Monzo UShttps://monzo.com/us/blog2025-09-01T01:30:49ZAn unofficial Monzo US blog feed generated by Akash Goswami (https://akashgoswami.dev)You can now earn up to 4.25% APY on your money with Monzo Savings Jars2024-07-29T00:00:00Ztag:monzo.com,2024-07-29:/us/blog/monzo-us-blog/monzo-savings-jars-launchToday marks an exciting step on the Monzo journey, as we announce interest on Savings Jars. You'll now be able to earn interest on money saved in your Jars.What is APY?2024-07-29T00:00:00Ztag:monzo.com,2024-07-29:/us/blog/what-is-apyIf you're new to saving, you might be wondering what APY is and why it's so important. Here's the lowdown…Achieve your savings goals on time with Pots2023-09-12T00:00:00Ztag:monzo.com,2023-09-12:/us/blog/monzo-us-blog/pot-goalsSet up a savings goal with a date on a Pot, and we'll help you work out what you need to save to reach your goal.Cover your expenses by paying directly from Pots2023-08-22T00:00:00Ztag:monzo.com,2023-08-22:/us/blog/monzo-us-blog/pay-from-potsPots help you set aside enough money for the important things. And now you can pay from them. It's envelope budgeting, made digital.There's no place like Home2023-08-10T00:00:00Ztag:monzo.com,2023-08-10:/us/blog/monzo-us-blog/new-home-screenGet to know the new Monzo app Home screen, made for better visibility and control of your finances.How I use Monzo Pots for cash stuffing2023-07-20T00:00:00Ztag:monzo.com,2023-07-20:/us/blog/monzo-us-blog/pots-envelope-budgetMelanie*, 25, uses Pots for her budget using the envelope budget method, also called cash stuffing. Here's how she organizes her budget for the month.Spend confidently with category targets2023-06-06T00:00:00Ztag:monzo.com,2023-06-06:/us/blog/monzo-us-blog/trends-category-targetsWhether you're a budgeting novice or looking for a more streamlined approach, category targets help you stay on track with your finances and budget.Salary Sorter - the simple solution to make the most of your paycheck2023-05-29T00:00:00Ztag:monzo.com,2023-05-29:/us/blog/monzo-us-blog/auto-salary-sorterSort your paycheck automatically so it's neatly organized into Pots for you as soon as you get paid.Stay ahead of credit card debt with a Credit Card Pot2023-05-10T00:00:00Ztag:monzo.com,2023-05-10:/us/blog/monzo-us-blog/credit-card-potAutomatically set aside a little bit of your money when you use your credit card. Whatever is saved will help pay off your balance.Plan for the unexpected with an emergency fund Pot2023-04-26T00:00:00Ztag:monzo.com,2023-04-26:/us/blog/monzo-us-blog/emergency-fund-potDon't get caught in the rain: our new emergency fund Pots have you covered for unexpected expenses and whatever else life pours on you.The perks of having a joint account with Monzo2023-02-20T00:00:00Ztag:monzo.com,2023-02-20:/us/blog/monzo-us-blog/joint-account-perksA joint account can make it easier for two people to manage their shared finances together, like everyday spending or household bills.Managing money together: how to get started with your Monzo joint account2023-02-20T00:00:00Ztag:monzo.com,2023-02-20:/us/blog/monzo-us-blog/joint-accounts-get-startedA joint account can make it easier for two people to manage their shared finances together. Here's how to get started with a joint account at Monzo.Get paid early with faster direct deposit2023-02-16T00:00:00Ztag:monzo.com,2023-02-16:/us/blog/monzo-us-blog/get-paid-earlyGet paid up to 2 days early when you set up direct deposit with Monzo.Help us test joint accounts2022-12-30T00:00:00Ztag:monzo.com,2022-12-30:/us/blog/monzo-us-blog/joint-accounts-betaA joint account is a shared account between two people, making it easy to pay bills or save for goals together. Help