Monzo US https://monzo.com/us/blog 2025-09-01T01:30:49Z An unofficial Monzo US blog feed generated by Akash Goswami (https://akashgoswami.dev) You can now earn up to 4.25% APY on your money with Monzo Savings Jars 2024-07-29T00:00:00Z tag:monzo.com,2024-07-29:/us/blog/monzo-us-blog/monzo-savings-jars-launch Today marks an exciting step on the Monzo journey, as we announce interest on Savings Jars. You'll now be able to earn interest on money saved in your Jars. What is APY? 2024-07-29T00:00:00Z tag:monzo.com,2024-07-29:/us/blog/what-is-apy If you're new to saving, you might be wondering what APY is and why it's so important. Here's the lowdown… Achieve your savings goals on time with Pots 2023-09-12T00:00:00Z tag:monzo.com,2023-09-12:/us/blog/monzo-us-blog/pot-goals Set up a savings goal with a date on a Pot, and we'll help you work out what you need to save to reach your goal. Cover your expenses by paying directly from Pots 2023-08-22T00:00:00Z tag:monzo.com,2023-08-22:/us/blog/monzo-us-blog/pay-from-pots Pots help you set aside enough money for the important things. And now you can pay from them. It's envelope budgeting, made digital. There's no place like Home 2023-08-10T00:00:00Z tag:monzo.com,2023-08-10:/us/blog/monzo-us-blog/new-home-screen Get to know the new Monzo app Home screen, made for better visibility and control of your finances. How I use Monzo Pots for cash stuffing 2023-07-20T00:00:00Z tag:monzo.com,2023-07-20:/us/blog/monzo-us-blog/pots-envelope-budget Melanie*, 25, uses Pots for her budget using the envelope budget method, also called cash stuffing. Here's how she organizes her budget for the month. Spend confidently with category targets 2023-06-06T00:00:00Z tag:monzo.com,2023-06-06:/us/blog/monzo-us-blog/trends-category-targets Whether you're a budgeting novice or looking for a more streamlined approach, category targets help you stay on track with your finances and budget. Salary Sorter - the simple solution to make the most of your paycheck 2023-05-29T00:00:00Z tag:monzo.com,2023-05-29:/us/blog/monzo-us-blog/auto-salary-sorter Sort your paycheck automatically so it's neatly organized into Pots for you as soon as you get paid. Stay ahead of credit card debt with a Credit Card Pot 2023-05-10T00:00:00Z tag:monzo.com,2023-05-10:/us/blog/monzo-us-blog/credit-card-pot Automatically set aside a little bit of your money when you use your credit card. Whatever is saved will help pay off your balance. Plan for the unexpected with an emergency fund Pot 2023-04-26T00:00:00Z tag:monzo.com,2023-04-26:/us/blog/monzo-us-blog/emergency-fund-pot Don't get caught in the rain: our new emergency fund Pots have you covered for unexpected expenses and whatever else life pours on you. The perks of having a joint account with Monzo 2023-02-20T00:00:00Z tag:monzo.com,2023-02-20:/us/blog/monzo-us-blog/joint-account-perks A joint account can make it easier for two people to manage their shared finances together, like everyday spending or household bills. Managing money together: how to get started with your Monzo joint account 2023-02-20T00:00:00Z tag:monzo.com,2023-02-20:/us/blog/monzo-us-blog/joint-accounts-get-started A joint account can make it easier for two people to manage their shared finances together. Here's how to get started with a joint account at Monzo. Get paid early with faster direct deposit 2023-02-16T00:00:00Z tag:monzo.com,2023-02-16:/us/blog/monzo-us-blog/get-paid-early Get paid up to 2 days early when you set up direct deposit with Monzo. Help us test joint accounts 2022-12-30T00:00:00Z tag:monzo.com,2022-12-30:/us/blog/monzo-us-blog/joint-accounts-beta A joint account is a shared account between two people, making it easy to pay bills or save for goals together. Help