used as evidence."", ""Preferred Mastercard public product page did not expose a product-specific purchase APR in visible text.""], ""skipped_scope"": ""Partner-branded Synchrony cards such as PayPal, Sam's Club, Amazon, Venmo, Verizon, TJX, Lowe's, Cathay, Virgin Red, eBay, and Walgreens were not inserted in this direct Synchrony batch because they already have existing rows or separate institution target rows."", ""browser_safety"": ""No login, application, prequalification, application form, or personal-information workflow was submitted."", ""discovered_links_not_used_as_source"": [""https://www.synchrony.com/document/syfmcpremierrewardsterms.pdf"", ""https://www.synchronycredit.com/essimages/cs/groups/ess_webasset/dualcard/@tru/en/promohtmls/ess048626.html?prevDom=www-synchrony-com""]}",2026-05-30 06:08:43,2026-05-30 15:47:45,,,,NA,NA
213,Synchrony Bank,Synchrony Preferred Mastercard®,CONSUMER,CREDIT_BUILDING,By invitation only; no welcome bonus found on public product page.,,NA,NA,NA,NA,0,0,,Not found on public product page,Not found on public product page,"Positioned for first-time cardholders or credit building; Mastercard ID Theft Protection, Mastercard Travel & Lifestyle Services, and Priceless Experiences; no cash-back rewards stated for Preferred.",https://www.synchrony.com/financing/synchrony-mastercards,Official product page with embedded terms,2026-05-30T00:08:43-06:00,Public page marks Preferred as by invitation only. Product-specific APR was not visible on the public product page; cardholder agreement page was consulted without entering personal information.,"{""target"": {""id"": 10, ""institution"": ""Synchrony"", ""institution_type"": ""Bank/Card Issuer"", ""role"": ""Private-label and co-brand issuer"", ""known_issuer_partner"": ""Synchrony Bank"", ""offer_research_url"": ""https://www.synchrony.com/financing"", ""alternate_issuer_url"": ""https://www.synchrony.com/marketplace""}, ""retrieved"": ""2026-05-30T00:08:43-06:00"", ""card_offer"": ""Synchrony Preferred Mastercard®"", ""sources"": [{""url"": ""https://www.synchrony.com/financing"", ""basis"": ""Official Synchrony financing hub"", ""evidence"": ""Hub lists Synchrony financing options, Synchrony Mastercards, and Synchrony-branded network cards; it also links to CareCredit.""}, {""url"": ""https://www.synchrony.com/financing/synchrony-mastercards"", ""basis"": ""Official Synchrony Mastercards product page with embedded offer terms"", ""evidence"": ""Page lists Premier, Plus, and Preferred Mastercards, no annual fee language, rewards/benefits, and embedded APR footnotes for Premier/Plus.""}, {""url"": ""https://www.synchrony.com/legal/account-features/cardholder-agreements"", ""basis"": ""Official cardholder agreements page"", ""evidence"": ""Page says Synchrony publishes current pricing information and agreements for new accounts, but card-specific content was not visible without the page workflow; no personal data was entered.""}], ""evidence_summary"": ""Official page lists Preferred as by invitation only, no annual fee, and Mastercard benefits, but no Preferred-specific APR was visible."", ""limitations"": [""Direct Synchrony rewards-terms PDF navigation was blocked by browser security policy, so the PDF was not used as evidence."", ""Preferred Mastercard public product page did not expose a product-specific purchase APR in visible text.""], ""skipped_scope"": ""Partner-branded Synchrony cards such as PayPal, Sam's Club, Amazon, Venmo, Verizon, TJX, Lowe's, Cathay, Virgin Red, eBay, and Walgreens were not inserted in this direct Synchrony batch because they already have existing rows or separate institution target rows."", ""browser_safety"": ""No login, application, prequalification, application form, or personal-information workflow was submitted."", ""discovered_links_not_used_as_source"": [""https://www.synchrony.com/document/syfmcpremierrewardsterms.pdf"", ""https://www.synchronycredit.com/essimages/cs/groups/ess_webasset/dualcard/@tru/en/promohtmls/ess048626.html?prevDom=www-synchrony-com""]}",2026-05-30 06:08:43,2026-05-30 15:47:45,,,,NA,NA
211,Synchrony Bank,Synchrony Premier World Mastercard®,CONSUMER,CASH_BACK,No separate welcome bonus found on the public product page; earns unlimited 2% cash back on every purchase.,,NA,NA,NA,NA,0,0,,Not found on public product page,"Variable purchase APR 17.49%, 26.49%, or 33.24% for new Premier/Plus accounts as of January 1, 2026","Unlimited 2% cash back on every purchase; cash back applied as a statement credit within 2 billing periods; Mastercard ID Theft Protection, Mastercard Travel & Lifestyle Services, and Priceless Experiences.",https://www.synchrony.com/financing/synchrony-mastercards,Official product page with embedded terms,2026-05-30T00:08:43-06:00,"Subject to credit approval. No application or prequalification flow was used. Product page linked rewards terms, but direct PDF navigation was blocked by browser security policy, so product-page disclosures are the evidence source.","{""target"": {""id"": 10, ""institution"": ""Synchrony"", ""institution_type"": ""Bank/Card Issuer"", ""role"": ""Private-label and co-brand issuer"", ""known_issuer_partner"": ""Synchrony Bank"", ""offer_research_url"": ""https://www.synchrony.com/financing"", ""alternate_issuer_url"": ""https://www.synchrony.com/marketplace""}, ""retrieved"": ""2026-05-30T00:08:43-06:00"", ""card_offer"": ""Synchrony Premier World Mastercard®"", ""sources"": [{""url"": ""https://www.synchrony.com/financing"", ""basis"": ""Official Synchrony financing hub"", ""evidence"": ""Hub lists Synchrony financing options, Synchrony Mastercards, and Synchrony-branded network cards; it also links to CareCredit.""}, {""url"": ""https://www.synchrony.com/financing/synchrony-mastercards"", ""basis"": ""Official Synchrony Mastercards product page with embedded offer terms"", ""evidence"": ""Page lists Premier, Plus, and Preferred Mastercards, no annual fee language, rewards/benefits, and embedded APR footnotes for Premier/Plus.""}, {""url"": ""https://www.synchrony.com/legal/account-features/cardholder-agreements"", ""basis"": ""Official cardholder agreements page"", ""evidence"": ""Page says Synchrony publishes current pricing information and agreements for new accounts, but card-specific content was not visible without the page workflow; no personal data was entered.""}], ""evidence_summary"": ""Official page lists 2% cash back, $0 annual fee, Mastercard benefits, and Premier/Plus APR tiers."", ""limitations"": [""Direct Synchrony rewards-terms PDF navigation was blocked by browser security policy, so the PDF was not used as evidence."", ""Preferred Mastercard public product page did not expose a product-specific purchase APR in visible text.""], ""skipped_scope"": ""Partner-branded Synchrony cards such as PayPal, Sam's Club, Amazon, Venmo, Verizon, TJX, Lowe's, Cathay, Virgin Red, eBay, and Walgreens were not inserted in this direct Synchrony batch because they already have existing rows or separate institution target rows."", ""browser_safety"": ""No login, application, prequalification, application form, or personal-information workflow was submitted."", ""discovered_links_not_used_as_source"": [""https://www.synchrony.com/document/syfmcpremierrewardsterms.pdf"", ""https://www.synchronycredit.com/essimages/cs/groups/ess_webasset/dualcard/@tru/en/promohtmls/ess048626.html?prevDom=www-synchrony-com""]}",2026-05-30 06:08:43,2026-05-30 15:47:45,,,,NA,NA
214,Synchrony Bank,Synchrony Project Card,CONSUMER,HOME_IMPROVEMENT_FINANCING,"Special financing for 6 to 132 months; sample visible partner offer includes no interest if paid in full within 12 months, with $29 activation fee possibly applying.",,NA,NA,NA,NA,,0,Annual fee not found on public product page,Special financing for 6 to 132 months; specific terms vary by participating contractor/location,Not found on public product page,Accepted at thousands of contractor locations nationwide for home improvements and repairs; convenient monthly payments and fast credit decisions.,https://www.synchrony.com/financing/synchrony-project-card,Official product and offer page,2026-05-30T00:08:43-06:00,Offer details vary by contractor or partner. No application or personal-information workflow was used.,"{""target"": {""id"": 10, ""institution"": ""Synchrony"", ""institution_type"": ""Bank/Card Issuer"", ""role"": ""Private-label and co-brand issuer"", ""known_issuer_partner"": ""Synchrony Bank"", ""offer_research_url"": ""https://www.synchrony.com/financing"", ""alternate_issuer_url"": ""https://www.synchrony.com/marketplace""}, ""retrieved"": ""2026-05-30T00:08:43-06:00"", ""card_offer"": ""Synchrony Project Card"", ""sources"": [{""url"": ""https://www.synchrony.com/financing"", ""basis"": ""Official Synchrony financing hub"", ""evidence"": ""Hub lists Synchrony financing options, Synchrony Mastercards, and Synchrony-branded network cards; it also links to CareCredit.""}, {""url"": ""https://www.synchrony.com/financing/synchrony-project-card"", ""basis"": ""Official product and offer page"", ""evidence"": ""Page describes Synchrony Project Card for home improvements/repairs, special financing for 6 to 132 months, and a sample 12-month no-interest-if-paid-in-full partner offer.""}, {""url"": ""https://www.synchrony.com/legal/account-features/cardholder-agreements"", ""basis"": ""Official cardholder agreements page"", ""evidence"": ""Page says Synchrony publishes current pricing information and agreements for new accounts, but card-specific content was not visible without the page workflow; no personal data was entered.""}], ""evidence_summary"": ""Official page shows special financing for 6 to 132 months and sample 12-month no-interest-if-paid-in-full offer."", ""limitations"": [""Product page did not expose annual fee or regular purchase APR in visible public text.""], ""skipped_scope"": ""Partner-branded Synchrony cards such as PayPal, Sam's Club, Amazon, Venmo, Verizon, TJX, Lowe's, Cathay, Virgin Red, eBay, and Walgreens were not inserted in this direct Synchrony batch because they already have existing rows or separate institution target rows."", ""browser_safety"": ""No login, application, prequalification, application form, or personal-information workflow was submitted."", ""discovered_links_not_used_as_source"": []}",2026-05-30 06:08:43,2026-05-30 15:47:45,,,,NA,NA
218,Synchrony Bank,Synchrony Sewing & More® Credit Card,CONSUMER,SPECIALTY_RETAIL_FINANCING,Exclusive 6-month promotional financing on purchases of $150+; additional options may be available at sewing retailers.,,NA,150,180,No interest if paid in full within 6 months on qualifying purchases of $150+,0,0,,Deferred-interest promotional financing: no interest if paid in full within 6 months on qualifying purchases of $150+,"Purchase APR 34.99%; penalty APR 39.99%; minimum interest charge $2 for new accounts as of July 31, 2025","Accepted at 1,200+ merchant network for sewing machines, specialty equipment, and supplies.",https://www.synchrony.com/financing/sewing-more,Official product page with embedded terms,2026-05-30T00:08:43-06:00,Additional promotional options may vary by retailer. No application or prequalification flow was used.,"{""target"": {""id"": 10, ""institution"": ""Synchrony"", ""institution_type"": ""Bank/Card Issuer"", ""role"": ""Private-label and co-brand issuer"", ""known_issuer_partner"": ""Synchrony Bank"", ""offer_research_url"": ""https://www.synchrony.com/financing"", ""alternate_issuer_url"": ""https://www.synchrony.com/marketplace""}, ""retrieved"": ""2026-05-30T00:08:43-06:00"", ""card_offer"": ""Synchrony Sewing & More® Credit Card"", ""sources"": [{""url"": ""https://www.synchrony.com/financing"", ""basis"": ""Official Synchrony financing hub"", ""evidence"": ""Hub lists Synchrony financing options, Synchrony Mastercards, and Synchrony-branded network cards; it also links to CareCredit.""}, {""url"": ""https://www.synchrony.com/financing/sewing-more"", ""basis"": ""Official product page with embedded terms"", ""evidence"": ""Page describes Sewing & More Credit Card, everyday 6-month promotional financing on $150+ purchases, no annual fee, and 34.99% purchase APR footnotes.""}, {""url"": ""https://www.synchrony.com/legal/account-features/cardholder-agreements"", ""basis"": ""Official cardholder agreements page"", ""evidence"": ""Page says Synchrony publishes current pricing information and agreements for new accounts, but card-specific content was not visible without the page workflow; no personal data was entered.""}], ""evidence_summary"": ""Official page shows 6-month deferred-interest financing on $150+ purchases, no annual fee, 1,200+ merchant network, and 34.99% purchase APR footnotes."", ""limitations"": [], ""skipped_scope"": ""Partner-branded Synchrony cards such as PayPal, Sam's Club, Amazon, Venmo, Verizon, TJX, Lowe's, Cathay, Virgin Red, eBay, and Walgreens were not inserted in this direct Synchrony batch because they already have existing rows or separate institution target rows."", ""browser_safety"": ""No login, application, prequalification, application form, or personal-information workflow was submitted."", ""discovered_links_not_used_as_source"": []}",2026-05-30 06:08:43,2026-05-30 15:47:45,,qualifying purchase for 6-month promotional financing,,NA,NA