us beta test today!Introducing Trends - the future of money management2022-12-14T00:00:00Ztag:monzo.com,2022-12-14:/us/blog/monzo-us-blog/trendsTrends is designed to give you even more visibility of your entire financial life with just a tap. See a breakdown of your spending and saving across all your Monzo and external connected accounts together.Tipping made easy2022-09-15T00:00:00Ztag:monzo.com,2022-09-15:/us/blog/monzo-us-blog/tip-trackerTracking your tips with Monzo will show your updated balance immediately while the final amount is being processed. Our built-in tip calculator even does the math for you!My first 6 months as an Android Engineer and Backend Engineer at Monzo2022-06-29T00:00:00Ztag:monzo.com,2022-06-29:/us/blog/monzo-us-blog/first-six-months-android-engineer-backend-engineerRyan joined Monzo as the first Android Engineer on the US team and has also done some work as a Backend Engineer. Read about why he joined Monzo!Manage your money and get visibility across multiple bank accounts2022-06-21T00:00:00Ztag:monzo.com,2022-06-21:/us/blog/monzo-us-blog/manage-multiple-bank-accountsTrack your spending, balances, and more all in the Monzo app when you connect your external bank accounts and credit cards.Supporting mental health and wellbeing at Monzo2022-05-13T00:00:00Ztag:monzo.com,2022-05-13:/us/blog/monzo-us-blog/supporting-mental-health-and-wellbeingAt Monzo, mental health is just as important as physical health. These are a few things we've done to support mental health and wellbeing.Interviewing at Monzo: an overview of our interview process2022-04-27T00:00:00Ztag:monzo.com,2022-04-27:/us/blog/monzo-us-blog/interviewing-at-monzoAt Monzo, we hire for strengths and our interview process is designed to learn about those strengths.Who are our users: 2022 survey insights2022-04-05T00:00:00Ztag:monzo.com,2022-04-05:/us/blog/2022/04/05/monzo-us-blog-2022-survey-insightsWe sent out a survey to thousands of US users to get an idea of what to build next, but wanted to share some of the most interesting points we saw.Monzo is working to build a more empathetic workplace2022-03-23T00:00:00Ztag:monzo.com,2022-03-23:/us/blog/monzo-us-blog/working-to-build-more-empathetic-workplaceAs we continue to build an amazing team and product in the US, we want to share a few ways in which Monzo helps create a more empathetic workplace.Monzo Moves from Beta to Public Launch in the US!2022-02-01T00:00:00Ztag:monzo.com,2022-02-01:/us/blog/2022/02/01/monzo-us-blog-monzo-moves-from-beta-to-public-launch-in-the-usToday, Monzo is moving out of closed beta and opening Monzo to customers across America! The wait(list) is over - if you want a Monzo account, just download the app and apply.New Year, New Budget2021-12-23T00:00:00Ztag:monzo.com,2021-12-23:/us/blog/monzo-us-blog/new-year-new-budget2022 is just around the corner, so it's the perfect time to set some New Year's resolutions, get your finances in order, and make a plan for the year ahead.October Virtual Community Event Recap2021-11-15T00:00:00Ztag:monzo.com,2021-11-15:/us/blog/2021/11/15/monzo-us-blog-october-virtual-community-event-recapThe Monzo US team recently held our second virtual community meetup. We were super excited to share the progress from the past six months, as well as meet and answer questions from many of our passionate users!Meet Nathan, our Head of Engineering2021-11-11T00:00:00Ztag:monzo.com,2021-11-11:/us/blog/2021/11/11/monzo-us-blog-meet-nathan-our-head-of-engineeringIn the third installment of our “Meet the Monzo US Team”, we talk to Nathan Woo, our new Head of Engineering.Scheduled payments, made easy2021-10-26T00:00:00Ztag:monzo.com,2021-10-26:/us/blog/monzo-us-blog/scheduled-paymentsYou