us beta test today! Introducing Trends - the future of money management 2022-12-14T00:00:00Z tag:monzo.com,2022-12-14:/us/blog/monzo-us-blog/trends Trends is designed to give you even more visibility of your entire financial life with just a tap. See a breakdown of your spending and saving across all your Monzo and external connected accounts together. Tipping made easy 2022-09-15T00:00:00Z tag:monzo.com,2022-09-15:/us/blog/monzo-us-blog/tip-tracker Tracking your tips with Monzo will show your updated balance immediately while the final amount is being processed. Our built-in tip calculator even does the math for you! My first 6 months as an Android Engineer and Backend Engineer at Monzo 2022-06-29T00:00:00Z tag:monzo.com,2022-06-29:/us/blog/monzo-us-blog/first-six-months-android-engineer-backend-engineer Ryan joined Monzo as the first Android Engineer on the US team and has also done some work as a Backend Engineer. Read about why he joined Monzo! Manage your money and get visibility across multiple bank accounts 2022-06-21T00:00:00Z tag:monzo.com,2022-06-21:/us/blog/monzo-us-blog/manage-multiple-bank-accounts Track your spending, balances, and more all in the Monzo app when you connect your external bank accounts and credit cards. Supporting mental health and wellbeing at Monzo 2022-05-13T00:00:00Z tag:monzo.com,2022-05-13:/us/blog/monzo-us-blog/supporting-mental-health-and-wellbeing At Monzo, mental health is just as important as physical health. These are a few things we've done to support mental health and wellbeing. Interviewing at Monzo: an overview of our interview process 2022-04-27T00:00:00Z tag:monzo.com,2022-04-27:/us/blog/monzo-us-blog/interviewing-at-monzo At Monzo, we hire for strengths and our interview process is designed to learn about those strengths. Who are our users: 2022 survey insights 2022-04-05T00:00:00Z tag:monzo.com,2022-04-05:/us/blog/2022/04/05/monzo-us-blog-2022-survey-insights We sent out a survey to thousands of US users to get an idea of what to build next, but wanted to share some of the most interesting points we saw. Monzo is working to build a more empathetic workplace 2022-03-23T00:00:00Z tag:monzo.com,2022-03-23:/us/blog/monzo-us-blog/working-to-build-more-empathetic-workplace As we continue to build an amazing team and product in the US, we want to share a few ways in which Monzo helps create a more empathetic workplace. Monzo Moves from Beta to Public Launch in the US! 2022-02-01T00:00:00Z tag:monzo.com,2022-02-01:/us/blog/2022/02/01/monzo-us-blog-monzo-moves-from-beta-to-public-launch-in-the-us Today, Monzo is moving out of closed beta and opening Monzo to customers across America! The wait(list) is over - if you want a Monzo account, just download the app and apply. New Year, New Budget 2021-12-23T00:00:00Z tag:monzo.com,2021-12-23:/us/blog/monzo-us-blog/new-year-new-budget 2022 is just around the corner, so it's the perfect time to set some New Year's resolutions, get your finances in order, and make a plan for the year ahead. October Virtual Community Event Recap 2021-11-15T00:00:00Z tag:monzo.com,2021-11-15:/us/blog/2021/11/15/monzo-us-blog-october-virtual-community-event-recap The Monzo US team recently held our second virtual community meetup. We were super excited to share the progress from the past six months, as well as meet and answer questions from many of our passionate users! Meet Nathan, our Head of Engineering 2021-11-11T00:00:00Z tag:monzo.com,2021-11-11:/us/blog/2021/11/11/monzo-us-blog-meet-nathan-our-head-of-engineering In the third installment of our “Meet the Monzo US Team”, we talk to Nathan Woo, our new Head of Engineering. Scheduled payments, made easy 2021-10-26T00:00:00Z tag:monzo.com,2021-10-26:/us/blog/monzo-us-blog/scheduled-payments