219,Synchrony Bank,Synchrony Sport® Credit Card,CONSUMER,SPORTING_GOODS_FINANCING,Special promotional financing may be available at the time of purchase and may vary by location.,,NA,NA,NA,Promotional financing offers vary by store/location,0,0,,Promotional financing may be available; terms vary by store/location,"Purchase APR 34.99%; penalty APR 39.99%; minimum interest charge $2 for new accounts as of July 31, 2025","Accepted across sporting goods dealers for bicycles, fitness equipment, sporting goods, apparel, and related purchases.",https://www.synchrony.com/financing/sport,Official product page with embedded terms,2026-05-30T00:08:43-06:00,Promotional financing offers vary by location. No application or prequalification flow was used.,"{""target"": {""id"": 10, ""institution"": ""Synchrony"", ""institution_type"": ""Bank/Card Issuer"", ""role"": ""Private-label and co-brand issuer"", ""known_issuer_partner"": ""Synchrony Bank"", ""offer_research_url"": ""https://www.synchrony.com/financing"", ""alternate_issuer_url"": ""https://www.synchrony.com/marketplace""}, ""retrieved"": ""2026-05-30T00:08:43-06:00"", ""card_offer"": ""Synchrony Sport® Credit Card"", ""sources"": [{""url"": ""https://www.synchrony.com/financing"", ""basis"": ""Official Synchrony financing hub"", ""evidence"": ""Hub lists Synchrony financing options, Synchrony Mastercards, and Synchrony-branded network cards; it also links to CareCredit.""}, {""url"": ""https://www.synchrony.com/financing/sport"", ""basis"": ""Official product page with embedded terms"", ""evidence"": ""Page describes Synchrony Sport Credit Card, special financing that may vary by store, no annual fee, and 34.99% purchase APR footnotes.""}, {""url"": ""https://www.synchrony.com/legal/account-features/cardholder-agreements"", ""basis"": ""Official cardholder agreements page"", ""evidence"": ""Page says Synchrony publishes current pricing information and agreements for new accounts, but card-specific content was not visible without the page workflow; no personal data was entered.""}], ""evidence_summary"": ""Official page shows special financing may vary by store, no annual fee, broad sporting-goods acceptance, and 34.99% purchase APR footnotes."", ""limitations"": [], ""skipped_scope"": ""Partner-branded Synchrony cards such as PayPal, Sam's Club, Amazon, Venmo, Verizon, TJX, Lowe's, Cathay, Virgin Red, eBay, and Walgreens were not inserted in this direct Synchrony batch because they already have existing rows or separate institution target rows."", ""browser_safety"": ""No login, application, prequalification, application form, or personal-information workflow was submitted."", ""discovered_links_not_used_as_source"": []}",2026-05-30 06:08:43,2026-05-30 15:47:45,,,,NA,NA
240,"TD Bank USA, N.A.",Nordstrom Credit Card,PRIVATE_LABEL_CONSUMER,RETAIL_REWARDS,$60 off next purchase after applying and being approved for a Nordstrom credit card; terms apply.,,60,NA,NA,Apply and be approved,0,0,,NA,31.90% variable APR for Nordstrom purchases,Earn up to 3 points per dollar spent at Nordstrom on the Nordstrom card; save an extra 5% on every Nordstrom Rack purchase with the Nordstrom credit card.,https://www.nordstrom.com/browse/nordy-club/manage-card,Official product page plus official TD Bank agreement PDF,2026-05-30T13:56:37.183Z,"Prepared from current official public sources and inserted only after browser:browser was marked satisfied for this write. No login, prequalification, application submission, or final apply flow was used. TD agreement PDF says cost information accurate as of January 22, 2026 and may have changed.","{""target"":{""id"":92,""institution"":""Nordstrom"",""knownIssuerPartner"":""TD Bank"",""knownRewardsCardExamples"":""Nordstrom Credit Card, Nordstrom Visa""},""browserGate"":{""required"":true,""satisfied"":true,""writeUnlock"":""browser-gate-satisfied"",""status"":""browser:browser was satisfied for this write after the in-app Browser selected a usable tab and visited official Nordstrom and Gemini product pages; no login, application, prequalification, CAPTCHA, sensitive-data transmission, or final apply flow was used."",""evidence"":[{""step"":""browser:browser gate satisfied before write"",""result"":""passed"",""evidence"":""The live write unlock was set only after the required browser:browser gate produced a usable in-app Browser tab for this insertion run.""},{""step"":""Official product pages visited in in-app Browser"",""result"":""passed"",""evidence"":""The in-app Browser selected tab id 1, navigated to the official Nordstrom card page and the official Gemini Credit Card page, confirmed both final URLs, and captured Gemini page text showing WebBank, no annual fee, and up to 4% crypto back. No application, prequalification, login, CAPTCHA, or final apply flow was opened.""}]},""sources"":[{""issuer"":""TD Bank USA, N.A. / Nordstrom"",""url"":""https://www.nordstrom.com/browse/nordy-club/manage-card"",""basis"":""Official Nordstrom product page"",""retrieved"":""2026-05-30T13:56:37.183Z"",""evidence"":""Nordstrom page describes a credit card approval offer, Nordstrom purchase points, and an extra Nordstrom Rack discount."",""notes"":""Top-level public product evidence for approval offer and retail rewards; no application flow opened.""},{""issuer"":""TD Bank USA, N.A. / Nordstrom"",""url"":""https://www.td.com/content/dam/nordstromcard/document/pdf/nordstrom-credit-card-agreement-en.pdf"",""basis"":""Official TD Bank agreement PDF"",""retrieved"":""2026-05-30T13:56:37.183Z"",""evidence"":""TD disclosure identifies no annual fee, Nordstrom purchase APR, penalty fees, and TD Bank USA, N.A. issuer context."",""notes"":""Official pricing and account-term enrichment source; document states cost information accurate as of January 22, 2026.""}],""limitations"":[""No application or prequalification flow opened."",""browser:browser was marked satisfied before this write.""]}",2026-05-30 13:56:39,2026-05-30 15:47:45,Nordstrom,,,NA,Off Next Purchase
241,"TD Bank USA, N.A.",Nordstrom Visa Credit Card,CO_BRAND_CONSUMER,RETAIL_REWARDS,$60 off next purchase after applying and being approved for a Nordstrom credit card; terms apply.,,60,NA,NA,Apply and be approved,0,0,,NA,31.90% variable APR for Nordstrom and non-Nordstrom purchases; 32.90% variable APR for cash advances,"Earn up to 3 points per dollar spent at Nordstrom; save an extra 5% on every Nordstrom Rack purchase; Nordstrom Visa cardmembers earn 2 points per dollar on gas, EV charging, groceries, dining and streaming, and 1 point per dollar everywhere else Visa is accepted.",https://www.nordstrom.com/browse/nordy-club/manage-card,Official product page plus official TD Bank agreement PDF,2026-05-30T13:56:37.183Z,"Prepared from current official public sources and inserted only after browser:browser was marked satisfied for this write. No login, prequalification, application submission, or final apply flow was used. TD agreement PDF says cost information accurate as of January 22, 2026 and may have changed.","{""target"":{""id"":92,""institution"":""Nordstrom"",""knownIssuerPartner"":""TD Bank"",""knownRewardsCardExamples"":""Nordstrom Credit Card, Nordstrom Visa""},""browserGate"":{""required"":true,""satisfied"":true,""writeUnlock"":""browser-gate-satisfied"",""status"":""browser:browser was satisfied for this write after the in-app Browser selected a usable tab and visited official Nordstrom and Gemini product pages; no login, application, prequalification, CAPTCHA, sensitive-data transmission, or final apply flow was used."",""evidence"":[{""step"":""browser:browser gate satisfied before write"",""result"":""passed"",""evidence"":""The live write unlock was set only after the required browser:browser gate produced a usable in-app Browser tab for this insertion run.""},{""step"":""Official product pages visited in in-app Browser"",""result"":""passed"",""evidence"":""The in-app Browser selected tab id 1, navigated to the official Nordstrom card page and the official Gemini Credit Card page, confirmed both final URLs, and captured Gemini page text showing WebBank, no annual fee, and up to 4% crypto back. No application, prequalification, login, CAPTCHA, or final apply flow was opened.""}]},""sources"":[{""issuer"":""TD Bank USA, N.A. / Nordstrom"",""url"":""https://www.nordstrom.com/browse/nordy-club/manage-card"",""basis"":""Official Nordstrom product page"",""retrieved"":""2026-05-30T13:56:37.183Z"",""evidence"":""Nordstrom page describes Visa card rewards for gas, EV charging, groceries, dining, streaming, and everywhere else Visa is accepted."",""notes"":""Top-level public product evidence for Visa rewards; no application flow opened.""},{""issuer"":""TD Bank USA, N.A. / Nordstrom"",""url"":""https://www.td.com/content/dam/nordstromcard/document/pdf/nordstrom-credit-card-agreement-en.pdf"",""basis"":""Official TD Bank agreement PDF"",""retrieved"":""2026-05-30T13:56:37.183Z"",""evidence"":""TD disclosure identifies no annual fee, purchase APRs, cash advance APR and fee, no foreign transaction fee, and penalty fees."",""notes"":""Official pricing and account-term enrichment source; document states cost information accurate as of January 22, 2026.""}],""limitations"":[""No application or prequalification flow opened."",""browser:browser was marked satisfied before this write.""]}",2026-05-30 13:56:39,2026-05-30 15:47:45,Nordstrom,,,NA,Off Next Purchase
24,"TD Bank USA, N.A.",Target Circle Credit Card / Target Mastercard,CONSUMER,RETAIL_REWARDS,Get $50 in Target Circle Rewards after spending $50 or more on qualifying purchases within 60 days of approval.,,50,50,60,After spending $50 or more on qualifying purchases within 60 days of approval; offer excludes debit card.,0,0,,None found on public official source.,28.20% variable purchase APR; Target Mastercard cash advance APR 29.40% variable.,"5% Target discount, free shipping, extended returns, and Target Circle 360 discount; Target Mastercard also earns toward Target GiftCards on eligible non-Target purchases, including 2% on gas and dining and 1% elsewhere.",https://www.target.com/circlecard,Official Target Circle Card page and Target credit rates/fees page,2026-05-29T21:17:14-06:00,"Official Target Circle Card page and its linked rates/fees content contained the $50 Target Circle Rewards offer, issuer, fee, APR, and Target Mastercard outside-Target earn rates. The same application considers applicants first for Target Mastercard, then Target Credit Card if not qualified. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.","{""browser_plugin_available"": false, ""institution_target"": ""Target"", ""rates_revision"": ""01/26"", ""sources"": [""https://www.target.com/circlecard"", ""https://www.target.com/circlecard/credit-rates-and-fees"", ""https://assets.targetimg1.com/webui/redcard/_next/static/chunks/3472-d5651d9df56bd3dd.js""], ""target_id"": 85}",2026-05-30 03:17:14,2026-05-30 15:47:45,Target,,,NA,Target Circle Rewards
17,U.S. Bank,Kroger Rewards World Elite Mastercard,CONSUMER,GROCERY_REWARDS,Earn a $100 statement credit after spending $500 with the card in the first 90 days.,,100,500,90,After spending $500 with the card in the first 90 days after account opening.,0,0,,None found on public official source.,17.49% to 30.49% variable purchase APR.,"Up to 5% cash back on Kroger Pay and mobile wallet purchases, subject to annual caps; 2% cash back inside Kroger family stores; 1% cash back outside Kroger family stores; no foreign transaction fee.",https://www.krogermastercard.com/credit/welcome.do,Official Kroger Mastercard product page and U.S. Bank pricing/terms endpoint,2026-05-29T21:17:14-06:00,"Official Kroger Mastercard page contained the $100 statement-credit offer and rewards; official U.S. Bank terms endpoint contained APR, annual fee, foreign transaction fee, and terms date. In-app browser tool was unavailable in this thread; official sources were retrieved via web/direct-source fallback and no application flow was entered.","{""browser_plugin_available"": false, ""institution_target"": ""Kroger"", ""sources"": [""https://www.krogermastercard.com/credit/welcome.do"", ""https://applications.usbank.com/pdap/terms?locationCode=9932&mktChl=DFT&offerId=265PXDV4QV&sourceCode=87374""], ""target_id"": 79, ""terms_date"": ""05/2026""}",2026-05-30 03:17:14,2026-05-30 15:47:45,Kroger,,,NA,Statement Credit