can now see all your scheduled and recurring payments in one place within the Payments tab of your Monzo app.Introducing Salary Sorter2021-09-16T00:00:00Ztag:monzo.com,2021-09-16:/us/blog/monzo-us-blog/salary-sorterWhen you get paid into Monzo, our new Salary Sorter gives you the option to automatically divide up incoming payments into different pots, with the rest left in your main balance to spend.Move money to and from your other accounts - now in Beta testing2021-08-24T00:00:00Ztag:monzo.com,2021-08-24:/us/blog/2021/08/24/monzo-us-blog-move-money-to-and-from-your-other-accounts-now-in-beta-testingFrom today you'll be able to link your other non-Monzo accounts to your Monzo account. Quickly add money to your Monzo account from linked accounts, or move money from Monzo to any of your other accounts - all from inside the Monzo app.Meet Richard, a Monzo US Backend Engineer2021-07-19T00:00:00Ztag:monzo.com,2021-07-19:/us/blog/2021/07/19/meet-richard-a-monzo-us-backend-engineerIn the first of our “Meet the Monzo US Team” series of blog posts, we talk to Richard Dingwall, one of our superstar engineers who has been with Monzo for over 5 years and who has been working on the US team for the past year and a half.Updating our Product Roadmap for 20212021-05-18T00:00:00Ztag:monzo.com,2021-05-18:/us/blog/2021/05/18/monzo-us-blog-updating-our-product-roadmap-for-2021We've excited to share with you our updated product roadmap. Since we shared our public roadmap in January 2020 a lot has changed, and so we felt like the time was now right to update our product roadmap and share this with our community. Personalized Cards Have Landed2020-12-16T00:00:00Ztag:monzo.com,2020-12-16:/us/blog/2020/12/16/monzo-us-blog-personalized-cards-have-landedWe're excited to announce that we've rolled out our newly designed, personalized Monzo USA cards. You can now order a card with your name on it - no more awkwardly being called “Monzo Beta” when picking up a coffee at your local shop!You can now hide your Monzo US Pots and change the order they're in!2020-05-15T00:00:00Ztag:monzo.com,2020-05-15:/us/blog/2020/05/15/monzo-us-blog-you-can-now-hide-your-pots-and-change-the-order-theyre-in-usSee what's important to you first, and hide Pots you don't want to see every day.Monzo US: We're here to support you with your money and your Monzo account during the coronavirus outbreak2020-03-18T00:00:00Ztag:monzo.com,2020-03-18:/us/blog/2020/03/18/monzo-us-blog-coronavirus-updateIf you are affected by coronavirus, it could also impact your income, your finances, and how you're able to manage your money. That's why we want to reassure you that we're well-equipped to support you and keep Monzo runningUS Beta Update 🔧2020-03-11T00:00:00Ztag:monzo.com,2020-03-11:/us/blog/2020/03/11/monzo-us-blog-us-update-waitlistYou can now move up the Monzo waitlist faster 🚀Introducing our transparent product roadmap - US2020-01-24T00:00:00Ztag:monzo.com,2020-01-24:/us/blog/24/01/2020/monzo-us-blog-us-product-roadmapWe're excited to say that we're slowly starting to offer Monzo accounts to those on our US waitlist! 🚀Contactless cards 2020-01-15T00:00:00Ztag:monzo.com,2020-01-15:/us/blog/2020/01/14/monzo-us-blog-contactlessAll Monzo Beta cards are now contactless, so you can tap to pay 🙌Pots are here on Monzo Beta!2020-01-15T00:00:00Ztag:monzo.com,2020-01-15:/us/blog/2020/01/15/monzo-us-blog-pots-us-betaPots on Monzo are a way to help you budget and save for your goals 🍯Monzo is launching in the USA!2019-06-12T00:00:00Ztag:monzo.com,2019-06-12:/us/blog/2019/06/13/monzo-us-blog-monzo-usaOur mission is to make money work for everyone. And our next stop is the USA! 🇺🇸