Privacy Policy – Kundli Milan Effective date: 5 November 2026 Kundli Milan is run by Sigma Tech India ("we", "us"). This policy explains what personal data the Kundli Milan app (Android and iPhone) collects, why, where it is kept, who helps us process it, and your rights under India's Digital Personal Data Protection Act, 2023. The same text is shown inside the app under Privacy Policy. 1. Data we collect - Account: your name and the phone number or email you sign in with (phone OTP, Google or Apple sign-in). - Your birth details (date, time and place of birth): saved to your account so your kundli and daily guidance come back on any phone. - Couple packs: the name, phone number or email, and birth details you enter for your partner, so your partner can see the same guidance. You confirm your partner has agreed before an invite is sent. If your partner declines or deletes the invite, their birth details are erased. - People you look up for a match or a compatibility check stay on your phone only. We do not keep them on our servers. - Purchases: plan, amount and payment reference. We never receive or store card, bank or UPI details. - Technical: device and notification identifiers, app usage events and crash reports, to keep the service working and secure. Your chart is calculated by our own engine on your phone. 2. How we use it Only to create your reports, run your account and payments, send the notifications you chose, and keep the app secure. We never sell your data and never use it for advertising. 3. Where it is stored and how it is protected Your data is encrypted in transit and stored on Google Firebase servers located in the United States. Access is limited to what the service needs. If a data breach affects you, we will inform you and the authorities as the law requires. 4. AI features Some report text is written with AI (Claude, by Anthropic, USA), called from our own server. We send only the chart results the app has already calculated, first names and the language. Your date, time and place of birth, phone number, email and payment details are never sent to the AI. Under Anthropic's commercial terms this data is not used to train its models. 5. Who helps us (service providers) We share data only with the providers that run parts of the service, and only for that purpose: - Google: Firebase hosting, sign-in, notifications and crash reports; Google Places for birthplace search - OpenStreetMap: birthplace search - Anthropic: AI wording, as described above - Razorpay (Android) and Apple (iPhone): payments We may also disclose data if the law requires it. 6. How long we keep data We keep your data while your account is active. Deleting your account erases your profile, birth details and couple details from our servers. Payment records are kept as long as tax law requires, and technical logs for up to one year. 7. Your rights and deleting your account You can ask us to access, correct or erase your data, or withdraw your consent. You can delete your account at any time in the app (Edit my details → Delete Account) or by email — see: https://raw.githubusercontent.com/shubhamraj0003-commits/sigma-tech-policies/refs/heads/main/account-deletion.html If you are not satisfied with our reply, you can complain to the Data Protection Board of India. 8. Age limit Kundli Milan is meant for adults. You must be 18 or older to create an account. 9. Changes to this policy We will update this page and its effective date when the policy changes, and ask for your consent again in the app when the change is material. 10. Contact and grievance redressal Grievance Officer, Sigma Tech India Email: kundlimilan@sigmatechind.com We acknowledge within 48 hours and resolve within 30 days.