198,U.S. Bank National Association,Split™ World Mastercard®,CONSUMER,FLEXIBLE_FINANCING,All purchases are automatically divided into a 3-month payment plan with no interest and no plan fee; 6- or 12-month plans are available for a fixed monthly plan fee.,,NA,NA,NA,NA,0,0,,"No purchase APR; 3-month plans have no plan fee, while 6+ month plans have a monthly fee of 1.5% of the original plan amount.",None for purchases per terms; foreign transaction fee is 3%.,Payment-plan card: every purchase is split into three payments automatically; purchases of $100 or more can be extended to 6 or 12 months for a fixed monthly plan fee.,https://www.usbank.com/credit-cards/split-card-world-mastercard-credit-card.html,Official product page and terms page,2026-05-29T23:52:36-06:00,Terms page states APR for purchases is none and annual membership fee is none; this card does not present as a rewards card.,"{""card"": ""Split™ World Mastercard®"", ""evidence"": [""Product page states all purchases are automatically divided into a 3-month payment plan with no fees and no interest."", ""Product page states 6- or 12-month plans are available for a small fixed monthly plan fee."", ""Terms page states APR for purchases is none, annual membership fee is none, 3-month plan fee is none, and 6+ month plan fee is 1.5% monthly of the original plan amount.""], ""limitations"": [""No rewards structure or cash/points welcome bonus was found on public official sources.""], ""research_pass"": {""method"": ""Official public U.S. Bank consumer/business listing pages, product pages, and public application terms pages; no login, preapproval, application submission, or personalized flow used."", ""retrieved"": ""2026-05-29T23:52:36-06:00""}, ""skipped_scope"": [""Kroger-family, Harley-Davidson, Korean Air SKYPASS, Amazon Business, and other co-brand/partner cards were not inserted in this direct U.S. Bank issuer pass because they belong to separate partner target rows or require partner-specific pages."", ""No application, login, preapproval, or form-submission flow was used; application terms pages were opened only as public terms/enrichment sources.""], ""sources"": [{""basis"": ""Official issuer listing page"", ""url"": ""https://www.usbank.com/credit-cards.html""}, {""basis"": ""Official product page"", ""url"": ""https://www.usbank.com/credit-cards/split-card-world-mastercard-credit-card.html""}, {""basis"": ""Official terms/pricing page"", ""url"": ""https://applications.usbank.com/pdap/terms?locationCode=8069&offerId=8PPR2PP3Q5&sourceCode=87891""}], ""target"": {""alternate_issuer_url"": ""https://www.usbank.com/credit-cards/co-branded-credit-cards.html"", ""id"": 7, ""institution"": ""U.S. Bank"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""U.S. Bank National Association"", ""offer_research_url"": ""https://www.usbank.com/credit-cards.html"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:55:46,2026-05-30 15:47:45,,,,NA,NA
201,U.S. Bank National Association,U.S. Bank Altitude® Connect Visa Signature® Card,CONSUMER,TRAVEL_REWARDS,"Earn 20,000 bonus points after spending $1,000 in net purchases in the first 90 days; 0% intro APR for 15 billing cycles on purchases and balance transfers.",20000,NA,1000,90,"Spend $1,000 in net purchases in the first 90 days.",0,0,,0% intro APR on purchases and balance transfers for the first 15 billing cycles.,17.49% to 27.49% variable APR after the introductory period.,"5x points on prepaid hotels and car rentals booked in the Travel Center; 4x on travel and gas/EV charging stations on the first $1,000 each quarter; 2x dining, streaming and grocery stores; 1x other purchases; airport lounge access, TSA PreCheck credit, no foreign transaction fees, and GigSky global mobile data plans.",https://www.usbank.com/credit-cards/altitude-connect-visa-signature-credit-card.html,Official product page and terms page,2026-05-29T23:52:36-06:00,"Terms page reviewed for APR, annual fee, and no foreign transaction fee; product page provided bonus and rewards structure.","{""card"": ""U.S. Bank Altitude® Connect Visa Signature® Card"", ""evidence"": [""Product page states 20,000 bonus points after $1,000 in net purchases in the first 90 days."", ""Product page states 5x prepaid hotel/car rentals through Travel Center, 4x travel and gas/EV charging stations on first $1,000 each quarter, 2x dining/streaming/grocery stores, and 1x other purchases."", ""Product page states no annual fee, 0% intro APR on purchases and balance transfers for 15 billing cycles, then 17.49% to 27.49% variable APR, and no foreign transaction fees.""], ""limitations"": [], ""research_pass"": {""method"": ""Official public U.S. Bank consumer/business listing pages, product pages, and public application terms pages; no login, preapproval, application submission, or personalized flow used."", ""retrieved"": ""2026-05-29T23:52:36-06:00""}, ""skipped_scope"": [""Kroger-family, Harley-Davidson, Korean Air SKYPASS, Amazon Business, and other co-brand/partner cards were not inserted in this direct U.S. Bank issuer pass because they belong to separate partner target rows or require partner-specific pages."", ""No application, login, preapproval, or form-submission flow was used; application terms pages were opened only as public terms/enrichment sources.""], ""sources"": [{""basis"": ""Official issuer listing page"", ""url"": ""https://www.usbank.com/credit-cards.html""}, {""basis"": ""Official product page"", ""url"": ""https://www.usbank.com/credit-cards/altitude-connect-visa-signature-credit-card.html""}, {""basis"": ""Official terms/pricing page"", ""url"": ""https://applications.usbank.com/oad/termsSimpleApply.controller?locationCode=18569&offerId=8BB5BD89H1&sourceCode=88416""}], ""target"": {""alternate_issuer_url"": ""https://www.usbank.com/credit-cards/co-branded-credit-cards.html"", ""id"": 7, ""institution"": ""U.S. Bank"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""U.S. Bank National Association"", ""offer_research_url"": ""https://www.usbank.com/credit-cards.html"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:55:46,2026-05-30 15:47:45,,,points,NA,NA
203,U.S. Bank National Association,U.S. Bank Altitude® Go Secured Visa® Card,SECURED_CONSUMER,REWARDS,"Secured card with $300 to $5,000 refundable security deposit; no public welcome bonus found.",,NA,NA,NA,NA,0,0,,Not found on public source,28.49% variable APR.,"4x points on dining, takeout and restaurant delivery on first $2,000 each quarter; 2x grocery stores, gas/EV charging stations, and streaming services; 1x other purchases; $15 streaming credit after 11 months of streaming purchases; may graduate to the unsecured Altitude Go card.",https://www.usbank.com/credit-cards/altitude-go-secured-visa-credit-card.html,Official product page and terms page,2026-05-29T23:52:36-06:00,Terms page reviewed for APR and annual fee. No welcome bonus or intro APR found.,"{""card"": ""U.S. Bank Altitude® Go Secured Visa® Card"", ""evidence"": [""Product page states security deposit of $300 to $5,000, $0 annual fee, and up to 4x points while building credit."", ""Product page states 4x dining/takeout/restaurant delivery on first $2,000 each quarter; 2x grocery, gas/EV charging, and streaming; 1x other purchases."", ""Terms page states purchase and balance transfer APR of 28.49% and annual membership fee none.""], ""limitations"": [""No welcome bonus or intro APR was found on public official sources.""], ""research_pass"": {""method"": ""Official public U.S. Bank consumer/business listing pages, product pages, and public application terms pages; no login, preapproval, application submission, or personalized flow used."", ""retrieved"": ""2026-05-29T23:52:36-06:00""}, ""skipped_scope"": [""Kroger-family, Harley-Davidson, Korean Air SKYPASS, Amazon Business, and other co-brand/partner cards were not inserted in this direct U.S. Bank issuer pass because they belong to separate partner target rows or require partner-specific pages."", ""No application, login, preapproval, or form-submission flow was used; application terms pages were opened only as public terms/enrichment sources.""], ""sources"": [{""basis"": ""Official issuer listing page"", ""url"": ""https://www.usbank.com/credit-cards.html""}, {""basis"": ""Official product page"", ""url"": ""https://www.usbank.com/credit-cards/altitude-go-secured-visa-credit-card.html""}, {""basis"": ""Official terms/pricing page"", ""url"": ""https://applications.usbank.com/pdap/terms?locationCode=18569&offerId=B2MPW77HH7&sourceCode=88242""}], ""target"": {""alternate_issuer_url"": ""https://www.usbank.com/credit-cards/co-branded-credit-cards.html"", ""id"": 7, ""institution"": ""U.S. Bank"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""U.S. Bank National Association"", ""offer_research_url"": ""https://www.usbank.com/credit-cards.html"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:55:46,2026-05-30 15:47:45,,,,NA,NA
200,U.S. Bank National Association,U.S. Bank Altitude® Go Visa Signature® Card,CONSUMER,DINING_REWARDS,"Earn 20,000 bonus points after spending $1,000 in net purchases in the first 90 days; 0% intro APR for 15 billing cycles on purchases and balance transfers.",20000,NA,1000,90,"Spend $1,000 in net purchases in the first 90 days.",0,0,,0% intro APR on purchases and balance transfers for the first 15 billing cycles.,17.49% to 27.49% variable APR after the introductory period.,"4x points on dining, takeout and restaurant delivery on the first $2,000 each quarter; 2x at grocery stores and gas/EV charging stations; 2x streaming; 1x other eligible purchases; $15 annual streaming credit after 11 consecutive months of streaming purchases.",https://www.usbank.com/credit-cards/altitude-go-visa-signature-credit-card.html,Official product page and terms page,2026-05-29T23:52:36-06:00,Terms page reviewed for APR and annual fee; product page provided bonus and rewards structure.,"{""card"": ""U.S. Bank Altitude® Go Visa Signature® Card"", ""evidence"": [""Product page states 20,000 bonus points after $1,000 in net purchases in the first 90 days."", ""Product page states 4x points on dining, takeout and restaurant delivery on first $2,000 each quarter; 2x grocery stores, gas/EV charging, and streaming; 1x other purchases."", ""Product page states no annual fee and 0% intro APR on purchases and balance transfers for 15 billing cycles, then 17.49% to 27.49% variable APR.""], ""limitations"": [], ""research_pass"": {""method"": ""Official public U.S. Bank consumer/business listing pages, product pages, and public application terms pages; no login, preapproval, application submission, or personalized flow used."", ""retrieved"": ""2026-05-29T23:52:36-06:00""}, ""skipped_scope"": [""Kroger-family, Harley-Davidson, Korean Air SKYPASS, Amazon Business, and other co-brand/partner cards were not inserted in this direct U.S. Bank issuer pass because they belong to separate partner target rows or require partner-specific pages."", ""No application, login, preapproval, or form-submission flow was used; application terms pages were opened only as public terms/enrichment sources.""], ""sources"": [{""basis"": ""Official issuer listing page"", ""url"": ""https://www.usbank.com/credit-cards.html""}, {""basis"": ""Official product page"", ""url"": ""https://www.usbank.com/credit-cards/altitude-go-visa-signature-credit-card.html""}, {""basis"": ""Official terms/pricing page"", ""url"": ""https://applications.usbank.com/oad/termsSimpleApply.controller?locationCode=18569&offerId=HQWRM3D57Q&sourceCode=88268""}], ""target"": {""alternate_issuer_url"": ""https://www.usbank.com/credit-cards/co-branded-credit-cards.html"", ""id"": 7, ""institution"": ""U.S. Bank"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""U.S. Bank National Association"", ""offer_research_url"": ""https://www.usbank.com/credit-cards.html"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:55:46,2026-05-30 15:47:45,,,points,NA,NA