You can now see all your scheduled and recurring payments in one place within the Payments tab of your Monzo app. Introducing Salary Sorter 2021-09-16T00:00:00Z tag:monzo.com,2021-09-16:/us/blog/monzo-us-blog/salary-sorter When you get paid into Monzo, our new Salary Sorter gives you the option to automatically divide up incoming payments into different pots, with the rest left in your main balance to spend. Move money to and from your other accounts - now in Beta testing 2021-08-24T00:00:00Z tag:monzo.com,2021-08-24:/us/blog/2021/08/24/monzo-us-blog-move-money-to-and-from-your-other-accounts-now-in-beta-testing From today you'll be able to link your other non-Monzo accounts to your Monzo account. Quickly add money to your Monzo account from linked accounts, or move money from Monzo to any of your other accounts - all from inside the Monzo app. Meet Richard, a Monzo US Backend Engineer 2021-07-19T00:00:00Z tag:monzo.com,2021-07-19:/us/blog/2021/07/19/meet-richard-a-monzo-us-backend-engineer In the first of our “Meet the Monzo US Team” series of blog posts, we talk to Richard Dingwall, one of our superstar engineers who has been with Monzo for over 5 years and who has been working on the US team for the past year and a half. Updating our Product Roadmap for 2021 2021-05-18T00:00:00Z tag:monzo.com,2021-05-18:/us/blog/2021/05/18/monzo-us-blog-updating-our-product-roadmap-for-2021 We've excited to share with you our updated product roadmap. Since we shared our public roadmap in January 2020 a lot has changed, and so we felt like the time was now right to update our product roadmap and share this with our community.  Personalized Cards Have Landed 2020-12-16T00:00:00Z tag:monzo.com,2020-12-16:/us/blog/2020/12/16/monzo-us-blog-personalized-cards-have-landed We're excited to announce that we've rolled out our newly designed, personalized Monzo USA cards. You can now order a card with your name on it - no more awkwardly being called “Monzo Beta” when picking up a coffee at your local shop! You can now hide your Monzo US Pots and change the order they're in! 2020-05-15T00:00:00Z tag:monzo.com,2020-05-15:/us/blog/2020/05/15/monzo-us-blog-you-can-now-hide-your-pots-and-change-the-order-theyre-in-us See what's important to you first, and hide Pots you don't want to see every day. Monzo US: We're here to support you with your money and your Monzo account during the coronavirus outbreak 2020-03-18T00:00:00Z tag:monzo.com,2020-03-18:/us/blog/2020/03/18/monzo-us-blog-coronavirus-update If you are affected by coronavirus, it could also impact your income, your finances, and how you're able to manage your money. That's why we want to reassure you that we're well-equipped to support you and keep Monzo running US Beta Update 🔧 2020-03-11T00:00:00Z tag:monzo.com,2020-03-11:/us/blog/2020/03/11/monzo-us-blog-us-update-waitlist You can now move up the Monzo waitlist faster 🚀 Introducing our transparent product roadmap - US 2020-01-24T00:00:00Z tag:monzo.com,2020-01-24:/us/blog/24/01/2020/monzo-us-blog-us-product-roadmap We're excited to say that we're slowly starting to offer Monzo accounts to those on our US waitlist! 🚀 Contactless cards 2020-01-15T00:00:00Z tag:monzo.com,2020-01-15:/us/blog/2020/01/14/monzo-us-blog-contactless All Monzo Beta cards are now contactless, so you can tap to pay 🙌 Pots are here on Monzo Beta! 2020-01-15T00:00:00Z tag:monzo.com,2020-01-15:/us/blog/2020/01/15/monzo-us-blog-pots-us-beta Pots on Monzo are a way to help you budget and save for your goals 🍯 Monzo is launching in the USA! 2019-06-12T00:00:00Z tag:monzo.com,2019-06-12:/us/blog/2019/06/13/monzo-us-blog-monzo-usa Our mission is to make money work for everyone. And our next stop is the USA! 🇺🇸