# Shielding of Assets and Lending Contracts — one-page summary

**Paper ID:** `ssrn-2820650`
**Year:** 2016
**Author(s):** Yonathan Arbel
**SSRN:** https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2820650

## TL;DR

Professor Yonathan Arbel of the University of Alabama School of Law argues that debtor wealth dictates asset shielding decisions. His theory posits that wealthier debtors often find shielding large asset volumes too costly and thus irrational. Conversely, poorer debtors present a higher shielding risk. This dynamic, where shielding is more rational for poorer debtors, significantly influences credit markets.

## Keywords

contracts; AI; law

## Files

- Full text: `papers/ssrn-2820650/paper.txt`
- PDF: `papers/ssrn-2820650/paper.pdf`
- Summary (EN): `papers/ssrn-2820650/summary.md`
- Summary (ZH): `papers/ssrn-2820650/summary.zh.md`

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