209,U.S. Bank National Association,U.S. Bank Business Altitude® Connect Visa Signature® Card,BUSINESS,TRAVEL_REWARDS,"Earn 75,000 bonus points after making $6,000 or more in eligible net purchases on the Account Owner card within 180 days from account opening.",75000,NA,6000,180,"Make $6,000 or more in eligible net purchases on the Account Owner card within 180 days from account opening.",95,0,$0 introductory annual fee for the first 12 months,Not found on public source,18.24% to 25.24% variable APR.,"5x points on hotels and car rentals booked in the Travel Center; 4x on travel including airfare, hotels, gas and EV charging stations on first $150,000 in combined annual spend; 2x dining, takeout, restaurant delivery and cell phone services; 1x other purchases; $25 statement credit after three consecutive monthly taxi/rideshare transactions; no foreign transaction fees.",https://www.usbank.com/business-banking/business-credit-cards/business-altitude-connect-credit-card.html,Official product page and terms page,2026-05-29T23:52:36-06:00,"Terms page reviewed for APR, annual fee, and foreign transaction fee. No intro APR was found on public official sources.","{""card"": ""U.S. Bank Business Altitude® Connect Visa Signature® Card"", ""evidence"": [""Product page states a 75,000 bonus-point offer and travel/dining/cell-phone points structure."", ""Product disclosure states the one-time 75,000 bonus points are awarded after $6,000 or more in eligible net purchases on the Account Owner card within 180 days from account opening."", ""Terms page states purchase APR of 18.24% to 25.24%, $0 introductory annual fee for first 12 months then $95 for Account Owners and $0 for Authorized Employees, and no foreign transaction fee.""], ""limitations"": [""No intro APR was found on public official sources.""], ""research_pass"": {""method"": ""Official public U.S. Bank consumer/business listing pages, product pages, and public application terms pages; no login, preapproval, application submission, or personalized flow used."", ""retrieved"": ""2026-05-29T23:52:36-06:00""}, ""skipped_scope"": [""Kroger-family, Harley-Davidson, Korean Air SKYPASS, Amazon Business, and other co-brand/partner cards were not inserted in this direct U.S. Bank issuer pass because they belong to separate partner target rows or require partner-specific pages."", ""No application, login, preapproval, or form-submission flow was used; application terms pages were opened only as public terms/enrichment sources.""], ""sources"": [{""basis"": ""Official issuer listing page"", ""url"": ""https://www.usbank.com/business-banking/business-credit-cards.html""}, {""basis"": ""Official product page"", ""url"": ""https://www.usbank.com/business-banking/business-credit-cards/business-altitude-connect-credit-card.html""}, {""basis"": ""Official terms/pricing page"", ""url"": ""https://applications.usbank.com/pdap/terms?locationCode=18569&offerId=BM78PXGQMD&sourceCode=88649""}], ""target"": {""alternate_issuer_url"": ""https://www.usbank.com/credit-cards/co-branded-credit-cards.html"", ""id"": 7, ""institution"": ""U.S. Bank"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""U.S. Bank National Association"", ""offer_research_url"": ""https://www.usbank.com/credit-cards.html"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:55:46,2026-05-30 15:47:45,,,points,NA,NA
208,U.S. Bank National Association,U.S. Bank Business Altitude® Power Visa Signature® Card,BUSINESS,TRAVEL_REWARDS,"Earn 75,000 bonus points, up to a $750 value, after spending $10,000 on the Account Owner card in the first 120 days of opening the account.",75000,NA,10000,120,"Spend $10,000 on the Account Owner card in the first 120 days of opening the account.",195,0,,Not found on public source,18.24% to 25.24% variable APR.,"2x points on all purchases with no caps; 2.5x on up to $5,000 in combined mobile-wallet and virtual-card purchases each quarter; 6x on prepaid hotel and car rentals booked directly in the Travel Center; Priority Pass digital annual membership; no foreign transaction fees; points transfer between business and personal Altitude cards.",https://www.usbank.com/business-banking/business-credit-cards/business-altitude-power-credit-card.html,Official product page and terms page,2026-05-29T23:52:36-06:00,"Terms page reviewed for APR, annual fee, and foreign transaction fee. No intro APR was found on public official sources.","{""card"": ""U.S. Bank Business Altitude® Power Visa Signature® Card"", ""evidence"": [""Product page states 75,000 bonus points, up to a $750 value, after spending $10,000 on the Account Owner card in the first 120 days of opening the account."", ""Product page states 2x points on all purchases, 2.5x on up to $5,000 in mobile-wallet and virtual-card purchases each quarter, and 6x on prepaid hotel/car rentals through the Travel Center."", ""Terms page states purchase APR of 18.24% to 25.24%, annual membership fee of $195 for Account Owners and $0 for Authorized Employees, and no foreign transaction fee.""], ""limitations"": [""No intro APR was found on public official sources.""], ""research_pass"": {""method"": ""Official public U.S. Bank consumer/business listing pages, product pages, and public application terms pages; no login, preapproval, application submission, or personalized flow used."", ""retrieved"": ""2026-05-29T23:52:36-06:00""}, ""skipped_scope"": [""Kroger-family, Harley-Davidson, Korean Air SKYPASS, Amazon Business, and other co-brand/partner cards were not inserted in this direct U.S. Bank issuer pass because they belong to separate partner target rows or require partner-specific pages."", ""No application, login, preapproval, or form-submission flow was used; application terms pages were opened only as public terms/enrichment sources.""], ""sources"": [{""basis"": ""Official issuer listing page"", ""url"": ""https://www.usbank.com/business-banking/business-credit-cards.html""}, {""basis"": ""Official product page"", ""url"": ""https://www.usbank.com/business-banking/business-credit-cards/business-altitude-power-credit-card.html""}, {""basis"": ""Official terms/pricing page"", ""url"": ""https://applications.usbank.com/pdap/terms?locationCode=18569&offerId=DD112D7HWQ&sourceCode=88292""}], ""target"": {""alternate_issuer_url"": ""https://www.usbank.com/credit-cards/co-branded-credit-cards.html"", ""id"": 7, ""institution"": ""U.S. Bank"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""U.S. Bank National Association"", ""offer_research_url"": ""https://www.usbank.com/credit-cards.html"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:55:46,2026-05-30 15:47:45,,,points,NA,NA
210,U.S. Bank National Association,U.S. Bank Business Leverage® Visa Signature® Card,BUSINESS,REWARDS,"Earn up to $600 in rewards after spending $6,000 in eligible purchases on the Account Owner card within the first 120 days of opening the account.",60000,600,6000,120,"Spend $6,000 in eligible purchases on the Account Owner card within the first 120 days of opening the account.",95,0,$0 introductory annual fee for the first 12 months,Not found on public source,18.24% to 25.24% variable APR.,2x points in the top two categories where the business spends most each month automatically; 5x on prepaid hotels and car rentals booked directly in the Travel Center; 1x on other eligible purchases; no foreign transaction fees and free employee cards.,https://www.usbank.com/business-banking/business-credit-cards/business-leverage-rewards-credit-card.html,Official product page and terms page,2026-05-29T23:52:36-06:00,"Terms page reviewed for APR, annual fee, and foreign transaction fee. Product page frames the bonus as up to $600 in rewards; no intro APR was found.","{""card"": ""U.S. Bank Business Leverage® Visa Signature® Card"", ""evidence"": [""Product page states 2x points in the top two monthly spend categories, 5x on prepaid hotels/car rentals through Travel Center, and 1x on other eligible purchases."", ""Product page states up to $600 in rewards after $6,000 in eligible purchases on the Account Owner card within the first 120 days of opening the account."", ""Terms page states purchase APR of 18.24% to 25.24%, $0 introductory annual fee for first 12 months then $95 for Account Owners and $0 for Authorized Employees, and no foreign transaction fee.""], ""limitations"": [""No intro APR was found on public official sources.""], ""research_pass"": {""method"": ""Official public U.S. Bank consumer/business listing pages, product pages, and public application terms pages; no login, preapproval, application submission, or personalized flow used."", ""retrieved"": ""2026-05-29T23:52:36-06:00""}, ""skipped_scope"": [""Kroger-family, Harley-Davidson, Korean Air SKYPASS, Amazon Business, and other co-brand/partner cards were not inserted in this direct U.S. Bank issuer pass because they belong to separate partner target rows or require partner-specific pages."", ""No application, login, preapproval, or form-submission flow was used; application terms pages were opened only as public terms/enrichment sources.""], ""sources"": [{""basis"": ""Official issuer listing page"", ""url"": ""https://www.usbank.com/business-banking/business-credit-cards.html""}, {""basis"": ""Official product page"", ""url"": ""https://www.usbank.com/business-banking/business-credit-cards/business-leverage-rewards-credit-card.html""}, {""basis"": ""Official terms/pricing page"", ""url"": ""https://applications.usbank.com/pdap/terms?locationCode=8069&offerId=QRR5RVRDWR&sourceCode=88647""}], ""target"": {""alternate_issuer_url"": ""https://www.usbank.com/credit-cards/co-branded-credit-cards.html"", ""id"": 7, ""institution"": ""U.S. Bank"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""U.S. Bank National Association"", ""offer_research_url"": ""https://www.usbank.com/credit-cards.html"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:55:46,2026-05-30 15:47:45,,,points equivalent,NA,Rewards Value
207,U.S. Bank National Association,U.S. Bank Business Shield™ Visa® Card,BUSINESS,LOW_INTRO_APR,0% introductory APR on purchases and balance transfers for 12 billing cycles.,,NA,NA,NA,NA,0,0,,0% intro APR on purchases and balance transfers for 12 billing cycles; balance transfers must be made within 30 days from account opening per terms.,16.24% to 25.24% variable APR after the introductory period.,"5% cash back on prepaid air, hotel and car rentals booked directly in the Travel Center; $50 annual statement credit after $5,000 in Travel Center purchases; U.S. Bank Spend Management, purchase security, zero fraud liability, and no annual fee employee cards.",https://www.usbank.com/business-banking/business-credit-cards/business-shield-credit-card.html,Official product page and terms page,2026-05-29T23:52:36-06:00,Product is positioned around a business intro APR offer; no separate spend-based welcome bonus found. Terms page reviewed for APR and annual fee.,"{""card"": ""U.S. Bank Business Shield™ Visa® Card"", ""evidence"": [""Product page states 0% intro APR on purchases and balance transfers for 12 billing cycles, then 16.24% to 25.24% variable APR."", ""Terms page states annual membership fee none."", ""Product page states 5% cash back on prepaid Travel Center air/hotel/car rentals and a $50 annual statement credit after $5,000 in purchases made through the Travel Center.""], ""limitations"": [""No separate spend-based welcome bonus was found on public official sources.""], ""research_pass"": {""method"": ""Official public U.S. Bank consumer/business listing pages, product pages, and public application terms pages; no login, preapproval, application submission, or personalized flow used."", ""retrieved"": ""2026-05-29T23:52:36-06:00""}, ""skipped_scope"": [""Kroger-family, Harley-Davidson, Korean Air SKYPASS, Amazon Business, and other co-brand/partner cards were not inserted in this direct U.S. Bank issuer pass because they belong to separate partner target rows or require partner-specific pages."", ""No application, login, preapproval, or form-submission flow was used; application terms pages were opened only as public terms/enrichment sources.""], ""sources"": [{""basis"": ""Official issuer listing page"", ""url"": ""https://www.usbank.com/business-banking/business-credit-cards.html""}, {""basis"": ""Official product page"", ""url"": ""https://www.usbank.com/business-banking/business-credit-cards/business-shield-credit-card.html""}, {""basis"": ""Official terms/pricing page"", ""url"": ""https://applications.usbank.com/pdap/terms?locationCode=8069&offerId=6DHH15B9R6&sourceCode=87986""}], ""target"": {""alternate_issuer_url"": ""https://www.usbank.com/credit-cards/co-branded-credit-cards.html"", ""id"": 7, ""institution"": ""U.S. Bank"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""U.S. Bank National Association"", ""offer_research_url"": ""https://www.usbank.com/credit-cards.html"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:55:46,2026-05-30 15:47:45,,,,NA,NA
