Making opportunities
accessible to everyone

Delivering on the promise of financial inclusion in Africa today to safely connect people with the places, opportunities, and experiences that they truly care about.

Who We Are

We are more than a payment company. We believe everyone should be able to enjoy financial and social inclusion, without regard for physical borders, boundaries, or even social status.

OPay is a one-stop mobile-based platform for payment, transportation, food & grocery delivery, and other important services in your everyday life. Millions of users rely on OPay everyday to send and receive money, pay bills, and order food and groceries.

Why we do it

Over 60% of people in Africa remain unbanked and can’t access the most basic financial services to invest in their education and businesses, which limits their full potential. Nobody should be denied access to participate in the world economy because of their circumstances or background.

With a passionate team, sophisticated mobile platform, and a fast-growing community of users, OPay is making financial services more efficient for millions of users and it starts with the ability to pay and have access to the right opportunities at the right time.

Our Values

When you combine human excellence, expertise and technology, this is what you get.

Entrepreneurship

Entrepreneurship

Ability to identify problems, and collaboratively solve them to create opportunities for everyone.
Diversity

Diversity

At OPay we embrace our interdependence as humans, our rich cultures, and places we come from.
Innovation

Innovation

We partner people with technology to create an impact-first work environment.
Community

Community

Our approach is simple. Great people and a vibrant community, make a good company.

*OPay customers get three free bank transfers daily. Consequent transfers afterwards cost N15 only.
**A 3% service fee is charged when you initiate a transaction and is automatically added to your account balance.

© 2021. OPay is a mobile money platform operated by OPay Digital Services Limited and licensed by the Central Bank of Nigeria. Launched in June 2018, the company has spread its services across all 36 states in Nigeria with over 300,000 mobile money merchants. Unauthorised reproduction and/or redistribution of copyrighted materials on this website and OPay’s social media pages is strictly prohibited.