204,U.S. Bank National Association,U.S. Bank Cash+® Secured Visa® Card,SECURED_CONSUMER,CASH_BACK,"Secured card with $300 to $5,000 refundable security deposit; no public welcome bonus found.",,NA,NA,NA,NA,0,0,,Not found on public source,28.49% variable APR.,Up to 5% cash back on two chosen categories each quarter; 2% on one everyday category; 1% on other eligible purchases; may graduate to the unsecured Cash+ card.,https://www.usbank.com/credit-cards/cash-plus-secured-visa-credit-card.html,Official product page and terms page,2026-05-29T23:52:36-06:00,Terms page reviewed for APR and annual fee. No welcome bonus or intro APR found.,"{""card"": ""U.S. Bank Cash+® Secured Visa® Card"", ""evidence"": [""Product page states a $300 to $5,000 security deposit, $0 annual fee, and cash back while building credit."", ""Product page states up to 5% cash back on two chosen categories, 2% on one everyday category, and 1% on other eligible purchases."", ""Terms page states purchase and balance transfer APR of 28.49% and annual membership fee none.""], ""limitations"": [""No welcome bonus or intro APR was found on public official sources.""], ""research_pass"": {""method"": ""Official public U.S. Bank consumer/business listing pages, product pages, and public application terms pages; no login, preapproval, application submission, or personalized flow used."", ""retrieved"": ""2026-05-29T23:52:36-06:00""}, ""skipped_scope"": [""Kroger-family, Harley-Davidson, Korean Air SKYPASS, Amazon Business, and other co-brand/partner cards were not inserted in this direct U.S. Bank issuer pass because they belong to separate partner target rows or require partner-specific pages."", ""No application, login, preapproval, or form-submission flow was used; application terms pages were opened only as public terms/enrichment sources.""], ""sources"": [{""basis"": ""Official issuer listing page"", ""url"": ""https://www.usbank.com/credit-cards.html""}, {""basis"": ""Official product page"", ""url"": ""https://www.usbank.com/credit-cards/cash-plus-secured-visa-credit-card.html""}, {""basis"": ""Official terms/pricing page"", ""url"": ""https://applications.usbank.com/pdap/terms?locationCode=8069&offerId=27PPH4GHG8&sourceCode=88239""}], ""target"": {""alternate_issuer_url"": ""https://www.usbank.com/credit-cards/co-branded-credit-cards.html"", ""id"": 7, ""institution"": ""U.S. Bank"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""U.S. Bank National Association"", ""offer_research_url"": ""https://www.usbank.com/credit-cards.html"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:55:46,2026-05-30 15:47:45,,,,NA,NA
199,U.S. Bank National Association,U.S. Bank Cash+® Visa Signature® Card,CONSUMER,CASH_BACK,"Limited-time $250 rewards bonus after spending $1,000 in eligible purchases within the first 90 days of account opening; 0% intro APR for 15 billing cycles on purchases and balance transfers.",,250,1000,90,"Spend $1,000 in eligible purchases within the first 90 days of account opening.",0,0,,0% intro APR on purchases and balance transfers for the first 15 billing cycles.,17.74% to 27.99% variable APR after the introductory period.,"5% cash back on the first $2,000 in combined eligible purchases each quarter in two chosen categories; 2% on one chosen everyday category; 1% on other eligible purchases; 5% on prepaid travel booked in the Travel Center.",https://www.usbank.com/credit-cards/cash-plus-visa-signature-credit-card.html,Official product page and terms page,2026-05-29T23:52:36-06:00,Terms page reviewed for annual fee and APR; product page provided bonus and rewards detail.,"{""card"": ""U.S. Bank Cash+® Visa Signature® Card"", ""evidence"": [""Product page states a $250 rewards bonus after $1,000 in eligible purchases within the first 90 days of account opening."", ""Product page states 5% cash back on first $2,000 in combined quarterly purchases in two chosen categories, 2% in one everyday category, and 1% other eligible purchases."", ""Product page states $0 annual fee and 0% intro APR for 15 billing cycles on purchases and balance transfers; terms link states 17.74% to 27.99% variable APR after intro.""], ""limitations"": [], ""research_pass"": {""method"": ""Official public U.S. Bank consumer/business listing pages, product pages, and public application terms pages; no login, preapproval, application submission, or personalized flow used."", ""retrieved"": ""2026-05-29T23:52:36-06:00""}, ""skipped_scope"": [""Kroger-family, Harley-Davidson, Korean Air SKYPASS, Amazon Business, and other co-brand/partner cards were not inserted in this direct U.S. Bank issuer pass because they belong to separate partner target rows or require partner-specific pages."", ""No application, login, preapproval, or form-submission flow was used; application terms pages were opened only as public terms/enrichment sources.""], ""sources"": [{""basis"": ""Official issuer listing page"", ""url"": ""https://www.usbank.com/credit-cards.html""}, {""basis"": ""Official product page"", ""url"": ""https://www.usbank.com/credit-cards/cash-plus-visa-signature-credit-card.html""}, {""basis"": ""Official terms/pricing page"", ""url"": ""https://applications.usbank.com/oad/termsSimpleApply.controller?locationCode=8069&offerId=WRH8D23H2R&sourceCode=88750""}], ""target"": {""alternate_issuer_url"": ""https://www.usbank.com/credit-cards/co-branded-credit-cards.html"", ""id"": 7, ""institution"": ""U.S. Bank"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""U.S. Bank National Association"", ""offer_research_url"": ""https://www.usbank.com/credit-cards.html"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:55:46,2026-05-30 15:47:45,,,,NA,NA
205,U.S. Bank National Association,U.S. Bank Secured Visa® Card,SECURED_CONSUMER,CREDIT_BUILDING,"Secured card with $300 to $5,000 refundable security deposit and credit-building benefits; no public welcome bonus found.",,NA,NA,NA,NA,0,0,,Not found on public source,27.49% variable APR.,"Credit-building secured card with $300 to $5,000 refundable security deposit, credit score access, chosen payment due date, zero fraud liability, and reporting to major credit bureaus; no rewards program found.",https://www.usbank.com/credit-cards/secured-visa-credit-card.html,Official product page and terms page,2026-05-29T23:52:36-06:00,"Terms page reviewed for APR and annual fee. No rewards, welcome bonus, or intro APR found.","{""card"": ""U.S. Bank Secured Visa® Card"", ""evidence"": [""Product page states no annual fee, $300 to $5,000 security deposit, credit score access, chosen due date, and zero fraud liability."", ""Terms page states purchase and balance transfer APR of 27.49% and annual membership fee none.""], ""limitations"": [""No rewards program, welcome bonus, or intro APR was found on public official sources.""], ""research_pass"": {""method"": ""Official public U.S. Bank consumer/business listing pages, product pages, and public application terms pages; no login, preapproval, application submission, or personalized flow used."", ""retrieved"": ""2026-05-29T23:52:36-06:00""}, ""skipped_scope"": [""Kroger-family, Harley-Davidson, Korean Air SKYPASS, Amazon Business, and other co-brand/partner cards were not inserted in this direct U.S. Bank issuer pass because they belong to separate partner target rows or require partner-specific pages."", ""No application, login, preapproval, or form-submission flow was used; application terms pages were opened only as public terms/enrichment sources.""], ""sources"": [{""basis"": ""Official issuer listing page"", ""url"": ""https://www.usbank.com/credit-cards.html""}, {""basis"": ""Official product page"", ""url"": ""https://www.usbank.com/credit-cards/secured-visa-credit-card.html""}, {""basis"": ""Official terms/pricing page"", ""url"": ""https://applications.usbank.com/pdap/terms?locationCode=8069&offerId=MD5RPQV6DH&sourceCode=88237""}], ""target"": {""alternate_issuer_url"": ""https://www.usbank.com/credit-cards/co-branded-credit-cards.html"", ""id"": 7, ""institution"": ""U.S. Bank"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""U.S. Bank National Association"", ""offer_research_url"": ""https://www.usbank.com/credit-cards.html"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:55:46,2026-05-30 15:47:45,,,,NA,NA
197,U.S. Bank National Association,U.S. Bank Shield™ Visa® Card,CONSUMER,LOW_INTRO_APR,0% introductory APR on purchases and balance transfers for 21 billing cycles.,,NA,NA,NA,NA,0,0,,0% intro APR on purchases and balance transfers for 21 billing cycles; balance transfers must be made within 60 days from account opening per terms.,"16.99% to 27.99% variable APR after the introductory period, based on creditworthiness and Prime Rate.","4% cash back on prepaid air, hotel and car reservations booked directly in the Travel Center; $20 annual statement credit after 11 consecutive months of purchases; cell phone protection; flexible redemption.",https://www.usbank.com/credit-cards/shield-visa-credit-card.html,Official product page and terms page,2026-05-29T23:52:36-06:00,Product is positioned around a low introductory APR rather than a spend-based welcome bonus; terms page reviewed for APR and annual fee.,"{""card"": ""U.S. Bank Shield™ Visa® Card"", ""evidence"": [""Product page states a low intro APR for 21 billing cycles and 0% intro APR on purchases and balance transfers for 21 billing cycles."", ""Terms page states after the intro period the purchase and balance-transfer APR is 16.99% to 27.99%."", ""Terms page states annual membership fee is none."", ""Product page states 4% cash back on prepaid Travel Center air, hotel, and car reservations and a $20 annual statement credit after 11 consecutive months of purchases.""], ""limitations"": [""No separate spend-based welcome bonus was found on public official sources.""], ""research_pass"": {""method"": ""Official public U.S. Bank consumer/business listing pages, product pages, and public application terms pages; no login, preapproval, application submission, or personalized flow used."", ""retrieved"": ""2026-05-29T23:52:36-06:00""}, ""skipped_scope"": [""Kroger-family, Harley-Davidson, Korean Air SKYPASS, Amazon Business, and other co-brand/partner cards were not inserted in this direct U.S. Bank issuer pass because they belong to separate partner target rows or require partner-specific pages."", ""No application, login, preapproval, or form-submission flow was used; application terms pages were opened only as public terms/enrichment sources.""], ""sources"": [{""basis"": ""Official issuer listing page"", ""url"": ""https://www.usbank.com/credit-cards.html""}, {""basis"": ""Official product page"", ""url"": ""https://www.usbank.com/credit-cards/shield-visa-credit-card.html""}, {""basis"": ""Official terms/pricing page"", ""url"": ""https://applications.usbank.com/oad/termsSimpleApply.controller?locationCode=8069&offerId=7HDBW6317B&sourceCode=88592""}], ""target"": {""alternate_issuer_url"": ""https://www.usbank.com/credit-cards/co-branded-credit-cards.html"", ""id"": 7, ""institution"": ""U.S. Bank"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""U.S. Bank National Association"", ""offer_research_url"": ""https://www.usbank.com/credit-cards.html"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:55:46,2026-05-30 15:47:45,,,,NA,NA
202,U.S. Bank National Association,U.S. Bank Shopper Cash Rewards® Visa Signature® Card,CONSUMER,CASH_BACK,"Earn a $250 bonus after spending $2,000 in eligible purchases within the first 120 days of account opening.",,250,2000,120,"Spend $2,000 in eligible purchases within the first 120 days of account opening.",95,0,$0 introductory annual fee for the first 12 months,Not found on public source,17.99% to 27.99% variable APR.,"6% cash back on first $1,500 in combined eligible purchases each quarter with two chosen retailers; 3% cash back on first $1,500 in one chosen everyday category each quarter; 1.5% on other eligible purchases; 5.5% on prepaid hotel and car reservations booked directly in the Travel Center.",https://www.usbank.com/credit-cards/shopper-cash-rewards-visa-signature-credit-card.html,Official product page and terms page,2026-05-29T23:52:36-06:00,Terms page reviewed for annual fee and APR. No introductory APR was found on the public product or terms pages.,"{""card"": ""U.S. Bank Shopper Cash Rewards® Visa Signature® Card"", ""evidence"": [""Product page states a $250 bonus after $2,000 in eligible purchases within the first 120 days of account opening."", ""Product page states 6% cash back on first $1,500 in combined quarterly purchases with two chosen retailers, 3% on first $1,500 in one chosen everyday category, and 1.5% on other purchases."", ""Terms page states $0 introductory annual fee for first 12 months then $95, and 17.99% to 27.99% purchase APR.""], ""limitations"": [""No introductory APR was found on public official sources.""], ""research_pass"": {""method"": ""Official public U.S. Bank consumer/business listing pages, product pages, and public application terms pages; no login, preapproval, application submission, or personalized flow used."", ""retrieved"": ""2026-05-29T23:52:36-06:00""}, ""skipped_scope"": [""Kroger-family, Harley-Davidson, Korean Air SKYPASS, Amazon Business, and other co-brand/partner cards were not inserted in this direct U.S. Bank issuer pass because they belong to separate partner target rows or require partner-specific pages."", ""No application, login, preapproval, or form-submission flow was used; application terms pages were opened only as public terms/enrichment sources.""], ""sources"": [{""basis"": ""Official issuer listing page"", ""url"": ""https://www.usbank.com/credit-cards.html""}, {""basis"": ""Official product page"", ""url"": ""https://www.usbank.com/credit-cards/shopper-cash-rewards-visa-signature-credit-card.html""}, {""basis"": ""Official terms/pricing page"", ""url"": ""https://applications.usbank.com/oad/termsSimpleApply.controller?locationCode=8069&offerId=32VH7G6DBG&sourceCode=88249""}], ""target"": {""alternate_issuer_url"": ""https://www.usbank.com/credit-cards/co-branded-credit-cards.html"", ""id"": 7, ""institution"": ""U.S. Bank"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""U.S. Bank National Association"", ""offer_research_url"": ""https://www.usbank.com/credit-cards.html"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:55:46,2026-05-30 15:47:45,,,,NA,NA
196,U.S. Bank National Association,U.S. Bank Smartly™ Visa Signature® Card,CONSUMER,CASH_BACK,0% introductory APR on purchases and balance transfers for the first 12 billing cycles; no separate public cash/points welcome bonus found.,,NA,NA,NA,NA,0,0,,0% intro APR on purchases and balance transfers for the first 12 billing cycles; balance transfers must be made within 60 days from account opening per terms.,"17.74% to 27.99% variable APR after the introductory period, based on creditworthiness and Prime Rate.","Unlimited 2% cash back on every purchase when rewards are redeemed into an eligible U.S. Bank deposit account; up to 4% total cash back on the first $10,000 in eligible net purchases each billing cycle with qualifying Smartly balances.",https://www.usbank.com/credit-cards/bank-smartly-visa-signature-credit-card.html,Official product page and terms page,2026-05-29T23:52:36-06:00,Product page described a new offer and Smartly relationship bonuses; terms page reviewed for APR and annual fee.,"{""card"": ""U.S. Bank Smartly™ Visa Signature® Card"", ""evidence"": [""Product page states unlimited 2% cash back with no caps and up to an additional 2% on the first $10,000 in eligible net purchases each billing cycle with qualifying U.S. Bank Smartly balances."", ""Product page and terms state 0% intro APR on purchases and balance transfers for the first 12 billing cycles, then 17.74% to 27.99% variable APR."", ""Terms page states annual membership fee is none.""], ""limitations"": [""No separate public spend-based cash or points welcome bonus was found.""], ""research_pass"": {""method"": ""Official public U.S. Bank consumer/business listing pages, product pages, and public application terms pages; no login, preapproval, application submission, or personalized flow used."", ""retrieved"": ""2026-05-29T23:52:36-06:00""}, ""skipped_scope"": [""Kroger-family, Harley-Davidson, Korean Air SKYPASS, Amazon Business, and other co-brand/partner cards were not inserted in this direct U.S. Bank issuer pass because they belong to separate partner target rows or require partner-specific pages."", ""No application, login, preapproval, or form-submission flow was used; application terms pages were opened only as public terms/enrichment sources.""], ""sources"": [{""basis"": ""Official issuer listing page"", ""url"": ""https://www.usbank.com/credit-cards.html""}, {""basis"": ""Official product page"", ""url"": ""https://www.usbank.com/credit-cards/bank-smartly-visa-signature-credit-card.html""}, {""basis"": ""Official terms/pricing page"", ""url"": ""https://applications.usbank.com/oad/termsSimpleApply.controller?locationCode=8069&offerId=36672BDX52&sourceCode=87869""}], ""target"": {""alternate_issuer_url"": ""https://www.usbank.com/credit-cards/co-branded-credit-cards.html"", ""id"": 7, ""institution"": ""U.S. Bank"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""U.S. Bank National Association"", ""offer_research_url"": ""https://www.usbank.com/credit-cards.html"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:55:46,2026-05-30 15:47:45,,,,NA,NA
206,U.S. Bank National Association,U.S. Bank Triple Cash Rewards Visa® Business Card,BUSINESS,CASH_BACK,"Earn $750 cash back after making $6,000 or more in eligible net purchases on the Account Owner card within 180 days from account opening; 0% intro APR for 12 billing cycles on purchases and balance transfers.",,750,6000,180,"Make $6,000 or more in eligible net purchases on the Account Owner card within 180 days from account opening.",0,0,,0% intro APR for 12 billing cycles on purchases and balance transfers; balance transfers must be made within 30 days from account opening per terms.,17.24% to 26.24% variable APR after the introductory period.,"3% cash back at eligible gas and EV charging stations on transactions of $200 or less, office supply stores, cell phone service providers, and restaurants; 1% on other eligible purchases; $100 recurring software subscription credit.",https://www.usbank.com/business-banking/business-credit-cards/business-triple-cash-back-credit-card.html,Official product page and terms page,2026-05-29T23:52:36-06:00,Terms page reviewed for APR and annual fee; product disclosure provided 180-day bonus timing.,"{""card"": ""U.S. Bank Triple Cash Rewards Visa® Business Card"", ""evidence"": [""Product page states $750 cash back and 3% cash back in listed business categories plus 1% on other eligible purchases and a $100 recurring software subscription credit."", ""Product disclosure states the $750 bonus is awarded after $6,000 or more in eligible net purchases on the Account Owner card within 180 days from account opening."", ""Terms page states 0% introductory APR for first 12 billing cycles on purchases and qualifying balance transfers, then 17.24% to 26.24% variable APR; annual membership fee none.""], ""limitations"": [], ""research_pass"": {""method"": ""Official public U.S. Bank consumer/business listing pages, product pages, and public application terms pages; no login, preapproval, application submission, or personalized flow used."", ""retrieved"": ""2026-05-29T23:52:36-06:00""}, ""skipped_scope"": [""Kroger-family, Harley-Davidson, Korean Air SKYPASS, Amazon Business, and other co-brand/partner cards were not inserted in this direct U.S. Bank issuer pass because they belong to separate partner target rows or require partner-specific pages."", ""No application, login, preapproval, or form-submission flow was used; application terms pages were opened only as public terms/enrichment sources.""], ""sources"": [{""basis"": ""Official issuer listing page"", ""url"": ""https://www.usbank.com/business-banking/business-credit-cards.html""}, {""basis"": ""Official product page"", ""url"": ""https://www.usbank.com/business-banking/business-credit-cards/business-triple-cash-back-credit-card.html""}, {""basis"": ""Official terms/pricing page"", ""url"": ""https://applications.usbank.com/pdap/terms?locationCode=8069&offerId=3P4D3XWG77&sourceCode=88401""}], ""target"": {""alternate_issuer_url"": ""https://www.usbank.com/credit-cards/co-branded-credit-cards.html"", ""id"": 7, ""institution"": ""U.S. Bank"", ""institution_type"": ""Bank/Card Issuer"", ""known_issuer_partner"": ""U.S. Bank National Association"", ""offer_research_url"": ""https://www.usbank.com/credit-cards.html"", ""role"": ""Primary issuer and co-brand issuer""}}",2026-05-30 05:55:46,2026-05-30 15:47:45,,,,NA,NA
242,WebBank,Gemini Credit Card,CONSUMER,CRYPTO_REWARDS,Earn crypto rewards instantly; referral page copy describes crypto referral bonuses subject to the referral program terms.,,5000,NA,NA,NA,0,0,,NA,"16.49% to 34.49% variable APR for purchases; 29.49% variable APR for cash advances; penalty APR 33.49% variable, maximum APR 35.99%","Earn up to 4% crypto back on gas, EV charging and transit on up to $300 spend per month, then 1%; 3% dining; 2% groceries; 1% everything else; rewards can be bitcoin or 50+ cryptos; no foreign transaction fees.",https://www.gemini.com/credit-card,Official product page plus official cardholder agreement and rewards terms,2026-05-30T13:56:37.183Z,"Prepared from current official public sources and inserted only after browser:browser was marked satisfied for this write. No login, account opening, prequalification, or application flow was used. Rewards and promotional merchant or Vault offers may be capped, changed, or determined by Gemini.","{""target"":{""id"":121,""institution"":""Gemini"",""knownIssuerPartner"":""WebBank"",""knownRewardsCardExamples"":""Gemini Credit Card""},""browserGate"":{""required"":true,""satisfied"":true,""writeUnlock"":""browser-gate-satisfied"",""status"":""browser:browser was satisfied for this write after the in-app Browser selected a usable tab and visited official Nordstrom and Gemini product pages; no login, application, prequalification, CAPTCHA, sensitive-data transmission, or final apply flow was used."",""evidence"":[{""step"":""browser:browser gate satisfied before write"",""result"":""passed"",""evidence"":""The live write unlock was set only after the required browser:browser gate produced a usable in-app Browser tab for this insertion run.""},{""step"":""Official product pages visited in in-app Browser"",""result"":""passed"",""evidence"":""The in-app Browser selected tab id 1, navigated to the official Nordstrom card page and the official Gemini Credit Card page, confirmed both final URLs, and captured Gemini page text showing WebBank, no annual fee, and up to 4% crypto back. No application, prequalification, login, CAPTCHA, or final apply flow was opened.""}]},""sources"":[{""issuer"":""WebBank / Gemini"",""url"":""https://www.gemini.com/credit-card"",""basis"":""Official Gemini product page"",""retrieved"":""2026-05-30T13:56:37.183Z"",""evidence"":""Gemini page describes a WebBank-issued card with no annual fee, no foreign transaction fees, and 4/3/2/1 crypto rewards categories."",""notes"":""Top-level public product evidence for fees and rewards; no account opening, prequalification, or application flow opened.""},{""issuer"":""WebBank / Gemini"",""url"":""https://www.gemini.com/legal/credit-card-rewards-agreement"",""basis"":""Official Gemini rewards terms"",""retrieved"":""2026-05-30T13:56:37.183Z"",""evidence"":""Rewards terms describe WebBank issuance, reward eligibility, instant and post-clear rewards, and caps or promotional limitations."",""notes"":""Official rewards-term enrichment source for eligibility, reward timing, caps, and promotional limitations.""},{""issuer"":""WebBank / Gemini"",""url"":""https://assets.ctfassets.net/jg6lo9a2ukvr/4WAbBKi2wX3zG6HFyNP54A/4087b3be698807411388aa7685cd8c89/2026-04-01_Gemini_Credit_Card_Cardholder_Agreement.pdf"",""basis"":""Official cardholder agreement PDF linked from Gemini legal page"",""retrieved"":""2026-05-30T13:56:37.183Z"",""evidence"":""WebBank agreement disclosure identifies purchase APR range, cash advance APR and fee, foreign transaction fee, and late or returned payment fees."",""notes"":""Official pricing and account-term enrichment source for APRs, fees, and issuer context.""}],""limitations"":[""No application or prequalification flow opened."",""browser:browser was marked satisfied before this write.""]}",2026-05-30 13:56:39,2026-05-30 15:48:01,Gemini,,,NA,Crypto
82,"Wells Fargo Bank, N.A.",Choice Privileges Mastercard,CO_BRAND_CONSUMER,HOTEL_REWARDS,"60,000 bonus points after $1,000 in purchases in the first 3 months; enough to redeem for up to 7 reward nights at select Choice Hotels properties, with additional fees and terms applying.",60000,NA,1000,90,"$1,000 in purchases in the first 3 months",0,0,,No public intro APR found on official product or terms page.,"19.74%, 24.49%, or 28.49% variable purchase APR.","5X points at participating Choice Hotels and on Choice Privileges point purchases; 3X at gas stations, grocery stores, home improvement stores, and phone plan services; 1X on other purchases; Gold Elite status-related benefits are listed.",https://creditcards.wellsfargo.com/choice-hotel-privileges-mastercard/?FPID=0124CEIXP10000&product_code=CC&subproduct_code=CP&sub_channel=WEB&vendor_code=WF&cx_nm=CXNAME_CSMPD_MC,Official product page with linked Important Credit Terms,2026-05-29T22:13:08-06:00,"Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used. Choice product markup includes struck-through prior bonus text; current offer is recorded from the visible new-bonus/footnote language.","{""target"":{""id"":6,""institution"":""Wells Fargo"",""institution_type"":""Bank/Card Issuer"",""role"":""Primary issuer and co-brand issuer"",""known_issuer_partner"":""Wells Fargo Bank, N.A."",""known_rewards_card_examples"":""Active Cash, Autograph, Autograph Journey, Choice Privileges, One Key"",""offer_research_url"":""https://creditcards.wellsfargo.com/"",""alternate_issuer_url"":""https://www.wellsfargo.com/credit-cards/""},""retrieved"":""2026-05-29T22:13:08-06:00"",""sources"":[{""url"":""https://creditcards.wellsfargo.com/"",""basis"":""Official Wells Fargo credit card hub"",""notes"":""Listed all 10 cards and card-category counts.""},{""url"":""https://creditcards.wellsfargo.com/choice-hotel-privileges-mastercard/?FPID=0124CEIXP10000&product_code=CC&subproduct_code=CP&sub_channel=WEB&vendor_code=WF&cx_nm=CXNAME_CSMPD_MC"",""basis"":""Official product page"",""notes"":""Primary source for welcome offer, rewards, annual fee marketing tile, and channel caveats.""},{""url"":""https://www.wellsfargo.com/credit-cards/choice/terms/?FPID=0124CEIXP10000&app_source=WELLS_FARGO_COM&product_code=CC&subproduct_code=CP&cx_nm=CXNAME_CSMHP_MC&sub_channel=WEB&vendor_code=WF"",""basis"":""Official Important Credit Terms / terms and conditions page"",""notes"":""Enrichment source for APR, fees, eligibility caveats, and terms limitations.""}],""evidence_summary"":[""Product page and footnote state current 60,000 bonus points after $1,000 spend in first 3 months and $0 annual fee; page markup also includes struck-through prior 40,000 bonus text."",""Terms page confirms purchase APR of 19.74%, 24.49%, or 28.49% variable and annual fee none.""],""limitations"":""Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used. Choice product markup includes struck-through prior bonus text; current offer is recorded from the visible new-bonus/footnote language.""}",2026-05-30 04:13:56,2026-05-30 15:47:45,Choice Privileges,,points,NA,NA
83,"Wells Fargo Bank, N.A.",Choice Privileges Select Mastercard,CO_BRAND_CONSUMER,HOTEL_REWARDS,"60,000 bonus points after $3,000 in purchases in the first 3 months; enough to redeem for up to 7 reward nights at select Choice Hotels properties, with additional fees and terms applying.",60000,NA,3000,90,"$3,000 in purchases in the first 3 months",95,0,,No public intro APR found on official product or terms page.,"19.74%, 25.49%, or 28.49% variable purchase APR.","10X points at participating Choice Hotels and on Choice Privileges point purchases; 5X at gas stations, grocery stores, home improvement stores, and phone plan services; 1X on other purchases; Platinum Elite status-related benefits are listed.",https://creditcards.wellsfargo.com/choice-hotels-privileges-select-mastercard/?FPID=0123CBIXP10000&product_code=CC&subproduct_code=CE&sub_channel=WEB&vendor_code=WF&cx_nm=CXNAME_CSMPD_MC,Official product page with linked Important Credit Terms,2026-05-29T22:13:08-06:00,"Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used.","{""target"":{""id"":6,""institution"":""Wells Fargo"",""institution_type"":""Bank/Card Issuer"",""role"":""Primary issuer and co-brand issuer"",""known_issuer_partner"":""Wells Fargo Bank, N.A."",""known_rewards_card_examples"":""Active Cash, Autograph, Autograph Journey, Choice Privileges, One Key"",""offer_research_url"":""https://creditcards.wellsfargo.com/"",""alternate_issuer_url"":""https://www.wellsfargo.com/credit-cards/""},""retrieved"":""2026-05-29T22:13:08-06:00"",""sources"":[{""url"":""https://creditcards.wellsfargo.com/"",""basis"":""Official Wells Fargo credit card hub"",""notes"":""Listed all 10 cards and card-category counts.""},{""url"":""https://creditcards.wellsfargo.com/choice-hotels-privileges-select-mastercard/?FPID=0123CBIXP10000&product_code=CC&subproduct_code=CE&sub_channel=WEB&vendor_code=WF&cx_nm=CXNAME_CSMPD_MC"",""basis"":""Official product page"",""notes"":""Primary source for welcome offer, rewards, annual fee marketing tile, and channel caveats.""},{""url"":""https://www.wellsfargo.com/credit-cards/choice-select/terms/?FPID=0123CBIXP10000&app_source=WELLS_FARGO_COM&product_code=CC&subproduct_code=CE&cx_nm=CXNAME_CSMHP_MC&sub_channel=WEB&vendor_code=WF"",""basis"":""Official Important Credit Terms / terms and conditions page"",""notes"":""Enrichment source for APR, fees, eligibility caveats, and terms limitations.""}],""evidence_summary"":[""Product page states 60,000 bonus points after $3,000 spend in first 3 months, $95 annual fee, and Choice earn rates."",""Terms page confirms purchase APR of 19.74%, 25.49%, or 28.49% variable and annual fee $95.""],""limitations"":""Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used.""}",2026-05-30 04:13:56,2026-05-30 15:47:45,Choice Privileges,,points,NA,NA
80,"Wells Fargo Bank, N.A.",One Key Mastercard,CO_BRAND_CONSUMER,TRAVEL_MARKETPLACE_REWARDS,"$250 in OneKeyCash after $1,000 in purchases in the first 3 months.",,250,1000,90,"$1,000 in purchases in the first 3 months",0,0,,No public intro APR found on official product or terms page.,"18.49%, 23.49%, or 28.49% variable purchase APR.","3% in OneKeyCash on Expedia, Hotels.com, and Vrbo; 3% at gas stations, grocery stores, and dining; 1.5% on other purchases; OneKeyCash is not redeemable for cash.",https://creditcards.wellsfargo.com/one-key-credit-card/?FPID=21231JIXE50000&product_code=CC&subproduct_code=OW&cx_nm=CXNAME_CSMPD_MC&sub_channel=WEB&vendor_code=WF,Official product page with linked Important Credit Terms,2026-05-29T22:13:08-06:00,"Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used. One Key product page routes users through a no-impact approval check; no check flow was started.","{""target"":{""id"":6,""institution"":""Wells Fargo"",""institution_type"":""Bank/Card Issuer"",""role"":""Primary issuer and co-brand issuer"",""known_issuer_partner"":""Wells Fargo Bank, N.A."",""known_rewards_card_examples"":""Active Cash, Autograph, Autograph Journey, Choice Privileges, One Key"",""offer_research_url"":""https://creditcards.wellsfargo.com/"",""alternate_issuer_url"":""https://www.wellsfargo.com/credit-cards/""},""retrieved"":""2026-05-29T22:13:08-06:00"",""sources"":[{""url"":""https://creditcards.wellsfargo.com/"",""basis"":""Official Wells Fargo credit card hub"",""notes"":""Listed all 10 cards and card-category counts.""},{""url"":""https://creditcards.wellsfargo.com/one-key-credit-card/?FPID=21231JIXE50000&product_code=CC&subproduct_code=OW&cx_nm=CXNAME_CSMPD_MC&sub_channel=WEB&vendor_code=WF"",""basis"":""Official product page"",""notes"":""Primary source for welcome offer, rewards, annual fee marketing tile, and channel caveats.""},{""url"":""https://www.wellsfargo.com/credit-cards/terms/onekey/?FPID=21231JIXE50000&product_code=CC&subproduct_code=OW&cx_nm=CXNAME_CSMHP_MC&sub_channel=WEB&vendor_code=WF"",""basis"":""Official Important Credit Terms / terms and conditions page"",""notes"":""Enrichment source for APR, fees, eligibility caveats, and terms limitations.""}],""evidence_summary"":[""Product page states $250 OneKeyCash after $1,000 spend in first 3 months, $0 annual fee, and OneKeyCash earn rates."",""Terms page confirms purchase APR of 18.49%, 23.49%, or 28.49% variable and annual fee none.""],""limitations"":""Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used. One Key product page routes users through a no-impact approval check; no check flow was started.""}",2026-05-30 04:13:56,2026-05-30 15:47:45,One Key,,,NA,OneKeyCash
81,"Wells Fargo Bank, N.A.",One Key+ Mastercard,CO_BRAND_CONSUMER,TRAVEL_MARKETPLACE_REWARDS,"$350 in OneKeyCash after $3,000 in purchases in the first 3 months.",,350,3000,90,"$3,000 in purchases in the first 3 months",99,0,,No public intro APR found on official product or terms page.,"18.49%, 23.49%, or 28.49% variable purchase APR.","3% in OneKeyCash on Expedia, Hotels.com, and Vrbo; 3% at gas stations, grocery stores, and dining; 2% on other purchases; OneKeyCash is not redeemable for cash.",https://creditcards.wellsfargo.com/one-key-plus-credit-card/?FPID=21271KIXE50000&product_code=CC&subproduct_code=OF&cx_nm=CXNAME_CSMPD_MC&sub_channel=WEB&vendor_code=WF,Official product page with linked Important Credit Terms,2026-05-29T22:13:08-06:00,"Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used. One Key+ product page routes users through a no-impact approval check; no check flow was started.","{""target"":{""id"":6,""institution"":""Wells Fargo"",""institution_type"":""Bank/Card Issuer"",""role"":""Primary issuer and co-brand issuer"",""known_issuer_partner"":""Wells Fargo Bank, N.A."",""known_rewards_card_examples"":""Active Cash, Autograph, Autograph Journey, Choice Privileges, One Key"",""offer_research_url"":""https://creditcards.wellsfargo.com/"",""alternate_issuer_url"":""https://www.wellsfargo.com/credit-cards/""},""retrieved"":""2026-05-29T22:13:08-06:00"",""sources"":[{""url"":""https://creditcards.wellsfargo.com/"",""basis"":""Official Wells Fargo credit card hub"",""notes"":""Listed all 10 cards and card-category counts.""},{""url"":""https://creditcards.wellsfargo.com/one-key-plus-credit-card/?FPID=21271KIXE50000&product_code=CC&subproduct_code=OF&cx_nm=CXNAME_CSMPD_MC&sub_channel=WEB&vendor_code=WF"",""basis"":""Official product page"",""notes"":""Primary source for welcome offer, rewards, annual fee marketing tile, and channel caveats.""},{""url"":""https://www.wellsfargo.com/credit-cards/terms/onekeyplus/?FPID=21271KIXE50000&product_code=CC&subproduct_code=OF&cx_nm=CXNAME_CSMHP_MC&sub_channel=WEB&vendor_code=WF"",""basis"":""Official Important Credit Terms / terms and conditions page"",""notes"":""Enrichment source for APR, fees, eligibility caveats, and terms limitations.""}],""evidence_summary"":[""Product page states $350 OneKeyCash after $3,000 spend in first 3 months, $99 annual fee, and OneKeyCash earn rates."",""Terms page confirms purchase APR of 18.49%, 23.49%, or 28.49% variable and annual fee $99.""],""limitations"":""Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used. One Key+ product page routes users through a no-impact approval check; no check flow was started.""}",2026-05-30 04:13:56,2026-05-30 15:47:45,One Key,,,NA,OneKeyCash
75,"Wells Fargo Bank, N.A.",Wells Fargo Active Cash Visa Card,CONSUMER,CASH_BACK,$200 cash rewards bonus after $500 in purchases in the first 3 months; 0% intro APR for 12 months on purchases and qualifying balance transfers.,,200,500,90,$500 in purchases in the first 3 months,0,0,,0% introductory APR for 12 months from account opening on purchases and qualifying balance transfers; balance transfers made within 120 days qualify for intro rate and fee.,"18.49%, 24.49%, or 28.49% variable purchase APR thereafter.",Unlimited 2% cash rewards on purchases; cell phone protection is listed as an additional benefit.,https://creditcards.wellsfargo.com/active-cash-credit-card/?FPID=0126D7I6F40000&product_code=CC&subproduct_code=AC&cx_nm=CXNAME_CSMPD_MC_CG&sub_channel=WEB&vendor_code=WF,Official product page with linked Important Credit Terms,2026-05-29T22:13:08-06:00,"Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used.","{""target"":{""id"":6,""institution"":""Wells Fargo"",""institution_type"":""Bank/Card Issuer"",""role"":""Primary issuer and co-brand issuer"",""known_issuer_partner"":""Wells Fargo Bank, N.A."",""known_rewards_card_examples"":""Active Cash, Autograph, Autograph Journey, Choice Privileges, One Key"",""offer_research_url"":""https://creditcards.wellsfargo.com/"",""alternate_issuer_url"":""https://www.wellsfargo.com/credit-cards/""},""retrieved"":""2026-05-29T22:13:08-06:00"",""sources"":[{""url"":""https://creditcards.wellsfargo.com/"",""basis"":""Official Wells Fargo credit card hub"",""notes"":""Listed all 10 cards and card-category counts.""},{""url"":""https://creditcards.wellsfargo.com/active-cash-credit-card/?FPID=0126D7I6F40000&product_code=CC&subproduct_code=AC&cx_nm=CXNAME_CSMPD_MC_CG&sub_channel=WEB&vendor_code=WF"",""basis"":""Official product page"",""notes"":""Primary source for welcome offer, rewards, annual fee marketing tile, and channel caveats.""},{""url"":""https://www.wellsfargo.com/credit-cards/active-cash/terms/?FPID=0126D7I6F40000&product_code=CC&subproduct_code=AC&cx_nm=CXNAME_CSMHP_MC_CG&sub_channel=WEB&vendor_code=WF"",""basis"":""Official Important Credit Terms / terms and conditions page"",""notes"":""Enrichment source for APR, fees, eligibility caveats, and terms limitations.""}],""evidence_summary"":[""Product page states $200 bonus after $500 spend in first 3 months, unlimited 2% cash rewards, and $0 annual fee."",""Terms page confirms 0% intro APR for 12 months on purchases and balance transfers, then 18.49%, 24.49%, or 28.49% variable APR, and annual fee none.""],""limitations"":""Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used.""}",2026-05-30 04:13:56,2026-05-30 15:47:45,,,,NA,NA
79,"Wells Fargo Bank, N.A.",Wells Fargo Attune World Elite Mastercard,CONSUMER,CASH_BACK,$100 cash rewards bonus after $500 in purchases in the first 3 months; 0% intro APR for 12 months on purchases.,,100,500,90,$500 in purchases in the first 3 months,0,0,,0% introductory APR for 12 months from account opening on purchases.,"18.49%, 24.49%, or 28.49% variable purchase APR thereafter.","Unlimited 4% cash rewards on select self-care, sports/recreation/entertainment, transit, EV charging, and select thrift-store categories; 1% on other purchases.",https://creditcards.wellsfargo.com/attune-credit-card/?FPID=012286I6P10000&product_code=CC&subproduct_code=EM&sub_channel=WEB&vendor_code=WF&cx_nm=CXNAME_CSMPD_MC_CG,Official product page with linked Important Credit Terms,2026-05-29T22:13:08-06:00,"Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used.","{""target"":{""id"":6,""institution"":""Wells Fargo"",""institution_type"":""Bank/Card Issuer"",""role"":""Primary issuer and co-brand issuer"",""known_issuer_partner"":""Wells Fargo Bank, N.A."",""known_rewards_card_examples"":""Active Cash, Autograph, Autograph Journey, Choice Privileges, One Key"",""offer_research_url"":""https://creditcards.wellsfargo.com/"",""alternate_issuer_url"":""https://www.wellsfargo.com/credit-cards/""},""retrieved"":""2026-05-29T22:13:08-06:00"",""sources"":[{""url"":""https://creditcards.wellsfargo.com/"",""basis"":""Official Wells Fargo credit card hub"",""notes"":""Listed all 10 cards and card-category counts.""},{""url"":""https://creditcards.wellsfargo.com/attune-credit-card/?FPID=012286I6P10000&product_code=CC&subproduct_code=EM&sub_channel=WEB&vendor_code=WF&cx_nm=CXNAME_CSMPD_MC_CG"",""basis"":""Official product page"",""notes"":""Primary source for welcome offer, rewards, annual fee marketing tile, and channel caveats.""},{""url"":""https://www.wellsfargo.com/credit-cards/attune/terms/?FPID=012286I6P10000&product_code=CC&subproduct_code=EM&sub_channel=WEB&vendor_code=WF&cx_nm=CXNAME_CSMHP_MC_CG"",""basis"":""Official Important Credit Terms / terms and conditions page"",""notes"":""Enrichment source for APR, fees, eligibility caveats, and terms limitations.""}],""evidence_summary"":[""Product page states $100 bonus after $500 spend in first 3 months, 4% cash rewards categories, $0 annual fee, and 0% purchase intro APR for 12 months."",""Terms page confirms 0% purchase APR for 12 months, then 18.49%, 24.49%, or 28.49% variable APR, and annual fee none.""],""limitations"":""Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used.""}",2026-05-30 04:13:56,2026-05-30 15:47:45,,,,NA,NA
76,"Wells Fargo Bank, N.A.",Wells Fargo Autograph Journey Visa Signature Card,CONSUMER,TRAVEL_REWARDS,"60,000 bonus points after $4,000 in purchases in the first 3 months; product page describes this as $600 toward a next trip.",60000,NA,4000,90,"$4,000 in purchases in the first 3 months",95,0,,No public intro APR found on official product or terms page.,"19.49%, 25.49%, or 28.49% variable purchase APR.","5X points with hotels, 4X points with airlines, 3X points on restaurants and other travel, 1X on other purchases; $50 annual statement credit with a minimum $50 airline purchase.",https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/?FPID=0127E1I0P10000&product_code=CC&subproduct_code=MT&sub_channel=WEB&vendor_code=WF&cx_nm=CXNAME_CSMPD_MC_CG,Official product page with linked Important Credit Terms,2026-05-29T22:13:08-06:00,"Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used.","{""target"":{""id"":6,""institution"":""Wells Fargo"",""institution_type"":""Bank/Card Issuer"",""role"":""Primary issuer and co-brand issuer"",""known_issuer_partner"":""Wells Fargo Bank, N.A."",""known_rewards_card_examples"":""Active Cash, Autograph, Autograph Journey, Choice Privileges, One Key"",""offer_research_url"":""https://creditcards.wellsfargo.com/"",""alternate_issuer_url"":""https://www.wellsfargo.com/credit-cards/""},""retrieved"":""2026-05-29T22:13:08-06:00"",""sources"":[{""url"":""https://creditcards.wellsfargo.com/"",""basis"":""Official Wells Fargo credit card hub"",""notes"":""Listed all 10 cards and card-category counts.""},{""url"":""https://creditcards.wellsfargo.com/autograph-journey-visa-credit-card/?FPID=0127E1I0P10000&product_code=CC&subproduct_code=MT&sub_channel=WEB&vendor_code=WF&cx_nm=CXNAME_CSMPD_MC_CG"",""basis"":""Official product page"",""notes"":""Primary source for welcome offer, rewards, annual fee marketing tile, and channel caveats.""},{""url"":""https://www.wellsfargo.com/credit-cards/autograph-journey-visa/terms/?FPID=0127E1I0P10000&product_code=CC&subproduct_code=MT&cx_nm=CXNAME_CSMHP_MC_CG&sub_channel=WEB&vendor_code=WF"",""basis"":""Official Important Credit Terms / terms and conditions page"",""notes"":""Enrichment source for APR, fees, eligibility caveats, and terms limitations.""}],""evidence_summary"":[""Product page states 60,000 bonus points after $4,000 spend in first 3 months, $95 annual fee, and travel rewards earn rates."",""Terms page confirms purchase APR of 19.49%, 25.49%, or 28.49% variable and annual fee $95.""],""limitations"":""Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used.""}",2026-05-30 04:13:56,2026-05-30 15:47:45,,,points,NA,NA
77,"Wells Fargo Bank, N.A.",Wells Fargo Autograph Visa Card,CONSUMER,REWARDS,"20,000 bonus points after $1,000 in purchases in the first 3 months; product page describes this as a $200 cash redemption value; 0% intro APR for 12 months on purchases.",20000,NA,1000,90,"$1,000 in purchases in the first 3 months",0,0,,0% introductory APR for 12 months from account opening on purchases.,"18.49%, 24.49%, or 28.49% variable purchase APR thereafter.","Unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; 1X on other purchases.",https://creditcards.wellsfargo.com/autograph-visa-credit-card/?FPID=012988I6P10000&product_code=CC&subproduct_code=AU&cx_nm=CXNAME_CSMPD_MC_CG&sub_channel=WEB&vendor_code=WF,Official product page with linked Important Credit Terms,2026-05-29T22:13:08-06:00,"Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used.","{""target"":{""id"":6,""institution"":""Wells Fargo"",""institution_type"":""Bank/Card Issuer"",""role"":""Primary issuer and co-brand issuer"",""known_issuer_partner"":""Wells Fargo Bank, N.A."",""known_rewards_card_examples"":""Active Cash, Autograph, Autograph Journey, Choice Privileges, One Key"",""offer_research_url"":""https://creditcards.wellsfargo.com/"",""alternate_issuer_url"":""https://www.wellsfargo.com/credit-cards/""},""retrieved"":""2026-05-29T22:13:08-06:00"",""sources"":[{""url"":""https://creditcards.wellsfargo.com/"",""basis"":""Official Wells Fargo credit card hub"",""notes"":""Listed all 10 cards and card-category counts.""},{""url"":""https://creditcards.wellsfargo.com/autograph-visa-credit-card/?FPID=012988I6P10000&product_code=CC&subproduct_code=AU&cx_nm=CXNAME_CSMPD_MC_CG&sub_channel=WEB&vendor_code=WF"",""basis"":""Official product page"",""notes"":""Primary source for welcome offer, rewards, annual fee marketing tile, and channel caveats.""},{""url"":""https://www.wellsfargo.com/credit-cards/autograph-visa/terms/?FPID=012988I6P10000&product_code=CC&subproduct_code=AU&cx_nm=CXNAME_CSMHP_MC_CG&sub_channel=WEB&vendor_code=WF"",""basis"":""Official Important Credit Terms / terms and conditions page"",""notes"":""Enrichment source for APR, fees, eligibility caveats, and terms limitations.""}],""evidence_summary"":[""Product page states 20,000 bonus points after $1,000 spend in first 3 months, $0 annual fee, 3X categories, and purchase intro APR."",""Terms page confirms 0% purchase APR for 12 months, then 18.49%, 24.49%, or 28.49% variable APR, and annual fee none.""],""limitations"":""Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used.""}",2026-05-30 04:13:56,2026-05-30 15:47:45,,,points,NA,NA
78,"Wells Fargo Bank, N.A.",Wells Fargo Reflect Visa Card,CONSUMER,BALANCE_TRANSFER,0% intro APR for 21 months from account opening on purchases and qualifying balance transfers.,,NA,NA,NA,NA,0,0,,0% introductory APR for 21 months from account opening on purchases and qualifying balance transfers; balance transfer requests must be made within 120 days to qualify.,"17.49%, 23.99%, or 28.24% variable purchase APR thereafter.",No rewards program found on public product page; product focuses on long intro APR and lists cell phone protection.,https://creditcards.wellsfargo.com/reflect-visa-credit-card/?FPID=013000IGF80000&product_code=CC&subproduct_code=VV&cx_nm=CXNAME_CSMPD_MC_CG&sub_channel=WEB&vendor_code=WF,Official product page with linked Important Credit Terms,2026-05-29T22:13:08-06:00,"Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used.","{""target"":{""id"":6,""institution"":""Wells Fargo"",""institution_type"":""Bank/Card Issuer"",""role"":""Primary issuer and co-brand issuer"",""known_issuer_partner"":""Wells Fargo Bank, N.A."",""known_rewards_card_examples"":""Active Cash, Autograph, Autograph Journey, Choice Privileges, One Key"",""offer_research_url"":""https://creditcards.wellsfargo.com/"",""alternate_issuer_url"":""https://www.wellsfargo.com/credit-cards/""},""retrieved"":""2026-05-29T22:13:08-06:00"",""sources"":[{""url"":""https://creditcards.wellsfargo.com/"",""basis"":""Official Wells Fargo credit card hub"",""notes"":""Listed all 10 cards and card-category counts.""},{""url"":""https://creditcards.wellsfargo.com/reflect-visa-credit-card/?FPID=013000IGF80000&product_code=CC&subproduct_code=VV&cx_nm=CXNAME_CSMPD_MC_CG&sub_channel=WEB&vendor_code=WF"",""basis"":""Official product page"",""notes"":""Primary source for welcome offer, rewards, annual fee marketing tile, and channel caveats.""},{""url"":""https://www.wellsfargo.com/credit-cards/reflect-visa/terms/?FPID=013000IGF80000&product_code=CC&subproduct_code=VV&cx_nm=CXNAME_CSMHP_MC_CG&sub_channel=WEB&vendor_code=WF"",""basis"":""Official Important Credit Terms / terms and conditions page"",""notes"":""Enrichment source for APR, fees, eligibility caveats, and terms limitations.""}],""evidence_summary"":[""Product page states 0% intro APR for 21 months on purchases and qualifying balance transfers and $0 annual fee."",""Terms page confirms 0% intro APR for 21 months, then 17.49%, 23.99%, or 28.24% variable APR, and annual fee none.""],""limitations"":""Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used.""}",2026-05-30 04:13:56,2026-05-30 15:47:45,,,,NA,NA
84,"Wells Fargo Bank, N.A.",Wells Fargo Signify Business Cash Mastercard,BUSINESS,CASH_BACK,"$500 cash rewards bonus after $5,000 in purchases for the business in the first 3 months; 0% intro APR for 12 months on purchases.",,500,5000,90,"$5,000 in purchases for the business in the first 3 months",0,0,,0% introductory APR for 12 months from account opening on purchases.,"16.74% to 24.74% variable purchase APR thereafter, based on creditworthiness and that of the business.",Unlimited 2% cash rewards on business purchases with no caps or spending categories.,https://creditcards.wellsfargo.com/business-credit-cards/signify-business-cash-credit-card/?FPID=7086BAI6000000&product_code=BD&subproduct_code=BCMC&cx_nm=CXNAME_CSMPD_MC_CG&sub_channel=WEB&vendor_code=WF,Official product page with linked Important Credit Terms,2026-05-29T22:13:08-06:00,"Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used.","{""target"":{""id"":6,""institution"":""Wells Fargo"",""institution_type"":""Bank/Card Issuer"",""role"":""Primary issuer and co-brand issuer"",""known_issuer_partner"":""Wells Fargo Bank, N.A."",""known_rewards_card_examples"":""Active Cash, Autograph, Autograph Journey, Choice Privileges, One Key"",""offer_research_url"":""https://creditcards.wellsfargo.com/"",""alternate_issuer_url"":""https://www.wellsfargo.com/credit-cards/""},""retrieved"":""2026-05-29T22:13:08-06:00"",""sources"":[{""url"":""https://creditcards.wellsfargo.com/"",""basis"":""Official Wells Fargo credit card hub"",""notes"":""Listed all 10 cards and card-category counts.""},{""url"":""https://creditcards.wellsfargo.com/business-credit-cards/signify-business-cash-credit-card/?FPID=7086BAI6000000&product_code=BD&subproduct_code=BCMC&cx_nm=CXNAME_CSMPD_MC_CG&sub_channel=WEB&vendor_code=WF"",""basis"":""Official product page"",""notes"":""Primary source for welcome offer, rewards, annual fee marketing tile, and channel caveats.""},{""url"":""https://www.wellsfargo.com/biz/business-credit/credit-cards/signify-business-cash-credit-card-terms-conditions?FPID=7086BAI6000000&product_code=BD&subproduct_code=BCMC&cx_nm=CXNAME_CSMHP_MC_CG&sub_channel=WEB&vendor_code=WF"",""basis"":""Official Important Credit Terms / terms and conditions page"",""notes"":""Enrichment source for APR, fees, eligibility caveats, and terms limitations.""}],""evidence_summary"":[""Product page states $500 bonus after $5,000 business spend in first 3 months, unlimited 2% cash rewards, $0 annual fee, and 0% intro APR for 12 months."",""Terms page confirms 0% purchase APR for 12 months, then 16.74% to 24.74% variable APR, and annual fee none.""],""limitations"":""Official Wells Fargo pages state offers may differ by marketing channel and must be selected through the public page to take advantage of the offer. No login, prequalification, approval-check, or application submission flow was used.""}",2026-05-30 04:13:56,2026-05-30 15:47:45,,,,NA,NA